Starting in the Name of Allah,

The Most Beneficent, The Most Merciful

Four Pillars of Burj Bank
Project on
Burj Bank Limited
Presented to:
Honorable Sir Riaz Ahmad Mian
&
Respected Students

Presented By:

Muhammad Irfan Roll No. E13MBA055
Syed Adil Najam Roll No. E13MBA056
Muhammad Amjad Marib Roll No. E13 MBA029
Mission
PROVIDE INNOVATIVE AND EFFICIENT
ISLAMIC BANKING SOLUTIONS TO EXCEED
CUSTOMER EXPECTATIONS AND OPTIMIZE
What Makes us Burj
Our Values!
Purity
Integrity
Passion
Devotion
Islam has given an immense importance to
trade

The nobility of this profession is obvious from
the fact that it was the chosen profession of
prophet Muhammad (PBUH).

Importance of Trade in Islam

Islam is a
complete code
of life that
provides
guidance
regarding each
aspect of life.

WHY ISLAMIC BANKING
The primary objectives of Islamic Economic
System are as under.
Equal Distribution of wealth
Social justice
These objectives can never be achieved in
Interest/Riba based economic systems.


WHAT IS ISLAMIC BANKING
Now we come to our core question
Islamic banking has been defined as banking
in consonance with the ethos and value system
of Islam and governed, in addition to the
conventional good governance and risk
management rules, by the principles laid down
by Islamic Shariah
DIFFERENCE BETWEEN ISLAMIC AND
CONVENTIOANL BANKING
Islamic Banking
1) Functions and operations
are based on Shariah
principles.
2) Promote risk-sharing.
3) Aim at maximising profit
but subject to Sharia'h
restrictions

Conventional Banking
1) Functions and
operations are based on
fully man made
principles.
2) Investor is assured of
pre-determined rate of
interest
3) Aim at maximising
profit without any
restrictions.


DIFFERENCE BETWEEN ISLAIC AND
CONVENTIOANL BANKING
Islamic Banking
4) Partners, investor and
traders, buyer or seller
relationship.
5) Encourage asset-based
financing and based on
commodity trading.
6) No right of profit if there
is no risk involved.


Conventional Banking
4) Creditor-Debtor
relationship.
5) Based on money trading.
Money is a medium of
exchange and not a
commodity, its sale and
purchase is prohibited in
Islam.
6) It is almost risk free
banking


ISLAMIC BANKING PRODUCTS AND SERVICES
Currently available Islamic Banking Products and
services are:
a) Partnership based modes of financing
Musharaka Finance, Mudaraba Finance,
b) Trade based modes of financing
Murabaha Finance, Salam finance
c) Rental based modes of financing
Ijarah Finance, Diminishing Musharaka Finance


Formerly known as Dawood Islamic Bank Limited (DIBL),
Pakistan's sixth full-fledged Islamic commercial bank
The bank received its license from the State Bank of
Pakistan in May 2006. and officially commenced its
operations on Friday, April 27, 2007.

It currently has 75 online branches.


Burj Bank has a diversified range of Shariah
Compliant funded and non-funded products and
services aimed at both individual and corporate
customers. The bank also offers investment and
corporate advisory services. Burj Bank quoted the
best Islamic bank by world financial magazine
(Islamic finance awards 2013)

Deposit Products
Burj Business Account
Burj Smart Saving
Burj Monthly Income
Account
Burj Current Account
Burj PLS Saving Account
Burj Term Deposit
Certificates

Takaful Products
Banca Takaful

Financing Products
Burj Carsaaz
Burj Home
Musharakah

Fund Base Products
Working Capital Finance
Murabaha for Local and Imported Goods
Equipment Ijarah Financing
Diminishing Musharakah Financing
Non Fund Base Products
Sight and Issuance Import LOC
Bank Guarantee

Trade Finance
Working Capital Finance
Islamic Export Refinance Scheme
Cash management
Payments- Payroll Management
Burj Tractor Financing
Tractor Financing

Insignia Priority Banking promises you a new level of
banking to meet your priorities in life make your
financial goals attainable and help enhance your
lifestyle.