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    Frugalicious Hope
    Frugalicious Hope
    Frugalicious Hope
    Ebook30 pages14 minutes

    Frugalicious Hope

    By Ryan Davis

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    About this ebook

    Ten years ago, I had over $440,000 debt and 72 creditors, including student loans, a home loan, two business loans, and three credit cards, which I took out other loans to manage. Everywhere I travel, I meet people who are struggling to stay married while paying off debt: Some have two incomes, marriage counseling, pay-day loans, and borrow from retirement to preserve financial peace. This book is a help for those who want a strong marriage and no money worries. What I’ve done isn’t hard. I’ve made being frugal and simple, easy, inexpensive and most of all enjoyable. No extreme positions. I don’t talk about high leverage, denial, or deprivation. I’m just interested in teaching you practical ways to be frugal. Ways that work in a busy lifestyle. You already know you need to get better financially. You know that saving, being thrifty, and eliminating debt need to be a big part of that. But you don’t see yourself becoming a tightwad. That’s okay here. I straddle the luxury world and the minimalist world. I’ll help you get unstuck from the consumption mindset. I’m a regular guy. I drive cars, watch movies and enjoy traveling with my family. I play basketball with friends, attend family parties, and serve in church. I don’t want to spend the day budgeting any more than you do. You can do it. And you don’t need to do freakish things like sell all of your possessions or never enjoy beverages again. I teach you to spend 80-90% less while enjoying a better lifestyle, in abundant ways that won’t take years. I teach preparation for emergencies keeps money in your pocket. I also help you use your dreams and passion to create additional streams of income and reverse the effects of relying on others for your financial future. I believe this abundant lifestyle is both do-able, for a long, bountiful life. My greatest passion is teaching families. We have been overspending for three generations while relying on credit cards and hyper-consumption. We have to turn things around NOW. Let's get started!

    .

    LanguageEnglish
    PublisherRyan Davis
    Release dateMay 8, 2015
    ISBN9781310213168
    Frugalicious Hope
    Author

    Ryan Davis

    Ryan graduated college 100% debt-free as a student athlete and he is thrilled to coach you to do the same. Since graduating without student loans Ryan has been able to pursue some of his dreams as a husband, business leader, minister, actor, professional athlete, mentor, and author. He now resides in upstate New York with his wife Stephanie.

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      Book preview

      Frugalicious Hope - Ryan Davis

      Frugalicious Hope

      Nine ideas for paying much less & living much better

      by Ryan Davis

      Copyright 2015 Ryan Davis

      Smashwords Edition

      Contents

      Chapter One

      The only person you can change

      Chapter Two

      90% off (almost) everything: Living high by buying low

      Bargains: Canal Street in NYC

      Tool: Bargaining

      Gimmick: Add-on

      Chapter Three

      Doing Without: Future Abundance, current sacrifice

      Chapter Four

      Communication: The Titanic Problem

      Chapter Five

      Weaknesses made strong: MJ's strategic use of strengths and weaknesses

      Strategic use of strengths & weaknesses

      Bonus: Current events> historic loss (Mom's mumblings)

      About Ryan Davis

      Ten years ago, I had over $440,000 debt and 72 creditors, including student loans, a home loan, two business loans, and three credit cards, which I took out other loans to manage. Everywhere I travel, I meet people who are struggling to stay married while paying off debt: Some have two incomes, marriage counseling, pay-day loans, and borrow from retirement to preserve financial peace. This site is a help for those who want a strong marriage and no money worries. What I’ve done isn’t

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