+HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.

HQQHG\

-DPHV.HQQHG\
9&(&KHPLVWU\7HDFKHUDW+DLOH\EXU\$XVWUDOLD

+HOS0\H[DPLVLQGD\VWLPHDQG,
KDYHQWVWXGLHGIRULW:KDWVKRXOG
,GR"
1RYHPEHU (GXFDWLRQ6WXG\7RROV DQ[LHW\FKHPLVWU\(GXFDWLRQ
KRPHZRUN0HPRU\SK\VLFVUHYLVLRQVFKRROVFLHQFHVWUDWHJLHVVWUHVVVWXGHQWVWHDFKLQJ

)LUVWUHOD[
7KHSULRULW\DWWKLVODWHVWDJHLVWKDW\RXHQWHUWKHH[DPLQDWLRQKDOOZHOOUHVWHGZHOOIHGDQGZLWK
DQDSSURSULDWHOHYHORIVWUHVV

6OHHSHDUO\HYHU\QLJKW

*RWREHGEHIRUHSPRUSPZLWKDQH[DPWKHQH[WGD\
:DNHXSQDWXUDOO\,I\RXUHZDNLQJXSWRRODWHJRWRVOHHSDWSP
$YRLGEDFNOLWVFUHHQVIRURQHKRXUSULRUWRVOHHSLQJ%DFNOLWVFUHHQVHPLWOLJKWLQWKH
QDQRPHWUHUDQJHZKLFKH[FLWHVPHODQRSVLQLQWKHUHWLQDOJDQJOLRQFHOOSKRWRUHFHSWRU
7KLVGLVUXSWV\RXUFLUFDGLDQUK\WKPDQGNHHSV\RXDZDNH

(DWKHDOWKLO\

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

(DWUHJXODUPHDOVDWUHJXODUWLPHV
(DWSOHQW\RIIUXLW)LYHSHUGD\
'ULQNSOHQW\RIZDWHU

*HWVRPHOLJKWHUH[HUFLVH

$YRLGH[KDXVWLQJVSRUWVDURXQGH[DPWLPHHJUXJE\
'RPRUHZDONLQJMRJJLQJDQGOLJKWHUVSRUWVDWH[DPWLPHHJEDGPLQWRQ
'ULQNSOHQW\RIZDWHU$LPWRGULQNOLWUHVSHUGD\

5HVHDUFKKDVVKRZQWKDW\RXSHUIRUPGLIILFXOWWDVNVVXFKDVD&KHPLVWU\H[DPPXFKEHWWHU

XQGHUPRGHUDWHO\UHOD[HGFRQGLWLRQV7KHIDPRXV<HUNHV'RGVRQFXUYHLOOXVWUDWHVWKLV
EHDXWLIXOO\

<RXZDQWWREHRQWRSRIWKDWEOXHFXUYH

0RUHLQIRUPDWLRQDERXWWKH<HUNHV'RGVRQFXUYH

/LJKWH[HUFLVHZLOOKHOS\RXWRSRVLWLRQ\RXUVHOIDWWKHWLSRIWKDWEOXHFXUYHZKLFKZLOO
RSWLPLVH\RXUVWDWHRIPLQGIRUOHDUQLQJDVPXFKDVSRVVLEOHLQWKHIHZGD\V\RXYHJRWOHIW

6HFRQGGRWDUJHWHGUHYLVLRQ
0LVHHQSODFHJHWHYHU\WKLQJUHDG\

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

5HDGP\SRVWRQ7KH,QJUHGLHQWVRI([FHOOHQW([DP5HYLVLRQ
3ULQWSOHQW\RISUDFWLFHH[DPSDSHUVDQGDQVZHUNH\VDVN\RXUVFKRROIRUWKHVH
0DNHDQ([DP5HYLVLRQ7LPHWDEOH&OLFNIRULQVWUXFWLRQV

