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N.a. Bankof Arnerlca, Attn tlofio Rtqtion DMEronrCAG-qlq-o1-43 {00 Natier.

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cl9g055 simlvru8y, Loan#:

Acknowledgment

SlateoiCalifornia

of Gounty On
(insefi name titleof theofficer) & personallY appeared subscribed thewithin whosename(s) is/are te evidence be person(s) of to to whooroved meon thebasis satisfaclory capacity(ies), aulhorized arrd executed samein hiyher/their the lo melhathe/shdthey and instrument acknowledged of or ttre on signalJre(s) theinstrument person(s), theentityuponbehalf whichtheperson(s) by hivher/their that executd instrumetll, the acted, pamgraph true is pENALTY PERJURY lhat of lhe under lawsof theState Califomia theferegohg OF I ce(ifyunder

andcorreot. seal and my WITNESS hand oflicial


Signature * ) .-.,"-*-(SEal)

:;ir ' ,I i .

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BA2 L,{rnt
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ls YQur mongag approved fur s modltlcst-bn.

N.A. Bank Amodca, of DtulCont C,A6-91H'2.45 Attr HomRtention 400l{ationalw8y sinf varyrcA 93065

You muEt rtuma notarized Modlfl by calion Agreement January 2012 secpt 19, to thl+0fi6f.

4,2012 January
Loan# Propertl Address:

you has We you for to and Thank forapplying a loanmodiflcation. arepleased inforrn thatyourrequest beenapproved, payment. you yourmortgage soonbe permanently modifed provide withan affordable monthly will to Agreemdnt Summary and reflect newterms yourmodifled the of mortgage, will Theenclosed Modificalion These terms go intoeffect youcomplete refurn enclosed and documentation. Please readthese documenb lhe caretully. once th'E bI, in Agreement besioned all boffowers frontof a notary.Twocopies . To eccept ofier,oneModification must otthe . however, second the copyis foryourrecords. Pleas retum one notarized agreemsnt enclosed; are copyin the prupaldenvelope January19,2012, by ' questions call about offer,please usat 1.888.325.5357 this Monday Thursday I a.m.- 11p.m.and from lf youhave - I p.m.Eastem.We apprEciate coopeftltion lookforward taking finalsteps your and to ths Friday ffomI a.m. in payment. providing witha modified you modgage

Relationship Manager Customer Team Lgan Home Bank America, of N.A. (1) (Z) (3) Envelope Enolosures: Modiflcation Summary Modification Agreement Pre-Paid you N.A.is required ldwtoinform thatthisoommunioelion is froms debtcollector. by However, the Bank America, of purpose tlis communisationto letyouknow yourloanmodincation mayhelpyoubring Keep your is about that of or payments. loanoufient through moreaffordable
MondaloF fuid.d drdtfiftdFtd br dd@ EWsltlotdn, l4ncer. h(cdaE{ofl Ealdhtt$ dodrBonr. b6srE o Rgl4q 9ac0t1t )qtr

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Thi$ of is pRtNctpAL Balance $601,758.41. is thebalance Unpaid Principal Current BALANCE. YOur GURRENT paid expenses t0 servicing any pfiorto theloanmodfication doesnotincludB pastdueinterest, and vourtorn paid taxosandinsurance on yourbehalf real inirapartiis,and,if applicable, esrate unpaid interest' including Any iS YournewloanbaladCe $870,209.99. pa$tdueamounts, NEw pRlNclpALBALAI{cE. paid havebeen andinsurance ony,our behalt, taxes and, real rxp.n..r paidto thirdp5rties, if applicable, estate of used to Below a breakdown thekeyitoms is ""rvkingyourorlginbl newloanbalance, princtpat this balance calculate to ti aOOeJ your Balance, calculate NewPrjncipal

