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CALIFORNIA

APRIL 2015

Senior

Join

the CAPPUCCINO
CRUISERS in Folsom

walk with the


ANIMALS

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Auburn
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Cal Senior_April.indd 3

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ON THE COVER CALIFORNIA


CAPPUCCINO CRUISERS
CLUB COORDINATOR
Ray Marchese with
granddaughter Danielle
Photography by Anne Stokes

Senior

APRIL 2015. Produced by


Gold Country Media
CEO

Jeremy Burke
(530) 852-0200

GENERAL
MANAGER

Jim Easterly
(530) 852-0224

EDITOR

Penne Usher
(530) 852-0245

PROJECT
DIRECTOR

INSIDE

06

CAPPUCCINO CRUISERS

08

SACRAMENTO ZOO

10

BAYSIDE ACTIVITES

12

WALK WITH EASE

14

FINANCIAL COLUMN

15

SENIOR COLUMN

16

LEGAL COLUMN

18

CALENDAR

21

RECIPE

23

GAMES

Cal Senior_April.indd 4

ART DIRECTOR

06

CONTRIBUTING
WRITERS

Laura Newell
Anne Stokes
Art Garcia

Penne Usher
penneu@goldcountrymedia.com

Tea and Tours

ADVERTISING INQUIRIES
Rebecca Regrut
rebeccar@goldcountrymedia.com

Groups to join

08

with Art Garcia

Get Organized with Jamee Horning

Estate Planning

Laura Smith
(530) 852-0276

EDITORIAL INQUIRIES

Drive into Folsom

In Partnership with Arthritis Foundation

Rebecca Regrut
(530) 852-0222

10

Copyright 2015. All rights reserved.


No part of this publication may
be reproduced without written
permission of the publisher. The
publisher shall not be responsible
for any liabilities arising from the
publication of copy provided by
any advertiser for California Senior
Magazine. Further, it shall not be
liable for any act of omission on the
part of the advertiser pertaining to
their published advertisement in
California Senior Magazine.

PUBLICATION DESIGNED BY:


Gold Country Media Services.
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CAPPUCCINO CRUISERS
DRIVE INTO FOLSOM

By Laura Newell

arm spring nights means its time anyone who is a classic car enthusiast and on
to cruise the streets with the longest occasion wants to help. Our motto is family,
running and largest weekly cruise friends, fun and classic cars.
night in Northern California.
Marchese said the overall goal of the evening
This is the start of 20 years for the Cappuc- is to provide a family-friendly atmosphere
cino Cruisers Classic Car Club, said Ray where classic car owners can come to compare
Marchese, Cappuccino Cruisers Classic Car and show off their cars and people of all ages
Club events coordinator and DJ. It is rolling can come to look at the cars and reminisce.
history, these classics can give comfort to folks
of days gone by when there were less worries Older folks like to reminisce; I had one of
in life. You could leave your keys in the car those, I did this in my first car, etc. Those same
and unlike today it would be there when you people can then tell their grandkids about
what they had and the memories, Marchese
returned to it.
said. For the owners, they are re-owning their
The event is open to all automobiles made youth and what they did through getting that
prior to 1974, Marchese said. Our evenings car they had in high school back again. This is
include music, raffles, food and three spon- an event for the whole family to do together
sored awards weekly. The club is open to with no cost.

Along with their weekly cruise nights, the


club also hosts several community-oriented
classic car show events that give back to the
community.
In the past 19 years, we have contributed to
organizations including The Twin Lakes Food
Bank, The Orangevale Food Bank, The Folsom Zoo, Shriners Hospital, Folsoms K-9 unit
and Mounted Patrols, Boy Scouts, Roseville
and Rocklins K-9 units and many others,
Marchese said.
Marchese and his wife Chris are two of the
original founders of the Cappuccino Cruisers
Classic Car Club.
We decided in late 1995 to start a weekly clas-

Cappuccino Cruisers club coordinator Ray Marchese at home in Orangevale with his 1964
Ford Mustang which her purchased in 1992 and restored. Not one to keep this pony stabled,
Marchese gets around town in this classic car.

CAPPUCCINO CRUISE NIGHT

Photos by Anne Stokes

Events will be weekly from 4:30 8:30 p.m., starting Wednesday, April
15, in the parking lot next to Kohls at
1013 Riley St., Folsom.

FOR MORE INFORMATION


(916) 988-6376 or
visit capcruz.com

APRIL 2015

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sic car gathering after my wife saw a notice


in the paper that a coffee shop was interested in hosting something to attract business,
Marchese said. We met with the shop owner,
decided what and how we would approach
the get together and it began.

Cappuccino Cruisers club coordinators Chris, left, and Ray Marchese at their Orangevale home
with their 1947 Dodge truck and 1964 Ford Mustang.

Marchese said for other classic car enthusiasts


who want to join the club or get involved can
contact him.
We are always welcoming new folks into the
group who might have just got a car, moved
into the area with a car, just like looking at the
old cars and want to help, inherited a family
vehicle or are just interested, Marchese said.
For more information, call (916) 988- 6376 or
visit capcruz.com.

