IBPS

M O D E L PRACTICE S E T

IBPS BANK PO/MT CWE

6. Pratap correctly r e m e m b e r s that his mother's birthday is before twenty third April b u t after nineteenth April, w h e r e a s his sister correctly r e m e m b e r s that their mother's birthday is not on or after t w e n t y s e c o n d A p r i l . O n w h i c h d a y i n A p r i l i s definitely their mother's birthday ? (1) T w e n t i e t h (2) T w e n t y - f i r s t (3) T w e n t i e t h o r t w e n t y - f i r s t (4) C a n n o t b e d e t e r m i n e d (5) N o n e o f t h e s e 7. A s h o k started walking towards South. After walking 50 metres he t o o k a right t u r n a n d w a l k e d 3 0 m e t r e s . H e t h e n t o o k a right turn a n d w a l k e d 100 m e t r e s . H e again took a right turn and walked 30 metres and stopped. H o w far a n d i n w h i c h d i r e c t i o n w a s he f r o m t h e s t a r t i n g p o i n t ? (1) 5 0 m e t r e s S o u t h (2) 150 m e t r e s N o r t h (3) 180 m e t r e s E a s t (4) 5 0 m e t r e s N o r t h (5) N o n e of t h e s e 8 . I f ' + ' m e a n s ' + ' ; ' - ' m e a n s 'x'; 'x' m e a n s ' + ' a n d ' + ' m e a n s '-'; then 15 - 8 x 6 + 12 + 4 = ? (1)20 (2)28 in t h e w o r d as in the English alphabet ? (l)None (3) T w o (2) O n e (4) T h r e e

BANK PO/MT
REASONING

1. In a certain c o d e l a n g u a g e ' h o w many goals scored' is written as '5 3 9 7'; ' m a n y m o r e m a t c h e s ' is written as '9 8 2' a n d 'he s c o r e d five' is w r i t t e n as ' 1 6 3'. H o w is 'goals' written in that code language ? (1) 5 (3) 5 o r 7 (4) Data inadequate (5) N o n e of t h e s e 2. In a c e r t a i n c o d e T E M P O R A L is written as O L D S M B S P . How is C O N S I D E R written in that code ? (1) R M N B S F E J (2) B N M R S F E J (3) R M N B J E F S (4) T O P D Q D C H (5) N o n e o f t h e s e 3. How many meaningful English w o r d s c a n b e m a d e w i t h t h e letters D L E I u s i n g e a c h letter o n l y o n c e in e a c h w o r d ? (l)None (2) O n e (3) T w o (4) T h r e e (5) M o r e t h a n t h r e e 4. A m o n g A, B, C, D a n d E e a c h h a v i n g d i f f e r e n t w e i g h t , D is h e a v i e r t h a n o n l y A a n d C is lighter than B and E. W h o a m o n g t h e m is t h e h e a v i e s t ? (1)B (2)E (3)C (4) Data i n a d e q u a t e (5) N o n e o f t h e s e 5 . E a c h o d d digit i n t h e n u m b e r 5263187 is substituted by the next higher digit and each even digit i s s u b s t i t u t e d b y t h e p r e v i o u s l o w e r digit a n d t h e d i g i t s so obtained are rearranged in a s c e n d i n g order, w h i c h o f t h e f o l l o w i n g will b e t h e t h i r d d i g i t f r o m t h e left e n d after t h e r e a r rangement ? (1)2 (3) 5 (2)4 (4) 6 (2) 7

(5) M o r e t h a n t h r e e D i r e c t i o n s ( 1 1 - I S ) : In each of t h e q u e s t i o n s b e l o w a r e given four s t a t e m e n t s f o l l o w e d by four conclus i o n s n u m b e r e d I, II, III and IV. You h a v e to t a k e t h e g i v e n statements to be t r u e e v e n if t h e y s e e m to be at v a r i a n c e f r o m c o m m o n l y known facts. R e a d all t h e c o n c l u s i o n s and then dec i d e w h i c h o f t h e g i v e n conclusions l o g i c a l l y f o l l o w s f r o m t h e given statem e n t s d i s r e g a r d i n g c o m m o n l y known facts. 11. S t a t e m e n t s : All c u p s are bottles. S o m e bottles are j u g s . No j u g is plate. S o m e p l a t e s a r e tables. Conclusions: I. S o m e t a b l e s a r e bottles. I I . S o m e p l a t e s a r e cups. III. N o t a b l e i s b o t t l e . IV. S o m e j u g s are cups. (1) O n l y I f o l l o w s (2) O n l y II f o l l o w s (3) O n l y III f o l l o w s (4) O n l y IV f o l l o w s (5) O n l y e i t h e r 1 or III follows 12. S t a t e m e n t s : S o m e chairs are handles. All handles are pots. All pots are mats. S o m e mats are buses. Conclusions: I. S o m e b u s e s a r e handles. II. S o m e m a t s a r e chairs. III. No bus is handle. I V . S o m e m a t s a r e handles. (1) O n l y I, II a n d IV follow (2) O n l y II, III a n d IV follow (3) O n l y e i t h e r I or III and II follow (4) O n l y e i t h e r 1 or III and IV follow (5) O n l y e i t h e r I or III and II and IV follow

(5) N o n e o f t h e s e 9. T o w n D is t o w a r d s E a s t of t o w n F. T o w n B is t o w a r d s N o r t h of t o w n D. T o w n H is t o w a r d s South of town B. Towards which d i r e c t i o n is t o w n H f r o m t o w n F? (l)East (3) N o r t h - E a s t (4) D a t a i n a d e q u a t e (5) N o n e o f t h e s e 10. H o w m a n y such pairs of letters are there in the word S E A R C H E S each of which has as m a n y letters between t h e m (2) S o u t h - E a s t

(5) N o n e o f t h e s e

13. S t a t e m e n t s : All birds are horses. All horses are tigers. S o m e tigers are lions. S o m e lions are monkeys. Conclusions: I. S o m e tigers a r e h o r s e s . II. S o m e m o n k e y s a r e b i r d s . III. S o m e t i g e r s a r e b i r d s . IV. S o m e m o n k e y s a r e h o r s e s . (1) O n l y I a n d III f o l l o w (2) O n l y I, II a n d III f o l l o w (3) O n l y II, III a n d IV f o l l o w (4) All I, II, III a n d IV f o l l o w (5) N o n e o f t h e s e 14. S t a t e m e n t s : S o m e b e n c h e s are walls. All walls are houses. S o m e houses are j u n g l e s . All j u n g l e s are roads. Conclusions: I. S o m e roads are benches. II. S o m e j u n g l e s a r e w a l l s . III. S o m e h o u s e s a r e b e n c h e s . IV. S o m e r o a d s a r e h o u s e s . (1) O n l y I a n d II f o l l o w (2) O n l y I a n d III f o l l o w (3) O n l y III a n d IV f o l l o w (4) O n l y II, III a n d IV f o l l o w (5) N o n e of t h e s e 15. S t a t e m e n t s : Some sticks are lamps. S o m e flowers are l a m p s . Some lamps are dresses. All d r e s s e s a r e s h i r t s . Conclusions: I. S o m e shirts are sticks: II. S o m e s h i r t s a r e f l o w e r s . III. S o m e f l o w e r s a r e s t i c k s . IV. S o m e d r e s s e s a r e s t i c k s . (1) N o n e f o l l o w s (2) O n l y I f o l l o w s (3) O n l y II f o l l o w s (4) O n l y III f o l l o w s (5) O n l y IV f o l l o w s Directions (16 - 2 0 ) : Study the following information carefully and answer the q u e s t i o n s g i v e n b e l o w :

ball, cricket, volleyball, b a d m i n t o n , lawn tennis, basketball, hockey and table tennis not necessarily in the s a m e order. D w o r k s in Administration a n d d o e s not like either football or cricket. F w o r k s in P e r s o n n e l w i t h only A w h o l i k e s t a b l e t e n n i s . E a n d H do n o t v/ork in t h e s a m e d e p a r t m e n t as D. C likes h o c k e y a n d d o e s n o t w o r k i n m a r k e t i n g . G d o e s n o t w o r k in a d m i n i s t r a t i o n a n d d o e s not like e i t h e r cricket or badminton. O n e of those w h o w o r k in administration likes football. T h e one w h o likes volleyball works in Personnel. None of those w h o w o r k i n A d m i n i s t r a t i o n likes either b a d m i n t o n or lawn tennis. H d o e s not like c r i c k e t . 16. W h i c h o f t h e f o l l o w i n g g r o u p s of employees work in Administration d e p a r t m e n t ? (l)EGH (3) B C D (2)AF (4) B G D

'P @ Q' m e a n s 'P is n e i l h e r s m a l l e r t h a n n o r e q u a l t o Q'. 'P # Q' m e a n s 'P is n e i t h e r greater than n o r equal to Q'. 'P 8 Q' m e a n s 'P is neither greater t h a n nor s m a l l e r t h a n Q'. 'P Q' m e a n s 'P is not g r e a t e r t h a n Q'.

N o w in each of the following q u e s t i o n s a s s u m i n g the g i v e n s t a t e m e n t s t o b e true, find w h i c h o f t h e four c o n c l u s i o n s I, II, III a n d IV g i v e n b e l o w t h e m is/are definitely true and give y o u r answer accordingly. 21. Statements: H @ T, T # F, F 8 E, I. II. V S F E @ T E Conclusions :

III. H @ V IV. T # V (1) O n l y I, II a n d III a r e true (2) O n l y I, II a n d IV are t r u e (3) O n l y II, III a n d IV a r e t r u e (4) O n l y I, III a n d IV a r e true (5) A l l I, II. Ill a n d IV are t r u e 22. S t a t e m e n t s : D # R, R Conclusions :

(5) D a t a i n a d e q u a t e 17. I n w h i c h d e p a r t m e n t d o e s E work ? (1) P e r s o n n e l (2) M a r k e t i n g (3) A d m i n i s t r a t i o n (4) Data i n a d e q u a t e (5) N o n e o f t h e s e 18. W h i c h of t h e following c o m b i n a tions of employee-departmentf a v o u r i t e s p o r t is c o r r e c t ? (1) E - A d m i n i s t r a t i o n -Cricket (2) F - P e r s o n n e l - L a w n T e n n i s (3) H - M a r k e t i n g - L a w n T e n n i s (4) B-Administration -Table T e n nis (5) N o n e o f t h e s e 19. W h a t is E's f a v o u r i t e s p o r t ? (1) C r i c k e t (3) B a s k e t b a l l (2) B a d m i n t o n (4) L a w n T e n n i s

K, I.

K @ F, J J II.

