Clculo Pericial - Amortizao em Contrato de Fina

Financieira =
Financiado =

FINASA
...................

Discriminao
do Bem =

Fiat Passeio Palio Fire Placa AMX-......

SITES

Dados do Contrato
Valor da Operao
Valor COA / TAC / TEC
Valor Financiado com COA / TAC / T
Taxa Mensal
Taxa Anual
Prestao Mensal
Nmero de Parcelas
Total a Pagar
Data Operao
Primeiro Vencimento
ltimo Vencimento
Coeficiente de Atualizao
(sobre o VP de cada prestao)
( - ) Aliquota IOF

R$ 17,941.92
R$ 600.00
R$ 18,541.92
1.35%
17.42%
R$ 536.42
48
R$ 25,748.16
5/10/2007
6/10/2007
5/10/2011
0.02893
0,0041 a.d.

zao em Contrato de Financiamento

http://www.portalbrasil.net/inpc.htm
https://www3.bcb.gov.br/CALCIDADAO/publico/corrigirPorIndice.do?method=corrigirPorIndice
https://www.youtube.com/watch?v=yMetwV937lM&list=PL7zoerOTY8b-uLpApNz1xEFKwEDE313Pz&index=8

Amortizao Juros Simples de1,35 % ao ms (Mtodo Linear Ponderado) - GAUSS)

n

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Total

PMT=

PMT=

Meses de Juro

Indice de Ponderao

Juro do
ms

Prestao

Amortizao

(m)

(Ip)

J = m x Ip

(PMT)

A = (PMT - J)

48
47
46
45
44
43
42
41
40
39
38
37
36
35
34
33
32
31
30
29
28
27
26
25
24
23
22
21
20
19
18
17
16
15
14
13
12
11
10
9
8
7
6
5
4
3
2
1

3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551
3.95877551

190.02
186.06
182.10
178.14
174.19
170.23
166.27
162.31
158.35
154.39
150.43
146.47
142.52
138.56
134.60
130.64
126.68
122.72
118.76
114.80
110.85
106.89
102.93
98.97
95.01
91.05
87.09
83.13
79.18
75.22
71.26
67.30
63.34
59.38
55.42
51.46
47.51
43.55
39.59
35.63
31.67
27.71
23.75
19.79
15.84
11.88
7.92
3.96
4,655.52

483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
483.28
23,197.64

293.26
297.22
301.18
305.14
309.10
313.06
317.02
320.97
324.93
328.89
332.85
336.81
340.77
344.73
348.69
352.64
356.60
360.56
364.52
368.48
372.44
376.40
380.36
384.31
388.27
392.23
396.19
400.15
404.11
408.07
412.03
415.98
419.94
423.90
427.86
431.82
435.78
439.74
443.70
447.66
451.61
455.57
459.53
463.49
467.45
471.41
475.37
479.33
18,542.12

Frmula Juros Simples

Capital x
(1 + i x n)
{i x (n - 1 } + 1
xn
2
18,541.92

x {1 + 0,0135x 48}
{0,0135 x (48 - 1 } + 1 x 48

483.2841

Indice de
Ponderao =

483,28 x 48 - 18541,92

#DIV/0!

48 x (48 + 1)
2

PMT
C ou VP
I
J
A
N

Notaes Tcnicas dos Sistemas de Amortizao

Valor da Prestao
Capital a ser Amortizado ou Valor Presente da Dvida
Taxa Unitria de Juro
Juros do Perodo
Amortizao do Perodo
Nmero de Perodos da Aplicao

3.95877551

Simples de1,35 % ao ms (Mtodo Linear Ponderado) - GAUSS)

