Professional Documents
Culture Documents
lincoln
APRIL 2017
LINCOLN GOLD
& COIN
A NEW CAREER
AFTER RETIREMENT
1
is currently showcasing on their regular tours of North America and
and Europe.
Care Plans FREE Workshops
Thursday, April 27, 2017 & Support Groups
JAMES GARNER'S TRIBUTE TO JOHNNY CASH Call 800-878-9222 to schedule a free consultation
1
James Garner's Tribute to Johnny Cash. Celebrate the life & music of the Man in Black
through story and song with stunning accuracy. Hear Johnny Cash's biggest hits, such as
I Walk the Line, Ring of Fire & Folsom Prison Blues. The show is a fun, classy and toe-
tapping trip down memory lane honoring Johnny Cash's life and music. Enjoy reception
before the show with small plates included with the price of your ticket & No-host bar.
1
VIP tickets include premium, reserved seating, small plates, Meet & Greet Artist Session
with Photo Souvenir & your own Autographed copy of his CD to take home. All proceeds
benefit St. Vincent de Paul, St. Teresa of Avila Conference in Auburn. Buy your tickets
online here or by calling Sarah at 415-816-1121 OR Suzie at 916-847-4934.
Saturday, April 29, 2017
FOR MORE DETAILS OR TO BUY TICKETS
LiveFromAuburn.com 530-885-0156 Box Office: 985 Lincoln Way, Suite 104 Noon-4:00PM, Tuesday-Friday
Seniorsfirst.org Silverpathways.org
1
CALL FOR APRIL SPECIAL! 2
PROTECTIVE COATING SPECIALIST
Spray in Bedliners Lifetime Warranty
Full Color Options
Complete Exterior & Interior Coating
Jeeps Trucks Boats Trailers RVs
11
Photo is courtesy
14 WINE FEST
Cruise shops in Lincoln while tasting wine and food.
17 ALONE TOGETHER
Comedic play about adult children moving back home.
18 TOUR DE LINCOLN
Bike ride through the community.
26 MONEY TALKS
Questions to ask a prospective financial advisor. 8 14
VIEW
lincoln
Gold Country Media Publisher: Executive Director of Circulations: U.S.P.S. No. 386-980
Bob Falk, (530) 852-0225, Kelly R. Leibold, (916) 774-7900,
bobf@goldcountrymedia.com circulation@goldcountrymedia.com Copyright 2017. All rights reserved. No part of this publication
may be reproduced without written permission of the publisher.
Advertising Director: Designed by:
Beth OBrien, (916) 774-7974, Julie Miller, (530) 852-0256 The publisher shall not be responsible for any liabilities arising
APRIL 2017 betho@goldcountrymedia.com juliem@goldcountrymedia.com from the publication of copy provided by any advertiser for
Lincoln View Magazine. Further, it shall not
553 F ST., LINCOLN, CA 95648 Advertising Consultant: Circulation:
be liable for any act of omission on the
WWW.LINCOLNNEWSMESSENGER.COM Jennifer Parisius (916) 774-7942, (800) 927-7355
part of the advertiser pertaining to their
jenniferp@goldcountrymedia.com
published advertisement in
Lincoln View Magazine.
W
hen it comes to starting a new career after retirement, Jim D'Ambrosio,
owner of Lincoln Gold & Coin, might be considered somewhat of an LINCOLN GOLD
expert he has done it three times! & COIN
Starting a new career after retirement isn't always about needing more income, WHERE
D'Ambrosio said. Sometimes people just get bored with retirement or feel they have 547 Lincoln Blvd., Lincoln
more to accomplish in their lifetime.
CONTACT
D'Ambrosio said he retired too early the first time at age 34 after selling the first (916) 543-4653
bank and an auto leasing company he founded. or lincolngoldandcoin.com
I felt I needed a change and was in a comfortable economic situation, so my wife
Jeannette and I moved our young family here from Orange County, he said. It just
looked very nice and got us out of the hustle and bustle of southern California. We
certainly never regretted the move.