F $ J

# R # K # F

III. R

IV. K @ D (1) O n l y I, II a n d III a r e t r u e (2) O n l y II, III a n d IV a r e t r u e (3) O n l y 1, III a n d IV a r e true (4) All I, II, III a n d IV a r e true (5) N o n e o f t h e s e 23. S t a t e m e n t s : N 5 B, M B $ W, I. II. W # H, M @ W H@N H

Conclusions :

III. W 5 N IV. W # N (1) O n l y I is t r u e (2) O n l y III is t r u e (3) O n l y IV is t r u e (4) O n l y e i t h e r III or IV is true (5) O n l y e i t h e r III or IV a n d 1 are true 24. S t a t e m e n t s : R

(5) N o n e o f t h e s e 20. W h a t is G's f a v o u r i t e s p o r t ? (1) C r i c k e t (2) B a d m i n t o n (3) B a s k e t b a l l (4) L a w n T e n n i s (5) N o n e o f t h e s e D i r e c t i o n s ( 2 1 - 2 5 ) : In t h e following questions, the symbols @, $, i n g m e a n i n g as i l l u s t r a t e d b e l o w : , # a n d 8 a r e u s e d w i t h t h e follow-

A, B, C, D, E, F, G a n d H a r e eight e m p l o y e e s of an o r g a n i z a t i o n K working in three d e p a r t m e n t s viz. PerAdministration a n d M a r k e t i n g Conclusions: I. K #sonnel, J with not m o r e t h a n t h r e e of t h e m in II. D @ M any d e p a r t m e n t . E a c h of t h e m h a s a different c h o i c e of s p o r t s f r o m foot-

D,

D $ J,

J # M.

M @

'P $ Q' m e a n s 'P is n o t s m a l l e r t h a n Q'.

III. R

IV. D @ K

(1) N o n e is t r u e (2) O n l y I is t r u e (3) O n l y II is t r u e (4) O n l y III is t r u e (5) O n l y IV is t r u e 25. S t a t e m e n t s : M $ K, K @ N, N I. II. Conclusions:

ber of that course of action as y o u r answer. Y o u are not to a s s u m e anything other than the information prov i d e d in e a c h question. All t h e s e c a s e s are given to you as on 01.04.2010. G i v e a n s w e r (1) i f t h e c a s e i s to be referred to Executive Director. G i v e a n s w e r (2) i f t h e c a s e i s t o be referred to General M a n a g e r - A d vances. G i v e a n s w e r (3) i f t h e d a t a a r e i n a d e q u a t e to t a k e a d e c i s i o n . G i v e a n s w e r (4) if t h e c a n d i d a t e is not to be selected. G i v e a n s w e r (5) if t h e c a n d i d a t e is to be selected. 26. S h o b h a G u p t a h a s s e c u r e d 5 0 p e r c e n t m a r k s i n the I n t e r v i e w and 40 percent marks in the Group Discussion. She has b e e n w o r k i n g for t h e p a s t e i g h t ' y e a r s o u t o f w h i c h four y e a r s as M a n a g e r - C r e d i t in a b a n k after c o m p l e t i n g her B.A, d e g r e e with 60 percent marks. She w a s b o r n o n 12th S e p t e m b e r 1978.

d e g r e e w i t h 6 5 p e r c e n t marks. H e h a s s e c u r e d 5 5 percent m a r k s i n t h e G r o u p discussion a n d 50 p e r c e n t m a r k s in the interview. D i r e c t i o n s ( 3 1 - 3 5 ) : In each q u e s t i o n b e l o w is g i v e n a statement f o l l o w e d by t h r e e c o u r s e s of action n u m b e r e d (A), (B) a n d ( C ) . A course of a c t i o n is a s t e p or administrative d e c i s i o n to be t a k e n for improvement, f o l l o w - u p or f u r t h e r a c t i o n in regard to t h e p r o b l e m , p o l i c y , etc. On the b a s i s of t h e i n f o r m a t i o n g i v e n in the s t a t e m e n t , y o u h a v e to a s s u m e everyt h i n g in the s t a t e m e n t to be true, then d e c i d e w h i c h of the suggested c o u r s e s of action logically follow(s) for pursuing. 3 1 . S t a t e m e n t : A heavy unseasona l d o w n p o u r d u r i n g the last t w o d a y s h a s paralysed the normal life in the state in which five p e r s o n s w e r e k i l l e d b u t this h a s p r o v i d e d a h u g e relief to t h e p r o b l e m of a c u t e water crisis in t h e s t a t e . C o u r s e s of a c t i o n : (A) T h e state g o v e r n m e n t should s e t up a c o m m i t t e e to review the a l a r m i n g situation. (B) T h e state ' government s h o u l d i m m e d i a t e l y remove all t h e restrictions on use of p o t a b l e w a t e r i n a l l the m a j o r cities in the state. (C) T h e state government s h o u l d s e n d relief supplies to all t h e affected areas in t h e state. (1) N o n e (2) O n l y (A) (3) O n l y (B) a n d (C) (4) O n l y (C) (5) All (A), (B) a n d (C) 3 2 . S t a t e m e n t : A l a r g e private b a n k h a s d e c i d e d t o retrench o n e - t h i r d of i t s e m p l o y e e s in v i e w o f t h e h u g e l o s s e s inc u r r e d b y i t d u r i n g t h e past three quarters. C o u r s e s of a c t i o n : (A) T h e G o v e r n m e n t should issue a n o t i f i c a t i o n to general public to immediately stop all t r a n s a c t i o n s w i t h the bank. ( B ) T h e G o v e r n m e n t should d i r e c t t h e b a n k t o refrain from retrenching its employees.

R,

R # W $ R @ W @ N

W @ K

III. K IV. M

(1) O n l y I a n d II a r e t r u e (2) O n l y I, II a n d III a r e t r u e (3) O n l y III a n d I V a r e t r u e (4) O n l y II, III a n d IV a r e t r u e (5) N o n e o f t h e s e D i r e c t i o n s ( 26 - 3 0 ) : S t u d y the following information carefully a n d answer the questions given below : F o l l o w i n g a r e t h e c o n d i t i o n s for s e l e c t i n g S e n i o r M a n a g e r - C r e d i t in a bank. T h e candidate must (i) be a g r a d u a t e in a n y d i s c i p l i n e with atleast 60 percent m a r k s . (ii) h a v e post qualification w o r k exp e r i e n c e of at least ten y e a r s in t h e A d v a n c e s S e c t i o n of a b a n k . (iii) b e a t l e a s t 3 0 y e a r s a n d n o t more than 40 years as on 01.04.2010. (iv) h a v e s e c u r e d a t l e a s t 4 0 p e r cent m a r k s i n t h e g r o u p d i s c u s sion. (v) h a v e s e c u r e d a t l e a s t 5 0 p e r cent m a r k s in interview. In the case of a candidate w h o satisfies all t h e c o n d i t i o n s E X CEPT (A) at (i) a b o v e b u t h a s s e c u r e d at least 5 0 percent m a r k s i n g r a d u ation and at least 60 percent m a r k s i n post g r a d u a t i o n i n a n y d i s c i p l i n e t h e c a s e i s t o b e referred t o t h e G e n e r a l M a n a g e r Advances. (B) at (ii) a b o v e b u t h a s t o t a l p o s t qualification w o r k e x p e r i e n c e o f a t least s e v e n y e a r s o u t o f w h i c h a t least three y e a r s a s M a n a g e r C r e d i t in a b a n k , t h e c a s e is to b e referred t o E x e c u t i v e D i r e c tor. In each question below details of one candidate is given. You have to take one of the following courses of action based on the information provided a n d the conditions a n d sub-conditions given above and m a r k the n u m -

27. R o h a n M a s k a r e w a s b o r n o n 8th M a r c h 1974. H e h a s b e e n w o r k i n g in a b a n k for t h e p a s t t w e l v e y e a r s after completing his B.Com. degree with 70 percent marks. He has secured 50 percent m a r k s in both the .Group Discussion and the Interview. 28. P r a k a s h G o k h a l e w a s b o r n o n 4th A u g u s t 1977. He h a s secured 65 percent marks in post graduation and 58 percent marks in graduation. He has b e e n w o r k i n g for t h e p a s t t e n years in the Advances Departm e n t of a b a n k after c o m p l e t i n g his post graduation. He has sec u r e d 4 5 p e r c e n t m a r k s i n the Group Discussion and 50 percent m a r k s in the Interview. 29. S u d h a M e h r o t r a h a s b e e n w o r k ing in the Advances department of a b a n k for t h e p a s t t w e l v e years after completing her B.Com. degree with 60 percent marks. She has secured 50 percent m a r k s in the G r o u p Discussion and 40 percent marks in the Interview. She w a s born o n 15th F e b r u a r y 1 9 7 2 . 30. A m i t N a r a y a n w a s b o r n o n 2 8 t h May 1974. He has been working in the Advances department of a b a n k for t h e p a s t e l e v e n y e a r s after c o m p l e t i n g h i s B.Sc.

(C) T h e G o v e r n m e n t s h o u l d a s k the central bank of the country to initiate an enquiry into the b a n k ' s activities a n d s u b m i t its r e p o r t . (l)None (3) O n l y (B) (2) O n l y (A) (4) O n l y (C)

(1) O n l y (A) (2) O n l y (B) (3) O n l y (C) (4) O n l y (A) a n d (B) (5) N o n e o f t h e s e 35. S t a t e m e n t : O n e a s p i r a n t w a s killed d u e to stampede while participating in a r e c r u i t m e n t drive of police constables. C o u r s e s of a c t i o n : (A) T h e officials i n c h a r g e o f t h e recruitment process should immediately be suspended. (B) A t e a m of officials s h o u l d be asked to find out the c i r c u m s t a n c e s w h i c h led t o the death of the aspirant a n d s u b m i t its r e p o r t w i t h i n a week. (C) T h e G o v e r n m e n t s h o u l d a s k the h o m e department to stagger the n u m b e r of aspirants over more number of days to a v o i d s u c h i n c i d e n t s in future. (1) O n l y (A) (3) O n l y (C) (4) O n l y (B) a n d (C) (5) N o n e o f t h e s e 36. E f f e c t : Majority o f the e m p l o y ees of the ailing organization o p t e d for v o l u n t a r y r e t i r e m e n t s c h e m e a n d left the organization w i t h all their retirement benefits w i t h i n a fortnight of l a u n c h i n g the scheme. W h i c h of t h e f o l l o w i n g c a n be a p r o b a b l e c a u s e o f t h e a b o v e effect ? (1) T h e c o m p a n y h a s b e e n m a k i n g h u g e l o s s e s for t h e past five y e a r s a n d is u n a b l e to pay salary to its e m p l o y e e s in t i m e . (2) T h e m a n a g e m e n t o f t h e company made huge personal gains through unlawful activities. (3) O n e of t h e c o m p e t i t o r s of t h e c o m p a n y w e n t b a n k r u p t last year. (4) T h e c o m p a n y o w n s l a r g e tracts of land in the state w h i c h will fetch h u g e s u m t o its o w n e r s . (5) N o n e o f t h e s e 37. S t a t e m e n t : M o s t of t h e c o m panies in IT and ITES sectors in India h a v e started hiring from (2) O n l y (B)

engineering college c a m p u s e s t h i s y e a r a n d a r e likely t o recruit m u c h m o r e t h a n y e a r l y rec r u i t m e n t o f t h e earlier y e a r s . W h i c h o f t h e following s u b s t a n t i a t e s t h e f a c t s s t a t e d i n the above statement ? (1) I T a n d sectors hiring college I T E S are the only in India which are from engineering campuses.