ot and Past Amounts Appllcation Funds: Duo

43' payment $3,409 lf youhavean is monthly moftgage Yournewmodified PAYMENT, NEWMORTGAGE payments beduethe will payinent YoUr totalmonthly changes. if will tnis eilrow account, amgunt change yourescrow 1,2012. on starting February samedayeachmonth will rate rate Yourinterest aftermodifioation be 2,000%. RATE.Thec{nent interest of 6.250% INTEREST 4.7500/0. Please rate,notto exceed interest in to and fixedfor 5 years thenincreases staps thomaximum remain ifris ratewrtt Agreement. 3.8. in referto thechart section in theModification expenses for account thisloan.Therefore, an N.A" EScRow AccouNT. Bankof F.rneric, willmaintain e$crow to has of in or oI taxes, insurance, both, theamount $1,231.74 beenadded yourNBw paidto thirdpariies yourbehalf, either on seParatBly. You Balance. do notneedto paythisamount irrincipal fees,recording feessuchas att'omey however, party third a FEES. Wawi notcharge feefor the modlfication, tromprjor Any yourNewPrincipal Balance, lateoharges in and been incurred willbeincluded fees,eb. mayhave payments satisfy latecharges late due, to the fromprevious you.tI there tunds werenotenough mustbepaidOy Ollinquenciei the theywillbedueby'lstday are due.lf ft6 lataaharges notpaidduring loanterm, wittremain if $o.dO in fhe "n"rg;" 2037. "rount of Maruh i, " , : in not applied, a N.A, thatBankof Americe, wiilholdfunds, already You lN HELD SUSPENSE. agree FUNDS fte during held process complete. amounts in thisaccount Any is untit irri-rt"iirlUearirt account themodification othsrwiso be the thatyou owe,reducing amountthatwould b6lan6 to pr"*js willbe applied anyoutstaniting modiiaalon principal yourmodified balance. to added please and carefully makesurethatyouunderstand Agreement Modification readtheenclosed . REPRESENTAT|oN$. please lf are seotion truBandaccurate. youhaveanyqueslions, set itinO G"itne etalemants forthin the'My Representatjons" us contsct at 1.888.325.5357.

2 Pege

RECORI}ING REQUESTED BY: Eank of Americe, N.A. Atl[ Eofie Retenuon Diyision: CA6-tl9-ll2-46 'wry 4oO Natioral Valley, CA 93065 Simi
Loan # .

SPACE ABOI/E

TEIS LINE FOR RECOR.DER,S ASE

LIOAN MODTFICATION AGREEMENT Fixed Interest Rate Recorded - Step Rate

Asreement rhisr,oan Modffioatian a'"**-"tilJ,."#T3;:,.,1,8.ffjtff:1H*:;o,1T:&."o*r,

aud sufrple.raents (1) thc Mortgage; Deeq ol r rirst, or Dccd to Secure Debt (the "Security l-astnrlnelrt"), dated the 22fld day of February 2OO7 a.nd in the a-uror:nt of $588,0O0.00 aud reoorded ore rtre 5fi day ef March 2OO7 ill Book ,n the Official Records of Los Angeles County, in the No- None, Page No- None as Document No.

amends

State qf CALIFORNIA, and (2) the Note bearing the safie date as, arrd secured b)., the Secudty Instrumeot Tvhich. covers the real and personal property described in tle Securiw Instrument and defined therein as in the ?rbpertr', located at l
See Exhibtt A dttdched hereto and made a part hereof.

If my representations rn Section I below contrnue to be tue in all material respects, then this Modification will, as set fortli in Section 3 below, amend and st4rpleGent (i) the Mortgage or Deed of Agreement ("AEreemeuf) on the Properlr and (2) the Note secured by the Mortgage" a.od any previous modificatioris to the Trust ("Mortgsge') Mortgage and/or Note. The Mortgage afld Note together, as lhey Eay F\eviously have been amende4 arc rfeEEd ta Capita.lized terEs used tur tfds Agreement snd ngt defted here have the mea,aing given-" -, as the "Loar! DocuEents". in the Loan Documentsto them I have received two copies of this Agreeme'nt. A-fter I sign aEd return one ootarized copy of this Agteeaent to Lender, I will retain the other oopy for my records, This Agreement r{ill not take efflect rmless the preconditions set forth in Section 2 below have been satisfied. 1. My Represen(?tions ald CovenaEts, I acrti$, rcprcscnt to Lender, covenarrt and agred:

