Free SBI

ASSOCIATE PO
Current Affairs

Perfect Current
Affairs Guide

Important for
upcoming SBI
Associate PO

Aspirants
Favourite E-Book

Dont forget to
share

This is general awareness

guide with Sets of Marketing
and Computer Questions.
EDITED BY
Anubhav Lahiri
www.exampundit.in
EDITORs COMMENT

31.10.2014

Team ExamPundit

FINANCE NEWS
RBI issued guidelines on implementation of
Basel III Capital Regulations
The Reserve Bank of India (RBI) on 1
September 2014 issued guidelines on
implementation of Basel III Capital
Regulations. The issued guidelines are to
facilitate raising of non-equity regulatory
capital instruments by banks under Basel III
framework. The guidelines are applicable with
immediate effect from 1 September 2014.

Guidelines
Banks can issue the instruments with the
principal loss absorption through either (i)
conversion into common shares or (ii) writedown mechanism (temporary or permanent)
which allocates losses to the instruments.
Banks should ensure that the non-common
equity capital instruments issued by them
meet all the eligibility criteria such as legal,
accounting and operational etc., in order for
such instruments to be recognised as
regulatory capital instruments.
The Call option on Additional Tier 1
instrument Non-Cumulative Preference
Shares (PNCPS) and Perpetual Debt
Instruments (PDI) will be permissible at the
initiative of the issuer after the instrument
has run for at least five years. At present, the
Call option on the PNCPS and PDI respectively
is permissible only after the instrument has
run for at least ten years.
Banks can issue Tier 2 capital instruments
that are Redeemable Non-Cumulative
Preference Shares (RNCPS) and Redeemable
Cumulative Preference Shares (RCPS) with a
minimum original maturity of at least five
years compared to ten years at present.
Banks can issue Tier 2 debt capital
instruments (Perpetual Cumulative Preference
Shares

Page 1 of 101

Digitally signed by Team ExamPundit

DN: cn=Team ExamPundit gn=Team ExamPundit c=India l=IN
o=ExamPundit ou=ExamPundit e=exampundit@gmail.com
Reason: Do Not Copy
Location:
Date: 2014-10-31 15:32+05:30

/Redeemable Non-Cumulative Preference

Shares / Redeemable Cumulative Preference
Shares) to retail investors, subject to the
board approval.
Chairman of BASEL COMMITTEE: Stefan
Ingves from Sweden Central Bank.
The State Bank of India (SBI) and Japan Bank
for International Cooperation (JBIC) signed a
dual-currency loan agreement of $152 million
(about912 crore)
The RBI has issued directions to The
Choundeshwari Sahakari Bank Ltd of
Kolhapur, Maharashtra that will require the
bank to seek prior approval for its banking
business.
The Reserve Bank of India sets up supervisory
college for Axis Bank in Mumbai, as part of
supervision of cross border operations of
Indian banks abroad.
RBI has set up supervisory colleges for banks
which have good international presence.
Previously, it has set up such a college for
ICICI Bank and State Bank of India in
December 2012 and for Bank of Baroda and
Bank of India in February 2014.
Exim Bank has signed an agreement with
Japan Bank for International Cooperation
(JBIC) to boost Infrastructure development in
India as well as to enhance connectivity and
regional integration between the country and
its neighbours.
Finance Minister Arun Jaitley has set up a
committee under Reserve Bank Deputy
Governor H R Khan to take stock of
unclaimed deposits in the Public Provident
Fund (PPF) and post office saving schemes
and suggest how these funds can be utilised
for the benefit of senior citizens.
State Bank of India (SBI) introduced
personalised savings accounts for anyone
below 18-year age.

www.exampundit.in

Back top Top ^

SBI introduced this products three months

after the Reserve Bank issued guidelines
allowing minors over 10 years to operate bank
savings accounts independently and use
facilities such as ATMs and cheque books.
Pehli Udaan is a singly operated savings bank
account for a minor aged 10 years and above
and who can sign uniformly, while Pehla
Kadam; is a savings bank account for minor
of any age operated jointly with his/her
parent or guardian, SBI said in a statement.
The Reserve Bank of India (RBI) set up a first
of its kind permanent digital gallery in
Chennai aimed at spreading awareness on
financial literacy.
Life Insurance Corporation of India (LIC) has
topped the company ranking list of the
Million Dollar Round Table (MDRT) in 2014.
India has signed a free trade agreement (FTA)
in services and investments with the
Association of South East Asian Nations
(ASEAN), paving the way for freer movement
of professionals and further opening
opportunities for investments.
State Bank of India (SBI) and MasterCard,
announced the launch of Multi-Currency
Foreign Travel Card through 100 selected
branches of Mumbai, Delhi, Chennai and
Bangalore circles.
Odisha Urban Infrastructure Development
Fund (OUIDF), set up by the state government
to carry out infrastructure projects in
municipalities, will get a line of credit of
nearly $100 million from Asian Development
Bank (ADB).
The Reserve Bank of India decided to fix the
maximum age for Managing Directors and
Chief Executive Officers in private sector
banks at 70.
ICICI Bank, Indias largest private sector bank,
announced its Cardless Cash Withdrawal
service that allows its customers to transfer
money from their account to anyone in India

Page 2 of 101

with a mobile number, the bank said in a

statement.
Senior IAS officer Subhash Chandra Garg was
appointed as Executive Director (ED) in World
Bank. He is a 1983-batch IAS officer of
Rajasthan cadre, will have a tenure of three
years from the date of assuming charge of the
post, said an order issued by the
Appointments Committee of Cabinet (ACC).
The Asian Development Bank has agreed to
give $150-million loan to the Government of
India to help build transmission lines for
renewable energy in Rajasthan.
Union Ministry of Commerce and Industry on
8 September 2014 launched a New Payment
Gateway Integrated to e-Filing System of the
Intellectual Property Office of India (IPOI). It
was launched by Amitabh Kant, Secretary,
Department of Industrial Policy and
Promotion (DIPP).
SBI signed an agreement with China Exim
Bank for a Line of Credit of $ 1.8 billion for
imports of raw material, energy, equipment,
mechanical and electronic products, among
others from China. Export-Import Bank of
China (China Exim Bank) and China
Development Bank Corporation (CDB) signed
various agreements with SBI, ICICI Bank and
Axis Bank to facilitate trade between the two
countries.
Pension regulator PFRDA has set up an expert
committee under chairmanship of former SEBI
chief G N Bajpai to review the investment
guidelines for national pension system (NPS)
schemes in private sector. This committee will
look at the investment guidelines in a
wholesale manner so as to enable flow of
pension monies in new instruments such as
long term infrastructure bonds to be floated
by banks, infrastructure debt funds and Basel
3 compliant bonds.

www.exampundit.in

Back top Top ^

India signed a 5-year trade and economic

cooperation agreement with China with a
view to improve the trade balance and obtain
$20 billion Chinese investment into the
country. The 'Five year Trade and Economic
Development Plan' was signed by Commerce
Minister Nirmala Sitharaman and her Chinese
counterpart Gao Hucheng in presence of
Prime Minister Narendra Modi and visiting
President Xi Jinping.

list of 25 most powerful women shaping the

new world order in the Asia-Pacific region.
Kochhar, ranked highest among Indian
women, has been ranked second across the
region, while three others SBIs Arundhati
Bhattacharya (fourth), HPCLs Nishi Vasudeva
(fifth) and Axis Banks Shikha Sharma (tenth)
have also made it to the top-10. The list is
topped by Australian banking major
Westpacs chief Gail Kelly.

In yet another first for Gujarat, Japans

Mizuho Bank will set up its branch in
Ahmedabad by June 2015. Even as Japanese
investment continues to pour in to the state,
this will be first Japanese bank to come up in
Gujarat as of now.

The Reserve Bank of India (RBI) on 22

September 2014 approved the appointment
of V.G. Mathew as Managing Director (MD)
and Chief Executive Officer (CEO) of Keralabased South Indian Bank Ltd. V.G. Mathew is
appointed for a period of three years with
effect from 1 October 2014. He will replace
V.A. Joseph who will retire on 30 September
2014 after serving the bank for 12 years. His
appointment was made under the Section 35B
of the Banking Regulation Act 1949.

The Reserve Bank of India (RBI) on 17

September 2014 proposed to segregate the
post of Chairman and Managing Director
(CMD) of Public Sector Undertaking (PSU)
banks. It also proposed a separate committee
for appointment of directors on the board of
PSU banks. The only exception among the PSU
banks is State Bank of India where the top
position is commanded by the chairman and
there are four managing directors with clearly
defined executive roles.
The Wealth-X and UBS Billionaire Census 2014
was released on 17 September 2014. The
census looked at the global billionaire
population from July 2013 to June 2014.
The United States maintained its position as
the world's top billionaire country with a
population of 571 billionaires in 2014. As per
the census, India retained its sixth position in
terms of 100 number of billionaires
possessing wealth of 175 billion US dollars in
net worth. Moreover, India has more number
of billionaires than Switzerland, Hong Kong
and France.
The Reserve Bank has cancelled the licence of
Ajmer Urban Cooperative Bank following
financial irregularities and heavy debts.
Eight Indian women, led by ICICI Bank chief
Chanda Kochhar, have made it to the Fortune

Page 3 of 101

ICICI Bank launched a new product to serve

the Indian diaspora and cater to their nonfinancial needs. The top private lender said
'NRI Advantage' entitles customers to avail of
exclusive discounts/special offers. It is
targeted at NRI Premia, NRI Pro and NRI
savings account holders.
Amit Mathew on 22 September 2014 was
unanimously elected as Chairman of Audit
Bureau of Circulations (ABC) for the year
2014-15. He is the resident editor and director
of Malyala Manorama.
Private sector bank ICICI Bank launched a
savings account for minors above 10 years of
age. The account, which will be opened in the
name of the minor, will offer a personalised
cheque book and a debit card with a picture
of his or her choice, the bank said in a
statement.
Revising India's GDP upwards by 0.3 per cent
to 6.3 per cent in 2015, Asian Development
Bank (ADB) has said the economy shows a
new promise of turnaround after the election
brought a stable government in May.

www.exampundit.in

Back top Top ^

Reliance Jio inks pact for $750-mn loan from

South Korean bank.

compiled by the Boston Consulting Group,

total jobs.com, and The Network.

Country's largest lender State Bank of

India(SBI) has signed a line of credit (LoC) of
$500 million with Export-Import Bank of
Korea ( Korea Eximbank).

The International Monetary Fund (IMF) on

slightly lowered its outlook for global
economic growth this year and next, mostly
because of weaker expansions in Japan, Latin
America and Europe. The global economy will
grow 3.3 per cent this year, one-tenth of a
point below what it forecast in July. World
growth should then pick up to 3.8 per cent in
2015, two-tenths of a point lower than its
previous estimate, the IMF says in the latest
instalment of its World Economic Outlook.

The Finance Ministry has appointed a 15member committee under the Chairmanship
of ICICI Bank Chairman K V Kamath to
examine the financial architecture for Micro,
Small and Medium Enterprises (MSME)
sector.
The fiscal deficit for the first five months of
2014-15 is 75 per cent of the Governments
Budget estimate.
The Reserve Bank relaxed 'know your
customer' norms by allowing self-certification
of documents needed for opening bank
accounts. "With a view to easing difficulties
faced by common persons while opening bank
accounts and during periodic updating,
guidelines on KYC will be further simplified
with immediate effect," the central bank said
in its monetary policy statement. RBI has
asked banks to "allow self-certification; accept
a certified copy of the document by
mail/post" for account opening.
The World Bank has trimmed its growth
forecast for developing East Asian economies
this year to 6.9 per cent and urged
governments to improve conditions for
investment and exports.
Indian economy, which accounts for 80 per
cent of South Asias output, is set to grow by
6.4 per cent in 2015-16 as against 5.6 per cent
in 2014-15, the World Bank has said.
India has been ranked 18th globally on the list
of most desirable destinations to work, even
as 70-80 per cent of Indians are willing to
work in an overseas location, says a new
report. The US has been ranked on the top,
followed by the UK, Canada, Germany and
Switzerland, making them the five most
desirable countries to work on the list

Page 4 of 101

State-owned Canara Bank and Deutsche Bank

signed a Memorandum of Understanding for
the use of FX4Cash - a cross-currency
payments solution offered by the foreign
bank. FX4Cash provides fast and reliable
execution of cross-currency payments made
through leading client access channels
including SWIFT, on-line and host-to-host
channels, in over 125 currencies via wire
transfer, cheque and ACH transfers - across
more than 160 countries.
Export-Import Bank of India has, at the
behest of the Government of India, extended
two additional Lines of Credit [LOCs] to Banco
Exterior De Cuba, Cuba aggregating $7.76
million.
India was home to about a third of the world's
poor in 2011, according to a progress report
on various social indicators from the World
Bank and the International Monetary Fund
(IMF) issued.
A committee headed by NTPC Chairman Arup
Roy Choudhury has endorsed the
Governments view on revival of sick public
sector undertakings with the help of cash-rich
PSUs.
India and United Kingdom launched the UKIndia Financial Partnership to strengthen links
between the financial services industries of
the two nations.

www.exampundit.in

Back top Top ^

US Online store Amazon and retailer Future

Group on 12 October 2014 signed a deal to
jointly sell goods over the internet.
The consumer price index-based inflation for
September cooled down to 6.46 per cent,
aided by sharp drop in vegetable prices. It was
the lowest since India started computing
Consumer Price Index (CPI), in January 2012.
The RBI asked banks to comply with the oneaddress-proof norm as it was found that many
of them were not following the new rules.
Despite its clear instructions on requirement
of one proof of address, whether permanent
or current, RBI said it was brought to its notice
that some banks were still insisting on
submission of a proof of current address even
when a customer produced a proof of
permanent address.
Global Hunger Index Report 2014 released:
India Ranked at 55th Position
Union Government on 16 October 2014
appointed US-based economist Arvind
Subramanian as Chief Economic Advisor (CEA)
in the Union Finance Ministry. He has been
appointed as the CEA for a period of three
years on contract basis. Last Chief Economic
Advisor was Raghuram Rajan.
IndiGo, India's largest domestic airline,
ordered 250 Airbus A320neos worth $25.5
billion (almost Rs 1.5 lakh crore), making it the
largest-ever purchase of single-aisle planes in
one go. The low-cost carrier (LCC) also got
purchase rights for another 100 A320neos
with this order, which it can choose to
exercise in coming years.
Reserve Bank of India governor Raghuram
Rajan has been conferred with the Best
Central Bank Governor award for 2014 by
Euromoney magazine.
The Reserve Bank has signed a pact with
Central Bank of Kenya for exchange of
information and supervisory cooperation.

Page 5 of 101

RBI Draft Guidelines for Licensing of New

Banks in the Private Sector
Minimum capital requirement will be Rs 500
crore. Aggregate foreign shareholding in the
new bank should not exceed 49 per cent for
the first five years. The new bank should open
at least 25 per cent of its branches in
unbanked rural centre
The National Bank for Agriculture and Rural
Development (Nabard) will commence direct
lending to food processing industries in mega
food parks and designated food parks by end
of October. The Bank has set up a fund with a
corpus of Rs 2,000 crore for this purpose, a
top bank official said.
India is poised to become a USD two trillion
economy this year, while its GDP size would
cross another milestone of USD three trillion
after five years in 2019, according to IMFs
latest world economic outlook.
Karur Vysya Bank has bagged the Best Bank
Award for Business Intelligence Initiatives
among small banks.
RBI panel headed by ex-Chairman of Axis
Bank, P. J. Nayak recommend for diluting govt
stake in public sector banks to below 50 %.
The government should cut its holding in
public sector banks to under 50 per cent.
Reserve Bank of India granted banking
licences to infrastructure financing firm IDFC
and microfinance institution Bandhan.
The Reserve Bank of India (RBI) issued draft
guidelines for implementation of Bharat Bill
Payment System (BPPS), an 'anytime
anywhere' bill payment system. Bharat Bill
Payment System is intended for the
implementation of a unified bill payment
system across the country.
This integrated bill payment system will
comprise of two entities:
Entity operating at Bharat Bill Payment
System (BBPS) will be setting up the standards

www.exampundit.in

Back top Top ^

related to payments, clearance and

settlement process

Delhi, Mumbai, Chennai, Bangalore, Kolkata

and Hyderabad.

Second entity would be Bharat Bill Payment

Operating Units (BBPOUs). It will be carrying
out the operations in adherence to the
standards fixed by BBPS.

Kotak Mahindra Bank launched Facebookbased funds transfer platform KayPay. KayPay
is a bank agnostic payment product for
Facebook users to send money to each other.
KayPay is built on top of the mobile based
Immediate Payment System (IMPS) that was
launched by the National Payment
Corporation of India. Users have to register
their bank accounts once to start using the
service.

Authorised entities such as agents, banks,

service providers, payment gateways would
be the participants at the Bharat Bill Payment
System.
The Reserve Bank of India has inked a
memorandum of understanding (MoU) with
the Monetary Authority of Hong Kong for
exchange of supervisory information.
RBI Draft Guidelines for Licensing of Foreign
Banks - Foreign banks that want to set up
operations in India will have to do so through
an independent subsidiary. This means they
cannot operate as a branch of the parent
bank.
The initial minimum capital for a WoS will be
Rs. 500 crore. RBI said that the WoS (whollyowned subsidiary) will be required to meet
Basel-III requirements (9 per cent Tier-I
capital) right from Day One. For the first three
years, the WoS will have to maintain Tier-I
capital at 10 per cent. The Priority Sector
Lending (PSL) requirement will be 40 per cent
for WoSs, such as domestic scheduled
commercial banks. The new bank should open
at least 25 per cent of its branches in
unbanked rural centres.
Reserve Bank of India reduced free usage of
other bank automated teller machines (ATMs)
to 3 per month from 5: Frequent withdrawal
of money from ATMs will become expensive
from November, with the RBI imposing a limit
of 3 transactions per month from ATMs of
other banks and 5 from the same bank in six
metropolitan cities. A customer will be
required to pay a fee of up to Rs 20 for using
Automated Teller Machines (ATMs) beyond
the permitted numbers of transactions in

Page 6 of 101

The upcoming Bandhan Bank has appointed

FIS International, one of the largest banking
and payments technology solutions provider
globally, to develop its core banking software
solutions.
Prime Minister Narendra Modi launched
'Pradhan Mantri Jan Dhan Yojana' to help the
poor open bank accounts.
The slogan for the Pradhan Mantri Jan Dhan
mission is Mera Khata Bhagya Vidhaata.
The Scheme:
Every individual who opens a bank account
will become eligible to receive an accident
insurance cover of up-to Rs. 1 Lakh.
HDFC Ergo General Insurance will provide the
accident cover under the scheme.
An additional Rs. 30,000 life insurance cover
will be provided for those opening bank
accounts before January 26, 2015.
LIC (Life Insurance Corporation) will provide
the life insurance cover of Rs 30,000 under
the scheme
Rs 5,000 overdraft facility for Aadhar-linked
accounts, Ru Pay Debit Card with and
minimum monthly remuneration of
Rs 5,000 to business correspondents who will
provide the last link between the account
holders and the bank.

www.exampundit.in

Back top Top ^

Federal Bank Limited launched Young Champ

Account for minors.
Employees Provident Fund Organization
(EPFO) retains interest rate on provident fund
at 8.75 percent for the current fiscal.

Page 7 of 101

www.exampundit.in

Back top Top ^

Current Affairs News

Renowned singer Kavita Krishnamurthy and her
violin maestro husband L. Subramaniam have
been honoured by the New Jersey Assembly for
their contributions to world music.
Signalling a turnaround for the economy and
adding to the current festive cheer, the first
quarter (April-June) GDP growth came in at a
higher-than-expected 5.7 percent.
Indias external debt rose by 7.6 per cent to
$440.6 billion in 201314 mainly due to rise in
non-resident Indians deposits, the Reserve
Bank said.
Child marriage on rise in Kerala: UNICEF. Bihar
has the highest incidence of child marriage at
68 per cent while Himachal Pradesh with around
nine per cent has the lowest incidence, it stated.
Union Government appointed JIC chief RN Ravi
as Naga interlocutor.
President Pranab Mukherjee will inaugurate
World Dental Congress in Noida on
September 11 in which delegates from 133
countries are expected to take part.
Cristiano Ronaldo wins best player in Europe
award.
Prime Minister Narendra Modi and Japanese
Prime Minister Shinzo Abe will have substantive
summit meeting in Tokyo on September 1 during
which the two sides will look at ways to take the
Strategic and Global Partnership forward.
India, Japan sign MoU to develop Varanasi into
smart city.
UN chief Antonio Guterres said Syria is now the
biggest humanitarian emergency of this era, with
more than three million Syrians forced to flee the
war-torn country.
Malaysia and India will soon review their
economic cooperation pact, signed in 2011, to
chart out ways to enhance and diversify trade
further, the Indian High Commissioner to Malaysia
has said.
The US Post Service is issuing a special
postage stamp to commemorate legendary
Indian actor Akkineni Nageswara Rao.
India is all set to achieve self-reliance in testing of
armoured vehicles, as Asias first Ballistic
Research Centre will soon be functioning at
Gujarat Forensic Science University (GFSU)
from Gandhinagar.
Nalanda University reopens after 800 years.
Cricket legend Sachin Tendulkars Playing It My
WayMy Autobiography will be released Nov 6.

Page 8 of 101

Jaipur Pink Panthers beat U Mumba to win Pro

Kabaddi title.
Youngster PV Sindhu created history by becoming
the first Indian to bag two (and back-to-back)
medals at the World Badminton Championship.
Carolina Marin became the first Spaniard to win
World Badminton Championship.
Justice P. Sathasivam to sworn in as Kerala
Governor.
Asian Paints ropes in Deepika Padukone as brand
ambassador.
Eminent journalist and Editorial Chairman of
Outlook group Vinod Mehta has been chosen for
the G.K. Reddy Memorial Award 2014.
Karnataka became the first State in the country
to launch a Health Adalat. The Health Adalat was
launched by the State Health and Family Welfare
Minister U T Khader in Gulbarga, Karnataka on 2
September 2014.
Russian President Vladimir Putin and Ukrainian
President Petro Poroshenko agreed on a
ceasefire regime in the eastern Ukraine.
South African fast bowler Norman Gordon,
oldest surviving Test cricketer at 103 years,
passed away.
The Board of Control for Cricket in India (BCCI)
and the MRF Pace Foundation signed an official
agreement. Under the landmark five-year deal, the
Elite group of bowlers (including the Boards
centrally-contracted pacemen) will spend quality
time under Australian pace legend and Director of
Coaching at the MRF Pace Foundation, Glenn
McGrath.
President Pranab Mukherjee has cleared the
appointment of Justice H.L. Dattu, the senior-most
judge in the Supreme Court, as the 42nd Chief
Justice of India.
India ranks 71 on Global Competitiveness Index.
Andhra Pradesh's new capital to be located
around Vijayawada.
INS Sumitra, an indigenously built naval offshore
patrol vessel (NOPV), was commissioned into the
naval fleet at a function in Chennai. Chief of Naval
Staff Admiral R K Dhowan was the chief guest at
the commissioning ceremony.
The Union ministry of environment and forests
(MoEF) has formed a high-level committee to
review the environmental laws, even as activists
have criticized the move, claiming it is an attempt to
fast-track so-called "development projects". The
committee will be headed by former cabinet
secretary TSR Subramanian.

www.exampundit.in

Back top Top ^

Current Affairs News

India has highest number of suicides in the
world: WHO.

Williams won the womens single title in US Open

2014.

South Africa refuses Dalai Lama visa for Nobel

summit.

Court, an Indian movie written and directed by

Indian writer Chaitanya Tamhane, on 7 September
2014 won the Lion of the FutureLuigi De
Laurentiis award for a Debut Feature at the 71st
Venice Film Festival. The film that is a multilingual
courtroom drama, won the award for its striking
narrative style.

India and Australia inked a significant civil

nuclear agreement which will allow Canberra to
supply uranium to the energy-starved country even
as the two countries discussed ways to enhance
cooperation in key areas of security and trade.
State-appointed, Justice CS Dharmadhikari
Committee on 1 September 2014 asked
Maharashtra Government to enforce a complete
ban on dance bars in hotels and restaurants to
curb attacks on women and reduce crime rate.
The North Atlantic Treaty Organisation (NATO)
commenced its 26th summit in Wales. The last
NATO summit was held in Chicago, US, in 2012.
The next NATO Summit will be held in Portugal in
2015, and in Poland in 2016.
The biggest achievement of the new government in
its first 100 days has been in imposing the largestever hike in excise duty on cigarettes from 11%
to 72%. The government also substantially raised
taxes on pan masala, gutkha and other tobacco
products.
Chandrakala Padia was on 4 September 2014
appointed as first women chairperson of Indian
Institute of Advanced Study (IIAS). She
succeeded the former West Bengal Governor
Gopalkrishna Gandhi.
In the wake of multi-drug resistant (MDR)-TB cases
increasing in India, Union Health Minister Harsh
Vardhan launched India's first National AntiTuberculosis Drug Resistance Survey, 20142015.
Sania Mirza & Brazilian teammate Bruno Soares
won Mixed Doubles trophy of US Open.
Unit 5 of the Rajasthan Atomic Power Station on 6
September 2014 became the second longest
running reactor in the world.
Wildlife Trust of India (WTI) and Tata Chemicals
Limited (TCL) in first week of September 2014
signed a Memorandum of Understanding (MoU)
to set up Indias first of its kind Coral Garden in
Gujarat. This Coral Garden will be set up at
Mithapur coastal region of Devbhoomi-Swarka
district of Gujarat.
China awarded China Book Award to JNU professor
Priyadarsi Mukherj.
Kei Nishikori Becomes First Asian Male Player
to Reach Grand Slam Singles Final. Mario Cilic
defeated him to win US Open 2014. Serena

Page 9 of 101

ICC suspends Saeed Ajmal for illegal action.

