on the Future
Tax and Estate planning for Holy Names University alumni and friends.
Maura Kelly Koberlein & Derril Koberlein
the Planned Giving Challenge
he Holy Names University Strategic Plan set exciting goals for the
2007–2012 academic years that have motivated us to move HNU
to its next level and to assure our position as a top tier spiritually
rooted university in the West.
An important element of this plan includes
increasing our endowment—not an easy chal-
lenge in today’s economic climate. To assist in
the process, we desire to secure $1million in
new planned gift commitments by 2012.
In fall 2008 Holy Names University received
word from two loyal alums that they were
remembering the University in their estate
plans. Maura and Derril Koberlein have
agreed to help us challenge our alumni and
friends to raise $1,000,000 in planned gifts
by 2012 in order to ensure that the Uni-
versity benefits from significant long-term
revenue streams through bequests. As Maura
and Derril invite others to leave a legacy to
the University, they will match one dollar in
their bequest for every two dollars of newly
declared planned gifts up to a maximum
amount designated by them. This win-win
situation can satisfy your personal planning
needs while providing the University with
important, long-term support.
As Maura Kelly Koberlein, Past President
of the HNU Alumni Association, explains,
“Derril and I are both HNU alums (class of
’84); we are both deeply committed to giving
back to the University that gave so much to
us. We greatly value the education we re-
ceived and the wonderful teachers who gave
that to us. Since my mother, Rosaleen Collins
Kelly ’55, is also an alumna and Past President
of the HNUAA, I cannot remember a time
in my life that did not include Holy Names in
Issue 1 volume 1
one form or another. So when it came time to
draw up our estate plans, it was only natural
that we would choose to include HNU in
those plans. It is our hope that we can leave a
legacy that will help Holy Names University
to thrive in the future and to continue to
provide a quality education for many genera-
tions of students to come.”
Each new donor will automatically become a
member of the Marie-Rose Durocher Legacy
Society. Names of the members of the Soci-
ety are engraved on the permanent Legacy
Society plaque that is located in the lobby of
the Hester Administration Building, unless,
of course, a donor prefers to remain anony-
mous. Members of the Legacy Society receive
invitations to special events and their names
are included as a member (or anonymous, if so
desired) in special HNU publications.
Thank you, Maura and Derril, for your
ongoing loyalty and support of Holy Names
now and in perpetuity with your legacy gift.
Your commitment and ‘will to win’ ensures
that the University maintains its advantage
in this world of greater competition in higher
education.
We invite alumni and friends to help HNU
meet the challenge that will ensure a new
generation of students will be fully prepared
to enter into the world they have inherited
and to change it for the better. YOU can help
us reach our strategic goal of $1million in
new planned gift commitments.
Focus on
Scholarships from Bequests
During the summer 2009 we received word that two very loyal alumnae, Mona McDaniel ’37 and Virginia Robles
’88, had made provisions in their estate plans for Holy Names University to receive funds for establishing scholarships. As
you can imagine, this is exceedingly welcome news for all of us and particularly for our students who depend on additional
assistance to receive a quality Holy Names education.
Mona McDaniel graduated from Holy Names High School in 1933—the same year her father died. She was always grateful
to the Sisters of the Holy Names who helped her transition to College of the Holy Names, where she received her BA in nurs-
ing in 1937. Mona was indoctrinated as a Navy Nurse in March 1942 and, following an extensive career as a nurse through-
out the United States and abroad, Mona retired to Las Vegas in 1969. Mona’s will established a foundation that will distribute
funds annually to Holy Names University for nursing scholarships.
Virginia Robles, a native of Oakland, was a longtime supporter of liberal and humanitarian organizations. A member of
the United Nations for 49 years, she was working in the city when President Harry Truman came to San Francisco to sign
the UN charter in June 1945. Virginia worked for the San Francisco office of the State of California for 40 years. Following
retirement, she entered the WECO program at Holy Names and graduated with a BA in Humanistic Studies in 1988. Rec-
ognizing the importance of a college degree, Virginia named Holy Names University as one of the beneficiaries of her estate.
Half of her gift is designated for scholarships and half for unrestricted use by the University.

Thank You Mona and Virginia, for so generously remembering your alma mater.