I am experiencing a finaDcial hardship, afld as a resuft, (1) I arn in default urder the Loan Doauments or my defauh is imflineDt, and (2) I do flot have sufFrcieflt income or access to suff,ciem li$rid assets to make tXre monthly mortgagc pajmcnts no1v or in thc taear futurc, A, : There has been no impermissible change in the ownership of th.e Property si-n.ocI sigrred the Loan Documenls. A Permissible chnnge would be any transfer tbat the lender is required by law to allo*-, such as a hansfer to add ot re&ove a family member, spouse or domestio partrer of ttre undersigned in the event ofa deatb, divotce of marfiage. I have lrovided documeDtation for all income that I receive and tr understand that I am trot rcquired to disclose child suppo,rt ot alimony unless I chose to rely on sueh income when rquesting to qualifu for this Loirr Modrfioarion ('Modrficatiorf ). all documents and information that I (or any third party on my behalo have: Uflder penalty ofperjury, provided to I-end,t in connoction 'R'ith this Agrcement, including the docurnents and information regarding my eligibility for the Program, are true afld correct' :!si I have matle all palnnents required. under a trial period plan or loau workout plan

B.

c.

D.

2.

I understafld and ackno\trledge that: to Modifrcation alrd PreconditioBs Ackrowledgements Effective Date as set forth iir Section 3 belo]v, Lelrder determiJres that any A. Ifprior to the Moditicauon ofmy representaUons in Secdorl I above are no longer fue and oorlect, oi any oovenalt in $ection li! . has not been pfforme4 thc Loan Documents will not be modifi.ed end this Agieement will terErinatF.' In tllat ewent, Leader vrrll have all of the rights and remedies provided by the Loan Documents; a;rd B. I understald that the Loan DocuEeDts will txot be modifiecl un-Iess and unti-l (1) I retum a signed alld notarized copy of this Agreement to Lender, (2) the Lender acoepts tbrs Modrfication by siFdng it and (3) the Modihcation Effecrive Dare (es deqned in Seetion 3 below) has occrjrled. I fi.uther urdrstand a.nd.agrec that Lender vrill not be obligated to modity the l,oan Doouments if I farl to meet any of thc requirelaents under this Agreement'

. Fnnrilv ivl rn:j'f^Its ili(}DtFtcAl'lt$i Ar:iRF:F:LJ:'1!- S'1rgl+ (*r. i,'.1llrF s.rft .tl i1B+r*', N 3.''

Tto Modification. ifall ofmy repesentaiionsin Section1 continueio be tue in all natedal respects all.i., and pEconditionsto the nodification setforth in Secfion2 abovehavebeenmel the Ioan Documetrts ,'i,ii. lv'ill aulomstioallybecomemodified oa Februq.ry 1,2012 (the'Modification EffeafivDate"). I undeNtand that iil hEvefailed to makoanypayments a plrcondition to t}is modificatio! undcr a tial periodplaDor loauv,,orkout a5 plaa, this modifioationwill not take effect. TheMaturity Datewilt be: lst daygfMarch 2037. A. The roodifiedPriacipalbalans+ ofmyNote will inchrdoall amounts arrcamges will be pastdue and that asof the Modification Effective Date (includilg unpaidanddefenedhterest, fees,charges, edclow ' adrzpce5, glher costs,but excludingunpaidlate charges, and collectively, (,,UnpaidAmounts') lessany .amountspaidtoLenderbutnotpleviouslyqeditedtomyLoar).ThenewprircipalbalanceofnyNote... will be $678,209.99(the '"|.{ewPrinoipalBala"ce,,). I understrndthat by a$ehg to addthe Udpaid Afiounts to the outstandhgpincipal balance, addedUnpaid A-tnouts accmeinterestbased the the on ittercst rate itr efe,st uflderthis Agfeemcnt. I a.lso undqstandthat this meatrs that interEst will now accrueon the uupaidinrerestthat is addcdro the ourstanding pdncipal balance, which would not hapien without tbis Agreemeut. B. Itrterestat dle rate of 2.000%witl beginto a4cmeon theNew PdncipalBalancea$of lst dayofJaruary 2012 andthe first new morrbly paymetrt fhe New prhcipal Balana on will be duEor lst dayof Fekuary 2012. My paylro$ schedule the modifiedLoan is asfollows: for