Roopen Roy takes over as President of Indian
Chamber of Commerce.
The Union Cabinet has cleared an investment
proposal for construction of the Pakal Dul
Hydroelectric Project at a cost of Rs.8,112 crore in
Jammu and Kashmir.
H Devaraj Committee reported most deemed
universities not fit for being a university.
India and Germany on 8 September 2014 agreed
to cooperate and prepare a roadmap in skill
development, solid waste management and
cleaning of rivers.
Baangladesh and India have signed a
memorandum of understanding (MoU) for enhanced
cooperation in the fields of traditional medicine like
Ayurveda and Unani, as the World Health
Organisation (WHO) decided to lay an extra focus
on the issue as an "important part of healthcare" in
the region.
Education cost cheapest in India, costliest in
Australia: HSBC.
Veteran Nazrul Singer Firoza Begum passed away.
U.S. President Barack Obama has appointed
another Indian-American Maneesh K. Goyal to a
key administration post as member of prestigious J.
William Fulbright Foreign Scholarship Board.
The Hyderabad Metro Rail took yet another step in
promoting the Metro Rail, hitting the tracks next
May, by launching its Mascot Niz. The Niz, which is
apparently taken from the word Nizam, the
erstwhile ruler of Hyderabad, was launched by the
Telangana Chief Secretary, Rajeev Sharma.
Nandan Nilekani, the former Chairman of Unique
Identification Authority of India (UDAI), has been
conferred with V Krishna Murthy Award for
Excellence.
Ukraine and pro-Russian rebels signed ceasefire
agreement called Minsk agreement.
The highest rate of child marriage is in Bangladesh
(where two out of every three girls marry before
age18), followed by India 2nd, Nepal and
Afghanistan: UNICEF.

www.exampundit.in

Back top Top ^

Current Affairs News

The World Health Organisation (WHO) honoured
Bangladesh and Timor-Leste with South East
Asia Regional Award for Excellence in Public
Health. The newly instituted awards were
presented to Saima Hossain of Bangladesh and
National Malaria Control Programme of Timor-Leste
in Dhaka on 10 September 2014.
Indian tennis star Rohan Bopanna will be awarded
the Davis Cup Commitment Award in Bangalore.
Chitresh Tatha is the youngest sailor at the Asian
Games 2014.
The Bill & Melinda Gates Foundation pledged
$50 million to support emergency efforts to contain
West Africa's Ebola epidemic, which has already
killed almost 2,300 people in the worst outbreak of
the virus in history.
Scientist Raghunath Anant Mashelkar, former
director general of the Council of Scientific and
Industrial Research, has been named the chair of
an expert panel to recommend best
technologies for Prime Minister Narendra Modi's
"Swachh Bharat" national sanitation campaign.
India and Vietnam signed seven agreements,
including one on air services and another on
scouting for oil.
Meghalaya Governor K K Paul was today swornin as acting Governor of Manipur.
Congress MP T. Subbarami Reddy, a former
Union Minister, has been appointed Chairman of
the Committee on Subordinate Legislation of the
Rajya Sabha.
And Then One Day - Nasir Uddin Shah's
Autobiography released.
Arnold Schwarzenegger visited India for the audio
launch of director Shankars mega budget movie, I,
starring Vikram and Amy Jackson. Oscar winner AR
Rahman has scored the music for the film.

NTPC Ltd has signed MoU with AP Govt. to set up

a 4,000-MW ultra mega power project at
Pudimadaka near Visakhapatnam wherein it has
been allotted 1,200 acres by the Andhra Pradesh
Government.
The separatist-held regions of Donetsk and
Luhansk in eastern Ukraine are granted temporary
self-rule for three years in a new law adopted by
Parliament.
Indian-origin Antara Haldar on 15 September 2014
became first non-European youngest and only
Indian law lecturer at Cambridge University. She
belongs to Mumbai, Maharashtra.
The G-20 Labour and Employment Ministerial meet
was held at Melbourne, Australia on 10
September 2014 to 11 September 2014.
AIBA Executive Committee Bureau on 15
September 2014 formally recognised Boxing India
as the provisional AIBA National Federation to
represent the sport of boxing in India.
India signed 3 Gujarat Specific pacts with China.
The first MoU was signed between the government
of Gujarat and Guangdong Province in South
China. The second MoU is for a twin-city project
between of Guangzhou, capital of Guangdong and
the Ahmedabad Municipal Corporation. The third
one was signed between the China Development
Bank and iNDEXTb (Industrial Extension Bureau)
a State government body for facilitating
investments.
Lok Sabha Speaker Sumitra Mahajan appointed
BJP veteran L.K. Advani as the chairman of the
prestigious Ethics Committee of Lok Sabha.
The Union Ministry of Women and Child
Development has appointed BJP national executive
member Lalitha Kumaramangalam as the new
chief of the National Commission for Women
(NCW).

TCS has opened Saudi Arabias first allfemale

business process centre, which will provide
employment to up to 3,000 women in three years.

India and the US had their joint military exercise at

Chaubattia in Uttarakhand where they will practice
counter-terrorist operations.

The premier Indian Institute of Management (IIM)

Calcutta has been ranked as the best B-school
from Asia in the FT Masters in Management Global
Rankings.

Academy Award-nominated actor and

environmental activist Leonardo DiCaprio has
been designated the United Nations Messenger
of Peace by UN chief Ban Ki-moon, with a special
focus on climate change.

USA on 14 September 2014 won FIBA

Basketball World Cup 2014 by defeating Serbia.
The World Cup was held at Madrid, Spain.
Tech-savvy Andhra Pradesh Chief Minister, N.
Chandrababu Naidu motivated his Cabinet
colleagues to use iPad and become part of historymaking first ever paperless e-Cabinet meeting.

Page 10 of 101

Chinese President Xi Jinping inaugurated a $1.4

billion port city being built on an artificial island near
Colombo.
After winning the court case, Indian boxer Manoj
Kumar will be bestowed the Arjuna Award as the
Sports Ministry has finally accepted his nomination.

www.exampundit.in

Back top Top ^

Current Affairs News

Prime Minister Narendra Modi on 17 September
2014 appointed former McKinsey India Chairman
Adil Zainulbhai as the Chairman of Quality Council
of India (QCI).
Rajasthan became the first Indian state to ratify
the National Judicial Appointments Commission
(NJAC) Bill 2014. The Bill was unanimously passed
by the Legislative Assembly of Rajasthan on 17
September 2014.
Goa on 17 September 2014 became a permanent
venue for the International Film Festival of India
(IFFI).
Union Ministry of Road Transport & Highways on 16
September 2014 decided to roll out Electronic Toll
Collection (ETC) programme in the country under
the brand name FASTag.
Chinese President Xi Jinping on 16 September
2014 appointed Le Yucheng as China's new
Ambassador to India. Le Yucheng replaced Wei
Wei who previously served as China's envoy to
India.
The International Economic Association (IEA) on 16
September 2014 appointed Kaushik Basu as
president-elect of the association beginning
September 2014. However, he will continue to
serve as Senior Vice President and Chief
Economist of World Bank. Amartya Sen became
the first Indian to join IEA.
World's first water-based nuclear battery was
developed by Jae W. Kwons research group at the
University of Missouri (MU).
According to Latest FIFA Rankings: India - 158.
Ancient Nalanda University, which once attracted
students from across the world, was formally
inaugurated in its modern avatar by External
Affairs Minister Sushma Swaraj in Rajgir.
With the objective of addressing sanitation related
health concerns, the Urban Development Ministry
and the Bill & Milinda Gates Foundation have
agreed on a partnership to promote user
friendly toilets to ensure universal sanitation in
the country.
Indian Air Force on 18 September 2014 gifted a
vintage Dakota aircraft from its museum to
Bangladesh Air Force. The Dakota aircraft was
given on a formal request from Bangladesh Air
Force to review and revive the historic ties between
the two countries.
Padma Shri Mandolin U Srinivas passes away. He
was awarded the Padma Shri in 1998 and the
Sangeet Natak Akademi Award in 2010.

Verma as the next US Ambassador to India. The

US Embassy in New Delhi is currently headed by a
Charge d'affaires Kathleen Stephens.
Scotland stays in United Kingdom.
France launches first air strikes on IS in Iraq.
Li Na, a two-time Grand Slam champion from China
who took tennis in Asia to a new level, has retired
due to recurring knee injuries.
The Olympic Council of Asia (OCA) executive board
approved Indonesia as hosts for the 2018 Asian
Games which faces a growing battle to find venues
because of the cost.
India and China on 18 September 2014 agreed to
establish a Joint Working Group to promote
facilitation in the film sector. The group will meet for
the first time in November 2014 on the sidelines of
the International Film Festival India 2014 at Goa.
A 28-year-old Indian architect Aloke Shetty has
been named young leader of tomorrow by Time
magazine for his pioneering work in designing
affordable flood-proof houses for slum-dwellers.
Coca-Cola launched Coke Zero. Will be available
exclusively on Amazon.in from October.
US Senate on 19 September 2014 passed a
bipartisan resolution declaring 30 September 2014
as US-India Partnership Day. The resolution
recognizes the importance of India and the US to
one another and their relationship in defining the
21st century.
Prime Minister John Key has won an emphatic
victory in New Zealands general election to return
for a third term in office.
Sania Mirza(India)-Cara Black(Zimbabwe) won
doubles title in Tokyo Pacific Open.
Hockey India (HI) on 19 September 2014 inducted
Hockey Village India (HVI) as an Academy Member
to reach out to underprivileged children who are
keen to make a career in the sport.
Sardar Singh became India's flag bearer at 17th
Asian Games opening.
Jitu Rai won first gold for India in Asian Games
Korea.
Third India-Bangladesh Joint Consultative
Commission meet held in New Delhi.
Google joins hands with Govt to realise Modi's plan
for a Digital India.
Narula Brothers won 7 crore rupees in Season 8 of
Kaun Banega Crorepati.

US President Barack Obama on 18 September

2014 nominated Indian-American Richard Rahul

Page 11 of 101

www.exampundit.in

Back top Top ^

Current Affairs News

Voreqe Bainimarama Sworn in as Prime Minister
of Fiji.
Ashraf Ghani Ahmadzai declared Afghanistan
President.
Saurav Ghosal became the first Indian squash
player to enter the Asian Games final, beating 2006
champion Ong Beng Hee.
Internet search major Google, launched a new
social campaign to increase the internet literacy
among women in India. Google has tied up MARD,
an initiative started by Bollywood actor-cum-director
Farhan Akhtar. MARD has tied up with Googles
digital literacy initiative for women Helping Women
get online (HWGO).
Hardeep Singh Puri was appointed as Secretary
General of Independent Commission on
Multilateralism (ICM) on 23 September 2014. He is
a former Ambassador and Permanent
Representative of India to the United Nations.
Delhi Metro Rail Corporation (DMRC) observed
World Green Building Week from 22 September
2014 to 27 September 2014. The week is
simultaneously being observed in over 100
countries.
London has overtaken Hong Kong as the
world's most expensive city to live and work in,
as a new study has suggested it has turned nearly
twice as pricey as Sydney and four times more
expensive than Rio de Janeiro. India's Mumbai was
found to be at the bottom of the 12 most expensive
cities report.
Alibabas Jack Ma is second richest Asian,
overtakes Mukesh Ambani. Li Ka-Shing is the
Asia's richest person.
Union Ministry of Sports inaugurated National
Academies for Athletics & Golf in
Thiruvananthapuram.
Sachin Tendulkar and Steve Waugh to be
inducted as Bradman honouree.
India became the first country ever to
successfully accomplish Mars Mission in One
attempt. The cost of the Mangalyaan mission is
74 million US Dollars.
Geetu Mohandas film Liar's Dice to be India's
official entry for Oscar Awards 2015.
German Embassy organised Ehsaas-e-Kashmir
concert to raise funds for the Kashmir Flood.
Airports Authority of India (AAI) on 23 September
2014 signed a Memorandum of Understanding
(MoU) agreement with the US Trade &
Development Agency (USTDA).

Page 12 of 101

Mahendra Mohan Gupta, Managing Editor of Hindi

daily Jagran, and Hormusji N Cama, Managing
Director of Bombay Samachar, were unanimously
elected Chairman and Vice-Chairman, respectively
of the Press Trust of India.
Edward Snowden has been selected among the
winners of the Right Livelihood Award, also
known as the alternative Nobel, for his
disclosures of top secret surveillance programs.
The 1.5 million kronor ($210,000) cash award is
shared by Pakistani human rights activist Asma
Jahangir, Basil Fernando of the Asian Human
Rights Commission and U.S. environmentalist Bill
McKibben.
UN Climate Change Summit 2014 was held at
UN headquarters in New York on 23 September
2014 to put the planet on course towards reversing
global warming.
India announced to contribute 12 million US
dollar to UN to fight Ebola virus.
Maharashtra CM Prithviraj Chavan resigned.
Former British PM Tony Blair named top 'gay icon'.
In a move that will further enhance the image of
Prime Minister Narendra Modi in the international
community, the Southern University System of
Louisiana in United States has decided to confer an
honorary doctorate degree for his work in the field
of inclusive growth.
India TV chairman and editor-in-chief Rajat Sharma
on 24 September 2014 was appointed as the new
president of the News Broadcasting Association
(NBA) for the year 2014-2015.
Union Government declared 25 September as
Antyodya Diwas. Antyodya diwas was observed to
mark the 98th birth anniversary of Pandit Deendayal
Upadhyay.
Amul ranks 15 in global dairy rankings. USA's Dairy
Farmers of America ranked 1.
Suresh Prabhu on 23 September 2014 was
appointed as Prime Minister Narendra Modis
Sherpa for the Group of 20 annual Summit 2014.
He was selected by the Prime Minister Narendra
Modi.
Indian cricket legend Kapil Dev has been honoured
with a Lifetime Achievement award at a ceremony
in the House of Lords in London.
Sushant Rajput to play MS Dhoni in Dhoni's
Biopic. The film will be directed by Neeraj Pandey.
Marvan Atapattu appointed as head coach of Sri
Lankan cricket team.
The Special Court in Bangalore convicted and
sentenced Tamil Nadu Chief Minister Jayalalithaa

www.exampundit.in

Back top Top ^

Current Affairs News

to four years in prison and a fine of 100 crores, in
the disproportionate assets case.

Japanese telecom giant SoftBank will invest

USD 627 million (about Rs 3,762 crore) in the
online marketplace company Snapdeal.
The European Union has nearly doubled its
assistance to combat the raging Ebola virus in
West Africa to 1 billion euros.
India wins UNHRC re-election. India was reelected to the UN Human Rights Council
(UNHRC) from 2015-17, receiving the highest
number of votes in the Asia-Pacific group.
Switzerland is the worlds favourite
destination among expats, followed by
Singapore and China, a poll on quality of life
by HSBC Bank. Other top-ranked countries
were Germany, seen as stable and safe,
followed by Bahrain, New Zealand, Thailand,
Taiwan, India and Hong Kong.
According to World Steel Association (WSA)
data, India is worlds 4th largest steel maker.
With 62.41 million tonnes output, India
remains the worlds fourth largest steel
producer in the first nine (Jan- Sept) months
of the current year, preceded by China, Japan
and the USA.
According to WHO - Pakistan, along with
Afghanistan and Nigeria, are the only three
countries in the world where polio remains
endemic.
Union Cabinet approved inter-governmental
MoU to upgrade Chabahar port of Iran.
Chabahar port is located in the SistanBaluchistan Province on south-eastern coast
of Iran, which lies outside the Persian Gulf and
it is easily accessed from western coast of
India.
The Centre has filed an affidavit before the
Supreme Court in the black money case,
naming three prominent businessmen. Pradip
Burman, former Director of Dabur group. Goabased miner Radha S Timblo and Bullion

Page 13 of 101

trader Pankaj Chimanlal Lodhya were the

businessmen named in the affidavit.
WHO declared Nigeria free of Ebola.
Facebook founder Mark Zuckerberg donated
$25 mn to fight Ebola.
Venezuela, Angola, Malaysia, New Zealand
and Spain were elected as non-permanent
members of United Nations Security Council
(UNSC) for two-year terms beginning on 1
January 2015.
A five-year-old Indian boy, Harshit Saumitra,
became the youngest to reach Everest Base
Camp.
India along with Japan, the US, China and
Canada will start work on the worlds biggest
telescope on Mauna Kea Hawaii Island.
The Indian Air Force (IAF) has recently asked
its personnel and their families not to use a
mobile phone of (Xiaomi Redmi 1s) Chinese
make which is believed to be capable of
transferring data to companys servers in
China and hence be a security risk.
US technology giant Microsoft launched its
Xbox One game console in China, the first
foreign company to enter the potentially
massive market after the government lifted a
14-year ban.
Chinas e-commerce giant Alibaba gets
approval to set up private bank in China.
World Wrestling Entertainment (WWE),
along with Ten Sports channel, will invest over
$100 million ( Rs 600 crore) in the Indian
sporting related entertainment market,
according to sources.
Microsoft Corp acquired the Swedish video
game company Mojang for 2.5 billion US
dollars.
PM announces Life Time visas for Indian
People of Indian Origin (PIOs), Visa on Arrival
for US visitors. In his speech addressing
Indian-Americans at Madison Square Garden

www.exampundit.in

Back top Top ^

Current Affairs News

in New York, PM Modi announced lifetime
visas for PIOs (Persons of Indian origin).
US to help in developing smart cities
Allahabad (UP), Ajmer (Rajasthan),
Vishakhapatnam (Andhra P.).
NASA & ISRO signed deal to conduct joint
NASA - ISRO Synthetic Aperture Radar
(NISAR) mission.
ONGC has launched a Swachchha Smarak,
Swachchha Bharat campaign to clean up
memorials and heritage places. ONGC to
contribute Rs. 20.75 cr for the beautification
and cleanliness of the Taj Mahal.
NASAs MAVEN spacecraft enters Mars orbit
to study how the Red Planets climate
changed over time from warm and wet to
cold and dry.

Delhi Metro has been ranked second among

18 international Metro systems in terms of
overall customer satisfaction in an online
customer survey. London Metro is ranked top.
PM Narendra Modi inaugurated India Food
Park in Tumkur in Karnataka.
Punjab, Maharashtra, Bihar and Odisha are
the only four states amid top 20 major states
in India that have seen a surge in employment
generated by the Central Public Sector
Enterprises (CPSEs) while rest of the states
have recorded a fall ranging between 3-22 per
cent.
Uttarakhand Government declared 9
September as Himalaya Diwas.
Australian author Richard Flanagan won
2014 Man Booker Prize for his novel The
Narrow Road to the Deep North.

Tata Nano to be revamped and launched as a

'Smart City Car' next year.

Malala Yousafzai conferred 2014 Liberty

Medal.

Madhya Pradesh will celebrate 2015 as

Tourism Year.

Ashwika Kapur became the first Indian

woman to win prestigious Wildscreen Panda
Award. Panda award also known as Green
Oscar of the natural history and wildlife film
industry was announced at the annual
Wildscreen Film Festival held at Bristol, UK.

Gujarat government set up a Special Purpose

Vehicle (SPV) to promote Vadodara as the
state's cultural capital and encourage tourism
in the city.
First-ever Offshore Wind Power Project (100
MW capacity) in India will be set up at Gujarat coast .
Cyclonic Storm Hudhud was the strongest
tropical cyclone of 2014 hit in Odisha and
Andhra Pradesh .
PM Narendra Modi announced Rs. 745 Cr.
(570 for homes + 175 for hospitals) relief for
rebuilding damaged homes and hospitals in
J&K Kashmir Flood.
Bihar is the fastest growing State while Tamil
Nadu is the worst performer, the latest data
released by the Central Statistics Office (CSO)
has revealed.

Page 14 of 101

www.exampundit.in

Back top Top ^

CURRENT AFFAIRS NEWS ON OTHER TOPICS

2nd Summer Youth Olympics Games held in
Nanjing, China

Deodhar Trophy 2014, West Zone lifted

trophy after defeating North Zone in the final.

Weightlifter Ragala Venkat Rahul bagged

India's first medal of the second Youth
Olympic Games in Nanjing, China.

Prime Minister Narendra Modi commissioned

INS Kolkata at the naval base in Mumbai. INS
Kolkata is the biggest and the most powerful
guided missile-destroyer.

Dutch teenager Max Verstappen to become

youngest Formula One driver.
Jammu and Kashmir to host Football
Federation Cup in August 2015.
Jo-Wilfried Tsonga won the Rogers Cup,
beating second-seeded Roger Federer in the
final. The 13th-seeded Frenchman won his
first ATP Tour title of the season and 11th
overall.
South African all-rounder cricketer Jacques
Kallis, announced his retirement from all
formats of international cricket.

INS Kamorta, India's first indigenously built

Anti-submarine warship inducted into the
Navy.
PM dedicated two hydro power projects in
Leh and Kargil 1.44 MW Chutak hydro-electric
project in Kargil district and 2.45 MW Nimoo
Bazgo project in Leh district.
China unveiled its next generation
Intercontinental Ballistic Missile (ICBM)
Dongfeng 41 (DF-41). It has a range of
13000 km.

Kush Kumar became first Indian player to

reach semi-final of World Junior Squash
Championship.

The Indian Air Force received its sixth C-17

Globemaster heavy lift transport aircraft
which also carried a World War II vintage
'Harvard' aircraft in its belly.

Paragliding World Cup Association selected

Himachal Pradesh as a venue to host the
2015 para-gliding World Cup.

Indo-Russia pact planned to develop a sleeker

and faster 'mini' version of BrahMos missile.

Hero MotoCorp named title sponsor of ISL.

Indian Super League, the first-of-its-kind
franchise-based football league in the
country.

Indo-Russian joint venture firm BrahMos

Aerospace is developing a smaller version of
the 290-km supersonic cruise missile for
enabling its deployment on submarines and
smaller fighter aircraft such as MiG 29K.

35th National Games to be held in Kerala

next year. Sachin Tendulkar is the brand
ambassador of 35th National Games.
Durand Cup football tournament 2014, The
third oldest football tournament in the world,
Durand Cup, will be held in Goa between
October 28 and November 9 this year.
China defeated Japan to win Uber Cup 2014
of badminton.
Japan beat Australia in Women's Asian Cup
Football final.

Page 15 of 101

Malabar Naval exercise 2014 held in the

Pacific Ocean. The Exercise Malabar is a joint
naval exercise first conducted as a bilateral
one between the US and Indian navies in
1992. Japan participates in the Malabar
exercises for the third time since it first
participated in 2007.
Former India captain Sourav Ganguly joined
the Supreme Court-appointed Mudgal
committee, which is probing the IPL betting
and spot-fixing scandal, as an expert on
cricketing affairs.

www.exampundit.in

Back top Top ^

RBI Rates as of October 15, 2014

REPO Rate: 8% remained Unchanged
Reverse Repo Rate: 7% remained Unchanged
SLR: 22% reduced by 50 Basis Points (1 BP = .01%) from 22.5%
CRR: 4% remained Unchanged
MSF: 9% remained Unchanged
Bank Rate: 9% remained Unchanged

6th BRICS Summit 2014 Highlights

The 6th BRICS summit was the sixth annual diplomatic meeting of the BRICS, a grouping of major
emerging economies that includes Brazil, Russia, India, China and South Africa. It was hosted by
Brazil, as the first host country of the current five-year summit cycle; the host city was Fortaleza,
Brasilia.

Core BRICS members

Brazil
Dilma Rousseff - President
Russia
Vladimir Putin - President
India
Narendra Modi - Prime Minister
China
Xi Jinping - President
South Africa
Jacob Zuma - President
Outcome
Prime Minister Narendra Modi had a meeting with Russian President Vladmir Putin regarding issues
of Nuclear projects and power.
BRICS Members signed a treaty to for a bank named "New Development Bank". It is formed to
compete with the western monetary power.

