Date Start:

Amount of ASB Loan (RM):

Loan Period (Year):
Interest Rate (%):
Monthly Payment (RM):
Total Investment (RM):

01 Julai 2010
30,000.00
20
4.45
188.99
227,443.41

For more excel calculation:

http://excelcalculator.blogspot.com/

Disclaimer and conditions: Please note that this is only a general

estimate and borrowers should not rely on this when making a
loan decision.

Year

Monthly
Payment

Dividend Rate

Bonus Rate

Beginning
Amount

January

February

March

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
-

188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
188.99
-

7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
-

2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
2.00%
-

30,000.00
32,041.94
36,705.24
41,704.29
47,063.28
52,808.11
58,966.58
65,568.45
72,645.66
80,232.42
88,365.44
97,084.02
106,430.35
116,449.62
127,190.27
138,704.25
151,047.23
164,278.91
178,463.27
193,668.90
209,969.34
-

0.00
32,230.93
36,894.22
41,893.28
47,252.27
52,997.10
59,155.56
65,757.44
72,834.64
80,421.41
88,554.42
97,273.01
106,619.34
116,638.60
127,379.25
138,893.23
151,236.22
164,467.89
178,652.25
193,857.89
210,158.33
-

0.00
32,419.91
37,083.21
42,082.26
47,441.25
53,186.09
59,344.55
65,946.42
73,023.63
80,610.39
88,743.41
97,462.00
106,808.33
116,827.59
127,568.24
139,082.22
151,425.20
164,656.88
178,841.24
194,046.87
210,347.31
-

0.00
32,608.90
37,272.20
42,271.25
47,630.24
53,375.07
59,533.54
66,135.41
73,212.61
80,799.38
88,932.39
97,650.98
106,997.31
117,016.58
127,757.23
139,271.20
151,614.19
164,845.87
179,030.23
194,235.86
210,536.30
-

10

11

Month
April

May

June

July

August

September

October

November

0.00
32,797.88
37,461.18
42,460.24
47,819.22
53,564.06
59,722.52
66,324.39
73,401.60
80,988.37
89,121.38
97,839.97
107,186.30
117,205.56
127,946.21
139,460.19
151,803.17
165,034.85
179,219.21
194,424.85
210,725.29
-

0.00
32,986.87
37,650.17
42,649.22
48,008.21
53,753.05
59,911.51
66,513.38
73,590.59
81,177.35
89,310.37
98,028.96
107,375.28
117,394.55
128,135.20
139,649.18
151,992.16
165,223.84
179,408.20
194,613.83
210,914.27
-

0.00
33,175.86
37,839.15
42,838.21
48,197.20
53,942.03
60,100.49
66,702.37
73,779.57
81,366.34
89,499.35
98,217.94
107,564.27
117,583.53
128,324.18
139,838.16
152,181.15
165,412.83
179,597.18
194,802.82
211,103.26
-

30,000.00
33,364.84
38,028.14
43,027.20
48,386.18
54,131.02
60,289.48
66,891.35
73,968.56
81,555.32
89,688.34
98,406.93
107,753.26
117,772.52
128,513.17
140,027.15
152,370.13
165,601.81
179,786.17
194,991.80
211,292.24
-

30,188.99
33,553.83
38,217.13
43,216.18
48,575.17
54,320.00
60,478.47
67,080.34
74,157.55
81,744.31
89,877.32
98,595.91
107,942.24
117,961.51
128,702.16
140,216.13
152,559.12
165,790.80
179,975.16
195,180.79
211,481.23
-

30,377.97
33,742.81
38,406.11
43,405.17
48,764.15
54,508.99
60,667.45
67,269.32
74,346.53
81,933.30
90,066.31
98,784.90
108,131.23
118,150.49
128,891.14
140,405.12
152,748.10
165,979.78
180,164.14
195,369.78
211,670.22
-

30,566.96
33,931.80
38,595.10
43,594.15
48,953.14
54,697.98
60,856.44
67,458.31
74,535.52
82,122.28
90,255.30
98,973.89
108,320.21
118,339.48
129,080.13
140,594.11
152,937.09
166,168.77
180,353.13
195,558.76
211,859.20
-

30,755.94
34,120.79
38,784.08
43,783.14
49,142.13
54,886.96
61,045.42
67,647.30
74,724.50
82,311.27
90,444.28
99,162.87
108,509.20
118,528.46
129,269.11
140,783.09
153,126.08
166,357.76
180,542.12
195,747.75
212,048.19
-

12
December
30,944.93
34,309.77
38,973.07
43,972.13
49,331.11
55,075.95
61,234.41
67,836.28
74,913.49
82,500.26
90,633.27
99,351.86
108,698.19
118,717.45
129,458.10
140,972.08
153,315.06
166,546.74
180,731.10
195,936.74
212,237.17
-

Total Dividend

Total Bonus

Ending Amount

1,066.54
2,328.92
2,655.36
3,005.29
3,380.42
3,782.56
4,213.65
4,675.78
5,171.18
5,702.26
6,271.57
6,881.87
7,536.11
8,237.46
8,989.31
9,795.29
10,659.29
11,585.51
12,578.42
13,642.81
14,783.84
-

30.47
66.54
75.87
85.87
96.58
108.07
120.39
133.59
147.75
162.92
179.19
196.62
215.32
235.36
256.84
279.87
304.55
331.01
359.38
389.79
422.40
-

32,041.94
36,705.24
41,704.29
47,063.28
52,808.11
58,966.58
65,568.45
72,645.66
80,232.42
88,365.44
97,084.02
106,430.35
116,449.62
127,190.27
138,704.25
151,047.23
164,278.91
178,463.27
193,668.90
209,969.34
227,443.41
227,443.41

##