S.V.

NANDAGOPAL
your's
 WELLWISHER
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
38-A JEEVA STREET,VARATHARAJAPURAM MEDU,
UPPILIPALAYAM (POST)COIMBATORE-641015
MOBILE- 99949 10202, 99439 66337
WEB SITE- www.licnandha.blogspot.com
WEB SITE- www.4myclients.blogspot.com
SKYPE ID-  call4nanda
 AN INVESTOR ASPIRES FOR

• HIGH RETURNS
• SAFETY OF HIS/HER INVESTMENT
• MUST FULFILL HIS/HER DREAMS
• MUST COVER FOR UNFORTUNATE
HAPPENINGS
• TENSION FREE INVESTMENT
• NO TIME FOR MANAGING FUND
S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 Market Investment Provides

S.V.NANDAGOPAL
12/08/21
your's
 WELLWISHER
Sensex movement in last 8 Years

S.V.NANDAGOPAL
12/08/21
your's
 WELLWISHER
 NAV

10.0000
11.0000
12.0000
13.0000
14.0000
15.0000
16.0000
17.0000
18.0000
19.0000
20.0000
2 0 .04 .2 00 5
11 .0 6.2 00 5
0 2 .0 8.2 00 5
23 .0 9.2 0 0 5
1 4 .1 1.2 00 5
05 .0 1.2 0 0 6
2 6 .0 2 .2 0 0 6
19 .0 4.2 0 0 6
1 0 .06 .2 00 6
0 1.0 8 .20 0 6
2 2 .09 .2 00 6
1 3.1 1 .20 0 6
0 4 .01 .2 00 7
25 .0 2.2 0 07
1 8 .04 .2 00 7
0 9 .0 6 .2 0 0 7

Date
31 .0 7.2 00 7
2 1 .0 9 .2 0 0 7
12 .1 1.2 00 7
0 3 .0 1 .2 0 0 8
Future Plus - Growth Fund vs Bond Fund

24 .0 2.2 00 8
1 6.0 4 .20 0 8
0 7 .0 6.2 00 8
2 9.0 7 .20 0 8
1 9 .0 9.2 00 8
1 0.1 1 .20 0 8
0 1 .0 1.2 00 9
Through switching option!

2 2 .02 .2 00 9
Bond

15 .0 4.2 0 09
Growth
 The power of switching!
No of Type of Growth FUND Bond No of Type of
Switch
Date Present Fund unit uni Fund SIZ Fund
to
un un
s ts NAV E NAV its its

22.04.05 GROWTH 9670 G 10.0000 96700 10.0000      

06.10.05 GROWTH 9670 G 11.6419 112577 10.3245 B 10904 B

31.10.05 BOND 10904 B 10.6003 113326 10.3932 G 10691 G

11.05.06 GROWTH 10691 G 14.6748 156886 10.7928 B 14536 B

15.06.06 BOND 14536 B 11.7690 154756 10.6464 G 13149 G

08.02.07 GROWTH 13149 G 16.5664 217839 10.9220 B 19945 B

05.03.07 BOND 19945 B 14.3068 216878 10.8738 G 15159 G

07.01.08 GROWTH 15159 G 19.6646 298097 11.6358 B 25619 B

27.10.08 BOND 25619 B 14.0609 312913 12.2141 G 22254 G

30.05.08 GROWTH 22254 G 18.7055 416274 13.1774      

Rs.1lac invested, becomes Rs.4lacs due to the power of correct switching!

 But,An Ordinary Investor has

• No Time to Manage Investment at Right point

• Not able to predict the market correctly
• Not able to track the market on daily basis

S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 What is the Solution

12/08/21
S.V.NANDAGOPAL
your's
 LIC’s Samridhi Plus
Presents

Without compromosing time and money

S.V.NANDAGOPAL
12/08/21 your's
 WELLWISHER
 Main Advantage of
Samridhi+
Fund Type Investment in Short-term Investment in Details and
Government / investments Listed Equity objective
Government such as Shares of the
Guaranteed money market fund for
Securities / instruments risk
Corporate Debt /return

       
Samridhi + 0% to 100% 0% to 100% 0% to 100% Medium
Fund risk

LIC DOES THE FUND SWITCHING IN SAMRIDHI PLUS

S.V.NANDAGOPAL
12/08/21 your's
 WELLWISHER
 LIC’s SAMRIDHI PLUS
(Plan No.804)
A GUARANTEED NAV PLAN
FROM

THE MOST TRUSTED

INSURER OF India
Welcome to Samridhi+
•High Returns With Guarantee !!!!!!
•Low Charges
•Partial Withdrawals
•Accident Benefit Rider
•Any Person aged 8 to 65 Yrs can Invest
•IT Benefits !!!!
•Just 3 Months !!!!
•Switching taken over by the Most Trusted Insurer
•Assignment/Nomination allowed

S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 BASIC ELIGIBILITY
CONDITION
Who is Eligible: 8 to 65 yrs
Term of Policy: 10 Yrs

Minimum Sum Assured:                                            

5 Yrs Premium Paying Term
For Age less than 45 Yrs: 10 times of Annualized Premium
Ages 45 Yrs and above : 7 times of Annualized Premium

Single Premium
For Age less than 45 Yrs: 1.25 times of Single Premium
Ages 45 Yrs and above : 1.10 times of Single Premium

