[Your Name] [Street Address] [City, St Zip] [Optional Account Number] [Todays Date] [Name o !

!ecipient] [Title] [Company] [Address] [City, St Zip] Dear [Name o !ecipient]" #or To $%om &t 'ay Concern( [Instructions: T%is )etter o *ards%ip Template pro+ides t%e structure or a pro essional letter, Simply replace in ormation in brac-ets[] .it% your o.n in ormation and te/t, 0or additional tips, e/amples and 1uidance on usin1 t%is template, see t%e %ards%ip letter pa1e on 2erte/34,com,] [5e1in by e/plainin1 t%at you are .ritin1 t%is letter to e/plain .%y you are delin6uent on your mort1a1e and your desire or t%em to assist you .it% modi yin1 your loan,] [7/plain t%e reason .%y you are be%ind on your mort1a1e, &ndicate .%et%er you %a+e e/%austed all your resources and your intentions or t%e uture,] [&ndicate your desire to -eep your %ome and .%y a loan modi ication .ould be o +alue, Ast%em to consider you or a loan modi ication includin1 modi ication to t%e delin6uent amount and8or mont%ly payment, ] [T%an- t%em or t%eir time and consideration,] Sincerely #or !espect ully Yours(, #Si1n %ere or letters sent by mail or a/( [Typed Name]