United Bank Limited

Schedule of Charges July - December 2018

Summary of Revision/ New Change

Section Refer to the items mentioned below Revision/New Charge Page

01.Domestic Banking
A. Remittance 1) Cashier Cheque / Corporate Bankers Cheque - CBC
a) Issuance of Cashier's Cheque / CBC
- Through Account Change in charge 02
- Through Cash:
(For Account holder & Non Account holder)
1) Cashier Cheque / Corporate Bankers Cheque - CBC
b) Cancellation of cashier's Cheque /CBC Change in charge 02
- For Non Account Holder

2) Inter Branch Online Transactions - Both within city & Change in charge 02
Intercity
a) Cash Deposit
ii) Intercity

C) Cash Withdrawals
i) Within City
3) Inter Bank Fund Transfer- IBFT Change in Narration 02
6) Issuance of SDR (Security Deposit Receipt) Change in charge 02
- Through Account
B. Bills 1) B) Intercity Clearing Charges Change in charge 03
C. i) Project Finance / 4) For finance against the pledge/hypothecation: Change in charge 05
Advances
D) Sales & Purchase of 11 ) Lockers
Securities, Safe Custody a) Safe Deposit lockers fee to be recovered in advance
Change in charge 07
Articles in Safe Deposit at the commencement of the period
and Safe Deposit Lockers
G) Miscellaneous 7 ) Charges for Voice Biometric Per Year Charge Delete 11
Change in charge 12
13) Photocopy of a Paid Cheque Returned to Customer Change in charge 12
16) UBL @ Work Current Plus Account Grid Revised 13
19) UBL Zindagi Account New Grid 14
21) Credit information report including credit report on Change in charge 14
foreign supplier/ Buyers
23) Emigration Certificate Change in charge 14
H. Transaction Banking / Cash Management Collections / Disbursements / Change in charge 15
Cash Management Electronic Banking / Reporting
02.UBL Signature - Priority Banking
9) Signature Priority Pass Fee Change in Narration 17
17) Shapes Health Club Alliance Facility Usage Charge Delete 17
04. Digital Banking
Branchless & E-Banking Digital Banking Section Name Change
OMNI Money Transfer - From Omni Dukaan Grid Revised 22
Money Transfer from Omni Dukaan - Account DR Grid Revised 22
Cash Deposit into UBL Omni Account New Charge 22
- Outside Account Opening Area at Omni Dukan
Outside Account Opening Area at UBL Branch Change in Narration 22
UBL Omni App. ATM & Net Banking (for UBL
Change in Narration 23
Omni A/C Holder)
A.UBL Net banking Inter-Bank Fund Transfer Change in Charge 25
FBR Tax & Duty Payments New Charge 25
05.Consumer Banking
A. ATM / DEBIT CARD 1) General Debit/Prepaid Card Charges
A) Switch Transaction Fee Change in Narration 28
ii) Withdrawal on other Switches
1) General Debit/Prepaid Card Charges
B) International Usage Charges Change in Charge 28
i) ATM Withdrawal
Cont...
 United Bank Limited
Schedule of Charges July - December 2018
Summary of Revision/ New Change
Section Refer to the items mentioned below Revision/New Charge Page
1) General Debit/Prepaid Card Charges
Change in Narration 28
B) International Usage Charges
ii) POS and Internet Purchase
1) General Debit/Prepaid Card Charges
C) Balance Inquiry Change in Charge 28
iii) From Outside Pakistan
H) Pay Pak Card Change in Charge 28
J) Visa Gold Card (annual fee) Change in Charge 28
2.a) UBL Mega Wallet Debit Card Change in Charge 28
3.a) UBL Premium Debit Master Card Change in Charge 28
B. UBL Go Green SMS Alerts Change in Charge 29
D.UBL Drive 1) Application Processing Charges Change in Charge 30
(CAR FINANCING) 2) Vehicle Evaluation Charges Change in Narration 30
10) Purchase Order (PO) change of vehicle from Advance Change in Charge 30
E.i)UBL Cashline 1) Processing Fee Change in Narration 30
2) Annual Charges (Renewal fee) Change in Narration 30
3) Late Payment Fee Change in Narration 30
E.ii)UBL Cash Plus 1) Processing Fee Change in Charge 30
G. CREDIT CARDS 1) Annual Membership Fee Change in Charge 31
3) Annual Supplementary Card Fee Change in Charge 31
12) Late Payment Fee Change in Charge 32
26) Foreign Transaction Charges Change in Charge 33
H. General Consumer 4) UBL Airport Lounge Charges / CIP Lounge Change in Charge 33
Banking Charges