6SHQGKRXUVGRLQJDSUDFWLFHH[DPLQDWLRQ

6SHQGKRXUVGRLQJWKHH[DPLQVHPLH[DPFRQGLWLRQV
0DUNLWLPPHGLDWHO\DIWHUZDUGV
.HHSLWIRUQH[WWLPH\RXOOXVHWKHLQFRUUHFWTXHVWLRQVWRJXLGH\RXUWKHRU\UHYLVLRQ
VWHS

6SHQGKRXUVUHDGLQJ DQQRWDWLQJ\RXU
WH[WERRN

5HDGDQGDQQRWDWHWKHWH[WERRNFKDSWHUVUHODWLQJWRTXHVWLRQV\RXJRWZURQJ
'2175($'<285127(65HDGWKHWH[WERRNLQVWHDGLWVPXFKFOHDUHU
5HGRWKRVHTXHVWLRQVQRZ\RXYHOHDUQHGWKHWKHRU\EHKLQGWKHP
)ROORZVWHSVRQ+RZWRXVHD7H[WERRN5XOHVWR)ROORZ7KLVLQFOXGHVPDNLQJ
YRFDEXODU\OLVWVDQGEHDXWLIXOFOHDUWKHRU\QRWHVWRJRRQ\RXUZDOO
5HSHDWVWHSVDQGLQWKLVDUWLFOHHYHU\GD\6WXG\DWOHDVWKRXUVSHUGD\

)LQDOO\JHWKHOS
*HWKHOS

&RQWDFW\RXUWHDFKHUZLWKDQ\TXHVWLRQV\RXKDYHH[DPFRQWHQW\RXGRQWXQGHUVWDQG
RUZRUULHV\RXKDYHDERXWWKHH[DP
7DONWRDIULHQGLI\RXUHVWUHVVHGDERXWWKHH[DP
&KHFNRXWWKHUHVRXUFHVEHORZLI\RXUVWUHVVOHYHOVDUHVWLOOWRRKLJK

0RUHUHVRXUFHV

1'79GLGDJUHDWVOLGHVKRZRQH[DPVWUHVVYHU\VLPLODUWRWKLVSRVW
([DPVWUHVVWLSVIURP5HDFKRXWFRP
*UHDWDGYLFHIURPWKH1+61DWLRQDO+HDOWK6HUYLFHLQWKH8.
0RUHVWUDWHJLHVIURP$Q[LHW\8.

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

About these ads

6KDUHWKLV

submit 6KDUH  2 Email

7ZHHW 

/RDGLQJ

5HODWHG

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

+RZWR0DNHDQ([DP 3URFUDVWLQDWLRQ0RWLYDWLRQ +RZWR0DNH7LPHIRU

5HYLVLRQ7LPHWDEOH %XUQRXW 'D\VRI5HYLVLRQ
,Q(GXFDWLRQ ,Q(GXFDWLRQ ,Q(GXFDWLRQ

WKRXJKWVRQ+HOS0\H[DPLVLQGD\V
WLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG
,GR"

1RYHPEHUDWDP

([FHOOHQWWLSV
,PFXULRXVLIH[DPVDUHGLIIHUHQWLQ\RXUDUHD<RXPHQWLRQVWXG\LQJIRUDW
OHDVWKRXUVDGD\)UDQNO\WKDWVLPSRVVLEOHIRUPH,KDYHWKUHHH[DPVWKLV
1DWKDQ
ZHHN\HW,VWLOOKDYHDOORIP\UHJXODUFODVVHVKRXUVSHUGD\,GKDYHWR
&DVKLRQ
VWD\XSXQWLOSPMXVWWRVWXG\IRUWKHH[DPQRWLQFOXGLQJWLPHWRUHYLHZWKH
PDWHULDOIRURQJRLQJFODVVHV
'R\RXKDYHWLPHRIIIURP\RXUUHJXODUFODVVHVZKHQH[DPVFRPHDURXQG"
$OVRLVDKRXUH[DPWKHQRUP"0RVWRIRXUH[DPVDUHKRXURUOHVV

