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15

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 2013

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 2013

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 2013

32

34
39
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42
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33

 2013

20131231

20131231

(David Conner)

Pramukti Surjaudaja
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34

31.12.2013

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35

 2013

20131231

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36

 ()
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31.12.2013

2003
2004
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2009
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28.03.2004 26.03.2013
16.03.2005 14.03.2014
20.08.2005 18.08.2014
23.11.2005 21.11.2014
15.03.2006 13.03.2015
09.04.2006 07.04.2015
15.03.2007 13.03.2016
24.05.2007 22.05.2016
15.03.2008 13.03.2017
16.01.2008 14.01.2017
15.03.2008 13.03.2017
15.03.2009 13.03.2018
15.03.2009 13.03.2013
17.03.2010 15.03.2019
17.03.2010 15.03.2014
16.03.2011 14.03.2020
16.03.2011 14.03.2015
15.03.2012 13.03.2021
15.03.2012 13.03.2016
15.03.2013 13.03.2022
15.03.2013 13.03.2017
15.03.2014 13.03.2023
15.03.2014 13.03.2018

($)

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37

 2013

20131231

()
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(David Conner)

31.12.2013

31.12.2013

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KPMG LLP

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38


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 2013

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469,325
31,425
1,133,410
2,317,997

6,621,411

7,961,372

4,569,307

4,569,212

(1,715,123)
(1,068,780)
(2,783,903)

(1,649,620)
(1,045,122)
(2,694,742)

(679,412)
(731,262)
(1,410,674)

(673,439)
(712,369)
(1,385,808)

3,837,508

5,266,630

3,158,633

3,183,404

()

4
5
6
7

37
9

10

()

(58,099)
(266,058)

(59,903)
(271,432)

(158,101)

(180,841)

3,513,351

4,935,295

3,000,532

3,002,563

53,940

26,566

3,567,291
(597,785)
2,969,506

4,961,861
(698,912)
4,262,949

2,767,566
201,940
2,969,506

3,992,811
270,138
4,262,949

78.0
77.9

113.1
112.9

3,000,532
(289,366)
2,711,166

3,002,563
(306,543)
2,696,020

11

41

 2013

20131231

()/
()/
-
-

(1)

(1)

42

20

2013
$000

2012
$000

2013
$000

2012
$000

2,969,506

4,262,949

2,711,166

2,696,020

(336,665)

1,011,932

(121,676)

565,563

(131,465)
3,527
52,002
(39)
(342,983)
3,522
(752,101)
2,217,405

(1,350,925)
18,197
71,808
(8,241)
(288,083)
(174)
(545,486)
3,717,463

(71,854)
(265)
9,946

(27,062)

(210,911)
2,500,255

(810,843)
(287)
56,542

(32,159)

(221,184)
2,474,836

2,068,855
148,550
2,217,405

3,488,284
229,179
3,717,463


20131231

13
14
15
16

17
17

18
19
20
21
22

23
24
24
25
2629
30
45
46
18
31
20
33
34
35
36
37

22

2013
$000

2012
$000

2013
$000

2012
$000

9,448,282
418,368
493,473
14,755,420
25,115,543
2,963,937
28,079,480

9,953,321
375,520
895,345
14,580,211
25,804,397
2,896,604
28,701,001

9,448,282
94,040
137,520
9,645,619
19,325,461

19,325,461

9,953,321
95,985
321,369
9,213,566
19,584,241

19,584,241

195,973,762
21,548,850

167,662
897,874
5,508,684
4,250,580
1,025,000
1,111,986
26,701,876
257,186,274
53,182,631
310,368,905

165,139,476
25,655,587

161,362
1,083,334
5,000,572
4,323,093
897,296
1,170,303
11,424,427
214,855,450
52,387,007
267,242,457

142,854,677
20,260,227
6,956,568
154,553
897,874
4,495,148
1,415,854
367,225
59,510
26,914,088
204,375,724

204,375,724

115,325,281
21,538,856
8,257,934
148,642
1,083,334
4,619,730
1,542,720
366,712
65,179
11,918,895
164,867,283

164,867,283

338,448,385

295,943,458

223,701,185

184,451,524

19,340,810
11,718,724
8,892,113
39,572,500
167,854,086
19,602,314
2,109,722
1,707
5,194,163
3,900,403
106,794
379,768

1,898,096
731,350
3,740,978
285,043,528
53,404,857
338,448,385

16,396,833
13,141,224
9,156,753
29,810,928
142,376,478
14,931,990
2,056,155
5,256
5,154,754
3,844,627
43,438
354,892

1,702,585
878,240
3,817,902
243,672,055
52,271,403
295,943,458

12,712,980
10,771,479
4,543,308
30,820,827
125,080,132
12,891,217
1,919,834
477
4,195,425
1,311,211
41,707
170,154
16,295,363
517,810
562,085
1,867,176
223,701,185

223,701,185

9,381,653
11,961,420
6,098,387
21,017,680
104,156,600
9,348,412
1,946,335

4,693,349
1,147,341
26,257
191,250
11,576,708
473,930
565,026
1,867,176
184,451,524

184,451,524

43

 2013

20131231

$000

201311

()/
-
-

DSP

DSP
DSP
/

20131231
:

9,953,321

375,520

(327,510)

(126,168)

3,425

49,356

(975)
(401,872)
(401,872)

15,334

(499,950)

(150,382)
850

129,109
(505,039)

27,809

13,389

(3,473)
40,077
(34,954)
42,848

9,448,282

418,368

895,345 14,580,211 25,804,397

2,767,566

(215)
(300,671)
4,047
(296,839)
2,470,727

44

2,767,566

2,896,604 28,701,001
201,940

2,969,506

(327,510)

(9,155)

(336,665)

(126,168)
3,425
49,356
(215)
(300,671)
3,072
(698,711)
2,068,855

(5,297)
102
2,646
176
(42,312)
450
(53,390)
148,550

(131,465)
3,527
52,002
(39)
(342,983)
3,522
(752,101)
2,217,405

(43,143)

3,530
3,530
(1,255,531) (1,255,531)
(1,000,050) (1,500,000)

13,389

(150,382)

850

(3,473)

40,077

94,155
(2,295,194) (2,757,385)

(138,409)
(138,409)

3,530
(1,255,531)
(1,500,000)

13,389

(150,382)

850

(3,473)

40,077

94,155
(138,409) (2,895,794)

(324)
(324)
57,192
56,868

(324)
(324)
57,192
56,868
493,473 14,755,420 25,115,543 2,963,937 28,079,480
4,727

92,768

1215

97,495

(5,388)

92,107

$000

201211

()/
-
-

9,022,918

279,402

3,992,811

3,992,811

270,138

4,262,949

963,847

963,847

48,085

1,011,932

(1,286,053)

18,169

68,996

5,718

(229,323)

(229,323)

DSP

DSP
DSP
/

5,003

1,000,000
(175)

(162,178)
507

87,246
930,403

86,045

10,699

(3,644)
39,292
(36,274)
96,118

20121231

9,953,321

375,520

1,124,668 12,143,711 22,570,699

2,819,322 25,390,021

(1,286,053)

18,169

68,996
(7,011)
(7,011)
(262,717)
(262,717)
(5,476)
242
(275,204)
(504,527)
3,717,607 3,488,284

(64,872) (1,350,925)
28
18,197
2,812
71,808
(1,230)
(8,241)
(25,366)
(288,083)
(416)
(174)
(40,959)
(545,486)
229,179 3,717,463

(91,048)

3,579
3,579
(1,175,493) (1,175,493)
1,000,000

(175)

10,699

(162,178)

507

(3,644)

39,292

50,972
(1,262,962)
(236,441)

2,669
2,669
(206,112)
(206,112)

3,579
(1,175,493)
1,000,000

(175)

10,699

(162,178)

507

(3,644)

39,292

50,972
(203,443)
(439,884)

(18,145)
(18,145)
51,546
33,401

(18,145)
(18,145)
51,546
33,401
895,345 14,580,211 25,804,397 2,896,604 28,701,001
5,702

45,297

50,999

(4,822)

46,177

1215

45

 2013

20131231

$000

201311
(1)

9,953,321

95,985

321,369

9,213,566

19,584,241

(183,849)

2,684,104

2,500,255

DSP

/
20131231

15,334

(499,950)

(150,382)
850
129,109
9,448,282

(15,334)

13,389

94,040

137,520

3,530
(1,255,531)
(1,000,050)

9,645,619

3,530
(1,255,531)
(1,500,000)
13,389
(150,382)
850
129,109
19,325,461

201211

9,022,918

90,289

510,394

7,721,619

17,345,220

(189,025)

2,663,861

2,474,836

321,369

3,579
(1,175,493)

9,213,566

3,579
(1,175,493)
1,000,000
(175)
10,699
(162,178)
507
87,246
19,584,241

(1)

DSP

/
20121231
(1)

5,003

1,000,000
(175)

(162,178)
507
87,246
9,953,321

(5,003)

10,699

95,985

1215

46


20131231

$000

()/

()/

2013

2012

3,567,291

4,961,861

266,058
58,099
71,105
206,542
(132,334)
(26,442)
2,731
13,604
(53,940)

271,432
59,903
(90,314)
184,197
(1,350,927)
(81,678)

10,119
(26,566)

827,265
(598,716)
4,201,263

999,920
(691,719)
4,246,228

30,840,586
(4,106,737)
568,162
(185,460)
1,078,335
(1,521,891)
(9,091,266)
(25,767,784)
149,882
(504,538)
(4,339,448)
(530,800)
(4,870,248)

10,573,665
4,002,342
(959,673)
(571,706)
(1,586,576)
34,164
(1,811,345)
(9,030,225)
611,649
(89,638)
5,418,885
(639,797)
4,779,088

()/

11,531
16,600

(11,357,318)
(335,764)
7,344,119
36,072
(4,284,760)

7,740
29,750
(11,878)
(5,694,795)
(303,234)
6,706,526
127,484
861,593

/()

/()

56,868
15,992,463
(138,409)
(1,255,531)

94,155
(1,500,000)
(720,691)
(150,382)
12,378,473

33,401
(2,572,383)
(206,112)
(1,173,089)
1,471,903
999,825
50,972

(385,356)
(162,178)
(1,943,017)

(279,488)

(197,436)

11
1231

2,943,977
16,396,833
19,340,810

3,500,228
12,896,605
16,396,833

47

 2013

20131231

2014213

1.

()
65#06 - 00
049513
()

2.

2.1

()
(FRS) FRS 39
612

FRS

2.23

201311/
FRS 1 ()
FRS 19 ()
FRS 107 ()
FRS 113
2012FRSs

FRS 113FRS

FRS 113

()
()

2.2

2.2.1

50%

48

2.2.2
(SPE)
SPE (
SPE)

2.2.3

20%50%

20%
50%

2.

()

2.2
()
2.2.4

()

2.2.5

2.3

2.3.1

()

2.3.2

200511

2.4

2.5

2.5.1

2.5.2

2.5.3

2.5.4 ()

2.6

2.6.1

2.6.2

()

2.6.3

49

 2013

20131231

2.

()

2.6
()
2.6.4

2.7

2.8

50

510


-
510


-
310



-
35



-
5



-
100
50 ()

2.9

100
50 ()

2.10
2.10.1

2.10.2

2.11

2.

()

2.12

2.12.1 /

2.12.2

2.12.3

(CGU)CGU

CGUCGU
CGU

2.12.4

(
)

(
)

2.13

2.14

:
(a)
(b)

(c)
2.15

2.16
( (GEH)
) ()
()

51

 2013

20131231

2.

()

2.16 ()
FRS 104

105%

(GEH)
:
(a)
;


(b)
(c)

()

(
)

52

(a) (142)2004
() ()
(b)

2.

()

2.16 ()

(1)

(i)

(i)

(ii)

(ii)
()

(iii) (i)

(1)

(i) 15
(SGS) 1520
15

(LTRFDR) 20
LTRFDR
(ii) 30

3030

(i) 15

(ii) 1515

(1)

(PADs)

(i) (
)
(ii)
(PRADs)

PRADs

(1)

2.23

53

 2013

20131231

2.

()

2.16 ()

()

75%
Bornhuetter-Ferguson
Bornhuetter-Ferguson
Bornhuetter-Ferguson

54

2.17
(URR)

URR1 /24th

2.18

()

2.19
2.19.1

()

2.19.2

(a)

(
)

90%10%

2.

()

2.19 ()
2.19.2 ()
(b)

(c)

2.19.3

( 2.17)

2.19.4

2.19.5

2.19.6

2.19.7

(ESP Plan) (DSP)

()

ESP
DSPDSP

2.19.8
()

2.20

2.21

55

 2013

20131231

2.

()

2.22

2.23

2.23.1

(IBNR)

IBNR
Chain Ladder
Bornhuetter-Ferguson

56

2.23.2
CGU
CGU
CGU
CGU

2.23.3
(
) (
)

2.23.4

2.23.5

612
1%

2.23.6
FRS 39

2.23.7

3.

2013
$000

2012
$000

2013
$000

2012
$000

4,491,476
772,339
910,261
6,174,076

4,173,179
961,844
832,512
5,967,535

2,483,749
489,505
559,284
3,532,538

2,324,664
599,692
517,035
3,441,391

(1,770,360)
(177,935)
(342,949)
(2,291,244)

(1,715,251)
(188,696)
(315,844)
(2,219,791)

(604,975)
(192,715)
(338,823)
(1,136,513)

(642,750)
(211,603)
(335,823)
(1,190,176)

5,959,799
214,277
(2,272,648)
(18,596)
3,882,832

5,788,795
178,740
(2,193,167)
(26,624)
3,747,744

3,351,542
180,996
(1,117,917)
(18,596)
2,396,025

3,297,928
143,463
(1,163,552)
(26,624)
2,251,215

520 (2012: 820) 420 (2012: 630)

4.