at will Intefest therateof2.000% begin accrue thehterestBeafing to on Priflcipal Balance of lq1{ay as 2012 of January artheyeirly mteof(SeeBetowSchedule), thefirst newmonthly palrnent Ags, and on Irterst BeqingPdloipalBalaqce bedueon lst dayof February will 2012. paymeft My schEdute fo; themoditred is asfollows: loaa
MontHy Principal Total of Endbterest Interest IuterestRate Type of EstimatedMonthlyEscro\r/ Montbly Payment olPy M I{ate Anaurrt A[ount* oD

Nurnber

l-s 2.000% tn\n

Principal $2,859.95 and periodic6lly$3,409,43 nay $549.48 adjust 2llf20l2 i:'50


Intffst

6 3.000% Ult20t7 Principal $3,137.52 aad periodically $3,687.00 may UtD017 t2 $549.48 adjust
Interest 4.0000/0 1At2018 Priacipal $3,417. $549.48 Edjust and l9 periodica[y 53,966.6'7 msy AV20t8 72 LDterest 4;750o/o 1llD019 Principal $3,625.98 and may periodically $4,175.46 2^t2019 2t8 $549.48 adjust Inlercst l:!j.
' Ii !i'jr i:.i;,rj

are periodicallyin ffesc,low payments colleotedby Lender,Ipnder may adjustsuchpayments with applicablelaw. Thereforg rfly total fionthly payrnent rhay change accordance acaodingb.

::'';ls

,r,ii: The tffms in this Seotion3,8. supersede Frrovisiotrs the co taty in the Loan Documents, any to snd previousloan modificatidnsincluding Out not limited to) Fovisions for sn adj$table or interest-oniy rate.

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!,ll lljI:JTATT \tOl)r|{:ATl|1']\ AiiIlELr'{v-T - Sicd- F!u;lt s:nk orAnllYirr, N.i,l lh! i.:;10

fJSr 2.i I

. ' , 1; , { | , , |i l

as C. I will be in deftult ifI do not comply with thetenns ofthe l,oar Documents, modified by this Agnanent.

Lende.r I agreeto the followingl atrd 4, Additional Agreemcats, :I prsols, or their autiorized representative(s), signedthe LoanDocumefltshavesignedthis A. All vho : '' (2) Agreemeat, rdcss (l) e bonowsr or co-burgwer is deceascd; 0rebonower and co-bonowerare divorcedandthe propertyhasbssn haqsfefiedto onespowe ia the divorcodecree, sreaningthat the siouse rto Iro longerhasan interestin tle propertynednot sign this Agreemetrt(althoughthe mnsigdng spouse may continueto b hld liable for the obligationuder the Loa[ Docume s); or (3) Irnder haswaived this requirement uriting, il

