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You are pre-qualified for the Money Merge Account program. Below is a summary of your projected savings.
This report illustrates the results that could be achieved by establishing a Money Merge Account program. The accuracy of this report is
consistent with the information you have provided.
Current Liabilities
Income Analysis
I agree that the figures presented herein are true and accurate to the best of my knowledge and any changes or inaccuracies on my part will
alter the performance of my Money Merge Account program.
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 1 of 6
(p)866.307.3201 (f)801.516.1427
Primary Analysis 29 June 2009
X X Date
______________________ ______________________ ___________
Applicant Co-applicant
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 2 of 6
(p)866.307.3201 (f)801.516.1427
Amortization Comparison 29 June 2009
Saving Summary
Payoff Months Paid Months Saved Years Paid Years Saved Interest Paid Interest Saved
February 2011 20 281 1.7 23.4 $7,491.79 $38,876.26
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 3 of 6
(p)866.307.3201 (f)801.516.1427
Potential Cash Accumulation & Goals 29 June 2009
These figures illustrate the potential cash accumulation you may experience by paying your mortgage off in 1.7 years using your Money
Merge Account. Then refocusing your discretionary income and fixed expenses for the time saved from your current schedule. The graph
refers to Potential Cash Accumulation scenario 1).
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 4 of 6
(p)866.307.3201 (f)801.516.1427
Monthly Expenses 29 June 2009
Expense Worksheet
Complete the worksheet to verify monthly living expenses. Indicate if the expense is paid by a credit card (CC).
Expenses Amount CC Expenses Amount CC Expenses Amount CC
Investments Groceries Private School Fees
Prescriptions Cell Phone 401K
Entertainment Water Consumer Credit
Student Loans Power Repair Funds
Medical Copays Gas Charitable Contributions
Life Insurance Gasoline Family Expenses
Child Support Cable Secondary Properties
Sewer/Trash Holiday Fund Home Owners
Car Insurance Vacations Taxes/Insurance
Dental Insurance Household Items Public School Fees
Home Phone Alimony
Maid Service Other
Total: Total: Total:
If the itemized expenses listed above do not equal the total monthly expenses on page 1, please update your analysis. Having an accurate
monthly expense figure is essential to properly creating your Money Merge Account payoff and savings information.
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 5 of 6
(p)866.307.3201 (f)801.516.1427
Payment Options & Strategic Accounts 29 June 2009
*ALL Required Accounts are applied to the acceleration, payoff and wealth accumulation information, these accounts are required for the
accuracy of the information in this report.
Include Optimizer Package($24.95 per The figures portrayed in this report were calculated using the selected payment options.
month)
* The above information is for comparison purposes only. Results will vary depending on each individual's spending habits and future
financial circumstances. Individual qualification is required for the Money Merge Account. The Information contained herein does not
constitute an offer or a solicitation to lend or extend credit. United First Financial does not provide accounting, tax, legal, real estate,
mortgage, or investment advice as a part of the Money Merge Account Program. This is a preliminary analysis only. The line items of this
report were executed on the 1st of the month in the following sequence: income, mortgage, escrow and expenses.
By signing this financial analysis report, you are confirming the accuracy of information listed above. The performance of your Money Merge
Account program can be increased or decreased based on your mortgage interest rate, income, assets, and/or liabilities. You, the buyer, may
cancel this transaction, without penalty or obligation, at any time prior to midnight of the third business day after the date of this transaction.
(Five days for AK.)
X X Date
______________________ ______________________ ___________
Applicant Co-applicant
United First Financial 14950 S. Pony Express Rd., Bluffdale, UT 84065 Page 6 of 6
(p)866.307.3201 (f)801.516.1427