Water Damage Protection Measures
()
About this ebook
Over the past ten years water damage claims have steadily increased to the point where they have overtaken all other property losses combined. Written to provide professional insurance adjusters with a basis for assessing flood and water damage risk. This guide is a combination of two articles published for the Ontario Insurance Adjuster's Association magazine Without Prejudice in April & May 2010
Willy G. Henderson
Contact at wghenderson@rogers.comBio to follow soon.
Read more from Willy G. Henderson
Protecting Your Property From Wind Damage Rating: 0 out of 5 stars0 ratingsWindy Pudding: A Chuck & Wayne Adventure Rating: 0 out of 5 stars0 ratingsCourtesy Flush: Another Chuck & Wayne Adventure Rating: 0 out of 5 stars0 ratings
Related to Water Damage Protection Measures
Related ebooks
Home Inspection Tips for D-I-Yers Rating: 0 out of 5 stars0 ratingsWater Damage Restoration and Clean Up Checklist Rating: 1 out of 5 stars1/5Contractors Exposed: How to Win in the Home Improvement Game Rating: 0 out of 5 stars0 ratingsClaims Management Solutions A Clear and Concise Reference Rating: 0 out of 5 stars0 ratingsA Contractor Tells All: A Guide to Saving Money & Avoiding Trouble On Your Next Home Project Rating: 4 out of 5 stars4/5When Disaster Strikes: Insights on the Home Insurance Claims Process Rating: 0 out of 5 stars0 ratingsHow to Cut the Cost of Your Auto and Homeowner's Insurance Rating: 0 out of 5 stars0 ratingsThe Property Manager Mindset: Reduce Stress, Save Time, Earn More Money Rating: 0 out of 5 stars0 ratingsHome Buyer's Checklist: Everything You Need to Know--but Forget to Ask--Before You Buy a Home Rating: 0 out of 5 stars0 ratingsEthics and Responsibilities for Florida Adjusters Rating: 0 out of 5 stars0 ratingsThe Ultimate Guide to Spas and Hot Tubs Rating: 0 out of 5 stars0 ratingsDIY Storm Claim Secrets Rating: 5 out of 5 stars5/5Residential Construction Performance Guidelines, Contractor Reference, Sixth Edition Rating: 0 out of 5 stars0 ratingsThe Ultimate Guide to Remodeling a Fixer Upper Rating: 0 out of 5 stars0 ratingsInsurance Claims: Damaged Equipment Rating: 0 out of 5 stars0 ratingsHomeowners Insurance Adjusting in Florida Rating: 0 out of 5 stars0 ratingsProfit First for Lawn Care and Landscape Businesses Rating: 0 out of 5 stars0 ratingsHow To Add Value To Your Home Rating: 4 out of 5 stars4/5Building a House Day-By-Day Rating: 0 out of 5 stars0 ratingsInsurance Adjusting After Hurricanes and Tornadoes Rating: 0 out of 5 stars0 ratingsWhat You Need To Know Before You Start Your Home Construction Project: How to Avoid the Headaches of Construction Rating: 0 out of 5 stars0 ratingsPersonal Lines Endorsements Coverage Guide Rating: 0 out of 5 stars0 ratingsStart Your Cleaning Business the Right Way Rating: 3 out of 5 stars3/5American Landlord: Everything U Need to Know... about Property Management Rating: 0 out of 5 stars0 ratingsSo, You Want to Build a House?! Rating: 0 out of 5 stars0 ratingsSafety Concerns: book # 13 Critical Issues Series Rating: 0 out of 5 stars0 ratings72 Hours Debt Management Strategy Plan That Faithfully Works for Everyone Quickly And Economicaly Rating: 0 out of 5 stars0 ratingsThe Home Inspector: The Ultimate Guide to the Greatest Field in the World Rating: 0 out of 5 stars0 ratingsHome Improvement On A Budget: Transform Your Property Quickly, Simply And Cheaply! Rating: 0 out of 5 stars0 ratingsThe Rehab Blueprint: A Contractors Perspective Rating: 0 out of 5 stars0 ratings
Home Improvement For You
