Professional Documents
Culture Documents
Cabinet Secretariat
Social Protection
Programs in India
Challenges and Emerging Solutions
Presented by:
Mr. Peeyush Kumar
Joint Secretary, Direct Benefit Transfer Mission
Cabinet Secretariat
Government of India
DISCLAIMER: This presentation does not necessarily reflect the views of ADB or the Government concerned, and ADB and the Government cannot
be held liable for its contents.
Introduction
India has been historically a country with strong socialist ideals
Providing a Universal Social Security Net has been an integral part
of policy discourse, more particularly since independence
Policy interventions in India have been mainly focusing on:
o Securing basic needs of the people, especially of the marginalized sections
like women & children, minorities etc.
o Universalizing education & health services
o Enhancing food security
Federal Structure
Federal structure of the Indian polity results in a large number
of social welfare and subsidy Schemes being implemented at various
levels:
The Central Government spends about USD 50
billion (2% of GDP or Rs. 3 lakh crore) in Welfare &
Subsidy programs
Provincial Governments implement their own
welfare Schemes amounting to a budget of about
USD 100 billion (4% of GDP or Rs. 6 lakh crores)
Problems
Outdated and ill-designed
architecture of the social
welfare programs
Delivery mechanisms
not robust
Duplication of Schemes
at various levels
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Outcomes
In spite of large
resources devoted for
social welfare , limited
success in achieving
desired outcomes
High administrative
costs
Outcomes
Delays in
benefit delivery
JAM trinity
The DBT enablers
Jan Dhan Yojana Flagship program for
Financial Inclusion
o Nearly 40 % Indians did
not have bank account
and Nearly 6 lakh
villages unbanked
o 19.34 crores accounts
opened. 26,956 crore
deposits mobilised and
is on going
o Enables Government
benefits to be
transferred directly
to the bank accounts
of beneficiaries
Aadhaar (Targeted
Delivery of Financial and
Other Subsidies, Benefits
and Services) Act 2016
o Every Resident is entitled to
get Aadhaar, a card having
unique 12 digit individual
identification number,
Resident defined as Individual
residing in India > 182 days
o Empowers Government to use
Aadhaar for identifying
individuals for transfer of
benefits
Mobile - Increasing
penetration of mobile
among the population
o Enables seamless
flow of information
to people,
particularly about
the transfer of
Government
benefits to peoples
bank accounts
o Results in accurate
targeting and
authentication of
beneficiaries
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Present Status
May
2016
74 Schemes on DBT
> 200 Mn
Mar
2016
Feb
2015
Dec
2014
34 Schemes
+ All districts
+ NREGA (300 districts)
Jan
2013
27 schemes
121 districts
~100%
A
M
> 1 Bn
> 80 %
enrolments
of population
> 1 Bn
subscribers
> 125 Mn
Smartphone users
Emerging solutions
Enhancing last mile delivery through about 250 thousand Gramin Dak Sevaks (
Rural Post Helpers) and proposed 130 thousand Micro ATMs in rural Post Offices
Leveraging existing infrastructure like 120 thousand Common Service Centres,550
thousand lakh FPS, more than 100 thousand Co-op. Societies to expand coverage
Promotion of mobile based payment platform for DBT
Operationalization of India Post Payment Bank & other Payment Banks in 2016-17
9
10
Thank
You
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