Final Questionnaire 1. What percentage of your monthly salary do you save?

Less than 20% Planned saving Definite pattern between 20% - 35% something every month carefully advance plan between 35% - 50% whatever is left Spend casually exceed Income between 20% - 50% Over 50%.

2. How do you save from your regular income? does not save

3. How do you spend? Need depended More than Over 50%

4. Your Income-Expenses experience in the recent past is: Well within Income nearly equal to Nil Yes Less than 20%

5. What percentage of your monthly salary is used to repay loans?

6. Do you plan your investments? No, why _________________________

7. Since when are you investing in financial instruments? Less than 6 months 6 months 8 months Others (please specify) ______________ 8. What is your objective behind investments? Safety of Capital Retirement Growth of Capital Liquidity Others (please specify) ________________________________. 9. What amount of pension would you need after retirement with current salary reference? Equal to 50% Under 30 Equal Equal to my current expenses Equal to 80% More than 12 months

10. When do you prefer one should start planning for retirement? 31 40 41 50 Above 50

11. Which feature of the investment allure you most? Diversification Better return & safety Reduction in risk & transaction cost Regular Income

Others (please specify) ________________________________.

12. How do you take financial decisions? Independently Advise from friends / relatives Advice from a C.A Others (please specify) ________________________________ 13. Do you have any Insurance Policy? Yes No

14. If yes, why did you buy an Insurance Policy? Means of saving means of saving tax for security against death Others (please specify) ______________. 15. Are you aware about the concept of Financial Advisors? Yes Yes No No, why _________________________

16. Do you currently avail financial advisor services/private banking services?

17. Allocate points ranging from 0 to 4, you would give to the following parameters according to the level of importance you will/have give/given while going for a financial advisor, where 0 conveys indifference to the factor and 4 showcase absolute importance. Parameters Absolute Importance Brand Name Charges Flexibility Overall Services Clientele Transparency Reference Value Additions NCFM/AMFI Certified Very Importance Least Importance Importance

18. Which all areas you think should be a part of Financial Planning? ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________ 19. Following are My Major Financial Objectives (Please indicate priority from1-5, 1 being lowest and 5 being highest) Ensure a comfortable Retirement Provide for childs/childrens Education costs Buy a House Provide for childrens Marriage Buy a Car Achieve growth in investments Protect income in the event of death/disability Reduce Housing/Other Loans Reduce Credit Card liability and other Personal Expenses Ensure Assets are passed on smoothly to dependents Reduce Income-tax Protect Income/Assets from Inflation

20. What have you provided towards Emergency Fund to meet exigencies like loss of job, hospitalization, etc. ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________ 22. On what would you depend on for your retirement corpus? ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________

23. I prefer to invest for (please tick any one option). Please tick your Indicate top 3 If your savings increases, Which u think is safe

current investment options in which you indicate your top options (can choose invest the most. 3 most preferred options for future investment. 1 = highest, 3 = lowest.

more than one) in 1 = highest column A Fixed Deposits Insurance PO Savings/NSC Gold Bonds PPF Real Estate Mutual Funds Shares Commodities Any other pl. And 3 = lowest.

Specify.....

(Thank You for your Cooperation & Time)