[1st Name First: Last] c/o [Clients Address] [Clients City, St, Zip] Non domestic without the US

Affidavit of Obligation Commercial Lien (This is a verified plain statement of fact) Non Negotiable Private Contract

A Security (15 USC) A USSEC Tracer Flag Not a point of Law

Acceptance-Contract-No. [1ST INITIALS]-[DATE AOCL]-02 Cert. Mail # [Cert# AOCL] [date AOCL] Maxims: All men and women know that the foundation of law and commerce exists in the telling of truth, the whole truth, and nothing but the truth. Truth as a valid statement of reality is sovereign in commerce. An unrebutted affidavit stands as truth in commerce. An unrebutted affidavit is acted upon as the judgment in commerce. Guaranteed All men shall have a remedy by the due course of law. If a remedy does not exist, or if the existing remedy has been subverted, then one may create a remedy for them-selves and endow it with credibility by expressing it in their affidavit. (Ignorance of the law might be as excuse, but it is not a, valid reason for the commission of a crime when the law is easily and readily available to anyone making a reasonable effort to study the law.) All corporate government is based upon Commercial Affidavits, Commercial Liens and Commercial Distresses; hence, governments cannot exercise the power to expunge commercial processes. The Legitimate Political Power of a corporate entity is absolutely dependent upon its possession of Commercial Bonds against Public Hazard, because no bond means any responsibility, means no power of Official signature, means no real corporate political power, and means no privilege to operate statutes as the corporate vehicle. The Corporate Legal Power is secondary to Commercial Guarantors. Case law is not a responsible substitute for a Bond. Municipal corporations which include cities, counties, states and national governments have no commercial reality without bonding of the entity, its vehicle (statutes), and its effects (the execution of its rulings). Except for a Jury, it is also a fatal offense for any person, even a Judge, to impair or to expunge, without a CounterAffidavit, any Affidavit or any commercial process based upon an Affidavit. Judicial non jury commercial judgments and orders originate from a limited liability entity called a municipal corporation, hence must be reinforced by a Commercial Affidavit and a Commercial Liability Bond. A foreclosure by a summary judgment (non-jury) without a commercial bond is a violation of commercial law. Governments cannot make unbounded rulings or statutes which control commerce, free enterprise citizens, or sole proprietorships without suspending commerce by a general declaration of martial law. It is tax fraud to use Courts to settle a dispute/controversy which could be settled peacefully outside of or without the Court. An official (officer of the court, policeman, etc.) must demonstrate that he/she is individually bonded in order to use a summary process. An official who impairs, debauches, voids or abridges an obligation of contract or the effect of a commercial lien without proper cause, becomes a lien debtor and his/her property becomes forfeited as the pledge to secure the lien. Pound breach (breach of impoundment) and rescue is a felony.
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It is against the law for a Judge to summarily remove, dismiss, dissolve or diminish a Commercial Lien. Only the Lien Claimant or a Jury can dissolve a commercial lien. Notice to agent is notice to principal; notice to principal is notice to agent. PUBLIC HAZARD BONDING OF CORPORATE AGENTS All officials are required by federal, state, and municipal law to provide the name, address and telephone number of their public hazard and malpractice bonding company and the policy number of the bond and, if required, a copy of the policy describing the bonding coverage of their specific job performance. Failure to provide this information constitutes corporate and limited liability insurance fraud (15 USC) and is prim-a-facie evidence and grounds to impose a lien upon the official personally to secure their public oath and service of office. For the Corporations, entitled UNITED STAES OF AMERICA, UNITED STATES, STATE OF CALIFORNIA, [BANK], and above named, herein Debtors, are Bankrupt and must operate pursuant to House Joint-Resolution 192, June 5, 1933. The above corporations have been using the credit of Creditor since Secured-Party birth, [1st B/D], without remuneration for the Creditor. For this Affiant is by Secured-Party, superior claimant, holder in due course, and principal creditor having a registered priority lien hold interest to all property held in the name of [1st NAME], organization-No.XXX-XX-[1st SS# 4 digits], evidenced by UCC-1 Financing Statement-No.[SP SOS file # 1ST ] filed with the Secretary of State of the State of California and with the [County] County Record No. [1st County Record #] where the following exhibits were file: EXHIBIT A SECURITY AGREEMENT; EXHIBIT B POWER OF ATTORNEY; EXHIBIT C NOTICE OF COPYRIGHT/TRADENAME and EXHIBIT D HOLD HARMLESS AND INDEMNITY AGREEMENT. Parties: FROM: [1st Name First: Last] c/o [Clients Address] [Clients City, St, Zip] [ ] hereinafter referred to as Borrower TO: Respondent-Debtors [BANK CEO], PRESIDENT AND CEO, dba [BANK] [BANK Address] [BANK City/State] [BANK zip] hereinafter referred to as Lender DATE: [date AOCL] VIA: [Cert# AOCL] RE: Loan Account #[LOAN #], executed on [DT date] (hereinafter Loan) for real estate commonly Known as: [Subject Address] Capacity of the Parties I, [1st Name First: Last], by the special visit and not General-Appearance, I, am an Agent for the [1 NAME], st with the Power-of-Attorney in the Fact for the Representation for the [1 NAME], in all Commercial-Affairs. I st am of the Legal-Age [1 Name First: Last], am competent for the stating in these Matters set-Forth herewith, have Personal-First-hand-knowledge of the Facts of this Statement herein, have Full-Subject-Matter-Jurisdiction, everything of this Statement is the Truth, for the Whole-Truth, and nothing but the truth under the Pains and Penalties of the Perjury.
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st

