HARP, HAMP, HAFA, and FHFA
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About this ebook
The topics that we talk about are the five governmental programs: History of Making Home Affordable Program, Home Affordable Refinance Program (HARP), Home Affordable Modification Program (HAMP) Tiers 1 and 2, Home Affordable Foreclosure Alternatives (HAFA), and Federal Housing Finance Agency (FHFA) Streamlined Modifications. If you are at all interested in any of these five programs, we are going to go over the small differences between the programs, each of their backgrounds, their original rules and regulations, and their updates.
Camron Hoorfar
Camron L. Hoorfar is the owner of and an attorney at the Law Office of Camron Hoorfar, P.C. Camron L. Hoorfar graduated from the University of Missouri - Kansas City School of Law in May of 2008. Camron L. Hoorfar also received his LL.M. degree in taxation from the University of Missouri - Kansas City School of Law in December of 2008. While attending law school, Camron L. Hoorfar participated in many tax and business activities, including the Kansas City Tax Clinic and the I.R.S. V.I.T.A. program. Before going to law school, Camron L. Hoorfar graduated with a bachelor's of arts degree from the University of Missouri - Columbia. While attending undergraduate school at the University of Missouri - Columbia, Camron L. Hoorfar majored in the field of Political Science. Camron L. Hoorfar is admitted to practice law in the state of Missouri, before the United States District Court for the Western District of Missouri, and before the United States District Court for the Eastern District of Missouri. Camron is also admitted to practice in the state of Kansas, the United States District Court for the District of Kansas, and the United States Tax Court. Contact Camron Hoorfar at 816-524-4949 or Choorfar@Hoorfarlaw.com
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HARP, HAMP, HAFA, and FHFA - Camron Hoorfar
HARP, HAMP, HAFA, and FHFA
Prepared By:
Camron Hoorfar, J.D. LL.M.
Law Office of Camron Hoorfar, P.C.
The topics that we are going to talk about are the five governmental programs listed:
-History of Making Home Affordable Program.
-Home Affordable Refinance Program (HARP).
-Home Affordable Modification Program (HAMP) Tiers 1 and 2.
-Home Affordable Foreclosure Alternatives (HAFA).
-Federal Housing Finance Agency (FHFA) Streamlined Modifications.
If you are at all interested in any of these five programs, you may want to pay attention because we are going to go over the small differences between the programs, each of their backgrounds, their original rules and regulations, and their updates.
Making Home Affordable Program
The first government program I want to go over may be the most notorious. The Making Home Affordable Program was first launched in February 2009 by the Obama Administration to try and assist struggling homeowners avoid foreclosure and to strengthen the housing market.
Many people believe that the Making Home Affordable Program is just one program that the government has created to force mortgage lenders to assist homeowners who are behind in their mortgages. But, that is not really the case. Instead, the Making Home Affordable Program is made up of four smaller programs designed to assist homeowners with their mortgages. Some of the benefits that the four programs within the Making Home Affordable Program provide are mortgage modifications, mortgage refinancing, short sales, deed-in-lieu of foreclosures, temporary forbearances, and assisted transitioning out of homeownership.
There are a lot of critics of the Making Home Affordable Programs, but since its inception the Obama Administration has stated that over 1.3 million households have benefited