2013

2012

()
()

5,531.6
2,193.4
7,725.0
(125.0)
7,600.0
2,394.8
9,994.8

4,960.0
1,408.2
6,368.2
(113.7)
6,254.5
4,245.6
10,500.1

( 22)

( 35)
(1)

(6,213.0)
78.4
(6,134.6)
(1,843.8)
(775.0)
(55.3)
(353.2)
(9,161.9)

(5,437.4)
61.0
(5,376.4)
(3,065.9)
(706.7)
(46.7)
(344.3)
(9,540.0)

832.9
(5.7)
(228.5)
598.7

960.1
39.8
(308.2)
691.7

(1)

450 (2012: 440)

57

 2013

20131231

5.

()

2013
$000

2012
$000

2013
$000

2012
$000

()

1,392,798
(37,341)
1,355,457

1,255,225
(56,975)
1,198,250

762,853
(8,366)
754,487

712,540
(28,703)
683,837

68,409
65,112
99,524
17,846
92,008
284,378
78,618
212,753
412,329
24,480
1,355,457

60,031
50,938
85,826
17,651
90,988
251,159
78,411
212,615
322,022
28,609
1,198,250

289
61,991
(1,555)
10,875
67,170
241,201
58,943
150,492
157,196
7,885
754,487

385
51,997
(280)
12,815
70,241
214,929
54,059
161,219
111,207
7,265
683,837

6.

7.

2013
$000

2012
$000

2013
$000

2012
$000

6,145
68,917
75,062

4,319
83,914
88,233

1,204,975
11,531
6,066
13,314
1,235,886

429,802
7,740
4,053
27,730
469,325

2013
$000

2012
$000

2013
$000

2012
$000

357,300

258,186

142,611

105,172

69,872
(69,746)
126
(41,112)
(51,291)
(3,167)
261,856
132,152
182
(2,731)
(1,546)
27,988
33,777
7,521
25,344
484,543

49,769
(51,762)
(1,993)
29,018
226,736
2,741
514,688
1,350,925
2

482
81,196
34,745
8,941
26,284
2,017,263

70,206
(70,006)
200
(16,246)
(79,010)
(3,167)
44,388
72,542
182
1,923
(853)
9,532

438
23,816
151,968

55,817
(57,484)
(1,667)
50,333
129,605
2,741
286,184
810,843
2

(120)
15,035

478
20,988
1,133,410

(1) (2)
(3)

(1) (4)

(1)

(3)

(4)

(2)

58

8.

2013
$000

2012
$000

2013
$000

2012
$000

1,545,566
12,754
126,525
1,684,845

1,486,003
9,612
124,488
1,620,103

614,590
7,579
49,124
671,293

609,650
6,046
49,733
665,429

3,191
17,681
7,489
1,917
30,278
1,715,123

4,532
17,411
5,535
2,039
29,517
1,649,620

3,179

4,940

8,119
679,412

4,502

3,508

8,010
673,439

206,542
84,181
73,424
166,217
530,364

184,197
86,872
69,659
149,932
490,660

108,658
34,512
66,210
68,907
278,287

95,924
35,518
63,924
57,583
252,949

2,058
1,104
1,336
4,498

1,864
1,079
1,248
4,191

1,385
270
42
1,697

1,150
280
28
1,458

1,183
420
1,603

1,807
291
2,098

522
77
599

1,178
182
1,360

61,839
470,476
532,315

75,223
472,950
548,173

175,555

275,124
450,679

183,576

273,026
456,602

1,068,780

1,045,122

731,262

712,369

8.3

2,783,903

2,694,742

1,410,674

1,385,808

8.1

8.2

: (1)

(1)

1260 (2012: 1340) 370 (2012: 400)

150 (2012: 400) 100 (2012: 340)

59

 2013

20131231

9.

2013
$000

( 28)
( 29)
/()
()/ ( 32)

10.

81,378
183,314
3,681
(2,315)
266,058

2012
$000

115,222
147,598
5,353
3,259
271,432

2013
$000

61,674
96,967
(265)
(275)
158,101

2012
$000

92,745
87,778
(287)
605
180,841

2013
$000

( 20)

636,781
(15,599)
621,182
(23,397)
597,785

2012
$000

756,608
(18,756)
737,852
(38,940)
698,912

2013
$000

307,754
(3,445)
304,309
(14,943)
289,366

2012
$000

344,788
(12,221)
332,567
(26,024)
306,543

17%

()/

()/

60

2013
$000

2012
$000

2013
$000

2012
$000

3,513,351

4,935,295

3,000,532

3,002,563

597,270
105,220
3,799
(15,487)
(65,508)
(36,850)
9,877
(1,756)
24,617
621,182

839,000
111,697
3,695
(172,480)
(60,137)
(62,305)
10,183
18,663
49,536
737,852

510,090
18,998
566
(192,709)
(57,284)

(161)
24,809
304,309

510,436
23,251
1,105
(206,758)
(54,783)

9,718
49,598
332,567

6,232
(19,613)
7,704
(2,729)
(2,055)
(5,138)
(15,599)

13,371
(26,099)
(1,571)
(2,499)
6,232
(8,190)
(18,756)

6,940
(5,948)

(2,440)
(2,436)
439
(3,445)

6,332
(13,949)

(2,230)

(2,374)
(12,221)

11.

2013

2012

$000

2,767,566
(89,169)
2,678,397

3,992,811
(108,207)
3,884,604

(000)

3,433,022
7,257
3,440,279

3,435,065
6,809
3,441,874

78.0
77.9

113.1
112.9

()

12.

11

:
:
201115
201216
201217
201317

2013
$000

2012
$000

2013
$000

2012
$000

2,767,566
14,060,759
16,828,325

3,992,811
11,354,893
15,347,704

2,711,166
8,267,103
10,978,269

2,696,020
6,741,859
9,437,879

(584,235)
(583,792)

(516,097)
(549,524)

(584,235)
(583,792)

(516,097)
(549,524)

:
B5.1% (2012: 5.1%)
E4.5% (2012: 4.5%)
G4.2% (2012: 4.2%)
M4.0% (2012: 4.0%)

(30,879)

(16,625)
(40,000)

(51,140)
(24,966)
(16,670)
(17,096)

(30,879)

(16,625)
(40,000)

(51,140)
(24,966)
(16,670)
(17,096)

()/:
( 14)
( 15.1)

(43,143)
3,833

(91,048)
4,717

3,833

4,717

(215)
(1,000,050)

(324)
(2,295,430)

(7,011)

35
(18,145)
(1,286,945)

(1,000,050)

(2,251,748)

(1,170,776)

1231 ( 15)

14,532,895

14,060,759

8,726,521

8,267,103

201312311758360
2014

61

 2013

20131231

13.

13.1

11

( 14)
1231

11

(1)
(1)
DSP
1231

11:
B
E
G
M
B
E
M
1231
1231
(1)

2013
(000)

2012
(000)

2013
$000

3,441,100

77

3,441,177

3,441,044

56

3,441,100

7,267,065

1,000,050
850
15,334
8,283,299

(10,159)
(14,459)
7,896
5,180
3,174
(8,368)

10,000
5,000
395,831
1,000,000
(10,000)
(5,000)

(3,967)
(18,242)
6,248
1,716
4,086
(10,159)

10,000
5,000
395,831

1,000,000

(209,575)
(150,382)
46,737
47,418
34,954
(230,848)

2012
$000

7,261,730
(175)

507
5,003
7,267,065
(134,643)
(162,178)
35,872
15,100
36,274
(209,575)

1,000,000
500,000
395,831
1,000,000
2,895,831
(1,000,000)
(500,000)

1,395,831

1,000,000
500,000
395,831

1,895,831

1,000,000
2,895,831

9,448,282

9,953,321

() ()

6201220
12
Tier 1GMTier 1

4.5%E5.1%B20131282013729
70(2) 76G ( 12) 2006130
() E0.011002003128
62B(3)5

62

13.

()

13.1

()

2003714
200386
2012717

4.2%

SGD1

20137142013714

4.0%

SGD1

201811720227172022717

2013123120121231

13.2
2013320019,546,759 (2012: 5,019,795) 452,025
(2012: 340,924) 950 (2012: 700)
:

($)
($)
250 (%)
SGS (%)
(%)
()
()

2013

2012

10.30
10.51
13.77
0.47 1.37
3.14
1.57
5 10

8.80
8.89
20.53
0.56 1.61
3.38
1.57
5 10

:
2013

2012

11

/
1231

30,910,785
9,546,759
(7,997,051)
(380,319)
32,080,174

$7.121
$10.302
$5.971
$7.028
$8.355

32,836,463
5,019,795
(6,345,672)
(599,801)
30,910,785

$6.610
$8.798
$5.789
$7.281
$7.121

1231

18,525,927

$7.238
$10.363

23,242,461

$6.527
$9.009

201312315.9 (2012: 4.9)

3,624,736 (2012: 4,452,711)

13.3
20136ESP2013712015630
7,432,261 (2012: 7,788,738) (2012: )
610 (2012: 700):

($)
($)
250 (%)
2 (%)
(%)

2013

2012

9.92
10.13
13.79
0.26
2.61

8.68
8.70
20.59
0.15
2.76

63

 2013

20131231

13.

()

13.3 ()
ESP:
2013

2012

11

1231

12,292,163
(5,179,058)
(1,440,583)
7,432,261
13,104,783

$8.892
$9.155
$9.171
$9.920
$9.340

10,524,336
(1,714,720)
(4,306,191)
7,788,738
12,292,163

$10.308

$9.021
$8.800
$8.863
$8.680
$8.892
$9.185

201312311.0 (2012: 1.1)(2012: )

13.4
201312313,663,801 (2012: 4,508,997) DSP (41,990 (2012:
380,789) )4040 (2012: 4020)
5,079,377 (2012: 5,389,002) 460,713 (2012: 520,653) 20131231
801,899 (2012: 1,195,184)

14.

2013
$000

11

DSP
DSP
( 12)
( 13.1)
1231

2012
$000

375,520
13,389
(38,427)
40,077
43,143
(15,334)
418,368

279,402
10,699
(39,918)
39,292
91,048
(5,003)
375,520

2013
$000

95,985
13,389

(15,334)
94,040

2012
$000

90,289
10,699

(5,003)
95,985

DSP

15.

2013
$000

( 12)

1231

15.1
11
DSP
( 12)
1231

2012
$000

2013
$000

14,532,895
1,326,858
(1,104,333)
14,755,420

14,060,759
1,327,161
(807,709)
14,580,211

8,726,521
1,112,558
(193,460)
9,645,619

8,267,103
1,112,861
(166,398)
9,213,566

1,327,161
3,530
(3,833)
1,326,858

1,328,299
3,579
(4,717)
1,327,161

1,112,861
3,530
(3,833)
1,112,558

1,113,999
3,579
(4,717)
1,112,861

DSP

64

2012
$000

15.

()

15.2

2013
$000

11

1231

(807,709)
(216,252)
(80,372)
(1,104,333)

2012
$000

(539,481)
(407,162)
138,934
(807,709)

2013
$000

(166,398)
(17,195)
(9,867)
(193,460)

2012
$000

(134,239)
(40,223)
8,064
(166,398)

16.

OCBC Bank (Malaysia) Berhad

OCBC Capital Corporation
OCBC Capital Corporation (2008)

2013
$000

2012
$000

909,745

836,766

154,192
400,000
1,500,000
2,963,937

159,838
400,000
1,500,000
2,896,604

OCBC Bank (Malaysia) Berhad (OCBC Malaysia) 20058124

OCBC Malaysia2015812 (OCBC Malaysia
) 320920104.51%
1.90%
OCBC Capital Corporation (OCC) 2005224
[21.1(f )]OCC2015320
(OCC) 3209203.93%
20153203206209201220
1.85%Tier 1
OCBC Capital Corporation (2008) (OCC2008) 200882715
[21.1(g)]OCC2008
2018920 (OCC2008) 3209
205.10%2018920320620920
12202.50%Tier 1

65

 2013

20131231

17.

17.1

2012
$000

2013
$000

2012
$000

59,108,932
32,208,657
75,930,889
5,633,831
20,456,523
2,634,930
195,973,762
21,548,850
217,522,612

52,904,324
30,613,913
62,437,532
4,825,419
10,764,497
3,593,791
165,139,476
25,655,587
190,795,063

38,068,903
28,870,262
53,544,758
909,034
20,447,916
1,013,804
142,854,677
20,260,227
163,114,904

34,101,143
26,657,367
41,596,059
753,796
10,670,120
1,546,796
115,325,281
21,538,856
136,864,137

92,021,744
45,846,579
22,882,193
4,986,680
1,412,668
3,363,680
6,552,644
8,518,843
1,969,835
8,418,896
195,973,762

82,095,000
31,455,033
20,739,316
5,834,913
1,427,082
3,217,545
3,372,211
8,036,384
1,332,197
7,629,795
165,139,476

89,621,993
33,946,264

1
706,624
2,679,815
5,932,383
6,259,285
1,239,923
2,468,389
142,854,677

79,849,325
19,836,978

1
690,662
2,565,920
2,762,784
6,627,545
487,202
2,504,864
115,325,281

693,444
12,119,671
298,946
123,662
36,199
1,254,216
635,866
2,705,325
857,232
2,824,289
21,548,850

932,801
12,648,972
543,598
298,421
746,817
3,463,687
532,197
3,433,504
635,068
2,420,522
25,655,587

689,527
11,536,974

36,199
1,245,283
635,742
2,703,378
845,939
2,567,185
20,260,227

891,820
11,555,256

571,851
3,456,266
428,865
3,380,545
632,505
621,748
21,538,856

17.2

66

2013
$000

18.