Equality under the Law is by PARAMONT and MANDATORY by the Law. I, [1st Name First: Last], is Competent for the handling of the [1st Name First: Last], Own Affairs. No one has been licensed for the Making of a LegalDetermination of the Secured-Party. ANYONE who by Assumes or Presumes of having of the right for the Making of the Legal-Determination of the [1st NAME],

and/or [1st Name First: Last], is hereby FIRED. There will be NO THIRD-PARTIES-ALLOWED.
For a LAWFUL-CONTRACT has by (1) Offer; (2) Consideration; (3) Acceptance by all Parties for the Contract and; (4) For the Signatures by all Parties of the involvement with the Contract. Only the Parties signing the Contract can participate in the discussion of this Contract. For the Full-Disclosure about this CONTRACT is by imperative. For a Matter must be expressed for being resolved. In the commerce, Truth is by Sovereign. Truth is by the expression in the form of an Affidavit not rebutted stands as Truth in the Commerce. For an Affidavit not rebutted, after Thirty (30) days, becomes the judgment in the commerce. For a Truth-Affidavit, under the Commercial-Law, can only be satisfied: by the Truth-Affidavit rebuttal, by the Payment, by the Agreement, by the Resolution, or by the Common-Law-Rules, by a jury. I, [1st Name First: Last], entered under Contract with [DT BANK] now [BANK] as assignee, on [DT date] with the Deed of Trust-Doc-No.[DT #], Loan-No.[LOAN #], and [County] County Recording No.[DT #], in the State of California, with the understanding that the [DT BANK] Loaned Money by their Creditors and I have become to understand the Banking System that the Banks did not Loan Money that the Banks Created the money out of thin air and I became to understand that there is no Money in the UNITED STATES only Federal reserve Notes and Notes are Promise to Pay and is not Payment to the So Called Creditors; United States Supreme Court has ruled time and again, against banking institutions that lend credit; federal and state laws allow banks to lend money not credit, In the federal courts, it is well settled that a national bank has no power to lend its credit to another by becoming surety, endorser, or guarantor for him/her I, [1st Name First: Last], Believe that Fraud has been Committed and I here by seek Damages by this Fraud and Swindle Extortion of Rights, Obstruction of Justice under Fraud, Racketeering, Deprivation of rights, Conspiracy, Extortion of Money, Land Piracy. Notice: For the Acceptance for Value of the [DT BANK] now [BANK] as assignee Deed of Trust-Doc-No.[DT #], Loan-No.[LOAN #], and Notice for the Acceptance for Value of the Note-No.[LOAN #] by the [DT BANK] now [BANK] as assignee, Allegations: must be answered of its Entirety below and Attachments of the Affidavit of the loan Agreement, Full Disclosure of Loan Agreement and Request for Admissions: Notice and Demand To: [BANK CEO], PRESIDENT AND CEO, dba [BANK]

I am the Secured Party and authorized to speak for and respond on behalf of the Debtor. This is ACTUAL NOTICE and DEMAND that [BANK CEO], PRESIDENT AND CEO, dba [BANK] as assignee for [DT BANK] do one of the two following steps: A. Present a written certified statement that the money loaned to the Debtor as detailed on the Attached Statement was loaned from assets of investors and depositors and not credit. OR
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B. Written, Certified Proof of the cancellation of all the related computer generated bookkeeping entries associated with the above account. Failure on your part to cancel these computer records or any action by [BANK CEO], PRESIDENT AND CEO, dba [BANK] or agents to collect on this account will result in immediate reprisal. This action is being taken and this refusal is made timely and for cause, pursuant to UCC 3-501 refusal fro Cause without Dishonor; wests Ann, Cal. Com. Code, Sub. Sec.3501. UCC 3-501 states: Without dishonoring the instrument the party to whom presentation is made may (i) return the instrument for lack of necessary endorsement, or (ii) refuse payment or acceptance for failure of the presentment to comply with the terms of the instrument, an agreement of the parties, or to other applicable law or rule. The Reasons for try refusal are as follows: Proof of Claim In the Matter Of: The Monetary Conditions Within the State of California ~To Pay Debts At Law And Enter Into Contracts Pertaining to the Sovereign Individual and Private Secured Party. I seek Proof of Claim in the nature of discovery, under the State Public Records Law in exhausting my private administrative remedy from your Office within the [BANK] as to Discharge and Off Set, the monetary status as, the National Emergency, the applicability of the State Constitution over the undersigned. Sovereign and Private Secured Party, Exempt from Levy, and as it may relate to the States Private Corporate rules, as it applies to commerce and business as to No lawful money of account exists and only Fiat Money exists in circulation for the discharge or offset of debt. Therefore, in order to protect secured interests (Sweat Equity), to reserve the right of remedy recourse and subrogation, and in order to maintain the honor of the named PRIVATE DISCHARGING AND OFF SETTING, i.e.,. I conditionally accept for value that the same operates upon me, the undersigned, and predicated upon requested proof of claim. As necessary, the Proof(s) of Claim are enumerated and must be answered of its Entirety below and Attachments of the Affidavit of the Loan Agreement, Full Disclosure of Loan Agreement and Request for Admissions: 1. Proof of Claim: that the [BANK] does not operate under the U.S. Bankruptcy confirmed on June 5, 1933 (see Senate Report No. 93-549, codified at 12 U.S.C.A. 95a) also known as the National Emergency. (See: Executive Proclamation No. 3972). Proof of Claim: that the U.S. Bankruptcy did not impair the obligations and considerations of contracts through the Joint Resolution To suspend The God Standard and Abrogate the Gold Clause, June 5, 1933 as it may operate within the [BANK]. Proof of Claim: that the U.S. Bankruptcy/National Emergency has been terminated and does not operate within The or This State/STATE and that lawful constitutional money has been reinstated and is in circulation to allow the undersigned to pay debts at law. Proof of Claim: that within the [BANK] all State Banks are not under the direction and control of the corporate Governor of the International Monetary Fund (See: Public Law 94-564). Proof of Claim: that the [BANK] by becoming a corporation (see: 22 U.S.C.A. 286e) did not lay down its sovereignty and take on the character] that of a private citizen and that it can exercise no power, which is not derived from the corporate charter. (See: The Bank of the United States vs. Planters Bank of Georgia, 6 L. Ed. (9 Wheat) 244). Proof of Claim: that no fraud exists with any contract with the [BANK] (implied or otherwise) wherein the undersigned as a signatory party did have a meeting of the minds in respect to such contracts, Bank
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2.

