2.

2 Workmen's Compensation Act 1952

• Covers foreign and manual workers

Compensate accidents at work or contract

employment-related diseases

Compensate employee’s dependants if

employee dies

Compulsory for employers who hire foreign

workers to purchase workmen’s compensation
insurance

Employer cannot deduct employee’s earning

for insurance payment
 2.3 Employee Provident Fund Act 1991
• To ensure employees have funds available after retirement
• Amount of contribution based on employee’s monthly wages

Expatriates and
RM5000 and below RM5000 and above
foreign workers

Employer
Employer 13% Employee 11% Employer 12% Employee 11% Employee 11%
RM5/person

• Divided into two accounts:

Account No.1
• Age 50 and above
• 70% savings for retirement

• Age 50 • Medical
Account No.2
• 30% savings for housing, • Housing loan • Exceeds RM1M in
education, and medical purposes • Education account