Professional Documents
Culture Documents
APRIL 2015
Senior
Join
the CAPPUCCINO
CRUISERS in Folsom
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Starting at
$295,000
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Auburn
Ravine
Terrace
Auburn Ravine Terrace provides you with the
opportunity to enjoy the retirement you've
looked forward to. Discover new
friends, places and activities,
and rediscover old favorites.
Join us for lunch and a tour so we can show
you the lifestyle that we know you would enjoy.
Call us at 530-823-6131 or e-mail us at:
auburnravineterrace@rhf.org
GAIL CIRATA
Broker
(916) 206-3503
Gail@GailCirata.com
Resident~Broker
gail@gailcirata.com
Lic#00481659
We Help Find
* Assisted Living
* Memory Care
* Independent Living
We help families find Independent Living, Assisted Living and Memory Care
Veterans aid and attendance benefit
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Senior
Jeremy Burke
(530) 852-0200
GENERAL
MANAGER
Jim Easterly
(530) 852-0224
EDITOR
Penne Usher
(530) 852-0245
PROJECT
DIRECTOR
INSIDE
06
CAPPUCCINO CRUISERS
08
SACRAMENTO ZOO
10
BAYSIDE ACTIVITES
12
14
FINANCIAL COLUMN
15
SENIOR COLUMN
16
LEGAL COLUMN
18
CALENDAR
21
RECIPE
23
GAMES
Cal Senior_April.indd 4
ART DIRECTOR
06
CONTRIBUTING
WRITERS
Laura Newell
Anne Stokes
Art Garcia
Penne Usher
penneu@goldcountrymedia.com
ADVERTISING INQUIRIES
Rebecca Regrut
rebeccar@goldcountrymedia.com
Groups to join
08
Estate Planning
Laura Smith
(530) 852-0276
EDITORIAL INQUIRIES
Rebecca Regrut
(530) 852-0222
10
Brain games
21
3/20/15 6:20 PM
e
00
WAll
W
WA
ll to WAll
W
~ Weve Got It All
Senior
Discounts
3 Convenient
locations
Rocklin
4381 Granite Dr. D
Rocklin
916.415.1056
*See Store
for Details
CA Lic #713529
24
Sacramento
45
rut
22
CA Lic #984937
Gold River/Rancho
11367 Pyrites Way, A
Rancho Cordova
916.638.5563
76
CA Lic #713529
WE MOVE
FURNITURE
CARPET
WOOD
VINYL
LAMINATE
TILE
www.goldriverfloors.com
Outdoor
Patio Dining
Available
visconti's
983-5181
www.viscontisristorante.com
*Excludes: Alcohol, Holidays, Parties of 8 or more, or
Closed
split checks, not valid Fridays & Saturdays.
Mondays
facebook.com/ViscontisRistorante
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CAPPUCCINO CRUISERS
DRIVE INTO FOLSOM
By Laura Newell
arm spring nights means its time anyone who is a classic car enthusiast and on
to cruise the streets with the longest occasion wants to help. Our motto is family,
running and largest weekly cruise friends, fun and classic cars.
night in Northern California.
Marchese said the overall goal of the evening
This is the start of 20 years for the Cappuc- is to provide a family-friendly atmosphere
cino Cruisers Classic Car Club, said Ray where classic car owners can come to compare
Marchese, Cappuccino Cruisers Classic Car and show off their cars and people of all ages
Club events coordinator and DJ. It is rolling can come to look at the cars and reminisce.
history, these classics can give comfort to folks
of days gone by when there were less worries Older folks like to reminisce; I had one of
in life. You could leave your keys in the car those, I did this in my first car, etc. Those same
and unlike today it would be there when you people can then tell their grandkids about
what they had and the memories, Marchese
returned to it.
said. For the owners, they are re-owning their
The event is open to all automobiles made youth and what they did through getting that
prior to 1974, Marchese said. Our evenings car they had in high school back again. This is
include music, raffles, food and three spon- an event for the whole family to do together
sored awards weekly. The club is open to with no cost.
Cappuccino Cruisers club coordinator Ray Marchese at home in Orangevale with his 1964
Ford Mustang which her purchased in 1992 and restored. Not one to keep this pony stabled,
Marchese gets around town in this classic car.