CALIFORNIA SENIOR MAGAZINE

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The Sacramento Zoo is home to a flock of American flamingos. At the zoos upcoming Tea &
Tours program for seniors, docents will share interesting information about animals such as
these, as well as insights into the animals care and behavior.
Photos by Anne Stokes

SACRAMENTO
ZOO TEA &
TOURS
By Anne Stokes

he Sacramento Zoo has been a mustsee family friendly attraction for over
80 years. Since opening in 1927, it has
grown from 4 acres and 40 animal exhibits to
14 acres and more than 500 animals. Throughout the years, the zoo has gone through several
waves of renovations in order to better serve
the needs of its inhabitants, as well as to better
educate and engage the thousands of visitors
that come through its turnstiles year after year.
One such program that aims to inspire and
educate visitors, and designed with seniors
interests in mind, is the zoos Tea & Tours
program. On Monday mornings in May and
September, seniors age 55 and older can get to
know more about the various animals on exhibit and their care.
You get a nice tour where you get to walk
around, see all of these animals, learn fun
facts, learn about their personalities, something you wouldnt get at your typical day at
the zoo when wandering around, explains
Tonya Candelaria, public relations coordinator with the Sacramento Zoo. And then we
end the morning with tea, tea sandwiches,
cookies and light refreshing treats.
A large part of the Sacramento Zoos mission
consists of education and conservation programs, reaching an average of 60,000 to 80,000
students annually. Their Tea & Tours program is
designed to appeal specifically to senior visitors.
People forget that the zoo is for everyone, for
all ages. Its not just for the little kids, Candelaria said. Animals fascinate people of all
ages and [docents have] stories to tell. And
sometimes there are stories to tell that we cant
tell the young children, which we can tell the
adults. So this is a great time to come out and
see the animals at your own pace.
Reservations are $15 per person and need to
be made two weeks in advance. They can be
made online at: www.saczoo.org or by phone
at (916) 808-5889

APRIL 2015

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The zoo's upcoming Tea & Tours program for seniors will give visitors
insights into the personalities and care for animals such as these, as
well as the over 500 other animals on exhibit.

Volunteer docent Patty French educates visitors about the American flamingos at the Sacramento Zoo, including why they're such a vibrant pink
color and their brooding habits.

The Sacramento Zoos lion cubs, born October 24th, are a popular draw.

The Sacramento Zoos newest exhibit, Small Wonders of Africa, is home


to a colony of fruit bats, an aardvark, fennec foxes, and a group of Wolfs
Guenon monkeys.

Volunteer docent
trainee Steve
Scott educates
Sacramento Zoo
visitors about
giraffes, including
information about
their diet and why
they have such
long necks and
purple tongues.

CALIFORNIA SENIOR MAGAZINE

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ACTIVITIES IN ABUNDANCE AT

BAYSIDE
By Art Garcia

ost churches are sanctuaries with


open arms and open doors, but few
offer as many services, programs,
meetings and global outreaches as Bayside
Church with a Granite Bay campus in Roseville and three affiliated campuses in Folsom,
Lincoln, midtown Sacramento and the newest,
Blue Oaks in Roseville.
Bayside, affiliated with the Covenant Church,
is devoted to the Bible and passionate about
being the hands and feet of Jesus. That ministry reaches out to everybody, including special programs for seniors, all at no charge.
If youre in your mid-50s or older and single, divorced or widowed, you might check
out the Summit for Singles 55 and Better that
meets on Thursdays from 7 p.m. to 8:30 p.m. at
the Granite Bay campus.
The Summit is for those in the same life stage
seeking friendly community, a closer connection with God and a broad range of activities,
as spelled out on the church Web site, www.
baysideonline.com.
Besides the programs teaching and smallgroup discussions, Summit seniors also enjoy

10

weekly activities to expand friendships while


adventuring on walks and easy hikes, kayaking, golf, movies, theater, potlucks and game
nights. You can email singles@baysideonline.
com with questions and to obtain more information. The Summit draws 50 to 60 men and
women seniors.

Were here to help with your hurts, hang-ups


and habits and were here 52 weeks a year, the
church web site explains. This experience of
recovery truly allows us to be changed. Youre
welcome to stop by any time.

Mens Recovery groups discuss substance


abuse, codependency, chemical addiction,
Also on Sundays, the church holds 9:45 a.m. anger and sexual addictions. Womens
sessions called the 55+ Ministry. Its a teach- groups cover the same topics, plus love and
ing environment. We have rap tables and a relationships and physical and emotional
teacher, said Steve Yarrow, Baysides Pastor sexual abuse.
of Connections at Granite Bay in Roseville.
Attendance averages between 70 and 80 men The Grief Share Support Group is a 13-week
and women seniors.
video series offering support for those grieving the loss of a loved one.
The church also schedules several recovery support groups. Celebrate Recovery for Bayside mission teams have outreach trips
Adults is scheduled from 7 p.m. to 9 p.m. ev- planned for this summer to Cambodia, Guaery Friday night. Dinner for $5 is available be- dalajara, Colombia and the Czech Republic.
tween 6 p.m. and 7 p.m.
Sunday church services for adults and kids are
A large Recovery group session, with personal
at 9:30 and 11:15 a.m. and 6 p.m., with weektestimonies or guest speakers, is held from 7
end attendance put at more than 10,000. Sep.m. to 8 p.m. and the 8 p.m. to 9 p.m. hour
niors help by serving at the gatherings.
is for open share small groups. Conversation,
coffee and desserts priced at $1 are offered For more information on programs and
between 9 p.m. and 10 p.m. at the Solid Rock classes, visit the Bayside web site or call
Caf on the Granite Bay campus.
(916) 791-1244.