Saldo Devedor

(SD) = Sdi - A
18,541.92
18,248.66
17,951.44
17,650.26
17,345.12
17,036.02
16,722.96
16,405.95
16,084.97
15,760.04
15,431.15
15,098.30
14,761.49
14,420.72
14,075.99
13,727.31
13,374.66
13,018.06
12,657.50
12,292.97
11,924.50
11,552.06
11,175.66
10,795.30
10,410.99
10,022.72
9,630.48
9,234.29
8,834.14
8,430.03
8,021.97
7,609.94
7,193.96
6,774.01
6,350.11
5,922.25
5,490.43
5,054.65
4,614.91
4,171.22
3,723.56
3,271.95
2,816.37
2,356.84
1,893.35
1,425.90
954.50
479.13
-0.20

1648.0000

Correo da diferena dos Valores Pagos das Parcelas Corrigidos pelo INPC at 30/04/2015

Meses de
Juro

Prestao
Pelo
Mtodo
Juros
Simples

Diferena
Prestao Apurada no
Pelo
valor das
Mtodo da
parcelas
Financeira
pagas

48

483.28

536.42

53.14

6/11/2007

47

483.28

536.42

53.14

7/10/2007

46

483.28

536.42

53.14

8/6/2007

45

483.28

536.42

53.14

9/10/2007

44

483.28

536.42

53.14

10/10/2007

43

483.28

536.42

53.14

11/10/2007

42

483.28

536.42

53.14

12/10/2007

41

483.28

536.42

53.14

1/2/2008

40

483.28

536.42

53.14

2/7/2008

10

39

483.28

536.42

53.14

3/10/2008

11

38

483.28

536.42

53.14

4/8/2008

12

37

483.28

536.42

53.14

5/10/2008

13

36

483.28

536.42

53.14

6/9/2008

14

35

483.28

536.42

53.14

7/10/2008

15

34

483.28

536.42

53.14

8/11/2008

16

33

483.28

536.42

53.14

9/8/2008

17

32

483.28

536.42

53.14

10/10/2008

18

31

483.28

536.42

53.14

11/10/2008

19

30

483.28

536.42

53.14

12/10/2008

20

29

483.28

536.42

53.14

1/12/2009

21

28

483.28

536.42

53.14

2/10/2009

22

27

483.28

536.42

53.14

3/10/2009

23

26

483.28

536.42

53.14

4/13/2009

24

25

483.28

536.42

53.14

5/11/2009

25

24

483.28

536.42

53.14

6/12/2009

26

23

483.28

536.42

53.14

7/10/2009

27

22

483.28

536.42

53.14

8/10/2009

28

21

483.28

536.42

53.14

9/10/2009

29

20

483.28

536.42

53.14

10/13/2009

30

19

483.28

536.42

53.14

11/10/2009

31

18

483.28

536.42

53.14

12/10/2009

32

17

483.28

536.42

53.14

1/5/2010

33

16

483.28

536.42

53.14

2/10/2010

34

15

483.28

536.42

53.14

3/10/2010

35

14

483.28

536.42

53.14

4/10/2010

36

13

483.28

536.42

53.14

5/10/2010

37

12

483.28

536.42

53.14

6/11/2010

Data Pgto

INPC (Fator de
Atualizao)

Valor
Atualizado

Atualizao
Monetria
calculada
sobre a
diferena
apurada

1.6094419
1.6044680
1.5993501
1.5899693
1.5860043
1.5812605
1.5744902
1.5593644
1.5486785
1.5412803
1.5334597
1.5237080
1.5092195
1.4956094
1.4869849
1.4838688
1.4816463
1.4742749
1.4686939
1.4644470
1.4551341
1.4506372
1.4477417
1.4398227
1.4312352
1.4252492
1.4219786
1.4208420
1.4185723
1.4151758
1.4099590
1.4065832
1.3943132
1.3846209
1.3748594
1.3648956
1.3590517