Section Refer to the items mentioned below Revision/New Charge Page

01.Domestic Banking
A) Remittances 1) Cashier's Cheque / Corporate Bankers Cheque - CBC
Through Cash: Change in Charge 46
(For Account holder & Non Account holder)
b) Cancellation of cashier's Cheque /CBC Change in Charge 46
3) Inter Bank Fund Transfer- IBFT Change in Narration 46
8) Issuance of ASDR (Ameen Security Deposit Receipt) 47
C) Project Finance / 4) For finance against the pledge/hypothecation: Change in Charge 48
Advances
D. Sales & Purchase Lockers :
of Securities. a) Safe Deposit lockers fee to be recovered in advance Change in Charge 49
at the commencement of the period
E-Guarantee 2)Guarantees secured by cash margin /lien over deposits Charge Delete 51
F-Local Trade 5) Credit information report on Foreign Supplier/Buyers. Change in Narration 56
13) WAIVER GRID Grid Revised 56
H. Transaction Banking / Cash Management Change in Charge 58
10.Consumer Banking
A. ATM / DEBIT CARD a) Annual Charges Change in Charge 60
b) UBL Ameen WIZ prepaid Debit Card Change in Charge 60
c) Switch Transaction Fee Change in Narration 60
d) International Usage Charges
Change in Charge 60
i) ATM Withdrawal
d) International Usage Charges
Change in Narration 60
ii) POS/ Internet Purchase
e) Balance inquiry
Change in Charge 60
iii) From outside Pakistan
B. UBL Go Green SMS Alert Change in Charge 61
C.AMEEN 1) Application processing charges Change in Charge 61
Drive - Auto Financing 2) Vehicle Evaluation Charges Change in Narration 61
6) Monthly Warehouse Charges New Charge 61
9) Over the Counter Cash Payment Charge Delete 61
10) Change of vehicle after approval Change in Narration 61
11) Old(Local/Imported) vehicle processing charges Charge Delete 61
 Table of Contents
Schedule of Bank Charges
(Exclusive of FED/Sales Tax, & other Govt. Levies etc. wherever applicable)
Effective from July 01, 2018
Sr. # Description Page#
01. DOMESTIC BANKING 01-15
A. Remittances 02-03
B. Bills 03-04
C. Project Finance/Advances/UBL Business Line 04-06
D. Sale / Purchase of Securities, Custody of 06-08
Articles in Safe Deposit & Safe Deposit Lockers
E. Guarantees 08-09
F. Local Trade Business 09-11
G. Miscellaneous Charges 11-15
H. Transaction Banking / Cash Management 15
02. UBL Signature - Priority Banking 16-18
03. Bank Charges for Government Business 19-20
04. Digital Banking 21-26
05. Consumer Banking 27-34
06. International Banking 35-41
A. Imports 36-37
B. Exports 37-38
C. Remittances 39-40
D. Miscellaneous 41
07. Communication Charges - General 42-43
08. Important Notes 43
09. Centralized Local Clearing (Inward / Outward) 44

UBL AMEEN ISLAMIC BANKING

10. Domestic Banking 44-58
A. Remittances 46-47
B. Bills 47
C. Project Finance/Advances 47-49
D. Sale / Purchase of Securities, Custody of 49
Articles in Safe Deposit & Safe Deposit Lockers
E. Guarantees 50-51
F. Local Trade Business 52-56
G. Miscellaneous Charges 56-57
H. Transaction Banking 58
11. Consumer Banking 59-61
12. International Banking 62-68
A. Imports 63-65
B. Exports 65-66
C. Remittances 66-68
D. Miscellaneous 68
13. Communication Charges 69-70
14. Important Notes 70
 Rs. 300/- (flat)

Rs. 1,500/-

Rs. 350/- (flat)

700/-

Rs. 400/-

i)Within City

ii) Intercity

upto Rs. 200,000/- Rs. 50/-

above Rs. 200,000/- Free
Rs. 425/-

Rs. 425/-

3) Inter Bank Fund Transfer- IBFT

i) Branches Rs. 400/- (Flat)
ii) ATM Rs. 100/- per transaction 54200230 1049

iii) Digital Application / Netbanking

1 to 10,000 Rs. 90/- 54200200 ECM

004
10,001 to 100,000 Rs. 110/-
100,001 to 250,000 Rs. 150/-
250,001 to 500,000 Rs. 175/-
500,001 to 1,000,000 Rs. 200/-
4)

upto Rs. 500,000/- Rs. 100/-

above Rs. 500,000/- Free
Rs. 1,500/- (flat)
5) Rs. 300/- (flat)
6)

7) Rs. 600/- (flat)