How to Keep House While Drowning: A Gentle Approach to Cleaning and Organizing Rating: 5 out of 5 stars5/5Decluttering at the Speed of Life: Winning Your Never-Ending Battle with Stuff Rating: 4 out of 5 stars4/5The Magnolia Story (with Bonus Content) Rating: 4 out of 5 stars4/5The Gentle Art of Swedish Death Cleaning: How to Free Yourself and Your Family from a Lifetime of Clutter Rating: 3 out of 5 stars3/5How to Manage Your Home Without Losing Your Mind: Dealing with Your House's Dirty Little Secrets Rating: 4 out of 5 stars4/5Organizing for the Rest of Us: 100 Realistic Strategies to Keep Any House Under Control Rating: 4 out of 5 stars4/5Order from Chaos: The Everyday Grind of Staying Organized with Adult ADHD Rating: 5 out of 5 stars5/5World's Best Life Hacks: 200 Ingenious Ways to Use Everyday Objects Rating: 4 out of 5 stars4/5The Buy Nothing, Get Everything Plan: Discover the Joy of Spending Less, Sharing More, and Living Generously Rating: 3 out of 5 stars3/5Nobody Wants Your Sh*t: The Art of Decluttering Before You Die Rating: 5 out of 5 stars5/5The Self-Sufficient Backyard Homestead Rating: 0 out of 5 stars0 ratings52 Prepper Projects: A Project a Week to Help You Prepare for the Unpredictable Rating: 5 out of 5 stars5/5The Complete Book of Clean: Tips & Techniques for Your Home Rating: 5 out of 5 stars5/5Complete Do-it-Yourself Manual Newly Updated Rating: 5 out of 5 stars5/5Homegrown & Handmade: A Practical Guide to More Self-Reliant Living Rating: 4 out of 5 stars4/5Unclutter Your Life in One Week Rating: 3 out of 5 stars3/5Ultimate Guide: Wiring, 8th Updated Edition Rating: 4 out of 5 stars4/5Declutter Like a Mother: A Guilt-Free, No-Stress Way to Transform Your Home and Your Life Rating: 4 out of 5 stars4/5The New Bohemians Handbook: Come Home to Good Vibes Rating: 4 out of 5 stars4/510,001 Ways to Live Large on a Small Budget Rating: 3 out of 5 stars3/5Elements of Style: Designing a Home & a Life Rating: 4 out of 5 stars4/5Organization Hacks: Over 350 Simple Solutions to Organize Your Home in No Time! Rating: 4 out of 5 stars4/5Laundry Love: Finding Joy in a Common Chore Rating: 5 out of 5 stars5/5How to Diagnose and Fix Everything Electronic, Second Edition Rating: 4 out of 5 stars4/5
Reviews for Water Damage Protection Measures
0 ratings0 reviews
Book preview
Water Damage Protection Measures - Willy G. Henderson
WATER DAMAGE PROTECTION MEASURES
by
Willy G. Henderson
Smashwords Edition
*****
PUBLISHED BY
Willy G. Henderson on Smashwords
Water Damage Protection Measures
Copyright ©2010 Willy G. Henderson
Other works by Willy G. Henderson at Smashwords
*****
WATER DAMAGE PROTECTION MEASURES
Over the past ten years water damage claims have steadily increased to the point where they have overtaken all other losses combined. According to the Insurance Bureau of Canada (IBC) 2009, 50 % of all homeowner claims are the result of water damage. The reason for this is the cause of much speculation; climate change, poor maintenance of sewer and storm drain infrastructure, and so on. While such factors definitely have an impact, water intrusion in an empty, unfinished concrete basement would likely not have caused a policyholder to file a claim in the past. However, homeowners are increasingly investing in their homes through renovation and in attempts to expand their living space many of these improvements are most often found in the basement. As such it is not uncommon to find expensive hardwood floors, high-end electronics, pool tables, fireplaces, teak molding, and other cosmetic finishes below ground level. This trend in home improvement is likely the largest single cause for the increasing number and cost of water damage claims. As a result, it is forcing the average adjuster to develop a high level of skilled knowledge and understanding of the root causes and remediation of water damage.
CONSIDERATIONS AT OR BELOW GRADE
Basement flooding can lead to a host