Page 16 of 101

www.exampundit.in

Back top Top ^

Highlights of the New Development Bank

The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is
multilateral development bank operated by the BRICS states (Brazil, Russia, India, China and
South Africa) as an alternative to the existing US-dominated World Bank and International
Monetary Fund.
It will be headquartered in Shanghai, China.
Unlike the World Bank, which assigns votes based on capital share, in the New Development
Bank each participant country will be assigned one vote, and no countries will have veto
power.
The New Development Bank was agreed to by BRICS leaders at the 5th BRICS summit held in
Durban, South Africa on 27 March 2013.
The first president will be from India.
The inaugural Chairman of the Board of directors will come from Brazil.
The inaugural chairman of the Board of Governors will be Russian.
Brazil, Russia, India, China and South Africa will initially contribute $10 billion each to bring
the total to $50 billion.
Each member cannot increase its share of capital without all other 4 members agreeing. This
was a primary requirement of India.
The 7th BRICS summit will be the next annual summit of the head of states or government of
the BRICS members states. It will be held in the Russian city of Ufa in Bashkortostan.
Bangladesh will join BRICS Bank.

Page 17 of 101

www.exampundit.in

Back top Top ^

INDIAs rank in 2014

Global Innovation Index 2014 - 76
World Prosperity Index 2013 106.
Global Peace Index 2014 143 (Iceland top
the list while Syria the most violent place)
Global Corruption Index 2013 94 (Denmark
least corrupt country.)
Global Competitiveness Index 2014 -71
(Switzerland is the most competitive economy,
followed by Singapore).
World Effective stock market regulation
ranking 62 (South Africa is on the top
followed by Finland, Hong Kong)
World Bank - Ease of Doing Business" report India ranked 142 among the 189 countries
(Singapore top)
Political empowerment sub index 15 (Iceland
top the list, US ranked 20)

Awards & Honours

World Economic Forum's 2014 Gender gap

index 114 (Iceland top the list followed by
Finland & Norway)

Jnanpith Award 2013: Noted Hindi poet

Kedarnath Singh has been chosen for the
prestigious Jnanpith award for 2013. He will
be the recipient of the 49th Jnanpith award.

Global Environment Performance Index 2014

155 (Switzerland followed by Luxembourg,
Australia)
Intellectual property (IP) environment 2014
25 (US ranked on the top followed by UK and
France)
World Press Freedom Index 2014 - 140 in the
list of 180 countries
World's best countries for doing business 2014
134
Global Hunger Index Report 2014: 55
(Mauritius top followed by Thailand and
Albania)
Human Development Index 2014 135
(Norway top followed by Australia).

Page 18 of 101

Pen Pinter prize 2014: Salman Rushdie wins

Pen Pinter prize for his outstanding literary
output and support for freedom of expression.
World Food Prize 2014: Indiaborn plant
scientist Sanjaya Rajaram has been named
the winner of the World Food Prize for his
breakthrough achievement in increasing
global wheat production by more than 200
million tonnes following the Green Revolution.
Moortidevi Award 2013: C Radhakrishnan
selected for Moortidevi Award 2013. He has
been selected for his novel Theekkadal
Katanhu Thirumadhuram.
Note: a) Radhakrishnan is the second
Malayalam writer to be awarded with the

www.exampundit.in

Back top Top ^

Moortidevi award. The first Malayalam

author to win the award was Akkitham
Achuthan Namboothiri in 2009 for his
selected poems.
b) Haraprasad Das was conferred the
Moortidevi Award for 2012 for 'Vamsha, a
poetic recreation of the Mahabharata.
France honour Shah Rukh Khan with Legion of
Honour.
Goldman Prize for environmental activist
Ramesh Agrawal. He received the prize for
helping villagers fight coal mining in
Chhattisgarh.
Caparo Group founded by leading NRI
industrialist Lord Swaraj Paul has won the
International Business of the Year award
2014.
Golden Peacock Awards 2014: Technopark
Technology Business Incubator (TTBI) was
chosen for the Special Commendation at the
Golden Peacock National Training Awards
2014.

Dadasaheb Phalke Award 2013: Veteran poet

and film lyricist Gulzar has been chosen for
the coveted Dadasaheb Phalke Award for
2013. He is the 45th winner of the Dadasaheb
Phalke Award.
Pulitzer Prize 2014: Indiaborn poet Vijay
Seshadri has won the prestigious 2014 Pulitzer
Prize in the poetry category for his work '3
Sections'. Donna Tartt wins fiction Pulitzer
Prize 2014 for novel 'Goldfinch'.
Gandhi Peace Prize for 2013: Eminent
Gandhian and environmentalist Chandi
Prasad Bhat selected for the award. He was
also awarded the Magsaysay Award in 1982.
Hindustan Aeronautics Ltd (HAL) received the
Most Efficient Navratna Award for the year
2013.

Sachin Tendulkar won Cricketer of

Generation Award.
Cyrus Mistry wins DSC Prize 2014 for South
Asian literature for his book Chronicles of a
Corpse Bearer.
Muzaffar Ali, a noted filmmaker of India was
selected for Rajiv Gandhi National
Sadbhavana Award on 31 July 2014. His
name was selected for his outstanding
contribution towards the promotion of
Communal harmony, peace and goodwill. He
had directed several movies like Bollywood
classic Umrao Jaan, Gaman and Khizan. In
2005, he became the recipient of Padma Shri.
Australian author Richard Flanagan won 2014
Man Booker Prize for his novel The Narrow
Road to the Deep North
Malala Yousafzai conferred 2014 Liberty
Medal.
Tamil poet Iqbal named for Singapore's
highest cultural award, Cultural Medallion.

Tomas Halik, the Czech priest won the

Templeton Prize for 2014.

Page 19 of 101

www.exampundit.in

Back top Top ^

Raghuram Rajan conferred Euromoney's

Central Bank Governor of Year Award
Ashwika Kapur became the first Indian
woman to win prestigious Wildscreen Panda
Award.
Indian cop Shakti Devi of the Jammu and
Kashmir Police, currently deployed in the UN
Assistance Mission in Afghanistan (UNAMA),
has been awarded the International Female
Police Peacekeeper Award 2014.
Anoop Jain wins prestigious global citizen
award for his work to build community
sanitation facilities
Former U.S. spy agency contractor Edward
Snowden and Alan Rusbridger, editor of The
Guardian on won Right Livelihood Award.

Note: Maria Sharapova now won 5th Grand

Slam title.
US OPEN 2014 :
Kei Nishikori first Asian man to reach grand
slam final. He defeated Novak Djokovic.

National Sports Awards 2014

Arjuna award: Akhilesh Varma (Archery),
Tintu Luka (Athletics), HN Girisha
(Paralympics), V Diju (Badminton), Geetu Ann
Jose (Basketball), Jai Bhagwan (Boxing),
Ravichandran Ashwin (Cricket), Anirban Lahiri
(Golf), Mamta Pujari (Kabaddi), Saji Thomas
(Rowing), Heena Sidhu (Shooting), Anaka
Alankamany (Squash), Tom Joseph
(Volleyball), Renubala Chanu (Weightlifting)
and Sunil Rana (Wrestling).

Best Film: 'Ship of Theseus' Director

Anand Gandhi

Dronacharya award: Mahabir Prasad

(Wrestling), N Lingappa (Athletics -Lifetime), G
Manoharan (Boxing -Lifetime), Gurcharan
Singh Gogi (Judo -Lifetime), Jose Jacob
(Rowing -Lifetime).

Best Actor: Rajkumar Rao for 'Shahid' and

Suraj Venjaramudu and Venajaramoodu for
Malayalam movie 'Perariyathavar'

Dhyan Chand award: Gurmail Singh (Hockey),

K P Thakkar (Swimming -Diving), Zeeshan Ali
(Tennis).

Best Actress: Geetanjali Thapa for Liars Dice

Rashtriya Khel Protsahan Puruskar: 1.

Best Director Award: Pranjal Dua for 'Chidiya

Ud' (Hindi)

Employment of sports persons and sports

welfare measures Oil and Natural Gas
Corporation Limited (ONGC), 2. Community
Sports -identification and nurturing of budding
/young talent Jindal Steel Works (JSW), 3.
Establishment and Management of sports
academies of excellence Guru Hanuman
Akhara, Delhi, 4. Other forms of sports
activities not covered in the four categories
mentioned in the schemes Child Link
Foundation of India (Magic Bus).

61st National Film Awards:

Best Popular Film providing Wholesome

Entertainment: 'Bhaag Milkha Bhaag'
French Open 2014:
Mens Title: Rafael Nadal clinches record
ninth French Open title. He defeated Novak
Djokovic in the final.
Note: Rafael Nadal now won 14 Grand Slam
singles titles till now.
2. Womens Title: Maria Sharapova defeat
Simona Halep to win French Open Title second
time.

Page 20 of 101

www.exampundit.in

Back top Top ^

Narendra Modi Cabinet of Ministry

Harsimrat Kaur Badal: Food Processing

Industries

Narendra Damodardas Modi : Prime Minister

Narendra Singh Tomar: Mines & Steel Labour

and Employment

Rajnath Singh: Home Minister

Jual Oram: Tribal Affairs

Sushma Swaraj: External Affairs & Overseas

Indian Affairs

Radha Mohan Singh: Agriculture

Arun Jaitley: Finance Corporate Affairs &

Defence

Thaawar Chand Gehlot: Social Justice and

Empowerment

M. Venkaiah Naidu: Urban Development

Housing and Urban Poverty Alleviation &
Parliamentary Affairs

Smriti Zubin Irani: Human Resource

Development

Nitin Jairam Gadkari: Road Transport and

Highways Shipping

Dr. Harsh Vardhan: Health and Family

Welfare

D.V. Sadananda Gowda: Railways

Uma Bharati: Water Resources, River
Development and Ganga Rejuvenation
Dr. Najma A. Heptulla: Minority Affairs
Gopinathrao Munde: Rural Development,
Panchayati Raj & Drinking Water and
Sanitation (Died on June 3rd)
Nitin Jairam Gadkari : Rural Development,
Panchayati Raj & Drinking Water and
Sanitation.
Ramvilas Paswan: Consumer Affairs, Food
and Public Distribution
Kalraj Mishra: Micro, Small and Medium
Enterprises
Maneka Gandhi: Women and Child
Development
Ananthkumar: Chemicals and Fertilizers
Ravi Shankar Prasad: Communications and
Information Technology & Law and Justice
Ashok Gajapathi Raju: Civil Aviation
Anant Geete: Heavy Industries and Public
Enterprises

Page 21 of 101

www.exampundit.in

Back top Top ^

Manoj Sinha: Railways

Minister of States (Not Important)

Nihalchand: Chemicals and Fertilizers

General V.K. Singh: Development of North
Eastern Region (Independent Charge) &
External Affairs Overseas Indian Affairs
Inderjit Singh Rao: Planning (Independent
Charge), Statistics and Programme
Implementation (Independent Charge) &
Defence
Santosh Kumar Gangwar: Textiles
(Independent Charge), Parliamentary Affairs
Water Resources, River Development and
Ganga Rejuvenation
Shripad Yesso Naik: Culture (Independent
Charge) & Tourism (Independent Charge)
Dharmendra Pradhan: Petroleum and Natural
Gas (Independent Charge)
Sarbananda Sonowal: Skill Development,
Entrepreneurship, Youth Affairs and Sports
(Independent Charge)
Prakash Javadekar: Information and
Broadcasting (Independent Charge),
Environment, Forest and Climate Change
(Independent Charge) & Parliamentary Affairs

Upendra Kushwaha: Rural Development,

Panchayati Raj & Drinking Water and
Sanitation
Radhakrishnan P: Heavy Industries and Public
Enterprises
Kiren Rijiju: Home Affairs
Krishan Pal: Road Transport and Highways
Shipping
Dr. Sanjeev Kumar Balyan: Agriculture &
Food Processing Industries
Mansukhbhai Dhanjibhai Vasava: Tribal
Affairs
Raosaheb Dadarao Danve: Consumer Affairs,
Food and Public Distribution
Vishnu Deo Sai: Mines, Steel & Labour and
Employment
Sudarshan Bhagat: Social Justice and
Empowerment

Piyush Goyal: Power (Independent Charge),

Coal (Independent Charge) & New and
Renewable Energy (Independent Charge)
Dr. Jitendra Singh: Science and Technology
(Independent Charge), Earth Sciences
(Independent Charge), Prime Minister Office
Personnel, Public Grievances & Pensions
Department of Atomic Energy Department of
Space
Nirmala Sitharaman: Commerce and Industry
(Independent Charge), Finance Corporate
Affairs
G.M. Siddeshwara: Civil Aviation

Page 22 of 101

www.exampundit.in

Back top Top ^

FIFA World Cup 2014

Germany defeated Argentina by 1-0 to lift 2014 FIFA World Cup title for the 4th time.
Golden Ball Award: Lionel Messi of Argentina was declared as the Player of the tournament and
awarded Golden Ball.
Golden Boot Award: James Rodriguez of Colombia won the Golden Boot award for finishing top
scorer at the 2014 World Cup in Brazil. He scored 6 goals in the tournament.
Golden Glove Award: Manuel Neuer (Germany) won Golden Glove at 2014 World Cup.
Hat-Rick Goal: Thomas Muller (Germany) scored first hattrick and Xherdan Shaqiri (Switzerland)
claimed second hattrick of the tournament.
Mario Gtze kicks in second half of extra time to help Germany to win the final by 1-0 against
Argentina.
Germany won their fourth World Cup after a 24-year (1954, 1974 and 1990) wait.
Netherland stood 3rd and Brazil stood 4th in the tournament.
Germany defeated Brazil 7-1. It is the biggest win in Semi Final of World Cup and also Brazil's biggest
loss.
Fuleco the Armadillo is the official mascot of the 2014 FIFA World Cup in Brazil.
Brazuca was the name of the new ball unveiled in the 2014 FIFA World Cup. Manufactured by
Adidas.
2018 World Cup will be hosted in Russia and 2022 World Cup will be hosted in Qatar.

Hockey World Cup 2014:

Mens Title: Australia defeated Netherlands in the final. Australia won the title for the second time,
Womens Title: Netherlands defeated Australia in the final. Netherland won the title for the seventh
time, Indian men's hockey team rank 9th in latest word hockey rankings.
Hockey World Cup 2018 Venue:
Mens Hockey World Cup India
Womens Hockey World Cup - England

ICC World Cup Cricket Venue

Australia & New Zealand: 2015
England - 2019
India - 2023

Page 23 of 101

www.exampundit.in

Back top Top ^

The 2014 Asian Games, officially known as the

XVII (17th edition) of Asiad Games.
Mascot of the Asian Games 2014 is the
Harbour Seal Siblings - Barame, Chumuro and
Vichuon means wind, dance and light in
Korean language.
The theme of the 2014 Asian Games was
Meet Asias Future.
Official Motto Diversity Shines: Here.
Sardar Singh, captain of the mens hockey
team was the Indian contingents flag bearer
at 17th Asian Games
Next Asian Games 2018 will be held in
Jakarta, Indonesia.

INDIAs MEDAL TALLY

(In BRIEF)
ARCHERY (1 Gold, 1 Silver, 2 Bronze)
Gold: Rajat Chauhan, Sandeep Kumar and
Abhishek Verma in Compound Men's Team

ATHLETICS (2 Gold, 4 Silver, 7 Bronze)

Gold: Priyanka Pawar, Tintu Luka, Mandeep
Kaur and Poovamma Machettira in women's
4x400m Relay. Seema Punia in Women's
Discus Throw

BADMINTON (1 Bronze)
Bronze: Ashwini Ponnappa, PC Thulasi, Tanvi
Uday, Pradnya Gadre, Saina Nehwal, PV
Sindhu, Sikki Reddy in Women's Team

BOXING (1 Gold, 4 Bronze)

Vietnam had originally been picked to host

the 18th Games in 2019, but withdrew
blaming fallout from an economic crisis.
Indonesia immediately became favourites to
host the 2018 Asian Games.
China topped in the medal tally in Asian
Games.

Gold: 1. MC Mary Kom in Women's Fly (4851kg)

HOCKEY (1 Gold, 1 Bronze)

Gold: Men's Team Bronze: Women's Team

KABADDI (2 Gold)

India finished at 8th position in the 2014

Asian Games with 57 medals tally comprising
11 gold, 10 silver and 36 bronze.

Gold: Men's Team, Women's Team

Kosuke Hagino of Japan (Swimmer) is

announced as the most valuable player.

Gold: Jitu Rai in Men's 50m Pistol

Hammer thrower Manju Bala's medal was

upgraded from bronze to silver after a
Chinese competitor Zhang Wenxiu who
finished ahead of her was caught for doping.

GOLD: Saurav Ghosala, Harinder Pal Singh

Sandhu, Mahesh Mangaonkar, Kush Kumar

Zhang Wenxiu is the sixth athlete to be kicked

out of the Asian Games in Incheon, South
Korea for doping and the second gold medalwinner after Malaysia's wushu champion Tai
Cheau Xuen.

Gold: Sania Mirza and Saketh Myneni in Mixed

Doubles

Page 24 of 101

SHOOTING (1 Gold, 1 Silver, 7 Bronze)

SQUASH (1 Gold, 2 Silver, 1 Bronze)

TENNIS (1 Gold, 1 Silver, 3 Bronze)

WRESTLING (1 Gold, 1 Silver, 3 Bronze)

Gold: Yogeshwar Dutt in Men's Freestyle 65kg

www.exampundit.in

Back top Top ^

IMPORTANT EVENTS TOOK PLACE

(FOR INDIA)

MC Mary Kom is the Most Valuable

Player in Asian Games 2014 for India.
Saurav Ghosal became the first Indian
to enter the Asian Games final in
Squash.
Dipika Pallikal won bronze medal the
first by an Indian woman squash
player.
Khushbir Kaur (21-year-old) became
the first Indian woman to win a
medal in race walking in the Asian
Games.
Indian boxer L Sarita Devi stunned
officials and spectators by refusing to
accept the bronze medal, match held
against South Korea's Jina Park.
M C Mary Kom became the first
Indian woman boxer to clinch a gold
medal at the Asian Games

Page 25 of 101

www.exampundit.in

The Mascots of Asian Games 2014

Back top Top ^

G. Padmanabhan Committee: Execution of Bharat Bill Payment System (BPPS).

Nachiket Mor Committee: For small and payments bank and White Label ATMs and also to permits NBFCs to
work as Business Correspondents of banks.
Deepak Mohanty Committee: For Data and Information Management in The Reserve Bank of India.
PJ Nayak Committee: To analyse Governance of Boards of Banks in India. The committee was constituted
under the chairmanship of P. J. Nayak. He is a former Chairman and CEO of Axis Bank.
M P Bezbaruah Committee: For recommendation of suitable remedial measures to address concerns regarding
security of people from North East.
Vijay Kelkar Committee: was appointed by the Petroleum and Natural Gas Ministry to prepare a road map to
make India self-sufficient in oil and natural gas by 2030.
Arvind Mayaram Committee: For giving clear classifications to Foreign Direct Investment (FDI) and Foreign
Institutional Investment (FII)
Parthasarathi Shome Committee: For Tax Administration Reform Commission (TARC), advise a system to
enforce better tax compliance.
Justice A.P. Shah Committee: For scrutinizing road safety in India.
Anil Kaushal Committee: for inspection of the recommendations made by the TRAI on pricing of Spectrum.
Bimal Jalan panel: To analyse applications for new bank licenses.
Suma Verma Committee: For bringing up-to-date information, and revise the Banking Ombudsman Scheme,
2006.
TSR Subramanian Committee: To review the environmental laws, even as activists have criticized the move,
claiming it is an attempt to fast-track so-called "development projects".
Justice CS Dharmadhikari Committee: To enforce a complete ban on dance bars in hotels and
restaurants to curb attacks on women and reduce crime rate.
H Devaraj Committee: Reported most deemed universities not fit for being a university.
H R Khan Committee: To take stock of unclaimed deposits in the Public Provident Fund (PPF) and post
office saving schemes and suggest how these funds can be utilised for the benefit of senior citizens.
G N Bajpai Committee: To review the investment guidelines for national pension system (NPS) schemes in
private sector.
K V Kamath Committee: To examine the financial architecture for Micro, Small and Medium Enterprises
(MSME) sector.
Bibek Debroy Panel: To suggest ways for restructuring the Railway Board.
Raghunath Anant Mashelkar Panel: To recommend best technologies for Prime Minister Narendra Modi's
"Swachh Bharat" national sanitation campaign.
Pratyush Sinha Committee: to assess compensation for coal blocks.
T.K. Vishwanathan Committee: to provide Bankruptcy code for small and medium enterprises (SMEs).
Justice Prabha Sridevan Committee: to function as a think-tank to help draft a new National Intellectual
Property Rights Policy (National IPR Policy)
The former Union Minister Jairam Ramesh designated as the head of Future Earth Engagement Committee, a
global research platform panel on sustainable development.

Page 26 of 101

www.exampundit.in

Back top Top ^

INDIA:
BSE (Bombay Stock Exchange) - SENSEX (Sensitive Index) (Oldest in Asia)
NSE (National Stock Exchange) - Nifty-50 (Largest in India)

International:
ASIA
Shenzen Stock Exchange (China) - Composite Index
Tokyo Stock Exhange (Japan) - Nikkei-225
Korea Stock Exchange (Seoul, South Korea) Kospi
Shenghai Stock Exchange (China) - Composite Index
Hong Kong Stock Exchange - Hang Seng
SGX (Singapore Exchange) STI (Straits Times Index)

EUROPE
German Stock Exchange - DAX (Deutscher Aktein Index)
LSE (London Stock exchange) or UK stock exchange- Footsie or FTSE-100 (Financial Times and London
Stock Exchange)
France Stock Exchange - CAC-40 (Cotation Assistee en Continuo)
AMERICA
NYSE ( New York Stock Exchange) - DJ ( Dow Jones) ( First and Biggest Stock Market)
NASDAQ (National Association of Securities Dealers Automated Quotation System) (New York) NASD
100 (First Electronic Stock Market)

Page 27 of 101

www.exampundit.in

Back top Top ^

IMPORTANT Schemes Launched in

Housing for All by 2022

2014

Government has proposed to set up a Mission

on Low Cost Affordable Housing to be
anchored in the National Housing Bank.
A sum of Rs 4,000 crore has been earmarked
for National Housing Bank.

Multi Skill Programme Skill India

The Government has announced the launch of
a national Multi-Skill programme called Skill
India. This programme would skill the youth
with an emphasis on employability and
entrepreneur skills.

Kisan Vikas Patra (KVP) Re-Introduced

Kisan TV to be Launched for Farmers

Kisan TV, dedicated to the interests of the
agriculture and allied sector will be launched
in the current financial year.

Kisan Vikas Patra (KVP) is being re-introduced

to encourage people, who may have banked
and unbanked savings to invest in this
instrument. Kisan Vikas Patra is a saving
scheme that doubles the money invested in
eight years and seven months.

Beti Bachao, Beti Padhao Yojana

Government has introduced a new scheme
called Beti Bachao, Beti Padhao, which will
help in generating awareness and improving
the efficiency of delivery of welfare services
meant for women with an initial corpus of Rs
100 crore.

Digital India Programme

The Government has also proposed to set-up
A National Rural Internet and Technology
Mission for services in villages and schools,
training in IT skills and E-Kranti for
government service delivery and governance
scheme with an initial corpus of Rs. 500 crore.
A programme for promoting Good
Governance will also be launched and a sum
of Rs.100 crore will be set aside for this.

Page 28 of 101

Integrated Ganga Conservation Mission

Namami Gange
The Government has proposed to set up an
Integrated Ganga Conservation Mission called
(Namami Gange). An amount of Rs. 2037
crore has been set aside for the Mission in the
current Budget.

www.exampundit.in

Back top Top ^

Pradhan Mantri Krishi Sinchayee Yojana

The Government has proposed to initiate the
scheme Pradhan Mantri Krishi Sinchayee
Yojana. It is proposed to meet the need to
provide assured irrigation to mitigate risk to
the farmer since bulk of the farm lands are
rainfed and depend on monsoon. This scheme
would facilitate access to irrigation. A sum of
Rs.1,000 crores is being set aside for this
scheme.

"If each MP decides to develop three villages

over five years, so many villages in the
country would have seen progress," Modi
added.

Pradhan Mantri Jan-Dhan Yojana

Modi launched the 'Pradhan Mantri Jan Dhan
Yojana' to help poor open bank accounts
which will come with the facility of a debit
card and an insurance cover of Rs 1 lakh.

Soil Health Card Scheme for Every Farmer

Union Cabinet approved the launching of

National AYUSH Mission

A sum of Rs 100 core for this purpose has

been kept aside by the government. An
additional Rs 56 crores have been allocated to
set up 100 mobile soil testing laboratories
across the county.

National AYUSH Mission (NAM)

Shyama Prasad Mukherji Rurban Mission

Shyama Prasad Mukherji Rurban Mission will
be launched to deliver integrated project
based infrastructure in the rural areas. The
scheme will also include development of
economic activities and skill development.