8)
Rs. 12/- per leaf

No charges for cancellation/refund of SDR

300/-
12,500/-

Free
Rs. 250/-
(Fresh/Enhancement/Renewal)
Up to 1M Rs. 3,000 Flat
1M to 10M Rs. 5,000 or 0.05%
whichever is higher
10M to 20M Rs. 10,000 or 0.05%
whichever is higher
20 to 50M Rs. 15,000 or 0.05%
whichever is higher
50M to 100M Rs. 25,000 or 0.05%
whichever is higher
Above 100M Rs. 35,000 or 0.05%
whichever is higher
 Mucaddam
c)

d)

e)

f)

g)

Agri Proposal Processing Fee

a. Farm Loans I) Rs. 1,000/- for Limit Amt

i) New Customers /Fresh Facility or
Enhancement*
ii) Renewals after 3 years
b. Development/Non Farm/Farm Machinery
i) New Customers /Fresh Facility or
Enhancement
< Rs. 0.5Mn
ii) Rs. 2,000/- for Limit Amt
Rs. 0.5Mn to Rs. 1.0Mn
iii) Rs. 5,000/- or 0.1%
(which ever is higher) of the
Limit Amt > Rs. 1.0Mn
i) Rs. 1,000 for Limit Amt
upto Rs. 3Mn.
ii) Rs. 3,000 for Limit Amt
exceeding Rs. 3Mn.
i) Rs. 2,000/- for Limit Amt
up to Rs. 1.0Mn
iii) Rs. 5,000/- or 0.1%
(which ever is higher) of the
Limit Amt > Rs. 1.0Mn
 ii)Renewals i) Rs. 1,000 for Limit Amt
up to Rs. 3Mn.
ii) Rs. 3,000 for Limit Amt
exceeding Rs. 3Mn.
c) Tractors Rs. 3,000/- per Tractor
d) Loans booked under ‘‘E-Credit Rs. 4,000/- per limit to be
Solution for Farmers Pilot Project’’ paid by Farmer after charge
Note: creation and before DAC.
a) All charges are non refundable and recovered
upfront at the time of disbursement.
b) Charges to be calculated on the amount
approved
c) Charges on interim enhancement to be
calculated on the enhanced amount only.
 ,

7)

10)

11)

3,750/- 5,000/- 7,000/- 12,000/-

45,000/- 75,000/- 115,000/- 150,000/-

12)

13)
 (Same day value is
Rs.100,000/- in Karachi & Rs. 500,000/- in
other clearing region)

(due to fault of customer )

a) Outward Clearing

500

15
10
15

Charges as in 10(a) above + actual cost of customized cheque book as

per the size of cheque book ordered

No waiver on customization of cheques - charges for customizing of cheques will be borne by

the customer.
11)

and UBL Assan Account

12) Rs.100/-

Rs. 50/-
Rs. 200/-
14)

All above BP waivers mentioned above are also applicable for BBA & E-Transaction
Account
UBL @ Work Current Plus Account

Min. Balance Requirement Zero

Interbranch Online Transaction – (Within City) Free
Interbranch Online Transaction – (Intercity) Free
Cashiers Cheque Free
Duplicate Cashiers Cheque Free
E-Statements Free
Cheque Book (25 leaves) Free
UBL ATM/Debit Card issuance/annual charges Free
Internet Banking & Bill Payment Free
SMS Alerts Charges Free

/
Package /
19) UBL Zindagi Account

Cheque Book issuance (1st cheque book of 25 leaves) Free

UBL ATM / Debit card Issuance Charges Free
UBL Netbanking Free
e-Statement Free

script

21) Credit Information report on Foreign At Actual

Supplier / Buyers
As. 250/- per transaction

200/-
175
175

30)

175

12,000
 Charges on E-dividend disbursement
(to be recovered from Dividend delivering
company)
34)
H. Transaction Banking / Cash Management
Cash Management Collections /
Disbursements / Electronic Banking
/ Reporting
i) Commission @ 0.50% of total dividend
warrant payment amount or Rs.150/- per
dividend payment (whichever is higher)
transfer to 1-Link member banks
(including UBL).
ii) In case of dividend payment transfer
through RTGS, commission @ 0.50% of
dividend payment amount transferred or
standard charges of RTGS (whichever is
higher) will be applied.
(subject to negotiation of rate based on
volume of business)
All charges will be decided on case to
case basis through agreement between
the customer and the Bank
 1115

