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Water Damage Protection Measures
Water Damage Protection Measures
Water Damage Protection Measures
Ebook27 pages18 minutes

Water Damage Protection Measures

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Over the past ten years water damage claims have steadily increased to the point where they have overtaken all other property losses combined. Written to provide professional insurance adjusters with a basis for assessing flood and water damage risk. This guide is a combination of two articles published for the Ontario Insurance Adjuster's Association magazine Without Prejudice in April & May 2010

LanguageEnglish
Release dateOct 9, 2010
ISBN9781452397887
Water Damage Protection Measures
Author

Willy G. Henderson

Contact at wghenderson@rogers.comBio to follow soon.

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    Water Damage Protection Measures - Willy G. Henderson

    WATER DAMAGE PROTECTION MEASURES

    by

    Willy G. Henderson

    Smashwords Edition

    *****

    PUBLISHED BY

    Willy G. Henderson on Smashwords

    Water Damage Protection Measures

    Copyright ©2010 Willy G. Henderson

    Other works by Willy G. Henderson at Smashwords

    *****

    WATER DAMAGE PROTECTION MEASURES

    Over the past ten years water damage claims have steadily increased to the point where they have overtaken all other losses combined. According to the Insurance Bureau of Canada (IBC) 2009, 50 % of all homeowner claims are the result of water damage. The reason for this is the cause of much speculation; climate change, poor maintenance of sewer and storm drain infrastructure, and so on. While such factors definitely have an impact, water intrusion in an empty, unfinished concrete basement would likely not have caused a policyholder to file a claim in the past. However, homeowners are increasingly investing in their homes through renovation and in attempts to expand their living space many of these improvements are most often found in the basement. As such it is not uncommon to find expensive hardwood floors, high-end electronics, pool tables, fireplaces, teak molding, and other cosmetic finishes below ground level. This trend in home improvement is likely the largest single cause for the increasing number and cost of water damage claims. As a result, it is forcing the average adjuster to develop a high level of skilled knowledge and understanding of the root causes and remediation of water damage.

    CONSIDERATIONS AT OR BELOW GRADE

    Basement flooding can lead to a host

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