Deendayal Upadhyaya Gram Jyoti Yojana

Deendayal Upadhyaya Gram Jyoti Yojana for
feeder separation will be launched to
augment power supply to the rural areas and
for strengthening sub-transmission and
distribution systems. Its long term aim is to
provide 247 uninterrupted power supply to
all homes. A sum of Rs. 500 crores has been
set aside for this scheme.
Sansad Adarsh Gram Yojana
Modi asked all MPs to developed a model
village in their constituencies by 2016. "One
village for a constituency should be developed
on the model grounds. Two more can be
developed by 2019." "If we have to build the
nation we have to start from the villages"

Page 29 of 101

The word AYUSH stands for Ayurveda, Yoga

and Naturopathy, Unani, Siddha and
Homoeopathy.
NAM is aimed at addressing the gaps in health
services particularly in vulnerable and far-off
areas.
Prospects of National AYUSH Mission
The improvement of AYUSH education
through enhancement in the number of
upgraded educational institutions
Better access to AYUSH services through
increase in number of AYUSH hospitals and
dispensaries, availability of drugs and
manpower.
Sustained availability of quality raw material
for AYUSH systems of medicine
Availability of quality Ayurvedic, Siddha, Unani
and Homeopathy (ASU&H) drugs through
increase in number of pharmacies, drug
laboratories and improved enforcement
mechanism of ASU&H drugs.

Deen Dayal Upadhyaya Antyodaya Yojana

Union Government on 25 September

2014 launched Deen Dayal Upadhyaya

www.exampundit.in

Back top Top ^

Antyodaya Yojana for urban and rural poor.

The Yojana aims at alleviating urban and rural
poverty through enhancement of livelihood
opportunities through skill development and
other means.

Enabling urban poor form Self-Help

Groups for meeting financial and social needs
with a support of 10000 rupees per each
group who would in turn would be helped
with bank linkages.

Deen Dayal Upadhyaya Antyodaya

Yojana has two components one for urban
India and other for rural India. The Urban
component will be implemented by the Union
Ministry of Housing & Urban Poverty
Alleviation while rural component named as
Deen Dayal Upadhyaya Grameen Kaushalya
Yojana.

Pandit Deendayal Upadhyay Shramev Jayate

Under the scheme, the following new

initiatives are provided:
Labours will be provided Unique Labour
Identification number, Local Interconnect
Network, to facilitate their online registration.

Rural Scheme Highlights

The Yojana aims at training 10 lakh (1

million) rural youths for jobs in three years,
that is, by 2017.

The minimum age for entry under the

Yojana is 15 years compared to 18 years
under the Aajeevika Skills Programme.

The Kaushalya Yojana will also the

address the need for imparting training to the
differently-able persons and chip in private
players including international players to
impart the skills to the rural youths.

Urban Scheme Highlights

Imparting skills with an expenditure of

15000 rupees to 18000 rupees on each urban
poor.

Promotion of self-employment through

setting up individual micro-enterprises and
group enterprises with interest subsidy for
individual projects costing 2lakhs rupees and
10 lakhs rupees for group enterprises.
Subsidized interest rate will be 7 percent.

Training urban poor to meet the huge

demand from urban citizens by imparting
market oriented skills through City Livelihood
Centres. Each Centre would be given a capital
grant of 10 lakhs rupees.

Page 30 of 101

PM launches Pt Deendayal Upadhyay Shramev

Jayate programme to ensure labour reforms
and also to ensure transparency in the labour
sector.

Unified Labour Portal (Shram Suvidha) and a

Transparent & Accountable Labour Inspection
Scheme to facilitate ease of compliance
http://efilelaboutreturn.gov.in to facilitate
ease of compliance especially for four Central
Government Organizations i.e. ESIC, EPFO,
DGMS and CLC.
Demand Responsive Vocational Training
Apprentice Protsahan Yojana
Portability through Universal Account
Number for Employees Provident Fund
Account Holders
Implementation of Revamped Rashtriya
Swasthya Bima Yojana (RSBY) for the workers
in the unorganized sector.
Jammu Kashmir Arogya Gram Yojna
Union Government launched Jammu Kashmir
Arogya Gram Yojna in J&K.
The scheme aims to encourage farmers in J&K
to cultivate scientifically tested and
commercially beneficial aromatic and
medicinal plants in the state.
The scheme is a part of the grand plan of the
Government to convert the hilly areas of the

www.exampundit.in

Back top Top ^

country as exclusive zones of high-value

organic farm products.
The Union Government will initially spend
over 25 crore rupees on this scheme.

PM Narendra Modi appointed bollywood

actor Aamri Khan as the Brand Ambassador of
the Swachh Bharat Mission.

About the Scheme

Under the scheme, Council for Scientific and
Industrial Research (CSIR), will help the
farmers with expert guidance and provide
them saplings of as many as nine varieties of
medicinal and aromatic plants. CSIR is the
Research and Development body of the
government.
The plant varieties, selected for J&K, include
five different varieties of lemon grass
(Cymbopogon), Rose (Rosa), Mint (Mentha),
Ashwagandha (Withaniasomnifera) and
Phalsa fruit plant.
Initially, 1000 villages of Kathua, Jammu and
Udhampur in the state will be covered under
the scheme. Similar schemes will be launched
in other states, keeping in mind soil condition,
suitable plant varieties and size and type of
land holdings.
Swachh Bharat Mission
Swachh Bharat Mission (Ek Kadam Swachhata
Ki Aur) launched on Oct 2. The concept of
Swachh Bharat is to pave access for every
person to sanitation facilities including toilets,
solid and liquid waste disposal systems, village
cleanliness and safe and adequate drinking
water supply.
Highlights
The Mission aims at fulfilling the dream of
clean India of Mahatma Gandhi by his 150th
birth anniversary in 2019.
Logo created by Shri Anant Khasbardar of
Kolhapur, Maharashtra has won the Logo
design contest.
The Tagline Ek Kadam Swachhata Ki Aur was
given by Ms.Bhagyasri Sheth of Rajkot,
Gujarat emerged successful in the contest for
Tagline for the Logo.

Page 31 of 101

www.exampundit.in

Back top Top ^

List of Important Books and

Authors
The Narrow Road to the Deep North
authored by Richard Flanagan

Khushwantnama-The Lessons of My Life

Khushwant singh

Untold Story of Indian Public Sector authored by Dr UD Choubey,

My Unforgettable Memories-Mamata
Banerjee

Final Test: Exit Sachin Tendulkar authored

by Dilip DSouza

My Years with Rajiv and Sonia written by

R.D.Pradhan

A Man and a Motorcycle, How Hamid Karzai

Came to Power: written by Bette Dam

ModiNomics: Inclusive Economics, Inclusive

Governance: authored by Sameer Kochhar.

Not Just an Accountant authored by

former CAG Vinod Rai

Crusader or Conspirator? Coalgate and other

Truths authored by PC Parakh

Book The Vijay Mallya Story written by K

Giriprakash

The Accidental Prime Minister: The Making

and Unmaking of Manmohan Singh authored
by Dr. Sanjaya Baru

And Then One Day: Naseeruddin Shah's

autobiography
God of Antarctica written by Yashwardhan
Shukla
One Life is Not Enough : written by Kunwar
Natwar Singh
A book Munger through the Ages authored
by late Devendra Prasad Yadav
The Lives of Others a novel written by: Neel
Mukherjee
The Substance and the Shadow: written by
Uday Tara Nayar, a former journalist.
Autobiography of Dilip Kumar.

A Brush with Life- Satish Gujral

A Bend in the river- V.S. Naipaul
God of Small things- Arundhati Rai
Inheritance of Loss- Kiran Desai.
Joseph Anton- Sulman Rushdie
(Autobiography)

Cabinet Ministers and their

Constituency
Narendra Modi - Varanasi, Vadodara

Warrior State written by T V Paul

Rajnath Singh - Lucknow

Blood Feud written by Edward Klein

Sushma Swaraj - Vidisha

A Bad Character: authored by Deepti Kapoor.

Arun Jaitley - Gurarat(Rajya Sabha)

The Good, the Bad and the Ridiculous Khuswant Singh

Venkaiaha Naidu Karnataka (Rajya Sabha)

Nitin Gadkari - Nagpur

Train To Pakistan - Khuswant Singh

An Uncertain Glory: India and its
Contradictions - Jean Dreze and Amartya
Sen.

Page 32 of 101

DV Sadananda Gowda - North Bangalore

Uma Bharti - Jhansi

www.exampundit.in

Back top Top ^

Najma Heptullah - Madhya Pradesh (Only

Muslim in Cabinet)
Ram Vilas Paswan - Hajipur
Maneka Gandhi - Pilibhit, Uttar Pradesh
Ananth Kumar - Bangalore South
Ravi Shankar Prasad Bihar (Rajya Sabha)
Ashoke Gajapati Raju Pusapati Vizianagaram , Andhra Pradesh
Narendra Singh Tomar - Gwalior
Jual Oram - Sundargarh
Thawar Chand Gehlot - Shajapur, Madhya
Pradesh
Kalraj Mishra - Deoria, Uttar Pradesh
Radha Mohan Singh - Purvi Champaran,
Bihar
Harsh Vardhan - Chandni Chowk, Delhi
Harsimrat Kaur Badal - Bhatindha, Punjab
Anant Geete - Raigarh, Maharasthra
Smriti Irani - Amethi(lost to Rahul Gandhi)

Page 33 of 101

www.exampundit.in

Back top Top ^

MAGSAYSAY AWARD 2014

About Magsaysay Award
1. The Ramon Magsaysay Award is an annual
award established to perpetuate former
Philippine President Ramon Magsaysay's
example of integrity in government,
courageous service to the people, and
pragmatic idealism within a democratic
society.
2. The Ramon Magsaysay Award is often
considered to be Asia's Nobel Prize.
3. The prize was established in April 1957 by
the trustees of the Rockefeller Brothers Fund
based in New York City with the concurrence
of the Philippine government.
4. Vinoba Bhave is the first Indian to receive
this award.

WINNERS of 2014 Award:

1. The Citizen Foundation (Pakistani NGO)
A non-profit organisation in Pakistan founded
by six business leaders, was recognized for
building 1,000 schools over hundreds of cities
and towns in the country.
2. Wang Canfa (Chinese Professor)
He founded the Center for Legal Assistance to
Pollution Victims, which has offered free legal
services to thousands of people and provided
environmental law training to lawyers and
others.
3. Hu Shuli (Chinese Investigative Journalist)
She is a Chinese investigative journalist whose
work has led to the ouster of corrupt officials.
She is the founder and former editor of
Caijing a business magazine famed for its
ground breaking investigative reporting that
has had a profound impact on China.

Page 34 of 101

4. Saur Marlina Manurung (Indonesian

Anthropologist)
She is an Indonesian anthropologist who put
up a Jungle School program for children of
Indonesias Orang Rimba, or forest people.
She won for her ennobling passion to protect
and improve the lives of Indonesias forest
people, and her energizing leadership of
volunteers in SOKOLAs customized
education program that is sensitive to the
lifeways of indigenous communities and the
development challenges they face.
5. Omara Khan Masoudi (Afghanistan
Museum Director)
He is from Afghanistan and awarded for his
courage in protecting Afghan cultural
heritage. At great risk to his life, the deputy
director of the National Museum of
Afghanistan in Kabul led his colleagues in
moving some of the museums most precious
objects to safety during the Talibans assault
on his countrys cultural treasures in the
1990s. After Taliban rule ended in 2002, he
returned to the museum as director and
resurrected the hidden collection and
negotiated the return of other treasures
smuggled to foreign countries.
6. Randy Halasan (Elementary School
Teacher of Philippine)
He is a teacher of an elementary school in
Phillipines. He received for his purposeful
dedication in nurturing his Matigsalug
students and their community to transform
their lives through quality education and
sustainable livelihoods, doing so in ways that
respect their uniqueness and preserve their
integrity as indigenous peoples in a
modernizing Philippines.

www.exampundit.in

Back top Top ^

Nobel Prize
History
It is a set of annual international awards bestowed in a number of categories by Swedish and
Norwegian committees in recognition of cultural and/or scientific advances.

The will of the Swedish inventor Alfred Nobel established the prizes in 1895.
The prizes in Physics, Chemistry, Physiology or Medicine, Literature, and Peace were first
awarded in 1901.
The related Nobel Memorial Prize in Economic Sciences was created in 1968.
The Peace Prize is awarded in Oslo, Norway, while the other prizes are awarded in
Stockholm, Sweden.
The Nobel Prize is widely regarded as the most prestigious award available in the fields of
literature, medicine, physics, chemistry, peace, and economics.

The Royal Swedish Academy of Sciences awards the Nobel Prize in Physics, the Nobel Prize in
Chemistry, and the Nobel Memorial Prize in Economic Sciences; the Nobel Assembly at Karolinska
Institute awards the Nobel Prize in Physiology or Medicine; the Swedish Academy grants the Nobel
Prize in Literature; and the Nobel Peace Prize is awarded not by a Swedish organisation but by the
Norwegian Nobel Committee.
Marie Skodowska-Curie received the Physics Prize in 1903 for the discovery of radioactivity and the
Chemistry Prize in 1911 for the isolation of pure radium, making her the only person to win a Nobel
Prize in two different sciences.

First to Receive
Wilhelm Rntgen in Physics.
Emil Adolf von Behring in Physiology or Medicine.
Jacobus Henricus van 't Hoff in Chemistry.
Sully Prudhomme in Literature.
Henry Dunant and Frdric Passy in Peace.
Ragnar Frisch and Jan Tinbergen in Economics.

Page

Page 35 of 101

www.exampundit.in

Back top Top ^

India in Nobel

In 1913, Rabindranath Tagore received Nobel Prize in Literature and became the First nonEuropean laureate and First Asian to receive Nobel.
Among Indian languages, Bengali is the only language which has received Nobel Literature
Prize.
In 1930, CV Raman won Nobel Prize in Physics for his Raman Effect.
In 1979, Mother Teresa won Nobel Prize for Peace.
In 1998, Amartya Sen was awarded the Nobel Prize in Economic for his contributions to
welfare economics.
In 2014, this year, Kailash Satyarthi won Nobel Peace Prize jointly with Malala Yousufzai.
India has won Nobel in all categories except Chemistry. India won Nobel Peace Prize twice.

NOBEL Prize 2014

Nobel Prize for Physics:
For the invention of efficient blue light-emitting diodes(LED) which has enabled bright and
energy-saving white light sources.
Isamu Akasaki

He is a Japanese scientist and Nobel Prize laureate, known for inventing the bright gallium
nitride (GaN) p-n junction blue LED in 1989 and subsequently the high-brightness GaN blue
LED as well.
He also received Kyoto Prize in 2009 which is the highest private award for global
achievement in Japan.
He also received the IEEE EDISON Medal in 2011.
IEEE Edison Medal is presented by the Institute of Electrical and Electronics Engineers
(IEEE).

Hiroshi Amano
He is a Japanese Physicist.

Page

Page 36 of 101

www.exampundit.in

Back top Top ^

Shuji Nakamura

He is a Japanese-American professor at the Materials Department of the College of

Engineering, University of California, Santa Barbara (UCSB), and is regarded as the inventor
of the blue LED, a major breakthrough in lighting technology.
He also received Harvey Prize which is presented by Israel.

Nobel Prize for Chemistry:

For the development of super-resolved fluorescence microscopy.
Robert Eric Betzig

He is an American physicist.

Stefan Walter Hell

He is a Romanian-born German physicist and one of the directors of the Max Planck
Institute for Biophysical Chemistry in Gttingen, Germany.
He developed Stimulated emission depletion (STED) microscopy in 1993.
He also received Kavli Prize this year which is given by Norway and its named after Fred
Kavli.

William Esco Moerner

Page

He is an American physical chemist and chemical physicist with current work in the
biophysics and imaging of single molecules. He is credited with achieving the first optical
detection and spectroscopy of a single molecule in condensed phases.
He won Wolf Prize in Chemistry in 2008 which is given by Wolf Foundation in Israel.

Page 37 of 101

www.exampundit.in

Back top Top ^

Nobel Prize for Physilogy or Medicine:

For their discoveries of cells that constitute a positioning system in the brain also known as Brain
GPS.
May-Britt Moser and Edvard Ingjald Moser

They are married couple from Norway and they both are psychologist, neuroscientist, and
institute director of the Kavli Institute for Systems Neuroscience and Centre for Neural
Computation at the Norwegian University of Science and Technology (NTNU) in Trondheim,
Norway.

John O'Keefe

He is an American-British neuroscientist.
He discovered Place Cells.

Nobel Prize in Literature:

For the art of memory with which he has evoked the most ungraspable human destinies and
uncovered the life-world of the occupation.
Jean Patrick Modiano

Page

He is a French novelist.
His first novel was "La Place de l'toile" and in 2014 he wrote, "Pour que tu ne te perdes
pas dans le quartier".
He also received Austrian State Prize for European Literature or Europian Literacy Award in
2012.

Page 38 of 101

www.exampundit.in

Back top Top ^

Nobel Prize for Peace:

For their struggle against the suppression of children and young people and for the right of all
children to education.
Kailash Satyarthi

He is an Indian children's rights activist and a global frontrunner face against child labour. He
founded the Bachpan Bachao Andolan (lit. Save the Childhood Movement) in 1980 and has
acted to protect the rights of more than 83,000 children from 144 countries.
It is largely because of Satyarthi's work and activism that the International Labour
Organization adopted Convention No. 182 on the worst forms of child labour, which is now
a principal guideline for governments around the world.
He was born as Kailash Sharma in Madhya Pradesh.

Bachpan Bachao Andolan

It is an India-based movement campaigning for the rights of children. It was started in 1980.
Its focus has centred around ending bonded labour, child labour and human trafficking, as
well as demanding the right to education for all children. It has so far freed 80,000 children
from servitude, including bonded labourers, and helped in their successful re-integration,
rehabilitation and education.

His campaigns:
Child Labour Free India Campaign.
Right to Education Campaign.
Child Domestic Labour Campaign.
Mukti Caravan (campaign against child trafficking for forced labour).
Missing Children Campaign.

Page

Page 39 of 101

www.exampundit.in

Back top Top ^

Including Nobel Peace Prize this year, he has won:

The Aachener International Peace Prize, Germany (1994)

Robert F. Kennedy Human Rights Award (1995)
Alfonso Comin International Award (2008)
Medal of the Italian Senate (2007)
Defenders of Democracy Award (2009)

Malala Yousafzai

Malala Yousafzai was born on July 12, 1997, in Mingora, Pakistan. She currently resides in
United Kingdom.
As a child, she became an advocate for girls' education, which resulted in the Taliban issuing
a death threat against her.
On October 9, 2012, a gunman shot Malala when she was traveling home from school. She
survived, and has continued to speak out on the importance of education.
She was nominated for a Nobel Peace Prize in 2013. She was also nominated this year and
she finally received the award.
In 29 April 2013 issue of Time magazine, Yousafzai was featured on the magazine's front
cover and as one of "The 100 Most Influential People in the World".
She was the winner of Pakistan's first National Youth Peace Prize.
On 12 July 2013, Yousafzai spoke at the UN to call for worldwide access to education, and in
September 2013 she officially opened the Library of Birmingham.
On 12 July 2013, Yousafzai's 16th birthday, she spoke at the UN to call for worldwide access
to education. The UN dubbed the event "Malala Day".
Malala Yousafzai's memoir is "I am Malala" is written by Malala Yousafzai and Christina
Lamb.
She is the youngest ever to receive Nobel Prize at the age of only 17.

Nobel Prize in Economics:

For his analysis of market power and regulation.
Jean Tirole
He is a French professor of economics.
He works on industrial organization, game theory, banking and finance, and economics and
psychology.

Page

Page 40 of 101

www.exampundit.in

Back top Top ^

Recent Appointments in INDIA

IFS officer Sanjeev Kumar Singla appointed as
Private Secretary to Prime Minister Narendra
Modi. Prime Minister has 2 private secretaries
one should be from IAS and one from IFS.
Rajiv Topno is the other Private Secretary.
Former Hockey Captain Ajitpal Singh to head
Dronacharya Award Selection Committee.

Justice H.L Dutta was appointed as the New

Chief Justice of India. He is the 42nd Chief
Justice of India. He succeeded Justice RM
Lodha.
Ajit Kumar Doval appointed as new National
Security Advisor.

Arvind Gupta appointed Deputy National

Security Advisor.

Lt Gen Dalbir Singh Suhag was appointed as

new Army Chief. He succeeded Gen Bikram
Singh.

Justice Dr. Manjula Chellur sworn in as the

First Woman Chief Justice of Calcutta High
Court.

Mukul Rohatgi appointed as the 14th New

Attorney-General of India. He replaced G.E.
Vahanvati.

Y Sudharshan Rao appointed as Chairman of

Indian Council of Historical Research (ICHR).

Finance Minister Arun Jaitley has been

appointed on the Board of Governors of
Philippines-based Asian Development Bank
(ADB).

Shaktikanta Das was appointed as New

Revenue Secretary. He replaced Rajiv Takru.
A.K. Dubey was appointed as Chairman of
Coal India Limited.
Sirikonda Madhusudhana appointed as the
First speaker of Telangana Legislative
Assembly.
T M Bhasain appointed as the New Chairman
of Indian Banks Association. He replaced KR
Kamath.
S. S. Mundra appointed as the New RBI
deputy Governor. He replaced KC
Chakrabarty.

Sumitra Mahajan was appointed as new Lok

Sabha Speaker.
L.K. Advani appointed as the chairman of the
prestigious Ethics Committee of Lok Sabha.
Adil Zainulbhai appointed as the Chairman of
Quality Council of India (QCI).
Hardeep Singh Puri was appointed as
Secretary General of Independent
Commission on Multilateralism (ICM).
Mahendra Mohan Gupta appointed chairman
of Press Trust of India.

Lt Gen Philip Campose takes over as Army

vice Chief.

Rajat Sharma appointed as president of News

Broadcasting Association.

K.V. Chowdary appointed as new Chairman

of Central Board of Direct Taxes (CBDT). He
succeed R K Tewari.

Lalitha Kumaramangalam as the new chief of

the National Commission for Women (NCW).

Rajni Razdan took over as new UPSC chief.

She replaced Prof. D P Agrawal.

Surya Prakash appointed as Chairman of

Prasar Bharti Board. He succeeded Mrinal
Pande

Adille Sumariwala appointed as the Chef-deMission for Asian Games.

Devendra Fadnavis elected as New Chief

Minister of Maharashtra

K V Thomas appointed as the new Chairman

of Parliaments Public Accounts Committee.

Manohar Lal Khattar elected as New Chief

Minister of Haryana

Page 41 of 101

www.exampundit.in

Back top Top ^

Recent Appointments in INDIA

Arvind Subramanian appointed new Chief
Economic Advisor.
Rajiv Mehrishi appointed new finance
secretary. He replace Arvind Mayaram
Atul Kumar Jain: New Chief of staff for
Southern Naval Command
Narinder Batra elected President of the
Hockey India.
Murali Lanka elected as Chief Executive
Officer (CEO) of WalMart India
Kaushal Srivastava elected as Chairman of
the Central Board of Excise and Custom
(CBEC)
Syed Muazzem Ali elected as new
Bangladesh Envoy to India. He replace Tariq
A. Karim.

New governors appointed

Kalyan Singh new Governor of
Rajasthan
Vajubhai Rudabhai Vala - new
Governor of Karnataka
Chennamaneni Vidyasagar Rao - new
Governor of Maharashtra
Mridula Sinha - new Governor of Goa
Ram Naik: new Governor of Uttar
Pradesh. He replaces B.L. Joshi
Balramji Dass Tandon: new Governor
of Chhattisgarh.
Keshari Nath Tripathi: new Governor
of West Bengal.
Om Prakash Kohli: new Governor of
Gujarat.
Padmanabha Balakrishna Acharya:
new Governor of Nagaland.
Kaptan Singh Solanki: new Governor
Haryana. He replaces Jagannath
Pahadia

Page 42 of 101

www.exampundit.in

Back top Top ^

New Appointments (INTERNATIONAL)

Emma Watson, the British Actress appointed
as the First Goodwill Ambassador for UN
Women.
Juan Manuel Santos re-elected Colombia
president.
Ugandas Foreign Affairs Minister, Sam
Kahamba Kutesa elected President for the
69th Session of United Nations General
Assembly (UNGA). He replaced John William
Ashe. United Nations General Assembly
(UNGA) comprises 193 member nations.
Reuven Ruby Rivlin elected as 10th president
of Israel. He succeed Shimon Peres.
Prince Zeid al Hussein (Jordans ambassador)
nominated as U.N. High Commissioner for
Human Rights.
Bashar al-Assad elected Syria President for
third time
Dalia Grybauskaite is the new President of
Lithuania

Jacob Zuma sworn in as South Africa's

President for second term.
Petro Poroshenko is the New President of
Ukraine.
Hiroshi Naka appointed as Vice President and
Auditor General of World Bank.
Kathleen Stephens named Interim US
Ambassador to India.
Maj. Gen. Kristin Lund appointed first
woman to lead UN force. She replace Chinese
Maj. Gen. Chao Liu.
Abdul Al -Thani is the New PM of Libya.
Voreqe Bainimarama Sworn in as Prime
Minister of Fiji.
Ashraf Ghani Ahmadzai declared Afghanistan
President.
Leonardo DiCaprio has been designated the
United Nations Messenger of Peace.

