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    Bye Bye, Debt: A Couple's Guide to Eliminating Your Family's Debt and Charting a Path to Financial Freedom
    Bye Bye, Debt: A Couple's Guide to Eliminating Your Family's Debt and Charting a Path to Financial Freedom
    Bye Bye, Debt: A Couple's Guide to Eliminating Your Family's Debt and Charting a Path to Financial Freedom
    Ebook42 pages1 hour

    Bye Bye, Debt: A Couple's Guide to Eliminating Your Family's Debt and Charting a Path to Financial Freedom

    By Malika White and Wilson White

    ()

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    About this ebook

    Debt is the four letter word that no one likes to talk about especially as it relates to marriage. It’s not sexy and oftentimes there’s an accusatory undertone that often goes like this: she spends too much; he’s too cheap. Unfortunately, if left unchecked, debt will destroy you and your family’s dreams.

    There are tons of resources on the web about debt management, budgeting and personal finance. However, few of these resources takes on debt from the perspective of a newly married couple grappling with new careers and family. In this personal finance e-book, Malika and Wilson White share how they tackled nearly $160,000 in high interest credit card debt and student loans on their path to financial freedom.

    Using their own story as the backdrop, the couple walks the reader through their journey of becoming debt free with practical tips and insightful examples. Malika and Wilson openly share with the reader how they amassed the debt and the process they implemented to get out of debt and to begin growing their family’s net worth.

    LanguageEnglish
    PublisherMalika White
    Release dateSep 6, 2015
    ISBN9781310205200
    Bye Bye, Debt: A Couple's Guide to Eliminating Your Family's Debt and Charting a Path to Financial Freedom

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      Book preview

      Bye Bye, Debt - Malika White

      Bye Bye, Debt:

      A Couple's Guide to Eliminating Your Family's

      Debt and Charting a Path to Financial Freedom

      Malika S. White & Wilson L. White

      ~~~

      Smashwords Edition

      Copyright © 2015 Malika S. White & Wilson L. White.

      All Rights Reserved. No part of this eBook shall be reproduced, transmitted, or sold in whole or in part in any form, without our prior written consent.

      The information contained in this eBook is based on our own personal experience and is provided for informational purposes only. Nothing in this eBook is intended to replace common sense, legal, financial or other professional advice. Since your particular situation may not be suited for the examples illustrated in this eBook, you should adjust your use of the information accordingly. Although we have made every reasonable effort to verify the accuracy of the information contained in this eBook, we assume no responsibility for errors, omissions or contrary interpretations of the information contained herein. This eBook may reference or include information, products or services offered by third parties. Any reference to such third party material is not an implied endorsement, but is simply an expression of our personal opinion. All trademarks, service marks and other product names appearing in this eBook are the property of their respective owners, and are included herein only for reference.

      Smashwords Edition, License Notes

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to your favorite ebook retailer and purchase your own copy. Thank you for respecting the hard work of this author.

      Table of Contents

      Introduction

      Why We Wrote This eBook

      Our Story

      Tips to Eliminate Debt

      How to Stay out of Debt

      Conclusion

      About the Authors

      Endnotes

      To our lovely children who make the journey worthwhile. We love you forever and ever and always.

      Introduction

      The average household credit card debt in the United States is $15,611. The average student loan debt is $32,264.[1] With average credit card interest rates hovering above 10 percent, it will take the average household decades to retire all of that debt. Millions of families are struggling daily to keep this accumulating debt from suffocating them. Debt is a disease. If left unchecked, it will destroy you and your family’s dreams.

      But there is hope. With

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