APRIL 2015

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CALIFORNIA SENIOR MAGAZINE

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3/20/15 6:21 PM

WALK WITH EASE PROGRAM IN PLACER COUNTY

lacer Independent Resource Services


(PIRS), in partnership with the Arthritis Foundation continues to provide
The Arthritis Foundation Walk with Ease
Program for adults over 60 in Placer County. PIRS will be providing this program from
March 16, through April 23, 2015 at the Johnson-Steamview Park located at 5480 Fifth
Street in Rocklin. The group will meet Monday, Tuesday and Thursday from 10 -11:00
am for a total of 18 sessions for this comprehensive program. This is a free program to
all senior participants.
Walk with Ease is a structured walking program that offers support, information and
tools to help participants develop successful
exercise routines. Individuals join others
in an eighteen session group series led by a
certified leader. During the program, participants will learn proper stretching and pain
12

management techniques, as well as build


stamina and walking pace. The program
can even be modified to meet the needs of
individual participants so that each person
can develop an exercise routine that fits their
unique goals.
Pre-registration for The Arthritis Foundation
Walk with Ease Program is necessary. Please
let us know if special accommodations are
necessary. If you are interested in attending,
or for more information, please contact Michele Irwin, certified Walk with Ease Instructor, at Placer Independent Resource Services

for people with disabilities enabling them to


control their alternatives for independent living.
The Arthritis Foundation is the leading
health organization addressing the needs of
some 46 million Americans living with arthritis, the nations most common cause of
disability. Founded in 1948, with headquarters in Atlanta, the Arthritis Foundation has
multiple service points located throughout
the country and offers programs that can decrease the pain and disability associated with
arthritis.

(PIRS), 11768 Atwood Road, #29, Auburn,


CA 95603. (530) 885-6100 ext. 12, TTD, (530)
885-0326, mirwin@pirs.org.
PIRS is a non-profit, independent living center. Our mission is to advocate, empower,
educate the community and provide services

APRIL 2015

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CALIFORNIA SENIOR MAGAZINE

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3/20/15 6:21 PM

ADVICE
TOUGHER RULES FOR RETIREMENT FUND ADVICE
By Art Garcia

resident Obama in February


called for tougher standards
for investment brokers
whomanage retirement savings
accounts, requiring them to act in
a clients best interest by disclosing
any fees or other payments they
receive for recommending certain
investments.

savings, Labor Secretary Tom Perez said. The financial industry


counters that the White House and Labor Department have distorted
the issue and disregarded existing tough regulations for investment
brokers.

We have ongoing concerns that the Department of Labor and the


White House have completely ignored the existence of the robust
regulatory regime under the Securities and Exchange Commission and
the Financial Industry Regulatory Authority, and this re-proposal could
make it harder to save for retirement by cutting access to affordable
He lashed out at financial advice and limiting options for savers, said Kenneth Bentsen, chief
advisors who, he said, are executive of the Securities Industry and Financial Markets Association.
bilking clients for their own
Fiduciary responsibility means youre acting as the clients conscience,
benefit and peddling snake oil. The proposed rules, which the
in a sense. Youre acting as their guardian angel, said Nicholas
White House can enact without congressional approval, would require
Crane, senior vice president and portfolio manager at RBC Wealth
that financial advisors act as fiduciaries for their clients, putting the
Management in El Dorado Hills. How the whole thing plays out,
customers interests before their own compensation or company
youve got me. Our industry is fighting the Obama proposals hard.
profits when recommending buying or selling investments.
Our industry likes to make money for itself.
Under current rules, brokers are required to recommend only
Crane, an investment adviser for 33 years, said he always acts in his
suitable investments, based on finances, age and how much risk is
clients interest. Im held to a fiduciary standard. I have discretionary
appropriate for the client. We already use the fiduciary standard. We
management of client portfolios. I must---not only by law, but in good
think the Obama proposal is a really good idea, said Tia Florence, a
conscience---act in my clients best interests.
certified financial planner with Lane Florence LLP, a financial planning
firm with offices in Folsom and Cameron Park. What ever happens Many investment firms dont want the fiduciary standard, preferring
at an advisers desk should be a better deal for the investor than it is a suitability standard. Yet the government wants to insist all
for the adviser, she said. Stepping up the bar on advising retirement recommendations be made on a fiduciary basis, where youre acting on
plans is a good thing.
behalf of the client, versus trying to sell something to the client, Crane
A report by Obamas Council of Economic Advisors estimated that
investors receiving conflicted advice earn lower returns, about
1 percentage point a year, than other investors. That runs up to
approximately $17 billion in lost returns, just in individual retirement
accounts. Over time, the report said, the losses can amount to tens of
thousands of dollars for the average worker. A fact sheet distributed by
the White House said imposing a fiduciary standard on brokers would
crack down on backdoor payments and hidden fees.

said. Do I think fiduciary is a better standard? I sure do.