Minimum Premium: Rs. 30,000 for Single premium

Rs. 15,000 p.a. for Regular Mode
Rs. 1,500 p.m. for monthly (ECS) mode
( Premium in multiples of Rs. 1,000/- for all modes other monthly mode. In Monthly mode it is Rs. 500/-)

S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 BASIC ELIGIBILITY
CONDITION
Maximum Sum Assured:                                            
5 Yrs Premium Paying Term
For Age less than 45 Yrs : 20 times of Annualized Premium
Ages 45 Yrs and above : 10 times of Annualized Premium

Single Premium
For Age less than 55 Yrs : 5 times of Single Premium
Ages 56 to 65 yrs : 1.25 times of Single Premium

Maximum Premium:
No Limit for Single P.A
Rs. 1,00,000 p.a. for Regular Mode

S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 ADDITIONAL RIDERS
Accident Benefit

Minimum Sum Assured:                       Rs. 25,000

Maximum Sum Assured:                      Rs. 50,00,000.
Minimum Entry Age:                             18 years completed
Maximum Entry Age:                            60 years nearest birthday
Policy Term:                                          10 years 
Sum Assured shall be available in multiples of Rs. 5,000

12/08/21 Ajay Kumar Kurup

 BENEFITS AVAILABLE
Death Benefit

During the term of policy

Higher of Sum Assured or Policy Holder’s Fund Value

Maturity Benefits at the end of term

Fund value based on highest NAV during first 100 months or NAV
as on date of maturity, whichever is higher

12/08/21 Ajay Kumar Kurup

 GUARANTEED NAV
• In this product there is a guarantee of the highest NAV
recorded on a daily basis, in the first 100 months of the
policy, subject to a minimum of Rs. 10/-. The guarantee
will be applicable only for units available in the
policyholder’s fund at the end of the policy term. The
period to be counted for guarantee of NAV shall be 100
months from the date of commencement of policy. 
• This Guaranteed NAV will not be applicable for the
payment of death claim, surrender and partial
withdrawals.
 
S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 Charges
Allocation Charges Premium Allocation Charges
Single Premium  3.3% First Year 6.00%
      2ND to 5th Year 4.50%

Mortality Charges
Based on Sum Assured minus Policy Holder’s Fund Value

Accident Benefit Charges

Rs.0.50 per 000 Sum Assured

S.V.NANDAGOPAL
your's
 WELLWISHER
12/08/21
 Other Charges
• Policy Administration Charges
Rs. 30/- p.m. for First Year
Rs. 30/- p.m for second year and thereafter escalating @ 3% per year

• Fund Management Charges

@ 0.90% of fund value as at date of computation of NAV

• Guarantee Charges
@ 0.40% of fund value as at date of computation of NAV

• Bid Offer Spread: Nil

• Surrender Charges: Nil

• Service Charges: @ 10.3% on all above charges

12/08/21 S.V.NANDAGOPAL
your's
 WHY Guarantee for
100 Months

Any Investment invested for more than 7

years will see a cycle of up and down of the
stock market.
The Bond fund will also see full interest cycle.

S.V.NANDAGOPAL
your's
12/08/21  WELLWISHER
 BIMA PLUS EXPERIENCE
NAV as on HIGHEST
FUND 14/02/2011 NAV

SECURED 31.7010 32.3470

BALANCED 40.2476 43.8574

GROWTH 57.0698 65.6297

12/08/21
 Short to Medium Term Performance of Index

Investment period
1 year
Return range
-54% Investment period

To 268% 7 years

Per annum Return range

-8%
To Investment period

43% 12 years

Per annum Return range

2%

Source : Outlook Money March2007 To

12/08/21
S.V.NANDAGOPAL 34%
your's
 Triggers for Insurance
• Easy Liquidity – Partial withdrawals
• Good and stable return on Investment
• Commitment for a few years
• Flexibility
SAMRIDHI PLUS ANSWERS ALL THE ABOVE

S.V.NANDAGOPAL
your's
 WELLWISHER
12/08/21
 WIN-WIN-WIN
• EXCELLENT PRODUCT FOR CUSTOMER.
• GOOD FEE BASED INCOME FOR CHANNEL PARTNERS
• NEW BUSINESS FOR LIC.
PRODUCT WHICH MAKES EVERYBODY HAPPY

S.V.NANDAGOPAL
your's
 WELLWISHER
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
MOBILE- 99949 10202, 99439 66337
WEB SITE- www.licnandha.blogspot.com
WEB SITE- www.4myclients.blogspot.com
Samridhi+ Over Wealth+

S.V.NANDAGOPAL 9994910202
Samridhi+ Over Wealth+
Samridhi+ Over Wealth+
 SAMRIDHI PLUS – Table 804
Samridhi Plus an excellent plan for all ages…..

8 to 12 years :Because Education is important.

13 to 18 years :To get that head start in life.

19 to 25 years :Save. It’s time to inculcate financial

discipline.

26 to 34 years :You have your loved ones to protect.

35 to 45 years :This plan gets you the best of Stock

Market Benefits through highest NAV.
SAMRIDHI PLUS – Table 804
Samridhi Plus an excellent plan for all ages…..

• 46 to 55 years : Because Samridhi Plus is

designed for your prosperity.
• 55 to 65 years :The best of Samridhi Plus is for
you - Insurance Protection,
Safety & Growth for your
investments.
 RECREATE
A
NEW HISTORY