DAmbrosios retirement only lasted five months when he began to drive his wife
nuts being underfoot all the time.
She jokingly told me to go and find something to do, so I did, he said.
D'Ambrosio opened Sierra Funding, Inc., a mortgage banking company. Then a
group from the area convinced him to help them start a bank. Once DAmbrosio
obtained the charter, several in the group were unable to produce their share of the
initial capital, so he became the largest shareholder in his second bank. He merged his
543-GOLD (4653)
company.
Jeannette convinced Jim to accept the offer; thus, he retired for
the third time.
This time retirement lasted 11 years. In addition to traveling the
Mon-Fri 10am-5pm, Sat 10am-2pm
CONTINUED ON PAGE 6
547 Lincoln Blvd. DOWNTOWN LiNcOLN
LINCOLN VIEW | APRIL 2017 5
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LINCOLN VIEW | APRIL 2017 7
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nyone interested in clay art will have an opportunity to sculpt an unfired terracotta pipe on
Lincoln Clay Day 2017.
Sponsored by the Art League of Lincoln, the annual clay art event will feature clay art
projects for adults and children, a student ceramics exhibit and demonstration, and a variety of clay art
vendors and clay art-related shows.
Clay Day 2017 events are a celebration of Earth Day and clay arts, said Jean Cross, committee
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LINCOLN GOLD
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547 Lincoln Boulevard, Lincoln
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H
ave you thought of sampling Placer County wines but dont want to drive all over the
county? Did you know that these wines won 45 awards at the 2016 San Francisco
Chronicle Wine Competition? You have a perfect opportunity to taste them in beauti-
ful Historic Downtown Lincoln at the sixth annual Lincoln Wine Fest.
After check in, stroll around the shops and
retail locations which include the Art League
and Archive Museum. Lincoln Rotary spon- LINCOLN WINE FEST
sors this very popular walk-about wine tasting WHEN
event featuring Placer County wines paired 1-5 p.m. April 29
with finger food from local suppliers.
TICKETS
Finish off at Beermann Plaza where a live
$35 in advance or $40 on the day. Must
band will entertain, vendors will offer crafts, be 21 years to purchase. Children may
jewelry and small goods. While tasting wine, accompany adults. Designated Driver tickets
make notes on the order sheet and then you available on the day. lincolnwinefest.org
may buy the same wine by the bottle
at the Bottle Shop.
This walk-about wine tasting draws visitors from the Bay area and greater Sac-
ramento. The ambiance is happy and lively. People love visiting Lincolns historic
buildings that are now shops and restaurants. Its a chance to check out the historic
and lovely Beermanns upstairs dining room, too.
Discover the charm of Historic Downtown Lincoln.
14 APRIL 2017 | LINCOLN VIEW
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Tickets $35 in advance to view our entire menu!
@atriumsalonspa Atrium Salon Spa
$40 at the door
www.lincolnwinefest.org 916-791-8585 www.atriumsalonspa.com
Monday - Friday 9 AM - 8 PM
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916-408-3773
The cast of Alone Together, from left, Vikram Verma as Keith Butler, Don Zimmerman as Michael Butler, Genevieve
Schloesser as Janie Johnson and Jon Ball as Elliot Butler. Seated on couch Susan Gillespie and Ken Reiss as Helene and
George Butler.
D
ont let the name frighten you; this is indeed not a race,
but rather a gathering of the community in enjoyment
of gorgeously green hills, cycling, a great meal, and
fellowship.
This is a ride, not a race, Executive Director of Lincoln
Volunteer Center Bob Romness said.
This is the 16th year the Lincoln Volunteer Center has host-
ed the Tour de Lincoln. It is a ride for all ages and all varying
levels of expertise. The variety of courses ranges from a short
and leisurely 10 miles to the Metric Century 63 miles.