85.52

32.38

48

85.25

32.12

47

84.98

31.85

46

84.48

31.35

45

84.27

31.14

44

84.02

30.89

43

83.66

30.53

42

82.86

29.72

41

82.29

29.15

40

81.90

28.76

39

81.48

28.35

38

80.96

27.83

37

80.19

27.06

36

79.47

26.33

35

79.01

25.88

34

78.85

25.71

33

78.73

25.59

32

78.34

25.20

31

78.04

24.90

30

77.81

24.68

29

77.32

24.18

28

77.08

23.95

27

76.93

23.79

26

76.51

23.37

25

76.05

22.91

24

75.73

22.60

23

75.56

22.42

22

75.50

22.36

21

75.38

22.24

20

75.20

22.06

19

74.92

21.78

18

74.74

21.60

17

74.09

20.95

16

73.57

20.44

15

73.05

19.92

14

72.52

19.39

13

72.21

19.08

12

N Meses
para o
clculo do
juros

38

11

483.28

536.42

53.14

7/10/2010

39

10

483.28

536.42

53.14

8/10/2010

40

483.28

536.42

53.14

9/10/2010

41

483.28

536.42

53.14

10/10/2010

42

483.28

536.42

53.14

11/10/2010

43

483.28

536.42

53.14

12/9/2010

44

483.28

536.42

53.14

1/8/2011

45

483.28

536.42

53.14

2/9/2011

46

483.28

536.42

53.14

3/8/2011

47

483.28

536.42

53.14

4/10/2011

48
Total

483.28
23,197.64

536.42
25,748.16

53.14
2,550.52

5/10/2011

1.3605483
1.3615014
1.3624551
1.3551374
1.3427837
1.3290941
1.3211671
1.3088638
1.3018338
1.2932981
1.2840529

72.29

19.16

11

72.34

19.21

10

72.40

19.26

72.01

18.87

71.35

18.21

70.62

17.49

70.20

17.07

69.55

16.41

69.17

16.04

68.72

15.58

68.23
3,685.38

15.09
1,134.86

4/30/2015
Juros de
1% a.m.
sobre
diferena
apurada

15.54
15.10
14.65
14.11
13.70
13.28
12.82
12.19
11.66
11.22
10.77
10.30
9.74
9.22
8.80
8.48
8.19
7.81
7.47
7.16
6.77
6.47
6.19
5.84
5.50
5.20
4.93
4.70
4.45
4.19
3.92
3.67
3.35
3.07
2.79
2.52
2.29

2.11
1.92
1.73
1.51
1.27
1.05
0.85
0.66
0.48
0.31
0.15
310.09

Ms

ndice

Dec-91

24.1500%
25.9200%
24.4800%
21.6200%
20.8400%
24.5000%
20.8500%
22.0800%
22.3800%
23.9800%
26.0700%
22.8900%
25.5800%
28.7700%
24.7900%
27.5800%
28.3700%
26.7800%
30.3700%
31.0100%
33.3400%
35.6300%
34.1200%
36.0000%
37.7300%
41.3200%
40.5700%
43.0800%
42.8600%
42.7300%
48.2400%
7.7500%
1.8500%
1.4000%
2.8200%
2.9600%
1.7000%
1.4400%
1.0100%
1.6200%
2.4900%

Jan-92
Feb-92
Mar-92
Apr-92
May-92
Jun-92
Jul-92
Aug-92
Sep-92
Oct-92
Nov-92
Dec-92
Jan-93
Feb-93
Mar-93
Apr-93
May-93
Jun-93
Jul-93
Aug-93
Sep-93
Oct-93
Nov-93
Dec-93
Jan-94
Feb-94
Mar-94
Apr-94
May-94
Jun-94
Jul-94
Aug-94
Sep-94
Oct-94
Nov-94
Dec-94
Jan-95
Feb-95
Mar-95
Apr-95