1,250/-

17)
18. Custody Business for Pakistani Residents
Description Charges
1 Sub Account Opening Fee Rs. 500
2 SMS Fee Free
3 Statement Request Fee Rs. 20
4 Transaction Fee
Shares 0.006% of the Transaction Amount
TFC 0.006% of the Transaction Amount
Wapda Bonds 0.006% of the Transaction Amount
Units 0.006% of the Transaction Amount
Rights Entitlements 0.006% of the Transaction Amount
5 Custody Fee
Shares 0.0141% of the Custody Amount
TFC 0.0117% of the Custody Amount
Wapda Bonds 0.0117% of the Custody Amount
Units 0.0117% of the Custody Amount
Rights Subscription Request Fee 0.0025% of the Custody Amount
6 Pledge Fee
Shares 0.0075% of the Pledge Amount
TFC 0.0075% of the Pledge Amount
Wapda Bonds 0.0075% of the Pledge Amount
Units 0.0075% of the Pledge Amount
Rights Entitlements Nill
7 To Charges (25 Leaves) Including Courier Charges Rs. 500
To Charges (10 Leaves) Including Courier Charges Rs. 300
8 Account Balance Statement Rs. 300

* The service would be provided at selected UBL branches. Please consult with your
branch manager for more details
 DIGITAL BANKING

DIGITAL BANKING
 DIGITAL BANKING

BRANCHLESS BANKING - OMNI Money Transfer- From Omni Dukaan

Service Fee at UBL Omni Dukaan Domestic Remittance (DR)*
Slab Slab Customer Insurance
Utility Bill Payment Free Start End Fee (Rs.) Premium (Rs.)
Mobile Top up Free 1 1,000 60/- 10/-
Money Transfer From Omni Dukaan- 1,001 2,500 120/- 10/-
Account DR
2,501 4,000 180- 15/-
Slab Start Slab End Customer Fee (Rs.)
1 1,000 60/- 4,001 6,000 240/- 25/-
1,001 2,500 120/- 6,001 8,000 300/- 35/-
2,501 4,000 180/- 8,001 10,000 350/- 45/-
4,001 6,000 240/-
10,001 13,000 400/- 55/-
6,001 8,000 300/-
13,001 15,000 450/- 60/-
8,001 10,000 350/-
10,001 13,000 400/- 15,001 16,000 550/- 60/-
13,001 15,000 450/- 16,001 20,000 600/- 70/-
15,001 16,000 550/- 20,001 25,000 750/- 80/-
16,001 20,000 600/-
25,001 30,000 900/- 90/-
20,001 25,000 750/-
30,001 40,000 1100/- 100/-
25,001 30,000 900/-
30,001 40,000 1100/- 40,001 50,000 1300/- 110/-
40,001 50,000 1300/- * Insurance is optional for DR consumers
Cash Deposit into UBL Omni Account Cash Withdraw for UBL Omni A/c Holder
Within Account Opening
Area at Omni Dukan & Free from UBL Omni Dukaan and Branch
UBL Branch
Outside Account
Slab Start Slab End Customer Fee (Rs.)
Opeining Area at Omni Free
Dukan
1 1,000 15/-
Outside Account Opening Area 1,001 2,500 30/-
at UBL Branch
Slab Start Slab End Customer Fee (Rs.) 2,501 4,000 56/-
1 1,000 51/-
1,001 2,500 102/- 4,001 6,000 76/-
2,501 4,000 153/- 6,001 8,000 96/-
4,001 6,000 204/-
6,001 8,000 255/- 8,001 10,000 116/-
8,001 10,000 298/- 10,001 13,000 132/-
10,001 13,000 340/-
13,001 15,000 383/- 13,001 15,000 149/-
15,001 20,000 434/- 15,001 20,000 168/-
20,001 25,000 485/-
25,000+ 2% of transaction amount 20,001 25,000 188/-

Money Transfer From UBL Omni Account to Person (SMS* and Omni Mobile App*)
Slab Start Slab End Customer Fee (Rs.)
1 1,000 51/-
1,001 2,500 102/-
2,501 4,000 153/-
4,001 6,000 204/-
6,001 8,000 255/-
8,001 10,000 298/-
10,001 13,000 340/-
13,001 15,000 383/-
15,001 16,000 383/-
16,001 20,000 425/-
20,001 25,000 468/-
25,001 30,000 510/-
30,001 40,000 553/-
40,001 50,000 595/-
* Insurance on money transfer is optional and free for Omni account holders.
Note: All mentioned amounts in PKR, Fee are inclusive of all Taxes.
Fee for all Account based withdrawals conducted at Omni Dukan will be auto-deducted
from respective Account
22
 DIGITAL BANKING

Fee For Account Holders

Account Opening at UBL Omni Dukaan Free

Money Transfer from UBL Omni account to UBL Omni account Free

Initial Deposit requirement* Rs. 100/-

Average Minimum Balance requirement per Month Rs. 100/-

Money Transfer From UBL Omni Account to UBL Account

Free
(ATM, Net Banking & Omni Mobile App)