()
()

($000)

(FED)

OTC
OTC
(IRD)

OTC
OTC

OTC
OTC

OTC
OTC

:
FED
IRD
FED

2013

2012

53,716,800
174,290,736
14,819,210
12,207,352
255,034,098

689,544
1,672,001
218,134
10,213
2,589,892

408,911
2,140,483
10,800
235,731
2,795,925

45,763,528
164,352,547
11,141,481
10,362,940
231,620,496

270,015
1,423,511
137,726
5,597
1,836,849

335,886
1,055,415
7,555
146,075
1,544,931

235,198,507
894,344
3,551,778
75,888
151,776
1,298,693
3,870,737
245,041,723

2,340,910
3,569

1,307

59
693
2,346,538

2,463,199
43
17,073

572
227
1,281
2,482,395

292,976,242
1,644,674
7,560,785
36,655
36,655
2,142,953
4,051,058
308,449,022

3,058,479
8,967

146

57

3,067,649

3,197,069

40,225

43

687
3,238,024

520,580
913,906
742,397
19,138
39,474
21,372
2,256,867

5,209
28,253
9,012
4

424
42,902

7,737
8,811
10,854
12
208
1
27,623

183,307
796,401
714,331
82,927
23,041
45,011
1,845,018

3,204
50,178
7,412
223
117
1,867
63,001

5,837
6,921
17,435
310
6

30,509

11,020,123
9,450,569
20,470,692

39,760
147,547
187,307

148,649
35,122
183,771

9,471,841
8,825,163
18,297,004

55,594
125,315
180,909

134,974
48,668
183,642

183,440
318,046
15,521
28,866
209,304
420,173
1,175,350

512
20,691
312

2,038
3,971
27,524

14,770
373

1,747
2,080

18,970

64,536
68,000
87,141
108,135
194,653

522,465

746
3,194
1,484

922

6,346

482
2
169
1,892
921

3,466

523,978,730

5,194,163

5,508,684

560,734,005

5,154,754

5,000,572

728,073
4,744,392
4,334,806
9,807,271

915
55,293
34,695
90,903

110,040
33,880
28,660
172,580

1,819,211
4,713,400
4,305,244
10,837,855

89,673
81,714
4,170
175,557

14,816
84,507
5,892
105,215

67

 2013

20131231

18.

()

($000)

(FED)

OTC
OTC
(IRD)

OTC
OTC

OTC
OTC

OTC
OTC

:
FED
IRD
FED

68

2013

2012

30,656,259
150,941,323
10,969,791
8,364,103
200,931,476

445,755
1,300,711
130,743
7,711
1,884,920

176,839
1,728,107
8,305
153,435
2,066,686

32,563,466
139,435,895
7,839,724
7,093,459
186,932,544

182,594
1,254,259
91,888
3,029
1,531,770

243,852
953,905
4,988
101,956
1,304,701

204,513,423
878,636
2,726,432
75,888
151,776
1,298,693
3,838,181
213,483,029

2,098,058
3,430

1,307

59
41
2,102,895

2,221,880
43
14,079

572
227
1,281
2,238,082

262,370,562
1,578,234
6,070,818
36,655
36,655
2,139,712
4,051,058
276,283,694

2,974,155
7,802

146

54

2,982,157

3,109,184

35,545

43

687
3,145,459

241,644
152,375
55,290
19,138
39,119
21,272
528,838

3,174
10,488
925
4

389
14,980

4,922

1,312
12
204
1
6,451

80,811
114,482
148,569
82,927
21,532
44,433
492,754

264
15,118
1,117
223
117
1,661
18,500

2,898
220
3,363
310

6,791

10,419,693
9,048,109
19,467,802

36,931
141,436
178,367

142,534
32,972
175,506

8,734,288
8,291,104
17,025,392

48,974
106,424
155,398

116,205
44,537
160,742

47,329
54,084
29,242
33,420
181,961
346,036

11
10,973
1,611

1,668
14,263

5,117
1

1,637
1,668
8,423

34,845
41,958
121,841
107,573
175,523
481,740

749
2,838
1,663

274
5,524

102
4
169
1,490
272
2,037

434,757,181

4,195,425

4,495,148

481,216,124

4,693,349

4,619,730

728,073
4,168,816
263,059
5,159,948

915
54,243
1,002
56,160

110,040
27,924
947
138,911

1,819,211
4,120,886
560,081
6,500,178

89,673
78,808
52
168,533

14,816
76,853
796
92,465

18.

()

2013
$000

2012
$000

2013
$000

2012
$000

3,383,878
939,931
650,422
132,848
87,084
5,194,163

3,163,444
1,265,592
602,709
52,256
70,753
5,154,754

2,830,004
697,664
571,507
26,842
69,408
4,195,425

2,936,461
1,185,303
493,476
8,096
70,013
4,693,349

1,604,087
318,164
111,089
783,236
406,186
1,971,401
5,194,163

2,176,972
182,101
24,605
371,671
250,271
2,149,134
5,154,754

1,635,711
12,373
13,357
441,990
268,988
1,823,006
4,195,425

2,163,142
35,558
6,243
208,962
215,965
2,063,479
4,693,349

2013
$000

2012
$000

2013
$000

2012
$000

328,460
519,269
2,422,958
979,893
4,250,580

525,451
501,265
2,261,839
1,034,538
4,323,093

234,550
274,875
450,478
455,951
1,415,854

382,817
291,829
420,182
447,892
1,542,720

2012
$000

2013
$000

19.

201312314470 (2012: 2430)

20.

2013
$000

11

( 10)

1231

1,126,865
(663)
(15,599)
(15,736)
(52,002)
(37,673)
1,005,192

1,079,709
(306)
(18,756)
(11,274)
(71,808)
149,300
1,126,865

38,922
930
(3,445)
(8,658)
(9,946)

17,803

2012
$000

116,533
478
(12,221)
(9,326)
(56,542)

38,922

69

 2013

20131231

20.

()

2013
$000

2012
$000

2013
$000

2012
$000

82,266
213,343
64,295
764,643
70,900
1,195,447
(83,461)
1,111,986

74,950
315,997
67,024
735,448
74,873
1,268,292
(97,989)
1,170,303

45,722
18,211
59,258

609
123,800
(64,290)
59,510

38,788
27,688
61,698

485
128,659
(63,480)
65,179

(107,958)
(8,210)
(74,087)
(190,255)
83,461
(106,794)

(93,697)
(697)
(47,033)
(141,427)
97,989
(43,438)

(85,356)
(3,562)
(17,079)
(105,997)
64,290
(41,707)

(73,497)

(16,240)
(89,737)
63,480
(26,257)

17,803

38,922

1,005,192

1,126,865

20131231
4070 (2012: 2430) 500 (2012: )

21.

() [ 21.1]
() [ 21.2]
() [ 21.3]
() [ 21.4]

70

2013
$000

2012
$000

4,411,958
4,340,107
17,089,337
860,474
26,701,876

5,126,972
3,021,787
2,832,523
443,145
11,424,427

21.

()

21.1

()

2013
$000

2012
$000

(a)
(a)
(b)
(c)
(d)
(e)
(f)
(g)

2008327
200866
2009327
20091118
20101115
2012911
200522
2008827

2018327
201866
2019327
20191118
20221115
2023311
2055320
2058920

OCBC Bank (Malaysia) Berhad (OCBC Malaysia) :

25.40%
(h) 20061124
(i)
2009417
46.75%Tier 1
(j)
2010114
54.20%
(k)
64.00%
2012815

20211124

2020114
2022815

77,096
154,192
193,656
227,951
652,895

79,919
159,838
202,504
239,141
681,402

:
104.60%
64.60%
711935.60%
54.25%
53.75%
103.15%
43.93%
155.10%

PT Bank OCBC NISP Tbk (OCBC NISP) :

600011.10%II
880011.35%III
(GEL) :
44.60%

GEL

714,977
644,687
647,259
1,261,709
400,000
1,500,000
5,168,632
(1,900,000)
3,268,632

399,583
242,019
725,458
634,463
641,394
1,218,077
400,000
1,500,000
5,760,994
(1,900,000)
3,860,994

(l)
(m)

2008312
2010630

2018311
2017630

91,131
91,131

75,570
110,305
185,875

(n)

2011119

2026119

399,300

399,300

399,200
(499)
398,701

4,411,958

5,126,972

(a) 1062013327201366
(b) 20143273279275.60%2014
3277.35%
Tier 2
(c) 2014111851811184.25%2014
111852.997%
Tier 2

71

 2013

20131231

21.

()

21.1 () ()
(d) 2017111551511153.75%2017
11152155158151115
1.848%
Tier 2
(e) 20183113119113.15%20183
1152.279%
Tier 2
(f) OCBC Capital Corporation4
( 16) 2015320 ()
3209203.93%20153203206
2092012201.85%
(g) OCBC Capital Corporation (2008)15
( 16) 2018920 ()
3209205.10%20189203206209
2012202.50%
(h) OCBC Malaysia20161124Mudharabah
() 5.40%524112420161124
6.40%520171124
Tier 2
(i) OCBC Malaysia2019417Tier 1 (IT1)
41710176.75%2019417
3.32%IT12039417
IT1Tier 1
(j) OCBC Malaysia201511454114
4.20%52016114OCBC
Malaysia
Tier 2
(k) OCBC Malaysia2017815215815
4.00%OCBC Malaysia
Tier 2
(l) 2013312OCBC NISP

72

21.

()

21.1 () ()
(m) 330630930123011.35%Tier 2
(n) GEL20211191197194.60%20211
1951.35%
21.2

()

:
5
102.20%
6
101.625%
1.25
5.6

23.50%
53.50%
4

(a)
2011714
2014714
(b)
2012119
2017119
(c)
201235
201535
(d)
2012313
2015313
(e)
2012523
2013523
(f) 2012813 2014125
20131216 20161216
(g) 20121218 20191218
(h)
201325
202025
(i)
2013822
2016822

:
97306.40%
52906.90%
149807.40%
90007.00%

(j)
(j)
(j)
(j)

2013219
2013219
2013219
2013418

201431
2015219
2016219
2016418

2013
$000

2012
$000

564,870
163,687
677,755
1,265,382

635,230
160,381
763,846
1,221,467
152,731

708,205

104,418
451,670
3,935,987

48,874
39,258

3,021,787

101,128
54,891
155,346
92,755
404,120

4,340,107

3,021,787

(a) 0.83%
(b) 2.20%
(c) 1.25%
(d) 1.625%
(e) 2013523
(f ) 0.60%
(g) 201325
(h) 3.50%
(i) 0.68%
(j)

73

 2013

20131231

21.

()

21.3

()

(a)
(b)

2013
$000

2012
$000

16,948,995
140,342
17,089,337

2,692,969
139,554
2,832,523

(a) ECPUSCP201210020131231
2013724 (2012: 2012426) 20131223 (2012: 20121227) 201412 (2012:
201312) 2014610 (2012: 2013627) 0.13%2.64% (2012: 0.15%3.50%)
(b) 201857CP/MTN201312312013
822 (2012: 2012523) 20131230 (2012: 20121221) 201416 (2012: 201313
) 201433 (2012: 201331) 3.33%3.49% (2012: 3.33%3.65%)
21.4

()

2011121620131224
20127252013123
2013342013328
2013625
2013111920131231
201310152013125

2014620202598
20177252038123
20142282015323
2016627
2014122014326
20144232014612

2013
$000

2012
$000

612,374
164,400
40,746
10,000
23,847
9,107
860,474

287,348
114,257

41,540

443,145

20131231
44220(2012: 21130)

74

22.

2013

11

( 4)
1231

(1)
:

()

(1)

23.

2012

47,057.9
(795.2)
(529.2)
1,843.8
47,577.3
2,789.7
2,815.6
53,182.6

44,420.8
(498.4)
69.6
3,065.9
47,057.9
2,512.5
2,816.6
52,387.0

2,711.4
4,072.5
44,334.2
1,561.0
725.8
53,404.9

2,857.1
3,316.1
43,663.8
1,531.6
902.8
52,271.4

3.6
72.8
8,014.3
241.3
184.3
63.9

4.6
81.1
8,248.4
488.6
41.8
75.0

2013
$000

2012
$000

2013
$000

2012
$000

610,092
7,474,030
11,256,688
19,340,810

664,261
5,557,298
10,175,274
16,396,833

439,943
4,942,460
7,330,577
12,712,980

515,718
3,382,850
5,483,085
9,381,653

525820 (2012: 47360) 276200 (2012: 254820)

75

 2013

20131231

24.

2013
$000

( 45)

( 45)

25.