3,402.8325542
2,900.4389328
2,200.5972337
1,598.0112770
1,274.7092819
1,203.6775665
847.6244716
735.2786840
608.9793132
526.3080402
453.8581141
324.2711573
288.5642929
252.0386915
174.0299905
151.7606695
121.6076137
90.5443293
78.7621948
61.3861417
49.4964117
39.0003209
27.8463217
21.6034149
16.4391048
12.7393727
8.8981576
6.6037686
4.5989393
3.2123520
2.4464263
0.3647617
0.0854906
0.0638023
0.1249914
0.1274249
0.0719599
0.0600890
0.0417243
0.0658573
0.0987658

Coeficiente

Acumulado

17493.2365056
14090.4039513
11189.9650185
8989.3677848
7391.3565078
6116.6472259
4912.9696594
4065.3451877
3330.0665037
2721.0871905
2194.7791503
1740.9210361
1416.6498789
1128.0855860
876.0468944
702.0169040
550.2562345
428.6486208
338.1042915
259.3420967
197.9559551
148.4595433
109.4592224
81.6129007
60.0094858
43.5703810
30.8310084
21.9328508
15.3290822
10.7301429
7.5177909
5.0713646
4.7066029
4.6211123
4.5573100
4.4323186
4.3048937
4.2329338
4.1728449
4.1311206
4.0652633

1749223.6505576
1408940.3951330
1118896.5018528
898836.7784807
739035.6507817
611564.7225933
491196.9659384
406434.5187740
332906.6503719
272008.7190488
219377.9150256
173992.1036136
141564.9878864
112708.5585972
87504.6894441
70101.6903952
54925.6234482
42764.8620769
33710.4291504
25834.2096728
19695.5955063
14745.9543320
10845.9222385
8061.2900674
5900.9485790
4257.0381028
2983.1008370
2093.2850800
1432.9082192
973.0142931
651.7790886
407.1364602
370.6602879
362.1112301
355.7309962
343.2318578
330.4893724
323.2933848
317.2844882
313.1120564
306.5263299

May-95
Jun-95
Jul-95
Aug-95
Sep-95
Oct-95
Nov-95
Dec-95
Jan-96
Feb-96
Mar-96
Apr-96
May-96
Jun-96
Jul-96
Aug-96
Sep-96
Oct-96

Nov-96
Dec-96
Jan-97
Feb-97
Mar-97
Apr-97
May-97
Jun-97
Jul-97
Aug-97
Sep-97
Oct-97

Nov-97
Dec-97
Jan-98
Feb-98
Mar-98
Apr-98
May-98
Jun-98
Jul-98
Aug-98
Sep-98
Oct-98

2.1000%
2.1800%
2.4600%
1.0200%
1.1700%
1.4000%
1.5100%
1.6500%
1.4600%
0.7100%
0.2900%
0.9300%
1.2800%
1.3300%
1.2000%
0.5000%
0.0200%
0.3800%
0.3400%
0.3300%
0.8100%
0.4500%
0.6800%
0.6000%
0.1100%
0.3500%
0.1800%
-0.0300%
0.1000%
0.2900%
0.1500%
0.5700%
0.8500%
0.5400%
0.4900%
0.4500%
0.7200%
0.1500%
-0.2800%
-0.4900%
-0.3100%
0.1100%

0.0815832
0.0828843
0.0912843
0.0374674
0.0424803
0.0501294
0.0532638
0.0572574
0.0499351
0.0241123
0.0098202
0.0312022
0.0424022
0.0434803
0.0387652
0.0160718
0.0006427
0.0121659
0.0108484
0.0104947
0.0255527
0.0141323
0.0212113
0.0186042
0.0034070
0.0108027
0.0055457
(0.0009246)
0.0030788
0.0089027
0.0045979
0.0173732
0.0256890
0.0162324
0.0146576
0.0134007
0.0212879
0.0044283
(0.0082894)
(0.0145780)
(0.0092515)
0.0032792