3.

4. 5.

6.

Loan with full disclosure provided, all terms and conditions openly negotiated and mutually agreed upon and all unalienable and inalienable Rights and Constitutional protections in control of a republican form of government were willingly and knowingly waived. 7. Proof of Claim: that within the [BANK] the use of a (federal reserve) Note is not only a promise to pay (See: Fidelity Savings vs. Grimes, 131P2d894), but that in being legal tender (federal reserve) notes are good and lawful money of the United States (See: Rains vs. State, 226 S.W. 189). Proof of Claim: that within the [BANK] Federal Reserve Notes are not valueless (See: IRS Codes Section 1.1001-1 (4657) C.C.H.) and that the giving of a note does constitute payment. (See: Echart vs. Commissioners C.C.A. 42 Fd2d 158). Proof of Claim: that within the [BANK] (federal reserve) Notes do operate as payment in the absence of an agreement that they shall constitute payment. (See: Blachhe/shear Mfg. Co. vs. Harrell, 12 S.E. 2d 766).

8.

9.

10. Proof of Claim: that the undersigned secured party does have access to lawful money of account to enter into any lawful contract and to pay debts at law without becoming a tort feasor. 11. Proof of Claim: that a judgment for money must specify, the amount in words or figures with some mark or character to indicate what they represent figures in the absence of dollar marks are void. (See: re Boyd (D.C. Or.) F.C as. 1746 Hunter Glover Co. vs. Harvey Steel 3 F2d 634) 12. Prof of Claim: that the [BANK] did not adopt in some capacity the Uniform Commercial Code and that all transactions included but not limited to courts are governed under the UCC and/or the Negotiable Instrument Law as designed, to cover commercial paper, which IS currency. (La. Stat. Ann.-R.S.. 71 et seq. LSA-C.C. Art. 2139). 13. Proof of Claim: that within the [BANK] Bank Loan or Mortgage cannot be discharged in light of the facts (in support of the above Proofs of Claim) that no lawful money (backed by gold or silver) exists within the State of California as all actions and judgments are laid against corporate fictions. 14. Proof of Claim: that under the Negotiable Instrument Law, commercial Paper, but not limited to Bills of Exchange are not money (currency) in respect to the National Emergency and the Uniform Commercial Code and are to be accepted to discharge debt. (See: Bank One vs. Ward Case #201-31518 CICI Volusia County Court). 15. Proof of Claim: that any fine, fee, tax, debt, judgment or claim coming form out side or inside the [BANK] public or private, cannot be discharged in the same manner, via commercial paper, i.e. Bill of Exchange, Notes, Bonds etc. 16. Proof of Claim: that the undersigned cannot accept for value any public or private presentment/invoice for fine, fee, tax, debt or judgment and discharge the same with a Bill of Exchange or other commercial paper as necessary to carry on commerce. 17. Proof of Claim: that the [BANK] responsibility law is not misapplication of the statute (Banking-Law) and as such, the undersigned, as secured party/creditor cannot discharge any Bank Loan due to the U.S. Bankruptcy and other acts, with any appropriate commercial paper, Bill of Exchange, Check on a closed account, Notes, Bonds, etc. Please understand that while I may want to subject myself to the private corporate rules of a [BANK] corporation and subject myself, in light of the fact of the States participation within the U.S. Bankruptcy and the National Emergency, I can do so only upon your official response by providing Proof of Claim in the nature of what constitutes payment at law within the [BANK].
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Therefore, not being noticed of an agreement between the [BANK] and the undersigned Private secured Party as to what constitutes lawful payment, presumption is that my remedy in any commercial matter including Demand Letters, Invoices, Presentments, Judgments or any other quasi-money demands for payment, and court judgments may only be Accepted for Value and discharged by commercial paper, i.e., Bill of Exchange, etc. to allow the setoff/adjustment and exchange of the credit (the discharge) to allow the account to be adjusted (to 0) by and through the exercise of the remedy provided by congress via HJR-192, to discharge debts dollar for dollar. As such, [BANK CEO], PRESIDENT AND CEO, dba [BANK] having superior knowledge of these matters and access to the proof, can provide such proofs of claim to the points raised herein above to inform the undersigned on how Petitioner can lawfully pay debt(s) at law including fines, fees, taxes, judgments and enter into any lawful contracts including binds, hold, and obliges, under bond, through this Private bond, that all obligations of debt, including but not limited to, Payment, Satisfaction and Discharge of all Debts, Charges, Fees, Interest, Bills, Taxes, and related obligations of Contract(s) and/or Performance(s), implied, stated or documented, whether by commercial Instrument(s), Negotiable Instruments(s), and/or Non-Negotiable Instrument(s), wherein this Private Indemnity Bond is referenced, by Name and/or Number, as the method of Payment, Discharge, or satisfaction, whether by commitment, Guarantee, Statement, or Warranty and wherein such Instrument(s) are duly authorized by this Creditor through Signature and/or Seal or Contract, implied or stated, such instrument(s)/ Obligation(s), whether such instrument or Obligation is on behalf of the [BANK] with real money (having real value) and not be tricked into becoming a tort feasor. (See: Article I, X U.S. Constitution). Other wise, the undersigned must ask, What is my remedy? The undersigned respectfully requests that [BANK CEO], PRESIDENT AND CEO, dba [BANK], reply within (21) days to provide Proof of Claim for the above to both to the undersigned and to the Notarys address below. A non-response and or failure to provide the requested Proof of Claim will constitute agreement by [BANK CEO], PRESIDENT AND CEO, dba [BANK] as the [BANK] that the undersigned being the Secured party/Creditor, and exercise the remedy provided by congress via HJR-192, that is, to discharge all insurance/liability debt(s) and judgments dollar for dollar with a draft, time draft, or bill of Exchange, under necessity due to State of Californias participation in the U.S. Bankruptcy and the National Emergency as referred above, and therein establish by private-issue Whereas, the Creditor, [1st Name First: Last], desiring to maintain the Honorable and Lawful standing of associated commercial transactions herein declares, binds, hold, and obliges, under bond, through this Private bond, that all obligations of debt, including but not limited to, Payment, Satisfaction and Discharge of all Debts, Charges, Fees, Interest, Bills Taxes, and related obligations of Contract(s) and/or Performance(s), implied, stated or documented, whether by commercial Instrument(s), Negotiable Instrument(s), and/or Non-Negotiable Instrument(s), wherein this Private Indemnity Bond is referenced, by Name and/or Number, as the method of Payment, Discharge, or Satisfaction, whether by commitment, Guarantee, Statement, or Warranty and wherein such Instrument(s) are duly authorized by this Creditor through Signature and/or Seal or Contract, implied or stated, such Instrument(s)/Obligation(s), whether