Professional Documents
Culture Documents
ACKNOWLEDGEMENT
The
events
and
the
process
leading
to
the
Executive Summary
Internship is an integral part of MBA programme. For the sake of internship the most initial
thing is to have a practical experience. This effort may get a student to get a practical
experience if right organization is selected. During the internship, a student comes to particle
knowledge. He/she learns what he has studied so far. As an MBA student I have also done my
internship at Askari Commercial Bank Shadman main branch Lahore. Here I come to know a
different and very interesting experience of learning and working with people. This internship
report consists of followings.
This report consists of history of Askari bank. In this chapter I also described the role of Askari
bank, vision and mission statement, business philosophy, corporate objectives and market of
Askari bank. In the second chapter I described the management system of Askari bank which
includes organizational structure, management hierarchy, company profile, management social
responsibilities and policy formation process.
In the third chapter I explained the marketing mix of Askari bank which includes product, price,
place and promotion. In the fourth chapter I briefly performed the SWOT analysis and
competitor analysis of Askari bank. In the fifth chapter I performed the financial analysis of
Askari bank which includes ratio analysis, horizontal and vertical analysis. In the last chapter I
briefly described the training programme, departmental detail of Askari bank. In the last I also
described the problems which I faced and also list out some suggestions.
I have learned many things during my internship program which enables me to manage my
work properly and gave me confidence in decision making. In my opinion Askari bank limited
performs its task very well and satisfy their employees and customers with full responsibility.
TABLE OF CONTENTS
CONTENTS
PAGE NOs:
01
a) Evaluation of banking
01
b) Growth of banking
03
05
06
Mission statement
07
Vision statement
07
b) Introduction of Askari
I.
05
08
Business philosophy
08
08
III.
Corporate culture
09
IV.
Corporate objective
13
II.
i.
14
ii.
Core values
14
V.
Market standing
i.
Definitions by PACRA
II.
16
16
17
17
i.
Policy statement
17
ii.
Introduction
18
iii.
18
iv.
20
v.
20
21
i.
Managerial policies
21
ii.
Financial policies
21
iii.
Procurement policies
21
iv.
Marketing policies
22
v.
Promotional policies
22
vi.
Lending policies
23
vii.
Personal policies
23
d) Competitors
24
e) Business volume
25
f) Product line
26
I.
Consumer banking
26
Islamic banking
27
III.
Agriculture banking
28
IV.
Corporate banking
28
II.
3. Organizational structure
32
33
34
35
d) Main Branches
36
e) Introduction to departments
37
I.
II.
37
i.
Classification of accounts
40
ii.
42
iii.
45
iv.
Deceased account
47
v.
Account closure
47
ATM department
48
III.
Remittance department
48
IV.
55
Accounts department
65
Credit department
69
81
V.
VI.
VII.
VIII.
IX.
X.
Clearing department
82
Cash department
89
Locker department
90
91
92
92
93
93
5. Training program
a) Operations performed by the departments
I.
94
94
94
II.
Account department
94
III.
Clearing department
95
IV.
Cash department
98
b) Operations/activities I performed
I.
99
99
II.
Account department
102
III.
Clearing department
104
IV.
Cash department
107
Department hierarchy
II.
No of employees
III.
Sub department
7. Marketing functions
I.
Product
II.
Price
III.
Place
IV.
Promotion
II.
III.
Performance management
IV.
Compensation policy
9. Critical analysis
a) Financial analysis
I.
II.
III.
Ratio analysis
Horizontal analysis
Vertical analysis
b) Competitive analysis
c) Future prospects
10. SWOT analysis
a) Strengths
b) Weaknesses
c) Opportunities
d) Threats
11. Conclusion
12. Recommendation
13. References and sources
14. Annexes