IDLC was initially established in Bangladesh in 1985 through the collaboration of International Finance Corporation (IFC) of the World

Bank, German Investment and Development Company (DEG), Kookmin Bank and Korean Development Leasing Corporation of South Korea, the Aga Khan Fund for Economic Development, the City Bank Limited, IPDC of Bangladesh Limited, and Sadharan Bima Corporation. As the company evolved, initial foreign shareholding of 49% was gradually withdrawn and the last foreign shareholding was bought out by local sponsors in 2009. Although we initially started with Lease Financing as our core product, IDLC has grown to become the largest multi-product Non-Bank Financial Institution of Bangladesh, with almost equal focus in Corporate, Retail and SME sectors. Moreover, IDLC has a significant presence in the Capital Markets. Our merchant banking arm, IDLC Investments Limited, a wholly-owned subsidiary of IDLC is a premier brand for investment banking in the country. Our stock brokerage arm, IDLC Securities Limited, another wholly-owned subsidiary of IDLC is also amongst the top five brokers in the country . Over the years, IDLC has attained a significant presence in the corporate sector of Bangladesh. IDLC is highly respected by our clients, peers, employees and regulators for our strong corporate governance, statutory compliance, high ethical standards, a progressive and enabling working environment, and strong commitment to environmental and social development. IDLC continues to play a pioneering role in introducing and popularizing a variety of financial instruments suiting ever-changing requirements of its fast-growing clients. We are continuously expanding our presence to ensure the best quality of service to our clients at all times.

Vision, Mission and Values

Vision
We will be the best financial brand in the country.

Mission
We will focus on quality growth, superior customer experience and sustainable business practices.

Strategic Objectives 2012/2013

Grow and develop our talent pool Fully leverage new core banking platform Optimize distribution points Grow and diversify funding sources Grow sales and service capabilities in Consumer Division Aggressively grow SME portfolio Focus on top-tier clients in Corporate Consolidate capital market operations and enhance capabilities Embrace internationally accepted corporate governance and sustainable business practices

Shareholding Structure

SHAREHOLDING COMPOSITION OF IDLC FINANCE LIMITED As on May 31, 2013

Sl.No. 01. Name Of Shareholders No.Of Shares %

Sponsors/Directors
The City Bank Limited Transcom Group - Eskayef Bangladesh Limited - Transcraft Limited - Bangladesh Lamps Limited Sadharan Bima Corporation Mercantile Bank Limited Reliance Insurance Co. Limited Sub-Total 12,870,000 6,456,335 2,123,550 12,257,065 12,065,625 11,261,250 102,668,423 45,634,598 28.37 13.33 8.00 4.01 1.32 7.62 7.50 7.00 63.82

02.

General Institutions
Bangladesh Fund Pubali Bank Limited ICB Eastern Bank Limited Marina Apparels Limited Other Institutions Sub-Total 5,145,910 2,128,500 1,735,360 1,641,250 1,608,750 10,992,026 23,251,796 3.20 1.32 1.08 1.02 1.00 6.83 14.45

Individuals
General Public (Individuals) Sub-Total 34,954,781 34,954,781 21.73 21.73

Total Holdings

160,875,000

100.00

Professional Code of Conduct

In accordance with approved and agreed Code of Conduct, our employees will at all times: Act with integrity, competence, dignity and in an ethical manner when dealing with customers, colleagues, prospects, agencies and public; Act and encourage others to behave in a professional and ethical manner that will reflect positively on IDLC employees, their profession and IDLC at large; Strive to maintain and improve the competence of all in the business; Use reasonable care and exercise independent professional judgment; Refrain from restraining others in performing their professional obligations; Maintain knowledge of and comply with all applicable laws, rules and regulations; Disclose all conflicts of interest; Deliver professional services in accordance with IDLC policies and relevant technical and professional standards; Respect the confidentiality and privacy of people, specially customers, with whom they do business; Refrain from engaging in any professional conduct involving dishonesty, fraud, deceit or misrepresentation, or committing any act that reflects adversely on their honesty, trustworthiness or professional competence. IDLC employees have an obligation to know, understand and respect not only the guidance contained in the Code of Conduct but also the spirit on which it is based.

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