such Instrument or Obligation is on behalf of the [BANK], using the registered UCC-1 number provided by the California Secretary of State and will carry [copies of] the same for any and all foreseeable practical purposes. The United States Supreme court has ruled time and again, against banking institutions that lend credit; federal and state laws allow banks to lend money not credit, in the federal courts, it is well settled that a national bank has no power to lend its credit to another by becoming surety, endorser, or guarantor for him. Farmers and miners Bank v. Bluefield Natl Bank 11F 2d 83, 271 U.S. 669, California Bank v. Kennedy 167 U.S. 362, 367; Concord Bank v. Hawkins, 174 U.S. 364; and As a courtesy will furnish copies of the afore mentioned privately-issued documentation on completion of this process, at which time any state property pertaining to this instant matter will be returned and likewise, I would appreciate the return of my property [BANK] may have under your authority and pertaining to this instant matter. The following text is found on the document that originated the funds for the loan in the first place through the UCC FINANCING STATEMENT. (Filed on or about [NOTE date] # to be supplied, Tracer flag may be located at the California Secretary of State under Named debtor heading [DT BANK CEO], dba [DT BANK].)
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THE FOLLOWING PROPERTY i.e. NOTE RECEIVABLE IS HEREBY RECORDED INTO THE COMMERCIAL REGISTRY BY THE ISSUER / MAKER / DRAWER / ORIGINATOR / GRANTOR. THE SECURE PARTY/BAILOR CLAIMS & RESERVES ALL RITHTS, TITLE, PRODUCTS, PROCEEDS; INCLUDING ALL PROCEEDS FROM THE SERVICING AND POOLING AGREEMENT AS THIRD PARTY BENEFICIARY; ALL INTEREST, (INCLUDING THE INSTRUMENT ITSELF ( CAL. COMM. CODE. 3306)) AND IN (THE ORIGINAL NOTE: $[NOTE amount], [Name 1st owner] and [Name 2nd owner], [NOTE date]. THE SECURED PARTY/BAILOR ASSERTS A CLAIM TO THE ABOVE DESCRIBED COLLATERAL WHICH REMAINS THE ASSET (NOTE RECEIVABLE) OF THE SECURED CREDITOR/PARTY 9 (UCC 8-106). SECURED PARTY/BALIOR RETAINS RIGHTS OF AN ENTITLED HOLDER (8-102(7)) WITH CLAIMS IN RECOUPMENT AND DEFENSES EXPLICITYLY RESERVED, SAID NOTE HAS BEEN DEPOSITED (NOT TRANSFERRED) with [DT BANK]. Which is acting as fiduciary and BAILEE as evidenced by this Financing Statement. My signature is on file and the acknowledgement has been forward to the banks Chief Financial Officer listed on the document. I have 30 violations that were found in the UCC Financial Statement filed by the lender when the loan was originated. This is public information found with the Secretary of State of California and [County] county and they are as follow: 1. Identity Theft 2. Copyright/Tradename use 3. Process documents on my behalf without my consent through the form UCC Financial Statement and UCC Financial Statement ADDENDUM by registering me as a Secured Party and registering the bank as a Debtor for the subject property. 4. Opened a Treasury Direct Account to discharge the value of the property and fund the loan. Use multiple times. 5. Registered me as a Secured Party with government agencies without my consent and authorization. 6. Prepare and file legal documents on my behalf without my consent and authorization and in absence before the notary public. 7. My signature was forged before a notary public that served as a witness for the lender without me being present. 8. Prepare documents and notarized on my behalf for the Department of the Treasury, as the beneficiary. 9. Using a UCC1 as collateral to eliminate debt and maintain for life the lien on the property, recording it with the county where the property is located and with the Secretary of State of California. 10. Violating my mail, because everything is filled out with my name as Secured Party. My name is under the acknowledgement mailing recipient but the address showing on the UCC does not belong to me. I never received notification of the existence of these documents and I never signed a UCC to provide benefits to a third party. 11. Make use of my name to open and publish information on the property with public sectors. 12. Making improper use of copyright of my name to benefit third parties, in relation to the name ownership or other relationship with the above described. 13. Register documents on my behalf with my name with the CONTRACT ASSOCIATION OF LAND OWNERS. 14. Notarized documents on my behalf with my name with the CONTRACT ASSOCIATION OF LAND OWNERS without me signing or without my consent. 15. Signed documents on my behalf by forging my signature with the CONTRACT ASSOCIATION OF LAND OWNERS. 16. The bank has not lend me money (dollars), so cant collect interest, it is against the law. 17. The bank has downloaded or discharged the total debt of the property under my name with my personal Contract Trust Account without my consent or without me being notified, under section 25 or 25 (a)[1] of the FEDERAL RESERVE ACT (one million dollars or 30 years in prison, or both, if not exceed $1,000, or more in one year. 18. Any amount that exceeds the amount of zero dollars paid to the bank brings as a result that I was damaged and harmed by the bank, in other words I am being ripped off. 19. Therefore, each dollar paid by law, is considered as real damage.
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20. Therefore by law, I must be compensated four times the real damages as compensatory damages, the entire amount is assumed as actual damages. On the other hand the bank should pay punitive damages if this case is not settle out-side of court. I must be compensated 200 times for compensatory damages if my attorney takes this matter before a judge. 21. As a result when I paid the bank and there was no benefit in return, then the bank has stolen. 22. If the property has already been paid in full, I am requesting under oath, all documents showing the bank as owner with the right to collect taxes and the total amount of the loan equal or greater than the current market value of this property. 23. I am requesting the lender to stipulate via affidavit that they are in fact the Creditor in this loan and that I truly owe them money. A Creditor needs to show true double entry accounting debits of the loss as a result of the issuance of the loan to me according to the Generally Accepted Accounting Principles. 24. I am requesting a revision of all accounting records that show where the funds being questioned were assigned through the banks FIDUCIARY TAX ESTIMATE AND FIDUCIARY TAX RETURN. 25. It is a federal crime to use my signature notarized documents to certify or document the benefit of third parties. 26. I may request an investigation and appear before the court to bring forward the notaries of witness under penalty of perjury with the presence of an expert to authenticate the signatures on each of the documents and the finger prints in the notary book of record. If found guilty they may be prosecuted. 27. I am also requesting individual estimates on the banks taxes and tax returns pertaining to the subject property. 28. Requesting funds on my behalf with the DEPARTMENT OF THE TREASURY without my consent is a fraud. 29. I never gave permission to the bank to write any letters on my behalf as Claimant and Bailors of the loan on the subject property. And I never wrote the letter attached further down in this document. 