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‡ Kotak Mahindra Old Mutual Life Insurance is a joint

venture between Kotak Mahindra Bank Ltd., its
affiliates and Old Mutual plc.
‡ The company is one of the fastest growing
insurance companies in India and has shown
remarkable growth since its inception in 2001.
‡ A company that combines its international strengths
and local advantages to offer its customers a wide
range of innovative life insurance products, helping
them in taking important financial decisions at every
stage in life and stay financially independent.
‡ Kotak Mahindra group is one of India¶s leading
banking and financial services organizations,
with offerings across personal financial services.
‡ The Kotak Group employs around 20,000
people and has over 1,350 offices across 370
cities and towns in India. Kotak also has offices
in London, New York, San Francisco, Singapore,
Dubai and Mauritius.
‡ Old Mutual plc is an international savings and
wealth management company based in the UK.
‡ Old Mutual plc employs approximately 53,000
employees worldwide and is listed on the
London and Johannesburg stock exchanges.
s







‡ Apart from common beliefs, values and
objectives we believe in the vision of a better
tomorrow.
‡ Our Customers will enjoy the benefits of
dealing with a global Indian brand that best
understands their needs and delivers
customized pragmatic solutions across
multiple platforms.
‡ The most preferred employer in financial
services.
‡ The most trusted financial services company.
r 



‡ 

 
- Holds a stable and diversified
portfolio and has received some of the highest ratings in
financial strength from industry¶s independent rating
agencies.
‡ 
 
 


- Years of experience in
asset management, and a strong track record in
managing funds - backed by the acclaimed expertise of
Old Mutual plc.
‡ 



 
   - A highly committed
sales force, with customer satisfaction as the key driving
force - a major differentiator.
‡ ! 
 
 
  - Daily declaration of fund
performances, regular performance benchmarking, well
regulated asset management, and monthly newsletter on
market updates.
 

‡ Individual Insurance Plans
Protection Plans
Savings & Investments Plans
Retirement Plans
Child Plans

‡ Group Life Insurance Plans

Kotak Group Shield
Kotak Group Assure
Kotak Term Grouplan
Kotak Superannuation Grouplan
Kotak Credit-Term Grouplan





‡ |
  




" Kotak Loan Protection
Plan is a protection plan that helps share the burden of
your loan. When you take this plan along with your loan,
it serves like a safety net so that you are not worried
about your family, and the repayment of your loan in
case of untimely death. This plan provides a reducing
cover that is matched to your liability with minimum
paperwork.
‡ |
 ! #   !  
" Kotak Term
Plan/Kotak Preferred Term Plan is a pure risk cover plan
and truly an economical means of providing you with a
high level of financial protection, offering further reduced
premiums for women. Kotak Preferred Term Plan offers
special premium rates to non-consumers of tobacco, for
a sum assured of Rs. 25 lakhs or more.

$





‡ |
 %

 
" Kotak Wealth Insurance is a
unit-linked insurance plan that provides you with
investment growth to take care of your family's goals and
comprehensive protection to help your family and you
meet unplanned events head on.
‡ |
  


 
" Kotak Secure Invest
Insurance is a unit linked life insurance plan and lets you
enjoy the upside of the market while safeguarding the
downside by way of Capital Guarantee. Therefore, on
maturity, if the market value of your units is higher, you
reap the benefits with the peace of mind whilst in a bear
market your investment is protected by Capital
Guarantee. In addition, the returns are totally tax-free.
‡ |
 
  
" The Kotak Money Back Plan offers
the key benefit of cash lump sums at periodic intervals of five
years, ensuring that you are able to meet any of your financial
obligations which arise from time to time. Such investment
plans not only provide life cover but also entitle you to a
guaranteed addition and bonus on maturity. This money back
plan not only lets you enjoy regular cash flows during the
policy term, but it also gets you a substantial life cover, which
increases every year.
‡ |
  
&
" Kotak Surakshit Jeevan, an
enhanced protection and long-term savings plan, makes sure
your family remains financially independent even if you are
not around. It is an insurance plan that helps you keep pace
with changing needs at every step of life, be it protection for
your family or savings for the future. It will double protection
after 5 years.

 



‡ |
 
 
 
" The Kotak Capital
Multiplier Plan is the only plan of its kind that allows you
to enjoy returns even beyond maturity. This plan is best
suited for you...
If you are looking for an investment plan for your child and
want a flexible money-back plan that gives you the
power to decide the amount and time of withdrawals.
If you are planning for your retirement and require a plan
that allows you to withdraw any amount as per your need
and at the same time invests your money prudently to
get you bonuses on the balance in your account.
If you think that from time to time you will have extra cash,
which you would like to invest in an instrument which is
safe and which will get you attractive returns.
‡ |
 
 


  
" The Kotak
Retirement Income Plan is a savings plan designed
to meet your post-retirement needs. It is a plan that
gives you "Jeene ki azaadi". It gives you the choice
to remain independent even after retirement.
The Kotak Retirement Income Plan is a participating
plan. The plan comes in two forms:
(i) With Cover (ii) Without Cover.
You can choose to retire at any age between 45 yrs
and 65 yrs.
Option of Early retirement due to ill-health.
You can make top-ups into your policy at any time
before retirement.
 

‡ |
  

 
" The Kotak Child Advantage
Plan is an investment plan designed to meet your child's
future financial needs. This child plan allows your kids the
freedom to realize their dreams. This is a
participating insurance plan.
‡ If you have a child below 17 years and are looking forward to
plan his/her future.
‡ If you want to ensure that your child is secure even if you are
no longer able to support him/her.
‡ On maturity you would receive the higher of the basic sum
assured or the Accumulation Account*.
‡ The amount available in the Accumulation Account is invested
in various financial instruments (as per IRDA regulations)
which implies that your money works hard to earn more for
your child.
v 

‡ |
 v  " |
 v   is a
comprehensive solution that helps protect your
customer¶s assets and savings in the unfortunate
event of death, illness or disability. To your institution, it
reduces the risk of default and provides financial
security thereby enabling you to enjoy a competitive
advantage.
‡ |
 v   " Ensuring against non-
repayment of loans due to death, illness and disability.
Various plan options ensure that you can satisfy all
customers. High non-medical underwriting limits. Ease
in getting Group Insurance. Financial security to
customer¶s family creates loyalty towards you.
‡ |
 !  v 
: His group term insurance provides life
cover for employees, by paying a lump sum benefit to the
beneficiary on the death of an employee. The plan is offered
on a yearly renewable basis and is non-participating. This
group term insurance is secured via a single policy on the
lives of all the employees of the group.
‡ |
  



v 
: The Kotak
Superannuation Grouplan (KSGP) is a uniquely flexible
product that addresses the needs of both the employers and
the employees. Under this group life insurance plan, individual
employee accounts are invested in one of the many
investment portfolios on a unitized basis as per each
employee¶s choice. Parameters such as eligibility criteria for
fund membership, vesting guidelines, contribution rates,
transfer rules and voluntary contributions are all designed as
per each employer¶s unique needs.
‡ |
 
'!  v
 This plan provides
life cover to a group of borrowers of the credit
institution (banks, retail finance providers etc.) with
the Life Assured being the borrower and the Credit
Institution being the beneficiary. It is a non-
participating yearly renewable plan .The plan can be
compulsory (for all borrowers) or voluntary (subject
to certain conditions).
In the unfortunate event of death of the borrower
during the term of the policy, the outstanding loan
amount would be repaid by Kotak Life Insurance,
relieving the borrower¶s family of the loan liability
and eliminating risk of loss due to death of the
borrower to the Credit Institution.
ð