2016 - Overtime Hour

MAY
W

10

11

12

13

14

10

15

16

17

18

19

20

21

12

13

14

15

16

22

23

24

25

26

27

28

19

20

21

22

23

29

30

31

26

27

28

29

30

JUNE
W

JULY
W

4
11

17

18

10

11

12

13

14

24

25

17

18

19

20

21

24

25

26

27

28

NOVEMBER
T
W
T

31

Workday
Off day
S

SEPTEMBER
T
W
T

OCTOBER
W
T

10

10

11

12

13

14

15

16

17

10

11

12

13

14

15

13

14

15

16

17

18

19

20

21

22

23

24

16

17

18

19

20

21

22

20

21

22

23

24

25

26

27

28

29

30

23

24

25

26

27

28

29

27

28

29

30

30

31

Workday
Off day
Notes:

Hours

LY
S

AUGUST
T
W
T

10

11

12

13

15

16

14

15

16

17

18

19

20

22

23

21

22

23

24

25

26

27

30

31

29

30

28

29

11

12

18

19

11

12

25

26

18
25

MBER

DECEMBER
T
W
T

10

13

14

15

16

17

19

20

21

22

23

24

26

27

28

29

30

31

Monthly Balance Sheet (Income/ Expense)

Name
INFLOW
1.1 Monthly Income
Gross Salary (Basic)
Shift Pay (Before CPF)
OT Pay (1.5x)
OT Pay (2x)
Interest Income
Director Fee
Other Income with no CPF
Less: Employee CPF on OW
Net Income Sub Total
OverTime Hours (1.5x)
OverTime Hours (2x)
1.2 Annual Inome
Input Number of Months Bonus
Gross Bonus AW (b4 CPF)
AW subject to CPF
Less: CPF on Bonuses
Net Bonuses
Input Annual Dividends
* Select employee's CPF contribution (Default is 20%)
** Select Employer's CPF contribution (Default 16.0%)
Additional Information
Select OA Percentage
Yearly CPF OA contribution on Basic*
Yearly CPF OA contribution on bonuses, if applicable
Total Yearly CPF OA contribution
Net Yearly CPF OA contribution

MONTHLY TAKE HOME INCOME

ANNUAL TAKE HOME INCOME
(including annual bonuses)

Self

Spouse

$
$
$

3,200
245.45

3,445

Self

Spouse

Self

Spouse

2. Home Utilities

Self

3. Family

Self

Home Rental
Car Park and Coserv
PUB (Water and Gas)
Telecomms
Domestic & levy
Cable + Mobile
Newspaper
Others (pls specify)
Sub Total

Child Expenses
School Fees/Tuition
Childcare
Clothings/Toys etc
Other Activities
Food
Groceries
Eating out
Parents Allowance
Spouse Allowance
Home Insurance
Medical & Dental
Others
Sub Total

TOTAL MONTHLY EXPENSES

(SELF/SPOUSE)
TOTAL ANNUAL EXPENSES

OUTFLOW
Spouse

Spouse

OUTFLOW
4. Personal

Self

5. Private

Self

Meals
Public Transport
Personal/Clothing
Handphone Bill
Recreation
Club Membership
Gifts/Presents
Monthly Income Tax
Tithes
Charity/Donations
Others (pls specify)
Sub Total

Petrol
Road Tax
Maintenance
Parking/ERP
Car Insurance
Others (pls specify)

Sub Total

MONTHLY SURPLUS/ SHORTFALL

ANNUAL SURPLUS/SHORTFALL

Spouse

Spouse

6. Debt Repayment

Self

7. Savings & Investments

Self

Home Loan (Cash)

Home Loan (CPF)
Renovation Loan
Personal/student Loan
Vehicle loan installment
Others (pls specify)
Sub Total

Life Insurance
Self
Spouse
Children
Fixed Savings
Purpose
Sub Total
8. Annual Exp
SRS
Vol CPF Contrib
Vacations
Big Ticket Items
Gifts
Property Tax
Annual Income Tax
Misc

Sub Total

Self

Spouse

Spouse

Spouse