3.9664975
3.8849143
3.8020301
3.7107457
3.6732783
3.6307979
3.5806686
3.5274048
3.4701473
3.4202122
3.3960999
3.3862797
3.3550775
3.3126753
3.2691950
3.2304298
3.2143580
3.2137153
3.2015494
3.1907010
3.1802063
3.1546536
3.1405213
3.1193100
3.1007057
3.0972987
3.0864960
3.0809503
3.0818748
3.0787960
3.0698933
3.0652954
3.0479222
3.0222333
3.0060008
2.9913433
2.9779425
2.9566546
2.9522263
2.9605157
2.9750937
2.9843451

296.6497511
288.4914310
280.2030055
271.0745711
267.3278272
263.0797936
258.0668576
252.7404764
247.0147333
242.0212235
239.6099925
238.6279714
235.5077493
231.2675250
226.9194957
223.0429800
221.4358010
221.3715267
220.1549379
219.0700996
218.0206315
215.4653620
214.0521275
211.9309967
210.0705732
209.7298704
208.6495968
208.0950258
208.1874820
207.8796024
206.9893333
206.5295390
204.7922233
202.2233251
200.6000846
199.1343264
197.7942523
195.6654610
195.2226270
196.0515714
197.5093673
198.4345143

Nov-98
Dec-98
Jan-99
Feb-99
Mar-99
Apr-99
May-99
Jun-99
Jul-99
Aug-99
Sep-99
Oct-99

Nov-99
Dec-99
Jan-00
Feb-00
Mar-00
Apr-00
May-00
Jun-00
Jul-00
Aug-00
Sep-00
Oct-00

Nov-00
Dec-00
Jan-01
Feb-01
Mar-01
Apr-01
May-01
Jun-01
Jul-01
Aug-01
Sep-01
Oct-01
Nov-01
Dec-01
Jan-02
Feb-02
Mar-02
Apr-02

-0.1800%
0.4200%
0.6500%
1.2900%
1.2800%
0.4700%
0.0500%
0.0700%
0.7400%
0.5500%
0.3900%
0.9600%
0.9400%
0.7400%
0.6100%
0.0500%
0.1300%
0.0900%
-0.0500%
0.3000%
1.3900%
1.2100%
0.4300%
0.1600%
0.2900%
0.5500%
0.7700%
0.4900%
0.4800%
0.8400%
0.5700%
0.6000%
1.1100%
0.7900%
0.4400%
0.9400%
1.2900%
0.7400%
1.0700%
0.3100%
0.6200%
0.6800%

(0.0053756)
0.0124906
0.0192058
0.0376308
0.0368672
0.0134738
0.0014327
0.0020043
0.0210330
0.0155472
0.0109815
0.0267744
0.0259725
0.0202962
0.0166292
0.0013624
0.0035376
0.0024469
(0.0013601)
0.0081359
0.0371797
0.0319781
0.0113155
0.0042037
0.0075971
0.0143296
0.0199081
0.0126070
0.0122907
0.0213296
0.0143916
0.0150587
0.0275528
0.0194560
0.0107888
0.0228341
0.0309371
0.0176165
0.0252028
0.0072792
0.0144687
0.0157617

2.9810660
2.9864416
2.9739510
2.9547451
2.9171144
2.8802472
2.8667734
2.8653407
2.8633363
2.8423033
2.8267561
2.8157746
2.7890002
2.7630278
2.7427315
2.7261023
2.7247400
2.7212024
2.7187555
2.7201156
2.7119796
2.6747999
2.6428218
2.6315063
2.6273026
2.6197055
2.6053759
2.5854678
2.5728608
2.5605700
2.5392404
2.5248488
2.5097900
2.4822372
2.4627812
2.4519925
2.4291584
2.3982213
2.3806048
2.3554020
2.3481229
2.3336542

198.1065971
198.6441566
197.3950971
195.4745128
191.7114353
188.0247189
186.6773354
186.5340684
186.3336348
184.2303304
182.6756145
181.5774624
178.9000222
176.3027761
174.2731548
172.6102323
172.4739953
172.1202390
171.8755510
172.0115568
171.1979629
167.4799911
164.2821767
163.1506290
162.7302606
161.9705460
160.5375893
158.5467791
157.2860773
156.0570037
153.9240417
152.4848779
150.9790039
148.2237206
146.2781234
145.1992467
142.9158379
139.8221324
138.0604848
135.5402046
134.8122865
133.3654209