30. For all of the above described I may apply based on the National Security Law, charges of conspiracy, loan fraud, identity theft, violation of UCC 3-419 and House Joint Resolution 192 of June 5, 1933. The following is an example letter that explains how the lender might of requested the funds with the Department of the Treasury/Federal Reserve on my behalf title RIGTH OF CLAIM AND RECOUPMENT NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO PRINCIPAL IS NOTICE TO AGENT CC. the DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE IN FRESNO CA, 93888-0002. I, [Name 1st owner], Living [1st man/woman] and [Name 2nd owner], Living [2nd man/woman], hereinafter referred to as Claimant, Bailor and Third Party Beneficiary to the Servicing And Pooling Agreement do herein NOTICE Bailee(s) that: THIS IS AN ACUTAL AND CONSTRUCTIVE NOTICE ASN DEMAND to Bailee(s); this NOTICE is being sent to you as notice of CLAIM and RECOUPMENT. This is to inform you that compliance with this notice is not subject to your discretion or acceptance. Compliance is in accordance with Rule 9d F.R.C.P. according to law. A promissory note falls under UCC Art. 3 as a negotiable instrument, and under UCC Articles 8 & 9 as a security. Title 12 CFR 1813 (L)(1) states that when you deposit a promissory note, it becomes a cash item to the bank, the depositor is supposed to receive a receipt for it. To date, Claimant and Bailor has not received a safe-keeping receipt from [DT BANK]. This NOTE was deposited into a transaction account and the credit is entered upon the accounts payable side of the banks ledger (assets)/ there is no Evidence that on the liability side, the note has not been sold intermittently to the Federal Reserve Banks or otherwise collateralized due to the Claimants/Bailors signature. Claimant and Bailor is, therefore, the firs funds transferor and has the right to either the note, a safe-keepings receipt or the cash equivalent and a full statement of account for the SERVICING AND POOLING AGREEMENT 3RD PARTY BENEFICIAL PROCEEDS. THE NOTE IS TO BE RETURNED UNALTERED AND UNCANCELED OR USED TO SETOFF AND DISCHARGE IMMEDIATELY. There is no evidence that you do not have a offsetting liability to me pursuant to FAS 140, 95, G.A.A.P. and Drift Finance Reports (TFR) i.e. FR 2046 Balance Sheet, 1099-OID Reports, S-3/A Registration Statement, 424-B5 Prospectus and RC-S & RC-B call schedules.
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[DT Bank] Claimant and Bailor has no record or evidence that [DT Bank], is not guilty of violation of Title 18 USC Section 656, referencing bank embezzlement for not properly accounting for the NOTE ($[NOTE amount] FACE VALUE) that was DEPOSITED (NOT TRANSFERRED); which is a one million dollar fine and 30 years in prison. And I have no record or evidence to the contrary. Claimant and Bailor believes that the banks charter will clearly reveal and confirm that such acts of concealment, conversion, misrepresentation, etc., constitute an act of ultra vires, so therefore the bank is fully liable for these transgressions, and should have its charter revoked. Claimant and Bailor demands that Bailee(s), Officer(s) of [DT Bank], indicate and transmit to the undersigned claimant and Bailor, the time and place for the redemption/recoupment of the deposited note and all interest accrued while deposited in [DT Bank]. DEFAULT Failure to respond pursuant to this right of claim will comprise your default. Your default will comprise your confession to holding all liability in the aforesaid matter, your stipulation that the above-noted party has exhausted his/her administrative remedy, and your consent to all necessary collection procedures for the forth coming Affidavit of Obligation assessing compensatory and punitive damages and REPORTABLE ON THE BANKS ANNUAL CONTINGENT LIABILITY REPORT. As well, your default will comprise your confession to securities fraud, tax fraud, breach of fiduciary duty, and will be certified and reported to the governor, IRS, comptroller of your state and U.S. COMPTROLLER, and any other agency deemed appropriate. Your default will comprise your agreement to the arrest of your bond, and to the filing of criminal complaints and/or a tort against you. ESTOPPEL BY ACQUIESCENCE: Your Silence or failure to account and promptly arrange for the return of my note, or use it to ledger your account in deficit to a ZERO balance based on the NOTE face value, will comprise your agreement that 18 USC 656 been violated. I have the right of claim to settle and close the above-referenced account UPON PRESENTMENT OF MY ORIGINAL DEPOSITED SECURITY. I trust that you will no trespass on my private right and property. Attachment(s) UCC 1 FINANCING STATEMENT Prepared By GRANTOR/SETTLOR and Third Party Beneficiary (Servicing and Pooling Agreement) Signatures NOTARY JURAT (I was never present to sign this letter in-front of the notary) Note: Administering a Jurat (or taking an Affidavit) A jurat is a specific notary act in which the singer must personally appear before the notary at the time of notarization, swear an oath or affirmation to the notary regarding the truthfulness of the contents within the document and sign the document in front of the notary. NOTE: Title 18 656 Theft, embezzlement, or misapplication by bank officer or employee Whoever, being an officer, director, agent or employee of, or connected in any capacity with any Federal Reserve bank, member bank, depository institution holding company, national bank, insured bank, branch or agency of a foreign bank, or organization operating under section 25 or section 25(a) [1] of the Federal Reserve Act, or a receiver of a national bank, insured bank, branch, agency, or organization or any agent or employee of the receiver, or a Federal Reserve Agent, or an agent or employee of a Federal Reserve Agent or of the Board of Governors of the Federal Reserve System, embezzles, abstracts, purloins or willfully misapplies any of the moneys, funds or credits of such bank, branch, agency, or organization or holding company or any moneys, funds, assets or securities intrusted to the custody or care of such bank, branch, agency, or organization, or holding company or
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to the custody or care of any such agent, officer, director, employee or receiver, shall be fined not more than $1,000.000 or imprisoned not more than 30 years, or both; but if the amount embezzled, abstracted, purloined or misapplied does not exceed $1,000, he shall be fined under this title or imprisoned not more than one year, or both. Notice of conditional-Acceptance and Demand It is hereby requested that in writing that ye provide verification of this alleged debt within the time set certain of 21 days from this date or in Affiant hands by [21 days after AOCL]; the verification of debt is to be as follows: Any Response to this Notice, Declaration and Demand from any Respondent must be in the form of Affidavit, under penalty of perjury, point for point and must be answered of its Entirety, with supporting documentation and mailed to Secured Party and the Notary by the Certified mail. Said Proof of Claims are to be provided for the Following: Secured Party: [1st Name First: Last], C/o [Clients Address] [Clients City, St, Zip] [ ] Notary Public: [Notary] [Notary PO Box] [Notary City, ST, Zip]