(5) O n l y (A) a n d (C) 33. S t a t e m e n t : M a n y political activists have decided to stage d e m o n s t r a t i o n s a n d b l o c k traffic m o v e m e n t i n t h e city d u r i n g peak h o u r s to protest against the s t e e p rise in p r i c e s of e s s e n t i a l commodities. Courses of action: (A) T h e G o v e r n m e n t s h o u l d i m m e d i a t e l y b a n all f o r m s of a g i t a t i o n s in the c o u n t r y . (B) T h e p o l i c e a u t h o r i t y o f t h e city s h o u l d deploy additional forces all over the city to h e l p traffic m o v e m e n t in t h e city. (C) T h e state a d m i n i s t r a t i o n should carry out preventive arrests of the known c r i m i n a l s s t a y i n g in t h e city. (1) O n l y (A) (3) O n l y (C) (4) O n l y (A) a n d (B) (5) N o n e of t h e s e 34. S t a t e m e n t : T h e school d r o p o u t rate in m a n y districts in the state h a s increased sharply during the last few y e a r s as the parents of these children make t h e m w o r k i n t h e fields o w n e d b y o t h e r s t o e a r n e n o u g h for t h e m to g e t at l e a s t o n e m e a l a day. Courses of a c t i o n : (A) T h e G o v e r n m e n t s h o u l d p u t up a m e c h a n i s m to p r o v i d e food g r a i n s to the poor people in these districts through public distribution s y s t e m to encourage the parents to send their w a r d s to school. (B) T h e G o v e r n m e n t should close down some of these schools in the district a n d d e p l o y t h e teachers of these schools to nearby schools and also ask remaining students to join these schools. (C) G o v e r n m e n t s h o u l d i s s u e a r r e s t w a r r a n t s for all t h e parents who force their children to w o r k in fields instead of a t t e n d i n g c l a s s e s . (2) O n l y (B)

(2) G o v e r n m e n t h a s s t e p p e d u p r e c r u i t m e n t activities after a g a p o f five y e a r s . (3) T h e I T a n d I T E S c o m p a n i e s h a v e n o w d e c i d e d to visit the engineering college camp u s e s for tier II cities in India as well. (4) A v a i l a b i l i t y of qualified engin e e r s will s u b s t a n t i a l l y inc r e a s e i n t h e n e a r future. (5) N o n e o f t h e s e 38. C a u s e : T h e G o v e r n m e n t h a s rec e n t l y i n c r e a s e d its t a x e s o n p e t r o l a n d diesel b y a b o u t 1 0 percent. W h i c h of t h e f o l l o w i n g c a n be a p o s s i b l e effect of the a b o v e cause ? (1) T h e p e t r o l e u m c o m p a n i e s will reduce the prices of petrol a n d diesel by a b o u t 10 percent. (2) T h e p e t r o l e u m c o m p a n i e s will increase the prices of petrol a n d diesel by a b o u t 10 percent. (3) T h e p e t r o l e u m c o m p a n i e s will increase the prices of p e t r o l a n d diesel by a b o u t 5 percent. (4) T h e p e t r o l p u m p s will s t o p s e l l i n g petrol a n d diesel till the taxes are rolled back by the government. (5) N o n e o f t h e s e 39. S t a t e m e n t : T h e G o v e r n m e n t has d e c i d e d to instruct the banks to open new branches in s u c h a w a y that there is one b r a n c h of a n y of t h e b a n k s in every Village of population 1000 a n d a b o v e or a cluster of villages w i t h p o p u l a t i o n l e s s t h a n 1000 to provide banking services to all t h e c i t i z e n s . W h i c h of the following will w e a k e n t h e s t e p t a k e n b y the Government ?

(1) T h e p r i v a t e s e c t o r b a n k s i n India have stepped up their b r a n c h expansion activities in rural India. (2) M a n y G o v e r n m e n t Owned banks have surplus manp o w e r in its u r b a n b r a n c h e s . (3) All the b a n k s including t h o s e in private sector will follow the government directive. (4) L a r g e n u m b e r o f b r a n c h e s of many government owned b a n k s in the rural areas are making huge losses every year due to lack of adequate b u s i n e s s activities. (5) N o n e o f t h e s e D i r e c t i o n s ( 4 0 - 4 2 ) : S t u d y the following information carefully and answer the questions given below : T h e centre reportedly wants to continue providing subsidy to c o n s u m e r s for c o o k i n g g a s a n d k e r o s e n e for five m o r e y e a r s . T h i s i s not g o o d n e w s from the point of v i e w of reining in the fiscal deficit. Mounting s u b v e n t i o n s for s u b s i d i e s m e a n s diversion of savings by the government from investment to consumption, raising t h e c o s t o f c a p i t a l i n t h e p r o c e s s . T h e g o v e r n m e n t m u s t cut expenditure on subsidies to create m o r e fiscal s p a c e for i n v e s t m e n t s i n b o t h p h y s i cal and social infrastructure. It should o u t l i n e a p l a n for c o m p r e h e n s i v e r e form in major s u b s i d i e s i n c l u d i n g p e t r o l e u m , food a n d fertilizers a n d s e t goal posts. 40. W h i c h of t h e f o l l o w i n g is a c o n clusion which can be drawn from the facts stated in the above paragraph ? (1) S u b s i d y provided b y t h e government under various h e a d s to the citizen increases the cost of capital (2) G o v e r n m e n t i s u n a b l e t o withdraw subsidies provided to various items. (3) G o v e r n m e n t subsidy on keros e n e is p u r e l y a p o l i t i c a l d e cision. (4) G o v t , d o e s n o t h a v e e n o u g h resources to continue prov i d i n g subsidy, o n p e t r o l e u m products. (5) N o n e of t h e s e 4 1 . W h i c h o f t h e f o l l o w i n g i s a n inference w h i c h c a n b e m a d e from

the facts stated in the above paragraph ? (1) I n d i a ' s fiscal deficit is n e g l i gible in comparison to other emerging economies in the world
v

p o v e r t y w h e r e a s a n o t h e r 2 2 . 1 % fell into it o v e r t h i s p e r i o d . T h i s net increase of a b o u t four percentage poinls w a s seen to h a v e a considerable variation a c r o s s s t a t e s a n d r e g i o n s . 43. W h i c h of t h e f o l l o w i n g is a conc l u s i o n w h i c h c a n b e drawn from the facts stated in the above paragraph ? (1) A c c u r a t e e s t i m a t e s of numb e r o f p e o p l e l i v i n g below p o v e r t y l i n e in India is possible t o b e m a d e . (2) M a n y e x p e r t g r o u p s in India are not interested to measure p o v e r t y objectively. (3) P r o c e s s of p o v e r t y measurem e n t n e e d s to t a k e into acc o u n t v a r i o u s factors to t a c k l e its d y n a m i c nature. (4) P e o p l e l i v i n g b e l o w poverty line r e m a i n in t h a t position for a v e r y l o n g t i m e . (5) N o n e o f t h e s e 44. W h i c h of t h e f o l l o w i n g is an ass u m p t i o n w h i c h is implicit in t h e f a c t s s t a t e d in the above paragraph ? (1) It m a y not be possible to have an a c c u r a t e p o v e r t y meas u r e m e n t i n India. (2) L e v e l of p o v e r t y in India is s t a t i c o v e r the y e a r s . (3) R e s e a r c h e r s a v o i d making c o n c l u s i o n s on poverty meas u r e m e n t d a t a in India. (4) G o v e r n m e n t of India has a m e c h a n i s m to m e a s u r e level of p o v e r t y effectively and accurately. (5) N o n e o f t h e s e 45. W h i c h of t h e f o l l o w i n g is an in. f e r e n c e w h i c h c a n be made from the facts stated in the above paragraph ? . (1) P o v e r t y m e a s u r e m e n t tools in India are outdated. (2) I n c r e a s e in n u m b e r of pers o n s falling into poverty vari e s c o n s i d e r a b l y across the c o u n t r y o v e r a p e r i o d of time. (3) G o v e r n m e n t of India has s t o p p e d m e a s u r i n g poverty related studies. (4) P e o p l e living in rural areas a r e m o r e s u s c e p t i b l e to fall into p o v e r t y o v e r the time (5) N o n e o f t h e s e

(2) S u b s i d y o n food a n d fertilize r s a r e e s s e n t i a l for g r o w t h of Indian economy. (3) Reform in financial sector will w e a k e n India's position in the international arena. (4) G r a d u a l w i t h d r a w a l o f s u b s i d y i s e s s e n t i a l for effectively m a n a g i n g fiscal deficit in India. (5) N o n e o f t h e s e 42. W h i c h o f t h e f o l l o w i n g i s a n a s s u m p t i o n w h i c h is implicit in the facts stated in the above para\ graph ? (1) P e o p l e i n I n d i a m a y not b e a b l e t o p a y m o r e for p e t r o leum products. (2) M a n y people in India are rich enough to buy petroleum products at market cost. (3) G o v e r n m e n t m a y not b e able to create more infrastructural facilities if the \ p r e s e n t level of s u b s i d y c o n t i n u e s for a l o n g e r t i m e . (4) G o v e r n m e n t of India h a s s o u g h t a s s i s t a n c e f r o m int e r n a t i o n a l financial o r g a n i zations for its infrastructural projects (5) N o n e o f t h e s e D i r e c t i o n s ( 4 3 - 45 ) : S t u d y t h e following information carefully a n d answer the questions given below : Poverty measurement is an unsettled issue, both conceptually and m e t h o d o l o g i c a l l y . S i n c e p o v e r t y is a process as well as an outcome; many c o m e out of it while others may be falling into it. T h e n e t effect o f t h e s e t w o p a r a l l e l p r o c e s s e s is a p r o p o r tion c o m m o n l y identified a s t h e ' h e a d c o u n t ratio', b u t t h e s e ratios h i d e the fundamental dynamism that c h a r a c t e r i s e s poverty i n practice. T h e most recent poverty reestimates by an expert group has also missed the c r u c i a l d y n a m i s m . In a s t u d y c o n ducted on 13,000 households w h i c h represented the entire country in 1993-94 and again on 2004-05, it w a s f o u n d t h a t i n the t e n - y e a r p e r i o d 1 8 . 2 % rural population moved out of

D i r e c t i o n s ( 4 6 - 50) : In e a c h of t h e q u e s t i o n s g i v e n b e l o w w h i c h o n e of the five a n s w e r f i g u r e s o n t h e r i g h t s h o u l d c o m e after t h e p r o b l e m f i g u r e s o n the left, if t h e s e q u e n c e w e r e c o n t i n u e d ? Problem Figures A n s w e r Figures

and structural barriers are holding back investments. P o w e r is a key requirement in rural a r e a s , for a g r i c u l t u r a l as well as d o m e s t i c u s e s . T e c h n o l o g y c a n provide reliable p o w e r at comparatively low cost in a d e c e n t r a l i s e d m a n n e r . H o w e v e r this n e e d s t o b e u p g r a d e d a n d scaled in a b i g w a y , w i t h e m p h a s i s on renewable and non-polluting technologies. R e l i a b l e a n d l o w cost m e a n s o f transporting goods and people is an essential n e e d for rural a r e a s . T h e bullockcart a n d the tractor-trailer a r e present v e h i c l e s of c h o i c e . Surely, t e c h n o l o g y c a n provide a better, cheaper a n d more efficient s o l u t i o n ? Information related to c o m m o d i t y prices, agricultural practices, w e a t h e r etc. are crucial for the farmer. Technology can provide these t h r o u g h m o b i l e p h o n e s , w h i c h is a p r o v e n t e c h n o l o g y h o w e v e r the challenge to ensure connectivity remains. T h u s t h e r e is a p r e s s i n g n e e d for techn o l o g y as currently e c o n o m i c g r o w t h though skewed and iniquitous - has created an economically attractive m a r k e t i n rural India. 5 1 . A c c o r d i n g t o t h e author, w h i c h of the following is/ are the p r o b l e m ( s ) f a c i n g India's rural population ? (A) Unavailability of healthcare facilities.

