Professional Documents
Culture Documents
1. Only obtain credit from institutions that display that they are registered with the NCR. 2. Draw up a budget and develop a savings plan. 3. Make sure that your monthly repayments are covered in your current budget. 4. Be financially awake take action as soon as you realise that you cannot pay any instalment. 5. Make sure that you do not default on your accounts, as this will result in additional interest being charged. 6. Always ensure that you know what the interest percentage is converted into rands and cents. 7. Understand your insurance cover. 8. Be alert of card scams and always keep your Credit Card PIN safe. 9. If your Credit Card is swallowed by the ATM or is lost, it is advisable to phone the card line immediately or stop your card via your mobile. To connect to mobile services call 086 1000 351. 10. Good credit health is an investment in your future.
*Terms, conditions and affordability rules apply. NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider. Reg No1975/002526/06.
PERSONAL LOANS
We want you to enjoy the life you want to live, right now.
original payslip, 1 months bank statement reecting your salary deposit or savings book and proof of residence.** ** Proof
of residence; any of the following documents, amongst others, reecting your
Interest rate & fees* * Interest rates based on your individual risk profile and affordability. * Initiation fees based on repayment term. * Initiation fee, insurance fees & service fees included. * Repayments include VAT. Prices correct at time of publication, but subject to change.
name and current residential address would be accepted: latest utility bill, municipal account, retailer account, document from an insurance company, payslip, letter from a traditional authority, ward counselor or declaration from a landlord and affidavit from a person who is living with you. Documents should be less than 3 months old.
Insurance benets* to give you the peace of mind that you are nancially protected
Death benefit Permanent disability Temporary disability Retrenchment benefits Instalment cover Settlement cover Re-employment benefit Short time cover Compulsory unpaid leave/temporary layoff
Call 0860 333 004 or visit your closest branch and get credit that works for you.