plab,or loan B. ThisAeEeirentsupersedes tenns 8nymodification, Ae of forbea$nce, period tial plau workout thatI previously ertered v,/itlLndr. into sxcept tle extont theyaremodified tlig Ageement, all cavenanE, to witb &at by C. I wiu coDply, '' oflhe iflcluding agteement make paymnts my to agesnffs,andrequirements Loatr Documents, aU of '' premiums, asse$sments, tsxer,insumtrce EsfiowItems, itq)ourds, all otherpalmerts, a.mount and tle change thetermofmy Loau. of whichnay periodically over are of D. TheLoanDocuments composed dulyvalt4 binding enforceable accordance itr agreenenb, with ihoirterms arehereby and reaJfumed. ofthe LoanDocu&ents, except eBpr$sly nodifiedbythisAgreement, E. A]l tern$andprovisions as or to rEmain ftIl forceandeffecl Noihingi.nthisAgreemeff in shallbeundersJood conssued bea ,.i: or il oonmined theLoatr i.!, Doeuments. Except ,satitfactiotr release vhole or in partofthe obligations asotherwise specifically provided andasexpressly in, nodifiedby, tlis Agreemeng f.eader I will . '. . and bebound andnill conplywith,all oftheterms conditions loaa Documents. by, and ofihe .,.,... F I will payto Lnde! thedaypaFflents dueunddr Loan on the are Documenls amended this as by for Agrcerneng theLoanis paidin firll, a sum(the"Funds') provide payment amounts until to of due pdorityovrtheModgage a lieno! for: (a)taxes assessments other and and as items whi0hcanattain payrrents goundrlts oatheProperty, escufiblaffeo[ theProprty; Ieasehold (b) ifany; (c) or (d) prelriums ary andall insurance for required Lender by under LoanDocu.mettsi nortge tbe presiums, afly)or anysums if payable Londer lieuoflhe paymotrt rdo*gage i0${a.nce to in of insumnce with Docr:ments; (e)anyconmunity and association fee and : r:.:, dues, s, lxeuiumsin aooordance tlleLoaro
assessEetrts Le[deErequhesto be escrowed. tlsl Theseitemsam cglled'Esoxowlterus." J shall promptlyfirnish to Lender notices 4.F. I shallpayl*nder' ' all ofamounts bepaidunderthis to Section theFqndsfor EscrowItems tlolessLetder waiyesmy obligationto payttp Fundsfor anyor all Escrow ' Items. Lrnder may vaive my obligation to payto LenderFundsfor anyo,rall EscrowItemsat anytime. Any suchwaiver may only be in rriting. Is the eve of suchwaivg1,I shallpay directly, whenand wherepayablg lhe dtrountsdue lbf anyEscrowltemsfor whiohpalmeut ofFuntls hasbeenwaivedby Lenderand,if],ender requires,shall fiunish b kndr receiptsevidencingsuchpaymelt ll'ithitr such pay requiro.My obligationto makc rueh paymsntsendto proyidereoeips shall ',. timc periodasLearder t' to contained the Loan Documents, lhe in as for all purposes deemed be a covmantand agleemetrt be pbrase"covmnt 8lld agreernent'' usedia the LoaoDocurnene. If I m obligatedto pay Essro* Itefis is i di$ctly, pursuantto a waiver, aadI fail to paythe amountdue for an EscrpwItem, LeEdermay exercisa ' its rights u.nder Losr Docurnenls the ,l ., snd tlis A$emeD1 psy suchamoutrtandI shall thenbo and obligatedto rpayto Lf,derany suchamoutrt-Lendermayrevokethe waiver asto anyor all Escrow lvi$ the Loan Documefis, and,upotrsuchrcvocation" Itens at anydme by a noUcegiven in accordsnce that all I shallpayto L,ender Funil:, andia suchamor:nts, arcfren lequiredrmderthis Section4.F, at sny time, oollect andhold Fundsin aDamount(a) suffrcientto pennit Lenderto apply I*nder may, uder the ReaIEstateSettlemertProcduesAot C'RESPA'),8nd (b) not the Fuds at thc time specifi,cd the the to exced maximrm amounta lendercqor4uireunderRIISPA, Lendershall estimate amount r'1' ofe)rlendih]Ies offutue Escrow ofFunds dueon the basisofculretxt dataEndreasombleestimates with applioable laq Itens or otherwiseitr eccordance drc Thefimds shall be held in 4r instihttion whosedeposits ircuted by a'fedenl dgency, i ot efiW AncludingLender,if knder is an inrtitutton vh1se depositsdre so inswed) 0t,.. it$trumentality, in any FederalEomeLoqn BanE Lendershall apply the FunA to FrJ lhe E$qov llems no leter thqn the tima spacifed under RESPA.Lendetshall not chargeae fot holding aad applying thaFunds, anmally onal2zingthe etcrnu dccourll,or wifling the Etcrdw ltems,unlessLendetpays me ihtercst is on the Fundsand arylicable law pertnitg Lefidet Jonake Sucha charge.Unlessan agreement made in writing or applicablelaw requiret interestto bepoid on tfu Funds,Lendershall not be required to t ' .