Peter Mutharika is the new Malawi president

Dilma Rousseff re-elected as Brazilian

President for 2nd term

Abdel Fattah Al Sissi is the new President of

Egypt

Joko Widodo elected as New President of

Indonesia

Haider al-Abadi is the New Iraqi Prime

Minister.

Khaled Bahah: new Prime Minister of Yemen

Chief Prayuth Chan-ocha elected new PM of

Thailand.
Joko Widodo is the new Indonesia President
CAG, Comptroller & Auditor General of India,
Shashi Kant Sharma took charge as member
of UN Board of Auditors.
Michelle Howard became the first female
four-star admiral in US Navy. She is the first
women admiral in 236 year old history of US
Navy.

Leah Kalanguka crowned as Miss Uganda

2014
President Barack Obama appointed a former
chief of staff Ron Klain as Ebola "czar."
Georgetown University appoints Pratima
Dharm as first Hindu priest
John Key re-elected as the Prime Minister of
New Zealand for a third term
Lieutenant General Rizwan Akhtar appointed
Inter-Services Intelligence (ISI) chief

Jean-Claude Juncker named as next European

Commission president.
Chung Hung Won retained as Prime Minister
of South Korea.

Page 43 of 101

www.exampundit.in

Back top Top ^

2014 West Africa Ebola Outbreak

History
In 1976, the Ebola virus (EBOV) was first identified near the river Ebola in Democratic
Republic of Congo, giving it and its relatives their name. EBOV infection causes Ebola
virus disease (EVD), formerly known as Ebola haemorrhagic fever (EHF).

2014 Outbreak
An epidemic of Ebola virus disease (EVD) is ongoing in West Africa. The outbreak began in Guinea in December
2013, but was not detected until March 2014.
It proliferated to Liberia, Sierra Leone, and Nigeria. The outbreak is caused by the Zaire Ebola virus, known simply as
the Ebola virus (EBOV). Liberia and Sierra Leone are the most effected countries right now.
As of 26 August 2014, the World Health Organization (WHO) and the Centers for Disease Control (CDC) reported a
total of 3,069 suspected cases and 1,552 deaths. As of 29th August, 2014 WHO has predicted a possible case of
20,000 can reach.
On 8 August, the outbreak was formally designated as a public health emergency of international concern by World
Health Organization.

Economic Impact
In addition to the loss of life, the outbreak is having a number of significant economic impacts.
The following are the economic impacts:

Markets and shops are closing, due to travel restrictions, cordon sanitaire, or fear of human contact, leading
to loss of income for producers and traders.
Foreign mining companies have withdrawn non-essential personnel, deferred new investment, and cut back
operations.
Many airlines have experienced reduced traffic. Some airlines have suspended flights to the area.
An initial World Bank-IMF assessment for Guinea projects a full percentage point fall in GDP growth from 4.5
percent to 3.5 percent. Also other affected countries will be having reduced economic growth.

Signs and Symptoms

Signs and symptoms of Ebola usually begin suddenly with an influenza-like stage characterized by fatigue,
fever, headaches, joint, muscle and abdominal pain.
Vomiting, diarrhoea and loss of appetite are also common.
Less common symptoms include the following: sore throat, chest pain, hiccups, shortness of breath and
trouble swallowing.
The average time between contracting the infection and the start of symptoms (incubation period) is 8 to 10
days, but it can vary between 2 and 21 days.
If the infected person does not recover, death due to multiple organ dysfunction syndrome occurs within 7
to 16 days (usually between days 8 and 9) after first symptoms.

Page 44 of 101

www.exampundit.in

Back top Top ^

Drugs and Survivors

Dr. Brantly and Ms. Writebol of United States of America were discharged from Emory University Hospital, having
recovered from the virus. Neither patient is considered contagious.
The Food and Drug Administration (FDA) of USA has allowed two drugs, ZMapp and an RNA interference drug called
TKM-Ebola, to be used in people infected with Ebola under these programs during the 2014 outbreak.
ZMapp has been developed by Mapp Biopharmaceutical of California, United States of America and TKM-Ebola is
developed by Tekmira Pharmaceuticals Corp. of Vancouver, Canada.

Financial Helps
The WHO and West Africa nations announced $100 million in aid to help contain the disease.
The European Commission (EC) gave 500,000 to help contain the spread of the virus in Guinea and its neighbouring
countries.
The Government of Japan gave $520,000 through the United Nations Childrens Fund (UNICEF) to support the Ebola
outbreak response in Guinea.
The UK government has made 2 million available to partners including the International Federation of the Red
Cross (IFRC) and Mdecins Sans Frontires that are operating in Sierra Leone and Liberia to tackle the outbreak.
On 28 August the WHO said it is seeking $490 million in funding to fight the outbreak.
The World Bank Group has pledged up to US $200 million in emergency funding to help Guinea, Liberia, and Sierra
Leone contain the spread of Ebola infections, help their communities cope with the economic impact of the crisis,
and improve public health systems throughout West Africa.

In India
On Tuesday 27 August 112 Indian citizens and four Nepalese citizens had landed in Mumbai and Delhi from Liberia.
Of the 17 who had arrived in Delhi, one had fever symptoms and had been quarantined at the Airport Health
Organisation (APHO), an airport medical facility. Six others were screened for Ebola, and five passengers who arrived
on routine flights from affected countries showing fever symptoms had also been quarantined. Earlier, it was
reported that an isolation facility with 120 beds was being created in the Hindu Hriday Samrat Jogeshwari trauma
care hospital by Brihanmumbai Municipal Corporation (BMC).
In New Delhi, Ram Manohar Lohia Hospital in New Delhi has been designated as a treatment centre for Ebola Virus
Disease (EVD) cases.

Note: We the team of ExamPundit.in not proud to make this file as this has been a global epidemic. We pray it gets
over very soon.

Page 45 of 101

www.exampundit.in

Back top Top ^

Indian Banks and their Taglines

Corporation Bank
Prosperity for All

Public Sector Banks in India

Dena Bank
State Bank of India

Trusted Family Bank

Pure banking nothing else; with you all the

way

IDBI Bank
Banking for All

State Bank of Hyderabad

Indian Bank

You can always bank on us.

State Bank of Mysore

Taking banking technology to the common

man

Working for a better tomorrow

Indian Overseas Bank

State Bank of Patiala

Good people to grow with

Blending Modernity with Tradition

Oriental Bank of Commerce

State Bank of Travancore

Where every individual is committed

A long Tradition of Trust

Punjab National Bank

Allahabad Bank

A Name you can Bank Upon

A tradition of trust

Syndicate Bank

Andhra Bank

Your faithful & friendly financial partner

Much more to do, with YOU in focus

UCO Bank

Bank of Baroda

Honours Your Trust

Indias international bank

Union Bank of India

Bank of India

Good People to Bank with

Relationships beyond banking

United Bank of India

Bank of Maharashtra

The Bank that begins with U

One family one bank

Vijaya Bank

Bharatiya Mahila Bank

A Friend You can Bank Upon

Empowering Women, Empowering India

Canara Bank

PRIVATE SECTOR BANKS IN INDIA

Together We Can
Central Bank of India
Build A Better Life Around Us

Axis Bank
Everything is the same except the name
Bank of Rajasthan

Page 46 of 101

www.exampundit.in

Back top Top ^

Indian Banks and their Taglines

Dare to dream

Nainital Bank

Catholic Syrian Bank

Banking with personal touch

Support all the way

Saraswat Bank

Centurion Bank of Punjab

Service to the Common Man!

To rejoice working, join us

South Indian Bank

City Union Bank

Experience Next Generation Banking

Trust and Excellence since 1904

Yes Bank
Experience our expertise

Dhanalakshmi Bank
Tann. Mann. Dhan.
Federal Bank

FOREIGN BANKS IN INDIA

Your perfect banking partner

HDFC Bank

ABN-AMRO Bank

We understand your world

Making More Possible

ICICI Bank

Abu Dhabi Commercial Bank

Hum hain na!!

Our Vision. Your Future.

IndusInd Bank

Bank of Ceylon

We Make You Feel Richer

BOC-the Bank you can trust

ING Vysya Bank

BNP Paribas Bank

Jiyo easy

The bank for a changing world

Jammu & Kashmir Bank

Citi Bank

Serving to Empower

The Citi never sleeps

Karnataka Bank

China Trust Commercial Bank

Your family bank across India

We Are Family

Karur Vysya Bank

Deutsche Bank

Smart way to bank

A Passion to Perform

Kotak Mahindra Bank

HSBC

Lets make money simple

The worlds local bank

Laxmi Vilas Bank

JPMorgan Chase Bank

The Changing Face of Prosperity

The right relationship is everything

Page 47 of 101

www.exampundit.in

Back top Top ^

Indian Banks and their Taglines

Standard Chartered Bank
Your Right Partner
Scotia Bank
Youre richer than you think

Page 48 of 101

www.exampundit.in

Back top Top ^

INTERNATIONAL ORGANIZATION & HEADQUARTERS

A
African Development Bank ADB - Abidjan (Cote dIvoire)
Asian Clearing Union ACU - Tehran
Asian Development Bank ADB Manila

C
Commonwealth Foundation - London

E
European Council EU - Brussels, Belgium

F
Food and Agriculture Organization FAO - Rome

I
International Atomic Energy Authority IAEA - Vienna
International Bank for Reconstruction and Development IBRD - Washington
International Civil Aviation Organization ICAO - Montreal
International Court of Justice- Hague, Netherlands
International Chamber of Commerce - Paris
International Development Association IDA - Washington
International Finance Corporation IFC - Washington
International Fund for Agricultural Development IFAD - Rome
International Labor Organization ILO - Geneva
International Maritime Organization IMO - London
International Monetary Fund IMF - Washington
International Organization of Supreme Audit Institutions (INTOSAI) - Vienna, Austria
International Criminal Police Organization InterPol - Lyon, France
International Telecommunications Union ITU - Geneva

N
North Atlantic Treaty Organization NATO - Brussels, Belgium
New Development Bank (BRICS Bank) Shanghai, China

S
South Asian Association for Regional Cooperation SAARC Kathmandu (Nepal)

U
United Nations Educational, Scientific and Cultural Organization UNESCO - Paris
Universal Postal Union UPU - Berne
United Nations UN - New York
United Nations Conference on Trade and Development UNCTAD - Geneva
United Nations International Childrens Emergency Fund UNICEF - New York

W
West African Economic Community WAEC - Ouagadougou
World Customs Organization (WCO) - Brussels, Belgium
World Health Organization WHO - Geneva
World Intellectual Property Organization WIPO Geneva

Page 49 of 101

www.exampundit.in

Back top Top ^

IMPORTANT BANKING

KCC - Kisan Credit Card

ACCRONYMS

KGFS - Kshetriya Gramin Financial Services

KVP - Kisan Vikas Patra

AEPS Aadhaar-Enabled Payments Switch

MSME - Micro, Small, and Medium Enterprises
AIC Agricultural Insurance Company
NBFC - Non-Banking Financial Company
AIDIS All India Debt and Investment Survey
AMC - Asset Management Company

NCAER - National Council of Applied Economic

Research

AML - Anti-Money Laundering

NECS - National Electronic Clearing Service

ANBC - Adjusted Net Bank Credit

NEFT - National Electronic Funds Transfer

CGTMSE - Credit Guarantee Fund Trust for

Micro and Small Enterprises

OTP - One-Time-Password

CIBIL - Credit Information Bureau Limited

PFRDA - Pension Fund Regulatory and

Development Authority

CMIE - Centre for Monitoring Indian Economy

CSP - Customer Service Point

PMEAC - Prime Ministers Economic Advisory

Council

DBT - Direct Benefit Transfer

PoP - Point of Purchase

EMC - Expenditure Management Commission

QIB - Qualified Institutional Buyer

ETF - Exchange Traded Fund

FATF - Financial Action Task Force

SARFAESI - Securitisation and Reconstruction

of Financial Assets and Enforcement of
Security Interest Act, 2002

FDI - Foreign Direct Investment

SCB - Scheduled Commercial Bank

FII Foreign Institutional Investors

SEBI - Securities and Exchange Board of India

FMC - Forward Markets Commission

SFIO - Serious Fraud Investigation Office

FSLRC - Financial Sector Legislative Reforms

Commission

TARC - Tax Administration Reform

Commission

HTM - Held-to-Maturity

UEBA - Universal Electronic Bank Account

IBA - Indian Banker's Association

UIDAI - Unique Identification Authority of

India

IGIDR - Indira Gandhi Institute of Development

Research
IIP - Index of Industrial Production
IRDA - Insurance Regulatory and Development
Authority
JNNURM - Jawaharlal Nehru National Urban
Renewal Mission

Page 50 of 101

ULIP - Unit-Linked Insurance Policies

UPIN - Unique Property Identification
Numbers
WL-ATM - White Label ATM
WPI - Wholesale Price Index

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit

CBS Consolidated Banking Statistics

ACF Auto-Correlation Function

CC Cash Credit

AD Authorized Dealer

CD Certificate of Deposit

ADB Asian Development Bank

CD Ratio Credit Deposit Ratio

ADR American Depository Receipt

CDBS Committee of Direction on Banking

Statistics

AFS Annual Financial Statement

CF Company Finance

AGM Annual General Meeting

CFRA Combined Finance and Revenue

Accounts

AIRCSC All India Rural Credit Survey

Committee

CGRA Currency and Gold Revaluation Account

AO Additive Outliers

CII Confederation of Indian Industries

AR Auto Regression

CO Capital Outlay

ARIMA Auto-Regressive Integrated Moving

Average

CP Commercial Paper

AFS Available For Sale

CPI Consumer Price Index

ASSOCHAM Associated Chambers of

Commerce and Industry of India

CPI-IW Consumer Price Index for Industrial

Workers

ATM Asynchronous Transfer Mode

CR Capital Receipts

ATM Automated Teller Machine

CRAR Capital to Risk Weighted Asset Ratio

CRR Cash Reserve Ratio

CSIR Council of Scientific and Industrial
Research

BIS Bank for International Settlements

BOI Bank of India

CSO Central Statistical Organisation

BoP Balance of Payments

BPM5 Balance of Payments Manual, 5
edition

CVC Central Vigilance Commission

th

BPSD Balance of Payments Division, DESACS,

RBI

DAP Development Action Plan

BSCS Basel Committee on Banking Supervision

DBOD Department of Banking Operations and

Development

BSR Basic Statistical Returns

DBS Department of Banking Supervision, RBI

DCB Demand Collection and Balance

DCCB District Central Cooperative Bank

CAD Capital Account Deficit

CAG Controller and Auditor General of India

Page 51 of 101

DCM Department of Currency Management,

RBI

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit
DD Demand Draft

DDS Data Dissemination Standards

FCA Foreign Currency Assets

DEIO Department of External Investments and

Operations

FCCB Foreign Currency Convertible Bond

DESACS Department of Statistical Analysis &

Computer Services, RBI
DGBA Department of Government and Bank
Accounts, RBI
DGCI&S Directorate General of Commercial
Intelligence and Statistics

FCNR (B) Foreign Currency Non-resident

(Banks)
FCNRA Foreign Currency Non-resident
Account
FCNRD Foreign Currency Non-Repatriable
Deposit
FDI Foreign Direct Investment

DI Direct Investment

FEMA Foreign Exchange Management Act

DICGC Deposit Insurance and Credit

Guarantee Corporation of India

FI Financial Institution

DID Discharge of Internal Debt

DMA Departmentalized Ministries Account
DRI Differential Rate of Interest Scheme
DSBB Dissemination Standards Bulletin Board
DVP Delivery versus Payment

FICCI Federation of Indian Chambers of

Commerce and Industry
FII Foreign Institutional Investor
FIMMDA Fixed Income Money Market and
Derivatives Association of India
FISIM Financial Intermediation Services
Indirectly Measured

FLAS Foreign Liabilities and Assets Survey

ECB External Commercial Borrowing

FOF Flow Of Funds

ECB European Central Bank

FPI Foreign Portfolio Investment

ECGC Export Credit and Guarantee

Corporation

FRA Forward Rate Agreement

ECS Electronic Clearing Scheme

EDMU External Debt Management Unit

FRBM Fiscal Responsibility and Budget

Management Act, 2003
FRN Floating Rate Note

EEA Exchange Equalization Account

FSS Farmers Service Societies

EEC European Economic Community

EEFC Exchange Earners Foreign Currency

FWG First Working Group on Money supply

EFR Exchange Fluctuation Reserve

EPF Employees Provident Fund

GDP Gross Domestic Product

EUR Euro

GDR Global Depository Receipt

EXIM Bank Export Import Bank of India

GFD Gross Fiscal Deficit

Page 52 of 101

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit
GFS Government Finance Statistics

IFCI Industrial Finance Corporation of India

GIC General Insurance Corporation

IFR Investment Fluctuation Reserve Account

GLS Generalized Least Squares

IFS International Financial Statistics

GNIE Government Not Included Elsewhere

IGLS Iterative Generalized Least Squares

GoI Government of India

IIBI Industrial Investment Bank of India

GPD Gross Primary Deficit

IIP Index of Industrial Production

G-Sec Government Securities

IIP/InIP International Investment Position

IMD India Millennium Deposits

HDFC Housing Development Finance

Corporation

IMF International Monetary Fund

HFT Held For Trading

INR Indian Rupee

HICP Harmonised Index of Consumer Prices

IOTT Input-Output Transaction Table

HO Head Office

IP Interest Payment

HUDCO Housing & Urban Development

Corporation

IRBI Industrial Reconstruction Bank of India

IN India

ISDA International Swaps and Derivative

Association

IBRD International Bank for Reconstruction

and Development

ISIC International Standard Industrial

Classification

IBS International Banking Statistics

ISO International Standards Organization

ICAR Indian Council of Agricultural Research

ITRS International Transaction Reporting

System

ICICI Industrial Credit and Investment

Corporation of India
ICMR Indian Council of Medical Research

IWGEDS International Working Group on

External Debt Statistics

IDB India Development Bonds

IDBI Industrial Development Bank of India

KVIC Khadi & Village Industries Corporation

IDD Industrial Development Department

IFAD International Fund for Agricultural

Development

LAF Liquidity Adjustment Facility

IFC International Finance Corporation

IFC (W) International Finance Corporation
(Washington)

Page 53 of 101

LAMPS Large-sized Adivasi Multipurpose

Societies
LAS Loan & Advances by States
LBD Land Development Bank

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit
LBS Locational Banking Statistics

NASSCOM National Association of Software

and Services Companies

LERMS Liberalised Exchange Rate

Management System

NBC Non-Banking Companies

LIC Life Insurance Corporation of India

NBFC Non-Banking Financial Companies

LS Level Shift

NEC Not Elsewhere Classified

LT Long Term

NEER Nominal Effective Exchange Rate

LTO Long Term Operation

NFA Non-Foreign Exchange Assets

NFD Net Fiscal Deficit

M1 Narrow Money

NGO Non-Governmental Organization

M3 Broad Money

NHB National Housing Bank

MA Moving Average

NIC National Industrial Classification

MCA Ministry of Company Affairs

NIF Note Issuance Facility

MIGA Multilateral Investment Guarantee

Agency

NNML Net Non-Monetary Liabilities

MIS Management Information System

NPD Net Primary Deficit

MMSE Minimum Mean Squared Errors

NPRB Net Primary Revenue Balance

MoF Ministry of Finance

NPV Net Present Value

MOF Master Office File

NR(E)RA Non-Resident (External) Rupee

Account

MRM Monitoring and Review Mechanism

NR(NR)RA Non-Resident (Non-Repatriable)

Rupee Account

MSS Market Stabilisation Scheme

MT Mail Transfer

NRE Non-Resident External

MTM Mark-To-Market

NRG Non-Resident Government

NRI Non-Resident Indian

NABARD National Bank for Agriculture and

Rural Development
NAC(LTO) National Agricultural Credit (Long
Term Operation)
NAIO Non Administratively Independent
Office
NAS National Account Statistics

NPA Non-Performing Assets

NSC National Statistical Commission

NSSF National Small Savings Fund

O
OD Over Draft
ODA Official Development Assistance
OECD Organisation for Economic Cooperation
and Development

Page 54 of 101

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit
OECO Organisaton for Economic Co-operation

RD Revenue Deficit

OFI Other Financial Institutions

RDBMS Relational Database Management

System

OLTAS On-line Tax Accounting System

RE Revenue Expenditure

OMO Open Market Operations

OSCB Other Indian Scheduled Commercial
Bank

REC Rural Electrification Corporation

REER Real Effective Exchange Rate

RFC Residents Foreign Currency

PACF Partial Auto-Correlation Function

RIB Resurgent India Bonds

PACS Primary Agriculture Credit Societies

RIDF Rural Infrastructure Development Fund

PCARDB Primary Cooperative Agriculture and

Rural Development Bank

RLA Recoveries of Loans & Advances

PD Primary Deficit

RMB Renminbi (Chinese)

PDAI Primary Dealers Association of India

RNBC Residuary Non-Banking Companies

PDO Public Debt Office

RO Regional Office

PDO-NDS Public Debt Office-cum-Negotiated

Dealing System

RoCs Registrars of Companies

RLC Repayment of Loans to Centre

RPA Rupee Payment Area

PDs Primary Dealers

PES Public Enterprises Survey

RPCD Rural Planning and Credit Department,

RBI

PF Provident Fund

RR Revenue Receipts

PIO Persons of Indian Origin

RRB Regional Rural Bank

PMJDY Pradhan Mantri Jan-Dhan Yojana

RTP Reserve Tranche Position

PNB Punjab National bank

RUF Revolving Underwriting Facility

PO Principal Office

RWA Risk Weighted Asset

PRB Primary Revenue Balance

PSE Public Sector Enterprises

PUC Paid Up Capital

SAM Social Accounting Matrix

SAS Statistical Analysis System

SBI State Bank of India

QRR Quick Review Report

SC Schedule Caste

SCARDB State Cooperative Agriculture and

Rural Development Bank

RBI Reserve Bank of India

SCB State Cooperative Bank

Page 55 of 101

www.exampundit.in

Back top Top ^

Important Banking Abbreviation

Compiled by Anubhav Lahiri Head Admin Team ExamPundit
SCB Scheduled Commercial Bank

TC Temporary Change

SCS Size Class Strata

TT Telegraphic Transfer

SDDS Special Data Dissemination Standards

SDR Special Drawing Right

UBB Uniform Balance Book

SEBI Securities and Exchange Board of India

UBD Urban Banks Department

SEBs State Electricity Boards

UCB Urban Cooperative Bank

SFC State Financial Corporation

UCN Uniform Code Number

SGL Subsidiary General Ledger

US United States

SGSY Swarnajayanthi Gram Swarrojgar Yojana

USD US Dollars

SHGs Self-Help Groups

UTI Unit Trust of India

SIDBI Small Industries Development Bank of

India

V
VC Venture Capital

SIDC State Industrial Development

Corporation

SI-SPA Systems Improvement Scheme under

Special Project Agriculture

WGMS Working Group on Money Supply:

Analytics and Methodology of Compilation

SJSRY Swarna Jayanti Shahari Rojgar Yojana

WPI Wholesale Price Index

SLR Statutory Liquidity Ratio

WSS Weekly Statistical Supplement

SLRS Scheme for Liberation & Rehabilitation

of Scavangers

SMG Standing Monitoring Group

YTM Yield to Maturity

SNA System of National Accounts

SRWTO Small road & Water Transport
Operators
SSI Small-Scale Industries
SSSBEs Small Scale Service & Business
Enterprises
ST Schedule Tribe
SWG Second Working Group on Money
Supply

T
TBs Treasury Bills

Page 56 of 101

www.exampundit.in

Back top Top ^

Important BANKING INSTITUTIONS IN INDIA

Industrial Development Bank of India (IDBI)
IDBI is the apex institution in the area of long term industrial finance. It was established under the IDBI Act
1964 as a wholly owned subsidiary of RBI and started functioning on July 01, 1964. Under Public Financial
Institutions Laws (Amendment) Act 1976, it was delinked from RBI. IDBI is engaged in direct financing of the
industrial activities as well as in re-finance and re-discounting of bills against finance made available by
commercial banks under their various schemes.
The objectives of this institution are to create a principal institution for long term finance, to coordinate the
institutions working in this field for planned development of industrial sector, to provide technical and
administrative support to the industries and to conduct research and development activities for the benefit of
industrial sector.
It raises funds by way of market borrowing by way of bonds and deposits, borrowing from Govt. and RBI,
borrowing abroad in foreign currency and lines of credit.
Its functions include:

Direct loans (rupee as well as foreign currency) to industrial undertakings as defined in the Act to
finance their new projects, expansion, modernisation etc.

Soft loans for various purposes including modernisation and under equipment finance scheme.

Underwriting and direct subscription to shares/debentures of the industrial companies.

Sanction of foreign currency loans for import of equipment or capital goods.

Short term working capital loans to the corporates for meeting their working capital requirements.