Cash withdrawal from UBL ATM Free

Minimum Balance charges per Month Rs. 15/-

* Negotiable for corporate clients

UBL Omni App, ATM & Netbanking
Transaction Type
( For UBL Omni A/C Holder)
Inter-Bank Fund Transfer* Rs. 100/- per transaction
*In addition to the charges above, all applicable Government levies will also be recovered

Inter - Bank Fund Transfer via UBL Omni Dukaan

Slab Start Slab End Customer Fee (Rs.)
1 1,000 35/-
1,001 2,500 50/-
2,501 4,000 65/-
4,001 6,000 80/-
6,001 8,000 90/-
8,001 10,000 105/-
10,001 13,000 120/-
13,001 15,000 130/-
15,001 20,000 155/-
20,001 25,000 170/-
25,001 40,000 250/-
40,001 50,000 300/-

Cash Deposit into UBL Account via UBL Omni Dukaan

Slab Start Slab End Customer Fee (Rs.)

1 1,000 30/-
1,001 2,500 45/-
2,501 4,000 60/-
4,001 6,000 75/-
6,001 8,000 85/-
8,001 10,000 100/-
10,001 13,000 110/-
13,001 15,000 120/-
15,001 20,000 145/-
20,001 25,000 160/-
25,001 40,000 240/-
40,001 60,000 290/-
Note: All mentioned amounts in PKR, Fee are inclusive of all Taxes.
Fee for all Account based withdrawals conducted at Omni Dukan will be auto-deducted
from respective Account

23
 DIGITAL BANKING

Cash Wihtdrawal for UBL Account Holder from UBL Omni Dukaan
Slab Start Slab End Customer Fee (Rs.)
1 1,000 15/-
1,001 2,500 30/-
2,501 4,000 56/-
4,001 6,000 76/-
6,001 8,000 96/-
8,001 10,000 116/-

Cash Deposit into UBL Wiz Card Account from UBL Omni Dukaan
Slab Start Slab End Customer Fee (Rs.)
1 1,000 30/-
1,001 2,500 45/-
2,501 4,000 60/-
4,001 6,000 75/-
6,001 8,000 85/-
8,001 10,000 100/-
10,001 13,000 110/-
13,001 15,000 120/-
15,001 20,000 145/-
20,001 25,000 160/-
25,001 40,000 240/-
40,001 60,000 290/-

Other Financial Transactions

Customer Fee (Rs.)
Transaction Type SMS Omni Mobile App
Bill Payments Free Free
Voucher Purchase Free Free
Mobile Top Up Free Free
Loading amount from linked UBL account Free Free
Unloading amount to linked UBL account Free Free
Auto Debit N/A Free

Non Financial Transaction and other Services

Customer Fee (Rs.)
Transaction Type SMS Omni Mobile App
Balance Enquiry Free Free
View Bill 5/- N/A
Account Number Enquiry Free N/A
Bill Nick Addition Free Free
Payee nick addition Free Free
Deletion of Bill Nick Free Free
Deletion of Payee Nick Free Free
Help Free Free
Displaying of last transactions Free Free
Listing of bill Nicks Free Free
Listing of payee Nicks Free Free
Note: All mentioned amounts in PKR, Fee are inclusive of all Taxes.
Fee for all Account based withdrawals conducted at Omni Dukan will be auto-deducted
from respective Account

24
 DIGITAL BANKING

A. UBL Netbanking
Transaction Fee
Inter-Bank Fund Transfer 54200200 ECM004
1 to 10,000 Rs. 90/-
10,001 to 100,000 Rs. 110/-
100,001 to 250,000 Rs. 150/-
250,001 to 500,000 Rs. 175/-
500,001 to 1,000,000 Rs. 200/-
Funds Transfer to CNIC Rs. 250/- per transaction 54204700 ECM004

Transaction Transaction Amount Fee Amount

upto Rs. 100,000 Rs. 10/- per
transaction
Rs.100,001 Rs. 20/- per
FBR Tax & Duty Payments to 54208600 ECM004
transaction
Rs. 1,000,000
Rs. 50/- per
Rs. 1,000,001 & above transaction

B. UBL E-Transaction Account

Transaction Fee
Monthly Service Charges Rs. 50/- (Sales Tax/FED 54203800 ECM004
Included) when average
balance is below Rs. 10,000/-
C. UBL NRP Direct Accounts
Transaction Fee
Initial Deposit Cheque Only 0.6% of the initial deposit 54208050 ECM004
or USD 16 whichever is
lower
International Cheque Clearing Charges 0.6% of the initial deposit 54207550 ECM004
(OFBC etc.) or USD 7 whichever is
higher
International Mailing Charges Rs. 2,500/- 57800200 ECM004
Monthly Service Charges
When Monthly Average balance is Rs. 50/- (Sales Tax/FED 54203800 ECM004
below Rs. 50,000 Included)
Annual ATM Card Fee (Primary) Free
Annual ATM Card Fee (First Free
Supplementary)