ENGLISH LANGUAGE
D i r e c t i o n s ( 5 1 - 6 5 ) : Read t h e following p a s s a g e carefully a n d a n s w e r the q u e s t i o n s g i v e n b e l o w it. C e r t a i n w o r d s / p h r a s e s a r e g i v e n in b o l d to help y o u locate t h e m w h i l e a n s w e r i n g some of t h e q u e s t i o n s . Rural India faces s e r i o u s s h o r t ages - power, water, h e a l t h facilities, roads, e t c . - t h e s e a r e k n o w n a n d recognised. However, t h e role of t e c h nology in solving these and other problems i s b a r e l y a c k n o w l e d g e d a n d the actual availability of t e c h n o l o g y in rural a r e a s i s m a r g i n a l . T h e b a c k b o n e of the rural e c o n o m y is a g r i c u l t u r e ; which also provides sustenance to over half t h e c o u n t r y ' s p o p u l a t i o n . T h e "green r e v o l u t i o n " of the 1 9 7 0 s w a s , in fact, p o w e r e d by t h e scientific w o r k in v a r i o u s agricultural r e s e a r c h i n s t i tutions. W h i l e s o m e fault t h e g r e e n revolution for excessive exploitation of water a n d l a n d r e s o u r c e s t h r o u g h overuse of fertilisers, it did b r i n g a b o u t a w h e a t s u r p l u s a n d prosperity in certain p o c k e t s of t h e c o u n t r y .
1

In rural India today, there is a dire inadequacy of b o t h science (i.e. k n o w l edge) a n d t e c h n o l o g y ( w h i c h d e r i v e s

f r o m s c i e n c e a n d m a n i f e s t s itself in physical form). T h e scope to apply techn o l o g y t o b o t h f a r m a n d n o n - f a r m activities in r u r a l a r e a s is h u g e , as a r e the p o t e n t i a l benefits. In fact, c r o p y i e l d s are far lower t h a n w h a t they are in demonstration farms, w h e r e science a n d technology are m o r e fully applied. Technologies that reduce power cons u m p t i o n of p u m p s are vital; unfortunately, their u s e is m i n i m a l , since agricultural p o w e r is free or largely s u b s i d i s e d . S i m i l a r l y , t h e r e is little incentive to optimise- through technolo g y or o t h e r w i s e - w a t e r u s e , e s p e cially in irrigated areas (a third of total a r a b l e l a n d ) , g i v e n the w a t e r r a t e s . Post-harvest technologies for processing and adding value could greatly enhance rural e m p l o y m e n t and incomes, but at present deployment of t e c h n o l o g y is m a r g i n a l . C o l d s t o r a g e a n d c o l d - c h a i n s for t r a n s p o r t a t i o n t o m a r k e t is of great importance for m a n y a g r i c u l t u r a l p r o d u c t s - particularly, fruits a n d v e g e t a b l e s - b u t a r e n o n existent. T h e s e are clearly t e c h n o l o g i e s w i t h a n i m m e d i a t e r e t u r n o n inv e s t m e n t , a n d b e n e f i t s for all;- t h e farmer, t h e e n d - c o n s u m e r , t h e t e c h n o l o g y provider. However, r e g u l a t o r y

(B) T h e t e c h n o l o g i c a l a d v a n c e m e n t s w h i c h h a v e been borr o w e d from a b r o a d h a v e not b e e n suitably a d a p t e d to the Indian scenario. (C) Lack of a w a r e n e s s a b o u t the i m p o r t a n c e of utilising technology in the agricultural sector. (1) O n l y (A) (2) O n l y (C) (3) B o t h (A) a n d (B) (4) Both (A) a n d (C) (5) N o n e of t h e s e 52. W h i c h o f the following i s N O T a n i m p a c t o f t h e g r e e n revolution ? (1) O v e r utilisation of w a t e r resources (2) A p p l i c a t i o n of scientific research only in demonstration farms (3) Wealth creation restricted to certain a r e a s (4) D a m a g e c a u s e d to land by i n o r d i n a t e u s e of fertilisers

(5) S u p p l y of w h e a t s u r p a s s e d demand

88. T h e g o v e r n m e n t i s p l a n n i n g t o (1)/ sanction grants to pharmac e u t i c a l c o m p a n i e s ( 2 ) / for inv e n t i n g n e w t r e a t m e n t s for ( 3 ) / diseases about malaria and tub e r c u l o s i s . (4)/ No error. (5)

95. (1) allure (3) r e w a r d (5) allusion 96. (1) solution (3) h e a r t 97. (1) a h e a d (3) a w a y (5) sighted 98. (1) D e c i d i n g (3) K e e n (5) S i g n i n g 99. (1) pivotal (3) optional (5) allied lOO. (1) failure (3) s u c c e s s (5) potential

(2) (4) (2)

control perk key precedence

89. T h e F i n a n c e Minister's v i e w ( 1 ) / i s that the s c h e m e will e n s u r e ( 2 ) / t h a t m i l l i o n s o f f a r m e r s will b e ( 3 ) / lifted o u t o f p o v e r t y . ( 4 ) / No error. (5) 90. T h e s u r v e y c o n d u c t e d r e v e a l s ( 1 ) / t h a t t h e r e is a l a c k ( 2 ) / of adequate healthcare facilities (3)/ even in urban areas. (4)/ No error. (5)

(5) o c c u r r e n c e (4) (2) (4) (4)

beyond to Focussing

(2) Catching

(2) p r o d u c t i v e (4) m u n d a n e (2) motivation (4) innovation

D i r e c t i o n s ( 9 1 - 1 0 0 ) : I n the foll o w i n g p a s s a g e t h e r e are b l a n k s e a c h of which has been numbered. T h e s e n u m b e r s are p r i n t e d b e l o w t h e p a s s a g e a n d a g a i n s t e a c h five w o r d s a r e suggested, one of w h i c h fills the b l a n k s appropriately. Find out the appropriate w o r d i n e a c h c a s e . I n t h e (91) o f I n d i a ' s e c o n o m i c boom, Indian Professional Service Firms (PSFs) from management consultancies and investment banks t o avertising a g e n c i e s a n d l a w f i r m s are (92) t o attract t h e b e s t a n d t h e b r i g h t e s t talent. B u t t o b e truly s u c cessful they have to do m o r e than that. Like P S F s a r o u n d the w o r l d t h e y n e e d to (93) their professionals rather t h a n s e e t h e m w a l k o u t o f t h e d o o r i n (94) o f opportunities. T o achieve that, c o m panies often rely on the (95) of sprawling c a m p u s e s a n d l u x u r i o u s facilities. B u t n o n e o f t h i s g e t s t o t h e (96) o f the problem, which is w h e n y o u n g prof e s s i o n a l s j o i n P S F s they h a v e e x p e c t a t i o n s w h i c h g o far (97) t h e n a t u r e o f facilities. (98) on to do creative, t h o u g h t p r o v o k i n g w o r k , t h e y often find t h e m s e l v e s e n g a g e d in d o i n g (99) a c t i v i t i e s . T h e y feel u n d e r u t i l i s e d , w h i c h is a f o r m u l a for flOO) in t h e long term. 9 1 . (1) d e p t h (3) m i d s t (5) k n o w l e d g e 9 2 . (1) o p p o s i n g (3) partial (5) o b s e s s e d 9 3 . (1) transition (3) a d v a n c e (5) restrain 94. (1) obtaining (3) d e m a n d (5) s e a r c h (2) (4) pursuing direction (2) retain (4) substitute (2) rivaling (4) c o m p e t i n g (2) s t a g e (4) p r e s e n t

QUANTITATIVE APTITUDE
101. W h a t will b e the area (in s q u a r e m e t r e s ) of 1.5 m e t r e w i d e g a r den developed around all the four s i d e s of a r e c t a n g u l a r field having area equal to 3 0 0 square metres and breadth equal to t h r e e - f o u r t h of t h e l e n g t h ? (1) (3) 96 114 (2) 105

(4) C a n n o t b e d e t e r m i n e d (5) N o n e of t h e s e 102. In a t w o digit positive n u m b e r , t h e digit in t h e unit's p l a c e is e q u a l t o t h e s q u a r e o f t h e digit in ten's place, a n d the difference between the n u m b e r and the n u m b e r obtained by interchanging t h e digits i s 5 4 . W h a t i s 4 0 % of t h e original n u m b e r ? (1) (3) 15.6 37.2 (2) (4) 39 24

(5) N o n e of t h e s e 103. V i s h w a s b o r r o w e d a t o t a l a m o u n t of Rs. 30,000 part of it on s i m p l e interest, rate of 12 p.c.p.a. and remaining on simple interest rate of 10 p.c.p.a. If at the e n d of 2 y e a r s he paid in all R s . 3 6 , 4 8 0 to settle t h e l o a n a m o u n t , w h a t w a s the a m o u n t borrowed at 12 p.c.p.a.? (1) R s . 1 6 0 0 0 (2) R s . 1 8 0 0 0 (3) R s . 1 7 5 0 0 (4) R s . 1 2 0 0 0 (5) N o n e of t h e s e 104. If t h e n u m e r a t o r of a fraction is

108. W h a t is t h e ratio b e t w e e n t h e total v a l u e s of q u a n t i t y sold for items E and F respectively ? (1) (3) 15 : 14 5 : 7 (2) 3 : 2 (4) 7 : 5 110.

(1) (3)

111 90

(2) (4)

85 87.5

116. W h i c h c e n t r e hits the highest n u m b e r of c a n d i d a t e s ? (1) (3) (5) Delhi (2) Kolkaia Mumbai H y d e r a b a d (4) N o n e of t h e s e

(5) N o n e of t h e s e I f t h e p r i c e a s well a s t h e q u a n tity sold is increased by 2 0 % for i t e m A, w h a t is t h e total v a l u e of q u a n t i t y sold for i t e m A ? {1) Rs. 4 8 5 0 0 (3) R s . 4 2 0 0 0 (2) Rs. 4 9 0 0 0 (4) R s . 5 0 4 0 0

(5) N o n e of t h e s e 109. T o t a l v a l u e of t h e q u a n t i t y sold for item C is w h a t p e r cent of the total v a l u e of t h e q u a n t i t y sold for i t e m E ? Directions (111-115) that f o l l o w :

117. W h i c h c e n t r e h a s 3 0 0 % m o r e n u m b e r of Clerks as compared to B a n g a l o r e ? (1) (3) (5) Lucknow (2) Mumbai Chennai H y d e r a b a d (4) N o n e of t h e s e

(5) N o n e of t h e s e

S t u d y the t a b l e carefully t o a n s w e r t h e q u e s t i o n s

S a l e (in c r o r e s ) o f N u m b e r o f U n i t s b y Six Different C o m p a n i e s O v e r the Y e a r s YEAR COMPANY A B C D E F 110 91 103 112 72 64 118 93 153 166 169 56 143 85 100 : 78 154 120 126 99 128 83 98 70 (1) A (3) D 152 69 96 135 140 176 (2) (4) B E 195 35 56 198 192 54 2001 2002 2003 2004 2005 2006

118. W h a t i s the difference b e t w e e n total n u m b e r o f O f f i c e r s a n d Clerks ? (1) (3) (5) 29080 32090 (2) (4) 34180 28680

