Table of Contents

Page no.
Recommendation I
VIVA-VOCE Sheet II
Acknowledgement III
List of Tables IV
List of Figures V
Table of Contents IX
List of Abbreviations XII
Declaration XIII
Chapter I Introduction 1
A. Background 1

B. Focus of the study.... 6

C. Statement of Problems.... 6
D. Objectives of the study....7
E. Rationale of the study.. 7
F. Scope and the limitations of the study . 8
G. Organization of the study .. 9

Chapter II Review of Literature ... 10

A. Conceptual Framework of Cash Management 10
i.) Cash planning and forecasting .. 12

ii.) Cash management models .. 14

iii.) Liquidity and profitability of commercial banks . 22
iv.)Developing economy and excess liquidity in commercial
banks...26
v.) Liability management for liquidity in commercial banks . 28
B. Review of relevant theses and dissertations 32
C. Research gaps 38

Chapter III Research Methodology . 40

A. Research Design....40
B. Population and sample .. 41
C. Sources of data and data collection techniques.....41
D. Data analysis tools...... 42
i.) Ratio analysis... 42
1. Profitability ratio... 42
2. Liquidity ratio..... 44
3. Other relevant ratios ... 45
 ii.) Coefficient of correlation analysis . 45
iii.) Least square trend analysis .. 47
iv.)Standard error of estimate for regression... 48
v.) ANOVA 49
E. Limitations of the methodology 49

Chapter IV Presentation and Analysis of Data....

50
i.) Least square trend and Correlation analyses . 50
a. NABIL Bank Limited . 50
i.) Least square trend analyses .. 51
ii.) Correlation analyses . 56
b. Nepal Investment Bank Ltd. .. 59
i.) Least square trend analyses . 59
ii.) Correlation analyses . 64
c. Standard Chartered Bank Nepal Ltd. .. 67
i.) Least square trend analyses . 67
ii.) Correlation analyses..... 72
d. Kumari Bank Limited. . ... 75

i.) Least square trend analyses ... 75

ii.) Correlation analyses ... 80
e. Bank of Kathmandu Ltd... 83
i.) Least square trend analyses. 83
ii.) Correlation analyses.. 88

ii.) ANOVA analyses... 90

Chapter V Summary, Conclusion and Recommendations 101

A.) Summary and Conclusion .. 101
i.) Findings from Ratio analyses, Trend Analyses and Correlation
analyses 102
ii.) Findings from ANOVA . 107
B.) Recommendations .. 110

Bibliography
Appendices