Professional Documents
Culture Documents
VS.
REVERSE MORTGAGE SOLUTIONS,
INC.,
Respondent.
_______________________________________ /
Appendix Volume No. 15 (Rule 9.220, Fla. R. App. P.)
Volume 31, Insurance (Disability), Florida Jurisprudence 2d (2007)
31 Fla. Jur. 2d 2195, Generally; what constitutes "total disability"
31 Fla. Jur. 2d 2196, Occupational disability
31 Fla. Jur. 2d 2197, General Disability
31 Fla. Jur. 2d 2198, Specific injuries, loss, or afflictions
as total disability
31 Fla. Jur. 2d 2199, Continuity and permanence
Cumulative Supplement to Volume 31, issued February 2007
31 Fla. Jur. 2d 2191, Duty of insured to remove disability
2195
INSURANCE
Research References
West's Key Number Digest, Insurance CS=>2557 to 2562
[Section 2195]
1Am. Jur. 2d, Insurance 1474.
2Groff v. Paul Revere Life Ins.
Co., 887 F. Supp. 1515 (S.D. Fla.
1993), related reference, 887 F.
Supp. 1519 (S.D. Fla. 1994), related
reference, 85 F.3d 642 (11th Cir.
1996) and related reference, 85
F.3d 643 (11th Cir. 1996); Hazouri
v. Travelers Ins. Co., 192 So. 2d
296 (Fla. Dist. Ct. App. 3d Dist.
1966).
2195
FLORIDA
JUR 2d
Occupational disability
Research References
West's Key Number Digest, Insurance
~2543,
2561
356
INSURANCE
2196
2196
FLORIDA
J UR 2d
employment. 13
2197
General disability
Research References
~2561(5)
Insurance 1032.
[Section 2197]
1McCluney v. General American
Life Ins. Co., 1 F. Supp. 2d 1347
(M.D. Fla. 1998), aff'd, 162 F.3d
1178 (11th eire 1998).
2See, for example, Equitable
Life Assur. Soc. of the U.S. v. Neill,
243 F.2d 193 (5th eire 1957).
INSURANCE
2197
2197
FLORIDA
J UR 2d
disability
Research References
West's Key Number Digest, Insurance
7S ee Am. Jur. 2d, Insurance
1479.
Annotation References: Con
tinuance or resumption of work as
affecting finding of total or perma
nent disability within insurance
coverage, 24 A.L.R. 3d 8.
sINA Life Ins. Co. of New York
v. Davis, 404 So. 2d 397 (Fla. Dist.
Ct. App. 5th Dist. 1981).
9Equitable Life Assur. Soc. of
360
~2561
2199
INSURANCE
Research References
West's Key Number Digest, Insurance
~2560
to 2562
2Annotation
References:
Annotation
References:
2199
FLORIDA
J UR 2d
362
2290
INSURANCE
5.
constitutes "total
disability"
c.
Cases
Under Florida law, letter from disabil
ity insurer's chief underwriting officer
to insure<;l physician clarifying, at in
sured's request, that insured's "regular
occupation" was invasive and interven
tional cardiology, not cardiolog.y as
insurer originally had stated, was
bargained-for modification of total dis
ability insurance policy, and thus was
controlling, for for purposes of policy's
definition of disability as "[inability] . . .
to engage in [insured's] regular occupa
tion or profession." Kraft v. Massachu
setts Cas. Ins. Co., 320 F. Supp. 2d 1234
(N.D. Fla. 2004).
I
C.
COVERAGE AND
EXCLUSIONS REQUIRED,
2.
a.
Health Insurance
provisions governing
health insurance, in
general
Laws and Rules
Fla. Stat. 627.4302, as added in
2002, provides that any health insurer
or health maintenance organization and
all state and local government entities
entering into an agreement to provide
coverage for prescription drugs on an
outpatient basis shall provide a benefits
identification card containing specified
information.
nervous disorders
Laws and Rules
627.6685, Fla. Stat. was repealed in
2005.
2190
FLORIDA
J UR 2d
2191
Research References
West's Key Number Digest, Insurance
~2564,
2565