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Short Version of the F.A.Q.

s to the Support Department of IBOM

New text in black

Re: SWIFT (06.10.2012)


We are working on the implementation of the SWIFT-Feature. In the meantime we are working on making other systems operational as well to be able for you to withdraw funds. Please allow us this time to make these preparations. Thank you very much.
NB: Please also look for the General Terms and Conditions of IBOM, which also include Specific Terms and Conditions for Cash Transaction Accounts, Deposit Investment Accounts and RLOCs

F.A.Q. IBOM International Bank of Me'ekamui


A. General Section
1. General Background of IBOM 2. Trust in IBOM / Guarantees 3. All about setting up an IBOM Account (Including transfer to IBOM) 4. NEW Interest Rates 5. Investment Plans 6. Revolving Line of Credit 7. Currencies /Deposit money 8. Withdrawing Money 9. Internet Banking 10. Transferring money & Payouts to 3rd Parties

B. Additional Section of F.A.Q.s for ICC/BCBG-Members

1 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM

1. General Background of IBOM


1.1 Q. What is the IBOM bank? A. For more than 10 years has IBOM been the National Royal Bank of the Kingdom of Me'ekamui. Me'ekamui is local language for Bougainville, a tropical island located west of the Solomon Islands and east of Papua New Guinea. Bougainville Island is therefore also used as reference to this sovereign and independent Nation. IBOM is part of the economic and financial system of this local new independent monarchy. The biblical name for Bougainville Island is Ophir. King Solomon used to get his gold and valuable wood from here.

1.2 Q. What distinguishes IBOM from other financial institutes? A. Bougainville is a strongly religious monarchy and sees IBOM as a way to increase happiness and benevolence in the world by diminishing personal debts and giving more honest people a chance to live a prosperous life and a God-given financial freedom. The basic philosophy of IBOM is to share its profits with its clients.

1.3 Q. What is the philosophy of IBOM? A. The Sovereign Nation of Bougainville Island and the Sovereign system of IBOM are not based on lack & scarcity like conventional banks, but on abundance & surplus. Beside fixed rates and great reliability, an eminent part of our philosophy is to share profits with our clients & investors.

1.4 Q. How did Bougainville Island become a Sovereign Nation? A. Since August the 16th, 2008 has Bougainville become a Sovereign Nation after achieving Political Independence on 1st of September 1975 as North Solomon, Military Independence on the 17th of May 1990 as Me'ekamui and Economical Independence on the 21st of April 2000 as Papaala.

1.5 Q. Does Bougainville have a national printed currency? A. Our systems are currently digital/electronic like all global banking systems. We are in the process of printing our own currency. All well-known foreign currencies are used for international and national transactions.

1.6 Q. Why should IBOM be more reliable than other high profit financial institutions? A. Because IBOM is a REAL bank in a Financial Highway of 24 financial institutions and all investments are covered by its REAL assets like Gold-reserves, other precious metals and stones. Besides IBOM would NEVER borrow funds as one of King Solomons wisdoms was: A borrower is a slave to the lender. And this will never happen through IBOM.

2 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


1.7 Q. Is IBOM located in a safe and war-free region? A. After many years of civil war and freedom fights during which more than 20,000 people lost their lives and the whole man-made infrastructure was destroyed, Bougainville has become an absolutely stable, sovereign country as an independent region of Papua New Guinea over the last 12 years, with its own King and Triune Government and a self regulating Administration and Law. 1.8 Q. Can IBOM handle this growth? A. Yes we can. We now have the server located abroad on a safe place. The current website is capable of showing you the actual and available balance of your account and the original deposited UAPN/IBOEs, the internal transfers and the monthly accrued interest. The current system cannot automatically process all changes and transfers in the Account. We have to make these changes manually, which may take a few days and can cause interest corrections without notice to the client.

1.9. Q. Will there be agencies of your Bank abroad also? A. As for now the IBOM Agency also known as support is set up as a Worldwide Front Office, including being a bridge to IBOM for ICC/BCBG-Members who are IBOM clients. The only way to contact IBOM therefore is now through this Agency via contacting: support@ibom.biz . Please do not use any other email address for IBOM. Please also do NOT copy mails to other email addresses you might know from the past.

