P R O FI T A N D L O S S A C CO U NT F O R T H E YE AR E ND E D

M A R CH 2 1 , 2 0 08
P A R T I C UL A RS A M O U NT ( A S A M O U NT ( A S
ON 31, O N 3 1 , M A R CH
M A R CH 2 0 0 7 ) 2008)
I NC OM E
Operating 3 2 9 8 ,8 8 ,1 0 ,6 8 8 2 9 4 3 ,0 5 ,2 5 ,8 3 8
expenses 1 0 1 ,7 2 ,3 1 ,8 1 8 1 2 5 ,8 7 ,7 3 ,8 3 2
Fees and other
charges 9 ,8 3 ,5 9 ,2 1 9 8 ,9 8 ,5 3 ,5 9 5
O t h e r i n c o me 3 4 1 0 ,4 4 ,0 1 ,7 2 5 3 0 7 7 ,9 1 ,5 3 ,5 2 9

E X P EN D I T UR E
A N D C H AR G ES 1 9 5 9 ,4 2 ,8 4 ,9 0 5 1 8 7 3 ,6 6 ,3 1 ,7 6 2
Interest and
other charges 6 4 ,8 9 ,5 0 ,9 1 9 5 8 ,1 5 ,8 5 ,3 0 2
Staff expenses 2 3 ,0 5 ,3 7 ,2 0 9 2 2 ,7 1 ,6 2 ,1 5 2
E s t a b l i s h me n t
expenses 7 3 ,5 8 ,9 2 ,1 7 3 6 1 ,8 1 ,4 2 ,4 2 5
Other expenses 1 8 ,6 8 ,7 9 ,9 8 4 2 3 ,5 8 ,3 2 ,8 8 9
Depreciation 1 4 ,0 0 ,0 0 ,0 0 0 1 1 ,0 0 ,0 0 ,0 0 0
Provision for 2 1 5 3 ,6 5 ,4 5 ,1 9 0 2 0 5 0 ,9 3 ,5 4 ,5 3 0
contingencies
1 2 5 6 ,7 8 ,5 6 ,5 3 5 1 0 2 6 ,9 7 ,9 8 ,9 9 9
PROFIT
B EF O R E T AX 2 2 0 ,2 0 ,0 0 ,0 0 0 1 7 5 ,2 0 ,0 0 ,0 0 0
Less: Provision
for tax 1 0 3 6 ,5 8 ,5 6 ,5 3 5 8 5 1 ,7 7 ,9 8 ,9 9 9
P R O F I T A F TE R
TAX
A V A I L AB L E
F OR
APPROPRIAT ION
APPROPRIAT IONS
Special reserve
General reserve
Shelter
assistance 2 6 5 ,0 0 ,0 0 ,0 0 0 2 3 0 ,0 0 ,0 0 ,0 0 0
reserve 2 8 2 ,8 3 ,0 6 ,5 7 0 2 4 2 ,1 8 ,9 7 ,3 1 4
Proposed 5 ,0 0 ,0 0 ,0 0 0 4 ,0 0 ,0 0 ,0 0 0
dividend (at Rs.
17 per share) 4 2 3 ,5 0 ,5 2 ,4 4 4 3 3 2 9 3 ,3 1 ,1 3 4
Additional tax on
dividend
Education cess 5 9 ,3 9 ,6 6 ,1 0 5 4 2 ,6 5 ,7 0 ,5 5 1
on dividend for
2004 paid in 8 5 ,3 1 ,4 1 6 --
current period 1 0 3 6 ,5 8 ,5 6 ,5 3 5 8 5 1 ,7 7 ,9 8 ,9 9 9
BALANCE SHEET as at March 31, 2008
P A R T I C UL A RS A M O U NT A mo u n t
( As o n 3 1 , ( As o n 3 1 ,
ma r c h 2 0 0 8 ) ma r c h 2 0 0 7 )
S O UR C E S O F
F U N DS
Share capital 2 4 9 ,1 1 ,6 8 ,1 7 0 2 4 6 ,6 1 ,3 2 ,0 6 0
Reserve and 3 6 3 3 ,9 8 ,6 2 ,0 6 5 3 1 4 7 ,1 7 ,5 7 ,6 2 5
surplus 3 8 8 3 ,1 0 ,3 0 ,2 3 5 3 3 9 3 ,7 8 ,8 9 ,6 8 5
3 6 6 4 7 ,3 9 ,5 5 ,9 9 4 2 8 6 8 4 ,0 3 ,8 7 ,1 3 3
L O A N F U ND S 4 0 5 3 0 ,4 9 ,8 6 ,2 2 9 3 2 0 7 7 ,8 2 ,8 7 ,1 3 3

3 6 0 1 1 ,4 9 ,6 6 ,9 1 1 2 7 9 7 4 ,2 7 ,2 3 ,0 1 7
3 1 3 0 ,0 3 ,6 3 ,6 9 2 2 7 9 3 ,3 6 ,5 6 ,5 1 5
6 9 ,3 8 ,2 9 ,5 4 6 5 4 ,5 8 ,2 9 ,5 4 6
A P P L I C A TI ON S
O F F U ND S 2 9 8 2 ,1 3 ,2 7 ,6 2 0 2 3 9 6 ,4 4 ,4 4 ,0 7 0
Loans
I n v e s t me n t s ( 1 9 5 7 ,3 9 ,8 4 ,7 9 3 ) ( 1 7 5 8 ,4 7 ,1 1 ,1 6 7 )
Deferred tax
Current assets 5 6 7 ,8 6 ,3 3 ,5 1 2 7 3 4 ,1 1 ,5 7 ,6 2 9
and advances
LESS: Current ( 2 7 3 ,0 1 ,5 0 ,2 5 9 ) ( 2 9 6 ,4 8 ,2 2 ,7 9 2 )
liabilities and
provision 4 0 5 3 0 ,4 9 ,8 6 ,2 2 9 3 2 0 7 7 ,8 2 ,7 6 ,8 1 8
Fixed assets
LESS:
Depreciation
 Liabilities Mar 2012 Mar 2011 Mar 2010

Capital and Liabilities:

Total Share Capital 443.00 443.00 410.00

Equity Share Capital 443.00 443.00 410.00

Share Application Money 0.00 0.00 0.00

Preference Share Capital 0.00 0.00 0.00

Reserves 20,181.82 17,498.46 12,129.11

Revaluation Reserves 2,065.14 2,098.36 2,132.68

Net capital liability 22,689.96 20,039.82 14,671.79

Deposits 327,053.73 293,972.65 234,651.44

Borrowings 15,525.39 14,261.65 8,440.56

Total Debt 342,579.12 308,234.30 243,092.00

Other Liabilities & Provisions 8,891.12 7,804.64 6,977.30

Total Liabilities 374,160.20 336,078.76 264,741.09

Assets Mar 2012 Mar 2011 Mar 2010

Cash & Balances with RBI 17,795.14 22,014.79 15,719.46

Balance with Banks, Money at Call 10,384.27 8,693.32 3,933.75

Advances 232,489.82 212,467.17 169,334.63

Investments 102,057.43 83,699.92 69,676.95

Gross Block 4,858.37 4,686.15 4,480.37

Accumulated Depreciation 2,000.84 1,841.74 1,620.99

Net Block 2,857.53 2,844.41 2,859.38

Capital Work In Progress 0.00 0.00 0.00

Other Assets 8,576.01 6,359.15 3,216.92

Total Assets 374,160.20 336,078.76 264,741.09