N o n e of these

119. In Kolkata, n u m b e r ol Specialist Officers is a p p r o x i m a t e l y w h a t p e r cent of that of Officers ? (1) (3) 8.7 6.5 (2) (4) 9 8

(5) 6.9 120. I n C h e n n a i , t h e n u m b e r o f Clerks is approximately how m u c h p e r cent m o r e than that of Officers ? (1) (3) (5) 18 20 13 (2) (4) 22 2

111. W h i c h c o m p a n y h a s sold t h e m a x i m u m n u m b e r of units over the y e a r s ? (1) A (3) E (2) (4) C F

(5) N o n e of t h e s e 114. N u m b e r o f u n i t s sold b y c o m p a n y B in the y e a r 2 0 0 3 is w h a t p e r cent of the total n u m b e r of u n i t s sold b y all t h e c o m p a n i e s t o g e t h e r in t h a t y e a r ? (1) (3) 12.76 12.5 (2) (4) 15.5 20

(5) N o n e of t h e s e 112. W h a t is number pany D the year (1) (3) t h e difference b e t w e e n o f units sold b y c o m in the y e a r 2 0 0 1 a n d 2003 ? (2)3400000000 340000000

121. A train travelling at the s p e e d of 60 k m p h c r o s s e s a platform in 2 0 s e c o n d s . W h a t i s the length of the train ? (1) 3 3 3 m e t r e s (2) 3 0 0 m e t r e s (3) 3 3 6 m e t r e s (4) C a n n o t be d e t e r m i n e d (5) N o n e of t h e s e 122. A s u m of m o n e y is to be divided a m o n g four p e r s o n s in the ratio of 2 : 3 : 4 : 5. O u t of the four, o n e p e r s o n g e t s Rs. 2 0 0 m o r e t h a n the o t h e r and Rs. 100 less than another. W h a t is the s u m ? (1) Rs. 2 8 0 0 Rs. 4 2 0 0 (2) R s . 1400 (3) (4) C a n n o t be d e t e r m i n e d 15) N o n e of t h e s e

3400000

(5) N o n e of t h e s e 115. W h a t is the a v e r a g e n u m b e r of u n i t s s o l d (in c r o r e s ) in y e a r 2005? (1) (3) 130 127 (2) (4) 133 121

3 4 0 0 0 0 0 0 (4)

(5) N o n e of t h e s e 113. W h i c h c o m p a n y h a s sold t h e m i n i m u m n u m b e r o f units over the y e a r s ?

(5) N o n e of t h e s e

D i r e c t i o n s ( 1 1 6 - 1 2 0 ) : S t u d y the following table t o a n s w e r the given q u e s tions. Centre and Post-wise N u m b e r of Candidates Post Centre Bangalore Delhi Mumbai Hyderabad Kolkata Lucknow Chennai 2000 15000 17000 3500 14900 11360 9000 5000 17000 19500 20000 17650 15300 11000 Clerk Field Officer 50 160 70 300 70 30 95 Supervisor 2050 11000 7000 9000 1300 1500 1650 Specialist Officer 750 750 900 1150 1200 650 500

124. A b o a t r u n n i n g d o w n s t r e a m s c o v e r s a d i s t a n c e of 30 k m s in 2 hours. While coming back the b o a t t a k e s 6 h o u r s to c o v e r t h e same distance. If the speed of the c u r r e n t is h a l f t h a t of t h e boat, w h a t i s t h e s p e e d o f t h a t b o a t in k m p h ? (1) 15 (3) 10 (4) C a n n o t b e d e t e r m i n e d (5) N o n e of t h e s e 125. In a college t h e n u m b e r of s t u dents s t u d y i n g A r t s , C o m m e r c e a n d S c i e n c e a r e in t h e ratio of 3 : 5 : 8 respectively. I f the n u m ber of students studying Arts, C o m m e r c e and Science is increased b y 2 0 % , 4 0 % and 2 5 % respectively, w h a t w i l l b e t h e n e w ratio of s t u d e n t s in A r t s , Commerce and Science respectively ? (1) (3) 18 : 3 5 : 5 0 4 : 8 : 5 (2) 5

131. 1 2

12

18

45

180

1170

(1) 12285 (3) 11700 (5) 7 6 0 5 132. 444 467

(2) 10530 (4) 12870 513 582 674 789 ?

141. W h a t is t h e c a p a c i t y of the cy-j lindrical t a n k ? I. R a d i u s of the b a s e is half off its h e i g h t ? of the base i s 6161 square metres. III. H e i g h t of t h e cylinder is 281 metres.

II. A r e a

(1) 9 5 0 (3) 9 2 7 (5) 9 7 3 133. 1 16 81

(2) 9 0 4 (4) 8 8 1 256 625 1296 ?

(1) I a n d II O n l y (2) II a n d III O n l y (3) I a n d III O n l y (4) All I, II a n d III (5) A n y t w o of the three 142. W h a t is t h e s p e e d of the train ? I I. T h e t r a i n c r o s s e s a signal pole in 18 s e c o n d s . II. T h e t r a i n c r o s s e s a platform of equal length in 36 seconds. | III. L e n g t h of t h e t r a i n is 300 metres. (1) I a n d III O n l y (2) II a n d III O n l y (3) I a n d II O n l y (4) III a n d e i t h e r I or II only (5) A n y t w o of the three 143. W h a t Is'the staff strength of comp a n y 'X' I.
9

(1) 4 0 9 6 (3) 1764 (5) .6561 134.23 25 53

(2) 2 4 0 1 (4) 3 1 3 6 163 6 5 7 3291 ?

(1) 16461 (3) 9 8 7 7 (5) 19753

(2) 13169 (4) 2 3 0 4 5

135. 13 13 65 5 8 5 7 6 0 5 1 2 9 2 8 5 ? (1) 2 4 5 6 4 1 5 (3) 2 9 8 0 5 6 5 (5) 2 1 9 7 8 4 5 Directions (136-140) : What should c o m e in place of question m a r k (?) in t h e following q u e s t i o n s ? 136. 3 8 + 16 x 0.8 = ? (1) 4 3 . 2 (3) 4 4 . 8 (2) 5 0 . 8 (4) 1.9 (2) 2 2 3 5 6 7 5 (4) 2 7 1 4 9 8 5

(2) 3 : 10 : 10 (4) 3 2 : 3 5 : 2 5 (5) N o n e of t h e s e Directions ( 1 2 6 - 1 3 0 ) : W h a t app r o x i m a t e v a l u e should c o m e in place of q u e s t i o n m a r k (?) in t h e f o l l o w i n g q u e s t i o n s ? (You a r e n o t e x p e c t e d to calculate t h e exact value.) 126. 4 5 9 . 0 0 8 + 3 . 0 0 5 6 x 8 8 . 8 6 2 = ? (1) 7 3 8 (3) 6 9 5 (5) 6 6 6 127. ( 6 2 1 . 5 2 ) = ?
2

(5) N o n e of t h e s e 137. 1485 x ? = 5 9 4

M a l e a n d female employees a r e in t h e ratio of 2 : 3 respectively.

II. III. (5) N o n e of t h e s e 138. 2 1 1 6 + 6 9 2 - ? = 1111 (1) 1667 (3) 1687 (2) 1677

Of the officer e m p l o y e e s 80% are males. T o t a l n u m b e r of officers is 132.

(2)

725

(4) 7 5 2

(1) I a n d III o n l y (2) II a n d either III or I only (3) A l l I, II a n d III (4) A n y t w o o f t h e three (5) Question cannot be answered even w i t h the information in all t h r e e s t a t e m e n t s 144. W h a t is the t w o digit n u m b e r ? I.
2

(1) 3 8 6 3 0 0 (3) 3 9 8 3 0 0 (5) 3 5 6 3 0 0

(2) 3 7 9 3 0 0 (4) 3 6 5 3 0 0

(4) 1697

(5) N o n e of t h e s e 139. 4 + 4 . 4 4 + 0.4 + 4 4 . 0 4 + 4 4 4 = ? (1) 4 9 7 . 2 4 (3) 4 9 6 . 8 8 140. ( ? ) + ( 6 5 ) 7191

2

128. 5 6 1 2 0 4 x 58 = ? x 5 5 5 5 5 (1) 6 0 6 (3) 5 5 6 (5) 5 8 6 129. ( 4 4 4 % of 5 3 1 ) -=- 9 7 2 = ? (1) 4.5 (3) 2.5 (5) 6.5 130. ( 9 3 2 1 + 5 4 0 6 + 1001) -r ( 4 9 8 + 929 + 660) = ? (1) 13.5 (3) 16.5 (5) 10.5 Directions (131-135) : What should c o m e in place of question m a r k (?) in t h e following n u m b e r s e r i e s ? (2) 4.5 (4) 7.5 (2) 0.5 (4) 8.5 (2) 6 4 6 (4) 7 1 6

(2) 4 8 7 . 6 6 (4) 4 6 9 . 8 8 = (160) (2) 7 7 (4) 81 - (90) -

(5) N o n e of t h e s e
2 2

N u m b e r o b t a i n e d by interc h a n g i n g t h e digits is more t h a n t h e o r i g i n a l number b y 9. S u m of t h e digits is 7. Difference b e t w e e n the digits is 1.

(1) 7 5 (3) 7 9

II. III.

(5) N o n e of t h e s e D i r e c t i o n s ( 1 4 1 - 1 4 5 ) : E a c h of t h e s e q u e s t i o n s consists of a question followed by information in three statem e n t s . Y o u h a v e to study the question and the statements and decide that information in w h i c h of the statements i s / a r e n e c e s s a r y t o a n s w e r the q u e s tion.