1.10 Q. Can you give us travelling information about Bougainville and about visiting IBOM? A. Our bank managers are overloaded with work. Please be aware that we are an Internet-based Bank and the best is if you would let us concentrate on our work. Only in case you, by prior arrangement, gain access to H.M. King David, will you receive accurate travelling instructions. You ALWAYS need H.M.s consent to travel to Tonu City. You can ask for permission through: support@ibom.biz . Call your travel agency in case of holiday trips, but be aware that the circumstances are very hard for foreigners and not without danger because of many tornados, malaria and dengue. Besides this is the country still recovering from the war and struggling with the expelled miners. Secondary roads are kept in a poor state on purpose to discourage their cunning attempts to reenter our mining compounds.

2. Trust in IBOM / Guarantees


2.1 Q. How safe is an investors money in IBOM? A. The island has been colonized for centuries because of its wealth. Copper- and gold mines and sandalwood were the main export products for many years. The King has decreed that no more gold may leave the country and that all the gold that was sold will be bought back. The tremendous in-ground quantities will also be kept as collateral for the whole financial system. All money in the IBOM bank is backed by gold.

3 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


2.2 Q. How does IBOM make its profits? A. IBOM is part of a new Financial Super Highway in cooperation with 24 other financial institutes and banks of which at present 4 traders, 4 lenders, 4 insurers, 4 central banks, 4 commercial banks and 4 investment banks take part. They all have their own specialty in the usual banking fields, among which Forex and HighYield trading, Stock Market, Treasury Bills, Mortgages, Loans and International Investments.

2.3 Q. What Guarantees do I have when I invest through IBOM? A. The Triune Government of Bougainville automatically guarantees the principal investment for the full 100%. This is almost unique in the whole world!

2.4 Q. Is IBOM an independent bank? A. IBOM is completely independent and sovereign. The Financial Highway back-up however enables the joining parties to create a greater stability in the financial market and therefore a trustworthy investment method for a constantly growing number of people seeking happiness and prosperity.

2.5 Q. What are the names of the corresponding banks? A. As soon as SWIFT is implemented, we will have corresponding banks.

2. 6 Q. How about security? A. The website is being maintained and professionally upgraded on a regular basis in order to constantly optimize the security systems to the highest level.

2.7 Q. What about confidentiality? A. Our banking system is sovereign. We have the highest level of privacy and banking-confidentiality in the world, even higher than the famous Swiss banks. We are under no obligation to disclose information to any government or organization in the world and this policy is not likely to change for many centuries to come.

2.8 Q. Are you aware of bad news-items calling IBOM a scam etc.? A. As with every new and excellent idea also the IBOM philosophy has originally been condemned by various financial, economical and political parties. We have let that pass and now the comments are declining as IBOM has proven to be a strong formula. One of the most quoted websites with bad information about IBOM is the website of the shareholders from the copper mines closed after they lost the bloody ten year war with the Bougainville people, and were thrown out of the country. Can you really imagine that they would write good comments on IBOM? Always look very carefully who is writing the information on the Internet and how old that information is.

4 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM

3. All about your IBOM account


3.1 Q. How can I open an account with IBOM? A. Reading this FAQ means you have entered the IBOM website. You have to complete the Application Form (accessible via the Home-page, top right hand corner under Apply here for an IBOM-Account to enjoy the benefits. Be advised that by signing this form you also agree to abide with the morality statement which says: By signing this application I declare, that I am a good and honest person and I swear I will not use or waste the riches of the earth to mankinds detriment. I am not -nor will I be- involved in any illegal activity, as long as, I am an Account Holder of the International Bank of Me'ekamui (IBOM). I swear that the money that I put in my account does not come from the sale of illegal drugs, gambling, prostitution, human slavetrafficking, the production or sale of hardcore adult entertainment or sale of any kind of weapons, and/or any such activity that debases a fellow human being. You also need to be referred to us by at least 2 (two) existing IBOM-Clients. We cannot open your account unless you pay the initial required deposit (see 3.3 and 3.4) To make your initial deposit, sign and scan the completed Application Form and send it together with the proof of payment and a colored copy of your passport to support@ibom.biz. NB: We do not process any sent in Application Forms without your payment! Please save and send all documents to IBOM support only like this and ONLY IN PDF FORMAT: Your surnameyour first nameIBOM application; Your surnameyour first nameProof of payment + amount. Your surname-your first name-your passport You might add your UAPNs and the corresponding T-Bill Form in the same mail. (See instructions under 3.7)