Refinance to banks and other institutions against loans granted by them.

AFC (Asset Financing Company)

AFC would be defined as any company which is a financial institution carrying on as its principal business the
financing of physical assets supporting productive / economic activity, such as automobiles, tractors, lathe
machines, generator sets, earth moving and material handling equipments, moving on own power and general
purpose industrial machines.
Principal business for this purpose is defined as aggregate of financing real/physical assets supporting economic
activity and income arising therefrom is not less than 60% of its total assets and total income respectively.

Institute of Regional Analysis (IRA)

IRA was established in 1972 is a registered under M.P. firms & Societies Act as a voluntary non-profit research
and action organization aiming at advancing applied research in the fields of rural development, regional analysis
and planning based on in-depth analysis of socio-economic problems particularly at the micro level. Institute of
Regional Analysis is also engaged in operational planning for rural development with major emphasis on the role
of rural women and their motivation for rural development.

Page 57 of 101

www.exampundit.in

Back top Top ^

Important BANKING INSTITUTIONS IN INDIA

Board for Industrial and Financial Reconstruction (BIFR)
The main objective of SICA (Sick Industrial Companies (Special Provisions) Act, 1985) is to determine
sickness and expedite the revival of potentially viable units or closure of unviable units (unit here in refers to a
Sick Industrial Company). It was expected that by revival, idle investments in sick units will become productive
and by closure, the locked up investments in unviable units would get released for productive use elsewhere. The
Board of experts named the Board for Industrial and Financial Reconstruction (BIFR) was set up in January,
1987 and functional with effect from 15th May 1987, under the provisions of SICA.

National Cooperative Development Corporation (NCDC)

National Coperative Development Corporation (NCDC) was established by an Act of Parliament in 1963 as a
statutory Corporation under Ministry of Agriculture.

Functions:

Strengthening share capital base of primary / district marketing societies

Marketing (Fruit & Vegetable)
Working Capital Finance
All types of Industrial Cooperatives, Cottage & Village Industries, Handicrafts/rural crafts etc.
Agriculture Insurance
Labour Cooperatives
Water Conservation works/services
Irrigation, micro irrigation in rural areas
Animal care/health disease prevention
Rural sanitation/ Drainage/ Sewage system through Cooperatives
Agricultural Services
Cooperative Farmers Service Centres
Agro Service Centres for Custom hiring
Establishment of Agricultural inputs manufacturing and allied units.
Irrigation/ Water harvesting programmes.

Banking Codes and Standards Board of India (BCSBI)

The Banking Codes and Standards Board of India is an independent banking industry watchdog that protects
consumers of banking services in India. The board oversee compliance with the "Code of Bank's Commitment
to Customers". It is not a compensation mechanism and looks into an individual complaint only to the extent it
points to any systemic compliance failure. It is an independent and autonomous body, registered as a separate
society under the Societies Registration Act, 1860 on February 18, 2006.

Main Objectives:

To plan, evolve, prepare, develop, promote and publish voluntary,comprehensive Codes and Standards
for banks, to provide fair treatment to their customers.
To function as an independent and autonomous watchdog to monitor and ensure that the Codes and
Standards are adhered to.
To conduct and undertake research of Codes and Standards currently in use around the world.
To enter into covenants with banks on observance of codes and standards and to train employees of
such banks about the Codes.
To help people affected by natural calamities.

Page 58 of 101

www.exampundit.in

Back top Top ^

Important BANKING INSTITUTIONS IN INDIA

Export Import Bank of India
It is apex institution for co-ordinating the working of institutions in India engaged in financing exports and import
of goods and services. Exim Bank was established on Jan 01, 1982 (and started functioning wef March 01,
1982) under Export Import Bank of India Act 1982, which took over the export finance activities of IDBI. It
raises funds by way of bonds and debentures, borrowing from RBI or other institutions, raising foreign deposits.

It undertakes following kind of functions:

Direct finance to exporter of goods.

Direct finance to software exports and consultancy services.
Finance for overseas joint ventures and turnkey construction project
Finance for import and export of machinery and equipment on lease basis
Finance for deferred payment facility
Issue of guarantees
Multi-currency financing facility to project exporters.
Export bills re-discounting
Refinance to commercial banks in India
Guaranteeing the obligations.

Industrial Finance Corporation of India Ltd (IFCI)

IFCI was established under IFCI Act 1948 during July 1948 as Indias first development bank. The main
objective for which IFCI was established, are to make medium and long term credit available to the industrial
undertakings and to assist them in creation of industrial facilities.
Its functions include:

Direct financial support (by way of rupee term loans as well as foreign currency loans) to industrial units
for undertaking new projects, expansion, modernisation, diversification etc.
Subscription and underwriting of public issues of shares and debentures.
Guaranteeing of foreign currency loans and also deferred payment guarantees.
Merchant banking, leasing and equipment finance

During 1994, IFCI was converted into a joint-stock company and came out with a public issue of shares. It is
managed by a Board of Directors. It floated institutions such as TFCI, ICRA etc.

Small Industries Development Bank of India (SIDBI)

SIDBI was established under SIDBI Act 1988 and commenced its operations wef April 02, 1990 with
headquarters in Lucknow and branches all over the country, as a subsidiary of IDBI. It took over the IDBI
business relating to small scale industries including National Equity Scheme and Small Industries Development
fund. The objective of establishment of SIDBI, in particular, is to strengthen and broad-base the existing
institutional arrangement to meet the requirement of SSI and tiny industries.
Its functions include:

Administration of SIDF and NEF for development and equity support to small and tiny industry.
Providing working capital through single window scheme
Providing refinance support to banks/development finance institutions.
Undertaking direct financing of SSI units.
Coordination of functions of various institutions engaged in finance to SSI and tiny units.

Page 59 of 101

www.exampundit.in

Back top Top ^

Important BANKING INSTITUTIONS IN INDIA

National Bank for Agriculture and Rural Development (NABARD)
NABARD, an apex development bank, was set up on 1981 with a capital of Rs.100 crore contributed by
Central Govt. and RBI, with its main office in Mumbai, by merging the Agriculture Credit Dept and Rural Planning
and Credit Cell of RBI and took over the entire functions of Agriculture Refinance and Development Corporation
(ARDC).
NABARD raises funds through National Rural Credit - Long Term operations, National Rural CreditEstablishment fund, through bonds and debentures guaranteed by Central Govt, borrowing from RBI, Central
Govt. or any other organisation approved by Central Govt and funds from external sources.
It credit functions include providing credit to agriculture, small and village and cottage industries through banks by
way of refinance facilities to commercial banks, RRBs, Coop Banks, Land Development Banks and other
Financial Institutions like KVIC. Its developmental functions are co-ordination of various institutions, acting as
agent of Govt. and RBI, providing training and research facilities. The regulatory functions include inspection of
RRBs and Coop Banks, receipt of returns and making of recommendations for opening new branches.

Export Credit Guarantee Corporation of India Limited (ECGC)

It is a company wholly owned by the Government of India. It provides export credit insurance support to Indian
exporters and is controlled by the Ministry of Commerce. Government of India had initially set up Export Risks
Insurance Corporation (ERIC) in July 1957. It was transformed into Export Credit and Guarantee Corporation
Limited (ECGC) in 1964 and to Export Credit Guarantee of India in 1983.
Functions Include:

Offers insurance protection to exporters against payment risks

Provides guidance in export-related activities
Makes available information on different countries with its own credit ratings
Makes it easy to obtain export finance from banks/financial institutions
Assists exporters in recovering bad debts
Provides information on credit-worthiness of overseas buyers.

All India Financial Institutions (AIFIs)

It comprises Development Financial Institutions (DFIs) and Investment Institutions, and they play a pivotal role in
the financial market.

List of AIFIS
Industrial Development Bank of India (IDBI)
Industrial Finance Corporation of India (IFCI)
Industrial Investment Bank of India
National Housing Bank (NHB)
Unit Trust of India (UTI)
Small Industries Development Bank of India
(SIDBI)
General Insurance Corporation of India (GIC)
Technology Development and Information
Company of India Ltd.(TDICI)

Page 60 of 101

National Bank for Agriculture and Rural

Development (NABARD)
Export - Import Bank of India (Exim Bank)
Risk Capital and Technology Finance Corporation
Ltd. (RCTC)
Life Insurance Corporation of India (LIC)
Shipping Credit and Investment Company of India
Ltd. (SCICI)
Discount and Finance House of India Ltd. (DFHI)
Tourism Finance Corporation of India Ltd. (TFCI)

www.exampundit.in

Back top Top ^

INDIAN MISSILES
Prithvi
Nirbhay
It is a long range, subsonic cruise missile
being developed in India by the Defence
Research and Development Organisation.
Operational Range: 1,000 km

BrahMos
It is a supersonic cruise missile that can be
launched from submarines, ships, aircraft or
land. It is a joint venture between India's
Defence Research and Development
Organisation (DRDO) and Russian
Federation's NPO Mashinostroeyenia who
have together formed BrahMos Aerospace
Private Limited. The name BrahMos is a
portmanteau formed from the names of two
rivers, the Brahmaputra of India and the
Moskva of Russia.
Operational Range: Approx. 300500 km

BrahMos-II
BrahMos-II or BrahMos Mark II is a
hypersonic cruise missile currently under
joint development by India's Defence
Research and Development Organisation
(DRDO) and Russia's NPO Mashinostroeyenia,
which have together formed BrahMos
Aerospace Private Limited. It is the second of
the BrahMos series of cruise missiles. Design
of multiple variants will arm the Project 15B
destroyers of the Indian Navy.
Operational Range: 300 km

It is a tactical surface-to-surface short-range

ballistic missile (SRBM) developed by DRDO
of India under the Integrated Guided Missile
Development Program. It is deployed by
India's Strategic Forces Command. The
Government of India launched the Integrated
Guided Missile Development Program in
1983 to achieve self-sufficiency in the
development and production of wide range of
Ballistic Missiles, Surface to Air Missiles etc.
Prithvi was the first missile to be developed
under the Program. DRDO attempted to build
Surface-to-air Missile under Project Devil.
Prithvi III class (codenamed Dhanush) is a
two-stage ship-to-surface missile
Operational Range:

150 km (Prithvi I)
250-350 km (Prithvi II)
350 - 600 km (Prithvi III)

Prahaar
It is a solid-fuelled surface-to-surface guided
short-range tactical ballistic missile by DRDO
of India. It will be equipped with omnidirectional warheads and could be used for
striking both tactical and strategic targets.
Operational Range: 150 km

Astra
It is an active radar homing beyond-visualrange air-to-air missile (BVRAAM) developed
by the Defence Research and Development
Organisation (DRDO), India. Astra uses
Smokeless propulsion system.
Operational Range: 80-110 km

Page 61 of 101

www.exampundit.in

Back top Top ^

INDIAN MISSILES
Shaurya
It is a canister launched hypersonic surfaceto-surface tactical missile developed by the
Indian Defence Research and Development
Organization (DRDO) for use by the Indian
Armed Forces.
Operational Range: 700-1900km

K Missile family
The K family of missiles is a series of
submarine-launched ballistic missiles (SLBM)
developed by India to boost its second-strike
capabilities and thus the nuclear deterrence.
Information about this family of missiles has
mostly been kept classified. "The classified 'K'
missile family" is known as the "Black Project"
which DRDO officials are covertly working on.
It is reported that "the top secret indigenous
"K" missiles are faster, lighter and stealthier."

Helina, (Helicopter-launched Nag) with a

range of 78 km, launched from twin-tube
stub wing-mounted launchers on board the
armed HAL Dhruv and HAL Light Combat
Helicopter produced by state-owned
Hindustan Aeronautics Ltd (HAL).
NAMICA (Nag Missile Carrier) is a tank
destroyer built for the army. It is equipped
with a thermal imager for target acquisition.
NAMICA is a modified BMP-2 ICV produced
as "Sarath" in India. The carrier weights 14.5
tonnes in full combat load and is capable of
moving 7 km/h in water.
Operational Range: Land version: 500m to
4km (Air-launched: 7-10km)
Note 1

Fire-and-forget is a type of missile

guidance which does not require further
guidance after launch such as illumination of
the target or wire guidance, and can hit its
target without the launcher being in line-ofsight of the target.

Operational Range: 3500km

Agni-I
Akash
It is a medium-range mobile surface-to-air
missile defence system developed by the
Defence Research and Development
Organisation (DRDO), Ordnance Factories
Board and Bharat Electronics (BEL) in India.
Operational Range: 100km

It is a family of Short to Medium range

ballistic missiles developed by India under the
Integrated Guided Missile Development
Program. On 28 Mar 2010, a trial was
conducted with a special Strategic Forces
Command (SFC) nuclear-capable Agni-I
ballistic missile, with a range of 700 km from
the Wheelers Island off the coast of Orissa,
thus making Agni-I missile operational by
army.

Nag

Agni-I Operational Range: 700-1250km

It is a third generation "fire-and-forget" Note 1

anti-tank missile developed in India. It is one
of five missile systems developed by the
Defence Research and Development
Organisation (DRDO) under the Integrated
Guided Missile Development Program
(IGMDP).

Agni-II Operational Range: 2000-3000km

Page 62 of 101

Agni-III Operational Range: 3500-5000km

Agni-IV Operational Range: 4000km
Agni-V Operational Range: 5000-8000km
Agni-VI Operational Range: 8000-10000km

www.exampundit.in

Back top Top ^

IMPORTANT SPORTS CHAMPIONSHIPS AND CUPS

Agha Khan Cup : Hockey, India

Kings Cup: Air Races, England

Ashes : Cricket, Australia and England

Lady Ratan Tata Trophy: Hockey, India

Augusta Masters: Golf, International

Liners Open: Golf, International

Australian Open: Lawn Tennis,

International(Hosted by Australia)

Malaysian Open: Badminton, International

Meredka Cup: Football, Asia

Azlan Cup: Hockey, International

MLS Cup: Soccer, America

Bama Belleck Cup: Table Tennis, India

Moinuddaulah Gold Cup: Cricket, India

Beighton Cup: Hockey, India

Nehru Trophy: Hockey, India

Bombay Gold Cup: Hockey, India

Radha Mohan Cup: Polo, India

British Open: Golf, International

Ranji Trophy: Cricket, India

Burdwan Trophy: Weight Lifting, India

Calcutta Cup: Rugby, England and Scotland
Champions Trophy: Hockey, International
Colombo Cup: Football, International

Rangeshwari Cup: Hockey, India

Rovers Cup: Football, India
Santosh Trophy: Football, India
Scindia Gold Cup: Hockey, India

Davis Cup: Tennis, International

Subrato Mukherjee Cup: Football, India

DCM Trophy: Football, India

Swaythling Cup: Table Tennis, International

Derby: Horse Racing, International

The Scottish Cup: Football, International

Dhyanchand Trophy: Hockey, India

Thomas Cup: Badminton, International

Dr. BC Roy Trophy: Football, India

U. Thant Cup: Tennis, International

Duleep Trophy: Cricket, India

Uber Cup: Badminton

(Women), International

Durand Cup: Football, India

European Champion Clubs'
Cup: Football, Europe

UEFA Champions League: Football, Europe

US Maters: Golf, International

Ezra Cup: Polo, India

US Open: Lawn Tennis, International

FIFA World Cup

Trophy: Football, International

Webb Ellis Cup: Rugby, World

French Open: Lawn

Tennis, International(Hosted by France)

Wellington Trophy: Rowing, India

Heineken Cup: Lawn Tennis, International

Hopman Cup: Lawn Tennis, International
IFA Shield: Football , India

Page 63 of 101

www.exampundit.in

Back top Top ^

IMPORTANT NATIONAL DAYS

Independence Day - August 15

Pravasi Bharatiya Divas - January 9

Sadbhavana Day (Birth anniversary of

RajivGandhi)- August 20

National Youth Day - January 12

National Sports Day (Dhyanchands

Brithday) - August 29

Army Day - January 15

Netaji Day - January 23

Teachers Day (Birth anniversary of Dr.

Radhakrishnan) - September 5

India Tourism Day/ National Voters Day January 25

Hindi Day - September 14

Deaf Day - September 26

Republic Day - January 26

National Blood Donation Day - October 1

Martyrs Day - January 30

Gandhi Jayanti Day - October 2

Panchayat Day - February 19

Wild Life Week - October 1st to 7

Central Excise Day - February 24

Air Force Day - October 8

National Science Day - February 28

National Postal Day - October 10

National Security Day - March 4

Ordinance Factories Day (India) - March 18

Azad Hind Day - October 21

National Rededication Day (Death
anniversary of Mrs. Indira Gandhi, birth
anniversary of Sardar Vallabhai Patel) October 31

Orissa Day - April 1

National Maritime Day - April 5
Jallianwala Bagh Day - April 13

Legal Service Day - November 9

National Technology Day - May 11

Transport Day - November 10

National Mother Security Day - April 11

Sikkim Day - May 16

Childrens Day - November 14

National News Paper Day - November 16

Anti Terrorism Day (Death anniversary of

Rajiv Gandhi) - May 21

Indian Citizen Day - November 19

Everest Day- May 29

NCC Day - November 24

Doctors Day - July 1

National Law Day - November 26

Kargil Vijay Day - July 26

Quit India Day - August 9

Navy Day - December 4

Armed Force Flag Day - December 7
National Mental Disorder Day - December 8

Page 64 of 101

www.exampundit.in

Back top Top ^

Conservation Day - December 14

March 23 World Meteorological Day

National Energy Protect Day - December 14

March 24 World Tuberculosis Day

Vijay Divas - December 16

April 2 World Autism Awareness Day

National Minorities Rights Day - December 18

April 6 International Day of Sport for

Development and Peace

Kissan Day (Farmers Day) - December 23

April 7 World Health Day
National Consumer Day - December 24

IMPORTANT INTERNATIONAL
DAYS

April 12 International Day of Human Space

Flight
April 22 International Mother Earth Day

January 26 International Customs Day

April 23 World Book and Copyright Day

February 4 World Cancer Day

April 23 English Language Day

February 6 International Day of Zero

Tolerance to Female Genital Mutilation

April 25 World Malaria Day

April 26 World Intellectual Property Day

February 13 World Radio Day

February 20 World Day of Social Justice

April 28 World Day for Safety and Health at

Work

February 21 International Mother Language

Day

April 29 Day of Remembrance for all Victims

of Chemical Warfare

March 1 Zero Discrimination Day

April 30 International Jazz Day

March 3 World Wildlife Day

May 1 May Day, International Workers' Day

March 8 International Women's Day

May 3 World Press Freedom Day

March 20 International Day of Happiness

May 15 International Day of Families

March 21 International Day for the

Elimination of Racial Discrimination

May 22 International Day for Biological

Diversity

March 21 World Poetry Day

May 23 World Turtle Day

March 21 World Down Syndrome Day

May 29 International Day of UN

Peacekeepers

March 21 International Day of Forests and

the Tree

May 31 World No-Tobacco Day

March 22 World Water Day

First Tuesday of May World Asthma Day

Page 65 of 101

www.exampundit.in

Back top Top ^

Second Saturday of May World Fair Trade

Day

August 29 International Day against Nuclear

Tests

Second Sunday of May Mother's Day

September 8 International Literacy Day

A weekend in May World Migratory Bird

Day

September 15 International Day of

Democracy

June 1 International Children's Day

September 16 International Day for the

Preservation of the Ozone Layer

June 5 World Environment Day

September 21 International Day of Peace
June 8 World Oceans Day
September 27 World Tourism Day
June 12 World Day Against Child Labour
September 28 World Rabies Day
June 14 World Blood Donor Day
September 29 World Heart Day
June 17 World Day to Combat
Desertification and Drought

October 1 International Day of Older

Persons

June 18 Autistic Pride Day

October 1 World Vegetarian Day
June 20 World Refugee Day
June 21 World Music Day

October 2 International Day of NonViolence

June 23 International Widow's Day

October 2 World Cerebral Palsy Day

3rd Sunday of June Fathers' Day

October 4 World Animal Day

July 11 World Population Day

October 5 World Teachers' Day

July 12 Malala Yousafzai Day

October 9 World Post Day

July 17 - World Day for International Justice

October 11 International Day of the Girl

Child

July 18 Nelson Mandela International Day

October 16 World Food Day
July 28 World Hepatitis Day
October 24 United Nations Day
July 29 International Tiger Day
November 12 World Pneumonia Day
July 30 International Day of Friendship
November 14 World Diabetes Day
August 12 International Youth Day
August 13 International Lefthanders Day

November 16 International Day for

Tolerance

August 19 World Humanitarian Day

November 17 International Students Day

Page 66 of 101

www.exampundit.in

Back top Top ^

November 20 Universal Children's Day

2007-08 Year of the Dolphin

November 21 World Television Day

2008 International Year of Languages

November 29 International Day of Solidarity

with the Palestinian People

2008 International Year of the Potato

2008 International Year of Sanitation

Third Thursday in November, November 15

World Philosophy Day

2009 International Year of Astronomy

December 1 World AIDS Day

2009 International Year of Natural Fibres

December 2 International Day for the

Abolition of Slavery

2009 International Year of the Shark

2010 International Year of Biodiversity

December 3 International Day of Persons

with Disabilities

2010 International Year of Youth

December 7 International Civil Aviation Day

2011 International Year of Forests

December 9 International Anti-Corruption

Day

2011 International Year of Chemistry

2014 International Year of Crystallography

December 10 Human Rights Day

December 11 International Mountain Day

2014 International Year of Solidarity with

the Palestinian People

INTERNATIONAL YEARS

2015 International Year of Soils

1970 International Education Year

2015 International Year of Light and Lightbased Technologies

1974 World Population Year

2016 International Year of Pulses

1975 International Women's Year

INTERNATIONAL DECADES

1979 International Year of the Child

1981 International Year of Disabled Persons
1986 International Year of Peace

19761985 United Nations Decade for

Women

1990 International Literacy Year

20012010 International Decade for a

Culture of Peace and Non-violence for the
Children of the World

1992 International Space Year

20032012 United Nations Literacy Decade

2004 International Year of Rice

20052014 United Nations Decade of

Education for Sustainable Development

2005 World Year of Physics

20052015 Water for Life Decade

Page 67 of 101

www.exampundit.in

Back top Top ^

20102020 United Nations Decade for

Deserts and the Fight Against Desertification
20112020 United Nations Decade on
Biodiversity
20112020 United Nations Decade of Action
for Road Safety
20142024 United Nations Decade of
Sustainable Energy for All
20152024 International Decade for People
of African Descent

Page 68 of 101

www.exampundit.in

Back top Top ^

Countries and Capital PDF by ExamPundit.in

A

Burundi Bujumbura

Egypt - Cairo

Afghanistan - Kabul

El Salvador - San Salvador

Albania - Tirana

Cambodia - Phnom Penh

Equatorial Guinea - Malabo

Algeria - Algiers

Cameroon - Yaounde

Eritrea - Asmara

Andorra - Andorra la Vella

Canada - Ottawa

Estonia - Tallinn

Angola - Luanda

Cape Verde - Praia

Ethiopia - Addis Ababa

Antigua & Barbuda - Saint

John's

Central African Republic Bangui

Argentina - Buenos Aires

Chad - N'Djamena

Armenia - Yerevan

Chile - Santiago

Australia - Canberra

China - Beijing

Austria - Vienna

Colombia - Bogota

Azerbaijan - Baku

Comoros - Moroni
Congo - Brazzaville

Costa Rica - San Jose

Bahamas - Nassau

Cote d'Ivoire - Abidjan

Bahrain - Al-Manamah

Croatia - Zagreb

Bangladesh - Dhaka

Cuba - Havana

Barbados - Bridgetown

Cyprus - Nicosia

Belarus - Minsk

Czech Republic - Prague

Belgium - Brussels

Belize - Belmopan
Bhutan - Thimphu

Djibouti - Djibouti City

Botswana - Gaborone

Dominican Republic - Santo

Domingo

Bulgaria - Sofia
Burkina Faso Ouagadougou

Page 69 of 101

France - Paris

G
Gabon - Libreville
Gambia - Banjul
Georgia - Tbilisi
Germany - Berlin
Ghana - Accra
Greece - Athens
Grenada - Saint George's
Guatemala - Guatemala City

Guyana - Georgetown

Denmark - Copenhagen

Dominica - Roseau

Brunei - Bandar Seri

Begawan

Finland - Helsinki

Guinea - Conakry

Bosnia & Herzegovina Sarajevo

Brazil - Brasilia

Fiji - Suva

Democratic Republic of the

Congo - Kinshasa

H
Haiti - Port-au-Prince
Honduras - Tegucigalpa
Hungary - Budapest

I
Iceland - Reykjavik
India - New Delhi

East Timor - Dili

Indonesia - Jakarta

Ecuador - Quito

Iran - Tehran

www.exampundit.in

Back top Top ^

Countries and Capital PDF by ExamPundit.in

Iraq - Baghdad

Malawi - Lilongwe

Ireland - Dublin

Malaysia - Kuala Lumpur

Pakistan - Islamabad

Israel - Jerusalem

Maldives - Male

Palau - Melekeok

Italy Rome

Mali - Bamako

Malta - Valletta

Palestinian State
Ramallah(Administrative) &
Jerusalem(Claimed)