D. UBL Click N Bank (eNRP) Accounts

Monthly Service Charges
When monthly Average balance
a. PKR A/c is below Rs. 30,000/- Rs.50/- (Sales Tax/FED 54203800 ECM004
included)
b. USD A/c is below USD 500/- USD 5/-
International Mailing Charges Rs. 2,500/- 57800200 ECM004
Annual ATM Card Fee (Primary) Free
Annual ATM Card Fee (First Free
Supplementary)
E. Netbanking Service Charges for Business Accounts
a. Monthly Subscription Fee
Package Name Charges 54204400 ECM004
Corporate Package Rs. 5,000/-

Note:
In addition to above, commission/service charges, courier/postage / fax charges will also be recovered
according to prescribed tariff (wherever applicable)
In addition to the charges above, all applicable Government levies will also be recovered.

25
 DIGITAL BANKING

b. Transaction Charges:
Business clients would be levied per transaction charges as per the grid mentioned
below: (or as per agreement)
Fee per Transaction
Transaction No. of Monthly No. of Monthly No. of Monthly
Type Transactions Transactions from Transactions
upto 1000 1001 5000 5001

VI

IV
Utility Bills Payment 30 20 10
Funds Transfer 30 20 10
IBFT Transactions 150 100 50
Mobile Airtime & Bills 30 20 10
Prepaid Vouchers 30 20 10
ISP Bill Payments 30 20 10
Online Shopping 30 20 10
UBL WIZ Reload 30 20 10
Cashier’s Cheque Issuance 150 100 50
Cash Over Counter (COC) 200 150 100
Schedule Payment Facility Free Free Free
Stop Cheque Facility Free Free Free
UBL Bill Payments Free Free Free
Zakat & Donations Free Free Free

Note:
In addition to above, commission/service charges, courier/postage / fax charges will also be recovered
according to prescribed tariff (wherever applicable)
In addition to the charges above, all applicable Government levies will also be recovered.

26
27
 (No charge on UBL Card holders withdrawing
from UBL ATMs)
(Mnet)

Pay Pak: Nil

4% 54204870

4.00%

2.5/-
175/-

Card, ACCA Card, Virtual Cards

& 3D Secure Debit Cards)

g) Biometric Transaction Charges on Rs. 15/-

UBL ATM
h) Pay Pak Card Basic:
(Annual/Issuance) Rs. 700/-
Supplementary:
(Annual/Issuance) Rs. 600/-
Replacement: PKR 700/-
i 750
425
j 1,250
k
l) Virtual Prepaid Cards (Issuance Fee) Rs.300/- 54204950

) / UBL Classic Visa Debit Card

1,000 1,100 1,400

700 800 900
700 800 900

1,100 1,250 1,500

800 825 875
800 825 875

28
 250

From Contact Center

Debit Card Fee Waivers will be applicable as defined in the respective product feature listing

90

90

, & QR

29
 Rs. 8,000/- (non - refundable,
to be received post loan
approval)
Rs. 9,000/- (non-refundable)
If not specified ( in NRP Cases)
Rs. 4,000/- (For individuals
applying again on maturity of
one facility )

Rs 5,000/- if not specified.

(For Used car financing)
or at actual
10%

per month per late

installment

Rs. 3,500/-

90

3,500

30
 per month per late
installment
4) Partial Payoff Fee 5% of Partial Payment
amount

Rs. 7,500/- (non refundable)

Rs. 15,000/- for NRP customer
Rs. 4,000/- (non refundable)
Rs.10,000/- (non-refundable)
for NRP cases

Rs. 4,000/- or At Actual

Rs. 1,200/- per month

per late installment

Property Insurance
Premium borne by the
Bank

Annual Basic Card Fee 3,500

6,500
11,000

Supplementary Card fee 1,250 54301750

1,750 54301750
3,500 54301750

31
3)

4) 39.99%
5) 39.99%
6)
7)

8) 27%
9) 33%
10)

11)
900/-

12) Rs. 1,400/-

13)

14)

15) 70/-
120/-
240/-
360/-
16) 55/-

110/-
145/-

17) 250/-

400/-

940/-

245/-

350/-

600/-
1300/-

340/-

18) 500/-

19) Rs. 550/- or 1.25% of the

transaction amount
(whichever is highter)

32
20) Rs. 600/- per transaction or
1.25% per transaction amount
(whichever is highter)