2012
$000

2012
$000

1,553,350
9,856,461
539,600
11,949,411
(230,687)
11,718,724

1,387,525
11,492,379
379,817
13,259,721
(118,497)
13,141,224

1,553,350
9,448,816

11,002,166
(230,687)
10,771,479

1,387,525
10,692,392

12,079,917
(118,497)
11,961,420

1,222,524
7,688,891
8,911,415
(19,302)
8,892,113

1,785,956
7,390,484
9,176,440
(19,687)
9,156,753

1,051,512
3,511,098
4,562,610
(19,302)
4,543,308

1,740,293
4,377,781
6,118,074
(19,687)
6,098,387

11,949,411
2,791,507
1,629,965
1,128,441
2,856,996
504,506
20,860,826

13,259,721
2,238,012
1,040,060
1,418,577
3,883,811
595,980
22,436,161

11,002,166
128,471
125,312
1,008,622
2,848,745
451,460
15,564,776

12,079,917
92,561
182,635
1,418,576
3,876,061
548,241
18,197,991

2013
$000

2012
$000

2013
$000

2012
$000

509,277
8,158,678
8,667,955

207,747
10,062,287
10,270,034

509,277
7,475,044
7,984,321

207,747
9,209,132
9,416,879

23,722,854
5,859,093
1,683,522
31,265,469

17,879,608
1,873,608
484,982
20,238,198

17,771,805
5,857,816

23,629,621

11,191,660
1,873,608

13,065,268

39,933,424
(793,115)
432,191
39,572,500

30,508,232
(1,464,467)
767,163
29,810,928

31,613,942
(793,115)

30,820,827

22,482,147
(1,464,467)

21,017,680

:
()
()
:

( 45)

76

2013
$000

25.

()

2013
$000

2012
$000

2013
$000

2012
$000

714,616
24,047,733
818,515
194,054
219,008
1,076,768
455,101
1,238,813
46,822
11,121,994
39,933,424

391,763
14,891,213
1,385,740
67,971
442,471
1,271,101
1,013,516
2,134,185
1,171,912
7,738,360
30,508,232

470,549
22,502,188
41
1
122,640
1,064,895
451,911
1,200,525
34,551
5,766,641
31,613,942

317,212
12,691,586
109
1
363,518
1,268,729
1,009,478
2,004,248
1,165,627
3,661,639
22,482,147

1,539,302
2,599,140
742,431
24,574,523
2,052,475
8,425,553
39,933,424

1,305,918
2,967,583
382,339
17,666,708
4,814,495
3,371,189
30,508,232

1,371,164
1,422,157
570,400
18,754,281
1,980,558
7,515,382
31,613,942

1,234,655
669,244
315,001
12,664,937
4,736,746
2,861,564
22,482,147

2012
$000

2013
$000

26.

2013
$000

2012
$000

( 28)
( 29)

( 45)

169,619,654
(230,021)
(1,511,044)
167,878,589
(24,503)
167,854,086

144,030,440
(303,498)
(1,350,464)
142,376,478

142,376,478

126,283,828
(96,097)
(1,107,599)
125,080,132

125,080,132

105,301,591
(133,926)
(1,011,065)
104,156,600

104,156,600

19,353,551
148,525,038
167,878,589

9,874,156
132,502,322
142,376,478

17,418,292
107,661,840
125,080,132

8,337,025
95,819,575
104,156,600

73,907,342
45,702,407
20,493,525
4,724,927
1,627,561
5,797,600
3,660,574
3,487,662
1,963,576
8,254,480
169,619,654

70,141,316
31,680,402
18,403,794
4,989,282
1,919,733
5,110,505
2,300,292
3,698,219
1,133,721
4,653,176
144,030,440

72,584,860
35,233,143
141

443,624
5,059,754
2,366,782
3,315,822
1,374,421
5,905,281
126,283,828

68,376,147
23,532,756
166

599,359
4,377,786
1,461,780
3,529,736
797,400
2,626,461
105,301,591

26.1

77

 2013

20131231

26.

()

26.2

26.3

26.4

2013
$000

2012
$000

2013
$000

2012
$000

8,333,991
24,671,414
63,560,241
44,435,903
2,600,986
26,017,119
169,619,654

6,945,516
21,110,339
57,140,246
40,190,539
2,794,648
15,849,152
144,030,440

1,093,682
12,933,700
52,948,584
34,945,715
2,354,502
22,007,645
126,283,828

1,175,550
10,956,105
47,075,382
31,879,500
2,036,468
12,178,586
105,301,591

6,279,020
10,068,399
24,904,541
42,075,099
27,893,390
10,989,203
22,469,723
16,208,342
8,731,937
169,619,654

4,862,736
8,196,914
22,387,826
37,809,235
17,502,298
9,105,774
22,456,318
14,272,201
7,437,138
144,030,440

4,343,331
4,433,766
20,632,234
32,478,874
22,491,430
9,351,698
16,746,331
9,012,125
6,794,039
126,283,828

3,097,650
3,337,780
17,841,981
29,337,663
13,011,458
7,529,643
17,517,562
8,075,516
5,552,338
105,301,591

5,329,171
2,058,338
1,516,844
3,750,800
62,060
608
12,717,821

6,129,952
1,926,261
1,733,716
1,460,677
56,858
573
11,308,037

5,232,923

3,717,858
62,060
608
9,013,449

6,030,387

1,460,671
56,858
573
7,548,489

111,292,961
23,460,481
5,173,244
9,843,513
4,257,989
2,873,645
156,901,833

91,078,172
21,416,456
4,980,906
9,130,289
4,360,967
1,755,613
132,722,403

100,725,683
3,497,644

5,917,287
4,256,121
2,873,644
117,270,379

81,835,401
3,898,853

5,904,265
4,358,970
1,755,613
97,753,102

169,619,654

144,030,440

126,283,828

105,301,591

83,920,117
25,256,630
11,890,203
27,182,689
8,357,507
13,012,508
169,619,654

75,215,488
23,157,061
10,678,702
17,378,849
8,253,418
9,346,922
144,030,440

80,888,795
3,437,746
4,720,439
22,234,486
7,639,030
7,363,332
126,283,828

72,887,754
3,417,694
5,553,187
13,369,404
5,486,114
4,587,438
105,301,591

26.5

78

27.

(NPLS)

612

2013

787

57
844

308
3
1
312

144
1
3
148

1,239
4
61
1,304

(228)
(3)
(3)
(234)

1,011
1
58
1,070

2012

698

19
717

298
3
1
302

149
1
3
153

1,145
4
23
1,172

(300)
(3)
(2)
(305)

845
1
21
867

2013

469

30
499

124

124

67

67

660

30
690

(96)

(96)

564

30
594

2012

461

1
462

158
#

158

49
#

49

668
#
1
669

(134)
(#)

(134)

534

1
535

(1)

# 50

27.1
180
90180
3090
30

27.2

(1)

2013

2012

2013

2012

284
155
193
11
661
1,304

328
81
160
10
593
1,172

106
59
80
8
437
690

50
40
116
7
456
669

582
9
1
3
147
170
392
1,304

563
3
#
4
104
147
351
1,172

282
1
#
3
92
159
153
690

317
1
#
3
67
147
134
669

# 50

79

 2013

20131231

27.

(NPLS) ()

27.3

(1)

2012

2013

2012

10
465
164
217
126
100
49
91
82
1,304

6
383
204
192
105
77
92
87
26
1,172

#
192
108
115
58
69
41
44
63
690

#
215
151
79
29
63
85
43
4
669

# 50

27.4

(1)

2013

2013

2012

77
79
67
223
(50)
173

331
175
42
548
(104)
444

436
58
39
533
(80)
453

844
312
148
1,304
(234)
1,070

91
119
48
258
(105)
153

251
134
47
432
(127)
305

375
49
58
482
(73)
409

717
302
153
1,172
(305)
867

77
79
67
223
(50)
173

13
2

15
(#)
15

409
43
#
452
(46)
406

499
124
67
690
(96)
594

91
119
48
258
(105)
153

10

10
(3)
7

361
39
1
401
(26)
375

462
158
49
669
(134)
535

# 50

(NPLs)

27.5 /
8.9%
(2012: 16.7%) 15.5% (2012: 27.8%)
2013

(1)

80

# 50

2012

95
20
1
116

2
18
1
21

173
22
#
195

10
33
#
43

93
13
#
106

2
11
#
13

168
18
#
186

8
28
#
36

28.

2013
$000

11

( 9)

1231 ( 26)

2012
$000

303,498
(17,788)
(131,831)
(54,954)
136,332
81,378
(5,236)
230,021

302,383
(12,426)
(93,471)
(42,605)
157,827
115,222
(8,210)
303,498

2013
$000

133,926
(454)
(94,855)
(27,975)
89,649
61,674
(4,194)
96,097

2012
$000

106,340
(3,548)
(55,350)
(27,590)
120,335
92,745
(6,261)
133,926

/()

(1)

29.

2013

2012

2013

2012

2
67
8
29
33
6
7
60
18
230

2
87
23
36
44
26
9
57
19
303

#
34
(17)
(2)
18
(13)
1
54
6
81

#
26
1
4
9
17
(3)
56
5
115

#
45
1
#
6
1
4
37
2
96

#
57
6
#
7
20
5
36
3
134

#
31
(1)
(2)
5
(15)
1
40
3
62

(#)
24
3
#
6
17
(3)
43
3
93

# 50

2013
$000

11

( 9)
1231 ( 26)

1,350,464
(22,734)
183,314
1,511,044

2012
$000

1,219,577
(16,711)
147,598
1,350,464

2013
$000

1,011,065
(433)
96,967
1,107,599

2012
$000

929,471
(6,184)
87,778
1,011,065

81

 2013

20131231

30.

( 45)
:

(AAA BBB)
(BB C)

82

2013
$000

2012
$000

2013
$000

2012
$000

1,334,564
2,009,198
213,287
11,900
45,692
3,614,641

1,119,217
804,105
156,944
9,815
22,587
2,112,668

1,159,563
1,982,692
208,400
11,900
45,692
3,408,247

887,544
632,331
155,176
9,815
22,587
1,707,453

8,071,764
5,324,044
2,638,155
136,703
224,104
326,360
16,721,130

6,505,733
3,700,210
2,138,506
161,374
192,577
19,186
12,717,586

5,754,497
3,638,758
619,583
86,433
20,555
10,791
10,130,617

4,782,004
2,178,439
555,006
21,560
20,044
9,392
7,566,445

308,658

555,240

229,083

418,198

17,048,228
2,988,145
608,056
20,644,429
(1,042,115)
19,602,314

12,684,505
2,456,824
244,165
15,385,494
(453,504)
14,931,990

12,764,593
914,416
88,938
13,767,947
(876,730)
12,891,217

8,898,516
731,742
61,838
9,692,096
(343,684)
9,348,412

9,061,775
328,409
7,658,044
17,048,228

7,276,041
235,782
5,172,682
12,684,505

7,227,947
284,247
5,252,399
12,764,593

5,875,389
200,950
2,822,177
8,898,516

17,047,466

762

17,048,228

12,671,322
12,552

631

12,684,505

12,764,593

12,764,593

8,885,964
12,552

8,898,516

30.

()

2013
$000

2012
$000

2013
$000

2012
$000

735,736
1,211,822
1,930,602
1,137,622
1,334,396
10,572,710
3,721,541
20,644,429

408,254
585,160
1,520,989
361,637
921,623
9,212,423
2,375,408
15,385,494

636,282
579,492
1,332,623
988,265
856,940
7,457,000
1,917,345
13,767,947

345,867
182,031
881,715
252,660
574,366
6,437,240
1,018,217
9,692,096

2,673,176
6,958,113
10,244,926
768,214
20,644,429

1,545,949
5,933,112
7,212,368
694,065
15,385,494

2,223,673
4,980,357
6,526,976
36,941
13,767,947

1,265,405
4,257,900
4,131,557
37,234
9,692,096

4,059,752
1,907,837
632,936
6,887,271
3,919,717
3,236,916
20,644,429

3,689,248
1,994,262
395,504
3,623,488
3,365,215
2,317,777
15,385,494

2,719,766
293,172
462,814
4,637,374
3,187,068
2,467,753
13,767,947

2,458,037
446,604
187,132
1,908,758
2,925,217
1,766,348
9,692,096

2013
$000

2012
$000

2013
$000

2012
$000

799,483
1,966,797
247,796
886,327
3,900,403

737,162
2,068,349
299,003
740,113
3,844,627

510,807
47,342
153,046
600,016
1,311,211

466,891
20,229
175,190
485,031
1,147,341

31.

()

2013123112680 (2012: 11100)

83

 2013

20131231

32.

($000)

201211

()/ ( 9)
()/
20121231/201311

( 9)

20131231

($000)

201211

( 9)

20121231/201311

()/ ( 9)

20131231

33.

7,085
(417)
(6,450)
(218)

5,287

5,287

5,287
( 33-34)

6,824
(414)
(6,450)
40

66,428
(304)

66,124
(480)
(20)
(268)

65,356
( 35)

6,456
(72)
(914)
(552)
(977)
3,941
(12)
(2)
(974)
(235)
2,718
( 36)

946

946

946
( 35)

4,717
(38)
(914)
111
(607)
3,269

(2)
(507)
(235)
2,525
( 36)

35,576
(1,846)
(18,783)
4,029
3,605
22,581
(362)
(6,497)
(1,073)
(239)
14,410

5,195
(388)

454

5,261
108
(5,216)
232

385

115,545
(2,639)
(26,147)
3,259
2,628
92,646
(854)
(6,519)
(2,315)
(474)
82,484

22,969
(840)
(7,364)
605
(607)
14,763
108
(5,218)
(275)
(235)
9,143

( 32)

()

84

2013
$000

2012
$000

287,581

287,581
92,107
80
379,768

308,677

308,677
46,177
38
354,892

2013
$000

172,353
(2,199)
170,154

170,154

2012
$000

193,449
(2,199)
191,250

191,250

33.