In case you give us false information your account may be frozen and/or terminated by IBOM. 3.2 Q. Which amount is required for initial deposits? A. Account Type Regular Deposit Personal Account Business Account , Step 1 Business Account RRA Registration, Step 2 USD $ USD $ USD $ 1,500.00 10,000.00 1,500.00

ICC/BCBG Members Deposit USD $ 450.00 USD $ 1,500.00 USD $ 1,500.00

Step 1 and Step 2 are combined requirements because you cannot have a Business Account on Bougainville Island without having a business registration, also known as the RRA-registration. Click HERE for filing your RRA-registration. But, you CAN have an account in the NAME of your Business with you as the individual Account Holder & Signatory (only Step 1). See also 3.4.

5 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


3.3 Q. What does a Business Registration (RRA) on Bougainville Island mean? A. This is for those who are familiar with the concept of incorporating businesses in special jurisdictions, and are looking for the advantages and safety of a Business Registration on the Island.

3.4 Q. Where and how do I pay to open my account? A. Make your choice between the payment options you find on the left side of the Product page on the website www.ibom.biz

3.5 Q. The Application Form asks for references. Please explain. A. IBOM wishes to prevent the offered investment opportunities and generosity of IBOM from being used for illegal purposes so therefore desire new members to be referred by existing clients or to be a member of one of the ICC/BCBG-Work Centers.

3.6 Q. How do I know if my IBOM-Account is opened? A. You will receive an email with all the required information. FROM THERE ON PLEASE PUT YOUR IBOM CRN NUMBER (NOT the account ID) in the heading of EVERY EMAIL TO SUPPORT! Whenever you ask questions while attaching documents, PLEASE STATE THIS IN THE HEADING of your email as well, so that they are not overlooked by support. 3.16 Q. Where do I indicate what type of account I want to open? A. Support will always open the best account possible for you. If you have questions you can contact Support.

3.17 Q. Can I transfer money to the accounts of other account holders within IBOM? A. Yes, you can. Before making a transfer to other accounts, you have to transfer money from one of your other accounts to your Cash Transaction Account. Then you can transfer to the Cash Transaction Accounts of other Account Holders, provided you know their CRN number and the Account ID of the addressees Cash Transaction Account. So Remember: YOU ARE ONLY ALLOWED TO TRANSFER TO THE ADDRESSEES CASH TRANSACTION ACCOUNT or Lodging Accounts. Internal transfers to any other account than a Cash Transaction- or Lodging Account must be coordinated with support. (See Transfer Process) The only exception applies to your own accounts: you are allowed to transfer funds from your Cash Transaction Account to your Lodging Account or your Savings Account. 3.18 Q. Why can I not transfer to other accounts on their deposit accounts? A. Because IBOM policy does not allow this.

6 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


3.20 Q. When can I withdraw moneys from my account? A. We are sorry to say that it is not yet possible to withdraw any money at this moment. Please do not ask us questions on this subject as we have no answers yet. IBOM is working on the highest level and in various areas to make pay-outs possible as soon as possible.

3.21 Q. Is my account heritable? A. Yes, if you put this in your Will. You then have to provide us (in time) with a notarized copy of your Will. This can be handled by one of our branch offices or by support@ibom.biz.

3.22 Can I have the name of my spouse or partner added in my account? A. Yes you can. Please send support a request. We do not yet have the possibility to sign with two signatures, but when you give your password to more people, more can "sign".

4. Interest rates
4.1 Q. What interest rates are offered? A. An overview of the interest offered by IBOM is to be found HERE.

4.2.A Q. Is compounding interest available? A. Yes, it is. We know using compounding has proven to kill financial institutions, but that is because they are functioning within a debt-based system. This is not the case with IBOM. We NEVER borrow money ourselves, but we provide private credit advances the form of an RLOC (connected and based on Deposit Accounts), and only use our own reserves supplemented by the investments of our clients/investors.

4.2.B Q. Is there a restriction on how much interest I will receive? A. Yes. IBOM will only pay interest on the first 4Trillion BVK of the balance in all your accounts combined.

4.2.C Q. Why is this restriction? A. This restriction is there to motivate you to DO something with the money. That is what IBOM is created for. You can do humanitarian work, build and buy houses, anything to make the world a better place. You can do commerce with those funds, but you will have to confirm IBOM Admin why you transferred money to the other accounts. Without this notice, IBOM Admin might see it as an attempt to make more interest and is allowed to undo the transfer.

