Responsible Lending Form PDF

Responsible Lending Questionnaire
Applicant 1
Applicant 2
Surname
Surname
Date of Birth
Given Names
Female
Status
Male
Date of Birth
Given Names
Female
Status
Work Phone
Work Phone
Home Phone
Home Phone
Mobile Number
Mobile Number
E-mail
E-mail
Age of dependant children
Age of dependant children
Current Address
Current Address
Suburb
Date moved in
Post Code
State
Suburb
Residential Status
Post Code
Previous Address
Suburb
Post Code
Date moved in
State
Date moved in
State
Suburb
Residential Status
Post Code
State
Date moved in
Current Employment
Occupation
Occupation
Date Started
Employer
Employment Status
Employment Status
Gross income
Gross income
Gross bonuses
Gross bonuses
Gross overtime
Gross overtime
Previous Employment
Previous Employment
Occupation
Occupation
Employer
Employer
Employment Status
Employment Status
Date Started
Residential Status
Previous Address
Current Employment
Employer
Male
Date Finished
Date Started
Residential Status
Date Started
Date Finished
Assets and Liabilities

Assets (what you own) Please print extra pages for additional properties etc
Asset Type
Description
Total Value
Monthly
income
Total Residential Properties
Percentage Owned
App1
App2
Joint
Type
O/O
Inv
Property 1
Property 2
Property 3
Total shares/managed funds
Investment 1
Investment 2
Total savings/transaction accounts
Account 1
Account 2
Total Superannuation Funds
Fund 1
Fund 2
Motor Vehicles and Other Assets (provide year, make and model)
Motor Vehicle 1
Motor Vehicle 2
Other Asset 1
Other Asset 2
Liabilities (what you owe)

Liability Type
Lender
Interest
Rate
Limit
Monthly
Payments
Mortgage Loans
Property 1
Property 2
Property 3
Credit Card/store cards
Card 1
Card 2
Card 3
Card 4
Personal/Car Loans
Loan 1
Loan 2
Loan 3
Line of credit/Overdrafts
Account 1
Account 2
Other Fixed Liabilities (Leasing, Taxation, HECS, Child Maintenance etc)
Current Rent
Other 1
Other 2
Balance
Percentage Owned
App 1
App 2
Joint
To cease
Loan and Features

What is the purpose of the credit?
How long do you expect to remain in the credit contract?
Over 10 years
5 to 10 years
Less than 5 years
What is your budgeted monthly payment for the loan?

Extra pay-
Dont care
Nice to have
Must have Phone banking
Dont care
Nice to have
Must have
Loan redraw
Dont care
Nice to have
Must have Branch Access
Dont care
Nice to have
Must have
Offset Account
Dont care
Nice to have
Must have Multiple Splits
Dont care
Nice to have
Must have
Portability
Dont care
Nice to have
Must have Cheque book
Dont care
Nice to have
Must have
Internet access
Dont care
Nice to have
Must have Switch products
Dont care
Nice to have
Must have
Is there a product type that interests you?
Packaged loan
What is your preferred loan repayment type?
Principal and interest
Do you have a preferred lender type?
Major Bank
Line of Credit
Fixed Rate
Interest Only
Mortgage Manager
Basic Variable
Unsure
Unsure
Regional Bank
Building Society
Unsure
Are there any lenders you dont want to deal with?

How would you rate your current job security? (the higher the number, the more secure you feel)
1
10
Are you concerned about rising interest rates? (the higher the number, the higher your concern)
1
Are all your current credit commitments up to date?
Yes
10
No
If NOplease provide details including how you intend

to bring payments back in line
Have you had any judgements, defaults or legal proceedings against you?
Yes
No
If YESplease provide detailed information

Do you anticipate that your INCOME will decrease in the next 6-12 months?
Yes
No
Yes
No

Do you anticipate that your EXPENSES will increase in the next 6-12 months?
Do you have adequate Home and Contents Insurance as well as Insurance to meet your loan
repayments should you not be able to work i.e mortgage protection or income protection
If you answered NO, would you like one of our associates to contact you regarding insurance?
Yes
No
Yes
No
I/we authorise Mates Rates Mortgage Brokers to use the information to determine a suitable lender and loan product. I/we confirm
that all information gathered in this questionnaire is confidential and subject to the Privacy Act. Essentially, any personally identifiable information provided by me/us will not be released to anyone outside Mates Rates Mortgage Brokers without my/our prior written consent.
I/we confirm the information in this questionnaire is true and correct to the best of my/our knowledge as per the date signed.
_____________________________________________
Applicant 1
Date
_____________________________________________
Application
Date
Applicant 22

Responsible Lending Form PDF

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Responsible Lending Form PDF

Uploaded by

Copyright:

Available Formats

Responsible Lending Questionnaire

Age of dependant children

Age of dependant children

Assets and Liabilities

Total Residential Properties

Liabilities (what you owe)

Loan and Features

Less than 5 years

What is your budgeted monthly payment for the loan?

Must have Phone banking

Must have Branch Access

Must have Multiple Splits

Must have Cheque book

Must have Switch products

Is there a product type that interests you?

What is your preferred loan repayment type?

Principal and interest

Do you have a preferred lender type?

Are there any lenders you dont want to deal with?

Are all your current credit commitments up to date?

If NOplease provide details including how you intend

If YESplease provide detailed information

If YESplease provide detailed information

You might also like