'

i$qlr Fm'il) Ittl'nsTA'lli Vc'lilFlci?lf li\ A{,REEMENT. t.rf.iliifl 5|Ii c! ^ners,N r.)

pdy medfty intercst or edmingson the Funds. LenderandI can agreein ltriting, howeyer,that intefest tl ohall bepaid on the Fundt, Lendershall provide me,without chffge, an annual accountingofthe ,t,: Fundsds rcquircd by RESPA. If there is a flrytus of Fffids held ih escrcw,ot defned underRESPA, Lendershall accountto me for , : the ercessfundsin dccordance with &ESPA.Ifthere ir a shortqgeof lunds heldin escrcw,as deffied underRESPA, Lendershall notily me.dsreqairedby ffS?A, and I shullpry to lznder the amouit Recessary maker+)the shortagein accordance to with fuESPA, in no more than I 2 monthly but pE nents. Iftherc is q defciekcy ofFuhds held ln esuow, as defned underRESeA,Lendershall notily ne as required fu RESPA,and I shall pay to Iendet the amountnecessary ,flolu up thedeficiencyi; to accordance with RESPA,but in no more than 12 monthly pqrments, - ::i uponpqtnent in Iull of all sumsseared by rheLodn Documents, Lendershal pronptry refundto ne anyFundshald by Letder. G. on and afterthe Modifioation EtrectiveDate,and notrvithslanding ottrerprovisior of the l4an any . Documents, ifall or anypart ofthe Propertyor anyinterestin il it solctor trall;frled without.l,ender's . pnor r4rittenconse , Letrdermay, at its option, Iequiroimmediate palhetrt in full of all sumssecured by theMortgage. Howevet,Lendershall not exercise optioDif Etsteor federallaw, nles, or this prohibit the exercisof zuchoption esofthc datcofsuch saleor baasfer, Ifleader regulations exerciserthis optio!" Lendershall give me notice of ac4eleffition.The rotice shalllxovide a period. of not lessthan30 daysfiom the datethe notice is deliveredor rnailedwithin which I must pay;[ $nas secuted the Moftgage. IfI faii to pay thesesuns pdor to the expirationofthis period,I_ender by may i oke anyremedies p_ereitted tle Mortgw without firther mtice or demald. by H; On and afterthe Modifcation Effecti!-eDate,Lenderwill allow the tansfer atrdassumption ofthe Loan, includilg tbis Agreesent, only to a taf,,sferee my propertyasperuitted undrthe Oam-St 0f GednainAct, 12 U.S.C. Secdon1701j-3. A buyf or transferee ofthe pro,perty will not belemitte4 'nder anyother cifc'.ElstaEce, assuEethe l,oal. Exoeptasnotcd hcrcifl, dfs AgreeheEt@aynot b to assigned or assumed a buyeror bsrsfee ofthe Property_ to, by, Oq ad aftcr the Modification Effectivc Datc, anyprovision ia the Note (or itr anyaddendurlor asrdment to lhe Note) &at aUowed the assessment penaltyfor firll or partial plepaylleot oftle for ofa Note, ir aull andvoidproduc(s), aul/or subordination agreement(s) are necessary requiredby I-endo's procedqesto , thet or cnsue 0Ht the modified Eortgagc loan is in ftst-lien positioo and/oris ftlly Qnforceable upon modifcation. Under any circumstarceandnot withshnding anythingelseto the contary h this Agtement,ifl.ender doestrot receiyesuchtitle endorsemeEt(s), jllsuranceprcduct(s),and,/or UUe agreemeut(s), terfts ofthis A$eemetrtwill trot becoloepffectivequ the Modification $ubordiuauon the Efective Date and the Areementwill bEnull a.ud void. I will allow Lenderto attBchan Extribit ln this LoanMorlifcotion thatwill iqclude a Lgal Dercription,recordingiofoffiation ofthe origital security ,l instumdqandaflyotheffelevantidorma'iontequiredbyacountycleIklsofficetoalldwfor recordingifand r&en rccordingbcomes necessary Lendef. fot K. Iwillexecutesuchotherdocumdsasmaybreasonablynecessaryeitherto(l)coLsuolratetheterEs.. andcorditions of this AFeemenq or (2) coftct the telms a d conditiotrsof this Agreefient if an enor is detecled after eKecution ofthis A$ement. A conectedAgrEment be providedto me aodthis will Agreement will be void audofno legal effectupon noticeof suchenor. IfI electnotto sign such coffectedAgreement, lerEns the ofth original Loan Documents, the mostrectrtmodified tenas ot cuneffly i! sffct, shaltcodinue in firll force,andthe tems of the original LoatrDocu.Eenb,or the mostrecert modified ttrfis curcntly in effect,will not bemodified by this Agreement, frlly with Lenderia obtaiaingany title elldoNe.uetr(s), siDilar title insuraJrce J. I will cooperate or