Events will be weekly from 4:30 8:30 p.m., starting Wednesday, April
15, in the parking lot next to Kohls at
1013 Riley St., Folsom.
APRIL 2015
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Cappuccino Cruisers club coordinators Chris, left, and Ray Marchese at their Orangevale home
with their 1947 Dodge truck and 1964 Ford Mustang.
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The Sacramento Zoo is home to a flock of American flamingos. At the zoos upcoming Tea &
Tours program for seniors, docents will share interesting information about animals such as
these, as well as insights into the animals care and behavior.
Photos by Anne Stokes
SACRAMENTO
ZOO TEA &
TOURS
By Anne Stokes
he Sacramento Zoo has been a mustsee family friendly attraction for over
80 years. Since opening in 1927, it has
grown from 4 acres and 40 animal exhibits to
14 acres and more than 500 animals. Throughout the years, the zoo has gone through several
waves of renovations in order to better serve
the needs of its inhabitants, as well as to better
educate and engage the thousands of visitors
that come through its turnstiles year after year.
One such program that aims to inspire and
educate visitors, and designed with seniors
interests in mind, is the zoos Tea & Tours
program. On Monday mornings in May and
September, seniors age 55 and older can get to
know more about the various animals on exhibit and their care.
You get a nice tour where you get to walk
around, see all of these animals, learn fun
facts, learn about their personalities, something you wouldnt get at your typical day at
the zoo when wandering around, explains
Tonya Candelaria, public relations coordinator with the Sacramento Zoo. And then we
end the morning with tea, tea sandwiches,
cookies and light refreshing treats.
A large part of the Sacramento Zoos mission
consists of education and conservation programs, reaching an average of 60,000 to 80,000
students annually. Their Tea & Tours program is
designed to appeal specifically to senior visitors.
People forget that the zoo is for everyone, for
all ages. Its not just for the little kids, Candelaria said. Animals fascinate people of all
ages and [docents have] stories to tell. And
sometimes there are stories to tell that we cant
tell the young children, which we can tell the
adults. So this is a great time to come out and
see the animals at your own pace.
Reservations are $15 per person and need to
be made two weeks in advance. They can be
made online at: www.saczoo.org or by phone
at (916) 808-5889
APRIL 2015
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The zoo's upcoming Tea & Tours program for seniors will give visitors
insights into the personalities and care for animals such as these, as
well as the over 500 other animals on exhibit.
Volunteer docent Patty French educates visitors about the American flamingos at the Sacramento Zoo, including why they're such a vibrant pink
color and their brooding habits.
The Sacramento Zoos lion cubs, born October 24th, are a popular draw.
Volunteer docent
trainee Steve
Scott educates
Sacramento Zoo
visitors about
giraffes, including
information about
their diet and why
they have such
long necks and
purple tongues.
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ACTIVITIES IN ABUNDANCE AT
BAYSIDE
By Art Garcia
10
APRIL 2015
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John M. Peplowski
CA Lic. #0417079
1-800-220-8993
916-757-7445
www.NorthValleySP.com
www.Facebook.com/NorthValleySP
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APRIL 2015
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Specializing in Active
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916-412-9190 djudah@sbcglobal.net
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ADVICE
TOUGHER RULES FOR RETIREMENT FUND ADVICE
By Art Garcia
Art Garcia is a former Wall Street Journal reporter and has written
on business and finance for numerous national and international
publications. He lives in El Dorado Hills.
APRIL 2015
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12 Month
Interest Fr
ee
0%
Financing
Available
599 OFF
877-985-3774
Savings are on a complete bath or shower remodel which includes bath or shower and walls. Cannot be combined with any other offer. Financing available on approved credit. Expires April 30, 2015.
Cal Senior_April.indd 15
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(to make it last) and it can also limit or stop third party creditors and
ex-spouses from going after your childs inheritance.
You have an A/B Trust (most people dont they have one or not) which
are specifically designed for a) couples in a second marriage or b) for
estates that exceed $5 million dollars in value. You will want to ask the
attorney if an A/B Trust is right for you or should you restate your
trust to from an A/B Trust to a simple A Trust to avoid the high-cost of
setting up and managing an A/B trust.