Art Garcia is a former Wall Street Journal reporter and has written
on business and finance for numerous national and international
publications. He lives in El Dorado Hills.

The proposals were submitted by the Department of Labor to the


White House for review and later will go out for public comment. The
agency recommended similar regulations five years ago but they were
beaten back by heavy opposition from the financial industry and some
in Congress from both parties. The industry reportedly handles $11
trillion in Americans retirement savings.
The corrosive power of fine print, hidden fees and conflicted advice
can eat away like a chronic illness at peoples hard-earned retirement
14

APRIL 2015

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TIME TO TACKLE HOME SAFETY


AND REPAIR PROJECT
JAMEE HORNING | Executive Director, Seniors First
For more information on these and other services for Placer County seniors,
contact: Seniors First at (530) 889-9500 or visit www.seniorsrst.org

heres something about the warming


temperatures and budding flowers that
produce an almost irrepressible urge to
organize, de-clutter and clean. As you bring in
spring by tackling your closets, junk drawers
and windows, also consider these helpful tips:

and family heirlooms are chronicled,


photographed and within a few steps reach.
In the event of an emergency, you will be
thankful you have them handy.

Looking for resources or assistance with your


spring cleaning tasks? Seniors First offers a
The recent return to Daylight Savings Time is free Senior Resource Guide with listings for
a benchmark for changing batteries in smoke local handyman, electrician, plumbing and
and carbon dioxide detectors. If you havent contractor services.
done so already, make sure all detectors are in
Seniors First can also help if you, a loved one,
working order and have fresh batteries.
or someone you know is unable to take on
Are your banisters, towel bars, doorknobs and
these tasks because of financial or physical
other safety handles secured appropriately?
limitations. The Home Modification and
Maybe now is the time to install grab bars at
Repair Program provides for quick fixes
the bathtub or a ramp up the front steps.
and small projects, which can typically be
Make sure important documents, valuables accomplished in a matter of days.

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CALIFORNIA SENIOR MAGAZINE

Cal Senior_April.indd 15

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3/20/15 6:21 PM

DOES YOUR ESTATE PLAN NEED


TO BE UPDATED?
REMEMBER ... ITS YOUR LIFE. SO PLAN FOR IT.
By Lawerence Solorio

any people create a Trust or a Will


package with their attorney and after
they sign all of the documents, they
set it aside and never look at it again until an
emergency arises or someone in the family
has passed. In addition, when they did their
planning they forgot to mention a few things
that should have been included in their plan in
the first place.

(to make it last) and it can also limit or stop third party creditors and
ex-spouses from going after your childs inheritance.
You have an A/B Trust (most people dont they have one or not) which
are specifically designed for a) couples in a second marriage or b) for
estates that exceed $5 million dollars in value. You will want to ask the
attorney if an A/B Trust is right for you or should you restate your
trust to from an A/B Trust to a simple A Trust to avoid the high-cost of
setting up and managing an A/B trust.

You have a pets that you want to insure are taken care of especially
I have listed below some reasons why you
if you are very close to your pets. You can ask the attorney to create a
may want to meet with your attorney to update your estate plan as
special Pet Trust and Pet Power of Attorney documents for your pets
follows:
and fund it with funds from your trust upon your passing, or, include
You have a disabled child or grandchild that will inherit from your language in your trust with directions to your trustee of what to do with
trust. This requires the attorney to put specific language into the trust your furry children upon your passing. A pet trust will insure that
that allows the trustee to create a 3rd party Special Needs Trust for your pet(s) are properly taken care if you lose capacity or at the time of
the beneficiary at the time of distribution of your trust which will a) your passing.
allow the disabled beneficiary to keep their Medi-Cal, SSI and other
You or your spouse are reaching the age where you may need elder
such benefits, b) avoids recovery by the State when the beneficiary
care assistance at home or elsewhere and you want to discuss a) how to
has passed and c) avoids the need to have to go to Court to create
become eligible to apply for the Veterans Aid and Attendance benefits
this type of trust for your disabled child upon your passing to protect
to help you pay for such elder care needs and/or b) how to protect your
their inheritance and benefits.
assets should one (or both) of you wind up in a nursing home and have
You have children who cannot manage the inheritance they will to apply for Medi-Cal long-term care benefits to help pay for the high
receive from the trust because the beneficiary a) has prior bankruptcies cost of your nursing home care. Youll probably need to see an Elder Law
issues, b) has never shown the ability to manage their financial affairs Attorney to discuss how to properly protect your assets and apply for
without help, c) has a history of drug or alcohol abuse, d) has past these types of benefits for your elder care needs when the time comes.
due child support issues and e) has multiple creditors trying to
So if it has been awhile since you reviewed your Trust, Will or other
recover against any money they receive from their inheritance. This
estate planning documents, you may want to meet with your attorney
may require your trust to have specific language to make distribution
and while you are thereask them about the one or two items discussed
into a Spendthrift Trust or similar device for the beneficiary. This type
above which may apply to your and your family.
of trust can limit the amount given to the beneficiary at any one time

Learn the Dos & Donts


of a Reverse Mortgage

If you are over 62, a Reverse


Mortgage allows you more Income
by Paying Off your Mortgage or
Tapping into your Equity or Both.