Focus on
Choosing a Will or a Living Trust “What is the difference
Which Estate Planning Vehicle Is Right For You? between a will and a trust?”
What is a will?
A will is a document that is effective only at the death of the person who created the
will (the testator). In its most basic form, a will allows the testator to:
• Name the beneficiaries that will receive assets at the testator’s death Fatima Brunson Evans
• Nominate guardian(s) to care for minor children and manage their financial affairs Partner, Fitzgerald
Abbott & Beardsley LLP
• Nominate an executor to manage the estate at death and handle the probate proceedings
What is a revocable living trust or living trust?
A revocable living trust is a written agreement between the person who creates the trust (the settlor) and the person who
agrees to manage the assets held in the trust (the trustee). A revocable living trust provides for the management of assets
held by the trust while the settlor is living and dictates who is to receive those assets upon the death of the settlor.

Advantages and Disadvantages

Wills Revocable Living Trusts
Filed with the appropriate court and commences after Offers more privacy than a will and operates during the
death. The will and decedent’s assets become a matter of settlor’s lifetime as well as at death.
public record.
Probate is a court supervised process, and can be time Designed to operate without the assistance of a court,
consuming and involve delays. avoiding probate expenses and delays.
The executor and executor’s attorney are entitled to Requires ongoing management of the estate by a trustee
compensation based on the size of the decedent’s estate. until termination. The trustee’s fee is often less than
probate fees.
This is excerpted from a larger article on choosing between wills and trusts. If you would like the full article, please send an email to fevans@fablaw.com.

2
How to Arrange Gifts
through the Marie-Rose
Durocher Legacy Society
• A bequest in a will, or a designation of Holy Names University as a benefi-
ciary in a living trust, insurance policy, IRA, Keogh, 401-K or profit sharing
plan.
• The establishment of a highly tax-advantaged trust (for example, a Charitable
Remainder Trust or Charitable Remainder Unitrust) providing income to
family and friends during their lives and the principal to Holy Names at their
death. Such a trust may also be set up so that income goes to the University
and the principal goes to your heirs.
• A gift of real estate entitles you to an income tax deduction for the property’s
full appraised fair market value. Almost any marketable real estate is suitable
for a charitable gift, including personal residences. Unencumbered property is
preferable and generates the greatest tax benefit.
• A contribution to the Holy Names University Pooled Income Fund which
provides income to beneficiaries, you or others you name, with the principal
left to Holy Names at the death of the beneficiaries.

Focus on
New Partnerships
In Fall 2008 Dav Cvitkovic and Carol Sellman, snjm from the HNU 1221 Broadway, 21st Floor
Office of Institutional Advancement met with representatives from Cali- Oakland, CA 94612
510.451.3300
fornia Bank and Trust, Contango Capital Advisors, and Fitzgerald Ab-
bott & Beardsley at the behest of Steve Borg ’86, Senior Vice President &
Corporate Marketing Director of California Bank and Trust. Contango
Capital Advisors, located in Berkeley, California, offers comprehensive trust
and estate planning services. Fitzgerald Abbott & Beardsley is the oldest
400 Twentieth Street
law firm in continuous existence in the East Bay area and one of the oldest Oakland, CA 94612
firms in California. We will be working with Contango, FAB, and Califor- 510.419.1800
nia Bank and Trust to provide the most up-to-date and timely information
as you prepare or revise your estate plans. Please see contact information at
the end of this newsletter.

1608 Fourth Street

Berkeley, CA 94710
510.558.6000

3
Marie-Rose Durocher Legacy Society
Holy Names University is honored to acknowledge those who, with special generosity and foresight, have included Holy
Names University in their estate plans. Legacy Society members include individuals and families who have created a provision
in their estate plans to benefit Holy Names University and who have informed the University of their commitment.
If you have included Holy Names University in your estate plans and would like to be listed as a member of the Marie-Rose
Durocher Legacy Society, please contact Carol Sellman, snjm, Director of Planned Giving. If you prefer not to be listed, we
will respect your wishes to remain anonymous, and would welcome the opportunity to thank you for your generosity.