(1) I a n d III o n l y (2) I and II o n l y (3) II a n d III o n l y (4) All I, II a n d III (5) Question cannot be answered e v e n w i t h t h e information in all three s t a t e m e n t s

U5. How m a n y articles w e r e s o l d ? I. Total Rs. profit earried was 1,596

147. H o w m a n y g i r l s a r e t h e r e i n course C ? (1) 4 4 (3) 4 0 (2) 16 (4) 160

cent r e c o m m e n d e d by the 13th Finance C o m m i s s i o n . (1) 4 9 . 5 (3) 5 2 . 5 (2) 5 1 . 4 (4) 54.6

II. C o s t - p r i c e p e r a r t i c l e w a s Rs. 6 3 2 III. Selling price p e r article w a s Rs. 7 6 5 (1) II a n d III o n l y only (3) All I, II a n d III (4) A n y t w o of the t h r e e (5) Question cannot be answered even w i t h the information in all three s t a t e m e n t s Directions ( 1 4 6 - 1 5 0 ) : S t u d y the following i n f o r m a t i o n to a n s w e r the given questions. Percentage of s t u d e n t s in v a r i o u s courses (A, B, C, D, E, F) a n d Percentage of girls o u t of t h e s e . Total S t u d e n t s : 1 2 0 0 ( 8 0 0 girls + 4 0 0 b o y s ) PERCENTAGE IN VARIOUS COURSES (2) I a n d II

(5) N o n e of t h e s e 148. F o r c o u r s e D w h a t is the respective ratio of b o y s a n d girls ? (1) 3 : 4 (3) 3 : 5 (2) 4 : 5 (4) 5 : 6

(5) N o n e of t h e s e 153. W h i c h of t h e following B u d g e t E s t i m a t e s for 2 0 1 1 - 2 0 1 2 w a s / w e r e a n n o u n c e d by Railway Minister M a m t a Banerjee, p r e s e n t ing the Railway Budget 2 0 1 1 2 0 1 2 i n the P a r l i a m e n t o n Febr u a r y 25, 2 0 1 1 ? (A) G r o s s Traffic R e c e i p t s at Rs 1, 0 6 , 2 3 9 crore to e x c e e d o n e l a k h c r o r e m a r k for the first time. (B) Freight loading of 9 9 3 MT and p a s s e n g e r g r o w t h o f 6.4%. (C) P r o v i s i o n of Rs 6 , 7 3 5 crore m a d e for d i v i d e n d p a y m e n t . S e l e c t the c o r r e c t a n s w e r u s i n g the c o d e s g i v e n below: (1) Both (A) a n d (B) (2) Both (A) a n d (C) (3) O n l y (B) (4) All of t h e a b o v e (5) N o n e of t h e s e 154. W h i c h of the following is the corr e c t definition o f t h e t e r m c o m mercial papers ? (A) It is n o t h i n g b u t the p o p u l a r n a m e of the Judicial stamp p a p e r s used to register financial transactions. (B) It is o n e of the i n s t r u m e n t s through which Corporates raise d e b t f r o m the m a r k e t . (C) It is t h e n a m e of the "Certificate of D e p o s i t s " provided by t h e B a n k s t o its retail c u s tomers. (1) O n l y (A) (3) O n l y ( C ) (4) B o t h (A) a n d (B) (5) A l l (A), (B) and (C) 155. A s p e r t h e decision taken b y the G o v e r n m e n t of India t w o financial i n c l u s i o n funds w e r e set up w i t h an overall c o r p u s of Rs. 500 crore e a c h . T h e s e funds - Financial I n c l u s i o n F u n d a n d Financial I n c l u s i o n technology F u n d are to be set up by the initial cont r i b u t i o n m a d e b y the (1) S I D B I , N A B A R D a n d UTI (2) N A B A R D , UTI a n d RBI (3) G o v e r n m e n t of India, N A B A R D a n d RBI (2) O n l y (B)

(5) N o n e of t h e s e 149. F o r w h i c h pair of c o u r s e s is t h e n u m b e r of b o y s t h e s a m e ? (1) E a n d F (3) C a n d F (2) A a n d D (4) B a n d D

(5) N o n e of t h e s e 150. For course E, the n u m b e r of girls is h o w m u c h per cent more than the b o y s for c o u r s e E ? (1) 2 5 0 (3) 150 (2) 3 5 0 (4) 8 0

(5) N o n e of t h e s e

GENERAL AWARENESS WITH SPECIAL REFERENCE TO BANKING INDUSTRY

151. W h i c h of the following w a s / w e r e n o t e d b y the E c o n o m i c S u r v e y 2 0 1 0 - 1 1 , tabled by Finance Minister P r a n a b M u k h e r j e e i n t h e Parliament on February 25, 2 0 1 1 , as the main c a u s e s for the rising food inflation? (A) G l o b a l rise in food a n d energy prices (B) D o m e s t i c s u p p l y - s i d e c o n straints (C) I n c r e a s e in t h e p u r c h a s i n g p o w e r of the rural population o n a c c o u n t o f the M a h a t m a Gandhi National Rural Employment G u a r a n t e e S c h e m e (MGNREGS) Select the correct answer using the c o d e s g i v e n below: (1) Both (A) a n d (B) (2) O n l y ( C ) (3) O n l y ( B ) (4) A l l of the a b o v e (5) N o n e of t h e s e 152. F i n a n c e Minister Pranab Mukherjee presenting the U n i o n B u d g e t 2 0 1 1 - 2 0 1 2 in the Parliament on February 28, 2 0 1 1 , announced that Central Government debt has been estimated a t 4 4 . 2 p e r c e n t o f G D P for 2011-12 as against per

T o t a l Girls : 8 0 0 PERCENTAGE OF GIRLS IN COURSES

146. For w h i c h c o u r s e is t h e n u m b e r of b o y s the m i n i m u m ? (1) E (3) C (2) F (4) A

(5) N o n e of t h e s e

(4) S I D B I , G o v e r n m e n t of I n d i a & IDBI Bank (5) N o n e of t h e s e 156. T h e c h a p t e r o n A g r i c u l t u r e a n d F o o d M a n a g e m e n t o f the E c o nomic Survey 2 0 1 0 - 1 1 , tabled by Finance Minister Pranab Mukherjee in Parliament on February 25, 2 0 1 1 , talks about (A) S u p p l y - s i d e c o n s t r a i n t s a n d t h e n e e d to feed a g r o w i n g population (B) T h e p r o c u r e m e n t a n d off t a k e of foodgrains, buffer s t o c k s of f o o d g r a i n s , food s u b s i d y (C) T h e t a r g e t e d p u b l i c d i s t r i b u t i o n s y s t e m ( T P D S ) , a n d the c e n t r a l i s s u e p r i c e (C1P) of foodgrains (D) T h e National Food Security Bill and the projections of foodgrains needed to provide food security to c i t i z e n s . S e l e c t the c o r r e c t a n s w e r u s i n g the codes given below: (1) O n l y ( D ) (2) All of the a b o v e (3) O n l y (A), (B) a n d (C) (4) B o t h (C) a n d (D) (5) N o n e of t h e s e 157. As per the G o v e r n m e n t policy the p r o v i s i o n of t h e s u b s i d y for interest subvention to co-operative S u g a r Mills i s d o n e b y w h i c h o f the following agencies/organisations ? (1) C o m m i s s i o n for A g r i c u l t u r a l c o s t s a n d prices (2) National B a n k for Agricultural and Rural D e v e l o p m e n t (3) M i n i s t i y of Agriculture (4) N a t i o n a l Farmers Commission on

159.

, on F e b r u a r y 5, 2 0 1 1 , lifted t h e D u l e e p t r o p h y after a g a p of 15 years, beating North Zone by seven wickets in Visakhapatnam. (1) W e s t Z o n e (2) E a s t Z o n e (3) S o u t h Z o n e (4) Saurashtra (5) N o n e of t h e s e

162. A c c o r d i n g to a report published:. in n e w s p a p e r s in A u g u s t 2011} t h e p u b l i c air carrier Air India! h a s a collective dues, losses and! l o a n s a m o u n t i n g to ' (1) R s . 7 0 , 0 0 0 crore (2) R s . 6 0 , 0 0 0 crore (3) R s . 7 5 , 0 0 0 crore (4) R s . 6 5 , 0 0 0 crore (5) N o n e of t h e s e 163. T h e C e n t r e , in J u l y 2 0 1 1 . an-| n o u n c e d t o s p e n d around s . _ _ L crore on providing more than 2.51 lakh villages with broadband connectivity t h r o u g h optical fibre, i (1) 2 0 , 0 0 0 (2) 3 0 , 0 0 0
R

160. M a n y a t i m e s w e r e a d i n t h e newspapers a term 'HOT MONE T . W h i c h of t h e following is t h e c o r r e c t definition o f H O T M O N EY ? (A) T h i s i s t h e f u n d w h i c h i s d u m p e d into a country to get the advantage of a favourable interest rate a n d hence brings higher returns. (B) T h i s is the fund which is prov i d e d by a b a n k in U S $ at v e r y s h o r t n o t i c e a n d at a v e r y h i g h rate of interest a n d for a l o n g e r period of r e p a y ment. . (C) T h i s i s t h e f u n d w h i c h i s p u s h e d into m a r k e t t h r o u g h H a w a l a o r s o m e other s u c h illegal m e t h o d s a n d s o m e t i m e s referred also a s B l a c k Money. (1) O n l y (A) is c o r r e c t (2) B o t h (A) a n d (B) a r e c o r r e c t (3) O n l y (C) is c o r r e c t (4) B o t h (A) a n d (C) are correct (5) O n l y (B) is c o r r e c t 161. As p e r the r e p o r t released in t h e p r e s s t h e G o v e r n m e n t o f India h a s done a study on Special Econ o m i c Z o n e s . W h i c h o f the following is/are the highlights of the reports? (A) Report says that S E Z s should not be given m u c h preference by the policy makers. (B) S t u d y s a y s t h a t the e n d b e n efit in the next few y e a r s m a y be of the t u n e of R s . 1,50,000 crores w h i c h will be m u c h higher than the estimated revenue losses. (C) S i n c e n e w S E Z s a r e d e v e l oped by the Private Sector the investment for infrastruct u r a l d e v e l o p m e n t is like a n e t s a v i n g for t h e G o v e r n ment. (1) O n l y (A) (3) O n l y ( C ) (4) B o t h (B) a n d (C) (5) N o n e of t h e s e (2) O n l y ( B )

(3) 1 0 , 0 0 0 (4) 4 0 , 0 0 0 (5) N o n e of t h e s e 164. T h e real r e t u r n to the investor, s o m e t i m e s g e t s r e d u c e d due to s u d d e n r i s e in t h e prices of the c o m m o d i t i e s . T h i s phenomenon in financial m a r k e t is known as f correct (1) M a r k e t risk (2) Inflation risk (3) C r e d i t risk (4) Diversification of funds (5) N o n e of t h e s e 165. A i r C h i e f M a r s h a l Norman Ani!} K u m a r B r o w n e , on J u l y 3 1 1 1 2 0 1 1 , b e c a m e the country's Chief of the Air Staff, taking over f r o m A i r C h i e f M a r s h a l Pradeep V a s a n t N a i k in N e w Delhi. (1) 19th (2) 20th (3) 2 1 s t (4) 23rd (5) N o n e of t h e s e 166. A c c o r d i n g to a report published in leading n e w s p a p e r s in August 2 0 1 1 the total a m o u n t of debt incurred by g o v e r n m e n t s across t h e w o r l d j u m p e d to a staggering $41.10 trillion in 2010, which is a b o u t _ _ _ _ _ per cent of the G l o b a l G D P ( G r o s s Domestic Product). (1) 6 6 (2) 7 2 (3) 6 9 (4) 6 3 167. (5) 61 a n d UN W o m e n , in July 2 0 1 1 , s i g n e d a project coopera t i o n a g r e e m e n t f o r the pro g r a m m e on P r o m o t i n g Women's Political L e a d e r s h i p and Govern a n c e in I n d i a and South Asia. (1) Kerala (2) Orissa (3) T a m i l N a d u (4) A n d h r a Pradesh (5) N o n e of t h e s e
:

(5) N o n e of t h e s e 158. B a n k s these d a y s h a v e launched a n e w s c h e m e p r o d u c t k n o w n as "Reverse M o r t g a g e " . T h e s c h e m e is designed k e e p i n g w h i c h of the following groups of society in consideration ? (1) Y o u n g s t e r s w h o h a v e j u s t started e a r n i n g (2) Defence p e r s o n n e l w h o s e life is a l w a y s at h i g h r i s k (3) Senior Citizen (4) W o m e n w h o d o n o t h a v e i n dependent source of income (5) N o n e of t h e s e