21)

22) 600

23)

24) 4%

25)

26) 90/- per month

950/- Annually
27)

28)

2)
3) Rs. 1,250/-

I. ASSURE FINANCE
a) Processing Fee Rs. 1,500/-
b) Late Fee Rs. 500/-

33
*** Foreign Transaction Charges apply on purchases made in foreign currency AND/OR where
the merchant is residing outside the country or the settlement currency is other than local
currency and processes the transaction in local currency. All third currency transaction will be
first converted into US Dollars as per rate quoted under agreement with Visa International.
Cross border transaction fee will also be charged as per Visa rules.
****All the charges passed on by the acquiring bank, additionally applicable withholding
tax on the sum of all the transactions in a day exceeding Rs.50,000/-

34
35
36
37
38
 A/c to A/c Funds Transfer of Foreign
Exchange Companies in Foreign
Currency A/c (having same title of A/c)
within UBL branches (intra/intercity).
Transaction within the same branch
having same account title is excluded.

39
c

40
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43
 Centralized Local Clearing (Inward / Outward)

Retail Bank Accounts Return Charges (PKR)

Account Type Accounts Description Inward Outward
001 Business Partner Rs. 500/-
002 Basic Banking Account Rs. 500/-
007 Business Partner Pus Rs. 500/-
011 "Priority UBL Savings Account ( formerly Rs. 500/-
RTA) Unisaver, Unisaver Plus, Unflex"
017 Priority (current Accounts) BPP, BP Rs. 500/-
018 UBL Mukammal current Account Rs. 500/-
019 Asaan Account Rs. 500/-
100 UBL Savings Account formerly Rs. 500/-
Rupee Transactional Account
101 Unisaver Rs. 500/-
102 Unisaver plus Rs. 500/-
FREE
103 Uniflex Rs. 500/-
119 Asaan Saving Account Rs. 500/-
321 Business Mortgage Financing Rs. 850/-
351 Business Line Rs. 850/-
352 Cash Line - NTB salaried Rs. 850/-
356 Cash Line - RM salaried Rs. 850/-
358 Cash Line - NTB - SEB Rs. 850/-
359 Cash Line - RM - SEB Rs. 850/-
360 Cash Line - SBA NTB Rs. 850/-
361 Cash Line - SBA NTB Rs. 850/-
362 Cash Line - SBA RM Salaried Rs. 850/-
363 Cash Line - SBA RM SEB Rs. 850/-
365 Cash Line - Lien Marked Rs. 850/-

UBL Ameen Accounts Return Charges (PKR)

Account Type Accounts Description Inward Outward
800 Ameen Mukammal Current Account Rs. 500/-
(AMCA-Pak)
810 Ameen Current Account (ACA-FCY) Rs. 500/-
819 Ameen Asaan Current Account (AACA-Pak) Rs. 500/-
823 Ameen Business Account (ABA) Rs. 500/-
820 Ameen Saving Account (ASA) Rs. 500/- FREE
829 Ameen Asaan Saving Account (AASA) Rs. 500/-
821 Ameen Monthly Saving Account (AMSA) Rs. 500/-
822 Ameen Minor Saving Account (AMISA) Rs. 500/-
824 Ameen Daily Munafa Account (ADMA) Rs. 500/-
825 Ameen Premium Account (APA) Rs. 500/-
827 Ameen Financial Institution Deposit Account Rs. 500/-
(AFIDA)

44
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 1,500/-

Rs. 700/- (Flat)

425/-

3) Inter Bank Fund Transfer- IBFT

i) Branches Rs. 400/- (Flat)
ii) ATM Rs. 100/- per transaction 54200230 1049

iii) Digital Application / Netbanking

1 to 10,000 Rs. 90/- 54200200 ECM
004
10,001 to 100,000 Rs. 110/-
100,001 to 250,000 Rs. 150/-
250,001 to 500,000 Rs. 175/-
500,001 to 1,000,000 Rs. 200/-

6)
7) 600
46
8) Issuance of ASDR (Ameen Security Deposit
Receipt)
Through A/c Free
Through Cash (flat) Rs. 1,500/-
9) Duplicate ASDR Issuance Charges Rs. 300/- (flat)

No Charges for cancellation / refund of ASDR

250/-

C. FINANCING/PROJECT FINANCE

47
 Financing

(Fresh/Enhancement/Renewal)

b) Mucaddam Charges
c)

d)

e)

f)

g)

48
 Charges on E-dividend disbursement i) Commission @ 0.50% of
(to be recovered from Dividend delivery total dividend warrant payment
company) amount or Rs.150/- per
dividend payment (whichever
is higher) transfer to 1-Link
member banks (including
UBL).
ii) In case of dividend payment
transfer through RTGS,
commission @ 0.50% of
dividend payment amount
transferred or standard
charges of RTGS (whichever
is higher) will be applied.