4.4 Q. Now that I have more than 4T in my account and I do not receive interest over the rest, can I transfer it to my partner, who has not yet this limitation? A. No, it is not allowed to find ways to receive more interest as is offered and applicable to you.

7 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


4.5 Q. Can I take the money out and give it to any bank in the world to make interest on the amount IBOM is not giving money over? A. You cannot take money out of IBOM just to receive interest in any other bank. IBOMs Mission statement would not allow that. Money that you use outside of IBOM has to be used for increasing your own life and that of your loved ones by doing good commercial projects and/or projects for good humanitarian purposes. Besides that there is a restriction of using more than 35% of your balance.

4.7 Q. Am I allowed to transfer money from my Lodging Account/Personal Savings Account to the account of another account holder? A. No, but see the answer to Question 3.17 for what you can do.

Instructions on the New Account Types of IBOM.


4-10 Q. What are the most common New Account Types from January 18th onwards? A. There are three connected Main Accounts: 1. Cash Transaction Account with 0% interest (No.100). This Account is just for transfers to other IBOM Account Holders or for transfers to Savings Accounts. 2. Lodging Account with 3% interest (No 120). From here money can be transferred to the Cash Transaction Account or to your Savings Accounts. This Account is also used to lodge the balance of Matured Deposit Investment Accounts. 3. Savings Accounts (No 150/160). Depending on the type of Account you have it will either be with 5% or 8% interest. These Accounts have a term of three months. 4-11 Q. Am I free to transfer money between the Cash Transaction Account (100) and the Lodging Account (120)? A. Yes you are free to transfer between those accounts.

4.12 Q. Am I free to transfer from the Cash Transaction Account (100) and the Lodging Account (120) to the Personal Savings Account (150), or, when I have a Corporate Savings Account (160), to that account? A. Yes you are free to transfer to these accounts, but once you transferred, you are not allowed to move the money back to your Lodging or Cash Account before three calendar months following on the date of transferring are over.

4.13 Q. What do you mean with you are not allowed to move the money back to your Lodging or Cash Account before three calendar months are over following on the date of transferring? A. Once you have deposited money in your Personal or Corporate Savings Account, you deposited it there for the next full three months.

8 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


4.14 Q. A. Is the actual date of depositing the date the three months start?

No, the three months count from the first day of the month after which you have deposited the amount.

4.15 Q. So I can transfer back to the Lodging Account or Cash Transaction Account between depositing and the first of the next month? A. No, once you deposited, it stays on the account, but you can deposit it at the end of the month. What if I need the amount earlier as the three month term is over?

4.16 Q. A.

There is a penalty when you do that. The penalty is that the Interest for the whole three months will be lost.

5. Investment Plans
5.1 Q. Which investment plans do you offer? A. We offer three High End Interest Rate Investment Programs. They are the: 1. Global Investment Account, 2. Treasury Bill Investment Account, and 3. High Yield Investment Account, all with a 1 (one) year deposit term. Global Investment Programs (starting deposit at USD$ 50.000) are run directly by IBOM, Treasury Bill Investment Programs (starting deposit USD$ 200,000.00 - $10,000,000.00) are run by the Central Bank and High Yield Investment Programs by the Royal World Bank (deposit amounts larger than USD$ 10,000,000.00). 5.2 Q. How soon will I have access to some or all of the interest earned through these Investment Programs? A. You will have to wait until the maturity date (1 year after the deposit) has been reached. However, various options are being set up for utilizing cash funds based on your Available Balance, by means of a Revolving Line of Credit (RLOC). You can apply for such an RLOC after 3 of the 12 months have elapsed. The available BVK is transferrable on a ledger-to-ledger basis but not yet transferrable outside of the bank, due to the not finalized implementation of the SWIFT-feature.

5.3 Q. When my Investment Program is matured and the amount on my account transferred to the Lodging account, does that mean that I can make transfers to other banks outside of IBOM now? A. No, that is not the case yet.

9 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


5.4 Q. A. What is the Savings Account for?

You can earn 5% compounding interest on this account. You can also use the Savings Account to collect UAPNs in it before you decide to transfer them to a Deposit Investment Account. You can collect the UAPNs for a maximum period of three months. Before the 3 months have elapsed you are obliged to tell IBOM which Deposit Investment Account it needs to go into.

