Schedule of Charges

`SL. ITEM Collection (a) Collection of local cheques/instruments where there is clearing house (b)Collection of local cheques/instruments where there is no clearing house (c)Collection of outstation cheques/bills (clean/documentary) NATURE OF CHARGES Service charge/commission SCHEDULE OF CHARGES

i) Commission

At actual for conveyance minimum Tk.=100/= per instrument @ 0.15% minimum Tk. 50/=

ii) Postage (registered mail/courier service) iii) Telegram charge iv) Telex/Telephone charge

At actual minimum Tk. 50/=

At actual minimum Tk. 50/= Tk. 25/= per minute or part thereof minimum Tk.75/= per telex/per call (Time of each telex/per call (Time of each telex/call should be ascertained accurately). @ 0.15% minimum Tk. 50/= @ 0.10% minimum Tk. 200/= @ 0.05% min. Tk. 1,000/= (Interest shall also be realized)

i) Up to Tk. 1 lac ii) Above Tk. 1 lac but upto 10 lac iii) Above Tk. 10 lac

iv) Postage (registered mail/ courier service) 2 Purchase of cheques and Inland Bills v) Telegram charge vi) Telephone Telex/charge

At actual minimum Tk. 50/=

At actual minimum Tk. 50/= Tk. 25/= per minute or part thereof minimum Tk.75/= per telex/per call (Time of each telex/per call (Time of each telex/call should be ascertained accurately).

Schedule of Charges

SL. Remittance

ITEM

NATURE OF CHARGES Commission i) DD up to Tk. 1,000/= ii) DD above Tk. 1,000/=

SCHEDULE OF CHARGES Tk. 25/= + VAT Tk. 50/= + VAT Tk. 15/= + VAT Tk. 25/= + VAT Tk. 50/= plus actual postage minimum Tk.15.00/ actual telegram charge minimum Tk. 50.00/- actual telex-Telephone charge minimum Tk. 75/= which is applicable.

b)Cancellation of DD/PO

iii) P.O. up to Tk. 500/= iv) P.O. above Tk. 500/= Commission

c) Issuance of duplicate instrument

Commission i) up to Tk. 1 lac d) Payment order issuance ii) over Tk. 1 lac to 5 lac iii) Over Tk. 5 lac Tk. 25/= Tk. 50/= Tk. 100/=

e) Loss of instrument

Service charge Commission

Tk. 500/= Tk. 50/= to be realized for compliance of each instruction. Besides, usual service charges for services rendered like remittance etc. shall be recovered. On borrowers account -do-

4 Standing instruction

Godown Charge 5 a)Borrowers godown under Banks Custody i) Rent ii) Insurance

Schedule of Charges
iii) Salary & allowances of Godown staff i) Rent -doShall be realized from the borrowers as per Instruction Circular No.098 dt. 27.04.94 -do-do-

b) Banks rented godown

ii) Insurance iii) Salary & allowances of Godown staff

SL.

ITEM

NATURE OF CHARGES Commission

Issuance of guarantees (Local)

Commission 7 8 Charge for handling parcels Bank certificate Charge

SCHEDULE OF CHARGES @ 0.75% per quarter or part thereof minimum Tk.1000/=. But where guarantee is issued against 100% cash margin (non-interest bearing) a total com. Of Tk.1000/= is to be realized from the party. But if the margin or part of it is kept in intt. Bearing account commission @ 0.75% per quarter should be realized. Stamp cost shall be at borrowers account Tk.100/= for each parcel for 1st 10days & additional Tk.25/= for every subsequent 10 days or part thereof. Tk. 200/= for certificate. 9 delivery order Tk. 100/= for each delivery per account At actual from the borrowers account.

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Delivery order Documentation (mortgaged/registration etc.) Charge a) Rent i) Small locker

Tk.1,000/= + VAT PA Tk. 1,500/= + VAT PA Tk. 3,000/= + VAT PA Tk. 500/= (No security money

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Locker/safe custody

ii) Medium locker iii) Big locker b) Security for key of each

Schedule of Charges
locker (refundable) for key from the Banks Staff & Officers) (All locker charges as per Circular No. HO:BD & MD: 12:92 dt. 6.6.92) SCHEDULE OF CHARGES 0.10% +15% VAT TK.10/= +15% VAT TK.40/= +15% VAT

SL. 1 2 3 SL.

