JMGS1 - Recollected Questions of Exam held in Feb-2016

1. RFIA stands for_________

2. 45Z of BR act 1949 is applicable to________
3. Relationship of banker and person, when a person deposited safe deposit article with
bank:
4. Transaction amount in currency chest_______
5. Base Rate of SBI.
6. MBS: When locked & deactivated?
7. In which card variant PAI is not available?
8. Maximum repayment period for car loan_________
9. Currency chest is the property of________
10. Amt of income tax rebate under ‘ Section’80 c IT Act; for home loan borrower under
S 24:.
11. LTV ratio of home loan amt above Rs.75 lakhs___________
12. In collecting cheques/bills, bank act as a_________
13. What is equitable mortgage?
14. Statutory Audit is conducted by__________
15. Excess cash found transferred to commission a/c at what intervals?
16. NPS is regulated by_________
17. Max amt of student loan for studying abroad_________
18. IMPS full form________
19. Wrongful dishonor of cheque, bank is liable to_________
20. Relationship between RBI & SBI in respect of currency chest:
21. When does an account become inoperative?
22. Min amt of STDR?
23. Drawee of a cheque is always a ___________
24. In case the nominee predeceases the a/c holder, nomination becomes _____
25. Holder in due course defined under ________
26. Max amount of Deposit in PPF A/c:
27. Max bal at any time in Small Deposit a/c:
28. Max limit of student loan studying in India:
29. Min withdrawal in SB A/c:
30. Max loan under term deposit_________
31. Demand promissory note is time barred ____ as per Indian Limitation Act.
32. 1 Rupees note is issued by_____________
33. New service tax rate_________
34. CIN in OLTAS stands for:
35. Amt. Limit when TDS is deducted:
36. Demand Draft falls in the category of:
37. Initially PPF a/c is opened for a period of:
38. Guardian appointed by Will for a minor is called:
39. Benefit of Har Ghar Scheme:
40. Charge created for loan against stocks:
41. Jeevan Praman facility is to facilitate________
42. KYC day?
43. Banker’ s cheque can not issued against cash for amount
44. Commuted portion of pension can be restored after?
45. EOD is done by:
46. CCDP stands for.

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47. Score of CIF:
48. What is SPAM?
49. PHISHER means:
50. FTP stands for:
51. Housing loan interest certificate generated by:
52. ISP stands for:
53. Disaster Recovery site of SBI:
54. Computer Security Day:
55. Valuable Paper Inventory System (VPS), captures the details of:
56. Time for replacement of PC in our Bank:
57. RAM stands for:
58. Length of Password in CBS to log into:
59. Time for CBS to deactivate teller:
60. IP address specifies:
61. Cash diff report name:
62. TCRN stands for:
63. CORE in CBS stands for:

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Answers:

1. Risk Focussed Internal Audit.

2. Return of paid cheques to customers
3. Bailee –Bailer
4. Min withdrawal/deposit : Rs.1 lac;
5. 9.3% (w.e.f 5.10.15)
6. The account will be locked if wrong MPIN is entered six times; it will be deactivated
if the customer doesn’ t use the facility for six months. Fresh registration is required if
the customer wants the facility to be reactivated.
7. a) SB Global Debit Card
b) SB Gold International Debit Card
c) SB Platinum International Debit Card
8. 7 years
9. RBI
10. Maximum under sec 80c is Rs.1,50,000/- Max deduction under S 24 of self –
occupied property. Rs.2,00,000 p.a.
11. 75%
12. Agent
13. Deposit of title deeds at a notified centre with intention to create equitable mortgage
(S 58 of TP Act)
14. Chartered Accountants appointed by the Central Govt.
15. Quarterly
16. Pension Fund Regulatory and Development Authority (PFRDA)
17. Rs.30 lacs
18. Immediate Payment Service
19. Drawer of the cheque.
20. Bailor/Bailee
21. When there has been no operation for 24 months continuously by the a/c holder
22. Rs.1000/-
23. Banker (S6, NI Act)
24. Infructuous
25. S9 NI Act
26. Rs.1.5 lacs per annum
27. Rs.50000/-
28. Rs.10 lacs
29. Rs.50/-
30. 90% of the TDR amount
31. After 3 years from the date of DPN
32. GOI, MOF.
33. 14.5 inclusive of 0.50% cess for Swachh Bharath.
34. Challan Identification Number
35. When the aggregate interest in a financial year exceeds Rs.10000/-
36. Remittances

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37. 15 Years
38. A testamentary guardian
39. 5 bps interest concession
40. Generally hypothecation
41. Furnishing Life Certificate by pensioners in Nov. (Digital based).
42. 1.8
43. Rs.50,000/- and above
44. 15 years from the date of commutation
45. CBD, Belapur
46. Centralised Credit Data Processing
47. 110 for KYC
48. Irrelevent/ unsolicited messages sent over internet, typically to a large number of
users for the purpose of advertising, Phishing , spreading malware etc.
49. Persons targeting the customers of banks and online payment services for getting
usernames, passwords, credit card details etc. by pretending to be trustworthy persons.
50. File Transfer Protocol
51. SBI online account (Internet Banking) Home loan Interest cert (Prov)
52. Internet service provider
53. Chennai
54. 30th Nov
55. Issuing branch details such as IOIs, internet kits etc. verified before authorising
payment at paying branch
56. Three years
57. Random Access Memory
58. 8 characters
59. If not logged in for 10 days
60. A numerical label assigned to each device (eg- computer printer) in a computer
network that uses internet protocol for communication
61. GL Comp Report
62. Temporary Customer Reference Number (for online account opening)
63. Centralized online Real-time Environment