The Pleasure Cruise (10 mile) course is perfect for families
with young children or leisure riders and wraps along a section
of the Lincoln Hills Golf Course.
Thats a nice family friendly route. Its real simple, Rom-
ness said.
The Rolling Hills (20 miles) route includes beautiful scenery
and with a little more of an incline for some additional chal-
lenge.
The Country Climb (40 miles) is when it starts to get
tougher. A 1,500 feet vertical gain come into play. However, the
beautiful valley views and quaint horse ranches are worth the
trip.
The last course option is the Metric Century (63 miles),
which provides all the views of Lincoln anyone could ask for
with a 3,800-foot vertical gain. Have a no fear; there are rest-
stops on all of these courses to refuel for the miles ahead.
Its a beautiful ride, Romness said. The 100k is actually
our most popular ride.
People come from all over to experience this perfect spring
WHERE
All courses start at McBean Park in Lincoln
INFORMATION
tourdelincoln.org or (916) 645-6254
Sat & Sun April 29 & 30 10am-5pm Download Rider App. - Tourdelincoln.org
Passport Maps & Artists Information (916) 645-6254 or info@tourdelincoln.org
www.artStudioTrek.com A Benefit Bike Ride for the Lincoln Volunteer Center
St. James
Episcopal Church
Feats of Clay presents Americas Clayfest V
Fifth annual International Exhibition of Ceramic Art April 12 - May 20 in
Located in Historic Downtown Lincoln Lincoln. See all4art.net or call (916) 209-3499.
AT ONLY $97!
Info: (916) 652-2065, highhand.com.
Friday, April 7
Beauty and the Beast at 7 p.m. Fridays and Saturdays, April 7, 8,
21, 22; and 2 p.m. Sundays, April 9 and 23 at Del Oro High School
Performing Arts Center, 3301 Taylor Road in Loomis. Tickets: $15
general; $10 seniors (55 and over), and youth 18 and under; special
group pricing available. Info: dramacompany.org.
BARSTOOL OUTLET
Saturday, April 8
Gardening Classes from 9-10:30 April 8 and 13; at St. James Episco-
pal Church Community Garden, 490 K St. in Lincoln. Classes held in the
Conference Room and are conducted by Marie Salers, Placer County
Family Owned & Operated Master Gardener and Mona Bass, Garden Coordinator. Info: Mona Bass,
Over 40 Years Made In
(916) 390-0171.
The USA
Flood Water Roller Derby at 1 p.m. at the Placer County Fairgrounds,
3119 Penryn Rd. (I-80 & Penryn Rd.) 800 All America City Blvd. in Roseville. Cost: $10 general, $25 VIP
includes prime seating, waitress and bout expert to explain the game.
Tues.-Sat. 10-5 916-488-8680 Info: floodwaterrollerderby.org.
www.barstooloutlets.com Toll Free 800-696-6041
20 APRIL 2017 | LINCOLN VIEW
Sunday, April 9
Tea with Belle and Friends: a Beauty and
the Beast Special Event at 12:30 p.m. at
Del Oro High School Performing Arts Cen-
ter, 3301 Taylor Road in Loomis. Cost: $30
includes lemonade, tea sandwiches, cookies, a
special gift and Belle reading a story. Dress up
is encouraged. RSVP required. Info: drama-
company.org.
Saturday, April 15
Loomis Community Easter Egg Hunt from
10 a.m.-1 p.m. (hunt at noon sharp) at H.