You have a pets that you want to insure are taken care of especially
I have listed below some reasons why you
if you are very close to your pets. You can ask the attorney to create a
may want to meet with your attorney to update your estate plan as
special Pet Trust and Pet Power of Attorney documents for your pets
follows:
and fund it with funds from your trust upon your passing, or, include
You have a disabled child or grandchild that will inherit from your language in your trust with directions to your trustee of what to do with
trust. This requires the attorney to put specific language into the trust your furry children upon your passing. A pet trust will insure that
that allows the trustee to create a 3rd party Special Needs Trust for your pet(s) are properly taken care if you lose capacity or at the time of
the beneficiary at the time of distribution of your trust which will a) your passing.
allow the disabled beneficiary to keep their Medi-Cal, SSI and other
You or your spouse are reaching the age where you may need elder
such benefits, b) avoids recovery by the State when the beneficiary
care assistance at home or elsewhere and you want to discuss a) how to
has passed and c) avoids the need to have to go to Court to create
become eligible to apply for the Veterans Aid and Attendance benefits
this type of trust for your disabled child upon your passing to protect
to help you pay for such elder care needs and/or b) how to protect your
their inheritance and benefits.
assets should one (or both) of you wind up in a nursing home and have
You have children who cannot manage the inheritance they will to apply for Medi-Cal long-term care benefits to help pay for the high
receive from the trust because the beneficiary a) has prior bankruptcies cost of your nursing home care. Youll probably need to see an Elder Law
issues, b) has never shown the ability to manage their financial affairs Attorney to discuss how to properly protect your assets and apply for
without help, c) has a history of drug or alcohol abuse, d) has past these types of benefits for your elder care needs when the time comes.
due child support issues and e) has multiple creditors trying to
So if it has been awhile since you reviewed your Trust, Will or other
recover against any money they receive from their inheritance. This
estate planning documents, you may want to meet with your attorney
may require your trust to have specific language to make distribution
and while you are thereask them about the one or two items discussed
into a Spendthrift Trust or similar device for the beneficiary. This type
above which may apply to your and your family.
of trust can limit the amount given to the beneficiary at any one time
Michelle Belmonte,
www.michelle@cahomeloanoption.com NMLS#333076
16
APRIL 2015
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Kelly Stimbert
916.990.1317
Cassie Sakahara
916.390.5345
www.aseniorconnection.com
www.norcallaserlipo.com
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CA L E N
CONTINUING MEETINGS / GET TOGETHERS
EVENTS
SUNDAY, APRIL 5
U.S. Food and Drug Administration. Info: call includes 6-inch pot succulent cuttings soil and
other decorating items. RSVP and payment
Marilyn Sharp at 434-6898.
required. Info: Mary Ellen (916) 652-5650.
THURSDAY, APRIL 9
SATURDAY, APRIL 11
APRIL 2015
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N DAR
TUESDAY, APRIL 14
From midnight to midnight on May 5th, go to bigdayofgiving.org and give to the nonprots
that lift up lives and make this the place we call home. Join us for the Placer County BIGDog
Kick-Off Party on Tuesday, May 5 from 10a-2p at Center Court, Westeld Galleria at Roseville.
MONDAY, APRIL 27
FOLSOM HISTORICAL SOCIETY GOLF
TOURNAMENT shotgun start at 8:30 a.m. at
Empire Ranch Golf Club, 1620 E. Natoma St. in
Folsom. Fees: $110 before March 15 and $125
after. Entry deadline is April 15. Event includes
golf, cart, range balls, a deli lunch and a raffle.
Info: Candy Miller 988-7699, folsomcandy@
sbcglobal.net, folsomhistorymuseum.org
TUESDAY, APRIL 28
DEMENTIA
AND
ALZHEIMERSS:
UNDERSTANDING THEIR WORLD at 10 a.m.
at Lincoln United Methodist Church, 6291
I Street in Lincoln. Free. Discussion led by
Sharron Spotts, Certified Senior Advisor. Info:
645-3588, lincolnunitedmethodistchurch.com
WEDNESDAY, APRIL 29
DAYTIME BOOK CLUB meets from 11 a.m.
to 1 p.m. at Face in a Book, 4359 Town
Center Blvd., No. 113 in El Dorado Hills. This
months book is Five Quarters of the Orange
by Joanne Harris. Info: (916) 941-9401,
getyourfaceinabook.com.
CALIFORNIA SENIOR MAGAZINE
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Deciding to wear hearing aids is a big step, no matter how long youve been living with hearing loss.