May-02
Jun-02
Jul-02
Aug-02
Sep-02
Oct-02

Nov-02
Dec-02
Jan-03
Feb-03
Mar-03
Apr-03
May-03
Jun-03
Jul-03
Aug-03
Sep-03
Oct-03
Nov-03
Dec-03
Jan-04
Feb-04
Mar-04
Apr-04
May-04
Jun-04
Jul-04
Aug-04
Sep-04
Oct-04
Nov-04
Dec-04
Jan-05
Feb-05
Mar-05
Apr-05
May-05
Jun-05
Jul-05
Aug-05
Sep-05
Oct-05

0.0900%
0.6100%
1.1500%
0.8600%
0.8300%
1.5700%
3.3900%
2.7000%
2.4700%
1.4600%
1.3700%
1.3800%
0.9900%
-0.0600%
0.0400%
0.1800%
0.8200%
0.3900%
0.3700%
0.5400%
0.8300%
0.3900%
0.5700%
0.4100%
0.4000%
0.5000%
0.7300%
0.5000%
0.1700%
0.1700%
0.4400%
0.8600%
0.5700%
0.4400%
0.7300%
0.9100%
0.7000%
-0.1100%
0.0300%
0.0000%
0.1500%
0.5800%

0.0020842
0.0140408
0.0261694
0.0194033
0.0185723
0.0345876
0.0722341
0.0560191
0.0500118
0.0291363
0.0269707
0.0267977
0.0190360
(0.0011544)
0.0007693
0.0034556
0.0156140
0.0073973
0.0069921
0.0101499
0.0154723
0.0072419
0.0105243
0.0075392
0.0073260
0.0091119
0.0132070
0.0090009
0.0030551
0.0030499
0.0078594
0.0152305
0.0100374
0.0077142
0.0127059
0.0156960
0.0119899
(0.0018862)
0.0005143
0.0025675
0.0098703

2.3178925
2.3158083
2.3017675
2.2755982
2.2561949
2.2376226
2.2030350
2.1308008
2.0747817
2.0247699
1.9956336
1.9686630
1.9418652
1.9228292
1.9239836
1.9232143
1.9197587
1.9041448
1.8967474
1.8897553
1.8796055
1.8641332
1.8568913
1.8463670
1.8388278
1.8315018
1.8223899
1.8091828
1.8001819
1.7971268
1.7940769
1.7862175
1.7709870
1.7609496
1.7532354
1.7405295
1.7248335
1.7128436
1.7147298
1.7142156
1.7142156
1.7116481

131.7892539
131.5808312
130.1767530
127.5598151
125.6194875
123.7622608
120.3034959
113.0800811
107.4781705
102.4769889
99.5633638
96.8662955
94.1865216
92.2829206
92.3983597
92.3214311
91.9758745
90.4144758
89.6747443
88.9755348
87.9605479
86.4133173
85.6891297
84.6367005
83.8827811
83.1501804
82.2389855
80.9182820
80.0181911
79.7126795
79.4076864
78.6217507
77.0987019
76.0949606
75.3235371
74.0529505
72.4833520
71.2843615
71.4729818
71.4215553
71.4215553
71.1648081

Dec-08

0.5400%
0.4000%
0.3800%
0.2300%
0.2700%
0.1200%
0.1300%
-0.0700%
0.1100%
-0.0200%
0.1600%
0.4300%
0.4200%
0.6200%
0.4900%
0.4200%
0.4400%
0.2600%
0.2600%
0.3100%
0.3200%
0.5900%
0.2500%
0.3000%
0.4300%
0.9700%
0.6900%
0.4800%
0.5100%
0.6400%
0.9600%
0.9100%
0.5800%
0.2100%
0.1500%
0.5000%
0.3800%
0.2900%

