APROJECT REPORTON WHOLE SALE BANKINGOPERATIONSIN AXIS BANK SUBMITTED TO ANNAMALAI UNIVERSITY INPARTIAL FULFILLMENT FOR DEGREE OFM.B.A.

(BUSINESS APPLICATION) For the Academic year 2008-2010 Submitted by: Miss. SHILPA S. UPADHYAY Under the Guidance of Miss. RIDDHI DESHPANDECENTUM LEARNING CENTRE, SHANKAR NAGAR,NAGPUR

CENTUM LEARNIN G CENTER,

NAGPUR AFFILIAT ED BY ANNAMA LAI UNIVERS

ITY,CHE NNAI

CERTIF ICATE
This is to certify that

this project titled WHOLE BANKING OPERATIONS is a bonafied work carried out and developed by

SHILPA S. UPADHYAYin partial fulfillment for the award of degree of MASTERS OF BUSINESSAD

MINISTRATIO N. During the academic session 20082010, submittedto An namalai Unive rsity, Tamil N

adu under my guidance and supervision. Thi s is also to certify that this project is the result of candidates

ownwork and is of sufficiently high standard to warrant its submission tothe university for the award of

the said degree. To the best of my knowledge the matter presented in this projectreport

has not been submitted earlier for any other degree/diploma toany university. The assistance an

d help rendere d to him durin g the course o f hisproject work in the form of basic source material and information

havebeen duly acknowledged. Ms. Riddhi Des hpande Mr. Sa njay Choure(Pr oject Guide) (D irector, CLC,Na gpur

CENTUM LEARNIN G CENTER, NAGPUR

AFFILIAT ED BY ANNAMA LAI UNIVERS

ITY,CHE NNAI

CERTIF ICATE
This is to certify that

Miss Shilpa Upadhyay is the studentsof MB A-1

st

[Business App lication] in Ce

ntum Learning Center, Nagpur Affiliated by Annamalai University; Chennaihas satisfactorily carried and

conducted their project reportentitled WHOLE BANKING OPERATIONS IN AXIS BANK LTD.,WARDHA

as a Summer Internship Project.She has completed her project work under my guidance andsupervisio

n. The project work is the outcome of her ownwork.Date: Place:Project Guide[Miss. Riddhi

Deshpande]Dir ector[Mr. Sanjay Chaure]Project In charge[Mrs. Smita Chaure]

CENTUM LEARNIN G CENTER, NAGPUR AFFILIAT

ED BY ANNAMA LAI UNIVERS ITY,CHE NNAI

ACKNO WLEDG EMENT

I present this project report on whole

banking operations IN AXISBANK LTD., WARDHA with a sense of great pleasure and

satisfaction. Iundersign with pleasure take this opportunity to thank all those relateddir ectly or indirectly in

preparation of this project report.I started working on this project under the invaluable guidance of Honorable

Miss. Riddhi Deshpande mam for which I am very muchthankful for her valued time given for the purpose.

Without her co-operation our project work would have been difficult to complete.I express our

sincere thanks to Mr. Jagtap sir, (Branch Manager) inAxis Bank Lt d., Wardha an d staff in that

organization. I am alsothankf ul to Mr. Sanjay Chaure sir [Director of our college] and Mrs.Smita S. Chaure

[Project In charge] to allow us to carryout this project.Date:Pl ace

CENTUM LEARNIN G CENTER, NAGPUR AFFILIAT

ED BY ANNAMA LAI UNIVERS ITY,CHE NNAI

DECLA RATIO N
I hereby declare that this

project titled WHOLE BANK ING OPERATIONS is a bonafied and authentic record of work done by me

under thesupervision of Miss. Riddhi Deshpande during academic session 20082010. The work

presented here is not duplicated from any other source andalso not su bmitted earlier for any other

degree/diplom a to anyuniver sity.I understa nd that any su ch duplication is liable to be punished inaccordance

with the university rules

INDEX
S . P R N T I . O O C

P A G E N O . CHA PTER 1CO MPANY PR OFILE 1.1 Introduction of axis bank1.2

History of Axis bank1.3 Management of Axis bank1.4 Milestone CHAPTER 2 PROJECT INTRODUCTIO N2.1 Project

Introduction2.2 Meaning of Wholesale Banking operations2.3 Definitions of Banking2.4 Meaning of Banking

CHAPTER 3 PROJECT RESEARCH3.1 Product of Axis Bank3.2 Customer Service in Banking Operation3.3

Traditional Banking Activities3.4 Accounting for Bank Account3.5 Economic Function3.6 Banking Channels3.7

Types of Investment Bank3.8 Mortgage Banking3.9 KYC (Know Your Customer) CHAPTER 4TRAININ

G CONCEP T 4.1 Organization Structure of Axis Bank4.2 Saving Account Information4.3 Current Account Information4.4

Training In Wholesale Banking Operations CHAPTER 5 FINDINGS AND SUGG ESTIONS 5.1 Findings

5.2 Suggestion5.3 Competitors CHAPTER 6CONCLU SIONCHA PTER 7BI

BLIOGRA PHY

CHAPT ER 1COM

PANY PROFI LE