Professional Documents
Culture Documents
Roll # F-021-2011
Government
College of
Management Sciences Abbottabad
SESSION
2011-2015
INTERNSHIP REPORT ON
NATIONAL BANK OF PAKISTAN NATHIAGALI
BRANCH
(1918)
Submitted by: Shahid Bashir
Roll # F-021-2011
Supervised by: Sardar Ejaz Ahmed
This internship report is submitted in partial fulfillment of the
requirements for the degree of Bachelors of Business
Administration awarded by the Hazara University,
Mansehra
SESSION
2011-2015
DEDICATION
I would like to thank my lovely parents and teachers for giving me this opportunity to get this
degree and supporting me in all my student life. Their support enables me to accomplish my
BBA HONS degree. I dedicate this report to my ever-loving parents and my teachers,
specifically to my loving father.
Abstract
Banks play very important and vital role for the economic growth and sustainability of
economy. The bank deals in money, such institution are also required to fulfill other financial
needs such as provision of place to deposit money, serving for the utilities and advancing
money in order to facilitate the needs of householders and the businesses. In this report the
financial position of NBP has been studied and analyzed.
The methodology for data collection that was available resources by the organization, like
website, annual reports, books, articles publicly available data, etc. also, interviews with
some employees and observation methods were used. In the first chapter introduction to the
report, background of study, scope of the study, merits, limitation, and scheme of the study
are given. The report covers the history of NBP bank, introduction of NBP, its background,
role and functions, its core values, and miscellaneous topics related to Finance department of
NBP Bank
Ultimately whole argument comes down to this: the bank is functioning in a proper &
systematic manner, but need more competitive strategies, long term debts, & outside
creditors, creditors should provide the funds to meet the SBP policies to have the maximum
branches.
In this report, I also included the financial analysis that helps to know that where the NBP is
strong and where it needs improvements. NBP offers new products and services day by day
for improving its performance, but there are many hurdles in the way of success of NBP, all
the recommendations are given in the report and there solutions as well as that can be helpful
in the success of NBP in future.
Table of Contents
CHAPTER 1
INTRODUCTION OF STUDY
01
01
01
01
02
02
02
03
CHAPTER 2
INTRODUCTION TO ORGANIZATION (NBP)
04
04
06
10
12
14
14
14
16
17
CHAPTER 3
PRODUCT AND SERVICES
20
20
21
26
26
27
29
30
31
34
35
35
36
37
39
39
40
CHAPTER 4
FINANCIAL ANALYSIS
40
40
40
CHAPTER 5
CONCLUSION AND RECOMMENDATIONS
53
5.1 Conclusion
53
5.2 Recommendations
53
REFERENCES
60
Acknowledgements
Allah Almighty is worthy of all acknowledgments, whose grace has no limits and who gave
me the strength and will to complete this report.
I have no words to express my heartiest sense of gratitude to my supervisor, Sardar Ejaz
Ahmed, for his supervision, contribution, intellectual guidance, constructive suggestion,
valuable time, patience, and wise comments to make this report possible.
I highly appreciate the help and cooperation of the Branch manager of NBP Nathiyagali
Branch
The finally yet importantly, I would feel incomplete without thanking to my parents who
always pray for my brilliant success and bright future.
Shahid Bashir
LIST OF ABBREVIATIONS
NBP
BOD
Board of Directors
D.D
Demand Draft
EBIT
EPS
EVP
I.T
Information technology
L/C
letter of credit
M/T
Mail Transfer
MIS
PLS
SBP
SEVP
SVP
SWOT
SS
Specimen signature
VP
Vice president
Executive summary
This internship report is related to national bank of Pakistan, being a government bank it is
operating in almost every part of the country that is why it is the largest bank of Pakistan.
Furthermore, NBP has its network outside national boundaries of Pakistan. To know about
the functions and procedure of any organization it is very important to work there for
minimum six months than you may able to understand this thing. The intense competition,
among banks, the privatization of the financial institution and financial liberalization in
general are gradually and continuously making the banking sector effective and efficient.
The basic purpose of this report is to describe and define different functions and products of
the bank, to identify weak areas of the bank, to analyze the performance of the management
and to make a financial analysis of it and suggest recommendations. It is also our degree
requirement to do an internship in any company so the basic purpose of this report is to fulfill
the bachelor degree requirement
A number of banks closed their branches with the result that only 81 branches remained
open on 30th June 1948 out of 487. The head offices were in India and most of their
employees were Hindu, and they fled to India. Imperial Bank of India, Which was conducting
government receipts and payments, closed down most of its branches thus blocking the funds
needed by the government?
The country was in trouble and needed most of the general commercial banking and credit
facilities. This need was a little bit satisfied with the transferring of the head offer of the
HBL. To Karachi on 7th, August 1947. This bank playing a great role in the next year in the
economic development of Pakistan as the Habib Bank was also new in the new country it was
asked to open more branches at new place this was a difficult time foe H.B.L to open their
branches in different places.
The report actually gives the following information, which I have divided in different
chapters. First chapter is about introduction to the report, background of study, scope of the
study, merits, limitations, and scheme of the study. The second chapter is related to history of
banking, banking in Pakistan, introduction to the organization, its historical background, role,
and functions of organization, its core values, and collection of topics related to banking.
Third chapter covers the organizational structure of NBP, different departments working at
NBP and different financial products of NBP. The fourth chapter of this report is related to
the analysis and the findings, which have been observed. It includes the financial analysis;
Analysis no doubt acts as a mirror for the management. In addition, management should
develop plans to avail any opportunities which is been created by the environment because it
is very important in this competitive world. At the end of this report there is
recommendations based on the analysis.