Jan-09

0.6400%

Feb-09

0.3100%

Mar-09

0.2000%

Apr-09

0.5500%

Nov-05
Dec-05
Jan-06
Feb-06
Mar-06
Apr-06
May-06
Jun-06
Jul-06
Aug-06
Sep-06
Oct-06
Nov-06
Dec-06
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
May-08
Jun-08
Jul-08
Aug-08
Sep-08
Oct-08
Nov-08

0.0091402
0.0067436
0.0063821
0.0038540
0.0045121
0.0020030
0.0021671
(0.0011677)
0.0018329
(0.0003333)
0.0026624
0.0071245
0.0069297
0.0101665
0.0079956
0.0068247
0.0071184
0.0041954
0.0041845
0.0049739
0.0051179
0.0093808
0.0039650
0.0047438
0.0067703
0.0151258
0.0106859
0.0073981
0.0078206
0.0097517
0.0144885
0.0136100
0.0086245
0.0031161
0.0022225
0.0073714
0.0055810
0.0042469
0.0093129
0.0044970
0.0028955
0.0079190

1.7017778
1.6926375
1.6858940
1.6795118
1.6756578
1.6711457
1.6691427
1.6669757
1.6681434
1.6663104
1.6666437
1.6639814
1.6568569
1.6499272
1.6397607
1.6317650
1.6249403
1.6178219
1.6136264
1.6094419
1.6044680
1.5993501
1.5899693
1.5860043
1.5812605
1.5744902
1.5593644
1.5486785
1.5412803
1.5334597
1.5237080
1.5092195
1.4956094
1.4869849
1.4838688
1.4816463
1.4742749
1.4686939
1.4644470
1.4551341
1.4506372
1.4477417

70.1777770
69.2637527
68.5893951
67.9511807
67.5657794
67.1145700
66.9142729
66.6975661
66.8143361
66.6310420
66.6643748
66.3981378
65.6856893
64.9927199
63.9760683
63.1765034
62.4940285
61.7821869
61.3626440
60.9441891
60.4468040
59.9350120
58.9969301
58.6004290
58.1260509
57.4490201
55.9364367
54.8678485
54.1280339
53.3459695
52.3707964
50.9219457
49.5609412
48.6984899
48.3868775
48.1646305
47.4274931
46.8693894
46.4446997
45.5134139
45.0637164
44.7741680

May-09

0.6000%

Jun-09

0.4200%

Jul-09

0.2300%

Aug-09

0.0800%

Sep-09

0.1600%
0.2400%
0.3700%
0.2400%
0.8800%
0.7000%
0.7100%
0.7300%
0.4300%
-0.1100%
-0.0700%
-0.0700%
0.5400%
0.9200%
1.0300%
0.6000%
0.9400%
0.5400%
0.6600%
0.7200%
0.5700%
0.2200%
0.0000%
0.4200%
0.4500%
0.3200%
0.5700%
0.5100%
0.5100%
0.3900%
0.1800%
0.6400%
0.5500%
0.2600%
0.4300%
0.4500%
0.6300%
0.3600%

Oct-09
Nov-09
Dec-09
Jan-10
Feb-10
Mar-10
Apr-10
May-10
Jun-10
Jul-10
Aug-10
Sep-10
Oct-10
Nov-10
Dec-10
Jan-11
Feb-11
Mar-11
Apr-11
May-11
Jun-11
Jul-11
Aug-11
Sep-11
Oct-11
Nov-11
Dec-11
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12

