AFFIDAVIT OF MARGARITA MARES/RIOS

6/12/2017
Note: Mares married woman first loan/ Rios Single woman Heloc Margarita Mares and Margarita Rios are
the same person

07/09/2004 Margarita Rios (Rios) closed on an Adjustable Rate Mortgage Note (Pick a Payment Loan) Loan
Number 0025556820 with World Savings Bank FSB for $ 252,000.00 to buy property address:
1816 North C Street, Oxnard, CA 93030 in Ventura County. (ADJUSTABLE RATE MORTGAGE
NOTE PICK A PAYMENT LOAN note not recorded).

07/21/2004 A DEED OF TRUST is recorded in the public records with the instrument number 20040721-
0200756, in which in page 2 line H is identifying Golden West Savings Association Service CO a
California Corporation as a Trustee.

06/07/2007 Margarita Mares who acquired Title as Margarita Rios transferred the grantors interest in a
Revocable Living Trust QUIT CLAIM DEED Instrument number 20070619-00123075-1)

10/17/2007 Margarita Mares closed on a Equity Line of Credit Agreement and Disclosure Statement. Loan
Number 0047439104 (not recorded in Public Records), (this agreement was discharged in a Bk
dated 11/10/2015 case # 9:11-11371-pc doct 70

10/17/2007 Margarita Mares Trustee of the Margarita Mares Trust dated 6/7/2007 closed on an OPEN END
DEED OF TRUST (SECURING FUTURE ADVANCED) Loan number 0047439104 with Golden west
Savings Association Service Co. and the Beneficiary World Savings Bank FSB for $200,000
secured by property address 1816 North C Street, Oxnard, CA 93030 in Ventura County.

02-2009 Mares heard congresswoman MARCY KAPTUR encourage homeowners not to leave the house
but to challenge banks illegal predatory lending and freeloaders criminal activities and exercise
the homeowner rights to have the scales of justice be balanced. Banks have no right to
Foreclose. To seek for legal help since is not a property is my Home (Feb 03,2009). Transcript
enclosed..

05-2009 Mares made the last payment on both 1st Loan and the Adjustable Rate Mortgage Note and 2nd
Loan Equity line of Credit Agreement and Disclosure Statement. (HELOC).

02/07/2010 REGIONAL SERVICE CORPORATION serves a NOTICE OF DEFAULT AND ELECTION TO SELL
UNDER DEED OF TRUST instrument Number 20100209-0018240-0 (note this NOD is based its
standing under the Open End deed of Trust dated 10/17/2007 Instrument number 20071025-
00199791-0 in which instrument on page 1 the Trustee is GOLDEN WEST SAVINS ASSOCIATION
SERVICE. There is no substitution of trustee recorded to grand rights to REGIONAL SERVICE
CORPORATION
01/11/2011 Mares receives via US Postal Mail a SUBSTITUTION OF TRUSTEE Instrument Number
20110111-00005436-0 appointing REGIONAL TRUSTEE SERVICES CORPORATION.

01/11/2011 Regional trustee services corporation, files a NOTICE OF TRUSTEES SALE Number 05-FWA-
90858. Instrument Number 20110111-00005437-0. Scheduling a Sell at Public Auction my
home.

03/24/11 Mares files a Chapter 7 Voluntary Petition with zero debt to discharge and the ONLY intention
to challenge the alleged creditors and stop trustee sale

05/31/2011 Mares files a Motion to convert case from Chapter 7 to 13 Case number ND11-11371RR

09/08/2011 Mares files an Adversary Case Number 9:11-ap-01297 for the HELOC Loan Note and case
Number 9:11-ap-01323-RR for the 1st Loan Note.

02/03/2012 REGIONAL SERVICE CORPORATION records a NOTICE OF RESCISSION OF NOTICE OF DEFAULT

AND ELECTION TO SELL UNDER DEED OF TRUST Instrument Number 20120223-00029814-0

03/12/2012 Mares appeals at a District Court case number 2:12-CV-01037-CAS

07/21/2015 SUBSTITUTION OF TRUSTEE appointing CLEAR RECON CORP as the new trustee. Instrument
number 20150730-00115383-0 trustee sale number 026635-CA

09/03/2015 Mares files a COMPLAINT VERIFIED BILL FOR DECLARATORY JUDGMENT case number 56-2015-
00471870-cu-mc-vta

11/10/2015 Discharge of Debtor Case number 9:11-11371-PC Doct # 70

11/10/2015 List of Creditors Case number 9:11-11371 Wells Fargo and Wachovia Notes are Discharged

12/08/2015 NOTICE OF DEFAULT Clear Recon intends to sell my home under the Trustee Sale number
026635-CA instrument recorded on 12/06/17 Number 20151209-00177611-0

01/22/2016 Wells Fargo Bank files a Response with DEMURRER BY DEFENDANTS WELLS FARGO AND
GOLDEN WEST TO THE COMPLAINT that was granted my case was not even heard.

06/07/2016 Mares hires attorney AL WEST from the Law Offices of West and Associates to file a
complaint for : case number 56-2016-00482597-CU-OR-VTA

1. Wrongful foreclosure
2. Cancellation & Expungement of Title instruments
3. Declaratory Relief (Judicial determination that the deed of Trust, Substitution of
Trustee and Notice of Default are void Instrument
4. Damages

12/28/2016 WELLS FARGO IS GRANTED A DEMURER WITHOUT LEAVE TO AMMEND

03/09/2017 SUBSTITUTION OF TRUSTEE from GOLDEN WEST SAVINGS ASSOCIATION to NBS DEFAULT
SERCIES, LLC based on the 1st loan deed of trust dated 07/21/2004 instrument No. 20040721-
0200756. This substitution of trustee is recorded number 20170310-00034335-0

03/13/2017 NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST instrument number
20170314-00035360-0. Trustee sale Number 9987-4466

05/02/2017 Mares files a complaint at US DISTRICT COURT CENTRAL DISTRICT OF CALIFORNIA with a
Complaint for effective T.I.L.A. RESCISSION WITH JUDICIAL NOTICE FO BOTH FRAUDULENT
DOCUMENTS AND FDCPA VIOLATIONS case number 2:17-CV-03302-DMG-FFMX

05/23/2017 The Honorable Dolly m Gee US District Judge in chambers order to show cause why case should
not be dismissed. And a counsel appearance by June 23, 2017

05/26/2017 WELLS FARGO BANK FILES A

1. NOTICE OF MOTION AND MOTION TO DISMISS THE COMPLAINT

2. A PROPOSED ORDER GRANTING DEFENDANT WELLS FARGO MOTIONTO DISMISS THE
COMPLAINT.
3. REQUEST FOR JUDICIAL NOTICE IN SUPPORT OF WELLS FARGO, MOTION TO DISMISS
THE COMPLAINT