L, MongageElectroDicRegistrationStstoms,lnc. (MERS') is a sepamte corpomtionorgadzedand


utrderthe tawsofDclaware andhasan addrcss rclcphoncm:mberof P.O. Box 2026,Flinl Gnistiog and l',fi48501-2026,(888) 679-MERS. Ifthe loaahasbeenregistercd with MERS, MERS (1) hasonly legaltitte to the interestsgrantedby the bonower in ftremortgageandactssolely asnomineefor Lender ard Llrde['s successa[s assigns, hasthe right: lo exercise or all ofthose interests, (2) aad any including, bnt [ot limibd to, the right to forecloseandsell the Property;a.od hasthe right to takeany aotion (3) rEquiredoflender, inctuding, but qot limitd to, teleasingatldcanclitrg mortgagelosq. the relEted the l4an Doau!4ents to atrd/orthis Agreeltreut lgsL misplaced,misstated, is M. Ifany document reflccb the tue and conectterss andootrditioDs th loaDa$modilied, or is othefir'ise inaccurately of missiqg,I will coEply with l,endefs !que$t execute, to ecktrowlEdge, initial add deliverlo lendet any , , ' documentation lrnder deems necessary.Ifthc original promissoEy is feplaie4 Laderhereby note ], with a demand 0re original note. All doounDts on tlat iudemnifiesmc agsirlstany loss associated ofme underthis shall be refenedt0 asthe "Dooumeqts."tr'xill deliverthe Documeffs . Irnder requests

within (10) anr receive knder'swiftenrcquest such ten days I for replacement.

N Ei"iiirT - i$ik Frn,il) :n t nJTAli i,{of.tfi7dl l ,L 4(:!R (4! li;10Ernl +r"lrtsr,*,N r.r

belo",lhe BonowEraad l}rcLenderagreeto the foregoing. As wideaoed by their signatures

Dste Date

STATE OF Coutr9of On Beforc fle, personally NotaryPublic, appeared :

Peisomlly kro}ln to Ee, (or pmvcd to Ee on the basisofsatisfastoryevidelc8) to be de pefiotr(s)whose to naroe{s) is/aresubscribed the vdthin instrtnent ondacknowledged me ttrqt he/she/they to executcd thc capacity(ies), th8t by hisiher/theirsignahEe(s) ttreiDseulnent ir and on same hisftrer/theirauthorize.d the pqson(s),or etrhtyupon behalfofwbichthe pe$on(s) acte4 execdedthe ilstrument WTINESSmy handandoffioial scal. SigDaturc:

DoNot WriteBelowThisLine N.A. USEONLY IS Bari(of America, fiIIS SECTION FORINTERNAL By:
Dated:

STATE OF
Coutrg of
UN

Before me,

Notary Publio,personallyappcarcd

whose to to evideoce) betheperson(s) of knolvrto me,(orptoved meoolhe basis satisfactory Personally exculd the to to and name(s) iyaresubscribed theq,ithi instrurnent acknowledgedmethath,1she/ftey on the signature(s) theinstrument authorized oapacity(ies), thatbyhis/herltleir afld same bis/her^heA in the the apted, cEccuted instumenL pe!so!(s), E[tityupon or behnlfofwhioh person(s) and WITNESS hEnd offcial seal. my sigDature:

Il.:r iIJir.lF \IODP!(nlllN t(rR;FiLlE:;f' tirBii T!$ilr l\ L;'r. I lr lii Aiftlttr ,{c}erita, ,1 l

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