[BANK CEO], PRESIDENT AND CEO, dba [BANK] Have Twenty-One (21) Days with which to comply, from receipt of this document, UCC 1-204, unless [BANK CEO], PRESIDENT AND CEO, dba [BANK] request an extension of time in writing. A lack of response on your part means a fault, UCC 1-201 (16), exists and will cause the mailing of a Conditional Acceptance to Contract confirming the agreed upon terms stated above, followed by a Notice of Default and Notary Protest and concluding with the issuance of a Certificate of Dishonor concluded with a Commercial Claim of Lien with copies of the finished privately-issued documents being mailed to the Respondents herein and the appropriate local government offices and finally the return of any state property of the appropriate offices. Thanking [BANK CEO], PRESIDENT AND CEO, dba [BANK] in advance of your cooperation in this matter, Bank Fraud When the Debtor first contracted for this Loan the Debtor was mistakenly led to believe that [BANK] would be loaning money which it received from depositors and/or investors. Now, from investigating Modern Money Mechanics, which is published by the Federal Reserve Bank in Chicago, it has come to my attention and learned that [BANK] created the money loaned by using the Debtors promise to pay to generate computer entries only account. In effect, the bank created money out of thin air and assigned the liability for it to the Debtor. In all of the Debtors transactions with [BANK] there was no notification [BANK] created this money and obligation out of thin air. Now that the Debtor has discovered this fact, the Debtor is prepared to proceed against [BANK] for bank fraud. Such transaction with the Debtor lacks two of the necessary elements of a contract. 1. 2. No meeting of the minds (Full Disclosure) No consideration of Value.