0.0085874
0.0059860
0.0032706
0.0011367
0.0022697
0.0033964
0.0052168
0.0033758
0.0122700
0.0096923
0.0097615
0.0099637
0.0058439
(0.0014966)
(0.0009531)
(0.0009537)
0.0073177
0.0123536
0.0136897
0.0079270
0.0123033
0.0070299
0.0085358
0.0092452
0.0072776
0.0028027
0.0053283
0.0056833
0.0040286
0.0071352
0.0063518
0.0063195
0.0048138
0.0022178
0.0078353
0.0066966
0.0031575
0.0051996
0.0054170
0.0075364
0.0042911

1.4398227
1.4312352
1.4252492
1.4219786
1.4208420
1.4185723
1.4151758
1.4099590
1.4065832
1.3943132
1.3846209
1.3748594
1.3648956
1.3590517
1.3605483
1.3615014
1.3624551
1.3551374
1.3427837
1.3290941
1.3211671
1.3088638
1.3018338
1.2932981
1.2840529
1.2767753
1.2739725
1.2739725
1.2686442
1.2629609
1.2589323
1.2517971
1.2454453
1.2391258
1.2343120
1.2320942
1.2242589
1.2175623
1.2144049
1.2092053
1.2037883
1.1962519

43.9822656
43.1235244
42.5249198
42.1978647
42.0841973
41.8572258
41.5175836
40.9958987
40.6583188
39.4313231
38.4620885
37.4859383
36.4895645
35.9051723
36.0548326
36.1501377
36.2455096
35.5137354
34.2783743
32.9094074
32.1167072
30.8863753
30.1833850
29.3298083
28.4052902
27.6775283
27.3972543
27.3972543
26.8644237
26.2960913
25.8932330
25.1797086
24.5445315
23.9125774
23.4311957
23.2094188
22.4258930
21.7562337
21.4404885
20.9205302
20.3788255
19.6251868

Nov-12
Dec-12
Jan-13
Feb-13
Mar-13
Apr-13
May-13
Jun-13
Jul-13
Aug-13
Sep-13
Oct-13
Nov-13
Dec-13
Jan-14
Feb-14
Mar-14
Apr-14
May-14
Jun-14
Jul-14
Aug-14
Sep-14
Oct-14
Nov-14
Dec-14
Jan-15
Feb-15
Mar-15
Apr-15
May-15

0.5400%
0.7400%
0.9200%
0.5200%
0.6000%
0.5900%
0.3500%
0.2800%
-0.1300%
0.1600%
0.2700%
0.6100%
0.5400%
0.7200%
0.6300%
0.6400%
0.8200%
0.7800%
0.6000%
0.2600%
0.1300%
0.1800%
0.4900%
0.3800%
0.5300%
0.6200%
1.4800%
1.1600%
1.5100%
0.7100%

0.0064020
0.0087087
0.0107283
0.0060325
0.0069190
0.0067638
0.0039984
0.0031898
(0.0014829)
0.0018222
0.0030667
0.0068864
0.0060635
0.0080268
0.0069795
0.0070452
0.0089532
0.0084506
0.0064617
0.0027928
0.0013946
0.0019275
0.0052215
0.0040340
0.0055967
0.0065067
0.0153057
0.0118588
0.0152072
0.0071000

1.1919608
1.1855588
1.1768501
1.1661218
1.1600893
1.1531703
1.1464065
1.1424081
1.1392183
1.1407012
1.1388790
1.1358123
1.1289258
1.1228624
1.1148355
1.1078561
1.1008109
1.0918576
1.0834071
1.0769454
1.0741526
1.0727580
1.0708305
1.0656090
1.0615750
1.0559784
1.0494716
1.0341660
1.0223072
1.0071000
1.0000000

19.1960809
18.5558792
17.6850101
16.6121781
16.0089316
15.3170294
14.6406496
14.2408068
13.9218257
14.0701168
13.8878962
13.5812269
12.8925821
12.2862364
11.4835549
10.7856055
10.0810866
9.1857633
8.3407058
7.6945386
7.4152589
7.2758004
7.0830509
6.5609025
6.1575039
5.5978354
4.9471630
3.4165974
2.2307210
0.7100000