(subject to negotiation of rate

based on volume of business)

3)
4)

5)

3,750/-
3,500/- 5,000/- 7,000/- 12,000/-

49
50
2)

3)

4)

5)

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Regional/Business Head’s approval.

If bill matures after expiry

of LC (Acceptance) Grid*
(Page 53)

53
 /Business

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5) Credit Information report on Foreign At Actual
Supplier / Buyers
250/-

175/-
175/-
175/-

175/-

12,000/-

Eligible for waiver Schedule of Charges for the following Services

Inter Branch Online Transaction-Country wide
Visa Classic (Standard Debit Card)
Issuance of Cashier Cheque/CBC
Issuance of 1st 25 leaves Cheque Book
Over the Counter Cash Deposit
Cancellation of CC/CBC
Cheque Return Unpaid from Payee's Account in Outward Clearing
Clean Bill for Collection /Intercity Clearing
Duplicate Cashier's Cheque/CBC
Duplicate Account Statement
UBL Go Green SMS/Alert

56
 (Same day value is
Rs.100,000/- in Karachi & Rs. 500,000/- in
other clearing region)

7)

8)
(due to fault of customer )

500/-

:
Charges as in 10(a) above +actual cost of customized cheque book as
per the size of cheque book ordered

10) Free

(only online charges will be deducted

in case the beneficiary account resides
out side city branch
11)

Rs. 50/-
Rs. 200/-

57
H. Transaction Banking / Cash Management
Cash Management Collections / All charges will be decided on case to
Disbursements / Electronic Banking case basis through agreement between
/ Reporting the customer and the Bank

Note:
*UBL Ameen Provides Electronic Banking & Cash Management Services. Fees and other charges to be
recovered on a case to case basis.
*In addition to above, commission/service charges, courier/postage / fax charges will also be recovered
according to prescribed tariff (wherever applicable)
*Charges negotiable on case to case basis under approval of relevant Product/Business Head.
*In addition to the charges above, all applicable Government levies will also be recovered.
*Customized Digital Currency Cheque leaves issuance charges shall be subject to the Business Head
Approval.
*For duplicate/on demand SOAs, waivers are allowed on discretion and signed approved of BM or CSOM.

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 54204750

UBL Ameen Premium Standard Card Chip Card NFC Card

Master Card
Basic (Issaunce & Annual Fee) Rs. 1100/- Rs. 1250/- Rs. 1500/-
Supplementary
(Issaunce & Annual Fee) Rs. 800/- Rs. 825/- Rs. 875/-
Replacement Rs. 800/- Rs. 825/- Rs. 875/-

Card
Card Type Basic Supplementary Replacement
Visa Gold Rs. 1,250/- Rs. 775/- Rs. 775/-

UBL Ameen Visa Classic Standard Card Chip Card NFC Card
Basic (Issaunce & Annual Fee) Rs. 625/- Rs. 1100/- Rs. 1400/-
Supplementary
(Issaunce & Annual Fee) Rs. 375/- Rs. 800/- Rs. 900/-
Replacement Rs. 700/- Rs. 800/- Rs. 900/-

b) UBL Ameen WIZ Prepaid Debit Card 54204950

Card Type Refund Charges

WIZ Card 250/- Free

From Contact Center

(No charge on UBL Card holders withdrawing

from UBL ATMS)
(Mnet)

4%
54204860

4%

2.5/-
Rs.175/-

60
 f ) Biometric Transaction Charges on Rs. 15/-
UBL ATM
g

Monthly Charges of Rs. 90/-

Debit / Credit Transactions
(account based)

Monthly Charges Equivalent

of Rs. 90/- Debit / Credit
Transactions (account based)

Debit Card Fee Waivers will be applicable as defined in the respective product feature listing

8,000/-
non Refundable
if not specified
Rs.4,000/- For individuals
applying again on maturity
of one facility
Minimum Rs. 5,000/- if not
specified ( for used Car
Financing) or at Actual
Rs.500/- (Flat)

6) Monthly Warehouse Charges Rs. 5,000/- per month

7)
8)

9)

10) Change of Purchase Oder After Issuance Rs. 3,000/- flat

61
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63
Regional/Business Head’s approval.

64
(WAAD)

(WAAD)

65
66
A/c to A/c Funds Transfer of Foreign
Ex c h an g e Co m p an i es i n Fo r ei g n
Currency A/c (having same title of A/c)
within UBL branches (intra/intercity).
Transaction within the same branch
having same account title is excluded.

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