ITEM DD, TT & MT TT (TELEGRAPH CHARGE) TT (TELEPHONE CHARGE) ITEM Loan processing charge (To be realised during documentation before disbursement through transfer voucher & not in cash)

NATURE OF CHARGES COMMISSION TELEGRAPH CHARGE TELEPHONE CHARGE

NATURE OF CHARGES Loan against FDR/DPS/PPS balances

All other Loans & Advance except CLS Upto Tk. 1.00 crore & above 1.00 crore. ITEM

SL. 1

L/C opening commission under cash

L/C opening commission under Loan/Barter/Credit/grant/AID/STA etc. (both commodity & project) L/C opening commission under Back to back L/C/Inland L/C/EDFLC L/C opening commission under deferred payment L/Cs. Acceptance commission under deferred payment L/C, Back to Back L/C a) L/C amendment including increase of L/C value or extension of time b) L/C amendment without increase of value & extension of time Postage/SWIFT/TELEX charge

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NATURE OF CHARGES 1st Quarter 0.40% for sight, deferred 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.1000/= 100% margin cost sight 0.25% 1st Quarter 0.40% sight, 0.50% deferred per quarter & for each subsequent quarter or part thereof 0.30%, Minimum Tk.1000/= 1st Quarter 0.40% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.1000/= 1st Quarter 0.50% & for each subsequent quarter or part thereof 0.30%, Minimum Tk.1,000/= 1st Quarter 0.40% per quarter Minimum Tk.1000/= As per L/C opening commission. Actual cost or Minimum Tk.1000/= +SWIFT, Courier/Postage Charges Tk.750/= plus SWIFT/ Courier/Postage Charges

Schedule of Charges
a) If L/Cs/L/C Amendment are transmitted by mail b) If L/Cs are transmitted by courier c) By Swift/Telex d) If L/Cs are transmitted in short Telex/SWIFT message e) Amendment of L/C by mail by SWIFT f) for any message/communication (SWIFT/Mail) 8 F.C. charges for all types of L/Cs (which will be recovered at the time of lodgment of Bills) For arranging confirmation from third Bank/Advising Bank a) for sight L/C at openers cost b) for sight L/C at beneficiaries cost c) for deferred payment L/C up to 180 days on openers account d) for deferred payment L/c up to 180 days on beneficiaries account Foreign Correspondents charges for all types of L/Cs. a) Advising commission b) Negotiation commission c) Reimbursement commission Collection of Credit Report on beneficiary of L/C Tk.500/=
At actual Minimum Tk.3,000/= + VAT 15%

a) Foreign Minimum Tk.3,000/= b) Local Minimum Tk.1,000/= Tk.1,000/=

Mail -Tk.500/=, SWIFT-Foreign Tk.1,000/= Local Tk.500/=

Courier-At actual, Min. Tk.3,000/= Foreign Tk.600/= , Local Tk.200/= At actual a) On openers account-Foreign Bank Charges + 0.15% flat (Minimum Tk.1,500/= b) On beneficiaries account Foreign Bank charges at actual + 0.10% flat Minimum tk.1,500/- (For both sight & deferred L/c) a) At actual as per schedule of charges of Foreign Bank + other charge b) At actual as per schedule of charges of Foreign Bank + other charge c) Minimum USD 50/= or equivt. At actual + SWIFT/Communication charge plus handling charge Tk.500/=

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All other charges not mentioned above in connection with opening L/C/inquiry ITEM L/C cancellation charge L/C processing /Stationery/handling etc. PSI handling charge Loan account (L/C, BG, Bills, LATR, LIM, PC etc.) proposal/renewal/specific processing charges/fees a) Buying House License b) Money Exchange co. license c) General/Indentors Discrepant document handling charge (Import payment) Endorsement of copy document

Minimum Tk.500/= + message charge NATURE OF CHARGES NIL Tk.200/= Tk.500/= Tk.500/= per case Govt. Fees + tk.200/= for IRC (General), Tk.500/= for Indentors/Buying House/Money Exchange Co. USD 50/= from foreign Bill amount US$ 20/= from Local Bill amount + Handling charges Tk.500/= ffrom Importer Nil

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Schedule of Charges
21 22 Issuance of indemnity for shipping guarantee/NOC Issuance of all kinds of certificate Handling/disbursement charge for LATR, LIM, PC etc. Tk.500/= for each document Tk.500/= a) upto Tk.5,00,000/= Tk. 1,000/= b) upto Tk.10,00,000/= Tk. 2,000/= c) above Tk.10,00,000/=Tk. 3,000/-

B. Export Negotiation commission for export bills (where 1 exchange earned through buying & selling) Negotiation commission for export bills (where no 2 exchange allowed) other than BB L/C Advising of Foreign Bank L/Cs to the local 3 beneficiary 4 5 6 7 Advising of L/Cs amendment to the local beneficiary Adding confirmation to Foreign Bank L/Cs by us Transfer of L/Cs/L/C amendment Collecting Bank charges in abroad a) Processing of documents under collection (where exchange earned through buying & selling on realization) b) Processing of documents under collection (where no exchange allowed on realization) Mailing of Export documents Any other charges not mentioned above for export transactions Exp Certification Cash incentive/Assistance Claim PRC issuance

Tk.1,000/- per Export documents 0.25% Flat Minimum Tk.500/= Foreign Tk.750/= Local Tk. 750/= Tk.750/= Foreign L/C Tk.750/=Local L/C 0.25% per quarter Minimum Tk.2,000/= Tk. 1000/= per transfer At actual Handling charge Tk.500/=