As the Secured Party I am aware that the United States Code, Title 12, section 24, Paragraph 7 confers upon a bank the power to lend its money, not its credit. In first National Bank of Tallapoosa v. Monroe, 135 Ga 614; 69 S.E. 1123 (1911), the court, after citing the statute herefore quoted said, The provisions referred to do not give power to a national bank to guarantee the payment of the obligations of others solely for their benefit, nor is such power incidental of the business of banking. A bank can lend its money not its credit.
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In Howard & Foster Co. V Citizens National Bank of Union, 133 S.C. 202; 130 SE 758, (1927) it was stated, It has been settled beyond controversy that national bank, under federal law, being limited in its power and capacity, cannot lend its credit by guaranteeing the debt of another. All such contracts being entered into by its officers are ultra vires and not binding upon the corporation. See also Merchants Bank of Valdosta v Baird, 160; 17 Lns 526 (1876). Did [BANK] not reveal that it was creating money out of thin air, called bank credit, because to do so would have disclosed that there was no consideration from [BANK] to the Debtor? A lawful consideration must exist and be tendered to support the note. See Anheuser Busch Brewing Co. v Emma Mason, 44 Minn. 318, 46 NW 558 (1890). In short, if there is no Full disclosure and no Consideration., there is no contract. Peonage [BANK] manner of transacting business has made the Debtor a debt slave. This is in violation of the Thirteenth Amendment to the Constitution of the United States, which expressly forbids involuntary servitude. The United States Supreme Court addressed involuntary servitude, also called Peonage, in Clyatt v U.S., 197 U.S. 207, 215-216; 25 S. Ct, 429; 49 L. Ed. 726 (1905), when it stated: Peonage is sometimes classified as voluntary or involuntary, but this implies simply a difference in the mode of origin, but none of the character of the servitude. The one exists where the debtor voluntarily contracts to enter the service of his/her creditor. The other is forced upon the debtor by some provision of law. In addition, [BANK] method of creating money out of thin air and charging interest upon the transaction s a violation of the Biblical Law of just weights and measures. [BANK] is able to create money in moments that will take the Debtor years of labor to pay off. [BANK] has made the Debtor a slave by debt, controlling the Debtors time by loaning bank credit in the place of money. Let the record show that as the Secured Party I no longer consent to accepting [BANK] unlawful demands upon the Debtor for my money. Clearly this manner of conducting business is in direct violation of the laws of God, the laws of contracts, the Constitution of the United States of America, and my rights protected by Congressional legislation. Revocation of Signature By refusing [BANK]s statement in a timely manner according to UCC 3-501, as the Secured Party I hereby revoke my signature on Inc Debtors original application as Presented by the [BANK]. The original application was fraudulent on its face, as it did not provide fill disclosure. The document did not say that [BANK] was going to loan the Debtor bank credit which was created out of thin air. Had [BANK] disclosed that the Debtor was borrowing bank credit, then it would have known that the element of consideration was missing from the Contract. It is a well-established principle of law that the fraud has not statute of limitations and that its presence cancels any agreement. Therefore, as the Secured Party I demand that [BANK CEO], PRESIDENT AND CEO, dba [BANK] cancel the agreement and return to the Debtor every dollar of labor, plus any interest that has ever paid on this unlawful contract. Conspiracy How is it that Bankers have been allowed to cheat the American public for so long? This can only be explained with the knowledge that the federal Reserve Banks are privately owned and operated for profit. For all practical purposes, because of interlocking activities and practices, all banks in this country are in the law, to be treated as one and the same bank, because each bank in the system is obligated to accept the checks of other member banks as if they were issued by that bank. [BANK] has been able to unlawfully transfer the Debtors labor to its balance sheet by entering bookkeeping entries into its computer.
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Notice and Conditions You have Twenty One (21) days from the receipt of this document in which to comply and respond unless [BANK CEO], PRESIDENT AND CEO, dba [BANK] request an extension of time. (UCC 1-204) In that response [BANK CEO], PRESIDENT AND CEO, dba [BANK] must state under oath the following: [BANK] did not create money by loaning its credit and charging interest upon that loan and thus did not violate the law of contracts. [BANK] does not respond within Twenty One (21) days, a default will be created through material misrepresentation, which will vitiate anything that occurred form the time the original contract was entered into until the present. (UCC 1-103) and 1. [BANK CEO], PRESIDENT AND CEO, dba [BANK] does not respond within Twenty One (21) days, Default will be filed in the County of [County] of the State of California on the Real-Property against the [BANK] and [BANK CEO], PRESIDENT AND CEO, dba [BANK] does not respond within Twenty One (21) days, A Non-Judicial Foreclosure will Commence against the [BANK] after Default; and [BANK CEO], PRESIDENT AND CEO, dba [BANK] does not respond within Twenty One (21) days, for the [BANK] has Ninety (90) days for the Cure this Affidavit and Ninety first (91) day against the Trust Deed upon Sale will Commence against [BANK]; and [BANK CEO], PRESIDENT AND CEO, dba [BANK] does not respond within Twenty One (21) days, A New Trustee will be Appointed by the Grantor-Borrower of the Deed of Trust; and [BANK CEO], PRESIDENT AND CEO, dba [BANK] does not respond within Twenty One (21) days, Respondents have fully assented to all the actions as described in the contract and therefore have confessed to the following felonies; Fraud, Fraud and Swindles, Bank Fraud, Extortion, Extortion of Rights, Deprivation of rights, Conspiracy, Larceny, Racketeering, Land Piracy, RICO, and impeding the commerce of the Affiant, and involuntary servitude.

