CREDIT OFFICERS (2 POSITIONS)

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly
organized Credit Officers (2 positions) to join Credit Team.
JOB SUMMARY
The Credit Officer will be responsible for appraising all types of loans, carrying out
effective and efficient loan follow up/monitoring with a view to maintain a growing
and quality loan portfolio. S/he should also be responsible for supervising the
appraisal of applications as compiled by subordinates.
Reporti ng Li ne: To Credit Manager
Locati ons: Dar es Salaam, Mwanza
Work Schedul e: As per TPB Staff regulations
Sal ary: Commensurate to the Job Advertised
Essenti al Duti es and Responsi bi l i ti es:-
Appraise credit applications for review by Branch Manager before submitting to
Branch Credit Committee.
Advising loan applicants on fate of applications, terms and conditions of
approvals.
Reviewing and consolidating reports and submitting consequential reports to
Branch Manager.
Monitor repayments of disbursed loans and recommend to the Branch Manager
appropriate recovery measures against defaulters.
Reviewing and classifying portfolio on weekly basis and submit the report to
Branch Manager.
Attend any other duties as may be assigned by the Credit Manager.
Key Performance Indi cators:
Customer Satisfaction
Individual Productivity and Turnaround time
Minimum Cash Differences
Timely Validation of Transactions
KEY RELATIONSHIPS
Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as
amended by Act No. 11 of 1992. TPB is a Bank that provides competitive
financial services to our customers and creates value for our stakeholders
through innovative products.
TPB is a Bank, whose vision is to be the leading bank in Tanzania in the
provision of affordable, accessible and convenient financial services. As part
of effective organizational development and management of its human capital
in an effective way, TPB commits itself towards attaining, retaining and
developing the highly capable and qualified workforce for TPB betterment and
the Nation at large.
Internal: TPB Staff
External: Regulators, Clients,Consultants
AUTHORITY LEVELS
As set down in TPBs policy and procedures for a position at a Credit Officer
EXPERIENCE AND KNOWLEDGE REQUIRED
Educati on: Bachelors degree in Economics, Commerce, Business
Administration, Accounting, Finance, banking or other related discipline
Experi ence: Experience of at least 2 years as a Credit Officer
Ski l l s / Attri butes: High level of integrity.
Must be keen on details.
Excellent communication and report writing skills.
Ability to work under pressure and minimal supervision.
Personable and able to relate to people at all levels.
Effective negotiation with customers
Applicants are invited to submit their Curriculum Vitae and Application Letter
(i ndi cati ng the posi ti on ti tl e i n the subject headi ng) via e-mail to:
recrui tment@postal bank.co.tz . Applications via other methods will not be
considered. If you are not contacted by Tanzania Postal Bank within seven days
after the deadline, consider your application was unsuccessful. Short listed
candidates may be subjected to any of the following: a security clearance; a
competency assessment; physical capability assessment and reference checking.
Applicants need to submit only the Curriculum Vitae (CV) and the Letter of
Applications indicating the Job advertised and the region of preference. Other
credentials will have to be submitted during the interview for authentic check and
other administrative measures and should not in any way be attached during
application.
Tanzani a Postal Bank i s an Equal Opportuni ty Empl oyer and i s very
commi tted to envi ronmental , heal th and safety Management.
Pl ease forward your appl i cati ons before 23
rd
Jul y 2014