()

33.1
:
$000

2013

1231:

2012

1,479,979
(281,791)
1,216

1,126,771
(229,496)
1,323

475,491
182,463

387,452
140,379

/()
:

AVIC Trust Co., Ltd (1)

Network For Electronic Transfers (Singapore) Pte Ltd (2)
(1)
(2)

2013

2012

20
33

20
33

2013

2012

Grant Thornton
PricewaterhouseCoopers

33.2
(GEL China) 50%GEL China50%:

1231:

34.

188.3
72.4
(97.1)
(100.6)

151.1
45.3
(38.0)
(90.9)

36.7
(44.6)

39.0
(42.3)

2013
$000

2012
$000

( 32)

1,895,642
5,024,684
(3,088)
6,917,238

1,895,642
3,872,896
(3,088)
5,765,450

8,713,125
665,000
9,378,125

4,744,058
1,067,200
5,811,258

16,295,363

11,576,708

PT Bank OCBC NISP Tbk

85

 2013

20131231

34.

()

20131231PT Bank OCBC NISP Tbk724490

(2012: 646100) 94410 (2012: 124630)

34.1
:
(3)

2013

2012

100
100
100
100
85

100
100
100
100
85

87
87
87
87

87
87
87
87

(2)
(2)

91
87

91
87

100

100

OCBC Al-Amin Bank Berhad

OCBC Bank (Malaysia) Berhad
()
PT Bank OCBC NISP Tbk (1) ( 34.2)

Great Eastern Life Assurance (Malaysia) Berhad (2)

Overseas Assurance Corporation (Malaysia) Berhad (2)
(2)
(2)

KPMG LLP Singapore

(1)

(2)
(3)

PricewaterhouseCoopers
Ernst & Young

34.2
OCBC Overseas Investments Pte. Ltd.PT Bank OCBC NISP Tbk (OCBC NISP)
2,487,449,9991,20032600OCBC NISP

86

35.

2013

($000)

11

/()
( 36)
1231

11

( 4)
()/
( 36)
1231
( 32)
11

/()
1231

2012

1,469,557 1,272,389
(19,566)
(23,336)

42,430
198,040
(16,774)
(22,220)

480,271 3,222,217 1,457,560 1,121,832

(8,264)
(51,166)
(16,438)
(18,249)

521
78,927
319,397
20,053
204,969
(14,196)
(53,190)
(6,425)
(36,684)

435,781 3,015,173
(9,675)
(44,362)
300
821
60,877
285,899
(7,012)
(50,121)

169,770
1,645,417

(12)
169,758
536,726 3,607,016

480,271

1,424,873

(338,325)
6,072

9,320
(15,491)

(802,187)
15,971

22,142
(127,628)

(19,713)

(29,047)

(18,021)
(376,158)

(920,749)

(65,525)
479

288
(64,758)

(63)

(63)
504,061

(312,996) (1,453,508)
6,403
28,446

15,197
46,659
(48,728) (191,847)

14,807
1,469,557

1,272,389

(310,696)
4,444

231
(14,112)

(692,867)
11,344
(144)
18,499
(111,968)

(55,296)

(13,636)

(27,051)

3
(18,018)
(346,657) (1,643,564)

(4,556)
(338,325)

(802,187)

(65,829)
304

(65,525)

(63)

(63)

(6,536)

(536)
1
20
(20)
(535)
189,534

(66,124)
480
20
268
(65,356)

1231

1,204,501

1,898,096

1,065,707

332,361
872,140
1,204,501

310,289
755,418
1,065,707

2,726,796

2,368,792

470,139

14,807
3,222,217

(281,312) (1,284,875)
6,696
22,484
(121)
(265)
9,103
27,833
(41,305) (167,385)
(6,057)

(46,744)

(4,556)
(312,996) (1,453,508)
(536)

(536)
166,739

(66,428)
304

(66,124)
1,702,585

87

 2013

20131231

35.

()
2013

($000)

2012

11

( 36)
1231

256,190
(15)
1,368

10,437
267,980

608,142
(37)
120,119
(14,298)

713,926

137,017 1,001,349
(43)
(95)
20,484
141,971
(2,703)
(17,001)

10,437
154,755 1,136,661

245,797
(12)

10,405
256,190

506,747
(123)
107,191
(5,673)

608,142

116,142
868,686
(457)
(592)
22,804
129,995
(1,472)
(7,145)

10,405
137,017 1,001,349

11

( 36)
1231

(67,553)
9

(5,067)
(3,410)
(76,021)

(370,239)
38
12,067
(81,590)

(439,724)

(88,681)
5
1,603
(15,087)

(102,160)

(526,473)
52
13,670
(101,744)
(3,410)
(617,905)

(60,458)
6

(4,837)
(2,264)
(67,553)

(304,818)
104
5,311
(70,836)

(370,239)

(77,175)
284
1,321
(13,111)

(88,681)

(946)

(946)

( 32)
11/1231

(946)

274,202

52,595

1231

191,013

517,810

187,691

44,536
146,477
191,013

36,422
151,269
187,691

508,507

403,429

237,903

48,336

(442,451)
394
6,632
(88,784)
(2,264)
(526,473)
(946)
473,930

88

36.

2013
$000

11

:
( 35)

1231

11

:
( 35)

1231
( 32)
11

/()

1231

1231

2012
$000

2013
$000

2012
$000

1,078,920
11,657
16,367
(9,686)

1,119,631
(13,829)
17,335
(18,850)

663,770
576
16,112
(4,852)

665,780
(1,127)
16,180
(2,801)

(169,758)
(7,766)
919,734

(14,807)
(10,560)
1,078,920

(10,437)
(3,708)
661,461

(10,405)
(3,857)
663,770

(196,739)
(818)
5,989
(14,695)

(190,840)
1,400
2,516
(16,812)

(95,475)
(193)
1,159
(6,914)

(92,146)
332
427
(7,140)

18,018
2,579
(185,666)

4,556
2,441
(196,739)

3,410
1,162
(96,851)

2,264
788
(95,475)

(3,941)
12
2
974
235
(2,718)

(6,456)
72
914
552
977
(3,941)

(3,269)

2
507
235
(2,525)

(4,717)
38
914
(111)
607
(3,269)

339,302
392,048
731,350

339,193
539,047
878,240

191,720
370,365
562,085

188,021
377,005
565,026

2,847,862

2,881,727

1,579,345

1,476,676

89

 2013

20131231

37.

2013
$000

11

1231

11
:
(1)
(2)

1231

:
/

(1)
(2)

2013
$000

2012
$000

1,867,176

1,867,176

1,867,176

1,867,176

2012
$000

3,175,197

(22,093)
3,153,104

3,237,995
1,009
(63,807)
3,175,197

642,705

709,399

(11,463)
(46,636)
3,268
587,874

(13,267)
(46,636)
(6,791)
642,705

3,740,978

3,817,902

1,867,176

1,867,176

3,153,104
1,068,083
(480,209)
3,740,978

3,175,197
1,063,485
(420,780)
3,817,902

1,867,176

1,867,176

1,867,176

1,867,176

10201312317 (2012: 8)
202013123111 (2012: 12)

(CGU):

CGU

(GEH)

PT Bank OCBC NISP Tbk

90

2013
$000

2012
$000

844,497
570,000
524,000
1,938,497
427,460
549,786
29,437
193,039
14,885
3,153,104

844,497
570,000
524,000
1,938,497
427,460
531,113
29,437
233,377
15,313
3,175,197

37.

()

5
CGU201310.1%
11.5% (2012: 10.2%10.4%) ()
2.0%5.0% (2012: 2.0%5.0%)CGUCGU

CGU
() ()

7.5% (2012: 8.0%) 9.0% (2012: 9.5%)CGU

930

5.25%, 4.0%6.0% (2012: 5.12%, 4.0%6.0%)6.0%, 5.0%7.0%

(2012: 6.0%, 5.0%7.0%)

38.

38.1

2,188

2,810

641

988

1,940

(114)
1,826

434

(6)
428

808
(47)
(1)
760

(180)

(59)
(239)

3,837
(58)
(266)
3,513
336
207

20131231

20131231

()

835
(11)
(86)
738

(6)

6,621

25
37

9
12

3
2

70
3

229
153

72,625

118,020

78,812

61,823

17,620

348,900
199
(10,651)
338,448

77,297

101,319

52,351

54,112

33,804

318,883
2,137
(10,651)
310,369

62,196
292

105,455
1,002

1,252

49
4

668
6

169,620
1,304

91

 2013

20131231

38.

()

38.1

()

1,949

2,655

845

1,537

975

7,961

1,811

(68)
1,743

621

(2)
619

1,346
(47)
(#)
1,299

791

(106)
685

5,266
(60)
(271)
4,935
303
184

20121231

20121231

()
(1)

697
(13)
(95)
589
26
34

4
10

#
2

52
3

221
135

66,779

92,223

67,871

60,617

19,030

306,520
90
(10,667)
295,943

73,837

84,507

48,148

53,226

16,124

275,842
2,067
(10,667)
267,242

55,384
267

86,133
887

1,495

398
3

620
15

144,030
1,172

# 50

(
) () ()

(
) () ()

92

38.

()

38.1 ()

(
)

:
(a)
(b)
(c)

38.2

2013

2012

(1)

4,079
1,401
503
385
155
98
6,621

2,091
916
182
208
87
83
3,567

230
50
21
33
2
#
336

210,541
60,773
10,219
33,022
10,138
13,755
338,448

199,797
50,827
8,358
22,255
8,362
20,770
310,369

5,472
1,307
466
487
150
79
7,961

3,521
815
159
320
94
53
4,962

212
66
15
9
1
#
303

181,385
58,030
10,162
28,083
10,426
7,857
295,943

169,409
49,047
8,558
21,473
8,520
10,235
267,242

# 50

10%

93

 2013

20131231

39.

39.1

39.2

(1)

2013

2012

2013

2012

167,854
39,573
20,611
16,006
#
2,110
5,194
2,766
254,114

142,376
29,811
22,298
12,231
#
2,056
5,155
2,806
216,733

155,224
33,737
21,506
14,942
#
2,113
4,989
3,002
235,513

136,117
32,577
21,458
11,393
#
1,879
5,622
2,738
211,784

12,197
76,199
88,396

9,100
66,294
75,394

10,290
72,390
82,680

9,178
65,124
74,302

342,510

292,127

318,193

286,086

# 50

:
;
;
;
;
;

2013123177% (2012: 75%)

94

39.

()

39.2 ()

612FRS 107

(1)

2013

2012

39,933

#
#

39,933

39,933

30,508

30,508

30,508

2013

168,297
625
433
1,058
265
169,620
(230)
(1,511)
167,879

2012

142,763
487
431
918
349
144,030
(303)
(1,351)
142,376

# 50

2013

2012

2013

2012

39,933

39,933

30,508

30,508

167,938
359
168,297

142,526
237
142,763

2013

2012

2013

2012

#
#

19
221
45
159
53
59
458
44
1,058

28
159
56
84
34
82
438
37
918

#
#

173
591
294
1,058

128
501
289
918

()

(1)

# 50

95

 2013

20131231

39.

()

39.2 ()

2013

2012

30
3090
90

186
326
113
625

144
303
40
487

2013

2012

170
506
6
682

176
574
15
765

27 28 29

(2012: )

96

39.

()

39.2 ()

1%:

20131231

()

25,281
5,651
2,142
3,479

3,064
2,032
1,900

20

333
196

45
497

3,995
7,805
6,785
5,124
4,990
1,486
1,116
926

29,296
13,456
9,260
8,799
4,990
4,595
3,645
2,826

10.3
4.7
3.2
3.1
1.8
1.6
1.3
1.0

20121231

()

11,448
5,535
3,127
1,436

3,289
963
1,942

163

15
229

70
477

2,469
4,632
4,698
5,279
5,130
1,276
1,343
715

14,080
10,167
7,840
6,944
5,130
4,635
2,783
2,657

5.8
4.2
3.2
2.8
2.1
1.9
1.1
1.1

(1)

(1)

() 28504400 (2012: 24367200)

39.3
(VaR)
:
;
;

97

 2013

20131231

39.

