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44138 Federal Register / Vol. 72, No.

151 / Tuesday, August 7, 2007 / Notices

violation or possible violation of the retain voting shares of First State Bank Board of Governors of the Federal Reserve
EFAA or the Check 21 Act is noted then of Warren, both of Warren, Arkansas. System, August 2, 2007.
information regarding such violation Jennifer J. Johnson,
Board of Governors of the Federal Reserve
may be kept confidential pursuant to System, August 2, 2007. Secretary of the Board.
Section (b)(8) of the Freedom of Jennifer J. Johnson, [FR Doc. E7–15297 Filed 8–6–07; 8:45 am]
Information Act. 5U.S.C. § 552(b)(8). BILLING CODE 6210–01–P
Secretary of the Board.
Abstract: Regulation CC requires
banks to make funds deposited in [FR Doc. E7–15296 Filed 8–6–07; 8:45 am]
transaction accounts available within BILLING CODE 6210–01–P
FEDERAL TRADE COMMISSION
specified time periods, disclose their
availability policies to customers, and Agency Information Collection
begin accruing interest on such deposits FEDERAL RESERVE SYSTEM
Activities; Submission for OMB
promptly. The disclosures are intended Formations of, Acquisitions by, and Review; Comment Request
to alert customers that their ability to Mergers of Bank Holding Companies
use deposited funds may be delayed, AGENCY: Federal Trade Commission.
prevent unintentional (and potentially The companies listed in this notice ACTION: Notice.
costly) overdrafts, and allow customers have applied to the Board for approval,
to compare the policies of different SUMMARY: The information collection
pursuant to the Bank Holding Company
banks before deciding at which bank to Act of 1956 (12 U.S.C. 1841 et seq.) requirements described below will be
deposit funds. The regulation also (BHC Act), Regulation Y (12 CFR Part submitted to the Office of Management
requires notice to the depositary bank 225), and all other applicable statutes and Budget (‘‘OMB’’) for review, as
and to a customer of nonpayment of a and regulations to become a bank required by the Paperwork Reduction
check. Model disclosure forms, clauses, holding company and/or to acquire the Act (‘‘PRA’’). The Federal Trade
and notices are appended to the assets or the ownership of, control of, or Commission (‘‘FTC or Commission’’) is
regulation to ease compliance. the power to vote shares of a bank or seeking public comments on its
Board of Governors of the Federal Reserve bank holding company and all of the proposal to extend through September
System, August 2, 2007. banks and nonbanking companies 30, 2010, the current PRA clearance for
Jennifer J. Johnson, owned by the bank holding company, information collection requirements
including the companies listed below. contained in its regulations under the
Secretary of the Board.
Comprehensive Smokeless Tobacco
[FR Doc. E7–15298 Filed 8–6–07; 8:45 am] The applications listed below, as well Health Education Act of 1986
BILLING CODE 6210–01–S as other related filings required by the (‘‘Smokeless Tobacco Act’’ or the
Board, are available for immediate ‘‘Act’’). That clearance expires on
inspection at the Federal Reserve Bank September 30, 2007.
FEDERAL RESERVE SYSTEM indicated. The application also will be
DATES: Comments must be submitted on
available for inspection at the offices of
Change in Bank Control Notices; or before September 6, 2007 date of
the Board of Governors. Interested
Acquisition of Shares of Bank or Bank publication].
persons may express their views in
Holding Companies ADDRESSES: Interested parties are
writing on the standards enumerated in
The notificants listed below have the BHC Act (12 U.S.C. 1842(c)). If the invited to submit written comments.
applied under the Change in Bank proposal also involves the acquisition of Comments should refer to ‘‘Smokeless
Control Act (12 U.S.C. 1817(j)) and a nonbanking company, the review also Tobacco Regulations: FTC File No.
§ 225.41 of the Board’s Regulation Y (12 includes whether the acquisition of the R011009’’ to facilitate the organization
CFR 225.41) to acquire a bank or bank nonbanking company complies with the of comments. A comment filed in paper
holding company. The factors that are standards in section 4 of the BHC Act form should include this reference both
considered in acting on the notices are (12 U.S.C. 1843). Unless otherwise in the text and on the envelope, and
set forth in paragraph 7 of the Act (12 noted, nonbanking activities will be should be mailed or delivered, with two
U.S.C. 1817(j)(7)). conducted throughout the United States. complete copies, to the following
The notices are available for Additional information on all bank address: Federal Trade Commission,
immediate inspection at the Federal holding companies may be obtained Office of the Secretary, Room H-135
Reserve Bank indicated. The notices from the National Information Center (Annex J), 600 Pennsylvania Avenue,
also will be available for inspection at website at www.ffiec.gov/nic/. N.W., Washington, D.C. 20580. Because
the office of the Board of Governors. Unless otherwise noted, comments paper mail in the Washington area and
Interested persons may express their regarding each of these applications at the Commission is subject to delay,
views in writing to the Reserve Bank must be received at the Reserve Bank please consider submitting your
indicated for that notice or to the offices indicated or the offices of the Board of comments in electronic form, as
of the Board of Governors. Comments Governors not later than August 31, described below. However, if the
must be received not later than August 2007. comment contains any material for
22, 2007. which confidential treatment is
A. Federal Reserve Bank of St. Louis A. Federal Reserve Bank of Atlanta requested, it must be filed in paper
(Glenda Wilson, Community Affairs (David Tatum, Vice President) 1000 form, and the first page of the document
Officer) 411 Locust Street, St. Louis, Peachtree Street, N.E., Atlanta, Georgia must be clearing labeled
Missouri 63166-2034: 30309: ‘‘Confidential.’’1
1. Bennie F. Ryburn, Jr., and Bennie 1. The Colonial BancGroup, Inc.,
jlentini on PROD1PC65 with NOTICES

F. Ryburn III, as trustees of the Bennie Montgomery, Alabama; to merge with 1 Commission Rule 4.2(d), 16 CFR 4.2(d). The

F. Ryburn Family Trust, all of Citrus & Chemical Bancorporation, Inc., comment must be accompanied by an explicit
request for confidential treatment, including the
Monticello, Arkansas; as a group acting and thereby acquire its subsidiary, factual and legal basis for the request, and must
in concert to retain control of Bradley Citrus & Chemical Bank, both of Bartow, identify the specific portions of the comment to be
Bancshares, Inc., and thereby indirectly Florida. withheld from the public record. The request will

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