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August 23, 2011 Mr. Feliciano C. Tongol Executive Vice President Rural Bank Of Sta. Ignacia, Inc.

Through: Ms. Jocelyn S. Turla Human Resource Department Dear Sir: It is with deep regret that I need to tender my resignation effective September 23, 2011. I have tremendously enjoyed my stint as a loan specialist and subsequently as teller at your good company. I am also grateful that I was allowed to take this position. It is with remorse and sadness that I am leaving the company. The past 3 years and 9 months of employment within your firm has given me opportunities to grow both professionally and personally. I intend to go back to school and concentrate with my studies. Doing this will help me diversify career options and will allow me career advancement. Without this exposure, I will never realize the value of good education, and for this I am forever grateful to the company. Thank you for trusting in me and for continuously motivating me in my endeavours. I have learned the importance of discipline and hard work through working experiences. I believe that the companys productivity will not be affected at all with my resignation because you have the best people serving your clients. Again, thank you very much and more power to Rural Bank of Sta. Ignacia, Inc.!

Sincerely, Ray Anthony R. Rilveria Copy Furnished: Jocelyn S. Turla

August 23, 2011 Mrs. Margarita A. Pablo Senior Manager Rural Bank of Sta. Ignacia, Inc.

Dear Madam: It is with deep regret that I need to tender my resignation effective September 23, 2011. I have tremendously enjoyed my stint as a loan specialist and subsequently as teller at your good company. I am also grateful that I was allowed to take this position. It is with remorse and sadness that I am leaving the company. The past 3 years and 9 months of employment within your firm has given me opportunities to grow both professionally and personally. I intend to go back to school and concentrate with my studies. Doing this will help me diversify career options and will allow me career advancement. Without this exposure, I will never realize the value of good education, and for this I am forever grateful to the company. Thank you for trusting in me and for continuously motivating me in my endeavours. I have learned the importance of discipline and hard work through working experiences. I believe that the companys productivity will not be affected at all with my resignation because you have the best people serving your clients. Again, thank you very much and more power to Rural Bank of Sta. Ignacia, Inc.!

Sincerely, Ray Anthony R. Rilveria

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