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How to Manage Your Money When You Don't Have Any
How to Manage Your Money When You Don't Have Any
How to Manage Your Money When You Don't Have Any
Audiobook4 hours

How to Manage Your Money When You Don't Have Any

Written by Erik Wecks

Narrated by Neil Hellegers

Rating: 4.5 out of 5 stars

4.5/5

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About this audiobook

Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy, along with an easy-to-follow path toward better financial stability that will give hope to even the most financially strapped households. Created by a financial expert who hasn't struck it rich, this guide offers a first-hand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don't Have Any teaches listeners to do the best they can with their income no matter its size. Content rich, personal, and jargon free, the book is opinionated, at times humorous, and full of current everyday references.
LanguageEnglish
Release dateApr 12, 2016
ISBN9781515975670
How to Manage Your Money When You Don't Have Any

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Reviews for How to Manage Your Money When You Don't Have Any

Rating: 4.454308093994778 out of 5 stars
4.5/5

383 ratings39 reviews

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  • Rating: 5 out of 5 stars
    5/5
    Simple and straightforward approach, great advice to managing your debt and real life examples. A good read for those that do not have savings and want to change their financial situation

    4 people found this helpful

  • Rating: 5 out of 5 stars
    5/5
    As someone who is not new to planning personal finances, but needs to learn more, I could say I already knew most of the advice this book provided. However, it’d be a huge mistake not to read it, and read it again from time to time. Why?

    We take things, good and bad, for granted. They’re not. Change will come, by external forces and our own actions. We need to be prepared and act accordingly to our values.

    The goal of this book is to change the way we think about money, its power and where responsibility to our financial stability lies. Spoilers: with us.

    What I loved most? The factual approach, greaseless. That delicate slap in the face here, and occasional punch in the guts. On top of that, the STEP-BY-STEP of how to start and apply his ideas.

    If we didn’t need such steps, we wouldn’t read a book with such a title, would we? Well, I just did read it, and it delivered well what it promised.

    3 people found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Zero Budgeting saved my mental health I swear... great listen

    2 people found this helpful

  • Rating: 4 out of 5 stars
    4/5
    If you're completely new to personal finance, this book contains a lot of information and can help you a long way to get to financial stability. The latter being something I really appreciate in the writer.

    2 people found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Great book if you put it into action and trust yourself, you will succeed, money is a Tool God have given to live life. He teaches us a way to use it that may fit yours. I enjoy the read and will definitely be taking some of his advice and applying it to my own finances.

    Thanks!

    2 people found this helpful

  • Rating: 5 out of 5 stars
    5/5
    I really enjoyed the life experience of the author and how it helped him and his family take a look of finances and to take a different approach to keeping his moral obligation to his family

    2 people found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Basic but very helpful advice. This is the book that any person should read the moment they earn their first paycheck. If I had come across this early in my career, I would've been in a better place now, money-wise. Before you move on to other books, READ THIS FIRST, especially if you have zero personal finance education like me. Thank you, Scribd editors. Thank you, Mr. Wecks!

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Very empowering book recommended for everyone who is struggling which finances finished the book and past to my wife to you as well

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Stumbled upon this book and thought it's another one of those. Boy, oh boy was I so wrong. This book is the real deal. I've listened to it twice in the last couple of weeks on my daily drive to work. It gave me a whole new perspective about managing my finances. I've since created a very workable plan for myself and managed to reshuffle my expenses, move a few things around and increased my savings. All this done without having to sacrifice my beers! Yup I'm a beer snob too! It's definitely worth listening to it again and again. I thank you from the bottom of my heart , Mr. Erik Wecks. I truly appreciate your work.

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    When you think about it, it's all common sense. The problem is, you don't often think about your money this way.

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Written from an informative and true to life's situations. Not from a get rich perspective but a spend less to have more real life perspective.

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Great insight and tips. Not your traditional budgeting guide.

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Great read it’s really help full just give it a try

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    very useful !!! give steps to follow, also is down to earth

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    I think that before one starts reading 'How to be a Millionaire' kind of books, one should read this as a primer. Getting yourself out of a negative balance is the first step which most get-rich books only vaguely touch on.
    A financial advisor in paperback!

    1 person found this helpful

  • Rating: 3 out of 5 stars
    3/5
    It was a good listening. Unfortunately it doesn't really apply to the financial reality of my country but nevertheless I was able to extract something that would help me out in the road to financial stability. The author makes a great case in regards to debt and values that is relevant in any society. Recommend giving it a try.

    1 person found this helpful

  • Rating: 4 out of 5 stars
    4/5
    He made people realize how they are being manipulated and how we just did not realize it.

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Very helpful book with good steps towards personal financial stability

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Excellent book. Most definitely an every day must read book for me!

    1 person found this helpful

  • Rating: 5 out of 5 stars
    5/5
    Easy to digest and see the authors point of view when it comes to money and key take away moments!
  • Rating: 5 out of 5 stars
    5/5
    Finally a personal finance book that doesn’t guilt trip! Truly for an eager beginner or rebooter. I enjoyed his analogies and simple logic.
  • Rating: 4 out of 5 stars
    4/5
    Interesting take on personal finance for those who have a very thin wallet (like me). Encouraging.
  • Rating: 5 out of 5 stars
    5/5
    It’s a short and simple book suitable for people who don’t know how to start managing their finances. The author keeps his best to keep the content easy to digest and I’m sure a lot of people can benefit from reading this book (or listening)
  • Rating: 5 out of 5 stars
    5/5
    I really enjoyed this book. He is a different perspective than a lot of people writing on the subject that I think will be useful for my family as we start our new budgeting adventure
  • Rating: 5 out of 5 stars
    5/5
    great book with practical info. recommend for beginners as much info was basic but still a great guide
  • Rating: 5 out of 5 stars
    5/5
    It's very practical book, with good detailed road map to manage your personal finances
  • Rating: 5 out of 5 stars
    5/5
    I loved it, great book with a lot of great tips for geting financial freedom.
  • Rating: 2 out of 5 stars
    2/5
    I was looking for information for those who literally have no money. If you are not social security age, unemployed, disabled and exhausted your state’s employment benefits, it is tough luck! Some states have no cash benefits, some states $145.00 or so per month. That person is in debt for everything, water, toilet paper, laundry, a healthy table and a healthy bed. Hopefully they are eligible for food stamps but Rent? Forget it! They may not have credit card debt but supporters and even family wants compensation and pay back. Some will take you to court. What then?
  • Rating: 5 out of 5 stars
    5/5
    Very helpful and practical advice!! I first read Dave Ramsey’s book and found this to be the perfect addition
  • Rating: 5 out of 5 stars
    5/5
    Another book that shifted my perspective on budgeting :) I love it!