()

39.3 ()

1
1

13

312

13

2013

(1)
(2)
(3)

8,219
5,465
25,145
381
567
39,777

883
7,275
38,819
3,312
4
50,293

795
13,603
80,881
7,634
8
102,921

2,277
12,402
18,400
9,378
160
42,617

262
3,236
7,356
467
11,321

672

2,059
9,364
45
12,140

(3)

35,371
6,278

15
2,489
44,153

37,599
6,701

9
3,643
47,952

60,488
5,405
25
56
8,300
74,274

31,531
1,040
49
75
6,084
38,779

3,728
99
282
13
2,397
6,519

1,101

521

3,772
5,394

(4,376)
240
(4,136)

2,341
666
3,007

28,647
(1,106)
27,541

3,838
(1,221)
2,617

4,802
2,281
7,083

6,746
(860)
5,886

2012

(1)
(2)
(3)

4,296
7,754
27,109
533
1
39,693

3,014
4,690
29,862
2,715
3
40,284

1,869
8,117
63,623
6,031
17
79,657

1,730
9,286
15,333
6,956
205
33,510

50
3,756
7,916
423
12,145

683
#
3,113
10,537
45
14,378

(3)

41,325
12,831

15
832
55,003

25,185
6,442

7
618
32,252

48,850
3,826

62
2,970
55,708

22,569
282
306
65
687
23,909

1,199
56
150
12
2,674
4,091

894

596

3,602
5,092

(15,310)
294
(15,016)

23,949
(2,308)
21,641

9,601
1,013
10,614

8,054
1,921
9,975

9,286
(886)
8,400

(1)
(2)
(3)
(4)

8,032
(34)
7,998

6,495
19,341
926
39,933
(661) 167,879
4,080
41,505
7,844
9,095
18,684 277,753
26,156
2,026
21
9,759
17
37,979

195,974
21,549
898
9,927
26,702
255,050

4,805
16,397
611
30,508
(420) 142,376
3,134
37,822
8,305
8,999
16,435 236,102
25,117
2,219
31
9,324
41
36,732

165,139
25,656
1,083
9,485
11,424
212,787

()
///
# 50

()

98

39.

()

39.3 ()
()

() 100 bp
4800 (2012: 38600)100 bp15300 (2012: 14800)
-3.9% (2012: -3.7%)
1%

6,197
715
72,933
16,131
4,587
100,563

2,800
24,048
45,590
6,702
2,214
81,354

4,182
818
20,128
3,828
841
29,797

6,162
14,352
29,228
14,844
1,453
66,039

19,341
39,933
167,879
41,505
9,095
277,753

92,022
694
877
4,924
1,287
99,804

45,846
12,120
6
2,398
14,027
74,397

22,882
299

936
793
24,910

35,224
8,436
15
1,669
10,595
55,939

195,974
21,549
898
9,927
26,702
255,050

759

6,957

4,887

10,100

2012

(1)
(2)

5,176
392
69,250
17,300
5,447
97,565

1,048
14,891
31,555
4,990
1,910
54,394

4,224
1,386
18,041
3,480
710
27,841

5,949
13,839
23,530
12,052
932
56,302

16,397
30,508
142,376
37,822
8,999
236,102

(2)

82,095
933
1,052
5,145
1,168
90,393

31,455
12,649
9
1,854
6,536
52,503

20,739
543

875
1,463
23,620

30,850
11,531
22
1,611
2,257
46,271

165,139
25,656
1,083
9,485
11,424
212,787

7,172

1,891

4,221

10,031

2013

(1)
(2)

(2)

(3)

(3)
(1)
(2)
(3)

()
///

99

 2013

20131231

39.

()

39.3 ()

2013

2012

2,165
2,057
4,350
8,572

1,796
952
357
3,105

369
1,105
3,993
5,467

1,911
1,959
3,974
7,844

1,812
1,180
1,184
4,176

99
779
2,790
3,668

1
1

13

312

13

10,132
6,164
12,900
253
1,745
31,194

883
6,880
13,849
2,530
1,205
25,347

795
12,958
14,241
4,877
1,580
34,451

2,277
12,942
25,576
8,918
3,274
52,987

989
27,663
9,200
679
38,531

5,254

73,650
15,727
612
95,243

19,341
39,933
167,879
41,505
9,095
277,753

(2)

103,238
8,508

2,415
2,491
116,652

30,149
6,497

1,539
3,659
41,844

25,735
5,405
46
1,969
6,605
39,760

31,476
1,040
49
3,115
6,649
42,329

3,921
99
282
316
3,526
8,144

1,455

521
573
3,772
6,321

195,974
21,549
898
9,927
26,702
255,050

(85,458)

(16,497)

(5,309)

10,658

30,387

88,922

5,081
6,214
10,428
364
1,599
23,686

3,014
5,301
12,533
1,811
1,189
23,848

1,869
8,156
13,384
3,927
1,764
29,100

1,730
10,518
16,008
6,706
3,449
38,411

319
25,425
9,187
659
35,590

4,703

64,598
15,827
339
85,467

16,397
30,508
142,376
37,822
8,999
236,102

(2)

92,637
14,612

2,291
833
110,373

25,233
6,708

1,559
645
34,145

21,575
3,973
31
2,026
1,478
29,083

23,174
307
306
2,792
717
27,296

1,386
56
150
442
4,073
6,107

1,134

596
375
3,678
5,783

165,139
25,656
1,083
9,485
11,424
212,787

(86,687)

(10,297)

17

11,115

29,483

79,684

2013

(1)
(2)

2012

(1)
(2)

(1)
(2)
(3)

(4)

100

()
///
102500 (2012: 89700)
111200(2012: 117000)
1700 (2012: 4300)189800 (2012:
17300)73100 (2012: 87800) 374100 (2012: 381800)

39.

()

39.3 ()

44
( 17)

2013
(1)
(1)

(2)

2012
(1)
(1)

(2)

(1)
(2)
(3)

1
1

13

312

13

103,253
8,511

1,875
2,492

30,225
6,505

354
3,679

25,819
5,415
46
525
6,667

31,840
1,041
49
835
6,826

4,063
99
282
130
3,846

1,605

521
62
4,298

196,805
21,571
898
3,781
27,808

532
#

102
3

284
10

621
13

768
22

1,244
(2)

3,551
46

21,485
(21,482)
159
(158)
116,667

33,728
(33,646)
1,225
(1,217)
40,958

44,761
(44,780)
867
(862)
38,752

55,275
(55,185)
8
(19)
41,304

7,445
(7,417)
684
(578)
9,344

5,089
(5,278)
164
(164)
7,539

167,783
(167,788)
3,107
(2,998)
254,564

92,661
14,619

1,875
833

25,354
6,721

628
661

21,732
3,979
31
261
1,548

23,535
311
306
442
914

1,478
56
150
423
4,421

1,262

596
99
4,187

166,022
25,686
1,083
3,728
12,564

376
3

119
6

283
3

778
17

1,485
39

740
25

3,781
93

23,375
(23,395)
588
(587)
110,348

38,597
(38,736)
1,352
(1,354)
33,348

48,532
(48,568)
578
(582)
27,797

43,091
(43,218)
11
(31)
26,156

5,809
(5,750)
852
(891)
8,072

4,310
(4,333)
940
(1,032)
6,794

163,714
(164,000)
4,321
(4,477)
212,515

# 50

39.4

101

 2013

20131231

39.

()

39.5
GEH

GEHGEH

GEHGEH
(RMC) GEH
GEH (GMT) (ALC)
(ITSC)

GMTGEHGMT ()
GMT (SMT) (PDC)
ALCGMTALC
() (ALC) ALC

(
)

GEH

GEH

GEHGEH
(MAS) (BNM) 120%130%

GEH
()GEH

GEH2013123192 (2012: 86
)201312317 (2012: 7)

GEH

102

39.

()

39.5 ()

GEH
GEH

GEH ()

GEH

GEH
GEH

GEH
GEH

GEHGEHRMCALC
70825000
40595000

GEHS&P A-

ALC

GEH/

GEH
(ST) ST
/

103

 2013

20131231

39.

()

39.5 ()
()
39.5(A):
()

2013

2012

(a)

25,638
14,760
391
1,187
573
1,025
43,574

23,527
14,900
383
1,088
648
938
41,484

(b)

26,128
17,139
307
43,574

25,779
15,400
305
41,484

:
(a) 1
(b) 2
(c) 3
(d) 4
(e) 5
(f) 6
(g) 7

+ 25%
25%
+ 25%
25%
+ 25%
25%
+ 30%

39.5(B1): / ()

1/ ()

2013

(45.2)

(45.2)

2012

(74.8)

(74.8)

104

(7.8)

(7.8)

63.7

63.7

(104.0)

(104.0)

41.1

41.1

(51.9)

(51.9)

(28.0)

(28.0)

19.9

19.9

71.8

71.8

(82.8)

(82.8)

53.9

53.9

(67.8)

(67.8)

(27.4)

(27.4)

39.

()

39.5 ()
()
39.5(B2): / ()
1/ ()

2013

(50.5)

(50.5)

46.0

46.0

(13.3)

(13.3)

10.8

10.8

(4.7)

(4.7)

6.6

6.6

(7.7)

(7.7)

2012

(63.6)

(63.6)

55.7

55.7

(14.1)

(14.1)

11.6

11.6

1.3

1.3

(1.2)

(1.2)

(7.5)

(7.5)

GEH

12

105

 2013

20131231

39.

()

39.5 ()
()
39.5(C1):
2013

2012

(a)

23
36
1
9
22
31
122

(14)
(1)
(1)
(3)
(2)
(21)
(42)

9
35
#
6
20
10
80

21
39
1
8
23
28
120

(13)
(3)
(#)
(3)
(2)
(18)
(39)

8
36
1
5
21
10
81

(b)

59
63
122

(23)
(19)
(42)

36
44
80

56
64
120

(20)
(19)
(39)

36
45
81

2013

2012

(a)

34
85
3
21
13
52
208

(27)
(10)
(1)
(7)
(2)
(32)
(79)

7
75
2
14
11
20
129

23
87
5
14
12
38
179

(17)
(15)
(3)
(5)
(2)
(21)
(63)

6
72
2
9
10
17
116

(b)

73
135
208

(29)
(50)
(79)

44
85
129

62
117
179

(29)
(34)
(63)

33
83
116

(1)

106

# 50

39.

()

39.5 ()
()
39.5(C2):
(IBNR)
(i)

2013

2006

2007

2008

2009

2010

2011

2012

2013

(a)

48
50
49
48
47
86
84
84
84

60
63
58
58
84
83
82

82

56
57
57
81
79
77

77

73
79
104
100
97

97

75
94
91
87

87

124
102
106

106

115
109

109

154

154

(b)

19
37
41
43
43
81
81
82
82

22
43
48
50
75
78
79

79

23
44
49
71
73
73

73

31
56
83
87
90

90

30
65
74
77

77

39
72
83

83

36
71

71

43

43

10

23

38

111

(c)

198
6
4
208

107

 2013

20131231

39.

()

39.5 ()
()
(ii) 2013

2006

2007

2008

2009

2010

2011

2012

2013

(a)

28
28
27
27
27
59
57
56
56

31
32
31
31
54
52
50

50

36
36
36
55
52
51

51

42
46
66
64
62

62

51
66
64
63

63

81
65
68

68

85
77

77

104

104

(b)

12
21
23
24
25
55
55
55
55

13
24
27
28
48
49
49

49

16
29
31
47
48
48

48

21
35
53
56
57

57

24
49
54
56

56

28
49
55

55

30
55

55

34

34

13

22

70

(c)

122
4
4
130

GEHGEH

GEH

108

39.

()

39.5 ()
()

2013

+20%
+20%
+20%

2
45
#

2
32
3

(2)
(32)
(3)

(1)
(25)
(2)

2012

+20%
+20%
+20%

2
39
1

1
30
2

(1)
(30)
(2)

(1)
(23)
(2)

(1)

# 50

GEH
GEH
GEHALCALC
GEH

109

 2013

20131231

39.

()

39.5 ()
()
(a)
()
GEH(i) (ii)

GEH
ALCALC
20SGS20
(LTRFDR) LTRFDR

2009GEH
SGS (LTRFDR) LTRFDR
(BNM)15MGS
1515MGSMGS

(b)

15%35%

GEHBNM
GEH

110

39.

()

39.5 ()
()
(b)
()

2013

2,170
9,682
542

4,466
12,622
139

844
5,750
1,610

3,547
189
284

11,027
28,243
2,575

101
13
1,316
777
643
925
1,225
2,503
19,897

1,320
294
27
1,012
1,205
1,655
656
735
24,131

200
261
191
89
15
2
4
341
9,307

459
175
180
89
#
22
23
148
5,116

2,080
743
1,714
1,967
1,863
2,604
1,908
3,727
58,451

1,512
792
59

399
73
25,612
28,447

784
2,279

259

135
17,139
20,596

8
2
120

550
680

26
15
9

273
323

2,330
3,088
188
259
399
208
43,574
50,046

1,711
10,433
435

3,968
13,430
168

870
5,231
717

2,997
199
236

9,546
29,293
1,556

250
27
609
1,318
646
941
1,366
2,812
20,548

839
338
71
784
959
1,619
512
809
23,497

148
277
162
116

3
4
464
7,992

914
182
197
168

19
21
128
5,061

2,151
824
1,039
2,386
1,605
2,582
1,903
4,213
57,098

1,759
842
25

399
62
25,415
28,502

664
1,935

245

117
15,400
18,361

5
2
13

396
416

34
12
4

273
323

2,462
2,791
42
245
399
179
41,484
47,602

2012

(1)

(1)

(1)
(2)

# 50

GEH
111

 2013

20131231

39.

()

39.5 ()
()
(c)

GEH

(d)

GEH
GEH
(e)

GEH
RMCGEHALC

(f)

GEH
(g)

GEH

112

39.