Jamaica - Kingston

Marshall Islands - Majuro

Japan - Tokyo

Mauritania - Nouakchott

Jordan - Amman

Mauritius - Port Louis

Papua New Guinea - Port

Moresby

Mexico - Mexico City

Paraguay - Asuncion

Micronesia - Palikir

Peru - Lima

Moldova - Chisinau

Philippines - Manila

Monaco - Monaco

Poland - Warsaw

Mongolia - Ulaanbaatar

Portugal - Lisbon

Montenegro - Podgorica

Kazakhstan - Astana
Kenya - Nairobi
Kiribati - Tarawa Atoll
Korea North - Pyongyang
Korea South - Seoul
Kosovo - Pristina
Kuwait - Kuwait City

Morocco - Rabat
Mozambique - Maputo

Panama - Panama City

Qatar - Doha

R
Romania - Bucharest

Myanmar (Burma) Rangoon (Yangon); Nay Pyi

Taw (Administrative)

Laos - Vientiane

Rwanda - Kigali

Latvia - Riga

Namibia - Windhoek

Lebanon - Beirut

Nepal - Kathmandu

Saint Lucia - Castries

Lesotho - Maseru

Netherlands - Amsterdam

Saudi Arabia - Riyadh

Liberia - Monrovia

New Zealand - Wellington

Senegal - Dakar

Libya - Tripoli

Nicaragua - Managua

Serbia - Belgrade

Liechtenstein - Vaduz

Niger - Niamey

Seychelles - Victoria

Lithuania - Vilnius

Nigeria - Abuja

Sierra Leone - Freetown

Luxembourg - Luxembourg

Norway - Oslo

Singapore - Singapore

Slovakia - Bratislava

Macedonia - Skopje

Oman - Muscat

Slovenia - Ljubljana

Kyrgyzstan - Bishkek

Solomon Islands - Honiara

Madagascar - Antananarivo

Page 70 of 101

Russia - Moscow

www.exampundit.in

Back top Top ^

Countries and Capital PDF by ExamPundit.in

Somalia - Mogadishu

Vatican City - Vatican City

South Africa Cape Town

Venezuela - Caracas

South Sudan - Juba

Vietnam - Hanoi

Spain - Madrid

Sri Lanka - Colombo

Yemen - Sanaa

Sudan - Khartoum

Sweden - Stockholm
Switzerland - Bern

Zambia - Lusaka
Zimbabwe Harare

Syria - Damascus

T
Taiwan - Taipei
Tajikistan - Dushanbe
Tanzania - Dodoma
Thailand - Bangkok
Trinidad and Tobago - Port
of Spain
Tunisia - Tunis
Turkey - Ankara
Turkmenistan - Ashgabat

U
Uganda - Kampala
Ukraine - Kyiv
United Arab Emirates Abu
Dhabi
United Kingdom - London
United States of America
Washington D.C.
Uruguay - Montevideo
Uzbekistan - Tashkent

V
Vanuatu - Port-Vila

Page 71 of 101

www.exampundit.in

Back top Top ^

Important Currencies List by ExamPundit.in

A

Iraq : Dinar

Sri Lanka : Rupee

Afghanistan : Afghan
Afghani

Switzerland : Franc

Japan : Yen

Syria : Pound

Lithuania : Euro

Thailand : Baht

Libya : Dinar

Turkey : Lira

Malaysia : Ringgit

Ukraine : Hryvnia

Maldives : Rufiyaa

UAE : Dirham

Mexico : Peso

UK : Pound

USA : Dollar

Argentina : Peso
Australia : Dollar
Austria : European euro

B
Bangladesh: Taka
Bhutan : Ngultrum
Brazil : Real

C
Canada : Dollar
Chile : Peso
China : Yuan
Cuba : Peso

D
Denmark : Krone

Nepal : Rupee

Netherlands : Euro

Vatican City : Euro

Norway : Krone

North Korea : Won

Zimbabwe : Dollar

P
Pakistan : Rupee

E
Egypt : Pound

F
France : Euro

G
Germany : Euro

H
Hong Kong : Dollar

Philippines : Peso
Portugal : Euro

Q
Qatar : Riyal

R
Romania : Leu
Russia : Ruble

Saudi Arabia : Riyal

India : Rupee

Singapore : Dollar

Indonesia : Rupiah

South Africa : Rand

Iran : Rial

South Korea : Won

Page 72 of 101

www.exampundit.in

Back top Top ^

All the General Awareness

Questions asked in IBPS
RRB 2014
1. Chandra Prabha Sanctuary is
located in which state? - Uttar
Pradesh
2.
Who is the Chairman of SIT(Special
Investigation Team)? - Justice MB
Shah
3.
Who regulates FII in India? - SEBI
4.
Who is the head of Dronacharya
Award Selection Committee? - Capt.
Ajitpal Singh
5.
What is the currency of Finland? Euro
6.
What is the capital of Egypt? - Cairo
7.
Tribal Minister Jual Oram was from
which constituency? - Sundargarh
8.
Deepika Pallikal and Joshna
Chinappa are to which sport? Squash
9.
What is the name of the Committee
to Review Governance of Boards of
Banks? - PJ Nayak Committee
10.
World Diabetes Day is celebrated
on? - November 14
11.
Who authored Vijay Mallya Book ? K Giriprakash
12.
Who won Nobel Prize in Physics in
2013? - Peter Higgs, Francois Englert
13.
First Skill Development Centre will
be instituted in? - Jaipur
14. 2015 BRICS Summit will be held
in? - Ufa, Russia
15.
Champions Tennis League was
launched by? - Vijay Amritraj
16.
What is the Capital of Australia? Canberra
17.
Currency of Netherlands? - Euro

Page 73 of 101

18.
Roger Federer is related to which
sport? - Tennis
19.
Nimoo Bazgo Project is in Which
district? - Leh, Jammu and Kashmir
20.
Minimum amount for NEFT? - No
Limit
21.
Bihu is celebrated in which state? Assam
22.
Who is the Consumer Affairs
Minister? - Ram Vilas Paswan
23.
Who is the chairman of Tax
Reforms Commission? - Dr.
Parthasarathi Shome
24. Which state has the Maximum
number of Rural Population? - Uttar
Pradesh
25. What is CRR Rate? - 4%
26.
Who is the External Affairs
Minister? - Sushma Swaraj
27.
Pran created which character? Chacha Chowdhary
28.
Who received Padma Bhushan in
2014? - Ruskin Bond
29.
A 10 year old boy cannot open? Current A/c
30.
Cauvery Wildlife Sanctuary is in
which state? - Karnataka
31.
What is the Rural Population of
India? - 833.5 million
32.
Sania Mirza is the brand
ambassador of which state? Telengana
33.
2015 G20 Summit will be held in? Turkey
34.
In BRICS what cooperation did
Brazil and India sign? - Environment
35.
What is the capital of Bhutan? Thimphu
36.
What is the currency of Italy? - Euro

www.exampundit.in

Back top Top ^

37.
Minimum amount of RTGS? - 2 Lakh
38.
Who is the largest consumer of
Antibiotics? - India

53. World Red Cross and Red Crescent

Day is celebrated on which day? - 8
May

39.
First Ebola case in 2014 Ebola
Outbreak? - Guinea
40.

54. Who is the Author of Chacha

Chowdhary? - Pran

World Habitat Day is observed

on? - October 6
41.
Parupalli Kashyap related to which
sport? - Badminton

55. Rath Yatra festival is related to

which state? - Odisha

42.
New lines proposed in Railway
Budget 2014-15? - 1,525 km
43.
Recently, a big thermal power plant
was announced in which state? Madhya Pradesh
44. World Vitiligo Day is celebrated
on? - 25 June

45. The RuPay payment gateway was

launched by? - National Payments
Corporation of India (NPCI)

56. What is the full form of IIEST? Indian Institute of Engineering Science
and Technology

57. How many Judges panel elects a

new judge in Supreme Court? - 5(
CJI and 4 most senior)

58. Who is the chairman of Public

Accounts Committee? - KV Thomas

59. What is the capital of Uzbekistan? Tashkent

46. Slumdog Millionaire was directed
by? - Danny Boyle
60. What is currency of Portugal? Euro
47. INS Kolkata is build by? - Mazagon
Dock Limited

48. Who is the Ministry of Micro, Small

and Medium Enterprises (MSME)
minister? - Kalraj Mishra

61. Who is the Women and Child

development minister? - Maneka
Gandhi

62. Which is the Drug for Ebola

epidemic? - ZMapp
49. What is the currency of Libya? Libyan Dinar

50. What is the capital of Ethiopia? Addis Ababa

51. Which production company has

acquired the rights to produce
movies on Amish Tripathi's Shiva
Triology? - Dharma Production

52. Vitamin E deficiency causes what? Neurological Problems

Page 74 of 101

63. For which song Sunidhi Chauhan

recieved Dada Saheb Phalke
Award? - Kamli : Dhoom 3

64. For which film Richard

Attenborough received Academy
Award? - Gandhi

65. Which is India's first Indigenous

Anti-Submarine Corvette? - INS
Kamorta

www.exampundit.in

Back top Top ^

81.
66. What is the insurance cover in Jan
Dhan Yojana? - Rs. 1 Lakh

67. Who is the New Deputy Governor of

RBI? - SS Mundra

Rory McLlroy is related to which

sport? - Professional Golf
82.
PM Narendra Modi in 1st week of
August, 2014 visited which
country? - Nepal
83.
Who is the present Governor of
Bihar? - DY Patil

68. In which transaction process we

don't swipe our Debit/Credit Card
but we put details of the card? Online Transaction

84.
Recently, Bank of Rajasthan
merged with which private sector
bank? - ICICI BANK
85.

69. Ragala Venkat Rahul is related to

which sport? - Weightlifting

70. Kruger National Park is located

at? - South Africa

Agartala is the capital of which

Indian State? - Tripura
86.
Which is declared to be the fastest
train route in India? - New Delhi Agra
87.
Yogeshwar Dutta is related to which
sport? - Wrestler

71. What is the Total number of

districts in India according to
Census 2011? - 640

88.
Who is the present Home Minister
of India? - Rajnath Singh
89.

72. What is/are the official State

Festival(s) of Telengana? - Bonalu,
Batukamma
73. Who is HR Khan? - Dy Governor of
RBI
74.
Who is the Managing Director of
International Monetary Fund(IMF)? Christine Legarde
75.
What is the present CRR of RBI? 4%
76.
Who is the Prime Minister of United
Kingdom? - David Cameroon
77.
Oslo is the capital city of which
country? - Norway
78.
Who is the chariman of Press
Council of India? - Justice
Markandey Katju
79.
The term "Double Fault" is related
to which sport? - Lawn Tennis
80.
Who founded Indian National
Congress? - Alan Octavian Hume

Page 75 of 101

Who is the present Governor of

Gujarat? - OP Kohli
90.
What is the present Repo Rate of
RBI? - 8%
91.
What is the full form of QIP? Qualified Institutional Placement
92.
Which country have achieved the
highest GDP in the period of 20012010? - United States of America
93.
What is the Initial capital of
Payment Banks? - 100 Cr.
94.
Who is the present Railway Minister
of India? - Sadananda Gowda
95. Who is Sumitra Mahajan? - Lok
Sabha Speaker
96.
Objective of Sansad Adarsh Gram
Yojana? - Adoption of 1 Model Village
97.
Suzion Energy Associated with? Wind Turbines
98.
In Ebola Outbreak, Who expressed
Global concern? - World Bank

www.exampundit.in

Back top Top ^

99.
The term "Love" is related to which
sport? - Tennis
100.
Pankaj Advani is associated with
which sport? - Snooker / Billiard
101.
What is the other name of
Chanakya? - Vishnugupta
102.
Amit Kumar is related to which
sport? - Wrestling
103.
What is the FDI Limit in Civil
Aviation? - 49%
104.
200 cr has been issued to which
state for Indoor And Outdoor
Stadium? - Jammu and Kashmir
105.
Shillong is the capital city of which
state? - Meghalaya
106.
Minimum EPFO pension per month
according to budget? - 1000
107.
Expand MPLADS - Member of
Parliament Local Area Development
Scheme
108.
Azim Premi, founder of which
company? - Wipro
109.
Heena Sindhu is associated with
which sport? - Shooting
110.
What is the full form of RSBY? Rashtriya Swasthya Bima Yojna
111.
Total no. of BRICS Country? - 5
112.
Expand CDR - Corporate Debt
Restructuring
113.
Which is the India's Largest Bank? State Bank of India
114.
How many free ATM Transactions
per month permitted on Rival
Bank? - 3
115.
For which purpose Govt launched
"Sagar Mala Project"? - Connecting
Coastal Cities
116.
Sheikh Haseena is the PM of which
country? - Bangladesh
117.
PM has proposed Jan Dhan Yojana
for? - Every Rural Household

Page 76 of 101

118.
Aircraft shot down over Ukraine
was from which country? - Malaysia
119.
V. Diju awarded Arujana Award for
which sport? - Badminton
120.
Who is the Chairman of Rules
Committee of Parliament? - Speaker
121.
Gangavaram Port is located in? Vishakhapattanam, Andhra Pradesh
122.
Flipkart, is related to ? - ECommerce
123.
Harsha Vardhana's portfolio? Health Minister
124.
What is the Income Tax Exemption
level above 60 below 80? - 3 Lakh
125.
Rangarajan Committee submitted
report related to? - Poverty Esitmate
126.
Dhaka is the capital of ? Bangladesh
127.
Who gave the slogan "Zero defect,
Zero effect" to manufacture? Prime Minister Narendra Modi
128.
New name proposed for Indira
Awas Yojana? - National Gramin
Awaas Mission
129.
Govt's proposal of new think tank
to replace planning commission
consist of? - 8 Members
130.
Proposed location of National
Institute of Aging? - AIIMS New
Delhi, Madras Medical College,
Chennai
131.
Swaccha Bharat Abhijan to be
completed within which year? 2019
132.
Who is Vladmir Putin ? - President of
Russia
133.
Who is PJ Kurien? - Dy Chairman of
Rajya Sabha
134.
Prime Minister Narendra Modi
recently launched SEZ in? Maharashtra

www.exampundit.in

Back top Top ^

135.
Bhamashah scheme
launched in Rajasthan related with Empowering Women
136.
Who is P J kurien - Deputy
chairman of Rajya Sabha

154.
Germany all time highest
scorer- Mirosaov Klose
155.
No. of Deputy Governors in
RBI- 4
156.
Insurance Cover for Rupay
Card- 1lakh

137.
Robin Williams is Hollywood actor
138.
ATM transaction charge
after 5 times use- Rs 20 per
transaction
139.
FULL FORM OF NABARDNational Bank for Agriculture and
Rural Development

157.
Rupay Card issued by National Payments Corp of India
158.
Flagbearer for India in
Common Wealth games- Vijay
Kumar
159.
Ajiknkya Rahane is related
to which game- Cricket

140.
Full form of SLR - Statutory
Liquidity Ratio
141.
12. No. of passenger trains
proposed in budget in India-58
142.
Hardware park proposed in
Budget- Kakinada town in East
Godavari district of Andhra Pradesh
143.
Kundukullam power plant? Tamil Nadu
144.
Strike term related to? Baseball
145.
Swaccha Bharat Abhijan will
start? - 2nd October, 2014
146.
Swaccha Bharat Abhijan to
be completed within? -2019
147.
Wilfried Bony plays? Football
148.

CST? - Centre Sales Tax

149.
In which State Congress
won 3 out of 3 seats? - Uttarakhand
150.
40%

Cleanliness Budget up by? -

151.
Saji Thomas is related to? Rowing
152.
Who is Vladimir PutinPresident Of Russia
153.
Norm

Page 77 of 101

Bank Capitalization -Basel III

www.exampundit.in

Back top Top ^

SBI CLERK 2014 GA Questions

What is the currency of Austria? - Euro
Who is the author of "Test of my life"? Yuvraj Singh
Nato 2014 Summit was held at? - Newport,
Wales

Novak Djokovic is well known for what? Lawn Tennis

Which committee recently has been granted
as bc? - Nachiket Mor Committee
First president of IJA? - Aditi Khanna

2018 FIFA World Cup will be hosted in? Russia

RBI monitory policies are reformed in? 2months
What is total number of Facebook users in
India? - 71 million
What is the capital of Srilanka? - Colombo
What is the currency of Malaysia? Malaysian ringgit

What is Neeranchal? - Watershed Project

CMD of Indian Overseas Bank? - M Narendra
How much money allotted for new
Integrated Ganga Development Project? 2037 cr Rs.
Tagline of Union Bank? - Good People to bank
with
New bullet train? - Mumbai-Ahmedabad

Who is the pioneer of milk revolution? Verghese Kurien

What is the cad & how much it will deficit
this year? - Current Account Deficit 1.7% of
GDP
First commonwealth game was held in which
country? - Canada
Who got the golden boot at fifa world cup? James Rodriguez
What is the Purpose of KYC? - to prevent
banks from being used, intentionally or
unintentionally, by criminal elements for
money laundering activities

Which committee controls banking

ombudsman scheme? - Suma Varma
Committee
Which country top global innovation
index - Switzerland
MOS for North East Development - Vijay
Kumar Singh
One Life is Not Enough book by - Kunwar
Natwar Singh
Capital of Qatar - Doha
U-17 Football world cup will be held in - India

Commercial paper issued by? - 7 Days

Page 78 of 101

www.exampundit.in

Back top Top ^

SBI CLERK 2014 GA Questions

2014 World Water Day theme - Water and
Energy

Who wrote Revolution 2020? - Chetan Bhagat

What is India's position in Human

Development Index? - 135

Who is the minister of Tribal Affairs? - Jual

Oram

Who is Jim Yong Kim? - President of World

Bank

What is the Capital of North Korea? Pyongyang

Florence Nightingale Medal is given to? Nurses or Nursing Aides

Which Film won the Best Film award in 61st

National Awards? - Ship of Theasus

Who will host next IBSA Summit in 2015? New Delhi, India

What is the loss per passenger kilometer in

Railway Budget 2014-15? - 23paise

Who is the minister of tourism? - Shripad

Yasso Naik

What is the full form of NATO? - North

Atlantic Treaty Organization

What is the full form of VSAT? - Very Small

Aperture Terminal

Who built INS Kamorta? - Garden Reach

Shipbuilders & Engineers Ltd

When is National Science Day celebrated? 28 February

The Malasayan Airline which was recently

shot down, in which country? - Ukrain

Apart from UP, Bengal and Andhra Pradesh

which other state was mentioned to have
AIIMS in Union Budget 2014? - Maharasthra

Commercial Paper issued by? - 7days

Sania Mirza is the ambassador of? Telengana

What was the theme of 2014 World

Population Day? - Investing in Young People

What is the range of Pruthvi 2 Missile? - 250350km

Tiger Woods is related to which sport? - Golf
Who wrote the screenplay of movie "Kick"? Chetan Bhagat
What is the currency of Japan? - Japanese
Yen JPY

Page 79 of 101

World Day for International Justice is

celebrated on? - July 17

Which is not a part of SBI? - SBA

William Jones Cup is related to which sport? Basketball
Novak Djokovic is related to which Sport and
Country? - Lawn Tennis, Serbia

www.exampundit.in

Back top Top ^

SBI CLERK 2014 GA Questions

Kumbha Mela held at every? - 12years
Chinese News Agency name? - Xinghua News
Agency
India recently added Harpoon Missle in which
class of Submarine? - Shishumar class
submarine
Four Statment on Plastic Currency

How much cpi target in 2015? - 8%

Which Indian personality is a member of
board of Governors in Asian Development
Bank? - Arun Jaitley
How much allocated for Kisan TV in Budget
2014-15? - 100 Crore

How much allocated for Road and Transport

in Budget? - 37880cr

Page 80 of 101

www.exampundit.in

Back top Top ^

COMPUTER KNOWLEDGE
QUESTIONS

5. Numbers are stored and transmitted inside

a computer in

Set 1

a) Binary form
b) ASCII code form

1. In a network, the computer that stores the

files and process the data is named as

c) Alphabets form
d) Numerical form

a) Server
b) Terminal

6. CPU capacity can be measured in

c) Modem

a) BPS

d) All of the above

b) MIPS
c) MHz

2. Viruses are called that because

d) MPI

a) They are viruses

b) They can copy themselves and spread
c) Both (a) and (b)

7. MPIS stands for

a) Million Instructions Per Second

d) None of the above

b) Million Instructions Per Season

c) Monthly Instructions Per Second

3. Which of the can't spread virus

d) Million Inputs Per Second

a) An e-mail with attachment

b) A plain text mail

8. LAN speeds are measured in

c) Downloading files over the web

a) BPS

d) None of the above

b) KBPS
c) MBPS

4. There is a new anti-virus software update

available, when it is downloaded to your
computer

d) MIPS

a) Everyday

9. Modem speeds are measured in

b) Only in the night

a) BPS

c) When you next switch on your computer

b) KBPS

d) All of the above

c) MBPS
d) MIPS

Page 81 of 101

www.exampundit.in

Back top Top ^

10. BPS stands for

15. Integrated Circuits (IC) chips used in

computers are made with

a) Bits Per Second

a) Gold

b) Bits Per Season

b) Silver

c) Bytes Per Second

c) Silicon

d) Bits Per System

d) Copper
11. In processing cheques which of the
following I/O techniques have banks
traditionally followed?

16. What is the Super Computer developed in

India

a) OCR

a) CRAY

b) MICR

b) PARAM

c) Barcode

c) Both (a) and (b)

d) VRT

d) None of the above

12. What is object of UPS?

17. Which of the following is different from

other

a) Using for storage

b) To increase the speed of a computer
c) Provides backup power
d) All of the above

a) Internet
b) Windows
c) Unix
d) Linux

13. QWERTY is used with reference to

a) Monitor
b) Printer
c) Keyboard
d) Mouse

18. What is the full form of WWW?

a) World Wide Web
b) World With Web
c) World Wide Websites
d) World Wide Website

14. "Zipping" a file means

a) Encrypting the message
b) Compressing the message
c) Transfer the message

19. Which of the following Command is

required to reboot the computer
a) CTRL+ALT+DEL
b) CTRL+ALT+TAB

d) All of the above

Page 82 of 101

www.exampundit.in

Back top Top ^

c) CTRL+ALT+SHIFT
d) CTRL+SHIFT+DEL
3. The individual within the operations group
who ordinarily uses a variety of keyboard
devices, is the

20. Select the ODD one

a) Operating system

(a) Data Clerk

b) Interpreter

(b) Keypunch Operator

c) Compiler

(c) Data Entry Clerk

d) Assembler

(d) Computer Operator

Answers:

1. a, 2. b, 3. b, 4. c, 5. b, 6. c, 7. a, 8. c, 9. a, 10.
a, 11. b, 12. c , 13. c , 14. b , 15. c , 16. b , 17.
a, 18. a , 19. a, 20. a.

4. An advantage of a distributed word

processing network is
(a) increased number of reports handled
(b) less delay in inter-office communications
(c) greater corporate control over outputs
(d) All of these

SET 2
1.Which of the following packages is used for
composition in printing press?
(a) Lotus
(b) dBase
(c) Pagemaker
(d) Wordperfect

2. Which one of the following is not a

computer language?

5.The retrieval of information from the

computer is defined as
(a) collection of data
(b) data retrieval operations
(c) output
(d) data output collection

(b) COBOL

6. Which of the following terms could be used

to describe the concurrent processing of
computer programs via CRTs, on one
computer system?

