Professional Documents
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Religion ﴾﴿دین
got to do with
هن شاب شٍبة فً االسالم ؛ كانت لو نٌرا ٌٌم القٍاهة ً ،هن رهى بسين فً سبٍل اهلل ،فبلغ
بو العدً أً لن ٌبلغ ؛ كان لو كعتق رقبة ً ،هن أعتق رقبة هؤهنة ؛ كانت فداءه هن النار
عضٌا بعضٌ .
الراوي :عمرو بن عبسة السلمي -خالصة الدرجة :صحيح لغيره -المحدث :األلباني -المصدر :صحيح الترغيب -الصفحة أو الرقم1286 :
Islam is a religion which address all the basic areas of
human life; belief, ritual, communal, behavioral
(etiquettes) and contractual issues.
Analyze the time spent during a day
Creation of monopolies
“Those who devour Riba shall rise up before Allah like men
whom Satan has demented by his touch; for they claim that
trading is like usury. But Allah has permitted trading and
forbidden usury. He that receives an admonition from his
Rabb and mends his ways may keep what he has already
earned; his faith is in the hand of Allah. But he that pays no
heed shall be among the people of fire and shall remain in
it forever.”
Al Baqarah 278 - 279
It is socially-responsible banking
Ethical Banking
Note: Figure indicates number of Islamic FIs in the country. Only some of the key FIs are shown for each country
International Overview
Citibank
HSBC
ABN AMRO
UBS
“Some people claim that there is No concept of
banking in Islam”
Mode Application
1 Murabaha Sale of Raw material or commodities on cost plus
2 Ijarah Leasing of Cars & Fixed Assets (medium to long term financing)
3 Musharakah Participatory certificates and deposits, Joint ventures, Export Refinance