168. As p e r the r e p o r t s in t h e l e a d i n g n e w s p a p e r s S e c u r i t i e s a n d Exchange Board of India (SEBI) h a s asked the M u t u a l F u n d industry to stop "Misselling" their schemes to investors. W h a t is "Misselling" of p r o d u c t s ? (A) M i s s e l l i n g t a k e s p l a c e w h e n m u t u a l f u n d s are sold w i t h o u t telling t h e likely r e t u r n s . (B) W h e n a g e n t s sell t h e p r o d ucts w i t h o u t telling investors w h a t are the r i s k s i n v o l v e d in investing in m u t u a l funds. (C) W h e n a g e n t s i n v e s t s o m e body's money in mutual funds w i t h o u t t h e i r k n o w l e d g e , it is called m i s s e l l i n g . (1) Only (A) (3) O n l y ( C ) (4) All (A) (B) a n d (C) (5) N o n e of t h e s e 169. on J u l y 2, 2 0 1 1 , a n n o u n c e d v i s a w a i v e r for O l y m p i c s f r o m J u l y 1 until O c t o b e r 2 0 1 2 , a p e riod t h a t i n c l u d e s the L o n d o n 2012 Olympics. (1) Scotland (3) D e n m a r k 170. A n Israeli (2) Wales (4) Ireland orchestraIsrael (2) O n l y ( B )

are the m a i n reasons w h i c h contribute for his s u d d e n c h a n g e in the same ? (A) H i g h e r G D P G r o w t h (B) C o n t i n u o u s F o r e i g n F u n d s Flow (C) H i g h V o l u m e o f F o r e x r e serves (D) R e c e s s i o n in U S A (1) O n l y (A) a n d (B) (2) O n l y (B) a n d (C) (3) O n l y (C) a n d (D) (4) O n l y ( B ) (5) All (A), ( B ) , ( C ) a n d ( D ) 173. I n d i a , i n J u l y 2 0 1 1 , i m p o s e d anti-dumping duty of up to $ 0 , 5 5 6 a kg on i m p o r t s of S o d i um T r i p o l y P h o s p h a t e from , u s e d i n industrial c l e a n i n g p r o cesses. (1) China (3) Pakistan (2) Mexico (4) S o u t h Korea

177. W h o a m o n g s t the following had e s t a b l i s h e d the ' A n a n d v a n ' a reh a b i l i t a t i o n c e n t r e for L e p r o s y patients in M a h a r a s h t r a ? (1) B a b a A m t e (2) P a n d u r a n g S h a s h t r i Athawle (3) M e d h a P a t k a r (4) A s a r a m Bapu (5) N o n e of t h e s e 178. Y i n g l u c k S h i n a w a t r a ' s n a m e is associated w i t h w h i c h of the following countries ? (1) Singapore (3) North Korea (4) S o u t h Korea (5) N o n e of t h e s e 179. C l i m b e r M s . G e n l i n d e Kaltenb r u n n e r in A u g u s t 2011 b e c a m e the first w o m a n t o . a c h i e v e the d i s t i n c t i o n of c o n q u e r i n g all the 14 s u m m i t s of 8,000 metres w i t h o u t artificial o x y g e n . S h e is the n a t i v e of (1) Australia (2) T h e N e t h e r l a n d s (3) Austria (4) England (5) N o n e of t h e s e 180. T h e 21 st W i n t e r O l y m p i c g a m e s w e r e held i n 2 0 1 0 . T h e s e g a m e s were organised in (1) V a n c o u v e r (2) Canada (3) British Columbia (4) Whistler (5) A l l of the a b o v e 181. S t a r Y a o Ming, o n J u l y 20, 2 0 1 1 , a n n o u n c e d his retirement after a c a r e e r t h a t m a d e h i m China's best-known athlete abroad. (1) Badminton (3) Basketball (2) T a b l e T e n n i s (4) T e n n i s (2) Thailand

(5) N o n e of t h e s e 174. W h o a m o n g s t t h e f o l l o w i n g a g r e e d to s u p p l y aircraft carrier " G o r s h k o v " t o I n d i a for its d e fence s e r v i c e s ? (1) Russia (3) G e r m a n y (2) France (4} Italy

(5) N o n e of t h e s e C h a m b e r O r c h e s t r a m a d e history on J u l y 26, 2 0 1 1 , w i t h a concert in , the spiritual h o m e o f Hitler's f a v o u r i t e c o m p o s e r Richard W a g n e r . (1) Frankfurt (3) Bayreuth (2) Munich (4) Bonn

(5) N o n e of t h e s e 173. T h e India S m a r t Grid T a s k Force, o n J u l y 19, 2 0 1 1 , a n n o u n c e d plans to spend up to Rs. c r o r e for i m p l e m e n t i n g pilot projects a c r o s s India. (1) 5 0 0 (3) 7 5 0 (2) 6 0 0 (4) 1000

(5) N o n e of t h e s e 171. T h e USA, as reported in the leading newspapers is again proceeding t o w a r d s ' r e c e s s i o n ' . W h a t happens when an economy goes in t h e grip of " r e c e s s i o n " ? (A) G D P g r o w t h s l o w s d o w n . (B) P e o p l e lose their j o b s . (C) F o r e i g n e x c h a n g e r e s e r v e g o e s u p s u b s t a n t i a l l y a s lot of loans/grants start pouring -, . (1) O n l y (A)
i n

(5) N o n e of t h e s e 176. A s p e r n e w s p a p e r r e p o r t s outsourcing h a s b e c o m e a profitable b u s i n e s s in India and c o u n t r i e s like C h i n a a r e t r y i n g t o l e a r n a b o u t it from India. W h a t are the main factors which has/have helped India in attaining this position ? (A) A v a i l a b i l i t y of skilled m a n power in abundance. (B) K n o w l e d g e of E n g l i s h l a n guage. (C) A s w i t c h over f r o m f a r m i n g to other sectors which are creating m o r e j o b o p p o r t u n i ties. (1) O n l y (A) (4) O n l y ( C ) (5) A l l (A), (B) a n d (C) (2) O n l y ( B ) (3) B o t h (A) a n d (B)

(5) N o n e of these 182. K a s h m i r i s e p a r a t i s t , in July 2 0 1 1 , admitted to receiving f u n d s from P a k i s t a n ' s ISI to influence U.S. law m a k e r s on Kashmir.
;

(1) M i r M a n z o o r (2) G h u l a m Nabi Fai (3) F a h i m l q b a l (4) K a r m a n Sheikh (5) N o n e of t h e s e 183. T h e French Government, on July 14, 201 1, conferred prestigious a w a r d s on in recognition of contribution to the d e v e l o p m e n t of I n d o - F r e n c h c o o p e r a t i o n in their respective fields. (1) B a l v e e r A r o r a and Shiva Prasad

(2) O n l y ( B )

(3) O n l y ( C ) (4) Both (A) a n d (B) (5) N o n e of t h e s e 172. T h e Sensitive I n d e x of t h e B o m bay S t o c k e x c h a n g e k e e p s o n changing positively and negatively both. W h i c h o f the following i s /

(2) N a r e n d r a J a d h a v (3) Leena Srivasatav (4) All of t h e a b o v e (5) N o n e of t h e s e 184. was, in July 2011, made an Officer o f the N e w Z e a l a n d O r d e r of Merit for h i s s e r v i c e s to cricket on the occasion of Q u e e n ' s Birthday. (1) Stephen Fleming (2) J e f f C r o w e (3) Daniel Vettori (4) Richard H a d l e e (5) N o n e of t h e s e 185. Scientists from Britain a n d Switzerland, in July 2 0 1 1 , claimed to h a v e f o u n d a flu ' s u p e r antibody' called that can fight all t y p e s of influenza A v i r u s e s that cause disease in h u m a n s and animals. (1) FI1 (3) FI4 (2) FI2 (4) FI6

188. W h a t a r e t h e c i r c u m s t a n c e s w h e n t h o u g h t h e r e i s sufficient and adequate funds in the bank account, the, c h e q u e s are returned unpaid by b a n k s ? (1) w h e n p a y m e n t i s s t o p p e d (2) w h e n f u n d s are a t t a c h e d b y g a r n i s h e e o r a r e set-off b y bank (3) w h e n b a l a n c e is not clear bala n c e for p a y m e n t s (4) A l l of the a b o v e (5) N o n e of t h e s e 189. I n t h e c a s e o f b o u n c i n g o f c h e q u e s , w h i c h o f t h e following a s p e r t h e p r o v i s i o n s o f section 138 of Negotiable Instruments Act c o u l d b e c o n s i d e r e d r e a s o n s for offence ? (1) I n s u f f i c i e n t f u n d s , n o t a r r a n g e d for, e x c e e d s a r r a n g e ment, refer to drawer, c l o s u r e o f a c c o u n t b y d r a w e r etc. (2) N o n - p r e s e n t a t i o n of c h e q u e s , w i t h o u t prior p e r m i s s i o n . (3) Present again since funds are u n c l e a r e d , d e a t h of the drawer, a t t a c h m e n t b y g a r n i s h e e order (4) O n l y (1) a n d (2) (5) N o n e of t h e s e 190. W h e n c o u l d t h e o p e r a t i o n in t h e account be stopped by the b a n k ? (1) I n s a n i t y of the a c c o u n t h o l d er (2) I n s o l v e n c y o f t h e holder (4) A l l of t h e a b o v e (5) N o n e of t h e s e 191. U n d e r w h i c h A c t c a n a financial corporation retain the right of taki n g over t h e m a n a g e m e n t o r poss e s s i o n or b o t h of the industrial c o n c e r n a n d realise t h e property pledged, mortgaged or hypothec a t e d u n d e r t h e law. (1) D e b t R e c o v e r y A c t . (2) S.A.R.F.A.E.S.I. A c t , 2 0 0 2 (3) R.D.D.B.S.F.I. A c t , 1993 (4) N o n - p e r f o r m i n g A s s e t s A c t (5) N o n e of t h e s e 192. B a n c a s s u r a n c e m e a n s (1) b a n k a s s u r e s t h e c u s t o m e r of best services (2) b a n k h a s t o b e a s s u r e d o r g u a r a n t e e d r e p a y m e n t of advances account

(3) a p a c k a g e of financial services t h a t c a n fulfil b o t h banki n g a n d i n s u r a n c e needs of t h e c u s t o m e r a t t h e same time. (4) a k i n d of i n s u r a n c e policy. (5) N o n e of t h e s e 193. N a m e a n y e - b a n k i n g service, w h i c h is b a s e d on voice processing facility (1) A n y t i m e b a n k i n g (2) T e l e - b a n k i n g (3) A n y w h e r e b a n k i n g (4) On line b a n k i n g (5) N o n e of t h e s e 194. N o n - P e r f o r m i n g A s s e t s are those a s s e t s w h i c h a r e o v e r d u e for a period of more t h a n (1) 90 d a y s in interest and/or ins t a l m e n t s in t e r m loan (2) 90 d a y s o u t of o r d e r in case of o v e r d r a f t / c a s h credit (hypothecation), Bills Purchased a n d Bills D i s c o u n t e d (3) 2 harvest s e a s o n s for advances for c u l t i v a t i o n of short duration c r o p s (4) A l l of t h e a b o v e (5) N o n e of t h e s e 195. T h e b a n k e r is justified in refusing to honour a cheque on account of (1) I n s u f f i c i e n t f u n d s , cheque i m p r o p e r l y d r a w n , not properly s i g n e d , d e a t h of drawer. (2) C h e q u e is post-dated/cheque p r e s e n t e d for p a y m e n t other t h a n at t h e b r a n c h at which p a y a b l e / s t o p p a y m e n t of cheque by drawer. (3) Crossed c h e q u e presented for counter payment/drawer's s i g n a t u r e d i f f e r e n t a s per r e c o r d / a m o u n t in w o r d s and f i g u r e s differ. (4) A l l of t h e a b o v e (5) N o n e of t h e s e . 196. W h i c h of the following committ e e s r e c o m m e n d e d the revival of Cooperative Credit institutions in states ? (1) Vaidyanathan Committee (2) Rangarajan Committee (3) S a c h c h a r C o m m i t t e e (4) R a k e s h M o h a n Committee (5) N o n e of t h e s e