Clarke Powers School, 3296 Humphrey Road
in Loomis. Info: theoakschurchca.org. Sixth annual Lincoln Wine Fest
Will feature 19 Placer County wineries in downtown Lincoln retail locations paired with food from
Time Your Race and The Folsom Lake Grom Lincoln restaurants and other food providers. Live music, crafts, specialty vendors and prizes will
MTB Series have teamed up together for be at Beermann Plaza. 1-5 p.m. April 29 in Downtown Lincoln. Tickets in advance are $35 or on
a three-race Saturday morning series. This day of the event for $40. Tickets and info: lincolnwinefest.org.
series provides a place where youth mountain
bikers, ages 8 14 years old, can learn how
to race in a safe, fun environment. Johnson Alone Together, a play about the boomer- with barbecue food for sale, petting zoo and
Springview Park, 5480 5th St., Rocklin. Cost: ang generation will perform 7:30 p.m. April activities for the kids.
$25$30. Info: rocklin.ca.us. 21, 22, 28 and 29; 2 p.m. April 23 and 30 at
Lincoln Civic Auditorium, 511 Fifth St., Lincoln. Sunday, April 30
Wednesday, April 19 Tickets are available at (916) 409-7030 or Celebration of Arts features the work of art-
Wine Down Wednesdays from 5:30-7:30 lincolntheatrecompany.org. ists on the Loomis 13th annual Open Studios
p.m. Wednesdays through May 17 at Vernon Tour which will be on Mothers Day weekend.
Street Town Square in Historic Downtown Ros- Sunday, April 23 Activities include live music by Ellen Roots and
eville. Cost: $10 each night; or $50 season Grandparents Day: a Beauty and the the Harvest, Cafe Spring specials and free
pass includes all six weeks and a souvenir wine Beast Special Event at 2 p.m. at Del Oro wine barrel samples. Flower Farm Inn, 4150
glass. Info: Roseville.ca.us. High School Performing Arts Center, 3301 Auburn Folsom Road, Loomis. Info: (916) 652-
Taylor Road in Loomis. Special pricing: $8 per 4200, flowerfarminn.com/calendar.
Fiddler of the Roof, Jr. auditions from grandparent (accompanied by a child); $5 per
6:30-8 p.m. Wednesday and Thursday; child 10 and under. Info: dramacompany.org. Tuesday, May 2
callbacks: April 22, rehearsals: April 27-June Roseville Downtown Tuesday Nights from
8; shows: June 9-18 at McLaughlin Theatre Sip, Savor and Support from 2-5 p.m. at the 5-9 p.m. through July 25 (except July 4th) at
Company, 3470 Swetzer Road in Loomis. Rocklin Event Center, 2650 Sunset Blvd. in Vernon Street Square, 311 Vernon St. in Down-
Event for ages 10 to 17. Info: (916) 652- Rocklin. Tickets: $30 each. Proceeds benefit town Roseville. Free event, open to everyone,
6377, mtctheatre.org. the Twin Oaks Elementary School of Rocklin. features live music with Madison Hudson and
Info: Rod Moniz, (916) 296-2709, Twin Oaks Dylan Scott, wine, ale, food, shopping, enter-
Friday, April 21 Elementary, (916) 624-4101. tainment, kids zone, arts and crafts vendors.
John Muir with Lee Stetson at 7:30 p.m. Info: downtownrosevilleevents.com.
at Sierra College Rocklin, Dietrich Theatre, Thursday, April 27
5000 Rocklin Road. Cost: $5 general, $2 Sierra College presents Intellectual Salon: Sunday, May 7
students and seniors, museum members free. Deaming in Fear from 12:30-1:45 p.m. at Dinosaur Day and Science Fest from 9
Proceeds benefit the Sierra College Natural the Rocklin Campus Library, 2nd floor, 5000 a.m.-4 p.m. at Sierra College Rocklin, Natural
History Museum. Info: (916) 660-7926. Rocklin Road. Presenter: Hugo Lopez, ASSC History Museum, 5000 Rocklin Road. Cost:
President and Dr. Reyes Ortega, Counselor and $5 general, $2 students and seniors, museum
Saturday, April 22 History Department. Info: Joe Medeiros, (916) members free. Proceeds benefit the Sierra
Color Fun Fest 5K will have energetic music, 660-8250, jmedeiros@sierracollege.edu. College Natural History Museum. Info: (916)
carnival activities and runners are showered 660-7926.