1RYHPEHUDWSP

2XUH[DPLQDWLRQVDUHKRXUVORQJLQ9LFWRULDVWDWH,DGYRFDWHVWXG\LQJ
IRUKRXUVDWDWLPHZKLFKLQFOXGHVHQRXJKWLPHWRPDUNWKHSDSHUDQG
ILQGUHOHYDQWWKHRU\QRWHVLQWKHWH[WERRNIRUFRQFHSWV\RXGLGQWJHWULJKW
-DPHV
.HQQHG\

0DUFKDWSP

,KDGDVWXGHQWZKRWROGPHVKHVWXGLHGWLOO$0JRWXSDWDQGVWXGLHG
VRPHPRUHWKHQZRQGHUHGZK\VKHFUDWHUHGKHU$0H[DP,WROGKHUVKHG
KDYHGRQHEHWWHUJHWWLQJDJRRGQLJKWVVOHHS
GXWFKV

&UDPPLQJLVXVHOHVV,I\RXGRQWNHHSSDFHZLWKWKHPDWHULDODVLWV
KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

SUHVHQWHGWU\LQJWRFUDPLWDOOLQDWWKHODVWPLQXWHZRQWGRLW,WVOLNHWUDLQLQJ
IRUDPDUDWKRQE\VLWWLQJDURXQGWKHQSXWWLQJLQDIXOOGD\RQWKHWUHDGPLOOWKH
GD\EHIRUHWKHPDUDWKRQ6NLPPLQJRYHUWKHPDWHULDOWRUHIUHVK\RXUPHPRU\
LVDZKROHGLIIHUHQWWKLQJ

2K,KDGDQRQOLQHWHVWEDQNZLWKDQVZHUV2QHVWXGHQWWROGPHVKHZDV
GLVDSSRLQWHGWRJHWD&,DVNHGKHULIVKHWHVWHGKHUVHOIDQGKRZVKHGLG
2K,JRWDERXWWKUHHTXDUWHUVULJKW

$SULODWDP

,KDGZHHNVWRVWXG\IRUOLWHUDWXUHH[DPVIRUXQLYHUVLW\0\ILUVWH[DPLV
WKLV7KXUVGD\WKHQH[WRQ)ULGD\WKHQWKHODVWWZRRQ7XHVGD\DQG
:HGQHVGD\RIWKHIROORZLQJZHHN,KDYHRQHDQGDKDOIGD\VOHIWWRVWXG\IRU
HUVDW]
WKH7KXUVGD\H[DPDQGVOLJKWO\ORQJHUIRUWKH)ULGD\RQH7KH\UHDOOHVVD\
H[DPVWZRHVVD\VLQWZRKRXUVIURPDOLVWRIHVVD\TXHVWLRQV

,WROGP\VHOIEDFNDPRQWKDJRWKDW,ZDVJRLQJWRVWXG\KDUG,VSHQWWKHILUVW
ZHHNORRNLQJRYHUSDVWSDSHUVIRUWKHNH\WKHPHVHWFSDUWRIWKDWWLPHZDV
EHFDXVHLWZDV(DVWHUDQGEHFDXVH,ZDVRXWZLWKIDPLO\HWF$WWKHHQGRI
WKHZHHN,UHDOLVHG,KDGWKUHHZHHNVOHIWDQG,KDWHGP\VHOIIRUKDYLQJWDNHQ
VRORQJMXVWWRVRUWRXWZKDWWKHPHVZRXOGFRPHXS

7KUHHZHHNVWRJR,OLVWHGDERXWWKHPHVSHUH[DPDQGWROGP\VHOI,G
VWXG\DERXWSHUGD\7KHILUVWGD\,FRYHUHGSUREDEO\,ZHQWWREHG
IHHOLQJXVHOHVV

,NHSWWU\LQJWRVLWGRZQDQGVWXG\EXW,NHSWJHWWLQJGLVWUDFWHG,WZDVD
YLFLRXVF\FOH,GWKLQNDERXWVWXG\LQJDQGDOO,KDGWRGRIHHORYHUZKHOPHG
WKHQWDNHORQJHUWKDQ,ZDQWHGWRJHWWKHZRUNGRQHQRWUHDFKP\JRDOIRUWKDW
GD\DQGJRWREHGKDWLQJP\VHOI