Call about FREE Reverse Mortgage Workshops!


Learn the pros and cons of using your home equity to
supplement your retirement income and Enjoy Life more!

Michelle Belmonte,

Mortgage Loan Specialist

www.michelle@cahomeloanoption.com NMLS#333076
16

APRIL 2015

Cal Senior_April.indd 16

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Free Senior Placement &


In Home Care Referral Service
We Help With:

Rapid Response 24/7


In-Home Care Services
Veterans Aid & Attendance
Assisted Living Communities Pension
Residential Care Homes
Personally Guided Tours
Hospice Care
Follow Up To Assure Youre Happy
Consulting Services
Support From Start To
Respite Care
Finish, We Are Here

Kelly Stimbert
916.990.1317

Senior Care Coordinator


kelly@aseniorconnection.com

Cassie Sakahara
916.390.5345

Senior Care Coordinator


cassie@aseniorconnection.com

www.aseniorconnection.com

www.norcallaserlipo.com

CALIFORNIA SENIOR MAGAZINE

Cal Senior_April.indd 17

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CA L E N
CONTINUING MEETINGS / GET TOGETHERS

To submit a calendar listing send email to: info@calsenior.com

BUTTONS N BOWS SQUARE DANCE


CLUB meets from 7-9 p.m. Thursdays at Rock
Creek Elementary School, 3050 Bell Road in
Auburn. Cost: $16 per month members, $5 a
session visitor. Live caller each evening. Info:
Gail (530) 889-1345.
PILLOWCASES FOR SOLDIERS from 6-8
p.m. at Sew Katie Jean, 603 5th St. in Lincoln.
Every last Wednesday of the month, this is a
free night, we sew pillowcases and donate
BALLROOM DANCE LESSONS with the them to active duty military. Info: 209-3930.
THE
SIERRANADERS
BARBERSHOP
Auburn Social Dancers from 6:30-8:30
CHORUS meets at 7 p.m. Tuesdays at the
p.m. Tuesdays at Auburn Senior Center, SONS IN RETIREMENT, Area 33 play golf at Senior Center, 11577 E Ave. in Auburn. Music
11576 D Ave., Bldg 313A. Group lessons 7:30 a.m. Fridays at Black Oak Golf Course, reading not required, free coaching available.
and one-on-one tutoring. Cost: $7. Info: 2455 Black Oak Road, Auburn. $14 green fee. Info: Cliff at (530) 346-2757, sierranaders.org.
Info: Ken Hansen at (916) 622-2757.
AuburnSocialDancers.org.

EVENTS

SUNDAY, APRIL 5

U.S. Food and Drug Administration. Info: call includes 6-inch pot succulent cuttings soil and
other decorating items. RSVP and payment
Marilyn Sharp at 434-6898.
required. Info: Mary Ellen (916) 652-5650.
THURSDAY, APRIL 9

BALLROOM TEA DANCE from 1-4 p.m.


Capital Dance Center, 11270 Sanders Drive,
Rancho Cordova. $5. Info: (916) 635- 2600,
CLASSICS BOOK CLUB meets from 6:30-8
capitaldancecenter.com.
p.m. at Face in a Book, 4359 Town Center
EASTER CELEBRATION at 8 a.m. includes Blvd., No. 113 in El Dorado Hills. This months
music, Easter breakfast and the message book is Fahrenheit 451 by Ray Bradbury. Info:
Risen to Free Us, and at 8 p.m. at Hope (916) 941-9401, getyourfaceinabook.com.
Lutheran Church, 7117 Hope Way, North of
I-80 via the Penryn Road exit. Easter egg hunt FRIDAY, APRIL 10
at 9:30 a.m. and the movie Come and See ROSEVILLE CHAPTER NO. 9 of the Widowed
about the women who discover the empty Persons Association meeting and luncheon at
tomb. Info: (916) 652-4273.
Woodcreek Country Club, 5880 Woodcreek

Oaks Blvd., Roseville. Off Highway 65 between


Blue Oaks and Pleasant Grove boulevards.
THE NEUROPATHY GROUP meets at 11 a.m. Info and time: Bonnie Garcia 990-9751.
FARMERS MARKET from 8 a.m. to 1 p.m. at
at The Woodside Village Mobile Home Park,
the Railroad Turntable and Public Plaza in
12155 Luther Road in Auburn. Pacific Coast VINTAGE TEA PARTY FUNDRAISING Event Historic Folsom. Event includes more than 45
President, Bev Anderson, will speak about the from 10 a.m. to 6 p.m. at the Discovery Shop, farmers and vendors with certified farmers,
coming Annual Conference, The Associations 1813 Douglas Blvd., Suite B-5 in Roseville. locally grown seasonal fruits and vegetables,
current reconstruction, and answer any Shop the selection of vintage, Victorian and fresh baked goods, fresh eggs and dairy, live
shabby-chic dcor, jewelry, teacups and saucers,
questions on Neuropathy.
music and more. Info: historicfolsom.org.
clothing, hats, gloves, handbags, artwork and
more. Info: (916) 786-7773, carcer.org.
TUESDAY, APRIL 7
SUNDAY, APRIL 12
MONDAY, APRIL 6