5.5 Q. Is the money in the Savings Account free to access? A. No, it is not. This money is deposited for a fixed period of three months. When you need the money unexpectedly earlier than this fixed period, you are allowed to withdraw, but the interest for the whole three month will be calculated according to the level of the Lodging Account.

5.6 Q. Is there no other option than the Cash Transaction Account and the Savings Account? A. Yes there is an option to put your money in the Lodging Account. 5.7 Q. So in fact the Cash Transaction Account is just a Transaction Account, I would not leave my money there? A. Of course you can leave your money in that Account, but you will not earn interest. You are allowed to transfer from that account to other Account Holders Cash Transaction Account, your Lodging Account and to your Savings Account. 5.8 Q. What is the difference between the new Deposit Investment Accounts and the still running or matured deposit accounts? A. The new Deposit Investment Accounts have lower interest and the more recent conditions regarding the Revolving Line of Credit already are applicable to these accounts. Will there be changes in my current running Deposit Accounts?

5.9 Q. A.

No, those accounts will continue to accumulate the interest until maturity.

5.10 Q. Can I still have an RLOC? A. Yes you can, but your RLOC can ONLY start three calendar months after the deposit took place.

5.11 Q. Is it possible for me to transfer money from my Deposit Investment Account to Lower Interest Earning Accounts to gain more interest as I earn now already? A. No, that is not allowed and any attempt to do so will be corrected by IBOM Admin without further notice. When Admin notice this repeatedly, it means that you will come on a Watch-List.

10 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


5.12 Q. I do not understand this. When I transfer money from my Deposit Investment Account to the Lower Interest Earning Accounts, I have less interest, so what is the problem? A. The interest on your deposit will run, even when you used the RLOC to use already the money that will be available after one year deposit. So when you transfer to Lower Interest Earning Accounts, you would receive interest on those Accounts PLUS the interest on the Deposit Investment Account and that is not allowed.

7. Currencies/Deposit money
7.1 Q. Which currencies does IBOM accept? A. IBOM accepts most internationally acknowledged currencies (24 + 8 locals) because of its unique system of Fixed Currency Rates, which means NO rate fluctuations and NO CLIENT RISK! All investments are Goldrelated by the local currency UVD (U-Vistract Dollar) which is named Bougainville KINA (BVK in your account). On our website you can click on EXCHANGE RATES for more info, please note that some currencies do not show correct, like the USD would show Me'ekamui Dollar. This does not affect the calculation. 7.2 Q. Do Iraqi Dinars have value and will you cash at the CBI (Central Bank of Iraq) rate? A. IBOM does NOT accept any Iraqi Dinar.

7.3 Q. Am I allowed to make additional payments after the first deposit? A. Yes, you can! Depending on the form of your deposit can we open an extra sub-account in your own name and select the best account for you. Do keep in mind that for deposits in Deposit Investment Accounts there are Specific Terms and Conditions.

8. Withdrawing Money
8.1 Q. When can I withdraw funds out of my Deposit Account? A. Withdrawal of funds is not possible before the maturity date (after 12 months). IBOM is not yet able to process pay-outs of the Available Balance (= your RLOC), but is doing its utmost to finalize the implementation of the SWIFT-feature. We apologize for any inconvenience our clients may experience.

8.2 Q. Will I be able to withdraw funds in the currency of my principal? A. Yes, we plan to make BVK available in most of the standard currencies.

8.3 Q. Can I withdraw money from my RLOC for weekly/monthly for personal use? A. Yes, when the SWIFT-feature is operational you can. For that purpose you need to transfer money from your RLOC into your Cash Transaction Account. IBOM will release standard amounts that can be withdrawn for your personal needs.

11 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


8.4 Q. I have debts, can I withdraw money from my RLOC for paying my debts? A. Various Account Managers will be able to assist you with your specific needs. We are working on installing numerous Personal Account Managers, Business Account Managers and Key Account Managers to help you with working out the things you wish to do with your money. At this moment the communication regarding such topics runs through support@ibom.biz.

8.5 Q. I need a car / house. Can I pay that from my RLOC? A. If this is administratively possible in the near future or not, is not quite clear yet. IBOM regrets if the delay has caused sorrow to people who had high expectations. We are daily working with the international banking community, to solve the issues and create more liquidity.