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0.15% Flat Minimum Tk.500/= Mail Tk.600/= Courier at actual At actual Tk.200/= per set Tk.2,000/= for each claim Tk.500/=

C. Origin of Bank Gurantee SL. ITEM OF TRANSACTION NO Advising of guarantee/Bid-Bond to the beneficiary in 1 original without any engagement on our part Issuance of guarantees/Bid-Bonds/Performance 2 guarantee/Stand by letter of credit against 100% counter guarantee of Foreign correspondents 3 Issuance of guarantee/Bid-Bond/Performance

BANK CHARGES Tk.1,000/= 0.30% per Quarter Minimum US$. 50/= + other charges 0.25% per Quarter Minimum

Schedule of Charges
D. Collection (inward) HANDLING COMMISSION 1 For collection of clean items (Inward) For documentary collection bills (under all type of 2 L/Cs) 3 For documentary bills (without L/Cs) 4 All other charges E. FOREIGN REMITTANCE/COLLECTIONS a) Tk 0.30 per USD b) Tk. 0.40 per GBP c) In all other currency as per USD Minimum Tk.200/= + P&T Tk.100/=

Tk.200/=-flat + FCC & P&T 0.25% flat Minimum Tk.500/= 0.25% flat Minimum Tk.500/= At actual

Purchase of Foreign Check/Drafts/TCS

Payment of any foreign Taka drafts which are drawn on our Bank (This shall include payment in cash account or by clearing) a) Disbursement of Inward remittances at our counter FTT-FDD b) If payment of remittances to the beneficiary made by DD , MT or TT Collection of foreign currency draft/instrument from other Local bank Collection of foreign currency draft from abroad Encashment of any foreign currency at our counter Encashment of any TT at our counter in F.C Transactions by Nominee/Account holder in F.C. A/cs Issuance of Foreign Currency drafts on foreign correspondents or favoring Local Bank Transfer of L/C authorization form to other Bank Delivery order (D/O) charge (Banks and Partys Godown) Opening of student file ITEM OF TRANSACTION Cancellation of DD

FreeHandling charge Tk.100/= upto Tk.20,000/=, Tk.200/= above Tk.20,000/Charge at actual as per rule plus P&T Tk.200/= above Tk.20,000/-+ P&T Tk.200/= per instrument Foreign Bank charge + handling charge Tk.200/= Plus P & T Tk.100/= per instrument/case Tk.100/= per TT Tk.100/= per instrument/Trans a) Tk.200/= Non Commercial/individual b) Tk.500/= upto USD 5,000/Tk.1,000/= above USD 5,000/- or eqvt. Commercial + SWIFT Charge + F.Bank Charges if any Tk.1,000/=flat Tk.100/= per delivery order Minimum Tk.3,000/- + actual charge for opening, subsequent charge Tk.2,000/= BANK CHARGES Commission Tk.200/- + Message charge & FCC

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Schedule of Charges
Commission upto USD 5,000/= Tk.500/=,above USD 5,000/= or eqvt. Tk.1,000/= +Message/SWIFT charges Tk.1,000/= + FCC Handling/endorsement Fee tk.200/= TCissuance commission 1.00% minimum Tk.100/=, Cash-issue commission tk.100/= Commission Tk.100/= 0 USD 5/= to be deducted from Remitted fund

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Issuance of TT in Foreign Currency

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Issuance of TC/FC & Endorsement in Passport Encashment of F.C. Issuance of Draft in favor of Local Bank

INSTRUCTION CIRCULAR NO. 1083 DT. 21.08.2007. NATURE OF SL. ITEM SCHEDULE OF CHARGES CHARGES A/C Maintenance Fee Tk.500/CURRENT (HALF YEARLY) 1 ACCOUNT CLOSING CHARGE Tk. 300/= Average Balance 0-5,000/- - No Charge A/C Maintenance Fee Average Balance 5,000.01-25,000/- - 100/SAVINGS BANK (HALF YEARLY) 2 Average Balance 25,000.01-above - 300/ACCOUNT CLOSING CHARGE TK.200/= Yearly 2 TIME FREE (Half yearly) 3 STATEMENT ISSUE SERVICE CHARGE 3ND TIME & ONWARD TK. 200/= A/C Maintenance Fee Tk.500/= 4 SND A/C CLOSING CHARGE TK.300/= DRAWN ON US IND-Tk. 100/= DRAWN ON OTHER 5 CHEQUE RETURN BANKS TK.200/= (DEPOSITED WITH US) CHEQUE BOOK SB TK.4/= PER LEAF, 6 SERVICE CHARGE ISSUE CD & STD 7 TRANSFER OF A/CS SERVICE CHARGE ALL A/CS TK.500/= 8 Stop payment SERVICE CHARGE TK.200/=