()

39.5 ()
()
(g)
()
GEH

2013

2012

(1)

(1)

(1)
(2)

15

2,180

8,377

29,376

11,027

2,575

11,027
39,933
2,575

139

157
407
337
1,840
3,727
8,787

304

916
1,066
5
30

10,698

524

1,172
713

11

31,796

2,080

1,714
#

2,262
27

19,685

2,080
967
1,714
2,245
2,186
2,604
1,908
3,727
70,966

14

21

35

2,330
3,088
259
538
208
43,574
49,997

2,084
2,719
70
18
192
6,948
12,031

183
353
50
74
(5)
4,580
5,235

63
2
139
446
(#)
32,046
32,696

2,671

9,232

26,617

9,546

1,556

9,546
38,520
1,556

128

434
186
264
1,794
4,213
9,690

239

1,282
1,192
1
27

11,973

755

592
520

38

28,522

2,151

1,039
12

2,317
44

16,665

2,151
1,122
1,039
2,320
1,898
2,582
1,903
4,213
66,850

2,251
2,365
64
18
159
5,674
10,531

175
408
47
74
4
5,722
6,430

36
2
134
464

30,088
30,724

16

16

32

2,462
2,791
245
556
179
41,484
47,717

# 50
113

 2013

20131231

39.

()

39.5 ()
()
(g)
()
/:

2013

3,458
1,800
350
306
7,046

12,960

33
2,254
1,557
36,749
153
34
712
1,561
43,053

269
75

4,554

4,898

3,727
1,908
2,604
1,863
48,349
153
34
712
1,561
60,911

2,698
1,961
122
64
586
70

192
2,161
7,854

370
193

119

189
992
399
17
40,626
42,905

20
176

5
14

19

4,790
5,024

3,088
2,330
122
188
600
259
1,011
399
209
47,577
55,783

2012

(2)
(2)

3,767
1,222
313
141
7,060
3

12,506

610
2,269
1,464
35,615

323
34
711
1,532
42,558

446
71

4,120

4,637

4,213
1,903
2,582
1,605
46,795
3
323
34
711
1,532
59,701

2,363
2,065
120
4
480
64

159
1,168
6,423

410
236

34

181
1,057
399
27
41,375
43,719

18
161

4
8

13

4,515
4,719

2,791
2,462
120
42
488
245
1,070
399
186
47,058
54,861

(1)

* 12

(2)

114

39.

()

39.5 ()
()
(h)

GEH: (i)
, (ii) (iii)

ALCGEHGEHALCGEH

GEH

GEH

GEH70%
GEH
GEH:
2013

(1)
(1)

2012

2,249

4,453

2,268

4,444

1,228
635
4,112

2,911
25
7,389

1,081
523
3,872

2,625
1
7,070

2013123120121231
(2012: )

115

 2013

20131231

39.

()

39.5 ()
()
(h)
()
GEH

GEHGEH

2013

2012

(3)

(3)

(1)
(2)
(3)
(4)

116

(AAABBB)

(BBC)

24,748

199

3,296

11,027

2,575

11,027
28,243
2,575

1,215
630
#

3,299
29,892

199

732
1,233
2,584
1,832
159
9,839

2,080
740
1,714
20

75
269
18,500

20
1

21

2,080
743
1,714
1,967
1,863
2,604
1,908
3,727
58,451

25,637

192

3,464

9,546

1,556

9,546
29,293
1,556

1,174
521
1

3,585
30,918

194

1,100
1,084
2,547
1,831
182
10,210

2,151
822
1,039
110

71
446
15,741

34
1

35

2,151
824
1,039
2,386
1,605
2,582
1,903
4,213
57,098

@ (S&PMoodysRAMMARC)
*

# 50

39.

()

39.5 ()
()
(h)
()
:

612

12

2013

14
1
15

1
#
1

20
1
21

13

13

33
1
34

2012

27
1
28

1
#
1

34
1
35

8
#
8

42
1
43

(1)
(2)

@ 90
# 50

(i)

GEH

GEH

117

 2013

20131231

39.

()

39.5 ()
()
(j)

()

:
(a)
+100
100
(b) LTRFDR
+10
10
(c)
+5%
5%
(d)
+20%
STI
KLCI
20%
STI
KLCI
(e)
+100
100
(f) (1)
+10%
10%
(1)

2013

2012

2013

2012

(86.6)
35.4

(117.3)
49.0

(160.7)
118.5

(214.2)
157.8

12.9
(13.5)

16.9
(17.5)

12.9
(13.5)

16.9
(17.5)

13.7
(13.7)

13.3
(13.3)

78.5
(78.5)

51.2
(51.2)

13.8
0.8

14.6
0.4

54.9
23.9

34.9
16.9

(13.8)
(0.8)

(14.6)
(0.4)

(54.9)
(23.9)

(34.9)
(16.9)

(197.1)
230.3

(204.3)
241.0

(241.7)
278.6

(249.2)
290.0

14.6
(14.6)

15.9
(15.9)

35.5
(35.5)

22.5
(22.5)

118

40.

1,406
1,222
509
3,490

271
5,194
12,092

540

540

LAF (2)
LAF (2)

1,885

(1)

2013

(1)

LAF (2)
LAF (2)

(1)
(2)

19,341

31,698
309
167,854
25
3,773
223,000

9,773
7,670
7,366
15,803

1,814

42,426

127
127

4,536

7,427

37,913

19,341
11,719
8,892
39,573
19,602
167,854
2,110
9,094
278,185
6,859
285,044
51,761
1,643
338,448

898
5,509

6,407

442
442

195,974
21,549

4,047
26,260
247,830

371

371

184

5,388

43,574

195,974
21,549
898
9,927
26,702
255,050
2,137
257,187
49,146
4,036
310,369

///
LAF

119

 2013

20131231

40.

()

1,314
1,786
208
2,030

155
5,155
10,648

380

380

LAF (2)
LAF (2)

2,134

(1)

2012

(1)

LAF (2)
LAF (2)

(1)
(2)

120

16,397

21,005
555
142,376

3,733
184,066

11,447
7,371
8,598
12,347

1,901

41,664

111
111

4,014

6,828

37,515

16,397
13,141
9,157
29,811
14,932
142,376
2,056
8,999
236,869
6,803
243,672
50,491
1,780
295,943

1,083
5,001

6,084

211
211

165,139
25,656

4,161
11,213
206,169

323

323

5,156

41,484

///
LAF

165,139
25,656
1,083
9,485
11,424
212,787
2,068
214,855
46,640
5,747
267,242

40.

()

2013

(1)

(1)

2012

(1)

(1)

(1)

1,406
1,052
509
3,408

148
4,195
10,718

12,713

23,630
229
125,080
9,378

1,311
172,341

9,365
3,491
6,682
9,254

1,772

30,564

12,713
10,771
4,543
30,821
12,891
125,080
9,378
1,920
5,506
213,623
10,078
223,701

898
4,495

5,393

442
442

142,855
20,260
6,957

1,570
26,472
198,114

142,855
20,260
6,957
898
6,065
26,914
203,949
427
204,376

1,314
1,740
208
1,707

73
4,693
9,735

9,382

13,065
418
104,157
5,811

1,147
133,980

10,647
4,358
7,745
7,223

1,873

31,846

9,382
11,961
6,098
21,018
9,348
104,157
5,811
1,946
5,840
175,561
8,891
184,452

1,083
4,620

5,703

211
211

115,325
21,539
8,258

1,691
11,708
158,521

115,325
21,539
8,258
1,083
6,311
11,919
164,435
432
164,867

///

121

 2013

20131231

41.

41.1

(MRM)

MRM

41.2

()

41.3
:
1 ();
2 1 () ()
;
3

122

41.

()

41.3 ()
:
2013

2012

14,101
158
19,765
29,824
63,848

8,668
6,187
4,980
1,096
14,510
35,441

48
56

104

8,668
20,336
5,194
20,861
44,334
99,393

9,976
24
21,586
28,337
59,923

10,270
4,540
5,033
850
15,326
36,019

315
98

413

10,270
14,831
5,155
22,436
43,663
96,355

1,561
1,561

1,561
1,561

1,532
1,532

1,532
1,532

152
898

1,050

5,311

442
184
5,937

46

46

5,509
898
442
184
7,033

28
1,083

1,111

4,905

211

5,116

68

68

5,001
1,083
211

6,295

(1)
(1)

(1)

9,179
3
14,618
23,800

7,984
4,336
4,158
946
17,424

24
34

58

7,984
13,539
4,195
15,564
41,282

6,170
3
17,348
23,521

9,417
3,061
4,644
849
17,971

43
46

89

9,417
9,274
4,693
18,197
41,581

4
898

902

4,462

442
4,904

29

29

4,495
898
442
5,835

6
1,083

1,089

4,580

211
4,791

34

34

4,620
1,083
211
5,914

(1)
(1)

(1)

(1)

123

 2013

20131231

41.

()

41.3 ()
3

20131231

()

34
14
56
104

46
46

3
2013

11

/
()/3
/():


1231

/()

201
3
(107)
(44) (1)

2012

114

(114)

98
14
(26)
(5) (1)

413
17
(247)
(49)

242
45
(45)

(24)
(6)
104

(12)
(29)
201

49
(#)
114

(17)

49

#
(5)
48

#
#
#

(24)
(1)
56

65

(#)
# (2)

76
27
(7)

383
72
(52)
#

3
(1)
98

40
(30)
413

19

51

/() :
2013

2012

/()

(23)

(1)

(24)

50

(11)

40

/()

68

(17)

51

(1)
(2)
(3)

124

2
3
# 50

41.

()

41.3 ()
3 ()
2013

11

/
3
/()


1231

/()

2012

43
3
(21)

46
14

(5) (1)

89
17
(21)
(5)

74
4
(31)

(#)

42
9

116
13
(31)

1
(2)
24

(21)

34

(20)
(2)
58

5
(9)
43

(#)
(#)

(5)

46

(#)
(9)
89

(1)

(1)

(#)

/() :
2013

2012

/()

(21)

(20)

(7)

(#)

/()

(1)

(1)

(1)
(2)

2
# 50

125

 2013

20131231

41.

()

41.3 ()
3 ()

2013

11

/
3
/()


1231

2012

68
11
(23)
(5) (1)

68
11
(23)
(5)

68
21
(12)

68
21
(12)

34
11
(#)
(5) (1)

(4)
(1)
46

(4)
(1)
46

(8)
(1)
68

(8)
(1)
68

(13)

(13)

(7)

(7)

2013

2012

34
11
(#)
(5)

31
12

31
12

(11)

29

(11)

29

(9)

34

(9)

34

(11)

(11)

(6)

(6)

/() :

2013

(1)
(2)

126

2013

2012

11

11

(13)

(13)

(7)

(7)

(11)

(11)

(6)

(6)

2012

2
# 50

42.

/
()

(A)

(B) (1)

(A B = C + D + E) (2)

(C) (3)

(D)

(E)

2013

5,194
2,183 (4)
51 (5)
7,428

1,262
1,684

2,946

3,932
499
51
4,482

2,948
494
40
3,482

40

40

944
5
11
960

5,509
1,897 (6)
14 (7)
7,420

1,005
164

1,169

4,504
1,733
14
6,251

2,948
1,731
1
4,680

746

746

810
2
13
825

2012

5,155
1,825 (4)
97 (5)
7,077

740
485

1,225

4,415
1,340
97
5,852

3,347
1,333
87
4,767

95

95

973
7
10
990

5,001
1,859 (6)
41 (7)
6,901

745
107

852

4,256
1,752
41
6,049

3,345
1,751
20
5,116

595

595

316
1
21
338

(1)
(2)
(3)
(4)

(5)
(6)
(7)

127

 2013

20131231

42.

()

/
()

(A)

(B) (1)

(A B = C + D + E) (2)

(C) (3)

(D)

(E)

2013

4,195
499 (4)
41 (5)
4,735

481

481

3,714
499
41
4,254

2,814
494
39
3,347

40

40

860
5
2
867

4,495
1,733 (6)
6,228

233

233

4,262
1,733
5,995

2,814
1,731
4,545

704

704

744
2
746

2012

4,693
952 (4)
66 (5)
5,711

298

298

4,395
952
66
5,413

3,355
945
63
4,363

95

95

945
7
3
955

4,620
1,752 (6)
6,372

371

371

4,249
1,752
6,001

3,352
1,751
5,103

617

617

280
1
281

(1)
(2)
(3)
(4)

(5)
(6)

128

43.

:
1
1

43.1

43.2

2013
$000

2012
$000

2013
$000

2012
$000

4,759,496
2,856,314
7,615,810
1,329,853
3,251,621
12,197,284

3,484,131
2,719,085
6,203,216
915,270
1,981,694
9,100,180

4,117,189
2,264,338
6,381,527
694,046
2,032,148
9,107,721

2,955,362
2,369,053
5,324,415
188,433
1,466,867
6,979,715

333,829
2,036,046
1,796,114
4,780,148
795,199
1,033,645
262,901
1,159,402
12,197,284

285,983
1,756,473
1,648,358
2,944,882
594,564
460,575
321,770
1,087,575
9,100,180

74,814
1,341,502
1,298,702
3,643,956
768,337
1,049,630
64,607
866,173
9,107,721

42,474
1,415,868
1,300,388
2,112,801
582,844
523,985
74,311
927,044
6,979,715

7,302,367
1,246,295
887,196
2,320,320
287,600
153,506
12,197,284

5,650,283
1,107,766
868,412
1,153,510
240,054
80,155
9,100,180

7,453,610
131,039

1,063,880
305,686
153,506
9,107,721

5,836,483
248,115

551,454
263,508
80,155
6,979,715

129

 2013

20131231

44.