8.6 Q. I want to withdraw money to give to Cultural or Charitable Organizations. Is that possible? A. Yes, you can do that. There are 2 options here: 1. If it is out of your monthly allowed withdrawals you can decide it yourself. 2. When the amount is higher than what is allowed on a monthly basis, your Account Manager will also need to see an outline of the Cultural/Charitable-Organization you want to support via: A 1-Page Outline a. Organization/Project Name b. Executive + Management Team of Organization / Project c. Organization / Project Description and its status d. Location where Organization /Project takes place e. Organization / Project Benefit to the Community f. Amount of funds you wish to donate g. What will the funds be used for? II. In case it is your own Charity-Organization/Project or if you are part of the Charity-Organization / Project IBOM requires you to additionally provide: a. an Executive Summary (Approx. 4 pages) b. a Profit & Loss Statement (3 years) NB. Pay-outs are not possible now and we cannot give you an indication when they will start. 8.7 Q. Are there restrictions regarding withdrawing money? A. Yes. We want to make sure that money is only used for the good of humanity and according to IBOMpolicy. Therefore you always have to ask for the approval of IBOM before being able to withdraw and transfer money. (Please see the above statements that at this moment pay-out is not possible). There is a restriction on using money from your account, whether by internal transfers or when this is possible by withdrawing to accounts outside of IBOM, you are only allowed to withdraw 35% of your account. (See Section C.1.3.3.T&C)

12 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM

9. Internet Banking
9.1 Q. Can I use Internet banking with this IBOM account? A. Yes, IBOM is an Internet Bank and all accounts are accessible via our website www.ibom.biz . members.

9.2 Q. Which money transfer systems may be used? A. IBOM is currently implementing SWIFT and other systems for global transfers and is in negotiations with a Debit Card company, which can offer you the opportunity to go to your local bank and take money out of your account, or take out money at a large variety of ATM-machines worldwide. Also Bank Wires will be possible and other transfer possibilities.

10. Transferring money/ Payouts to 3rd Parties


10.1 Q. What is the maximum amount that I can withdraw out of the RLOC before maturity date of the principal deposit? A. Up to the Available Balance of your account, but only after contacting your Account-Manager and upon receipt of the approval of IBOM. Higher amounts will always be under supervision of IBOM HQ. Realization of pay-out will be in due course; we cannot give an estimate when (See 8.5).

10.2 Q. Can I transfer money from my IBOM account to another one? A. Yes, you can (Also see 3.15). Transfers will be shown in your Available Balance in a separate field. Do realize that the Interest will be calculated at the percentage of the account type into which the money was transferred. At the end of the maturity date all transfers and your withdrawals, as well as the accrued interest will be settled in your Actual Balance (See Transfer Process).

10.3 Q. Am I allowed to transfer money from my account to a 3rd party outside IBOM? A. Yes, in the future you will be able to do that, but there do depend on the restrictions that follow from the philosophy and policy of IBOM. A condition might also be that IBOM wants to pay to the 3rd party directly.

10.4 Q. Are these transfer amounts limited? A. All have to be in accordance with the Terms and Conditions and the policy of IBOM. King David Peii II has a veto on every payment, but will delegate execution of payments to his Account-Managers.

10.5 Q. Can any 3rd Party, who does not have an IBOM-account, still be paid promptly? A. Yes, in future that will be possible.

10.6 Q. Is it an obligation for any 3rd Party to have an IBOM-account, thus having to pay the initial deposit USD $1,500? A. No, that is not an obligation, but it would be of advantage to them.

13 All former F.A.Q.-editions are expired effective June 10th 2012

Short Version of the F.A.Q.s to the Support Department of IBOM


10.7 Q. How much time does it take to complete a money transfer worldwide? A. Depending on the used method and the receiving bank 3-5 working days (remember this is not yet possible).

10.8 Q. Is there a possibility to get money out of IBOM by or through any other way? A. Yes, for ICC/BCBG members there is another way. You can read about this way in the summary of your account under Letter of Credit. You will have to work on this with your Work Center.

WRITING PUBLICALLY BAD ABOUT IBOM IS A VIOLATION OF THE MISSION STATEMENT OF IBOM. ANY PUBLICATION IN THIS KIND OF WORDING SHOWS IBOM THAT YOU DO NOT BELIEVE IN IBOM AND THUS DO NOT HAVE THE RIGHT TO HAVE AN ACCOUNT IN IBOM. YOUR ACCOUNT MIGHT BE FROZEN AND TERMINATED.

14 All former F.A.Q.-editions are expired effective June 10th 2012