Agnes Vinson Anderson ’46 Grace N. Heisler † Betty Powell †

Mary Vinson Anderson ’44
Anonymous (9)
Maria Elena Armanino-Lawbaugh ’63
Rose Batori Bertolero ’38 †
Gertrude Blackstock ’32 †
Steven Borg ’86 and
Betsy Fabro-Borg ’86
Lucillia Bezerra Boyd ’42
Kathryn Wrona Brooks ’70
Fannie Garrett Brown ’69 †
Anthony and
Andrea Brearcliffe Bryant ’60
Dorothy Walsh Buckley ’33 †
Norma Caldera Cabral ’42
Ross and Lillian Cadenasso
LoEtta Fredinburg Cadman ’57
Claire McAleer Canning ’48
Mary Ruth Carleton
Gene † and Edith Carney †
Carmelo Carone †
Vernon and Barbara Fahey Chase ’56
Kathleen Agnes Connelly ’64
Flo Ann Hackim Connors ’46
John W. and
Mary McDonald Coykendall ’48
John N. † and Rosalyn M. Demling †
Lucina A. Dineen †
Marguerite Cunningham Dobbins ’31 †
Eva Lohmann Dodd ’48 †
Cari Dominguez
Nancy Langan Edmonds ’51 †
Patricia W. Engstrom †
Dawn Evans Erdelatz ’50 †
Wyn Ernest
Helen Trahan Farschon ’65
Rita M. Felix ’62
John J. and Anne Sanchez Fleming ’59
Dr. Joyce Galeno ’53 †
Mabel W. Goode †
Elana Hunter Hall ’60
Rosemary N. Hallum
Mary B. Harley †
Shirlese Hayes ’96
Jeanne Poe Henderson ’62
Geraldine T. Hobgood ’48
Linda Bellini Howson ’64
Jean L. Hunter
Mary Louise Hynes †
Dr. Elinor R. Ives ’25 †
Lois Akers Johnson ’53
Wesley L. Jones and Martha Frank-Jones
Mary M. Joyce ’58
Maura E. Kelly Koberlein ’84 and
Derril L. Koberlein ’84
Olive S. Kinley †
Inger Marie Kroman ’32 †
Don and Charlene Robbins Kunitz ’83
Patrick H. † and
Iris Montano Leonard ’33 †
David E. and Nadine Burrell Lipson
James Loebl †
Rock † and Jane Gilmer Logan
Marty Loquvam †
Aileen Mackie ’64
Alice Macrae ’37 †
Cornell C. Maier
Sharon Hawn Mata ’67 †
Marna Maynard ’56 †
Lu McCabe ’50 †
Mona McDaniel †
Neil and Barbara McDaniel ’96
Howard † and June Hardy McFaul ’44
Patricia McGuigan ’54
Eva Rita McLean ’50 †
Margaret Mealey ’33 †
Jani MacGregor Medeiros ’83
Sandra Marian Miraglia ’63
Loretta Connors Morgan ’39 †
Joseph † and Sheila Perkins Moura ’51
Eileenmarie Bay Mueller ’43 †
Kathrine L. Butterfield Murphy ’67 †
Maxine Murray †
Mary K. O’Leary ’38
A. Kathleen Oliver ’61
Frances Hart Cummings Paganini ’74
Frank † and Eldora Perry Peters ’40 †
Mary Ann Bareilles Stainback Quittman ’55
Ann Leary Ragus ’29 †
Rashaun Raymond
Ann Reynolds
Virginia Robles ’88 †
Louise † and Ron Rosequist
Irene Sargent †
Patricia Johnson Savage ’69
Gary J. and Joan Corey Semonella ’67
Albert T. Shine, Jr. †
Shirley L. Silvani ’55 †
Loretta Reilly Smith ’87
Elizabeth Anne Sousa ’42 †
Robert Summers †
Robert and Lorena Fragley Thorup ’51 †
Mary Tigh ’55
Theresa V. Towey ’55 †
Cecelia Tutt ’62
Gerald and Donna Erickson Vercesi ’68
Vivien Fiske Wake ’89
Carolyn Wall
Dolores Meader Walters ’51
Barbara Church Wickhorst ’49
Beth Noia Wiseman ’48 †
Richard J. Woodward, Jr. †
Michael ’86 and Diane Zumbrunnen
† Deceased
Office of Planned Giving
Sr. Carol Sellman:
Director of Planned Giving
phone: 510-436-1265
email: sellman@hnu.edu
Dav Cvitkovic:
Vice President for Institutional
Advancement
phone: 510-436-1198
email: cvitkovic@hnu.edu