(5) N o n e of t h e s e 186. A t e a m , led by the M a x P l a n c k Institute for S o l a r S y s t e m R e search in Germany, in July 2 0 1 1 , c l a i m e d that t h e H e r s c h e l space observatory had found that giant j e t s of v a p o u r from the planet's sixth-largest moon E n c e l a d u s a r e r e s p o n s i b l e for water on (1) Venus (3) Saturn (2) J u p i t e r (4) M a r s

(5) N o n e of t h e s e 187. A j o i n t savings (Non-Resident) acc o u n t in the n a m e s of R a n d S, w i t h i n s t r u c t i o n s of " f o r m e r or survivor" is in a b a n k w h e r e g a r n i s h e e o r d e r is r e c e i v e d in t h e n a m e of R only. W h a t c a n t h e b a n k do ? (1) R e t u r n t h e o r d e r w i t h t h e rem a r k " N o s u c h account in the n a m e of R". (2) A t t a c h t h e a c c o u n t , w i t h the g a r n i s h e e a m o u n t , s i n c e R is the exclusive o w n e r of the account, d u r i n g h i s lifetime. (3) Inform t h e authorities the account is in two n a m e s and bank can attach the account o n l y on a s s e n t by S only. (4) C a n n o t be a t t a c h e d since it is a non-resident account, return with this remark to authorities. (5) N o n e of t h e s e

(3) D e a t h of t h e a c c o u n t h o l d e r

216. W h e n y o u are working on a document on PC, where is the document temporarily stored? (1) R A M (3) T h e C P U (4) Flash m e m o r y (5) T h e C D - R O M 217. H o w a r e d a t a o r g a n i s e d in a spreadsheet? (1) Lines a n d s p a c e s (2) L a y e r s a n d p l a n e s (3) H e i g h t a n d w i d t h (4) R o w s a n d c o l u m n s (5) N o n e of t h e s e 218. Magnetic tape is not practical for applications w h e r e data m u s t b e q u i c k l y recalled b e c a u s e t a p e i s (1) a r a n d o m - a c c e s s m e d i u m (2) a sequential a c c e s s m e d i u m (3) a r e a d only m e d i u m (4) fragile a n d easily d a m a g e d (5) a n e x p e n s i v e s t o r a g e m e dium 219. T h e blinking s y m b o l o n the c o m p u t e r s c r e e n i s called t h e (1) mouse (3) hand (5) cursor 220. W h e n c u t t i n g a n d pasting, t h e i t e m c u t is t e m p o r a r i l y s t o r e d in (1) R O M (3) Diskette (5) Clipboard 221. T h e term Refers t o d a t a Storage s y s t e m t h a t m a k e s i t possible for a c o m p u t e r or electronic d e v i c e t o s t o r e a n d retrieve data. (1) Retrieval t e c h n o l o g y (2) Input technology (3) O u t p u t technology (4) S t o r a g e t e c h n o l o g y (5) N o n e of t h e s e 222. A (l)Site (3) L i n k is a s o f t w a r e p r o g r a m (2) H o s t (4) B r o w s e r used to view Web pages. (2) H a r d d r i v e (4) Dashboard (2) logo (4) palm (2) R O M

224. W h i c h o f t h e following c a n o n l y have sequential access? (l)Disk (3) C D - R O M (2) T a p e (4) D V D - R O M

(4) E B C D I C . (5) N o n e of t h e s e 233. T h e m o t h e r b o a r d i s the: (1) Circuit b o a r d that contains a CPU and other chips. (2) Circuit b o a r d that houses peripheral d e v i c e s . (3) S a m e a s t h e C P U chip. (4) T h e first chip that is accessed w h e n the c o m p u t e r is turned on. (5) N o n e of t h e s e 234. In M I C R , C s t a n d s for (l)Code (3) C o m p u t e r 235. T h e (2) Colour (4) Character .

(5) N o n e of t h e s e 225. W h a t is a m o d e m c o n n e c t e d t o ? (1) P r o c e s s o r (3) Printer (2) Motherboard (4) P h o n e line

(5) N o n e of t h e s e 226. W h i c h is t h e s m a l l e s t of the following computers? (1) N o t e b o o k (3) D e s k t o p 227. (2) L a p t o p (4) Workstation

(5) N o n e o f t h e s e i s the m a x i m u m a m o u n t of d a t a that c a n be stored on a storage m e d i u m . (1) M a g n e t i c storage (2) Optical s t o r a g e (3) Solid-state storage (4) S t o r a g e capacity (5) N o n e of t h e s e 228. W h e r e a r e p r o g r a m s a n d d a t a k e p t w h i l e the p r o c e s s o r is u s ing them? (1) M a i n m e m o r y (2) S e c o n d a r y m e m o r y (3) D i s k m e m o r y (4) P r o g r a m m e m o r y (5) N o n e of t h e s e 229. W h a t does storage unit provide? (1) P l a c e for t y p i n g data (2) S t o r a g e for i n f o r m a t i o n a n d instruction (3) Place for printing information (4) A l l of t h e a b o v e (5) N o n e of t h e s e 230. Storage devices include all of the following E X C E P T : (1) A r e c o r d a b l e C D . (2) R A M . (3) A h a r d d r i v e . (4) A D V D drive. (5) N o n e of t h e s e 2 3 1 . T h e smallest unit of information a c o m p u t e r c a n understand a n d p r o c e s s is k n o w n as a: (1) Digit. (3) Bit. (2) B y t e , (4) Kilobyte.

(5) N o n e of t h e s e key and the k e y c a n be used in c o m b i n a t i o n w i t h other keys to p e r f o r m s h o r t c u t s and special t a s k s . (1) Control, A l t (2) F u n c t i o n , toggle (3) Delete, I n s e r t (4) C a p s Lock, N u m Lock (5) N o n e of t h e s e 236. A (n) is a device inside the c o m p u t e r that can be Hipped to an on or off state. (1) c o n d u c t o r (2) electrical s w i t c h (3) instruction set (4) c o m p o n e n t (5) N o n e of t h e s e 237. W h i c h of the following is a reas o n for c r e a t i n g a list instead of creating a database? (1) to prevent data inconsistency (2) to p r e v e n t data redundancy (3) to m a k e it easier to share daia in a central location (4) to o r g a n i z e d a t a for simple tasks (5) N o n e of t h e s e 2 3 8 . W W W s t a n d s for (1) W o r l d W o r d W e b (2) W o r l d W i d e W e b (3) W o r l d W h i t e W e b (4) W o r l d W o r k W e b (5) N o n e of t h e s e 239. " B u y N o w - Pay N o w " is comm o n l y used for (1) V i s a C a r d s (2) Vault C a r d s (3) C r e d i t C a r d s (4) E-purse (5) D e b i t C a r d s

(5) N o n e of t h e s e 223. A is a large a n d e x p e n s i v e computer capable of simultaneously processing data for hundreds or thousands of users. (1) H a n d h e l d c o m p u t e r (2) M a i n f r a m e c o m p u t e r (3) P e r s o n a l c o m p u t e r (4) T a b l e t c o m p u t e r (5) N o n e of t h e s e

(5) N o n e of t h e s e 232. T h e m o s t widely u s e d c o d e that r e p r e s e n t s e a c h c h a r a c t e r as a u n i q u e 8-bit c o d e is: (1) A S C I I . (2) U n i c o d e . (3) Binary n u m b e r i n g s y s t e m .

240. S m a r t C a r d is (1) Special p u r p o s e C a r d s (2) M i c r o p r o c e s s o r C a r d s (3) P r o c e s s i n g u n i t c o n t a i n s m e m o r y for storing d a t a (4) P r o c e s s i n g unit for s o f t w a r e (5) N o n e of t h e s e 241. A c o n t a i n s specific r u l e s a n d w o r d s that express t h e logical s t e p s of an a l g o r i t h m (1) P r o g r a m m i n g language (2) Syntax (3) P r o g r a m m i n g structure (4) Logic c h a r t (5) N o n e of t h e s e 242. C o m p u t e r s u s e t h e n u m b e r s y s t e m t o store d a t a a n d p e r form calculations (1) Binary (3) D e c i m a l (2) O c t a l (4) Hexadecimal

entire d o c u m e n t (4) C a n h a v e a n y c o l o u r y o u choose (5) N o n e of t h e s e 247. G r o u p i n g a n d p r o c e s s i n g all of a firm's transactions at o n e time is c a l l e d (1) A database m a n a g e m e n t system (2) Batch p r o c e s s i n g (3) A real-time s y s t e m (4) An on-line s y s t e m (5) N o n e of t h e s e 248. D e v e l o p i n g s e t s of i n s t r u c t i o n s for t h e c o m p u t e r t o follow a n d t o d o t h e t a s k the s a m e w a y a s m a n y times as needed is called (1) Listing (2) S e q u e n c i n g (3) P r o g r a m m i n g (4) Directing (5) N o n e of t h e s e 249. T h e v a s t n e t w o r k o f c o m p u t e r s t h a t c o n n e c t s millions of prople all o v e r the w o r l d is called (1) LAN (3) H y p e r t e x t (2) W e b (4) Internet

(5) N o n e of t h e s e 243. is the p r o c e s s of c a r r y i n g o u t commands. (1) F e t c h i n g (3) E x e c u t i n g (2) S t o r i n g (4) D e c o d i n g

(5) N o n e of t h e s e 244. An operating s y s t e m that can do multitasking m e a n s that (1) T h e operating s y s t e m c a n div i d e u p w o r k b e t w e e n serial CPUs (2) S e v e r a l p r o g r a m s can-be o p erated c o n c u r r e n t l y (3) Multiple p e o p l e c a n u s e t h e computer concurrently (4) A l l of the a b o v e (5) N o n e of t h e s e 245. T h e t e r m " u s e r interface" refers to (1) W h a t the u s e r s e e s on t h e screen a n d h o w they c a n interact w i t h it (2) H o w t h e o p e r a t i n g s y s t e m responds t o u s e r c o m m a n d s (3) T h e m e a n s b y w h i c h t h e u s e r i n t e r a c t s w i t h the p e ripheral devices on the c o m puter (4) T h e m o n i t o r that is available for t h e c o m p u t e r (5) N o n e of t h e s e 246. T h e b a c k g r o u n d of a n y w o r d document (1) Is a l w a y s w h i t e c o l o u r (2) Is t h e c o l o u r y o u p r e s e t u n der the o p t i o n s m e n u (3) Is a l w a y s t h e s a m e for t h e

(5) N o n e of t h e s e 250. T h e p o r t i o n t h a t s h o w s all the choices you can make while w o r k i n g in a w i n d o w is called the (1)

Options

(2) T a b l e (4) I t e m b a r

(3) M e n u b a r

(5) N o n e of these