LINCOLN MULTIPLE SCLEROSIS meeting at 1


p.m. at Sun City Lincoln Hills, Kilaga Springs,
Sierra Room, 1167 Sun City Blvd. Hear about
the Bioness L300 Foot Drop System that
activates nerves and muscles that lift the foot
giving mobility. The L300 is cleared by the
18

SATURDAY, APRIL 11

AFTERNOON SOCIAL/TEA DANCE from


3-5:30 p.m. at the Auburn Senior Center,
GARDENING WORKSHOP: Plant Your Own Burback Hall, 11577 E Ave., Auburn. Info:
Succulent Container Arrangement from AuburnSocialDancers.org
9:30-11 a.m. at The Flower Farm, 9280
Horseshoe Bar Road in Loomis. Cost: $35 STJS JAZZ SUNDAY from noon to 5 p.m. at

APRIL 2015

Cal Senior_April.indd 18

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N DAR

TUESDAY, APRIL 14

ROSEVILLE GENEALOGICAL SOCIETY from


1-3 p.m. at Maidu Senior Center, 1550 Maidu
Dr. in Roseville. Info: rgsca.org.
FRIDAY, APRIL 17
ROSEVILLE HISTORICAL SOCIETY at 4 p.m.
at the Carnegie Museum, 557 Lincoln St.,
Roseville. Everyone is invited. (916) 773-3003.

visit our website: www.calsenior.com


the Elks Lodge, Number 6, 6446 Riverside
Blvd. in Sacramento. Tickets: $10 members,
$15 non-members, $5 student members, $7
student non-members. Event features: Like
Lipskin on piano. Info: sacjazz.org.
TAIZE SERVICE, an evening of meditation,
prayer and peace, at 5:30 p.m. at Bethlehem
Lutheran Church, 1279 High St. in Auburn.
Info: (530) 885-1266.
MONDAY, APRIL 13
DAYTIME BOOK CLUB meets from 11 a.m.
to 1 p.m. at Face in a Book, 4359 Town
Center Blvd., No. 113 in El Dorado Hills. This
months book is Five Quarters of the Orange
by Joanne Harris. Info: (916) 941-9401,
getyourfaceinabook.com.

the month. Sponsored by the Alzeheimers


Assoc. and Sutter Hospital. Community is
welcome to attend.

ROOSTER TAILS FISHING CLUB of Northern


California breakfast meeting at 7 a.m. at the
Auburn Elks Lodge, 195 Pine St. Lincoln Way
in Auburn. Open to the public. Info: (530)
887-0479,
info@roostertailsfishingclub.org,
roostertailsfishingclub.org.
SATURDAY, APRIL 18

NEW ENGLAND CONTRA STYLE DANCING


with the Foothill Country Dancers at 8 p.m.
at Newcastle Portuguese Hall, 690 Taylor
Road in Newcastle. Live music by Starthistle,
with caller Jean Gibson-Gorindo. Cost: $8
WEDNESDAY, APRIL 15
members, $9 non-members, $5 children
BINGO ROUND-UP from 1-3:30 p.m. and from and $20 families. No experience necessary,
6-8:30 p.m. at the Blue Goose Event Center, newcomer orientation at 7:30 p.m. Info: Lonna
3550 Taylor Road in Loomis. Cost: $25 advance at (530) 346-0099, foothilldancers.org.
and $30 at the door, per session. Info: (530)
SUNDAY, APRIL 19
305-3508, bingoroundup.eventbrite.com.
ATTEND THE GRACEPOINT WELLNESS
LINCOLN GOLDEN CLUB at noon at Lincoln CENTER from 2-5 p.m. at Gracepoint
Veterans Hall, 541 Fifth St. in Lincoln. Meetings Adventist Church, 3500 Sunset Blvd., Rocklin.
are followed by potluck luncheon and Bingo. Every third Sunday. Get a computerized
Info: Mary Weir, 645-2818.
health evaluation, free of charge. Info: (916)
624-4877,
graceisthepoint.org,
office@
THURSDAY, APRIL 16
graceisthepoint.org.
SONS IN RETIREMENT BRANCH 79 meets
at 11 a.m. followed by lunch at the Auburn SATURDAY, APRIL 25
Elks, 195 Pine Street, Auburn. All retired men FOLSOM GARDEN CLUB GARDEN TOUR
invited. Info: Ken Hansen at (916) 622-2757.
from 11 a.m. to 4 p.m. Saturday and Sunday.

WALK WITH EASE PROGRAM from 10-11 a.m.