44.1
:
1
1
44.2
():
1
15
5

44.3

44.4

44.5

130

2013
$000

2012
$000

2013
$000

2012
$000

59,946,342
16,252,722
76,199,064

52,530,534
13,763,878
66,294,412

35,368,311
13,361,541
48,729,852

30,804,258
11,306,082
42,110,340

44,609
54,397

99,006
270,446
474,679
844,131

49,841
55,867
27
105,735
140,413
499,498
745,646

14,921
13,717

28,638
216,612
522,843
768,093

17,640
16,188

33,828
83,236
440,058
557,122

77,043,195

67,040,058

49,497,945

42,667,462

1,341,487
6,000,523
6,708,709
12,228,506
3,256,549
15,883,631
24,102,195
6,677,464
76,199,064

1,342,297
5,531,068
4,848,792
10,501,410
3,171,384
13,685,566
21,033,097
6,180,798
66,294,412

710,074
2,920,106
5,274,889
10,051,478
2,680,292
10,102,734
13,314,321
3,675,958
48,729,852

724,808
2,700,456
3,734,292
8,527,585
2,866,893
8,410,817
11,721,431
3,424,058
42,110,340

57,246,041
7,129,925
2,943,373
6,256,444
1,700,415
922,866
76,199,064

50,312,328
6,337,313
2,661,544
4,884,744
1,466,409
632,074
66,294,412

41,189,465
332,744

4,577,642
1,707,135
922,866
48,729,852

36,002,730
139,053

3,863,263
1,473,220
632,074
42,110,340

45.

( 24)


( 25)
( 26)
( 30)

2013
$000

2012
$000

2013
$000

2012
$000

230,687
19,302
793,115
24,503
1,042,115
2,109,722

118,497
19,687
1,464,467

453,504
2,056,155

230,687
19,302
793,115

876,730
1,919,834

118,497
19,687
1,464,467

343,684
1,946,335

1,896,941

1,858,816

1,732,537

1,751,402

49440 (2012: 151580)

17410(2012: )

46.

47.

1
15
5

2013
$000

2012
$000

2013
$000

2012
$000

46,249
58,280
258
104,787

44,079
49,218
80
93,377

20,941
24,597

45,538

18,222
8,289

26,511

131

 2013

20131231

48.

48.1

()

(a)
201311
/()
20131231

#
#
#

7
4
11

15
3
18

(b)
201311

20131231

161
7
168

102
53
155

40
#
40

1,208
64
1,272

(c) (1)
201311

20131231

312
18
330

23
11
34

#
#
#

(d)
20131231:

1
#
#
4

#
1
2
1
1

#
#

2
1

#
28
1
121
#

20121231:

1
#
#
3

#
1
2
1
#

#
#

1
#

#
13
#
89
#

(1)
(2)

132

# 50

119
(76)
43

48.

()

()

(a)
201311
/()
20131231

5,812
3,566
9,378

2
9
11

12
1
13

119
(76)
43

(b)
201311
()/
20131231

10,158
(1,301)
8,857

149
6
155

80
57
137

38
(#)
38

410
(71)
339

643
701
1,344

312
13
325

14
10
24

#
#
#

(d)
20131231:

86
143
8
31
230

#
#

#
#

#
#

#
#

#
1

121
#

20121231:

95
160
7
23
235

#
#

#
#

#
#

#
#

#
1

89
#

(c) (1)
201311

20131231

(1)
(2)

# 50

48.2

2013

2012

35
11
46

36
12
48

2013

133

 2013

20131231

49.

/
201411:

FRS 27 ()
FRS 28 ()
FRS 32 ()
FRS 36 ()
FRS 39 ()
FRS 110
FRS 111
FRS 112
FRS 27, 110, 112 ()

FRS 110
FRS 110
(2.2.1
2.2.2)
FRS 112

()

50.

(a) 201416 ()
201433
(b) 2014114 () 207,545,680
8.851838300
15.3%20.0%
2014

134

65 Chulia Street
#06-00 OCBC Centre
Singapore 049513
: (65) 6318 7222
: (65) 6533 7955
www.ocbc.com
56

63 Market Street
#22-00
Bank of Singapore Centre
Singapore 048942
: (65) 6559 8000
: (65) 6559 8180
www.bankofsingapore.com

1 Pickering Street
#13-01 Great Eastern Centre
Singapore 048659
: (65) 6248 2000
: (65) 6532 2214
www.greateasternlife.com

65 Chulia Street
#18-01 OCBC Centre
Singapore 049513
: (65) 6417 6800
: (65) 6417 6801
www.lionglobalinvestors.com

18 Church Street
#01-00 OCBC Centre South
Singapore 049479
: (65) 6535 2882
: (65) 6538 9115
www.iocbc.com

65 Chulia Street
#11-00 OCBC Centre
Singapore 049513
: (65) 6530 1235
: (65) 6533 3770

65 Chulia Street
#11-00 OCBC Centre
Singapore 049513
: (65) 6530 1675
: (65) 6538 6916

18 Cross Street
#11-01/03
China Square Central
Singapore 048423
: (65) 6533 0818
: (65) 6536 1464

Unit 2 Level 5
Dar Takaful IBB Utama
Jalan Pemancha
Bandar Seri Begawan
BS 8711
Negara Brunei Darussalam
: (673) 2230 826
: (673) 2230 283

Units 17 & 18 Block B

Bangunan Habza
Spg 150, Kpg. Kiarong
Bandar Seri Begawan
BE 1318
Negara Brunei Darussalam
: (673) 2233 118
: (673) 2238 118
www.greateasternlife.com

Unit 2 Level 5
Dar Takaful IBB Utama
Jalan Pemancha
Bandar Seri Begawan
BS 8711
Negara Brunei Darussalam
: (673) 2230 826/
2230 836
: (673) 2230 283

PT Bank OCBC NISP Tbk

OCBC NISP Tower

Jl. Prof. Dr. Satrio Kav. 25
Jakarta 12940
Indonesia
: (62) 21 2553 3888
: (62) 21 5794 4000
www.ocbcnisp.com
PT Bank OCBC NISP Tbk
339

PT Great Eastern Life

Indonesia

Menara Karya 5th Floor

Jl. H.R. Rasuna Said Blok X-5
Kav.1-2
Jakarta 12950
Indonesia
: (62) 21 2554 3888
: (62) 21 5794 4717
www.greateasternlife.com
PT Great Eastern Life Indonesia
18

PT OCBC Sekuritas Indonesia

The East 36th Floor
Jl. Dr. Ide Anak Agung Gde
Agung Kav. E. 3.2 No. 1
Jakarta 12950
Indonesia
: (62) 21 5795 8038
: (62) 21 5795 8039

OCBC Bank (Malaysia) Berhad

Menara OCBC
18 Jalan Tun Perak
50050 Kuala Lumpur
Malaysia
: (603) 2034 5034
: (603) 2698 4363
www.ocbc.com.my

: 1300 88 5000 ()
: 1300 88 7000 ()

: (603) 8317 5000 ()

: (603) 8317 5200 ()
OCBC Bank (Malaysia) Berhad
31

OCBC Al-Amin Bank Berhad

25th floor Wisma Lee Rubber

1 Jalan Melaka
50100 Kuala Lumpur
Malaysia
: (603) 2034 5034
: (603) 2698 4363

: 1300 88 0310 ()
: 1300 88 0255 ()

: (603) 8314 9310 ()

: (603) 8314 9090 ()
OCBC Al-Almin Bank Berhad
10

Licensed Labuan Bank

(940026C) Level 8 (C)
Main Office Tower
Financial Park Labuan
Jalan Merdeka
87000 Labuan
Federal Territory
Malaysia
: (60 -87) 423 381 /82
: (60 -87) 423 390
Great Eastern Life Assurance
(Malaysia) Berhad

Menara Great Eastern

303 Jalan Ampang
50450 Kuala Lumpur
Malaysia
: (603) 4259 8888
: (603) 4259 8000
www.greateasternlife.com
Great Eastern Life Assurance
(Malaysia) Berhad
21

Overseas Assurance
Corporation (Malaysia)
Berhad

Level 18
Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur
Malaysia
: (603) 4259 7888
: (603) 4813 2737
www.oac.com.my
Overseas Assurance Corporation
(Malaysia) Berhad
146

Great Eastern Takaful

Berhad (916257-H)
(formerly known as
Great Eastern Takaful
Sdn Bhd)
Level 3
Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur
Malaysia
: (603) 4259 8338
: (603) 4259 8808
www.i-great.com
Great Eastern Takaful Berhad
4

Pacific Mutual Fund Bhd

1001 Level 10 Uptown 1
No. 1 Jalan SS21/58
Damansara Uptown
47400 Petaling Jaya
Selangor Darul Ehsan
Malaysia
: (603) 7725 9877
: (603) 7725 9860
www.pacificmutual.com.my
Malaysia Nominees (Asing)
Sendirian Berhad
Malaysia Nominees
(Tempatan) Sendirian Berhad
13th Floor Menara OCBC
18 Jalan Tun Perak
50050 Kuala Lumpur
Malaysia
: (603) 2034 5929
: (603) 2698 4420/
(603) 2694 3691

Sakura Tower
Unit 1202 12th Floor
339 Bogyoke Aung San Road
Kyauktada Township
Yangon
Union of Myanmar
: (951) 255 409
: (951) 255 410
The Great Eastern Life
Assurance Co Ltd

Unit 03-09 (Level 3)

Nat Mauk Road
Bo Cho Quarter
Bahan Township
Yangon
Union of Myanmar
www.greateasternlife.com

()
22/F Tower One and
Exchange Plaza
Ayala Triangle, Ayala Avenue
1226 Makati City
Philippines
: (632) 479 8988
: (632) 848 5223

Unit 2501-2 25th Floor

Q House Lumpini
1 South Sathorn Road
Tungmahamek Sathorn
Bangkok 10120
Thailand
: (66) 2 287 9888
: (66) 2 287 9898

OCBC Advisers (Malaysia)

Sdn Bhd
13th Floor Menara OCBC
18 Jalan Tun Perak
50050 Kuala Lumpur
Malaysia
: (603) 2034 5649
: (603) 2691 6616
OCBC Capital (Malaysia)
Sdn Bhd
13th Floor Menara OCBC
18 Jalan Tun Perak
50050 Kuala Lumpur
Malaysia
: (603) 2034 5649
: (603) 2691 6616

135

 2013

Unit 708-709 Level 7

Saigon Tower
29 Le Duan Street
District 1
Ho Chi Minh City
Vietnam
: (84) 8 3823 2627
: (84) 8 3823 2611

()

1155
: 200135

: (86) 21 5820 0200

: (86) 21 6876 6793
www.ocbc.com.cn

Great Eastern Life

(Vietnam) Co Ltd

HD Tower, Level 8
25 Bis Nguyen Thi Minh
Khai Street
District 1
Ho Chi Minh City
Vietnam
: (84) 8 6288 6338
: (84) 8 6288 6339
www.greateasternlife.com

()
916

Great Eastern Life (Vietnam)

Co Ltd 1
1

Sanno Park Tower

5th Floor 11-1
Nagata-cho 2 chome
Chiyoda-ku Tokyo 100-6105
Japan
: (81) 3 5510 7660
: (81) 3 5510 7661

9th Floor Seoul Finance Center

136 Sejong-Daero
Jung-gu Seoul 100-768
Republic of Korea
: (82) 2 754 4355
: (82) 2 754 2343
BOS Securities Korea Co.
13F Gangnam Finance Center
737 Yeoksam-Dong
Gangnam-Gu Seoul 135-080
Republic of Korea
: (82) 2 2186 8000
: (82) 2 2186 8080

136

No. 26 North Yue Tan Street

Heng Hua International
Business Centre
710A Beijing Xi Cheng
District Beijing 100045
Peoples Republic of China
: (86) 10 5856 5501
: (86) 10 5856 5502

27th Floor Building Saturn B1

No. 92 Xingguang Road
New North Zone
Chongqing 401121
Peoples Republic of China
: (86) 23 6381 6666
: (86) 23 6388 5566
www.lifeisgreat.com.cn

333
121206
: 200021

: (86) 21 5116 0529

: (86) 21 5116 0555

1
24-25
330038

: (86) 791 8677 6133

: (86) 791 8677 2268
www.avictc.com

1116

77

700
315100

: (86) 574 8705 0028

: (86) 574 8705 0027
www.nbcb.com.cn

9
217 (
20141)

: (852) 2840 6200

: (852) 2845 3439

1
135
: (852) 2846 3980
: (852) 2295 3332
OCBC Nominees (Hong Kong) Ltd

: (852) 2840 6200

: (852) 2845 3439

105
2052203

: (886) 2 2718 8819

: (886) 2 2718 0138

801 South Figueroa Street

Suite 970
Los Angeles CA 90017
United States of America
: (1) 213 624 1189
: (1) 213 624 1386

1700 Broadway 18/F

New York NY 10019
United States of America
: (1) 212 586 6222
: (1) 212 586 0636

Level 2
75 Castlereagh Street
Sydney NSW 2000
Australia
: (61) 2 9235 2022
: (61) 2 9221 5703

The Rex Building 3rd Floor

62 Queen Street
London EC4R 1EB
United Kingdom
: (44) 20 7653 0900
: (44) 20 7489 1132

BOS Trust Company (Jersey) Ltd

3rd Floor Forum House
Grenville Street St. Helier
Jersey JE2 4UF
Channel Islands
: (44) 15 3488 0888
: (44) 15 3463 4122

602 Level 6 Building 4

Emaar Square
Skeikh Zayed Road
P.O. Box 4296
Dubai U.A.E
: (971) 4427 7100
: (971) 4425 7801

2014214

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112RobinsonRoad 05  01
Singapore068902
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