Thats why Miracle-Ear brings you the most sophisticated technology in a range of hearing solutions
with price options to fit your budget in order to make the transition as easy as possible for you.
An industry-leading limited three-year warranty Free office visits and follow-up care
Personalized programming
Free annual hearing tests*
Free cleaning and adjustments
Nationwide service at 1,200+ locations across the U.S.
40% OFF
Valid at participating Miracle-Ear locations only. Not valid with any other discount or offer.
Does not apply to prior purchases.
rOSEVILLE
Auburn
www.miracle-ear-auburnca.com
www.miracle-ear-rosevilleca.com
(530) 889-8660
(916) 772-4327
*Our hearing evaluation and video otoscopic inspections are always free. Hearing evaluations is an audiometric evaluation to determine proper amplification needs only. These
are not medical exams or diagnoses nor are they intended to replace a physicians care. If you suspect a medical problem, please seek treatment from your doctor.
Stan Atkinson,
Retired News Anchor, paid spokesperson
RSVP 916-761-6100
20
www.thereverseshow.com
APRIL 2015
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COOKING
FOOD COLUMNIST
Most of us have only enjoyed a nice lamb dish at an upscale restaurant. Why not make this easy-to-prepare dish at home?
The secret and I know this sounds rather simplified is to not over
cook the meat.
Many are tempted to cook the meat until it isnt pink, which is wrong.
After seeing many a TV chef prepare lamb, I decided to try it for myself. I have been a fan ever since.
You need to have the confidence and know its OK to undercook it a
little at first. You can always leave it a little longer, but you cant uncook overdone food.
Dan Zahra | fooddudedan@gmail.com
MARINADE
Zest of 1/2 & juice of 1
lemon
3 cloves of peeled diced
garlic
3/4 cup extra virgin olive oil
1 tbls ne chopped rosemary
1/4 tsp kosher salt
1/4 tsp fresh cracked black
pepper
DIRECTIONS:
Place all ingredients in a large
bowl and whisk well
Place the lamb loin chops in the
marinade and set aside. The
time it takes to prepare the
next steps is perfect amount of
time for the chops to pull in the
flavors of the marinade.
MOROCCAN RUB
CHIMICHURI
GRILLED VEGGIES
LAMB
DIRECTIONS:
Place ingredients in bowl
and whisk well to mix.
DIRECTIONS:
Remove the chops from the
marinade and pat dry once
per side with a paper towel
to remove excess oil. Place
the chops on a tray and
sprinkle liberally with the
rub made earlier.
COUS COUS
Cook according to directions
on package. Add the diced
along with 1 tbls of extra virgin olive oil to keep the cous
cous from clumping.
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We Cant Predict...
But We Can Prepare!
(916) 276-6994
www.FinancialAllianceInsuranceServices.com
ATTENTION VETERANS
(or their family members)
$ TOP CASH $
for
Daggers, Helments, Medals,
Uniforms, Flags, Antique Guns
(916) 300-8045
916-424-4400
Cal Senior_April.indd 22
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BRAIN GAMES
ACROSS
01. Kitchen boss
05. Certain sprite
08. Garden tube
12. Laze around
13. Golf score
14. Has a mortgage
15. Up to the task
16. Dreams up
18. Snoop
19. Highway sights
20. Bird cry
22. Comes in
26. Bed coverings
30. Travel on water
31. ________ the mark
crossword.pdf
1
3/20/15
3:25 PM
32. Sports groups
DOWN
35. Fitness resort
36.________ - friendly
38. Farthest down
40. Conquer
43. Denial
44. Bouquet
46. London streetcar
50. Physically active
53. Angels headdress
54. Annas post
55. Scoring serve
56. Unwritten
57. Garment edges
58. Supervised
59. Broods home
27. Stance
28. Great Barrier _______
29. Pathetic
33. Threatened
34. ________ horse
37. Kingdoms
39. Bigsnake
41. You ____ My Lucky Star
42. Sum
45. Mickey and Minnie
47. Not common
48. Woe is me!
49. Shed
50. Pale gray
51. Deadlock
52. Cut of pork
HOW TO PLAY:
Fill in the grid so that every row, every column and every 3x3 box contains
the numbers 1 through 9 only once.
Each 3x3 box is outlined with a darker line. You already have a few
numbers to get you started. Remember: You must not repeat the numbers
1 through 9 in the same line, column or 3x3 box.
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