Mondays, Tuesdays and Thursdays March 16
through April 23 at Johnson-Springview Park,
5480 Fifth St. in Rocklin. Free to all senior
participants. Pre-registration is necessary.
CAREGIVER SUPPORT group from 9-10:30 First garden is at 400 N. Lexington Drive in
Info: Michele Irwin, (530) 885-6100, ext. 12,
a.m. Lincoln Library every third Thursday of Folsom. Cost: $15.50. Proceeds benefit the
mirwin@pirs.org.
FGC Scholarship and Grant Programs. Info:
folsomgarden.ipage.com/ftp.ipage.com/
index.html

BIG DAY OF GIVING

From midnight to midnight on May 5th, go to bigdayofgiving.org and give to the nonprots
that lift up lives and make this the place we call home. Join us for the Placer County BIGDog
Kick-Off Party on Tuesday, May 5 from 10a-2p at Center Court, Westeld Galleria at Roseville.

MONDAY, APRIL 27
FOLSOM HISTORICAL SOCIETY GOLF
TOURNAMENT shotgun start at 8:30 a.m. at
Empire Ranch Golf Club, 1620 E. Natoma St. in
Folsom. Fees: $110 before March 15 and $125
after. Entry deadline is April 15. Event includes
golf, cart, range balls, a deli lunch and a raffle.
Info: Candy Miller 988-7699, folsomcandy@
sbcglobal.net, folsomhistorymuseum.org
TUESDAY, APRIL 28
DEMENTIA
AND
ALZHEIMERSS:
UNDERSTANDING THEIR WORLD at 10 a.m.
at Lincoln United Methodist Church, 6291
I Street in Lincoln. Free. Discussion led by
Sharron Spotts, Certified Senior Advisor. Info:
645-3588, lincolnunitedmethodistchurch.com
WEDNESDAY, APRIL 29
DAYTIME BOOK CLUB meets from 11 a.m.
to 1 p.m. at Face in a Book, 4359 Town
Center Blvd., No. 113 in El Dorado Hills. This
months book is Five Quarters of the Orange
by Joanne Harris. Info: (916) 941-9401,
getyourfaceinabook.com.
CALIFORNIA SENIOR MAGAZINE

Cal Senior_April.indd 19

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3/20/15 6:21 PM

MIRACLE-EAR PROVIDES COMPLETE HEARINg SOLUTIONS

Deciding to wear hearing aids is a big step, no matter how long youve been living with hearing loss.
Thats why Miracle-Ear brings you the most sophisticated technology in a range of hearing solutions
with price options to fit your budget in order to make the transition as easy as possible for you.
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rOSEVILLE

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9700 Fairway Dr., Suite 120

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www.miracle-ear-rosevilleca.com

(530) 889-8660

(916) 772-4327

*Our hearing evaluation and video otoscopic inspections are always free. Hearing evaluations is an audiometric evaluation to determine proper amplification needs only. These
are not medical exams or diagnoses nor are they intended to replace a physicians care. If you suspect a medical problem, please seek treatment from your doctor.

INSURANCES WELCOME ALSO LOCATED IN PLACERVILLE

570 Fifth Street, Lincoln, CA 95648


Tel: 916-434-1022
www.AdamsFiduciary.com
E-mail: arana@adamsfiduciary.com

REVERSE MORTGAGES Learn The Facts Join Stan Atkinson for a


Free Informative Lunch Event

My wife and I did our Reverse Mortgage over


three years ago. That eliminated our $900 a month
mortgage payment and made it one of the best
financial decisions weve ever made.
Join us to see if it will also make your life easier and
more financially secure! I encourage you to attend!

Wednesday, May 6th


11:30am
Marie Callenders Restaurant
5525 Sunrise Blvd
Citrus Heights, 95610

Stan Atkinson,
Retired News Anchor, paid spokesperson

RSVP 916-761-6100
20

Reverse Mortgage Solutions, Inc.


dba Security 1 Lending. NMLS ID 107636.
Loans will be made or arranged pursuant to California Department of
Corporations Residential Mortgage Lending Act
License #4131074

www.thereverseshow.com

APRIL 2015

Cal Senior_April.indd 20

3/20/15 6:21 PM

COOKING

DANNY ZS GRILLED LAMB LOIN CHOPS


WITH GRILLED VEGGIE COUS COUS

FOOD COLUMNIST

Most of us have only enjoyed a nice lamb dish at an upscale restaurant. Why not make this easy-to-prepare dish at home?
The secret and I know this sounds rather simplified is to not over
cook the meat.
Many are tempted to cook the meat until it isnt pink, which is wrong.
After seeing many a TV chef prepare lamb, I decided to try it for myself. I have been a fan ever since.
You need to have the confidence and know its OK to undercook it a
little at first. You can always leave it a little longer, but you cant uncook overdone food.
Dan Zahra | fooddudedan@gmail.com

MARINADE
Zest of 1/2 & juice of 1
lemon
3 cloves of peeled diced
garlic
3/4 cup extra virgin olive oil
1 tbls ne chopped rosemary
1/4 tsp kosher salt
1/4 tsp fresh cracked black
pepper

DIRECTIONS:
Place all ingredients in a large
bowl and whisk well
Place the lamb loin chops in the
marinade and set aside. The
time it takes to prepare the
next steps is perfect amount of
time for the chops to pull in the
flavors of the marinade.