with 10,000 pounds of color as they navigate Friday, April 28
the course. Offering a day and night run, pro- Del Oro FFA hosts the eighth annual Plant I Love the 80s Fun Run: 8:30 a.m. group
ceeds benefit the Just Care More Foundation, Sale and Open House from 9 a.m.-3 p.m. at warm-up; 9 a.m. 10K start; 9:15 a.m. 5K
providing foster kids and underprivileged youth the Del Oro High School Farm (lower parking start; 11 a.m. cutoff time. Event at Vernon
with endurance and life-altering activities. 410 lot from main entrance, behind the portables). Street Town Square in Historic Downtown
p.m. Johnson- Springview Park, 5480 5th St., Event features plant sale and open house Roseville. Cost: $25-$35 before April 6; $35-
Rocklin. Cost: $0 $50, price depends on age activities including, aquaponics, ag mechan- $45 after April 7. After the run stay for the
and size of group. Info: rocklin.ca.us. ics/welding, car wash, livestock and poultry dance party, contests and more 80s activities.
management, gardening and FFA/Leadership Registration and Info: Roseville.ca.us.
LINCOLN VIEW | APRIL 2017 21
PART TWO
L
ast month I wrote an article on some of the most com- Add up the returns and divide them by four.
mon types of financial professionals. I discussed some Now lets look at the dollars. The $100,000 doubled to
of the differences as well as considerations. $200,000. Then it got cut in half to $100,000. It doubled to
Now that you have an understanding of the differences, it $200,000 again. Then got cut in half to $100,000 again. An
is time to hire someone. Where do you start? Here are a few actual annualized rate of return of zero percent. You didnt
conversation starters to get an idea of who you want to work earn a single dollar in those four years even though the
with and who can help you with your specific needs: averaged rate of return for those four years was 25 percent!
So ignore the average.
1. WHAT LICENSES OR DESIGNATIONS DO YOU CARRY?
You are looking to identify what this person can do and 4. WHAT CAN I EXPECT FROM YOUR PROCESS?
give advice for your financial future. Knowing what to expect will help you determine how
comfortable you are working with this professional, as well
2. DO YOU TAKE TAXATION AND INFLATION INTO ACCOUNT? as how they will approach meeting your financial goals. It
HOW? also doesnt hurt to know they have a process and will be
Some professionals dont include how taxes impact a organized while working with you.
financial plan or retirement plan. Many dont include how
inflation will impact your numbers. Hopefully this gives you some ideas and courage to
interview a financial pro or two. I know it can be intimidat-
3. DO YOU USE AVERAGE OR ACTUAL ANNUALIZED RATE OF ing. Just remember, you are hiring a professional to provide a
RETURN HISTORICALS? service. Dont be intimidated, dont be afraid to ask questions,
to challenge answers or ideas you arent comfortable with,
What you are looking for here is an actual annualized
and dont make emotional decisions when deciding whom to
history. Average rate of return is simply smoke and mirrors.
work with.
Here is an overtly analytical and hypothetical example for
illustrative purposes: If you have a $100,000 portfolio and
Garrett Konrad is a lifelong resident of Placer County and has been a
the market went up 100 percent, down 50 percent, up 100 trusted voice in local written publications, seminars and radio, and is
percent, then down 50 percent over four years, that is an starting his own podcast titled Dont Waste Your Wealth. He and his
company IFC are registered investment advisors, member FINRA. This is
average rate of return of 25 percent. Double check my math. not a solicitation for the sale of securities.
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Mon-Fri 10am-5pm,
Sat 10am-2pm (4653)
547 Lincoln Blvd. DOWNTOWN LINCOLN
To Advertise on the
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Charm Page,
call Jennifer at
916-774- 7942
or email
jenniferp@
goldcountrymedia.
com.