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Retirement Savings calculator

Seminars and
Workshops
As a mainstream Financial Planning firm,
Birchcorp will set up education and workshop
days to ensure all our clients are comfortable
with their investment decisions and their long
term wealth creation. Workshops will include,
but are not restricted to the following topics:
Share Trading through Comsec, E-Trade etc,
Buying Property with your SMSF, What to look
for when Purchasing an Investment Property,
Tricks and Strategies of the Sophisticated
Investor, Preparing for Retirement, What
business structure is right for me, and Esta...

Insurance
Birchcorp can show you how you may
purchase your Insurance with no out of pocket
expense.
Unlike other Financial Planning firms,
Birchcorp will show you how and why you can
decrease your Insurance coverage. We believe
this boosts the profits of insurance compa...

10-02-2012 18:50

Birchcorp

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Retirement Savings Report

The report below illustrates the growth and depletion of your retirement savings over time.
Congratulations, your retirement plan is on track!

Assumptions
Your Age Now:
Current Yearly Income:

35 years
$60,000 per annum

Current Retirement Contributions:

Current Retirement Savings:

9% of income
$150,000

Expected Retirement Age:

% of Pre-Retirement Income Needed:

65 years
60%

Income Needed Until Age:

85 years

Inflation Rate:

3% per annum

Income Growth Rate:

4% per annum

Pre-Retirement Investment Return:

6% per annum

Post-Retirement Investment Return:

8% per annum

Note: Taxation and social security implications are not taken into acccount.
Professional advice as to your specific circumstances is recommended.

Report

Age

Opening
Retirement
Savings

Investment
Growth

36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85

$150,000
$164,616
$180,334
$197,228
$215,379
$234,871
$255,796
$278,250
$302,336
$328,162
$355,845
$385,508
$417,284
$451,313
$487,743
$526,732
$568,450
$613,076
$660,800
$711,825
$766,367
$824,654
$886,931
$953,456
$1,024,505
$1,100,371
$1,181,365
$1,267,817
$1,360,079
$1,458,524
$1,592,720
$1,598,705
$1,600,312
$1,596,995
$1,588,159
$1,573,153
$1,551,263
$1,521,713
$1,483,653
$1,436,156
$1,378,211
$1,308,718
$1,226,475
$1,130,176
$1,018,395
$889,584
$742,058
$573,981
$383,360
$168,028

$9,000
$9,877
$10,820
$11,834
$12,923
$14,092
$15,348
$16,695
$18,140
$19,690
$21,351
$23,130
$25,037
$27,079
$29,265
$31,604
$34,107
$36,785
$39,648
$42,710
$45,982
$49,479
$53,216
$57,207
$61,470
$66,022
$70,882
$76,069
$81,605
$116,682
$127,418
$127,896
$128,025
$127,760
$127,053
$125,852
$124,101
$121,737
$118,692
$114,892
$110,257
$104,697
$98,118
$90,414
$81,472
$71,167
$59,365
$45,918
$30,669
$13,442

Contributions
at 9%
of income

Retirement
Income
Drawdown

$5,616
$5,841
$6,074
$6,317
$6,570
$6,833
$7,106
$7,390
$7,686
$7,993
$8,313
$8,646
$8,991
$9,351
$9,725
$10,114
$10,519
$10,939
$11,377
$11,832
$12,305
$12,798
$13,309
$13,842
$14,396
$14,971
$15,570
$16,193
$16,841
$17,514
$121,433
$126,290
$131,342
$136,595
$142,059
$147,742
$153,651
$159,797
$166,189
$172,837
$179,750
$186,940
$194,418
$202,195
$210,282
$218,694
$227,441
$236,539
$246,001
$181,471

Retirement
Account
Balance
$164,616
$180,334
$197,228
$215,379
$234,871
$255,796
$278,250
$302,336
$328,162
$355,845
$385,508
$417,284
$451,313
$487,743
$526,732
$568,450
$613,076
$660,800
$711,825
$766,367
$824,654
$886,931
$953,456
$1,024,505
$1,100,371
$1,181,365
$1,267,817
$1,360,079
$1,458,524
$1,592,720
$1,598,705
$1,600,312
$1,596,995
$1,588,159
$1,573,153
$1,551,263
$1,521,713
$1,483,653
$1,436,156
$1,378,211
$1,308,718
$1,226,475
$1,130,176
$1,018,395
$889,584
$742,058
$573,981
$383,360
$168,028

10-02-2012 18:50

Birchcorp

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http://113.30.164.103/birchcorp/php/retirement_savings_calculator#

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Birchcorp 2012. -- All Rights Reserved
Birchcorp Pty Ltd ABN 56 132 775 654 is a corporate authorised representative (no. 339299)
of The Salisbury Group Pty Ltd ABN 51 089 332918, which is the holder of an Australian Financial Services Licence No. 225379

10-02-2012 18:50