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Financial and Safety tips

1.  Only obtain credit from institutions that display that they are registered with the NCR. 2. Draw up a budget and develop a savings plan. 3.  Make sure that your monthly repayments are covered in your current budget. 4.  Be nancially awake take action as soon as you realise that you cannot pay any instalment. 5.  Make sure that you do not default on your accounts, as this will result in additional interest being charged. 6.  Always ensure that you know what the interest percentage is converted into rands and cents. 7. Understand your insurance cover. 8.  Be alert of card scams and always keep your Credit Card PIN safe. 9.  If your Credit Card is swallowed by the ATM or is lost, it is advisable to phone the card line immediately or stop your card via your mobile. To connect to mobile services call 086 1000 351. 10. Good credit health is an investment in your future.

Short Term Personal Loan


AB/2010/02/STPL

*Terms, conditions and affordability rules apply. NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider. Reg No1975/002526/06.

SOME THINGS CANT WAIT


Were there for lifes unforeseen emergencies and little must-haves.

Short Term Loans


At African Bank we understand that some things cant wait. Thats why when you apply for credit, we respond immediately. With personal loans from R1,500 to R12,000* and payment terms between 3 to 9 months*, you can deal with unplanned expenses, pay for smaller purchases or anything else. Of course, bigger loan amounts with longer repayment terms are also available should you need them.
Short Term Loans Loan amount Loan term (months) Fixed monthly repayment* Total repayment* Interest rate & fees* * Interest rates based on your individual risk prole and affordability. * Initiation fees based on repayment term. * Initiation fee, insurance fees & service fees included. * Repayments include VAT. Prices correct at time of publication, but subject to change. R 2,500 3 R 964 R 2,893 R 5,000 6 R 988 R 5,927 R 5,000 9 R 720 R 6,477

Connect with us the easy way


For the following services, connect via your mobile to: Check current loan and Credit Card account balances, instalments and payment dates. Buy pre-paid airtime (MTN, Vodacom, and Cell C) using your African Bank Credit Card. Stop your Credit Card if it is lost or stolen.

To connect call 086 1000 351 How to qualify:


Be 18 years or older, and bring the following to apply: ID, latest

original payslip, 1 months bank statement reecting your salary deposit or savings book and proof of residence.** ** Proof
of residence; any of the following documents, amongst others, reecting your

name and current residential address would be accepted: latest utility bill, municipal account, retailer account, document from an insurance company, payslip, letter from a traditional authority, ward counselor or declaration from a landlord and afdavit from a person who is living with you. Documents should be less than 3 months old.

Insurance benets* to give you the peace of mind that you are nancially protected
Death benet Permanent disability Temporary disability Retrenchment benets Instalment cover Settlement cover Re-employment benet Short time cover Compulsory unpaid leave/temporary layoff

Call 0860 333 004 or visit your closest branch and get credit that works for you.

* Insurance terms and conditions are available on the website or in-branch.

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