<HVWHUGD\,KDGDUHYLVLRQVHVVLRQDWXQLYHUVLW\6RPHRQHDVNHGWKHWXWRULI
WRSLFVZDVUHDVRQDEOHSHUH[DPIRUUHYLVLRQDQGKHDJUHHGWKDWLWZDV,
UHDOLVHGWKDW,FRXOGKDYHMXVWVWXGLHGDIHZWRSLFVSHUH[DPDQG,GEHRND\,
ZHQWKRPHIHHOLQJVWXSLGDQGUHDOLVHGWKDWZKHQ,ORRNHGEDFNRYHUWKHOLWWOH
ZRUN,GGRQH,KDGQWHYHQFRYHUHGHQRXJKIRUWKDW,ZDVQWSUHSDUHGHQRXJK
IRU$1<RIP\H[DPV

,KDYHWZRGD\VEHIRUHP\ILUVWH[DP,WVRQP\VWELUWKGD\ZKLFKLVHYHQ
ZRUVH,KDWHP\VHOI,IHHOOLNHDFRPSOHWHLGLRWDQGDOWKRXJK,PWU\LQJWRJHW
WKURXJKDERXWWRSLFVDGD\VR,FDQEHSUHSDUHGDOLWWOH,NHHSIHHOLQJVLFN
DQGWHUULILHGEHFDXVH,NQRZ,PQRWJRLQJWRPDNHLWDQGLWVDOOP\IDXOW$OO,
ZDQWLVIRUDOOWKLVWRHQG,FDQWFRSH6RIDUWRGD\,PRQWUDFNWRFRPSOHWH
MXVWDTXDUWHURIZKDW,ZDQWHGWRWRGD\2QFHDJDLQ,PDIDLOXUH

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR 
 +HOS0\H[DPLVLQGD\VWLPHDQG,KDYHQWVWXGLHGIRULW:KDWVKRXOG,GR"_-DPHV.HQQHG\

,PSDQLFNLQJVRPXFK,FDQWHYHQJHWWKURXJKHQRXJKIRUWKLVRQHH[DPOHW
DORQHEHUHDG\IRUWKHIROORZLQJRQHZKLFKLVJRLQJWREHHYHQKDUGHU$QG
WKHQ,YHJRWWRJRWKURXJKLWDOORYHUDJDLQEHIRUH,FDQEHILQLVKHG

,IHHOOLNHVRPHWKLQJLVZURQJZLWKPH,FDQQHYHUEULQJP\VHOIWRVWXG\,
SURFUDVWLQDWHZLWKHYHU\WKLQJHYHQWKLQJV,OLNHDQGHYHQJRLQJWREHG,SXW
RII,FDQWIRFXVDQG,KDYHQWIHOWWKLVORZLQDORQJWLPH,MXVWGRQWNQRZKRZ
,PJRLQJWRJHWWKURXJKWKHQH[WZHHNLQRQHSLHFHDQG,GRQWNQRZZKDWWR
GR

-XQHDWDP

3OHDVHFDQZHUHDFKRWKHURWKHUDWOHDVWGRIDFHWRIDFHFKDW,PGRLQJ
OLWHUDWXUHWRRZHFDQFKDWRQOLQHWRRRQRXUVWXGLHV7KDQNVDORWDQG*RG
EOHVV
%RQIDFH
0<HPDLOLVERQIDFHRELQR#JPDLOFRP

0D\DWSP

,KDYHWZRGD\VIUP\H[DPVEWLKDYHQWVWXGLHGDQ\WKLQJULJKWQRZ:KDWWR
GRSO]]KHOS

VXQLO

6HSWHPEHUDWSP

WKDQN\RXGXGH

VDUDQJ

KWWSVMDPHVNHQQHG\PRQDVKZRUGSUHVVFRPKHOSP\H[DPLVLQGD\VWLPHDQGLKDYHQWVWXGLHGIRULWZKDWVKRXOGLGR