2.

3.

4.

5.

If within twenty One (21) days, [BANK] does not respond to the above and the Attachments under oath or provide the Secured Party with proof of cancellation of this computer-generated debt, the return of Debtors application, and the return of all monies paid to [BANK] since the beginning of our relationship, then as the Secured Party I will seek damages for fraud in the Amount of the $[NOTE $ & real dmgs] and un-certain amount for the Damages and Injuries also Punitive Damages by a Notarial-Protest. The Uniform Commercial Code allows the secured Party to seek the return of all monies paid to [BANK] under this unlawful contract plus triple damages; and NOTICE: is hereby given that Lien Debtors have Twenty One (21) days after receipt of this Affidavit of Obligation to rebut, deny, or otherwise prove invalid the above allegations. Failure to rebut, deny, or otherwise prove any allegation will be construed to be failure to rebut, deny, or otherwise prove all allegations. Ledgering: Ledgering in the instant matter is comprised solely of the value of gold backed currency expended by [1st Name First: Last], and other currencies expended by the [1st Name First: Last], and the labor of the same in the amount of [NOTE $ & real dmgs in words] and no cents ($[NOTE $ & real dmgs]) dollars in functional currency of the United States. Surety: Surety for the value of this Affidavit of Obligation/Commercial Lien is the Real and Personal-Property, its products, proceeds and fixtures. If the value of [NOTE $ & real dmgs in words] and no cents $[NOTE $ & real dmgs] cannot be had by the [1st Name First: Last], Real-Property and/or Personal Property,
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its products, proceeds and fixtures, then the public hazard bonds of Lien Debtors are seized to satisfy any remaining value. I, [1st Name First: Last], certify on my own commercial liability that I have read the above and I have grounds and do know that it is true, correct, and complete, and not misleading, the truth, the whole truth, and nothing but the truth. DEMAND TERMS for Injury and Damages (Compensation) are hereby stated and set certain: True Bill and Accounting A. For Commercial Injuries by the actions of [BANK] the amount set certain is US $[NOTE amount] for the non Check received plus real damages = $[real damages] = Total Amount due $[NOTE $ & real dmgs] if this amount is not met within Ten (10) Days then the amount is to be paid during the time allowed by this Invoice, a penalty of US $[3x real damages] will be added; in addition, both the amount set certain for the Injury and the penalty amount, will bear and begin to accrue interest at Ten (10) percent per annum, also an initial minimum collection fee will be paid by [BANK] or show cause why said demand should not be enforced in a court of record in California and/or Non Judicial Proceeding to Affiant choosing; and B. All Funds Paid to the [BANK] of its conception of the Deed of Trust Contract must be returned of its Entirety in the amount of $[NOTE $ & real dmgs], C. Failure of the Respondents to response to this Conditional Acceptance, of the Invoice accounting constitutes Gross Negligence and Fraud then Respondents are allowing other Criminal-Charges to be Added, Conspiracy, Fraud and swindles etc; and D. Each Respondent has ~21-Days by the Time of this Notice for the delivering of the Funds to the Notary Acceptor or Affiant [1st Name First: Last] ; and E. In the event Respondents does not deliver $[NOTE $ & real dmgs] Plus daily fines for the Affiant as per this Agreement in the Non-Negotiable-Private-Contract, Respondents hereby agrees for the subject for the Involuntary-Bankruptcy-Proceedings on each Party in their Private and Public-Capacity and forfeiture of all your Assets, Proceeds, Products, Accounts, Fixtures, and Orders in the Amount of $[NOTE $ & real dmgs], plus the penalty; and F. In the event Respondents pays this Invoice within Ten (10) days then this Contract Invoice will become void and Affiant will not proceed with the enforcement of the above terms and conditions and G. You may contact [1st Name First: Last] , c/o [clients current address] [ ]. You may send a check to [clients current address] [ ] or pay funds through a wire transfer to the following bank: [Bank Name Acct], Routing No. [Bank Routing #] and Account No. [Bank Acct #] please make the necessary arrangements for payment (acceptance); and H. Failure to timely respond to this formal demand under notary seal within Twenty One (21) calendar days of date of receipt will amount to a dishonor of this demand and a Notice of Dishonor will be issued to the maker and a Default judgment may be entered against [BANK CEO], PRESIDENT AND CEO, dba [BANK]. Or [BANK CEO], PRESIDENT AND CEO, dba [BANK] may make payment to, [1st Name First: Last] [clients current address] [ ] within (21) days of this INVOICE/NOTICE, and NOTICE AND DEMAND there will be the original Note amount plus the real damages due to [1st Name First: Last] , Affiant for a total of $[NOTE $ & real dmgs] caused by [BANK] unwillingness to abide by our Contract and for questionable activities not specified herein at this time. If there has been an unjust gain, if any, by [BANK] and I do not hear from you, that gain will be reported to the United States Internal Revenue Service for their collection.
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Know that all men and women know that the foundation of law and commerce exists in the telling of the truth, the whole truth, and nothing but the truth. Truth as a valid statement of reality is sovereign in commerce. An un-rebutted affidavit stands as truth in commerce. An un-rebutted affidavit is acted upon as the judgment in commerce.

FOR THE CAVEAT Upon the Receipt of this legal-Lawful-Notice for the [BANK] By the Certification of the Mail for the [BANK] for the Superior-Knowledge of the Law for the [BANK] has of the ~21-Days for the Review and for the Correction and of any Errors within the Affidavits and Legal~Lawful-Notice and for the Answering by the Certification by the U.S.A. Mail as for any corrections for the Enumeration-Points Here-In. For the Failure of the Answering of the ~21-days, for the Allowing of the ~3-Day-Grace for the Mail-Delivery, for the Volition by the [BANK] for the Default, and for the presumption for the Volition into the Public-Record that the [BANK] that the Points of the Authorities with this Legal-Lawful-Notice are in the Truth, Correct and Certain F.R.C.P. ~8-d). Date: [date AOCL] Cc ________________________________________________ [1st Name First: Last] Secured Party Creditor, UCC 1-207 c/o [Clients Address] [Clients City, St, Zip]

CALIFORNIA ALL PURPOSE ACKNOWLEDGEMENT

State of California County of ________________ On __________________before me, by ____________________________________________, Personally appeared [1st Name First: Last] and [2nd Name First: Last]
Name and Title of Officer (Notary)

Who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature _________________________________ (Seal)

My Commission Expires__________________
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NOTICE Using a notary on this document does not constitute any adhesion, nor does it alter my status in any manner. The purpose for notary is for verification of identity only and not for entrance into any foreign jurisdiction. Date: [date AOCL] Cc ________________________________________________ [1st Name First: Last] Secured Party Creditor, UCC 1-207

Having witnessed the signing and sealing of the forgoing, I place my hand and seal hereon as an authentic act as a Public Notary on the ____ day for the _____________ month in the year of our Lord, Two-Thousand Eleventh, 2011, at the county of San Bernardino.

JURAT
STATE OF CALIFORNIA ) ) ss COUNTY OF _______________________) SUBSCRIBED AND SWORN TO (or affirmed) BEFORE ME on this ___ day of ______________, 2011, by [1st NAME], proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. ___________________________________ Notary Public in and for CALIFORNIA My Commission Expires _________________, 20___ (seal)

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CERTIFICATE OF SERVICE

I, [Notary], Notary Public residing in [Notary County] County do hereby certify that I mailed a true and correct original copy of: [Notary], Notary Public, [Notary PO Box], [Notary County], California state [Notary zip]
Certificate of Service on behalf for the
1. 2. 3. 4. 5. 6. [1st Name First: Last] ___________________________

Notice of Acceptance for Value of the Deed of Trust-Doc-No. Notice of the Acceptance for Value of the Note-No. Affidavit of Obligation Affidavit Concerning of the Terms and Execution of the Loan Agreement Notice of Dispute and Demand for Full Disclosure of the Loan Agreement Request for Admissions

To: [BANK CEO], PRESIDENT AND CEO, dba [BANK] [BANK Address] [BANK City/State] [BANK zip] By depositing the same with the United States Postal Service, certified postage, return receipt requested, Cert. Mail # [Cert# AOCL] prepaid, this [date AOCL].

________________________________ Notary

Seal