How to Save Thousands of Dollars on Your Home Mortgage
By Neil Carr
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About this ebook
Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand:
* First-time buyers programs
* APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans
* Refinancing strategies
* Closing costs, lender fees, and other expenses
* How to dispute credit report errors and fix credit problems
* How to use the Internet for loan analysis
Neil Carr
Professor Neil Carr is part of the Department of Tourism at the University of Otago and a former Editor of Annals of Leisure Research. His research focuses on understanding behaviour within tourism and leisure experiences, with a particular emphasis on children and families, sex, and animals. Since gaining his PhD from the University of Exeter he has worked at the University of Hertfordshire (UK), University of Queensland (Australia), and most recently the University of Otago (New Zealand).
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