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178

Memphis Consumer Bankruptcy Conference


0. N

MaxGardner
States and
Email: max
Nax uaiunei, I
DATE
Agent
Creditor
Address
City, Sta
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John Q.
Mary E.
100 Main
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Dear Sir
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ebtors, bas
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en request
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vided for in
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ct to mort
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he mortgag
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n history, b
red spreads
ould include
ted account
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se attach a
She
Office: (704
Webp
by an Act of C
US Bankruptcy
apters 7, 11, 12
Email:
ORT QWR
under Sect
his request
e pending
rest, princi
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ached to th
e following in
history to t
cords using
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sheet or reco
e both recov
s).
dictionary o
bove or any
copy of all
Consumer
403 S. W
Pos
elby, North Ca
4)4870616 Fa
page: www.
Congress and th
Code. We ass
2 and 13.
: klowery@m
PRE-FILIN
tion 6(e) of
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dispute ab
pal, escrow
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nformation:
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ord of all ac
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Debtor Attor
Washington S
st Office Box
arolina 28151
ax: (888) 870
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ist people in th
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out the pr
w advances
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25 of 162
179
American Bankruptcy Institute
0. N

MaxGardner
States and
Email: max
Nax uaiunei, I
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lease identi
nal mortgag
e Trust or o
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. This requ
ank Act.
Copies of all
recorded da
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your respon
Copies of all
rties regardi
niqus, NewT
ic communic
or electronic
All P-309 scr
rges, legal f
fees, misce
lease produ
including Lo
Impound/Es
tcy Departm
gage Accoun
nt Logs from
accounting d
lease produ
g proof of pa
uld be advis
ve (5) bus
July 16,
(e)(1).
uld also be
nd reasonab
The debtor(
t of Section
violation.

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consumer
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t Law ~ K
ERS or MOM
fy the full n
ge note inclu
other fiducia
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cations by e
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reen shots o
ees, proper
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uce a full Life
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scrow Accou
ment Screen
nt Status, F
m BK, FC, Cu
details.
uce copies of
ayment.
sed that you
iness days,
2010 by t
advised th
ble legal fee
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2605 of Tit
a Federal Debt
mers seeking re
bankruptcy ca
com
eiiy L. Lowei
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ame, addre
uding the na
ary. This re
ding Act, wh
being made
notes, collec
pect to any
of the full am
th an itemiz
recorded com
rtgage (inclu
unications,
email or oth
related to t
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ty inspectio
es, corporat
e of Loan tr
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unt Review,
ns if applicab
Field Service
ustomer Ser
f all invoice
u must ac k
pursuant t
he Dodd-Fr
hat the debt
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tle 12 of the
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ases under Cha

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se attach a
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ame, addres
quest is bei
hich requires
pursuant to
tion records
communica
mount need
zed pay-off s
mmunicatio
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erwise, colle
he servicing
y all of the a
n fees, brok
te advance
ansaction h
es Due Inqu
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ble, Bankru
e Inspection
rvice Depart
es from the
knowledge r
to 12 U.S.C
rank Financ
tor(s) herei
failure to co
ht to seek s
e United St
She
Office: (704
Webp
by an Act of C
US Bankruptcy
apters 7, 11, 12
Email:
copy of all
phone numb
ss and phon
ng made pu
s the service
o the amend
s, communic
tions betwe
ed to reinst
statement.
ns between
ot limited to
transmittal
ection notes
g of or owne
accounts (p
ker price op
fees, etc.) a
istory gene
uiry, Monthl
Activities His
ptcy Accoun
n Selection,
tments, and
servicer for
receipt of th
C. Section 2
cial Reform
in will seek
omply with
statutory da
ates Code i
Consumer
403 S. W
Pos
elby, North Ca
4)4870616 Fa
page: www.
Congress and th
Code. We ass
2 and 13.
: klowery@m
MIN Reports
ber of the cu
ne number o
ursuant to S
er to identify
dments to R
cation files o
een you and
tate the mor
you and an
o LPS Deskt
ls, Newlmag
s, and any o
ership of thi
principal, int
inion fees, s
associated w
rated from t
y Statemen
story (Comb
nt Follow-Up
Fees Due L
d all fees an
r all third-pa
his qualified
2605(e)(1)(
m Act and
k the recove
the questio
amages for e
n the amou
Debtor Attor
Washington S
st Office Box
arolina 28151
ax: (888) 870
.maxgardner
he President of
ist people in th
maxgardner.c
s.
urrent holde
of any Trust
Section
y the holder
RESPA under
or any othe
the debtor
rtgage as of
ny non-lawy
op
ge transmitt
other form o
s loan).
erest, escro
statutory
with this loa
the AS400
nt Request a
bined View)
p if applicab
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d costs and
arty vendors
written req
(A) as ame
Reg. X Se
ery of dama
ons and requ
each violati
unt of $2,00
rneys
Street
x 1000
11000
01647
r.com

f the United
he filing of
com
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ow,
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and
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s
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on of
00.00
26 of 162
180
Memphis Consumer Bankruptcy Conference
0. N

MaxGardner
States and
Email: max
Nax uaiunei, I
With bes
Very trul
O. Max G
OMGIII/c
Cc: Debt


































Max Gar

Law, PLLC. is d
has proudly as
xgardner@m
III Attoiney at
st regards, I
ly yours,
Gardner, III
cjh
tors
rdners Bankrupt

designated as a
ssisted consum
consumer
maxgardner.c
t Law ~ K
I remain.
tcy Boot Camp
a Federal Debt
mers seeking re
bankruptcy ca
com
eiiy L. Lowei
Relief Agency
elief under the U
ases under Cha

y, 0f Counsel
She
Office: (704
Webp
by an Act of C
US Bankruptcy
apters 7, 11, 12
Email:
Consumer
403 S. W
Pos
elby, North Ca
4)4870616 Fa
page: www.
Congress and th
Code. We ass
2 and 13.
: klowery@m
Debtor Attor
Washington S
st Office Box
arolina 28151
ax: (888) 870
.maxgardner
he President of
ist people in th
maxgardner.c
rneys
Street
x 1000
11000
01647
r.com

f the United
he filing of
com
27 of 162

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