(c) LOTUS

(a) Time sharing

(d) FORTRAN

(b) On-line processing

(a) BASIC

Page 83 of 101

www.exampundit.in

Back top Top ^

(c) Interactive processing

(d) All of these
11. A peripheral device used in a word
processing system is
7.The daily processing of corrections to
customer accounts best exemplifies the
processing mode of
(a) batch processing

(a) Floppy disk

(b) Magnetic card reader
(c) CRT
(d) All of these

(b) real-time processing

(c) time-sharing
(d) off-line processing

12. A term used interchangeably with diskette

is
(a) Disk cartridge

8. A characteristic of card system is

(b) Disk pack

(a) slowness in processing data

(c) Floppy disk

(b) using cards as records of transactions

(d) Packette disk

(c) needing a larger data staff

(d) All of these
13. An I/O device which provides
photographic outputs for printing galleys, is
the
9. Which of the following floppy sizes exists?
(a) 5.25 inches
(b) 4.75 inches
(c) 6 inches

(a) Camera printer

(b) Automatic typesetter
(c) Radix printer
(d) All of these

(d) 8 inches

14. Which one of the following a file?

10. MS-DOS is the name of a/an
(a) Application software
(b) Hardware
(c) System software

(a) Floppy disk

(b) Magnetic drum
(c) magnetic tape
(d) None of these

(d) None of these

Page 84 of 101

www.exampundit.in

Back top Top ^

15.A decimal equivalent of m second is

19. ROM is composed of

(a) 0.000001 sec

(a) Magnetic cores

(b) 1000000 sec

(b) Micro-processors

(c) 0.001 sec

(c) Photoelectric cells

(d)1000 sec

(d) Floppy disks

16. A characteristic of the ASCII code is

20. Which of the following is true?

(a) its limitation to a maximum of 96 character

configuration

(a) Plotters are not available for

microcomputer systems

(b) its use of the zone codes 1010, 1011 and

1100

(b) Micro-computer are not programmed like

conventional computers

(c) its independence from Hollerith code

(c) Mini-computers are task-oriented

(d) All of these

(d) The contents of ROM are easily changed

17. A temporary storage area, attached to the

CPU, for I/O operations, is a

21. Magnetic disk a medium known as

(a) Channel

(a) Serial access

(b) Direct access

(b) Buffer

(c) Sequential access

(c) Register

(d) Sequential and rotational access

(d) Core

22. A dot-matrix printer

18. The computer code for interchange of
information between terminals is
(a) ASCII
(b) BCD
(c) BCDIC
(d) Hollerith

Page 85 of 101

(a) is an input-output device

(b) is an output device only
(c) is an input device only
(d) None of these
Ans (b)

www.exampundit.in

Back top Top ^

23.An octal number 237 is equal to the binary

number
(a) 010 011 111

(a) Open Source

(b) Vertical Market Software
(c) Horizontal Market Software

(b) 010 111 011

(d) Shareware

(c) 011 101 101

(e) None of these

(d) 011 000 001

24. A term associated with the comparison of

processing speed is

2. _____ is a computer program that fills the

screen with moving images or patterns when
the computer is not in use.
(a) Wallpaper

(a) FFTS

(b) Computer Screen

(b) MPG

(c) Screen Saver

(c) MIPS

(d) Both 1 and 3

(d) CPS

(e) None of these

25. The maximum size of a memory addressed

by 12 bits is

3. Which of the following is a valid unit of

measurement of Bandwidth?
(a) Data Per second

(a) 1 K bytes

(b) Information Per second

(b) 16 K bytes

(c) Bits Per second

(c) 32 K bytes

(d) All the above

(d) 4 K bytes

(e) None of these

Answers:

4. Which of the following is true about

Intranet?

1-c; 2-c; 3-c; 4-b; 5-c; 6-d; 7-a; 8-d; 9-a; 10-c;
11-d; 12-c; 13-d; 14-d; 15-a; 16-c; 17-b; 18-a;
19-b; 20-c; 21-b; 22-b; 23-a; 24-c; 25-d.

(a) It is a Private Network

(b) It is a Public Network
(c) It is a Network which can access illegally.
(d) Only 1 and 3

Set 3

(e) None of the above

1. Ubuntu is an example of which kind of

Source Model?

5. The process of loading an Operating System

into main memory is called:

Page 86 of 101

www.exampundit.in

Back top Top ^

(a) Formatting

(c) It provides more security

(b) Posting

(d) It was Designed by Sun Microsystems.

(c) Booting

(e) All the above

(d) Partitioning
(e) None of the above

10. The process of replacing a software with a

newer version is called:

6. Line by line translation of a program is done

by:

(a) Upgrading
(b) Installing

(a) Interpreter

(c) Updating

(b) Translator

(d) Downloading

(c) Compiler

(e) Replacing

(d) All the above

(e) None of these

11. PNG stands for:

(a) Potable Name Generator

7. SQL is a:

(b) Portable Network Generator

(a) Programming Language

(c) Printed Name Graphics

(b) Communication Language

(d) Portable Network Graphics

(c) Low-level language

(e) None of these

(d) Query Language

(e) None of the above

12. Volatility is a property of:

(a) Computer Networks

8. Network of Networks is known as :

(b) Software

(a) Intranet

(c) Disk

(b) Internet

(d) RAM

(c) Extranet

(e) ROM

(d) VPN
(e) MAN

13. When the computer is working on the

given instructions, it is called:

9. Which of the following is true about Java?

(a) It is an OOP language
(b) It is Platform Independent

(a) Output
(b) Storage
(c) Processing
(d) Input

Page 87 of 101

www.exampundit.in

Back top Top ^

(e) None of these

(c) It is the address of a document or page on

the World Wide Web

14. The set of parallel electrical conducting

lines through which different components on
the motherboard of a PC unit are linked
together are called:
(a) Conductors

(d) It is an acronym for Unlimited Resources

for Listening
(e) It is a piece of hardware

18. Universal Product Code (UPC) is a ______.

(b) Buses

(a) Scanner

(c) Slide Master

(b) Hardware Equipment

(d) Consecutives

(c) Antivirus

(e) None of these

(d) Graphics Adapter

(e) Barcode system

15. Which of the following is/ are features of

primary storage?
19. Facsimile Transmission Machine is
popularly known as:

(a) Volatile Memory

(b) Smaller storage capacity

(a) ATM

(c) Higher cost per bit storage

(b) Scanner

(d) Faster access time

(c) Fax Machine

(e) All the above

(d) Format Machine

(e) None of these

16. A(n) _____ program is one that is ready to

run and does not need to be altered in any
way.
(a) Interpreter

(a) Screen becomes faded/ dimmed if the

command is selected

(b) High-level
(c) Compiler

(b) The command is not accessible currently

(d) COBOL

(c) A dialog box appears if the command is

selected.

(e) Executable

17. Which of the following is true about URL?

(a) It is a computer program

20. What is the significance of a faded/

dimmed command in a pull-down menu?

(d) A help window appears if the command is

selected.
(e) None of these

(b) It is a type of Programming object

21. Which of the following allows the user to
access e-mail from anywhere?

Page 88 of 101

www.exampundit.in

Back top Top ^

(a) Forum

(b) Main memory

(b) Webmail Interface

(c) Pseudocode

(c) Message board

(d) Algorithm

(d) Weblog
(e) None of these

(e) None of these

22. A mistake in an algorithm that causes

incorrect results is called a ________.

Answers:

(a) Logical error

(b) Syntax error

1-a; 2-c; 3-c; 4-a; 5-c; 6-a; 7-d; 8-b; 9-e; 10-a;
11-d; 12-d; 13-c; 14-b; 15-e; 16-e; 17-c; 18-e;
19-c; 20-b; 21-b; 22-a; 23-e; 24-e; 25-a.

(c) Machine Error

(d) Compiler error
(e) None of these

Set 4

23. Who are the founders of Google?

(a) Larry Page

1.Which command is used to set a name to a

disk in DOS?

(b) Steve Jobs

(c) Sergey Brin

a) VOLUME

(d) Eric Schmidt

b) VOL

(e) Only 1 and 3

c) LABEL
d) DISK LABEL

24. _____ is a technique that is used to send

more than one call over a single line?

e) None of these

(a) Digitizing
(b) Duplexing

2.Which file starts MS Word ?

(c) Infrared Transmission

a) Winword.exe

(d) Streaming

b) Word.exe

(e) Multiplexing

c) Msword.exe
d) Word2003.exe
e) None of these

25. A computer program is:

(a) A set of instructions that enable the
computer to perform a task

Page 89 of 101

www.exampundit.in

Back top Top ^

3.To get to the 'Symbol' dialog box, click on

the ......... menu and choose 'Symbol'.
a) Insert

7.Bold, Italic, Regular are known as

a) font styles
b) font effects

b) Format

c) word art

c) Tools

d) text effects

d) Table

e) None of these

e) None of these

4.Superscript, subscript, outline, emboss,

engrave are known as

8.If you begin typing an entry into a cell and

then realize that you don't want your entry
placed into a cell, you :

a) font styles

a) Press the Erase key

b) font effects

b) Press esc

c) word art

c) Press the Enter button

d) text effects

d) Press the Edit Formula button

e) None of these

e) None of these

5.Shimmer, Sparkle text, Blinking Background

etc. are known as

9.Which of the following will not cut

information?

a) font styles

a) Pressing Ctrl + C

b) font effects

b) Selecting Edit > Cut. from the menu

c) word art

c) Clicking the cut button on the standard

d) text effects

d) Pressing Ctrl + X

e) None of these

e) None of these

6.Which of the following is not available in

Font Spacing ?

10. Computer connected to a LAN (Local Area

Network) can

a) Normal

a) run faster

b) Loosely

b) go on line

c) Condensed

c) share information and / or share peripheral

equipment

d) Expanded
e) None of these

d) E-mail
e) None of these

Page 90 of 101

www.exampundit.in

Back top Top ^

11.A self-replicating program, similar to a

virus which was taken from a 1970s science
fiction novel by John Bruner entitled the
Shockwave Rider is ........

15.What kind of software would you most

likely use to keep track of billing account ?
a) Word Processing
b) Electronic Publishing

a) Bug

c) Spreadsheet

b) Vice

d) Web authoring

c) Lice

e) None of these

d) Worm
e) None of these

16.Test the validity of the statements ?

12.Unwanted repetitious messages, such as
unsolicited bulk-e-mail is known as

a) 1 KB = 1024 BYTES
b) 1 MB = 2048 BYTES

a) Spam

c) 1MB = 100 KILOBYTES

b) Trash

d) 1 KB = 1000 BYTES

c) Calibri

e) None of these

d) Courier
e) None of these

13.COBOL is widely used in ...........

applications

17.Which of the following is not a computer

language ?
a) BASIC
b) C++

a) Commercial

c) C#

b) Scientific

d) Java

c) Space

e) Microsoft

d) Mathematical
e) None of these

14.VDU is also called

a) Screen
b) Monitor
c) Both 1 & 2
d) printer
e) None of these

Page 91 of 101

18.Which among the following is a correct

definition of "Digital Divide"?
a) gap between people having access to
mobile and internet access
b) gap between people having access to
internet / IT and no internet/ IT
c) gap between people having access to
broadband and narrowband internet
d) gap between people having access to
internet banking and normal banking

www.exampundit.in

Back top Top ^

e) gap between the people having an email

account and no email account

c) Branch
d) Account Type
e) None of the above

19.Now a days Vishing has become a criminal

practice of using social engineering over
which of the following?

b) Mobile Phones

23.Most of the internet banking sites provide

which of the following feature to reduce the
risk of keystroke logging for the password
entry ?

c) E-mail

a) Virtual keyboard

d) Cyber cafes

b) Finger Touching

e) All of the above

c) Touchscreen

a) Social networking sites

d) Shape Writer
20.What is the full form of W3C?

e) Dasher

a) World Wide Web Consortium

b) World Wide Web Company

24.ADSL data communications technology

uses which of the following for faster data
transmission ?

c) World Wide Web Centre

d) World Wide Web Command

a) Voiceband modem

e) None of these

b) Wireless Modem
c) Copper telephone Lines

21.Which among the following is used for

removing a software bug/defect which is
available for free of cost from the software
provider ?
a) Version

d) Sockets
e) None of the above

25.What is the purpose of keeping electronic

devices such as computers, televisions, and
remote controlled devices on Sleep mode?

b) Update
c) Help

a) Reduce Power consumption

d) Patch

b) Back UP

e) Syntax

c) To write contents of RAM to hard disc

22.In the MICR Code Line Structure what do
represent the first three digits of Sort field
number consisting of nine digits ?

d) To improve download speed

e) None of the above

a) City
b) Bank

Page 92 of 101

www.exampundit.in

Back top Top ^

Answers:

What is Indirect Marketing?

1.c 2.a 3.a 4.b 5.d 6.b 7.a 8.b 9.a 10.c 11.d
12.a 13.a 14.c 15.c 16.a 17.e 18.b 19.b 20.a
21.d 22.a 23.a 24.c 25.a

Indirect Marketing is the distribution of a

particular product through a channel that
includes one or more resellers.

MARKETING

Difference b/w Direct and Indirect

Marketing:
Direct marketing is basically advertising your
own products or services.

What is Marketing ?
The process of planning and executing the
concepts, pricing, promotion and distribution
of ideas/goods/services to satisfy
individual's/organizational goals is called
marketing.

What is Direct Marketing?

Direct Marketing is a form of advertising that
directly reaches to the customers on a
personal basis (like phone calls, private
mailings, etc) rather than traditional channel
of advertising (like TV, Newspapers, etc).

Types of Direct marketing:

There are many types of direct marketing,
only some important types are listed below
and these are the most form of direct
marketing.
i) Direct Mail Marketing: Advertising material
sent directly to home and business addresses.
This is the most common form of direct
marketing.
ii) Telemarketing: It is the second most
common form of direct marketing, in which
marketers contact consumers by phone.
iii) Email Marketing: This type of marketing
targets customers through their email
accounts.

Page 93 of 101

In the same way you might advertise for

someone else is called Indirect marketing, is
an increasingly popular way of doing business.

What is Drip Marketing?

Drip marketing is a communication strategy
that sends, or "drips," a pre-written set of
messages to customers or prospects over
time. These messages often take the form of
email marketing, although other media can
also be used.

What is Bench Marketing?

A comparison of the business processes with
competitors and improving prevailing ones is
called bench marketing.

What is Viral Marketing?

Marketing by the word of the mouth, having a
high pass-rate from person to person is called
Viral marketing. Creating a 'buzz' in the
industry is an example of viral marketing.

What Is Guerrilla Marketing?

Guerrilla Marketing is an advertising strategy
that focuses on low-cost unconventional
marketing tactics that yield maximum results.

www.exampundit.in

Back top Top ^

The original term was coined by Jay Conrad

Levinson in his 1984 book Guerrilla
Advertising. The term guerrilla marketing
was inspired by guerrilla warfare which is a
form of irregular warfare and relates to the
small tactic strategies used by armed civilians.
Many of these tactics includes ambushes,
sabotage, raids and elements of surprise.
Much like guerrilla warfare, guerrilla
marketing uses the same sort of tactics in the
marketing industry.

What Is Social Media Marketing?

Social media marketing refers to the process
of gaining website traffic or attention through
social media sites. Social media marketing
programs usually center on efforts to create
content that attracts attention and
encourages readers to share it with their
social networks.

What is Digital Marketing?

Digital Marketing is the practice of promoting
products and services using all forms of digital
advertising. It includes Television, Radio,
Internet, mobile and any other form of digital
media.

Marketing Mix:
The Marketing Mix model (also known as the
4 P's) can be used by marketers as a tool to
assist in defining the marketing strategy. The
idea was that if you could identify the right
combination of these elements, your
marketing would succeed. E. Jerome
McCarthy introduced the 4 P's of Marketing as
a way to describe the mix of factors required
to successfully market a product.

The 4 Ps are:
Product

What is Market Segmentation?

Price

The division of a market into different

homogeneous groups of consumers is known
as market segmentation. The purpose for
segmenting a market is to allow your
marketing program to focus on the subset of
prospects that are "most likely" to purchase
your offering.
If done properly this will help to insure the
highest return for your marketing
expenditures.

Promotion
Place (distribution)
The 5 Ps of marketing is 4 Ps +
People/Packaging/Process/etc.

The 7 Ps of marketing consists of:

Product
Price

What is Internet Marketing?

Place

Internet marketing is the marketing of

products or services over the Internet.

Promotion
People

Internet Marketing is also known as imarketing, web-marketing, online-marketing,

Search Engine Marketing (SEM) or eMarketing.

Page 94 of 101

Process
Physical evidence.

www.exampundit.in

Back top Top ^

The first 4 P's are considered the basis of any

marketing process. The last 3 P's are a recent
addition to the entire marketing process.

What is Market Information?

To know the prices of the different
commodities in the market, as well as the
supply and demand situation.

What is SWOT Analysis?

SWOT stands for Strengths, Weaknesses,
Opportunities, and Threats. SWOT analysis is a
tool for auditing an organization and its
environment. It is the first stage of planning
and helps marketers to focus on key issues.
Strengths and weaknesses are internal
factors. Opportunities and threats are
external factors.

MARKETING ENVIRONMENT
A companys marketing environment consists
of the actors and forces outside marketing the
affect marketing managements ability to
develop and maintain successful relationship
with its target customers.
1.MICRO ENVIRONMENT
2.MACRO ENVIRONMENT

What is Customer Relationship Management

(CRM)?
Customer Relationship Management concerns
the relationship between the organization and
its customers. It is a process or methodology
used to learn more about customers' needs
and behaviors in order to develop stronger
relationships with them.

1. MICRO ENVIRONMENT:
a. the company itself (including departments)
b. suppliers
c. marketing channel firms
d. customer markets
e. competitors

What are the Three Levels of a Product?

f. public

Core Product
Actual Product

THE COMPANYS MICRO ENVIRONMENT:

Augmented Product

I. The company
II. Suppliers

What is Market Research?

III. Market intermediaries (resellers)

Market research is any organized effort to

gather information about markets or
customers.

Physical distribution firms:

Market research is for discovering what

people want, need, or believe. It can also
involve discovering how they act. Once that
research is completed, it can be used to
determine how to market your product.

It helps the company to stock and move goods

from their points of origin to their
destinations.
Marketing Service Agencies:
It help the company target and promote its
products.

Page 95 of 101

www.exampundit.in

Back top Top ^

(v) All of the above

FINANCIAL INTERMEDIARIES:
It help finance transaction and ensure against
risks.

2. A call centre is ______________

(i) A meeting place for DSAs
(ii) A training centre for DSAs

2. MACRO ENVIRONMENT

(iii) A meeting place for customers

THE COMPANYS MACRO ENVIRONMENT:

1. Demographic environment: is the study of
human populations in terms of size, density,
location, age, sex, race, occupation and other
statistics
2. Economic Environment: It includes those
factors that affect consumer purchasing
power and spending patterns.
3. Natural environments: It involves natural
resources that are needed as inputs by
marketers or that are affected by marketing
activities
4. Technological environment: It includes
forces that create new technologies creating
new product and market opportunities.
5. Political Environment: It includes laws,
government agencies, and pressure groups
that influence and limit various organizations
and individuals in a given society.
6. Cultural Environment: It is made up of
institutions and other forces that affect
societys basic values, perceptions,
preferences and behaviors.

(iv) Data centre

(v) A back office set up where customer
queries are answered

3. The sequence of a sales process is

_____________
(i) Lead generation, call, presentation & sale
(ii) Sale, presentation, Lead generation & call
(iii) Presentation, Lead generation, Sale & Call
(iv) Lead generation, Call, Sale &
Presentation
(v) There is no sequence required

4. value added services means

_____________
(i) Better value at a premium
(ii) Costlier services
(iii) Additional services
(iv) Better value at a discount

Questions Related to Marketing:

(v) At apart services

1. Benchmark means _________

5. To Close a Call means _________

(i) Benches for customers to sit

(i) Te end the conversation

(ii) Benches for salesmen to sit

(ii) To put the phone down

(iii) Products displayed on a bench

(iii) To close the doors

(iv) Set standards

(iv) To clinch the sale

Page 96 of 101

www.exampundit.in

Back top Top ^

(v) To close the business

(v) All of these

6. Customization means __________

10. Cross-selling means ____________

(i) Tailor-made products for each customer

(i) Selling with a cross face

(ii) Customers selling goods

(ii) Cross country marketing

(iii) Tailor-made products for each staff

(iii) Selling other products to existing

customers

(iv) A selling process

(iv) Selling to friends

(v) None of these

(v) Selling to employees

7. A Call in marketing language means
___________
(i) Calling on a salesperson

11. Online Marketing is mostly useful for

marketing of
(i) Saving Accounts

(ii) Calling on a customer

(ii) Credit cards

(iii) Making a phone-call

(iii) Home loans

(iv) Telemarketing

(iv) NRI deposits

(v) None of these

(v) Business accounts

8. A marketing survey is required for
__________

12. Cross selling means

(i) Deciding marketing strategies

(i) City to city sales

(ii) Deciding product strategies

(ii) Selling with cross face

(iii) Deciding pricing strategies

(iii) Selling with crossed finger

(iv) All of these

(iv) Selling products to existing customers

(v) None of these

(v) Cold calling

9. The target group for Education loans is

_______

13. Marketing Strategy means ?

(i) All colleges

(ii) Old techniques of selling

(ii) All parents

(iii) Techniques for improving marketing

activities

(iii) Research scholars

(iv) Meritorious students seeking higher
education

Page 97 of 101

(i) Ideas for new employment

(iv) Techniques for increasing production

(v) Networking

www.exampundit.in

Back top Top ^

18. Digital marketing is similar to

14. Target group means ?

(i) Online marketing

(i) All purchasers

(ii) Cold calling

(ii) All sales persons

(iii) Web designing

(iii) Targeted purchasers

(iv) Market for cast

(iv) All consumers

(v) Outdoor marketing

(v) Delivery persons

19. USP in marketing means
15. What is the USP of saving accounts ?

(i) Unique Selling Practices

(i) High rate of interest

(ii) Uniform Selling Practices

(ii) Easy operation

(iii) United Sales Persons

(iii) Risky transactions

(iv) Unique Selling Proposition

(iv) Expensive transactions

(v) Useful Sales Person

(v) Back office facility

16. Which one of the following is not a target

group for saving accounts ?

20. The meaning of Conversation in terms

of sales is
(i) Designing new products

(i) Salaried persons

(ii) Converting Purchasers into sellers

(ii) Loss making companies

(iii) Converting sellers into purchasers

(iii) Doctors

(iv) Converting perspective customers into

purchasers

(iv) Government employees

(v) Conversion of religion

(v) Insurance agents

Set 2

17. Target group for home loans is

1. Market Research is used for

(i) Existing creditors

(ii) Persons having no house of their own
(iii) Persons having one or more than one
house

1) Selecting the right product

2) choosing the sales persons
3) Selecting proper marketing strategies

(iv) Builders

4) Deciding the selling price

(v) NRIs

5) All of these
2. What does CRM stand for?

Page 98 of 101

www.exampundit.in

Back top Top ^

1) Consumer Retention Management

4) Eric Schmidt

2) Customer Retention Management

5) None of these

3) Customer Relationship Management

7. What does Lead Generation mean?

4) Client Relation Management

1) To get tips for selling tactics

5) Customer Relation Marketing

2) To generate leaders
3. What are value added services?

3) To increase better production

1) Products which are sold at premium price

4) Likely sources of prospective clients

2) To sell large number of products

5) All of these

3) At par services
8. What does MBO mean?

4) Additional services

1) Marketing of Business Organisation

5) None of these

2) Management By Objectives
4. USP of a product/service means?

3) Management Based on Objects

1) Unique Selling Price

4) Organisation of Business Management

2) Unique Selling Place

5) None of these

3) Unique Selling Proposition

4) Ultimate Selling Price

9. Which of the following is not included in

the 7p's of marketing?

5) None of these

1) Process
5. Which of the following is an example of
indirect marketing?

2) People
3) Physical evidence

1) e-mails

4) Planning

2) Telemarketing

5) Promotion

3) Re-sellers
4) Couponing

10. In which year was the Consumer

Protection Act passed?

5) Out of home

1) 1987
6. Who among the following coined the term
USP?
1) Philip Kotler
2) Rosser Reeves
3) David Aaker

Page 99 of 101

2) 1986
3) 2002
4) 2004
5) None of these

www.exampundit.in

Back top Top ^

2) Small and newly developing markets

11. Which of the following is not a stage in
the Product Life Cycle of a product?

3) Monopolistic market
4) Fully competitive market

1) Maturity

5) None of these

2) Introduction
3) Decline
4) Stars

16. Which of the following is a feature of

services?

5) Growth

1) Intangibility
2) Inseparability

12. What does AIDA stand for?

3) Variability

1) Attention Interest Desire Action

4) Perishability

2) Attract Initiate Draw Action

5) All of these

3) Attentive Inclination Desire Activity

4) Action Interest Desire Attention

17. The system which is designed to support

marketing decision making is:

5) None of these

1) System Management
13. What does Low End Market mean?

2) Marketing Allocation System

1) A market for low quality products

3) Marketing Information System

2) A market which is located at remote areas

4) Marketing Tracking System

3) A market for lower priced products

5) None of these

4) A market where very less number of buyers

are available
5) None of these

18. Which of the following is also known as

Guerrilla Marketing?
1) Ambush marketingNote 1

14. Who coined the term MBO?

2) Direct marketing

1) Peter Drucker

3) Indirect marketing

2) American Marketing Agency

4) All of these

3) Philip Kotler

5) None of these

4) George Roth
5) None of these
15. What is a Nascent Market?
1) Unpredictable markets

19. What does B2C transaction mean?

1) BusinesstoCorporate
2) Business-to-Consumer
3) Bargain-to-Conversion

Page 100 of 101

www.exampundit.in

Back top Top ^

4) Buying-to-Consumption
5) None of these
20. Which of following is an example of
Inbound marketing?
1) Social media marketing
2) Blogs
3) Newsletters
4) None of these
5) All of these
Note 1:
Ambush Marketing Definition: A marketing
technique in which advertisers work to
connect their product with a particular event
in the minds of potential customers, without
having to pay sponsorship expenses for the
event. An example of ambush marketing
might involve selling music merchandise just
outside the grounds of a concert without the
consent or awareness of the concert
promoters, relying on association with the
concert to drive sales.

Page 101 of 101

www.exampundit.in

Back top Top ^