January 28, 2015

Mr. John Doe

2418 Main Street
Bel-air Subdivision, Makati City

Dear Mr. John Doe,

I am atty. Raymond R. Rogacion writing to you for the purpose of representing Mr.
XYZ for the collection of your debt to my client in the amount of 100,000.00
representing Mr. XYZ, for the collection of your debt to mr. xyz in the amount of P
100,000.00
Regarding the amount due XX (full debt amount), we act on behalf of XX (creditors name and
company) in order to collect the outstanding account value of your debt.

It appears that on December 18, 2010 you have borrowed the amount 150,000.00
from my client
it is stated on your contract that the amount will be due and demandable on
January 2, 2011
it appears that my client have already made previous demands on January 7, 2011
and last January 21, 2011. My client has also exerted several efforts to contact you
in your office at Makati but unfortunately those efforts were to no avail.
Despite my clients previous demands, he has not yet received any payment or
answer from you.
We demand

In order to avoid further costs and To save yourself the inconvenience of court actions, we
suggest you pay wholly the amount of 100,000 to my client thru check or cash on or before February
8, 2015.

As you know, failure to pay this debt is a breach of contract and we are prepared to take this
matter on proper judicial proceedings. Since my client has already made previous demands for

the collection of the debt, we now have the option of filing to the court a complaint for the
collection of the debt.

Despite our previous reminder(s), we still have not received any payment or answer from you.
Therefore, we regret to inform you that if we do not obtain the payment of XX (amount) in full before
XX/XX/XX (deadline), we will have no other alternatives but to undertake court actions against you in
order to retrieve the debt amount for our client (creditors name and company). Please find the full
debt amount and additional costs below:
Account value: XX (insert debt amount)
Late payment costs: XX (insert amount)
Interest cost: XX (insert amount)
Total: XX (insert amount)
Should your payment not be received in full within the next seven days starting from XX/XX/XX
(current date) to XX/XX/XX (deadline), immediate court actions will take place.
We would advise to treat this matter with urgency and we believe you will not ignore this final
reminder. To save yourself the inconvenience of court actions, we kindly suggest settling the total
amount of debt and additional costs as soon as possible.

We still trust court actions will not be necessary and look forward to receiving payment by return.

We are prepared to proceed with legal action. However, my

clients would prefer to give you one last opportunity to make
payment and avoid legal action. Accordingly, please remit full
payment within ten (10) days of this letter.

Sincerely,
Raymond Rogacion
2419 Main Street

Bel-air Subdivision, Makati City

(724) 5 55-6712