MOROCCAN RUB

CHIMICHURI

GRILLED VEGGIES

LAMB

1/4 tsp cinnamon


1/4 tsp cayenne pepper
1/4 tsp Chinese ve spice
1 tsp paprika
1 tsp cumin
1 tsp garlic powder
1 tbls chili powder
1 tbls coriander

1/3 cup extra-virgin olive oil

1 red bell pepper

6 lamb chops, about 1 thick

1-2 garlic cloves, peeled &


diced

4-5 asparagus spears

DIRECTIONS:
Place ingredients in bowl
and whisk well to mix.

1/2 tsp kosher salt

DIRECTIONS:
Remove the chops from the
marinade and pat dry once
per side with a paper towel
to remove excess oil. Place
the chops on a tray and
sprinkle liberally with the
rub made earlier.

COUS COUS
Cook according to directions
on package. Add the diced
along with 1 tbls of extra virgin olive oil to keep the cous
cous from clumping.

1/3 cup parsley leaves


chopped
1/3 cup cilantro leaves
chopped
1/3 cup basil leaves chopped
1/4 tsp fresh black pepper
DIRECTIONS:
Prepare all ingredients and
place in blender, mix well. If
you wish you can just pulse it
to get a more rustic texture.
Let the mixture rest allowing
the flavors to blend.

1 small red onion


DIRECTIONS:
Brush all vegetables with
canola oil and grill on high
until nicely charred turning every 3 minutes or so.
When ready, remove the
red bell pepper to a bowl
and cover with plastic wrap
until it cools. This will make
the skin easy to peel off
before dicing the veggies
to put in the cooked cous
cous. After cooling the veggies give them a medium
dice and set aside.

Heat the grill, or a grill pan


over high heat, add the
chops and sear for about 2
minutes.
Flip the chops over and
cook for another 3 minutes
for medium-rare and 3 1/2
minutes for medium.
Pairs well with Syrah/Shiraz.

CALIFORNIA SENIOR MAGAZINE

Cal Senior_April.indd 21

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3/20/15 6:21 PM

We Cant Predict...
But We Can Prepare!

Protect your assets and loved ones


against the high cost of long-term care.
(Long-term care insurance, term, universal
life, fixed income annuities and more!)

Call Today for a Free Quote!


(800) 936-6690
Mavis Lombardi
Financial Alliance Insurance Services

(916) 276-6994
www.FinancialAllianceInsuranceServices.com

ATTENTION VETERANS
(or their family members)

I Buy WWII Military Souvenirs:


German, Japanese, U.S.

$ TOP CASH $

for
Daggers, Helments, Medals,
Uniforms, Flags, Antique Guns

(916) 300-8045

916-424-4400

Cal Senior_April.indd 22

3/20/15 6:21 PM

BRAIN GAMES
ACROSS
01. Kitchen boss
05. Certain sprite
08. Garden tube
12. Laze around
13. Golf score
14. Has a mortgage
15. Up to the task
16. Dreams up
18. Snoop
19. Highway sights
20. Bird cry
22. Comes in
26. Bed coverings
30. Travel on water
31. ________ the mark
crossword.pdf
1
3/20/15
3:25 PM
32. Sports groups

DOWN
35. Fitness resort
36.________ - friendly
38. Farthest down
40. Conquer
43. Denial
44. Bouquet
46. London streetcar
50. Physically active
53. Angels headdress
54. Annas post
55. Scoring serve
56. Unwritten
57. Garment edges
58. Supervised
59. Broods home

01. Large family unit


02. Drifter
03. House extensions
04. Sheeps coat
05. Incident
06. Fancy gold fabric
07. Picture border
08. Raises
09. Have title to
10. Look
11. Racetrack feature
17. Card game
21. Stable grain
23. Slacken
24.
Gashes 1 3/20/15 3:29 PM
Game_SUDOKUAP.pdf
25. Narrowboard
26. Wall component

27. Stance
28. Great Barrier _______
29. Pathetic
33. Threatened
34. ________ horse
37. Kingdoms
39. Bigsnake
41. You ____ My Lucky Star
42. Sum
45. Mickey and Minnie
47. Not common
48. Woe is me!
49. Shed
50. Pale gray
51. Deadlock
52. Cut of pork

For puzzle answers go to: www.calsenior.com

PUZZLE NO. 494

PUZZLE NO. 758

HOW TO PLAY:
Fill in the grid so that every row, every column and every 3x3 box contains
the numbers 1 through 9 only once.
Each 3x3 box is outlined with a darker line. You already have a few
numbers to get you started. Remember: You must not repeat the numbers
1 through 9 in the same line, column or 3x3 box.

CALIFORNIA SENIOR MAGAZINE

Cal Senior_April.indd 23

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Cal Senior_April.indd 24

3/20/15 6:21 PM

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